Get 7 tips from the RMA Credit Risk Council's "2016 Industry Insights" on how to prepare for the implementation of the Current Estimated Credit Loss (CECL), which is expected to be in force in 2019. Learn what you should be doing now to prepare.
Home equity lines of credits (HELOCs) have distinct risks due to their product structure. Learn about the risks you should be aware of during the HELOC final draw periods. This information is part of the RMA Credit Risk Council's Industry Insights.
Get 7 tips from the RMA Credit Risk Council's "2016 Industry Insights" on how to prepare for the implementation of the Current Estimated Credit Loss (CECL), which is expected to be in force in 2019. Learn what you should be doing now to prepare.
Home equity lines of credits (HELOCs) have distinct risks due to their product structure. Learn about the risks you should be aware of during the HELOC final draw periods. This information is part of the RMA Credit Risk Council's Industry Insights.
This document discusses maintaining a positive attitude. It recommends choosing constructive thinking and visualizing the best outcomes. While events cannot control attitude, one's interpretation of events can. The document also suggests creating a "library" of positive thoughts from inspirational media, avoiding negative media, ignoring complainers, using positive vocabulary, and always believing in yourself.
How to Manage Increasing Data Compliance Issues in Community BanksColleen Beck-Domanico
During one of RMA’s Credit Risk Management Audio Conferences, H. Walter Young, chief liquidity risk officer, M&T Bank and chief data officer, CCAR, shared strategies and best practices for community banks facing increased data compliance and integrity issues, once deemed as “big bank issues."
Learn about common model risk program issues, the initial focus for the model risk management team, five early actions, overcoming legacy issues, and the key success factors. Get the steps for an initial development plan and view an example operating plan.
Lecture presented by Rhea Rowena U. Apolinario at PAARL's Summer Conference on the theme "Library Analytics: Data-driven Library Management, held at Pearl Hotel, Manila on 20-22 April 2016
Digital libraries are transforming traditional libraries through information and communication technology (ICT) and innovation. ICT has revolutionized the concept of libraries, with most libraries becoming digitized globally. A digital library comprises digital collections, services, and infrastructure to support lifelong learning, research, scholarly communication, and the preservation of recorded knowledge. Digital libraries provide advantages like no physical boundaries, round-the-clock availability, multiple access points, and preservation of information. However, they also face challenges like copyright issues, initial costs, and ensuring efficient access. Libraries must keep up with technology trends and adapt innovations appropriately to serve community needs.
Recent loosening of underwriting standards and thin pricing margins in the indirect auto lending sector have increased credit risk, similar to the build up before the housing crisis. While auto loans have shorter durations than mortgages, leading to quicker recoveries after past recessions, extended loan terms now pose risks like higher defaults and slower portfolio improvements during downturns. Risk managers should closely monitor underwriting practices like debt-to-income ratios and place limits on high-risk loans terms to reduce future credit losses.
Ensuring capital availability for entrepreneurs is consistently referred to by business owners as one of the key components of any successful banking relationship. If you lend to small businesses, you should know about the competitive landscape, including alternative lenders, and the 5 regulatory items you should monitor closely.
Lecture on Infographics, including some concepts, ideas and examples, both good and bad. Aim for Thai learners as an introduction to the topic, in Thai language.
Risk management is an integral part of business management. This set of principles was developed by the industry for the industry. They have been drafted to make them so practical that they will resonate with any financial organization.
Infographic R & D of NSTDA (National Science and Technology Development Agency). Thailand. ภาพอินโฟกราฟิกแสดงผลงานของ สวทช. (สำนักงานพัฒนาวิทยาศาสตร์และเทคโนโลยีแห่งชาติ) สำหรับใช้เป็นเอกสารแจกผู้เข้าร่วมประชุมผู้บริหารกระทรวงวิทยาศาสตร์และเทคโนโลยี ณ วันที่ 25 ก.ย. 2557
Special Report Infographic: Emerging Trends and Critical Issues in Community ...Colleen Beck-Domanico
The document summarizes a survey of community bankers on emerging trends and critical issues. The top concerns were regulatory compliance risk, cybersecurity, and interest rate risk. Most banks plan to increase commercial and industrial lending and owner-occupied commercial real estate lending in the next two years. While most bankers believed their regulators were competent, many were concerned about keeping up with regulatory changes and felt examiners lacked understanding of community banking.
DUGA September series: Education ICT- Human Capital Development & the Role of...Experience Matters Co.Ltd.
Discussion Forum on Human Capital Development and the Role of University
Instead of just upgrading the current curriculum, we look at what the future workforce would be and its requirement so the university could redesign and adjust how the curriculum should be.