We Are Elkton
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Presentation by Mayor Robert Alt, Town of Elkton. This Ignite style presentation was delivered during the 2016 MEDA Annual Conference
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The document provides information about an orientation luncheon for the South Lake Chamber of Commerce. It discusses the purpose of chambers of commerce to promote business interests and connect businesses to the community. It outlines the chamber's mission to create an environment where business and community prosper. It describes benefits of chamber membership like networking opportunities, listings on the chamber website and in guides, and promotional sponsorships. It emphasizes that members are an integral part of the chamber and their participation and input helps the organization succeed.
Lake Nasworthy Plan Presentation 10.21.13
This document provides a summary of the Lake Nasworthy Initiative master plan process. It outlines the project approach, which included extensive public participation to gather input from stakeholders. Market analysis was also conducted. The plan proposes dividing the lake into several "character zones" including Action Sports, Harbor Village, Nature/Education, Special Opportunity, and Natural Encounter. Catalytic projects are identified for each zone to spur economic development and recreation opportunities in a way that balances community interests. An implementation strategy with partnership and funding options concludes the document.
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This document provides an economic overview and analysis of employment trends in the United States and Maryland from 2009 to 2019. It includes charts and data on topics like GDP growth, unemployment rates, job openings, industrial production, and employment levels by industry in different states and metro areas. The data shows steady job growth and declining unemployment rates at both the national and state levels over the past decade since the Great Recession. Maryland added over 15,000 jobs between March 2018 and March 2019, with most gains in the Baltimore, Washington D.C., and Hagerstown metro areas.Overview of Maryland's ZoomProspector System
The document provides an overview of Maryland's ZoomProspector system, an online GIS tool that allows users to research communities for site selection and economic development purposes. It describes the key features of the system, including searching for available properties and sites, accessing market data reports, analyzing local businesses and industries, viewing geographic features, and saving/sharing research. The system also enables community and business searches, heat map visualizations, and community comparisons. Other sources for related economic and demographic data are also listed.
How Place & Experience Impacts Neighborhood Revitalization
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The document discusses how place and experience impact neighborhood revitalization, with a focus on the current state of retail. It summarizes that (1) many retail stores closed in 2017, leaving over 1 billion square feet of retail space needing repurposing; (2) the purpose and types of retail are changing to meet consumer needs; and (3) successful mixed-use developments with placemaking elements that create a sense of community can boost both retail performance and nearby office rents.2018 MEDA Annual Conference - DCI
The document outlines 3 predictions for the future of economic development websites: 1) They will be built as lead generation engines to foster engagement and identify visiting companies. 2) They will geo-target visitors and share customized content based on location. 3) They will shift toward talent attraction by staying targeted to their talent audience and sharpening key messages beyond generic phrases like "live, work, play".
2018 MEDA Annual Conference - Economic Outlook - Sage Policy Group
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This document contains numerous charts and graphs related to economic indicators in the United States and globally. It shows data on consumer confidence, business confidence, GDP growth, monetary policy, jobs, profits and other topics. The data comes from sources like the OECD, IMF, Bureau of Labor Statistics, Census Bureau and others. Overall the data suggests moderate global economic growth and strengthening conditions in the US economy in recent months.2018 MEDA Annual Conference - Site Selection / Business Attraction
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This document provides advice for economic development organizations on how to effectively market and promote their regions to attract new businesses. It recommends focusing on speed, certainty, and simplicity in business attraction efforts. Specifically, it suggests being transparent about hurdles, eliminating delays, bringing stakeholders together quickly, and not isolating real estate professionals to demonstrate speed. To provide certainty, organizations should utilize community influencers to share success stories and minimize political risk. Finally, the document stresses the importance of having a clear onboarding process, consolidated information sources, and marketing sites based on target industries to promote simplicity.MEDA 2018 Annual Conference - High Rock
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Regional Economic Development
Presented by: Zach Jones, Senior Director of Maryland Research, Economic Alliance of Greater Baltimore (EAGB)
About the Maryland Department of Commerce
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Community Colleges and Economic Development
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This document summarizes a presentation given by Steve McHenry, the executive director of MARBIDCO, about the importance of resource-based industries to Maryland. It notes that these industries contribute over $20 billion annually to Maryland's economy through agriculture, forestry, seafood, and other activities. MARBIDCO provides loans and other assistance to support these rural industries, working farmers, and land preservation. Since 2007 it has funded over 450 farm and rural business projects across Maryland, totaling $49.2 million and leveraging over $133 million in additional financing.About TEDCO
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Real estate developments have the potential for insane returns if the right ingredients are combined, much like how acorns can grow into large oak trees given the proper conditions. When the right factors are in place, real estate projects are able to achieve extraordinary results just as acorns are able to grow into massive trees given a favorable environment.
