The secret world of construction financing! Learn how to get the bank to pay for your next project!
You've seen our seminars on laneway housing, renovations, flipping and you want to get started. Who wouldn't be interested in unlocking the potential of a home through construction? Maybe you're creating a secondary suite, running a BRRR investment strategy (buy, renovate, rent, refinance), or building a green laneway suite? But there is one major problem standing in your way - money. How the heck are you going to pay for all this?
Fear not fellow investor - we've got some help on the way! Hugo, Partner at VINE Group, is coming in to talk specifically about the nebulous world of construction financing. He'll walk through strategies and case studies on how to get your construction project financed!
Hugo Dos Reis is a Partner and Mortgage Agent at VINE Group; the #1 team at Mortgage Alliance Canada in 2017 and 2018. Hugo has been in the finance industry for over ten years, cutting his teeth at some of Canada’s largest banks on Bay Street in Toronto. During his time at the bank, he was frequently recognized as a top performer and for the past two years, was named one of the Top 1% of Mortgage Agents in the country.
Hugo and his team lead the way with investment financing solutions for clients across Canada and provide financing education presentations to thousands of investors on a regular basis through seminars and workshops.
His signature client-focused approach, value-added advice, and background in financial planning is what has helped Hugo with his success year over year. Hugo’s personal philosophy is to “take care of your clients and they will take care of you”.
You don't want to miss this opportunity to learn about construction financing in Toronto!
Have you always wondered how the world of executive rentals work? How are some investors able to get $3000, $4000 sometimes upwards of $5000 in rents on their condos? Join us to hear Rick Aubry speak! Rick is the Managing Partner at Premiere Suites and will be teaching us all about the world of executive rentals!
For most unsophisticated consumer-level investors, cashflow negative between $200-$400 is a reality when buying a regular investment condo. As sophisticated investors, this isn't good enough for us. We are supposed to be sophisticated, so let's act like it!! By thinking creatively and strategically, we can potentially offset or circumvent this negative cashflow. Executive rentals may be the solution: it may be the rental strategy that we employ in order to support your acquisition strategy, allowing you to continue to invest.
More importantly, learn how this can potentially creates a new opportunity for making condos work again... opening the door to investing in Toronto with lower amounts of investable capital. While we still believe in triplexes in downtown Toronto, not everyone has $300-750k of capital available to be able to buy/create a luxurious cashflowing triplex. But perhaps you have $150-200k of capital available? Wouldn't it be great to also be able to cashflow positive with lower amounts of capital... WITHOUT having to go outside Toronto to the smaller, more risky towns just because it is "cheaper"? While at the same time, rest assured knowing that your property is being occupied by an corporate executive level individual who treat the property like their own?
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Volition Properties
Volition Properties is an award-winning Toronto boutique real estate investment firm that provides advisory and turnkey real estate investment services. Its mandate is to help real estate investors sustainably invest to build wealth in the Toronto real estate market by investing in low-risk, freehold, cash-flowing income properties over longer-term real estate cycles.
[Volition (vō-ˈli-shən): The power to make your own choices or decisions; free will. Living life by design, not by default.]
Joint Ventures are the solution to every real estate problem, am I right? Have no money to invest - find a JV partner! Have too many properties and can’t qualify anymore - find a JV partner! Want to invest from your couch, never lift a finger and get great returns? JV, JV, JV!! Well, not so fast. As our members know, we like to paint the whole investing picture - the good, the bad and the ugly - and joint ventures are no exception. Come join us on October 16th, at Creeds Coffee Bar to hear from Erwin Szeto a master at JV’s. We’ll be covering not only the basics on Joint Ventures, but the rarely discussed downside risks. You’ll come away with a complete understanding of what you’re getting into when deciding on your next Joint Venture.
Erwin Szeto is a wealth hacker and runs an award winning business called iWIN Real Estate and is also the host of the Wealth Hacker Conference featuring Grant Cardone. Erwin and wife’s charity the Hamilton Basket Brigade has provided holiday meals to thousands of people in Hamilton and now focus on providing warm clothing and gifts to the most impoverished children in Hamilton. His podcast The Truth About Real Estate Investing is the top Canadian real estate podcast and he’s also been named a top 20 influencer in Canadian Real Estate.
You don't want to miss this opportunity to learn about Joint Ventures from our expert speaker Erwin Szeto!
-----------------------------
Location:
Creeds Coffee Bar
390 Dupont St, Toronto, ON M5R 1V9 (Dupont/Spadina)
6:30pm-10:00pm
RSVP NOW!!!
Entry Fee: The workshop is $20 at the door (cash or credit card using Square)
Schedule:
6:30pm-7:00pm: Arrival and networking (remember that your network is your net worth!)
7:00pm-9:00pm: Presentations begin at 7pm SHARP
9:00pm-10:00pm: Networking and drinks
-----------------------------
Volition Properties
Volition Properties is an award-winning Toronto boutique real estate investment firm that provides advisory and turnkey real estate investment services. Its mandate is to help real estate investors sustainably invest to build wealth in the Toronto real estate market by investing in low-risk, freehold, cash-flowing income properties over longer-term real estate cycles.
[Volition (vō-ˈli-shən): The power to make your own choices or decisions; free will. Living life by design, not by default.]
Contact us today for any questions about investing in real estate in Toronto! ming@volitionprop.com
Laneway housing has revolutionized cities like Vancouver and it’s here, now in Toronto. If you’re not familiar with laneway housing, the concept allows the use of the many laneways, which are typically used to access garages and other spaces, and allows for housing development along the laneway. Laneway housing is important to Toronto as it allows for both gentle densification and meets the requirements of the Official Plan.
Savvy developers and seasoned investors are already starting to take advantage of laneway opportunities. Learn how to invest strategically and plan for this massive change to the Toronto housing landscape!
We have an expert in the industry, Daniel Hall, coming to teach us all the critical elements of laneway housing. During this meetup we’ll answer questions like:
- How do I avoid development fees - I heard the can cost upwards of $30k?
- How can I avoid going to the Committee of Adjustments, adding months to my planning process?
- What’s the fastest way to build a laneway house? Are there spec builds out there?
- How can I identify a potential laneway property? What are the zoning rules?
- I heard that you need to be near a fire hydrant, is that true?
- What’s the best way to get services like water, sewage, and electricity to my laneway house?
- What are the parking requirements for a laneway suite?
You don't want to miss this opportunity to learn about laneway housing in Toronto!
Tap into a $1.8 Trillion Source of Funds to Do Your Deals - No Banks, No JVs!Volition Properties
This document summarizes an online real estate investment meetup hosted by Volition Properties. It includes the agenda for the event, introducing the speakers and case studies on accessing private funding sources for real estate deals. The main presentation focuses on tapping $1.8 trillion in private funds rather than using banks or joint ventures. The event concludes by encouraging participants to sign up for advisory services to build customized real estate investment plans.
The document appears to be notes from a real estate investing seminar hosted by Volition Properties. It includes the agenda for the day-long event, introductions of the speakers, and snippets of content discussed around topics like where to invest, how real estate makes money, case studies, and risk mitigation strategies. Photos are included along with frequent mentions of the host company Volition Properties and their services.
Volition is a real estate investment and advisory firm that hosted a virtual meetup. The agenda included networking, presentations on the market, and a guest speaker on laneway suites in Toronto. The guest speaker, Tony Cunha, has experience designing laneway housing and discussed how they are becoming more common in Toronto. Volition also provides services like mentorship, property management, and renovations to support real estate investors.
Volition is a real estate investment advisory and realty firm based in Toronto. They provide services related to mentorship, education, consultation, leasing, property management, renovations, and acquisitions of properties. The document provides details on two property spotlight projects - a triplex in Little Portugal and a 5plex with a laneway house in downtown Toronto. It summarizes the acquisition costs, renovation costs, projected rents, financing details, and projected returns for each project. The document promotes Volition's services and upcoming educational events.
This document is an agenda and promotional materials for a real estate investment mastermind event hosted by Volition Properties. The event agenda includes an online networking session, presentations on market updates and case studies from Volition, and a main presentation from Dave Dubeau on raising capital from joint venture partners. The document provides information on Volition's services, team members, and current real estate market data and listings. It encourages participants to sign up for an advisory consultation to discuss real estate investment goals and strategies.
Have you always wondered how the world of executive rentals work? How are some investors able to get $3000, $4000 sometimes upwards of $5000 in rents on their condos? Join us to hear Rick Aubry speak! Rick is the Managing Partner at Premiere Suites and will be teaching us all about the world of executive rentals!
For most unsophisticated consumer-level investors, cashflow negative between $200-$400 is a reality when buying a regular investment condo. As sophisticated investors, this isn't good enough for us. We are supposed to be sophisticated, so let's act like it!! By thinking creatively and strategically, we can potentially offset or circumvent this negative cashflow. Executive rentals may be the solution: it may be the rental strategy that we employ in order to support your acquisition strategy, allowing you to continue to invest.
More importantly, learn how this can potentially creates a new opportunity for making condos work again... opening the door to investing in Toronto with lower amounts of investable capital. While we still believe in triplexes in downtown Toronto, not everyone has $300-750k of capital available to be able to buy/create a luxurious cashflowing triplex. But perhaps you have $150-200k of capital available? Wouldn't it be great to also be able to cashflow positive with lower amounts of capital... WITHOUT having to go outside Toronto to the smaller, more risky towns just because it is "cheaper"? While at the same time, rest assured knowing that your property is being occupied by an corporate executive level individual who treat the property like their own?
-----------------------------
Volition Properties
Volition Properties is an award-winning Toronto boutique real estate investment firm that provides advisory and turnkey real estate investment services. Its mandate is to help real estate investors sustainably invest to build wealth in the Toronto real estate market by investing in low-risk, freehold, cash-flowing income properties over longer-term real estate cycles.
[Volition (vō-ˈli-shən): The power to make your own choices or decisions; free will. Living life by design, not by default.]
Joint Ventures are the solution to every real estate problem, am I right? Have no money to invest - find a JV partner! Have too many properties and can’t qualify anymore - find a JV partner! Want to invest from your couch, never lift a finger and get great returns? JV, JV, JV!! Well, not so fast. As our members know, we like to paint the whole investing picture - the good, the bad and the ugly - and joint ventures are no exception. Come join us on October 16th, at Creeds Coffee Bar to hear from Erwin Szeto a master at JV’s. We’ll be covering not only the basics on Joint Ventures, but the rarely discussed downside risks. You’ll come away with a complete understanding of what you’re getting into when deciding on your next Joint Venture.
Erwin Szeto is a wealth hacker and runs an award winning business called iWIN Real Estate and is also the host of the Wealth Hacker Conference featuring Grant Cardone. Erwin and wife’s charity the Hamilton Basket Brigade has provided holiday meals to thousands of people in Hamilton and now focus on providing warm clothing and gifts to the most impoverished children in Hamilton. His podcast The Truth About Real Estate Investing is the top Canadian real estate podcast and he’s also been named a top 20 influencer in Canadian Real Estate.
