Education provides financial, social, and personal benefits. Financially, those with higher levels of education tend to earn more money - a bachelor's degree leads to earnings 21% higher than an associate's degree and 50% higher than just a high school diploma. Additionally, unemployment rates are lower for those with more education. Socially, college graduates contribute more through paying taxes, living healthier lives, and being less likely to commit crimes. They also are more likely to vote. Personally, education increases independence, develops problem-solving skills, and maximizes earning potential by providing knowledge of concepts and viewpoints.