Utilities and Economic Development
This document discusses the relationship between utilities and economic development. It notes that while utilities and economic development groups are not the same, they have aligned goals of community prosperity. The document outlines how First Energy, a utility serving 6 million customers across 6 states, supports economic development through the four Ps: Prepare, Promote, Partner, and Participate. It provides examples of how utilities can help with data analysis, marketing, outreach, and validating economic development prospects. The overall goals are creating jobs, increasing tax bases, and raising standards of living through cooperative economic growth strategies between utilities and communities.
Economic Development Through Workforce Development
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Ignite Maryland: City/Town Economic Development
This document discusses urban development in Maryland and revitalization efforts in the City of Frederick. It notes that Maryland has 6 million inhabitants concentrated in 23 counties across 157 cities, towns and villages. It then outlines various partnerships, programs, and funding sources that local and state governments use to promote economic development and revitalization in urban areas. As an example, it highlights the Carroll Creek Flood Control and Park Project in Frederick, which transformed a flood-prone area into a public park that spurred over $150 million in private investment and new jobs.
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挂科购买【微信号:176555708】【挂科购买(UPenn毕业证书)】【微信号:176555708】《成绩单、外壳、offer、真实留信官方学历认证（永久存档/真实可查）》采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
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一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信号:176555708】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信号:176555708】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
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3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
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2、国（境）学习人员提供就业推荐信服务
3、留学人员区块链存储服务
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我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：客户在留信官方认证查询网站查询到认证通过结果后付款，不成功不收费！
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Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
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Independent Study - College of Wooster Research (2023-2024)
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
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Learn in-depth about Dogecoin's trajectory and stay informed with 36crypto's essential and up-to-date information about the crypto space.
Our presentation delves into Dogecoin's potential future, exploring whether it's destined to skyrocket to the moon or face a downward spiral. In addition, it highlights invaluable insights. Don't miss out on this opportunity to enhance your crypto understanding!
https://36crypto.com/the-future-of-dogecoin-how-high-can-this-cryptocurrency-reach/
Economic Risk Factor Update: June 2024 [SlideShare]
May’s reports showed signs of continued economic growth, said Sam Millette, director, fixed income, in his latest Economic Risk Factor Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
一比一原版美国新罕布什尔大学(unh)毕业证学历认证真实可查
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【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信：A575476】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信：A575476】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
→ 【关于价格问题（保证一手价格）
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！
TechnoXander Confirmation of Payee Product Pack 1.pdf
Confirmation of Payee (CoP) is a vital security measure adopted by financial institutions and payment service providers. Its core purpose is to confirm that the recipient’s name matches the information provided by the sender during a banking transaction, ensuring that funds are transferred to the correct payment account.
Confirmation of Payee was built to tackle the increasing numbers of APP Fraud and in the landscape of UK banking, the spectre of APP fraud looms large. In 2022, over £1.2 billion was stolen by fraudsters through authorised and unauthorised fraud, equivalent to more than £2,300 every minute. This statistic emphasises the urgent need for robust security measures like CoP. While over £1.2 billion was stolen through fraud in 2022, there was an eight per cent reduction compared to 2021 which highlights the positive outcomes obtained from the implementation of Confirmation of Payee. The number of fraud cases across the UK also decreased by four per cent to nearly three million cases during the same period; latest statistics from UK Finance.
In essence, Confirmation of Payee plays a pivotal role in digital banking, guaranteeing the flawless execution of banking transactions. It stands as a guardian against fraud and misallocation, demonstrating the commitment of financial institutions to safeguard their clients’ assets. The next time you engage in a banking transaction, remember the invaluable role of CoP in ensuring the security of your financial interests.