You don't want to miss this opportunity to learn about Joint Ventures from our expert speaker Erwin Szeto!
-----------------------------
Location:
Creeds Coffee Bar
390 Dupont St, Toronto, ON M5R 1V9 (Dupont/Spadina)
6:30pm-10:00pm
RSVP NOW!!!
Entry Fee: The workshop is $20 at the door (cash or credit card using Square)
Schedule:
6:30pm-7:00pm: Arrival and networking (remember that your network is your net worth!)
7:00pm-9:00pm: Presentations begin at 7pm SHARP
9:00pm-10:00pm: Networking and drinks
-----------------------------
Volition Properties
Volition Properties is an award-winning Toronto boutique real estate investment firm that provides advisory and turnkey real estate investment services. Its mandate is to help real estate investors sustainably invest to build wealth in the Toronto real estate market by investing in low-risk, freehold, cash-flowing income properties over longer-term real estate cycles.
[Volition (vō-ˈli-shən): The power to make your own choices or decisions; free will. Living life by design, not by default.]
Contact us today for any questions about investing in real estate in Toronto! ming@volitionprop.com
Laneway housing has revolutionized cities like Vancouver and it’s here, now in Toronto. If you’re not familiar with laneway housing, the concept allows the use of the many laneways, which are typically used to access garages and other spaces, and allows for housing development along the laneway. Laneway housing is important to Toronto as it allows for both gentle densification and meets the requirements of the Official Plan.
Savvy developers and seasoned investors are already starting to take advantage of laneway opportunities. Learn how to invest strategically and plan for this massive change to the Toronto housing landscape!
We have an expert in the industry, Daniel Hall, coming to teach us all the critical elements of laneway housing. During this meetup we’ll answer questions like:
- How do I avoid development fees - I heard the can cost upwards of $30k?
- How can I avoid going to the Committee of Adjustments, adding months to my planning process?
- What’s the fastest way to build a laneway house? Are there spec builds out there?
- How can I identify a potential laneway property? What are the zoning rules?
- I heard that you need to be near a fire hydrant, is that true?
- What’s the best way to get services like water, sewage, and electricity to my laneway house?
- What are the parking requirements for a laneway suite?
You don't want to miss this opportunity to learn about laneway housing in Toronto!
Tap into a $1.8 Trillion Source of Funds to Do Your Deals - No Banks, No JVs!Volition Properties
This document summarizes an online real estate investment meetup hosted by Volition Properties. It includes the agenda for the event, introducing the speakers and case studies on accessing private funding sources for real estate deals. The main presentation focuses on tapping $1.8 trillion in private funds rather than using banks or joint ventures. The event concludes by encouraging participants to sign up for advisory services to build customized real estate investment plans.
The document appears to be notes from a real estate investing seminar hosted by Volition Properties. It includes the agenda for the day-long event, introductions of the speakers, and snippets of content discussed around topics like where to invest, how real estate makes money, case studies, and risk mitigation strategies. Photos are included along with frequent mentions of the host company Volition Properties and their services.
Volition is a real estate investment and advisory firm that hosted a virtual meetup. The agenda included networking, presentations on the market, and a guest speaker on laneway suites in Toronto. The guest speaker, Tony Cunha, has experience designing laneway housing and discussed how they are becoming more common in Toronto. Volition also provides services like mentorship, property management, and renovations to support real estate investors.
Volition is a real estate investment advisory and realty firm based in Toronto. They provide services related to mentorship, education, consultation, leasing, property management, renovations, and acquisitions of properties. The document provides details on two property spotlight projects - a triplex in Little Portugal and a 5plex with a laneway house in downtown Toronto. It summarizes the acquisition costs, renovation costs, projected rents, financing details, and projected returns for each project. The document promotes Volition's services and upcoming educational events.
This document is an agenda and promotional materials for a real estate investment mastermind event hosted by Volition Properties. The event agenda includes an online networking session, presentations on market updates and case studies from Volition, and a main presentation from Dave Dubeau on raising capital from joint venture partners. The document provides information on Volition's services, team members, and current real estate market data and listings. It encourages participants to sign up for an advisory consultation to discuss real estate investment goals and strategies.
The document summarizes an investment mastermind event hosted by Volition Properties featuring expert accountant Cherry Chan discussing advanced tax planning and strategies for real estate investors. Volition is a Toronto-based real estate investment advisory and brokerage firm. The event provided an overview of Volition's services, team members, and market data and included a case study of a property conversion. Cherry Chan's session on tax strategies was the highlight of the event.
Volition Properties hosted an investment mastermind on insurance for real estate investors. An insurance expert discussed common pitfalls in investment property insurance policies, including named perils coverage versus broad form coverage, actual cash value versus replacement cost valuation, vacancy period allowances, and ensuring coverage for tenant damage, rental income loss, and risks like flooding and earthquakes. The expert also introduced an investment property asset protection program tailored for real estate investors.
August 2020 - Volition Mastermind Meetup
If you’ve opened social media in the past week, you’ve seen the headlines - “Tiny Toronto House - $1 Million!!” and “Record Falling Rents!”. Increasing asset prices and decreasing rents are not exactly the recipe for success. So, as a sophisticated investor, what can you do to position yourself to WIN in this market?
This month’s guest speaker Jin Kim, long time real estate entrepreneur, is navigating the intersection of these challenges and is using two strategies.
1. A combination of short, medium, and long-term rentals to solve the cash flow problem
2. Investing in real estate in alternative ways - (think, development and private lending)
But wait... isn’t that a lot of extra work?? Enter property management.
Join us as we dive into topics like:
· How cash flow is equal or higher (!!!) after being fully managed
· How the short-term rental market is faring during the pandemic
· General costs to switch from long term rentals to short term rentals
· The risks and downsides of this strategy and how to mitigate them
· How to create flexibility and switch between short and long-term rentals
------------
About Jin Kim
Jin Kim is a real-estate entrepreneur and financial consultant based in Toronto. He specializes in urban transformations and infill developments with emphasis on creating high-value real estate portfolios and cash-flow generation. With more than a decade’s worth of experience in real estate investing and financing - focusing on value chain creation and property development - he provides strategic financial direction to various business partnerships.
In the last 10 years, Jin has amassed a diverse portfolio of rental properties and infill developments in Toronto and surrounding areas. He is deeply passionate about creating personal economic freedom through real estate investing and sharing his knowledge and perspective with others.
His financial and real-estate expertise is bolstered by an impressive background in IT management in the field of architecture and construction management, a degree in Structural Engineering from the University of Waterloo and a fine arts degree from OCADU.
Living in the colourful neighbourhood of Little Portugal with his family, he is proud to call Toronto, home. He strongly believes Toronto is at the very beginning of massive transformations and is excited to be part of its growth.
----------------------
Join our Mastermind Meetup!
http://meetup.com/Volition
www.volitionprop.com
info@volitionprop.com
This document outlines an agenda and presentation for a Volition Properties investment mastermind meeting. The agenda includes networking, presentations on market updates and case studies, and a main event on financing strategies for buying real estate. Hugo Dos Reis will present on developing a "financing blueprint" for strategically growing a rental property portfolio. The presentation will cover mortgage lending basics, an approach to real estate investing, interest rates, and a Q&A session. A case study is also provided of a triplex property renovation that significantly increased the appraised value.
The very first book I read that started me on the path to become a real estate investor, was Rich Dad, Poor Dad. In that book, Robert Kiyosaki uses an analogy on how wealth is built.
Think about wealth as water and your finances are a bucket holding that water. Most people have one tap filling that bucket - their job. But they’ve got lots of holes in that bucket - bills, car payments, their mortgage, and **TAXES**. To build wealth, you’ve got to turn on as many taps as possible and close as many holes in your bucket as possible.
Improper tax planning can be one of the largest drains on your real estate investments, so join us on March 20th and lean how to pay less tax! We’ll be covering topics like:
Corporations - When should I incorporate? Should I buy in a corporation? Taxes on corporations? Active vs passive income? Business corps - using profits to invest?
Estate Planning - How do I pass my assets down to the next generation?
Taxation Best Practices - What is building depreciation and why is it important? What is eligible for interest deductibility? How do I deduct the interest of my HELOC?
It’s essential to understand these things even if you only have one property. If you’ve already accumulated a few properties, it’s even more important to correct any mistakes you’ve made. Bad planning can completely kill some investment business cases, home flipping for example, so come learn how to do things right with one of the best in the industry!
Peter is a Real Estate Investment focused accountant and well known in the investment world. He regularly presents in front of hundreds of people at REIN meetings and is making the trip from Kitchener to speak to our group. His accounting firm provides strategic accounting and taxation services to grow your business and and protect your real estate investments. His partner George Dube literally wrote the book “Tax, Accounting, and Legal Strategies for the Canadian Real Estate Investor”.
Their services include:
> Assurance Services
> Business Advisory
> Real Estate Tax Planning and Structure
> Retirement & Estate Planning
> Tax Consulting
> Business Tax Compliance
> Personal Tax
> US and International Tax Services
To ensure that we are covering topics that are relevant to YOU, email your questions or scenarios to ming@volitionprop.com and we will “incorporate” them into the presentation… ;)
This document provides information from a monthly meeting held by Volition Properties, a Toronto-based real estate investment and advisory firm. It discusses Volition's services and credentials. The main event focuses on identifying Toronto's next hottest neighborhoods by applying a filtering framework that examines new transit stations, gentrification plans, new transit hubs, and fit with Volition's investment model. East Harbour and Riverside are identified as potential neighborhoods and specific properties are discussed, along with considerations for investing in the area.
Volition Properties is a full-service real estate investment firm based in Toronto. The document provides an overview of Volition and its services, which include mentorship, education, property acquisition, renovations, leasing, management, and advisory services. It also summarizes real estate market data and highlights of a property renovation project. Additionally, it describes a mastermind event featuring a presentation on using life insurance for real estate investors and the benefits of participating whole life insurance policies. The event concluded with announcements about advisory services and investment opportunities available through Volition.
This document discusses strategies for obtaining mortgage financing in the current lending environment. It begins by comparing financing options through banks versus brokers. It then reviews the current Canadian lending landscape and common lender types such as big banks, monoline lenders, credit unions and alternative lenders. The document outlines factors that determine a strong mortgage application, including income, debt ratios, down payment, credit score and asset details. It proposes a strategic "blueprint" for structuring financing across a growing real estate portfolio. Finally, it provides tips for making a mortgage application successful.
Top real estate agent in the Madison Wisconsin has put together a pre-listing package. This contains information about Josh Lavik & Associates, Keller Williams Realty, and must know information about preparing to sell your home.
This document provides information about a real estate agent, Kelly Smith of Quest Realty, who is marketing a property located at 1234 Main Street in Any Town, USA for sale. The document includes Kelly Smith's experience, recent sales, testimonials, awards, explanations of pricing strategy and market analysis, photos of comparable properties, and descriptions of Kelly's marketing plan which involves listing the property on the realtor.com website and using social media.
Our Steps to Success Custom Pre-Listing Presentation is an introduction piece to the actual listing presentation. This allows you to provide an agent bio, testimonials and a brief summary of the listing and home selling process in advance of the listing presentation appointment.
Does Investing in Toronto Real Estate Still Make Sense Today?Volition Properties
The single most FAQ the Volition team has been asked in the past few months is: "Does Investing in Toronto Real Estate Still Make Sense Today?".
We will reframe this question that is on everyone's mind, and dive into topics and recent developments including:
- Rising Interest Rates
- Inflation
- War in Ukraine and global uncertainty
- Non-Resident Speculation Tax (NRST) increase
- Open Bidding Process
- Rising Prices
- What is happening to Rents?
- Proposals for City of Toronto changes to the development process to build triplexes/4plexes (and up to 4 storeys)
- Garden Suites legislation
- Restrictions on using HELOC for downpayments
- "Flipping Tax" vs. Principal Residence
- Is this a good time to buy a primary residence / investment property?
- Is this a good time to sell my primary residence / investment property?
MORE IMPORTANTLY... We will be talking about WHAT YOU DO AS AN INVESTOR to be successful in the current volatile environment. As with everything we do, Volition doesn't just read and regurgitate headlines, we will go deep PAST the "research & analysis" that any monkey can do, and actually SYNTHESIZE this into meaningful, actionable strategies and tactics in order to mitigate risk, boost cashflow, and build sustainable wealth.
Toronto has never been an easy market to invest in. Beside Vancouver, it is probably the single most challenging market to invest in in Canada. Volition makes it viable and achievable. We Make Toronto Work! (in fact, HGTV recent tapped us for our thoughts too :))
Indeed... "may we live in interesting times..."
Good Job, Good Income, Still Can't Buy A Primary Residence In The GTA?Volition Properties
This will be a little bit different than our typical Investor Focussed Meetup. Definitely, we will be bringing our Investor Realtor lens and deep insights, but we will be focussing on a different pain point...
In fact, we touch on some of this in the article that HGTV.ca wrote about Volition entitled: "Expert Tips That Will Help You Become a Homeowner Before 40". But in this Meetup, we are going to go much much deeper into actionable strategies & tactics that you can employ... and more importantly, HOW to do it.
Far too often, we hear that aspiring home owners feel that they can't afford to buy a home in Toronto, or North York, or Richmond Hill, or Markham, or Sauga, or wherever they wish they could live. The odds are simply stacked against them – even if they have enough for a downpayment, they can't afford the monthly carrying costs! Instead, they move out to Hamilton, Windsor, St. Catherines, purely because of affordability.
We are venturing out to change mindsets. Definitely, GTA is more expensive than outside GTA – there is no question – and yes, not everyone can realistically afford a home in the GTA. That said, we will offer a different perspective on how to "afford" a home in the GTA, and offer practical solutions and strategies on how to "make GTA work".
Sure, it's not easy. Sure, it might take a bit more work. Sure, it still won't mean that you'll find your "dream home" for less than $1M (or $1.X M, actually!). But for those who are resourceful, purposeful, and willing to do what it takes, Volition's Advisory & Realty services may be able to help turn that dream of home ownership in the GTA into reality.
Start Real Estate Investing! Where and when should you invest?Volition Properties
This document provides information about an upcoming monthly meetup hosted by Volition Properties, a real estate investment advisory and realty firm based in Toronto. The meetup agenda includes introductions to Volition, a discussion of where to invest in real estate, the role of cash flow, property and advisory case studies, and next steps for getting started. The document also provides background on Volition and its services, introduces a new team member, and discusses various topics related to real estate investing such as evaluating markets, property types, and managing risks.
Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szet...Volition Properties
=== Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szeto) ===
Ever been curious about Real Estate Investing in the US?? At Volition, for the past 14 years, we have been focused on helping investors invest in over $250M of real estate and generate $100M of wealth in the Toronto market, but we are always open to learning more about other business models and learning from other investors.
The US has always been an intriguing market to invest in. But the US is a big place… if you’re interested in investing in the US, you probably have a lot of questions, like:
☑️ Specifically WHERE should you invest?
☑️ What are the best markets to invest in and why?
☑️ How much are property prices there?
☑️ What are the returns like?
☑️ What is cashflow like?
☑️ Compared to investing in Toronto or other cities in Ontario, what are the benefits / tradeoffs?
☑️ What ownership structure should I use?
☑️ What are the tax implications?
☑️ Can I get financing?
☑️ What are tenants like?
Enter Erwin Szeto, a longtime friend of Volition. Since 2005, Erwin Szeto and his team have navigated the challenging landscape of being landlords in Ontario. Now, they are shifting their focus and guiding their clients' investments toward the more landlord-friendly environment of the USA. This decision comes after assisting Canadian clients in transacting over $440,000,000 in income properties. Faced with issues like affordability constraints, tenant-friendly laws, rent control, and rental licensing in Canada, Erwin sees a clear opportunity in the U.S. Here, there is a significant influx of investments leading to the creation of high-paying manufacturing jobs. Erwin and his clients are poised to capitalize on these opportunities where landlord rights are stronger and there is no rent control.
To facilitate this transition, Erwin has partnered with and become a client of SHARE, a one-stop-shop U.S. Asset Manager. Founded by Canadians for Canadians, SHARE enables as passive an ownership experience as possible for landlords in the U.S., while still maintaining direct, 100% ownership.
Erwin is “Making Real Estate Investing Great Again”!!
Website: https://www.infinitywealth.ca/
Facebook: https://www.facebook.com/iwinrealestate and https://www.facebook.com/ErwinSzetoOfficial
Podcast: https://www.truthaboutrealestateinvesting.ca/
Instagram: https://www.instagram.com/iwinrealestate/ and https://www.instagram.com/erwinszeto/
Financing 201: Changes in the mortgage industry that affect Real Estate Inves...Volition Properties
Financing is the SINGLE BIGGEST CHALLENGE facing real estate investors.
We strive to solve problems, so we’re bringing in a titan in the industry, Hugo Dos Reis. Hugo is a partner at VINE Group, one of the top mortgage brokerages in Canada. They fund billions (that's not a typo!) in mortgages every year and have the expertise to handle complex investor and personal portfolios.
Following on the heels of our January Meetup where we identified Toronto real estate investment opportunities, financing is the next step in the journey to start or continue real estate investing!
Hugo will cover a broad range of topics relevant to both novice real estate investors looking to take action, and sophisticated investors seeking opportunities to take advantage of market conditions and expand real estate portfolios.
***
Key topics:
- Headwinds and opportunities – What should investors do in 2023?
- Proposed OSFI changes (e.g., HELOC regulations) – update on new policies and insights
Industry changes and risk appetite – impact and updates on lender rules
- Reverse mortgages – how and when to use them
Remember: "There are only two types of real estate investors out there: ones who HAVE run out of money, and those who WILL run out of money." Let's all be the latter!!
***
About Hugo Dos Reis:
Hugo Dos Reis is a Mortgage Broker and Founding Partner at Vine Group, one of Canada’s leading mortgage companies in volume and the #1 team at Mortgage Alliance Canada for the past five years.
With 12+ years of experience in the financial sector and a Bay Street Alumni, Hugo and his team lead investment financing solutions for clients across Canada. Hugo has provided financial planning education presentations to thousands of investors through seminars and workshops, has authored numerous articles, contributed insights to several news outlets and hosted a financial news segment for the multi-unit rental sector.
His signature client-focused approach, value-added advice, and background in financial planning are what have helped Hugo with his success year over year. Hugo’s philosophy is to “take care of your clients, and they will take care of you.”
In his spare time, you can find Hugo at one of Toronto’s many restaurants enjoying all things food and wine with his wife or at one of the local parks burning off some energy with his two young daughters.
REAL-TIME Analysis Of An Investment Property Listing Thru The Eyes Of An Expert!Volition Properties
REAL-TIME Analysis Of An Investment Property Listing Thru The Eyes Of An Expert!
Are You Ready to Analyze Investment Properties Like a Pro? Join Us for a LIVE Real-Time Session!
Ever wonder what Volition, a leading name in Toronto real estate investing, looks for in a potential property? Now's your chance to learn the secrets straight from the experts!
In this LIVE & REAL-TIME & INTERACTIVE session, the Volition team will be dissecting a real-life investment property listing from MLS right before your eyes. You'll get exclusive access to our expert analysis, seeing exactly what we see and learning how to spot the same valuable indicators.
Let's be honest: browsing listings on Realtor.ca or HouseSigma is fun, but do you truly know what to look for? Can you confidently decipher the information and spot the hidden potential (or red flags) that others might miss? This session will equip you with the knowledge and skills to sift through the noise and identify true investment diamonds in the rough. And while Volition's expertise lies in the Toronto market, the valuable techniques you'll learn are universally applicable to any market you choose to invest in.
Leave this session with the confidence to:
Demystify investment property listings: Learn to read between the lines and uncover the true potential of a property.
Develop a critical eye for detail: Discover the hidden gems and avoid costly mistakes.
Make informed investment decisions: Analyze properties like a seasoned expert and evaluate investment opportunities like a pro.
Become a self-sufficient investor: Break free from dependence on your "Investor Realtors" (you know, those Realtors who simply calculate rents & expenses and call it a day) and take control of your investment journey.
Answer the ultimate question: Is this property worth your precious time and investment?
Here's what you'll learn:
The Volition investment criteria: Discover the key factors we consider when evaluating potential investments.
Neighbourhood analysis: Learn how to assess the overall area conditions and their impact on your investment decision.
Property analysis: Dive deep into the listing details, including property type, location, condition, financials, and more.
Financial projections: Gain insights into potential rental income, operating costs, and potential return on investment.
Decision-making framework: Develop a structured approach to analyzing investment opportunities.
This session is for you if:
You're a new investor looking to learn the ropes.
You're an experienced investor wanting to refine your skills.
You're tired of relying on "Investor Realtors" who offer limited guidance.
You're serious about building a successful investment portfolio.
This is your opportunity to unveil the secrets behind successful real estate investment and take your game to the next level.
REAL-TIME Analysis Of An Investment Property Listing Thru The Eyes Of An Expert!Volition Properties
REAL-TIME Analysis Of An Investment Property Listing Thru The Eyes Of An Expert!
Are You Ready to Analyze Investment Properties Like a Pro? Join Us for a LIVE Real-Time Session!
Ever wonder what Volition, a leading name in Toronto real estate investing, looks for in a potential property? Now's your chance to learn the secrets straight from the experts!
In this LIVE & REAL-TIME & INTERACTIVE session, the Volition team will be dissecting a real-life investment property listing from MLS right before your eyes. You'll get exclusive access to our expert analysis, seeing exactly what we see and learning how to spot the same valuable indicators.
Let's be honest: browsing listings on Realtor.ca or HouseSigma is fun, but do you truly know what to look for? Can you confidently decipher the information and spot the hidden potential (or red flags) that others might miss? This session will equip you with the knowledge and skills to sift through the noise and identify true investment diamonds in the rough. And while Volition's expertise lies in the Toronto market, the valuable techniques you'll learn are universally applicable to any market you choose to invest in.