For more details, you can visit https://technoxander.com.
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Ponzi schemes, a notorious form of financial fraud, have plagued America’s investment landscape for decades. Named after Charles Ponzi, who orchestrated one of the most infamous schemes in the early 20th century, these fraudulent operations promise high returns with little or no risk, only to collapse and leave investors with significant losses. This article explores the nature of Ponzi schemes, notable cases in American history, their impact on victims, and measures to prevent falling prey to such scams.
Understanding Ponzi Schemes
A Ponzi scheme is an investment scam where returns are paid to earlier investors using the capital from newer investors, rather than from legitimate profit earned. The scheme relies on a constant influx of new investments to continue paying the promised returns. Eventually, when the flow of new money slows down or stops, the scheme collapses, leaving the majority of investors with substantial financial losses.
Historical Context: Charles Ponzi and His Legacy
Charles Ponzi is the namesake of this deceptive practice. In the 1920s, Ponzi promised investors in Boston a 50% return within 45 days or 100% return in 90 days through arbitrage of international reply coupons. Initially, he paid returns as promised, not from profits, but from the investments of new participants. When his scheme unraveled, it resulted in losses exceeding $20 million (equivalent to about $270 million today).
Notable American Ponzi Schemes
1. Bernie Madoff: Perhaps the most notorious Ponzi scheme in recent history, Bernie Madoff’s fraud involved $65 billion. Madoff, a well-respected figure in the financial industry, promised steady, high returns through a secretive investment strategy. His scheme lasted for decades before collapsing in 2008, devastating thousands of investors, including individuals, charities, and institutional clients.
2. Allen Stanford: Through his company, Stanford Financial Group, Allen Stanford orchestrated a $7 billion Ponzi scheme, luring investors with fraudulent certificates of deposit issued by his offshore bank. Stanford promised high returns and lavish lifestyle benefits to his investors, which ultimately led to a 110-year prison sentence for the financier in 2012.
3. Tom Petters: In a scheme that lasted more than a decade, Tom Petters ran a $3.65 billion Ponzi scheme, using his company, Petters Group Worldwide. He claimed to buy and sell consumer electronics, but in reality, he used new investments to pay off old debts and fund his extravagant lifestyle. Petters was convicted in 2009 and sentenced to 50 years in prison.
4. Eric Dalius and Saivian: Eric Dalius, a prominent figure behind Saivian, a cashback program promising high returns, is under scrutiny for allegedly orchestrating a Ponzi scheme. Saivian enticed investors with promises of up to 20% cash back on everyday purchases. However, investigations suggest that the returns were paid using new investments rather than legitimate profits. The collapse of Saivian l
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NIM is calculated as the difference between interest income earned and interest expenses paid, divided by interest-earning assets.
Importance: NIM serves as a critical measure of a financial institution's profitability and operational efficiency. It reflects how effectively the institution is utilizing its interest-earning assets to generate income while managing interest costs.
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New standard for reporting sustainability on lines of tcfd
University of North Carolina at Charlotte degree offer diploma Transcript
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Fabular Frames and the Four Ratio Problem
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
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We Are Elkton
- 3. Designated Maryland Main Street
- 4. Artwork with a Purpose
- 6. Welcome Visitors from Delaware to Main Street
- 7. Downtown Incentives • Façade Restoration Program • Community Legacy Program • Lower Rent • Neighborhood Business Works Loan • Town Backed Loan • Part of a Community
- 10. Minihanes Irish East Main Cafe Pub and Restaurant
- 12. Downtown is Open for Businesses
- 14. We Have Art – Gallery 122
- 15. Art Space on Main
- 16. The Palette and the Page
- 18. Specialty Shops
- 20. THANK YOU Mayor Rob Alt, Town of Elkton Blending our rich history with a compelling future by fostering a spirit of community teamwork to strengthen, revitalize, and broaden the economic base of Elkton, while improving the appearance of our downtown by promoting and marketing Elkton as a vibrant community to visit, work, shop, play, and live.