Leave this session with the confidence to:
-Demystify investment property listings: Learn to read between the lines and uncover the true potential of a property.
- Develop a critical eye for detail: Discover the hidden gems and avoid costly mistakes.
- Make informed investment decisions: Analyze properties like a seasoned expert and evaluate investment opportunities like a pro.
- Become a self-sufficient investor: Break free from dependence on your "Investor Realtors" (you know, those Realtors who simply calculate rents & expenses and call it a day) and take control of your investment journey.
- Answer the ultimate question: Is this property worth your precious time and investment?
Here's what you'll learn:
- The Volition investment criteria: Discover the key factors we consider when evaluating potential investments.
- Neighbourhood analysis: Learn how to assess the overall area conditions and their impact on your investment decision.
- Property analysis: Dive deep into the listing details, including property type, location, condition, financials, and more.
- Financial projections: Gain insights into potential rental income, operating costs, and potential return on investment.
- Decision-making framework: Develop a structured approach to analyzing investment opportunities.
This session is for you if:
- You're a new investor looking to learn the ropes.
- You're an experienced investor wanting to refine your skills.
- You're tired of relying on "Investor Realtors" who offer limited guidance.
- You're serious about building a successful investment portfolio.
This is your opportunity to unveil the secrets behind successful real estate investment and take your game to the next level.
Should I Buy Now OR Wait Until 2024? + Mortgage Update with Expert Hugo Dos ReisVolition Properties
This meetup is going to be a DOUBLE HEADER featuring Matthew Lee & Ming Lim from Volition answering the single most FAQ the Volition team has been asked in the past few months is: "Should I buy NOW or WAIT until 2024?"... PLUS we’re bringing Expert Mortgage Broker Hugo Dos Reis (Partner at Vine Group) to give us an update on Interest Rates & the Mortgage Industry.
***
Part 1: Matthew Lee & Ming Lim from Volition Properties
“Should I buy NOW or WAIT until 2024?" We will reframe this question that is on everyone's mind, cut through the noise, and give you the real story of what’s happening in the market. We’ll dive into topics and recent developments including:
-Interest Rates & Inflation & Market Psychology
- Fallout of Sept 6 Bank of Canada Rate announcement and predictions of Fall Real Estate Market trends
- What is happening to Rents?
- “OMG I’m cashflow negative on an existing investment property, now what??” Strategies for dealing with negative cashflow.
- How do I know if this is a good time to BUY my primary residence / investment property?
- How do I know if this is a good time to SELL my primary residence / investment property?
- Examples of solid investment opportunities
- Examples of primary residence opportunities
MORE IMPORTANTLY... We will be talking about WHAT YOU SHOULD BE DOING AS AN INVESTOR to be successful in the current volatile environment. As with everything we do, Volition doesn't just read and regurgitate headlines, we will go deep PAST the "research & analysis" that any monkey can do, and actually SYNTHESIZE this into meaningful, actionable strategies and tactics in order to mitigate risk, boost cashflow, and build sustainable wealth.
Toronto has never been an easy market to invest in. Beside Vancouver, it is probably the single most challenging market to invest in in Canada. Volition makes it viable and achievable. We Make Toronto Work!
***
Part 2: Hugo Dos Reis from Vine Group
Mortgage Updates:
- BOC announcement and impacts on mortgage markets
- OSFI changes effective Oct. 31
- Interest rate forecasts
- Refinancing laneway suites
- High net worth programs and how they work
- Reverse mortgages
- Recommendation if buying/refinancing today
Remember: "There are only two types of real estate investors out there: ones who HAVE run out of money, and those who WILL run out of money." Let's all be the latter!!
Financing is the SINGLE BIGGEST CHALLENGE facing real estate investors.
We strive to solve problems, so we’re bringing in a titan in the industry, Hugo Dos Reis. Hugo is a partner at VINE Group, one of the top mortgage brokerages in Canada. They fund billions (that's not a typo!) in mortgages every year and have the expertise to handle complex investor and personal portfolios.
This slidedeck from a live webinar covers:
- Why invest in a holiday home
- What are the benefits and risks of investing in holiday homes?
- How to understand and deliver to market needs
- How to analyse a potential holiday home investment
- How to negotiate and purchase a holiday home investment
- Insurance, legalities and tax issues to be aware of
- How to go about the management & operations of the home
- How to get the most out of your marketing
- How to make owning a holiday home investment simple
Toronto Real Estate Investing Masterclass | Volition PropertiesVolition Properties
Please note:
* The presentation materials are for illustrative purposes only - contact Volition Properties and/or Vine Group representatives for a formal review or use
* The materials are intended for personal use, and permission is required to use or further distribute information contained in the slides and/or recording
The document summarizes an investment mastermind event hosted by Volition Properties featuring expert accountant Cherry Chan discussing advanced tax planning and strategies for real estate investors. Volition is a Toronto-based real estate investment advisory and brokerage firm. The event provided an overview of Volition's services, team members, and market data and included a case study of a property conversion. Cherry Chan's session on tax strategies was the highlight of the event.
Volition Properties hosted an investment mastermind on insurance for real estate investors. An insurance expert discussed common pitfalls in investment property insurance policies, including named perils coverage versus broad form coverage, actual cash value versus replacement cost valuation, vacancy period allowances, and ensuring coverage for tenant damage, rental income loss, and risks like flooding and earthquakes. The expert also introduced an investment property asset protection program tailored for real estate investors.
August 2020 - Volition Mastermind Meetup
If you’ve opened social media in the past week, you’ve seen the headlines - “Tiny Toronto House - $1 Million!!” and “Record Falling Rents!”. Increasing asset prices and decreasing rents are not exactly the recipe for success. So, as a sophisticated investor, what can you do to position yourself to WIN in this market?
This month’s guest speaker Jin Kim, long time real estate entrepreneur, is navigating the intersection of these challenges and is using two strategies.
1. A combination of short, medium, and long-term rentals to solve the cash flow problem
2. Investing in real estate in alternative ways - (think, development and private lending)
But wait... isn’t that a lot of extra work?? Enter property management.
Join us as we dive into topics like:
· How cash flow is equal or higher (!!!) after being fully managed
· How the short-term rental market is faring during the pandemic
· General costs to switch from long term rentals to short term rentals
· The risks and downsides of this strategy and how to mitigate them
· How to create flexibility and switch between short and long-term rentals
------------
About Jin Kim
Jin Kim is a real-estate entrepreneur and financial consultant based in Toronto. He specializes in urban transformations and infill developments with emphasis on creating high-value real estate portfolios and cash-flow generation. With more than a decade’s worth of experience in real estate investing and financing - focusing on value chain creation and property development - he provides strategic financial direction to various business partnerships.
In the last 10 years, Jin has amassed a diverse portfolio of rental properties and infill developments in Toronto and surrounding areas. He is deeply passionate about creating personal economic freedom through real estate investing and sharing his knowledge and perspective with others.
His financial and real-estate expertise is bolstered by an impressive background in IT management in the field of architecture and construction management, a degree in Structural Engineering from the University of Waterloo and a fine arts degree from OCADU.
Living in the colourful neighbourhood of Little Portugal with his family, he is proud to call Toronto, home. He strongly believes Toronto is at the very beginning of massive transformations and is excited to be part of its growth.
----------------------
Join our Mastermind Meetup!
http://meetup.com/Volition
www.volitionprop.com
info@volitionprop.com
This document outlines an agenda and presentation for a Volition Properties investment mastermind meeting. The agenda includes networking, presentations on market updates and case studies, and a main event on financing strategies for buying real estate. Hugo Dos Reis will present on developing a "financing blueprint" for strategically growing a rental property portfolio. The presentation will cover mortgage lending basics, an approach to real estate investing, interest rates, and a Q&A session. A case study is also provided of a triplex property renovation that significantly increased the appraised value.
The very first book I read that started me on the path to become a real estate investor, was Rich Dad, Poor Dad. In that book, Robert Kiyosaki uses an analogy on how wealth is built.
Think about wealth as water and your finances are a bucket holding that water. Most people have one tap filling that bucket - their job. But they’ve got lots of holes in that bucket - bills, car payments, their mortgage, and **TAXES**. To build wealth, you’ve got to turn on as many taps as possible and close as many holes in your bucket as possible.
Improper tax planning can be one of the largest drains on your real estate investments, so join us on March 20th and lean how to pay less tax! We’ll be covering topics like:
Corporations - When should I incorporate? Should I buy in a corporation? Taxes on corporations? Active vs passive income? Business corps - using profits to invest?
Estate Planning - How do I pass my assets down to the next generation?
Taxation Best Practices - What is building depreciation and why is it important? What is eligible for interest deductibility? How do I deduct the interest of my HELOC?
It’s essential to understand these things even if you only have one property. If you’ve already accumulated a few properties, it’s even more important to correct any mistakes you’ve made. Bad planning can completely kill some investment business cases, home flipping for example, so come learn how to do things right with one of the best in the industry!
Peter is a Real Estate Investment focused accountant and well known in the investment world. He regularly presents in front of hundreds of people at REIN meetings and is making the trip from Kitchener to speak to our group. His accounting firm provides strategic accounting and taxation services to grow your business and and protect your real estate investments. His partner George Dube literally wrote the book “Tax, Accounting, and Legal Strategies for the Canadian Real Estate Investor”.
Their services include:
> Assurance Services
> Business Advisory
> Real Estate Tax Planning and Structure
> Retirement & Estate Planning
> Tax Consulting
> Business Tax Compliance
> Personal Tax
> US and International Tax Services
To ensure that we are covering topics that are relevant to YOU, email your questions or scenarios to ming@volitionprop.com and we will “incorporate” them into the presentation… ;)
This document provides information from a monthly meeting held by Volition Properties, a Toronto-based real estate investment and advisory firm. It discusses Volition's services and credentials. The main event focuses on identifying Toronto's next hottest neighborhoods by applying a filtering framework that examines new transit stations, gentrification plans, new transit hubs, and fit with Volition's investment model. East Harbour and Riverside are identified as potential neighborhoods and specific properties are discussed, along with considerations for investing in the area.
Volition Properties is a full-service real estate investment firm based in Toronto. The document provides an overview of Volition and its services, which include mentorship, education, property acquisition, renovations, leasing, management, and advisory services. It also summarizes real estate market data and highlights of a property renovation project. Additionally, it describes a mastermind event featuring a presentation on using life insurance for real estate investors and the benefits of participating whole life insurance policies. The event concluded with announcements about advisory services and investment opportunities available through Volition.
This document discusses strategies for obtaining mortgage financing in the current lending environment. It begins by comparing financing options through banks versus brokers. It then reviews the current Canadian lending landscape and common lender types such as big banks, monoline lenders, credit unions and alternative lenders. The document outlines factors that determine a strong mortgage application, including income, debt ratios, down payment, credit score and asset details. It proposes a strategic "blueprint" for structuring financing across a growing real estate portfolio. Finally, it provides tips for making a mortgage application successful.
Top real estate agent in the Madison Wisconsin has put together a pre-listing package. This contains information about Josh Lavik & Associates, Keller Williams Realty, and must know information about preparing to sell your home.
This document provides information about a real estate agent, Kelly Smith of Quest Realty, who is marketing a property located at 1234 Main Street in Any Town, USA for sale. The document includes Kelly Smith's experience, recent sales, testimonials, awards, explanations of pricing strategy and market analysis, photos of comparable properties, and descriptions of Kelly's marketing plan which involves listing the property on the realtor.com website and using social media.
Our Steps to Success Custom Pre-Listing Presentation is an introduction piece to the actual listing presentation. This allows you to provide an agent bio, testimonials and a brief summary of the listing and home selling process in advance of the listing presentation appointment.
Does Investing in Toronto Real Estate Still Make Sense Today?Volition Properties
The single most FAQ the Volition team has been asked in the past few months is: "Does Investing in Toronto Real Estate Still Make Sense Today?".
We will reframe this question that is on everyone's mind, and dive into topics and recent developments including:
- Rising Interest Rates
- Inflation
- War in Ukraine and global uncertainty
- Non-Resident Speculation Tax (NRST) increase
- Open Bidding Process
- Rising Prices
- What is happening to Rents?
- Proposals for City of Toronto changes to the development process to build triplexes/4plexes (and up to 4 storeys)
- Garden Suites legislation
- Restrictions on using HELOC for downpayments
- "Flipping Tax" vs. Principal Residence
- Is this a good time to buy a primary residence / investment property?
- Is this a good time to sell my primary residence / investment property?
MORE IMPORTANTLY... We will be talking about WHAT YOU DO AS AN INVESTOR to be successful in the current volatile environment. As with everything we do, Volition doesn't just read and regurgitate headlines, we will go deep PAST the "research & analysis" that any monkey can do, and actually SYNTHESIZE this into meaningful, actionable strategies and tactics in order to mitigate risk, boost cashflow, and build sustainable wealth.
Toronto has never been an easy market to invest in. Beside Vancouver, it is probably the single most challenging market to invest in in Canada. Volition makes it viable and achievable. We Make Toronto Work! (in fact, HGTV recent tapped us for our thoughts too :))
Indeed... "may we live in interesting times..."
Good Job, Good Income, Still Can't Buy A Primary Residence In The GTA?Volition Properties
This will be a little bit different than our typical Investor Focussed Meetup. Definitely, we will be bringing our Investor Realtor lens and deep insights, but we will be focussing on a different pain point...
In fact, we touch on some of this in the article that HGTV.ca wrote about Volition entitled: "Expert Tips That Will Help You Become a Homeowner Before 40". But in this Meetup, we are going to go much much deeper into actionable strategies & tactics that you can employ... and more importantly, HOW to do it.
Far too often, we hear that aspiring home owners feel that they can't afford to buy a home in Toronto, or North York, or Richmond Hill, or Markham, or Sauga, or wherever they wish they could live. The odds are simply stacked against them – even if they have enough for a downpayment, they can't afford the monthly carrying costs! Instead, they move out to Hamilton, Windsor, St. Catherines, purely because of affordability.
We are venturing out to change mindsets. Definitely, GTA is more expensive than outside GTA – there is no question – and yes, not everyone can realistically afford a home in the GTA. That said, we will offer a different perspective on how to "afford" a home in the GTA, and offer practical solutions and strategies on how to "make GTA work".
Sure, it's not easy. Sure, it might take a bit more work. Sure, it still won't mean that you'll find your "dream home" for less than $1M (or $1.X M, actually!). But for those who are resourceful, purposeful, and willing to do what it takes, Volition's Advisory & Realty services may be able to help turn that dream of home ownership in the GTA into reality.
Start Real Estate Investing! Where and when should you invest?Volition Properties
This document provides information about an upcoming monthly meetup hosted by Volition Properties, a real estate investment advisory and realty firm based in Toronto. The meetup agenda includes introductions to Volition, a discussion of where to invest in real estate, the role of cash flow, property and advisory case studies, and next steps for getting started. The document also provides background on Volition and its services, introduces a new team member, and discusses various topics related to real estate investing such as evaluating markets, property types, and managing risks.
Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szet...Volition Properties
=== Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szeto) ===
Ever been curious about Real Estate Investing in the US?? At Volition, for the past 14 years, we have been focused on helping investors invest in over $250M of real estate and generate $100M of wealth in the Toronto market, but we are always open to learning more about other business models and learning from other investors.
The US has always been an intriguing market to invest in. But the US is a big place… if you’re interested in investing in the US, you probably have a lot of questions, like:
☑️ Specifically WHERE should you invest?
☑️ What are the best markets to invest in and why?
☑️ How much are property prices there?
☑️ What are the returns like?
☑️ What is cashflow like?
☑️ Compared to investing in Toronto or other cities in Ontario, what are the benefits / tradeoffs?
☑️ What ownership structure should I use?
☑️ What are the tax implications?
☑️ Can I get financing?
☑️ What are tenants like?
Enter Erwin Szeto, a longtime friend of Volition. Since 2005, Erwin Szeto and his team have navigated the challenging landscape of being landlords in Ontario. Now, they are shifting their focus and guiding their clients' investments toward the more landlord-friendly environment of the USA. This decision comes after assisting Canadian clients in transacting over $440,000,000 in income properties. Faced with issues like affordability constraints, tenant-friendly laws, rent control, and rental licensing in Canada, Erwin sees a clear opportunity in the U.S. Here, there is a significant influx of investments leading to the creation of high-paying manufacturing jobs. Erwin and his clients are poised to capitalize on these opportunities where landlord rights are stronger and there is no rent control.
To facilitate this transition, Erwin has partnered with and become a client of SHARE, a one-stop-shop U.S. Asset Manager. Founded by Canadians for Canadians, SHARE enables as passive an ownership experience as possible for landlords in the U.S., while still maintaining direct, 100% ownership.
Erwin is “Making Real Estate Investing Great Again”!!
Website: https://www.infinitywealth.ca/
Facebook: https://www.facebook.com/iwinrealestate and https://www.facebook.com/ErwinSzetoOfficial
Podcast: https://www.truthaboutrealestateinvesting.ca/
Instagram: https://www.instagram.com/iwinrealestate/ and https://www.instagram.com/erwinszeto/
Financing 201: Changes in the mortgage industry that affect Real Estate Inves...Volition Properties
Financing is the SINGLE BIGGEST CHALLENGE facing real estate investors.
We strive to solve problems, so we’re bringing in a titan in the industry, Hugo Dos Reis. Hugo is a partner at VINE Group, one of the top mortgage brokerages in Canada. They fund billions (that's not a typo!) in mortgages every year and have the expertise to handle complex investor and personal portfolios.
Following on the heels of our January Meetup where we identified Toronto real estate investment opportunities, financing is the next step in the journey to start or continue real estate investing!
Hugo will cover a broad range of topics relevant to both novice real estate investors looking to take action, and sophisticated investors seeking opportunities to take advantage of market conditions and expand real estate portfolios.
***
Key topics:
- Headwinds and opportunities – What should investors do in 2023?
- Proposed OSFI changes (e.g., HELOC regulations) – update on new policies and insights
Industry changes and risk appetite – impact and updates on lender rules
- Reverse mortgages – how and when to use them
Remember: "There are only two types of real estate investors out there: ones who HAVE run out of money, and those who WILL run out of money." Let's all be the latter!!
***
About Hugo Dos Reis:
Hugo Dos Reis is a Mortgage Broker and Founding Partner at Vine Group, one of Canada’s leading mortgage companies in volume and the #1 team at Mortgage Alliance Canada for the past five years.
With 12+ years of experience in the financial sector and a Bay Street Alumni, Hugo and his team lead investment financing solutions for clients across Canada. Hugo has provided financial planning education presentations to thousands of investors through seminars and workshops, has authored numerous articles, contributed insights to several news outlets and hosted a financial news segment for the multi-unit rental sector.
His signature client-focused approach, value-added advice, and background in financial planning are what have helped Hugo with his success year over year. Hugo’s philosophy is to “take care of your clients, and they will take care of you.”
In his spare time, you can find Hugo at one of Toronto’s many restaurants enjoying all things food and wine with his wife or at one of the local parks burning off some energy with his two young daughters.
REAL-TIME Analysis Of An Investment Property Listing Thru The Eyes Of An Expert!Volition Properties
REAL-TIME Analysis Of An Investment Property Listing Thru The Eyes Of An Expert!
Are You Ready to Analyze Investment Properties Like a Pro? Join Us for a LIVE Real-Time Session!
Ever wonder what Volition, a leading name in Toronto real estate investing, looks for in a potential property? Now's your chance to learn the secrets straight from the experts!
In this LIVE & REAL-TIME & INTERACTIVE session, the Volition team will be dissecting a real-life investment property listing from MLS right before your eyes. You'll get exclusive access to our expert analysis, seeing exactly what we see and learning how to spot the same valuable indicators.
Let's be honest: browsing listings on Realtor.ca or HouseSigma is fun, but do you truly know what to look for? Can you confidently decipher the information and spot the hidden potential (or red flags) that others might miss? This session will equip you with the knowledge and skills to sift through the noise and identify true investment diamonds in the rough. And while Volition's expertise lies in the Toronto market, the valuable techniques you'll learn are universally applicable to any market you choose to invest in.
Leave this session with the confidence to:
Demystify investment property listings: Learn to read between the lines and uncover the true potential of a property.
Develop a critical eye for detail: Discover the hidden gems and avoid costly mistakes.
Make informed investment decisions: Analyze properties like a seasoned expert and evaluate investment opportunities like a pro.
Become a self-sufficient investor: Break free from dependence on your "Investor Realtors" (you know, those Realtors who simply calculate rents & expenses and call it a day) and take control of your investment journey.
Answer the ultimate question: Is this property worth your precious time and investment?
Here's what you'll learn:
The Volition investment criteria: Discover the key factors we consider when evaluating potential investments.
Neighbourhood analysis: Learn how to assess the overall area conditions and their impact on your investment decision.
Property analysis: Dive deep into the listing details, including property type, location, condition, financials, and more.
Financial projections: Gain insights into potential rental income, operating costs, and potential return on investment.
Decision-making framework: Develop a structured approach to analyzing investment opportunities.
This session is for you if:
You're a new investor looking to learn the ropes.
You're an experienced investor wanting to refine your skills.
You're tired of relying on "Investor Realtors" who offer limited guidance.
You're serious about building a successful investment portfolio.
This is your opportunity to unveil the secrets behind successful real estate investment and take your game to the next level.
REAL-TIME Analysis Of An Investment Property Listing Thru The Eyes Of An Expert!Volition Properties
REAL-TIME Analysis Of An Investment Property Listing Thru The Eyes Of An Expert!
Are You Ready to Analyze Investment Properties Like a Pro? Join Us for a LIVE Real-Time Session!
Ever wonder what Volition, a leading name in Toronto real estate investing, looks for in a potential property? Now's your chance to learn the secrets straight from the experts!
In this LIVE & REAL-TIME & INTERACTIVE session, the Volition team will be dissecting a real-life investment property listing from MLS right before your eyes. You'll get exclusive access to our expert analysis, seeing exactly what we see and learning how to spot the same valuable indicators.
Let's be honest: browsing listings on Realtor.ca or HouseSigma is fun, but do you truly know what to look for? Can you confidently decipher the information and spot the hidden potential (or red flags) that others might miss? This session will equip you with the knowledge and skills to sift through the noise and identify true investment diamonds in the rough. And while Volition's expertise lies in the Toronto market, the valuable techniques you'll learn are universally applicable to any market you choose to invest in.
Leave this session with the confidence to:
-Demystify investment property listings: Learn to read between the lines and uncover the true potential of a property.
- Develop a critical eye for detail: Discover the hidden gems and avoid costly mistakes.
- Make informed investment decisions: Analyze properties like a seasoned expert and evaluate investment opportunities like a pro.
- Become a self-sufficient investor: Break free from dependence on your "Investor Realtors" (you know, those Realtors who simply calculate rents & expenses and call it a day) and take control of your investment journey.
- Answer the ultimate question: Is this property worth your precious time and investment?
Here's what you'll learn:
- The Volition investment criteria: Discover the key factors we consider when evaluating potential investments.
- Neighbourhood analysis: Learn how to assess the overall area conditions and their impact on your investment decision.
- Property analysis: Dive deep into the listing details, including property type, location, condition, financials, and more.
- Financial projections: Gain insights into potential rental income, operating costs, and potential return on investment.
- Decision-making framework: Develop a structured approach to analyzing investment opportunities.
This session is for you if:
- You're a new investor looking to learn the ropes.
- You're an experienced investor wanting to refine your skills.
- You're tired of relying on "Investor Realtors" who offer limited guidance.
- You're serious about building a successful investment portfolio.
This is your opportunity to unveil the secrets behind successful real estate investment and take your game to the next level.
Should I Buy Now OR Wait Until 2024? + Mortgage Update with Expert Hugo Dos ReisVolition Properties
This meetup is going to be a DOUBLE HEADER featuring Matthew Lee & Ming Lim from Volition answering the single most FAQ the Volition team has been asked in the past few months is: "Should I buy NOW or WAIT until 2024?"... PLUS we’re bringing Expert Mortgage Broker Hugo Dos Reis (Partner at Vine Group) to give us an update on Interest Rates & the Mortgage Industry.
***
Part 1: Matthew Lee & Ming Lim from Volition Properties
“Should I buy NOW or WAIT until 2024?" We will reframe this question that is on everyone's mind, cut through the noise, and give you the real story of what’s happening in the market. We’ll dive into topics and recent developments including:
-Interest Rates & Inflation & Market Psychology
- Fallout of Sept 6 Bank of Canada Rate announcement and predictions of Fall Real Estate Market trends
- What is happening to Rents?
- “OMG I’m cashflow negative on an existing investment property, now what??” Strategies for dealing with negative cashflow.
- How do I know if this is a good time to BUY my primary residence / investment property?
- How do I know if this is a good time to SELL my primary residence / investment property?
- Examples of solid investment opportunities
- Examples of primary residence opportunities
MORE IMPORTANTLY... We will be talking about WHAT YOU SHOULD BE DOING AS AN INVESTOR to be successful in the current volatile environment. As with everything we do, Volition doesn't just read and regurgitate headlines, we will go deep PAST the "research & analysis" that any monkey can do, and actually SYNTHESIZE this into meaningful, actionable strategies and tactics in order to mitigate risk, boost cashflow, and build sustainable wealth.
Toronto has never been an easy market to invest in. Beside Vancouver, it is probably the single most challenging market to invest in in Canada. Volition makes it viable and achievable. We Make Toronto Work!
***
Part 2: Hugo Dos Reis from Vine Group
Mortgage Updates:
- BOC announcement and impacts on mortgage markets
- OSFI changes effective Oct. 31
- Interest rate forecasts
- Refinancing laneway suites
- High net worth programs and how they work
- Reverse mortgages
- Recommendation if buying/refinancing today
Remember: "There are only two types of real estate investors out there: ones who HAVE run out of money, and those who WILL run out of money." Let's all be the latter!!
Financing is the SINGLE BIGGEST CHALLENGE facing real estate investors.
We strive to solve problems, so we’re bringing in a titan in the industry, Hugo Dos Reis. Hugo is a partner at VINE Group, one of the top mortgage brokerages in Canada. They fund billions (that's not a typo!) in mortgages every year and have the expertise to handle complex investor and personal portfolios.
This slidedeck from a live webinar covers:
- Why invest in a holiday home
- What are the benefits and risks of investing in holiday homes?
- How to understand and deliver to market needs
- How to analyse a potential holiday home investment
- How to negotiate and purchase a holiday home investment
- Insurance, legalities and tax issues to be aware of
- How to go about the management & operations of the home
- How to get the most out of your marketing
- How to make owning a holiday home investment simple
Toronto Real Estate Investing Masterclass | Volition PropertiesVolition Properties
Please note:
* The presentation materials are for illustrative purposes only - contact Volition Properties and/or Vine Group representatives for a formal review or use
* The materials are intended for personal use, and permission is required to use or further distribute information contained in the slides and/or recording
This document provides a summary of a conference or presentation focused on real estate investing out of state. It discusses that past performance is not a guarantee of future results, strategies discussed may not be appropriate for all, and to consult experts on personal situations. It also notes the possibility of errors in the information provided. The document encourages considering long term wealth building through real estate investing and focusing on cash flow from rental properties.
This document discusses how to find cash flow generating subdivision properties using the tools on the Real Estate Investar platform. It promotes Real Estate Investar's subscription services, which include property search and analysis tools, portfolio management tools, and accounting integration with Xero. It also describes a concierge service option where subscribers get dedicated support from a portfolio manager to find, acquire, and manage investment properties.
Marvin Arrieta BROKER Associate specializing in luxury Real Estate in Coral Gables, Pinecrest, Miami Beach, Coconut Grove, Key Biscayne, Brickell, Doral and more.
One of the most recognized and experienced names in the world of Real Estate in South Florida, with years of dedication to his work and providing absolutely the best service.
1. The document discusses Frasers Centrepoint Trust (FCT), a Singapore real estate investment trust that owns and manages suburban malls.
2. It outlines FCT's business model, portfolio, strengths including resilient tenants and limited retail supply, and risks such as rising online retail and interest rates.
3. The document also evaluates FCT's valuation, dividend yield, and debt management. It concludes that while FCT's current price is reasonable based on valuation metrics, the price may be too high given potential risks from economic downturns, management changes, and rising interest rates.
See my TOP Lake Norman Water Front Home Foreclosure Picks Paul Yancey
How To Sell Your home in today’s greedy buyers market selling your home and competing against Charlotte and Lake Norman real estate foreclosures and Win!!
How to Find, Analyze, and Finance a Rental Property | BiggerocketsJoshua Dorkin
This document summarizes a presentation about finding, analyzing, and financing rental property deals. The presentation covers 10 ways to find rental properties, how to analyze deals by looking at cash flow and other factors, common mistakes in deal analysis, using the BiggerPockets property calculator, and 12 ways to finance rental property purchases including various loan types. The presentation aims to provide investors with tools and strategies to successfully acquire rental properties.
This document summarizes information about iBuyers and the real estate industry. It provides an overview of several major iBuyer companies like Opendoor, Offerpad, RedfinNow, and Zillow Offers. It discusses their business models, fees, funding amounts, and target markets. It also covers new entrants from large companies like Keller Williams and Realogy who are launching their own iBuyer programs. The document analyzes the size of the iBuyer market currently and potential future growth estimates.
Massive Action: From zero to 90+ units before the age of 30!Volition Properties
Volition is a real estate investment and advisory firm based in Toronto. They host a monthly online mastermind meetup covering topics like market updates, case studies, and a main presentation. Their August meetup will feature an in-person AMA session with the Volition team in Withrow Park. Volition also offers services like mentoring, education, property management, acquisitions support, and interior design. They have a team of experienced real estate investors and advisors who have acquired over $32 million in Toronto real estate holdings.
This document advertises an upcoming real estate investing seminar. It promotes the featured speakers Joe Corno and Cami Davis and their experience in real estate investing. The seminar will provide training on formulas and strategies for finding, acquiring, rehabilitating, and profiting from real estate deals. Attendees of the seminar will receive 3 months of email/phone support. The seminar takes place on November 12, 2011 in Atascocita, Texas from 10:45am to 4:45pm.
How to Build Multifamily and Laneway Suites in Toronto!! (feat. Expert Archi...Volition Properties
How to Build Multifamily and Laneway Suites in Toronto!! (feat. Expert Architect - Adam D. Brander)
For the first time ever, Volition Properties is hosting an event that will focus on the architectural design, development, and approvals process of transforming single-family homes into lucrative Multifamily Investment properties. The "4+1" business model (i.e. 4plex + Laneway Suite) is quickly becoming one of the most popular development opportunities in Toronto. That said, if your aspirations are even larger, we will also be touching on development opportunities up to 10 units, and also up to 30 units as well!!
We're thrilled to introduce Adam Brander, a pioneer among development-focused architects in Toronto, specializing in multifamily conversions. Adam's expertise lies in navigating the complexities of building design, approval processes, and permit acquisition. Adam has helped many Volition investors design and get approvals for Legal Luxury Triplexes and Fourplexes in Toronto.
While the City of Toronto has made recent legislative changes which make multifamily conversions more accessible and cost-effective, the process still remains intricate and fraught with pitfalls. Adam will be covering a range of important topics, including:
☑️ What to look for in a development site and in an existing building
☑️ How big are you allowed to build?
☑️ The impact of recent changes brought by Bill 23
☑️ How to save hundreds of thousands of dollars in development charges
☑️ Navigating the Committee of Adjustment (COA) approval process, and the new rules that limit appeals by NIMBY neighbors
☑️ Understanding the HST exemptions applicable to multifamily building projects
☑️ Designing for energy efficiency to qualify for CMHC MLI Select, securing significantly more favorable financing terms
And that's just the beginning. Whether you're curious about the potential of laneway suites or the intricacies of building 4+1 structures, this event is your gateway to informed investment and architectural design.
Don't miss this opportunity to learn from the best & network with like-minded investors who are already doing these types of development projects. Reserve your spot today and transform your vision into reality by taking your first step toward multifamily real estate development success!
Volition Meetup 2024 03 Mortgages & Interest Rates – Is The Worst Behind Us_ ...Volition Properties
Mortgages & Interest Rates – Is The Worst Behind Us? (Interactive Session w/ Hugo Dos Reis)
Mortgages & Interest Rates are the MOST TALKED ABOUT TOPIC in the real estate industry these days. Not a conversation goes by without someone chiming in with their 2 cents about whether rates are going up, down, or sideways.
Let’s go beyond the clickbaity newspaper headlines and hear from a REAL industry expert. Hugo Dos Reis is a partner at VINE Group, one of the top mortgage brokerages in Canada. They fund billions (that's not a typo!) in mortgages every year and have the expertise to handle complex investor and personal portfolios. With 12+ years of experience in the financial sector and a Bay Street Alumni, Hugo and his team lead investment financing solutions for clients across Canada. Hugo has provided financial planning education presentations to thousands of investors through seminars and workshops, has authored numerous articles, contributed insights to several news outlets and hosted a financial news segment for the multi-unit rental sector.
In this INTERACTIVE session, Hugo will be providing insights into:
☑️ Recent Bank of Canada announcement and impacts on mortgage markets
☑️ Interest rate forecasts for 2024
☑️ The age-old dilemma of Fixed vs. Variable as it relates to today’s environment, as well as length of mortgage term
☑️ Practical and useful mortgage strategies for maximizing cashflow and minimizing risk for your mortgage portfolio
☑️ Recommendation if buying/refinancing today
☑️ How RBC’s acquisition of HSBC will affect the lending environment
☑️ “What rates are homebuyers and real estate investors getting these days?”
☑️ How do I use rents to boost my mortgage qualification higher?
☑️ What are rental addbacks & rental offsets, and why do I care?
☑️ DCR lenders to help grow your portfolio
☑️ Desjardins as a investor friendly lender
BRING YOUR QUESTIONS AND SCENARIOS FOR HUGO TO ANALYZE! This will be an interactive session in which you will have the opportunity to have Hugo review your situation in real-time and give you expert advice on your mortgage portfolios, renewals, refinances, and more.
Season's greetings from the entire Volition Properties team!
This was a great evening filled with celebration, good cheers, meeting other investors, and enjoying good food, drinks, and company!
Austin Yeh x Joint Ventures – “The Good, The Bad, and The Ugly”Volition Properties
Joint Ventures (or JVs for short) are the solution to every real estate problem, am I right?
🤑 Have no money to invest - find a JV partner!
🏢 Have too many properties and can’t qualify anymore - find a JV partner!
💻 Want to invest from your couch, never lift a finger and get great returns? JV, JV, JV!!
Well, not so fast. As our members know, we like to paint the whole investing picture – the Good, the Bad, and the Ugly - and Joint Ventures are no exception. Come join us IN PERSON on October 18th to hear from Austin Yeh, a master at JVs. We’ll be covering not only the basics on Joint Ventures, but the rarely discussed downside risks. You’ll come away with a complete understanding of what you’re getting into when deciding on your next Joint Venture.
You’ll learn:
✅ How to scale with minimal capital
📲 How to leverage social media to scale your investments
👍 The positive (i.e. Good) aspects of doing JVs
❌ The types of things that can go wrong (i.e. Bad) in a JV
😱 JV Horror stories and Tales From The Trenches (i.e. Ugly)
As well, Matthew Lee (Founder & Managing Partner at Volition Properties, who hosts these Meetups!) will deliver an update of the state of the Toronto Real Estate Market 📈 and Volition’s predictions for the remainder of 2023 (as well as 2024), what you should do as a BUYER in this market, and what you should do as a SELLER in this market. This popular segment got cut short during last month’s due to running out of time, so we will be updating it and delivering it this month.
*******
📣 About Austin Yeh
Austin Yeh is a full-time real estate entrepreneur who has had the privilege of working on numerous successful ventures in the industry. Austin has accumulated a portfolio of multi-million dollar assets and engaged in over 100 real estate transactions using various strategies such as buy and holds, joint ventures, wholesaling, and fix-and-flips.
He has also co-founded Ontario Property Deals, a real estate wholesale company. Through the dedication and hard work of his team, they were able to achieve significant success, even reaching seven figures in revenue during the company's first year of operation.
Recognizing the importance of community in the real estate world, Austin established the RISE Network community. It has grown to become one of the largest real estate investor groups in Ontario, boasting a membership of 7,300 individuals with varying levels of experience. The community provides a space for like-minded individuals to connect and learn from one another, and Austin is grateful for the opportunity to facilitate this platform.
In addition to his community-building efforts, Austin co-founded the RISE Real Estate Investing Podcast. This podcast has garnered recognition in the Canadian real estate community for its informative content, interviews with experts, and valuable insights aimed at inspiring and educating listeners about real estate investing.
***
Volition Properties. Talking about real estate investments OUTSIDE TORONTO?? What has this world come to??? I bet you never thought you'd see the day, right??
Here's the reality. We know that Toronto isn't for everyone. While we are contrarians in our belief that Toronto is actually a great place to invest (which we've taught for over a decade now!), we realize that different investors have different goals, aspirations, goals, and capabilities.
***
Enter: Erwin Szeto (…My next guest requires no introduction…) 😂
Just kidding!! Many of you will already know Erwin as a titan in the Real Estate Investment and Wealth Building space; but for those who don't, Erwin has been a bedrock and a beacon of light for investors across Canada. We love Erwin because his ethos mirrors that of our own at Volition… a heavy focus on education, coaching, mentorship, and leveling up everyone around us.
You might know Erwin from Mr. Hamilton, or Rockstar Real Estate, or iWin, or the Wealth Hacker Conferences attended by thousands, headlined by Grant Cardone and Jesse Itzler, or from his podcast "The Truth About Real Estate Investing… for Canadians" that is currently ranked as #81 in the WORLD for Business, or as a four-time Award Winning Investor Realtor, or when he won the Michael Millenaar Real Estate Leadership Award twice, etc, etc, etc… (I'm sure I've missed over half of his accolades). OR maybe you're a client of his wife Cherry Chan's accounting firm (a real estate investor focussed accountant, by the way…!), and together they have a registered charity, the "Hamilton Basket Brigade", that provides warm winter wear to poor school children.
Speaking of Erwin's podcast "The Truth About Real Estate Investing…for Canadians"... Volition's own Ming Lim & Matthew Lee were guests on it not too long ago! Come and watch this episode of "Investing in Multi-Family Downtown Toronto"!
Point is… this is not a Meetup you're going to want to miss. Erwin will be coming to grace us with his presence and will be doing a deep dive into real estate investment business models that are (like Volition's) risk mitigated, headache mitigated (he calls it “return on grief"), consistent, resilient, and scalable. And the kicker is… they are located outside Toronto, so they will be at a much more AFFORDABLE price point, which makes it a more ACCESSIBLE alternative to Toronto for the everyday investor.
***
More specifically, he'll be discussing areas such as:
- Who is this investment strategy right for?
- Where / which markets? Is it just Hamilton… or elsewhere too?
- What is the investment business model?
- How much are the properties?- - How much capital / mortgage qualification is required?
- Expectations on ROI and cashflow?
- What is this whole Bill-23 thing everyone is talking about?
- How this model is similar in ideology and strategy to Volition's OWN investment business model here in Toronto?
Over the past 7 years, our Meetup has focused on teaching the ‘hows’ of real estate investment to over 4000+ investors – the economic fundamentals, strategies, and business models. In this session, we will switch gears to help you connect your ‘hows’ to your ‘whys’, starting with arguably the biggest reason we seek to build wealth: to support our families – young, old, and future.
Many of us are part of the “sandwich generation” with children and aging parents or loved ones whom we hope to support through our investment strategies. With Toronto’s uniquely challenging context (high costs of living, childcare, education, health/elder care) planning with and navigating toward this goal is an incredibly tall order for most.
This session will feature a recent Volition client and how she leveraged a combination of Real Estate and Private Wealth Management to provide the best housing/care option for her parents, both living with dementia. Our interactive panel session will feature her “Dream Team” of experts/service providers (including Care & Aging Consultants, Real Estate Experts, Private Wealth Management) to share how they used an Integrative Approach to devise and optimize a real estate + financial plan to support her parents and her young family.
While each client/family’s goals and needs are unique, the session will illustrate the immense value of an integrated and empathic team of experts, especially when serving a family during its most challenging transitions. We will show how our team strategically used different investment products (e.g., real estate, structured notes) to help meet her family’s near and long-term goals of high quality care + housing and intergenerational financial sustainability.
This session will address questions like:
- My aging parents own their home free and clear, but do they have enough savings to pay for future health/care costs?
- At what point should I encourage my aging parents to downsize from their house to a smaller/safer place? What should they look for when “downsizing”?
- How do we plan/invest for uncertainty (e.g., health diagnosis/prognosis)?
- I want to keep my aging parents / loved ones in their home for as long as possible … but what if they (eventually) need help? What kind of help might they need, and how do I plan for it?
- Elder care isn’t covered by OHIP?! So, what are our options? What can and can’t we afford?
- How do I help my parents while preserving my financial stability for my own/future children?
- I don’t want to burden my children when I’m older or need care. So, how do I plan ahead?
Own A House In Toronto For The Same $$$ And Monthly Carry Cost As A CondoVolition Properties
This document outlines a presentation given by Volition Properties on owning real estate in Toronto. It discusses common myths about real estate investing in Toronto, introduces the Volition team, and presents a strategy for first-time buyers and condo owners to "house hack" by purchasing a duplex in Leslieville and living in one unit while renting out the other to achieve similar monthly costs as owning a condo. The strategy outlined allows purchasing a $999,000 duplex with 10% down and renting two units to cover the mortgage payments while living in the third unit.
Just because you live in Toronto or GTA, doesn't automatically make you a Toronto investment expert. At Volition, we have been debunking myths about the viability of investing in Toronto for the past 14 years.
Everything You Know About Investing in Toronto is WRONG!.pdfVolition Properties
Volition Properties hosted an investor education event to discuss strategies for investing in Toronto real estate. They began by debunking common myths, such as that investment properties don't work or cash flow doesn't exist in Toronto. Volition then presented case studies and models to illustrate how their multiplier effect approach can generate substantial equity growth and cash flow over time through real estate appreciation and leveraging equity. For a sample client couple, Volition outlined a strategy that could achieve their goals of $300,000 annual cash flow within 10 years through acquiring and refinancing triplex investment properties.
We typically can’t bring the public onto a live construction site, but in March, technology will break that barrier! We’ll be sharing tours from properties that are at different phases of completion, walking through the plans and financials and opening the floor to your questions.
Our street smart tours in the past have had a fantastic reception. You’ll learn first-hand what we look for when analyzing and evaluating a potential investment property so you’ll have that extra advantage as you make your future strategic investments! You’ll also learn about the high-level construction process and how we turn an average home into an investment goldmine.
Here’s what we’ll cover:
The business model and why it makes sense
High-level financials including capital required, ARV, rents, cashflow, and ROI (Hint: It requires deep pockets, but it’s well worth it!)
What we look for in a property and the key physical aspects that make a property a good candidate
We will be touring the following properties:
A duplex nearing completion and laneway suite kicking off in the Danforth area
A fourplex that is just beginning in Little Italy
Virtual Street Smart Tour! Beyond Theory – Multi-Family Conversions.pptxVolition Properties
Don’t miss this rare chance to see inside of our current projects!
We typically can’t bring the public onto a live construction site, but in March, technology will break that barrier! We’ll be sharing tours from properties that are at different phases of completion, walking through the plans and financials and opening the floor to your questions.
Our street smart tours in the past have had a fantastic reception. You’ll learn first-hand what we look for when analyzing and evaluating a potential investment property so you’ll have that extra advantage as you make your future strategic investments! You’ll also learn about the high-level construction process and how we turn an average home into an investment goldmine.
Here’s what we’ll cover:
The business model and why it makes sense
High-level financials including capital required, ARV, rents, cashflow, and ROI (Hint: It requires deep pockets, but it’s well worth it!)
What we look for in a property and the key physical aspects that make a property a good candidate
We will be touring the following properties:
A duplex nearing completion and laneway suite kicking off in the Danforth area
A fourplex that is just beginning in Little Italy
Vine Group Presentation | Volition Properties MasterclassVolition Properties
Please note:
* The presentation materials are for illustrative purposes only - contact Volition Properties and/or Vine Group representatives for a formal review or use
* The materials are intended for personal use, and permission is required to use or further distribute information contained in the slides and/or recording
How to Fix the Import Error in the Odoo 17Celine George
An import error occurs when a program fails to import a module or library, disrupting its execution. In languages like Python, this issue arises when the specified module cannot be found or accessed, hindering the program's functionality. Resolving import errors is crucial for maintaining smooth software operation and uninterrupted development processes.
How to Build a Module in Odoo 17 Using the Scaffold MethodCeline George
Odoo provides an option for creating a module by using a single line command. By using this command the user can make a whole structure of a module. It is very easy for a beginner to make a module. There is no need to make each file manually. This slide will show how to create a module using the scaffold method.
The simplified electron and muon model, Oscillating Spacetime: The Foundation...RitikBhardwaj56
Discover the Simplified Electron and Muon Model: A New Wave-Based Approach to Understanding Particles delves into a groundbreaking theory that presents electrons and muons as rotating soliton waves within oscillating spacetime. Geared towards students, researchers, and science buffs, this book breaks down complex ideas into simple explanations. It covers topics such as electron waves, temporal dynamics, and the implications of this model on particle physics. With clear illustrations and easy-to-follow explanations, readers will gain a new outlook on the universe's fundamental nature.
How to Manage Your Lost Opportunities in Odoo 17 CRMCeline George
Odoo 17 CRM allows us to track why we lose sales opportunities with "Lost Reasons." This helps analyze our sales process and identify areas for improvement. Here's how to configure lost reasons in Odoo 17 CRM
हिंदी वर्णमाला पीपीटी, hindi alphabet PPT presentation, hindi varnamala PPT, Hindi Varnamala pdf, हिंदी स्वर, हिंदी व्यंजन, sikhiye hindi varnmala, dr. mulla adam ali, hindi language and literature, hindi alphabet with drawing, hindi alphabet pdf, hindi varnamala for childrens, hindi language, hindi varnamala practice for kids, https://www.drmullaadamali.com
A workshop hosted by the South African Journal of Science aimed at postgraduate students and early career researchers with little or no experience in writing and publishing journal articles.
Exploiting Artificial Intelligence for Empowering Researchers and Faculty, In...Dr. Vinod Kumar Kanvaria
Exploiting Artificial Intelligence for Empowering Researchers and Faculty,
International FDP on Fundamentals of Research in Social Sciences
at Integral University, Lucknow, 06.06.2024
By Dr. Vinod Kumar Kanvaria
4. @volitionproperties
www.volitionprop.com
Who is Volition?
● Certified Real Estate Investment Advisors
● Toronto’s Exclusive Investor Realtor for REIN Buyer’s Group
● Nominated for REIN’s Highest Award (Michael Millenear Leadership
Award)… (and a bunch of other awards: SilverInvestment Award, Bronze Investment Award, Chairman’s Club, President’sClub, Top Producer, blah blah blah)
● $25M+ in personal holdings over 50 doors
5. Realty ManagementAdvisory
Mentorship &
Education &
Consultation
Acquisition of
Investment
Properties
Design &
Renovations
Leasing &
Property
Management
Renovations
We are Toronto’s leading full-service, bespoke Real Estate Investment Firm
6. @volitionproperties
www.volitionprop.com
We do normal stuff better than normal agents!
● Why list with us? Investor advantage!
○ Your primary residence is a key tool in your investment portfolio
○ Active buyers / investor list
○ The BEST marketing
■ Virtual 3D Dollhouse, Drone, Lifestyle video
■ Multiple languages, foreign investors
● We can also help you find your dream home!
○ Top 1% of all agents
○ Extensive local knowledge of one of your biggest investments
○ Combination personal residence and investment property
9. @volitionproperties
www.volitionprop.com
FREE Monthly “REI Coffeehouse” Web Chat
● What: No format. No presentation. No
script. Q&A. Real people with real problems.
Occasionally guest speaker. Send in your
questions beforehand, and then we’ll chat
about them and get your questions answered.
● Why: “Meetup once a month isn’t enough! I
need more networking, more Q&A time, more
learning, more community, more like-minded
people, more engagement!”
● When: 12pm-1pm during your work lunch
break. Once a month (in between Meetups).
● How: Log on using Zoom.us (webcam &
microphone). Scheduled thru Meetup.com
(www.meetup.com/Volition)
(1. Also, if you have any suggestions on the format, content, etc., let me
know!)
(2. If you have a suggestion on the SPECIFIC TIME other than the
planned 12pm-1pm, also let us know!)
ON HOLD!!
11. @volitionproperties
www.volitionprop.com
Sign up for Advisory!
● 60 Minute complimentary Advisory
Consultation
● We will help you determine
○ Where you are at
○ Where you want to go
○ Help you build a customized plan to get there
● Sign up with Ed!
● We will reach out to you to schedule a
session with our Advisory team
26. @volitionproperties
www.volitionprop.com
Key Themes from the Airbnb hearings
● There are many Airbnb operators who are using secondary suites /
third suites in their primary residence
○ Much discussion on the restrictions on these units - basically these need to be legal
suites
○ City only has about +2000 legal secondary suites but about +100,000 “illegal” suites
○ City can enforce on legal secondary suites, but those operating illegal suites will be a
challenge to manage
○ The city offered no clear explanation of how it intends to stop homeowners from
renting illegal secondary suites, only that it doesn’t want to be too explicit about
enforcement because that would help people skirt the rules.
27. @volitionproperties
www.volitionprop.com
Key Themes from the Airbnb hearings
● Airbnb operators need the short term rentals to cash flow
○ Many who attended the hearings demonstrated their financial reliance on Airbnb and
that regular rentals would be cash flow negative
● The impact of eliminating commercial operators
○ Commercial operators account for approx ⅓ of Airbnb listings
○ City is trying to encourage home sharing. Commercial landlords argue that kicking
out commercial operators would actually impact real home sharing
○ Under proposed bylaw, residents can still rent their homes for terms of less than 28
days for up to 180 days a year. Individual rooms could also be rented for 27 nights at
a time all year.
28. @volitionproperties
www.volitionprop.com
Key Themes from the Airbnb hearings
● Airbnb and other STR’s cause more noise, garbage and parking issues
○ Traditional hotels it’s costs of doing business but short-term operators make more
money because they don’t have to pay to mitigate those issues
○ Toronto staff testified that the city has seen a rise in nuisance complaints related to
short-term rentals.
○ Since 2016, the number of short-term rental complaints have tripled with zoning
conformity being the number one complaint, followed by noise, property standards
and waste
○ Arguments from landlord side were weaker on this issue
■ 99.98% of all Airbnb bookings are incident-free
■ Any street can have the neighbour from hell
29. @volitionproperties
www.volitionprop.com
Key Themes from the Airbnb hearings - Our
Opinion
● Not a primary strategy - regulations can change quickly
● Always have multiple exits / strategies
● If regulations come into place - many rentals, or listings hit the market
at once
○ Buy opportunity?
○ How to manage your rental through this time?
31. @volitionproperties
www.volitionprop.com
● Purchased Price: $1.182MM
● Renovation: $500k
○ What did it include?
● ARV: $1.9MM
● Returned equity ~370k
● Top Unit (2nd / 3rd) - $3800
● Main Unit - $2850
● Basement - $2200
● Total Rents - $8850
● Cashflow Prior to Refi - $3315
● Cashflow Post Refi - $558
● ROI: YR1 167%!!
Triplex -- Buy, Renovate, Rent, Refi!
● Close to transit - 4 min walk to street car, 11 min
walk to subway
● Behind Dufferin Mall - Next Big Proposed
Revitalization Projects
33. @volitionproperties
www.volitionprop.com
● Purchased Price: $1.182MM
● Renovation: $500k
● Top Unit (2nd / 3rd) - $3800
● Main Unit - $2850
● Basement - $2200
● Total Rents - $8850
● Added laneway, top marketing, offer date
● $200k made in 10 months
● Sold $2.00MM
Triplex -- Buy, Renovate, SELL!
● Close to transit
● Approximately ~10% growth from 2018
● Close to malls
● The Next Big Proposed Revitalization Projects!!
37. @volitionproperties
www.volitionprop.com
Hugo Dos Reis - Partner - VINE Group
● Hugo Dos Reis is a Partner and Mortgage Agent at VINE Group; the #1 team at Mortgage Alliance Canada
in 2017 and 2018. Hugo has been in the finance industry for over ten years, cutting his teeth at some of
Canada’s largest banks on Bay Street in Toronto.
● During his time at the bank, he was frequently recognized as a top performer and for the past two years,
was named one of the Top 1% of Mortgage Agents in the country.
● Hugo and his team lead the way with investment financing solutions for clients across Canada and provide
financing education presentations to thousands of investors on a regular basis through seminars and
workshops.
● His signature client-focused approach, value-added advice, and background in financial planning is what
has helped Hugo with his success year over year. Hugo’s personal philosophy is to “take care of your clients
and they will take care of you”.
39. @volitionproperties
www.volitionprop.com
Sign up for Advisory!
● 60 Minute complimentary Advisory
Consultation
● We will help you determine
○ Where you are at
○ Where you want to go
○ Help you build a customized plan to get there
● Sign up with Ed!
● We will reach out to you to schedule a
session with our Advisory team
45. @volitionproperties
www.volitionprop.com
● Revisiting the Mutli Family BRRR
● Purchased Last Year
● Price: $1.182M
● Reno: $500,000 + $50,000 carry costs
● ARV: $2,007,600.00
● Expected Rent: $9000
● Expenses: $1000
● Mortgage: $6945
● Cashflow: $854
Real Life: "If you bought this 5 years ago..."
now
Editor's Notes
Our new venue!! We kept on hearing that people were coming directly from work, and that they wanted some food and drink…
Please... patronize the venue. Food & drink. It's a new place, and it's super cool, and it needs our support. They also rent it out for events and stuff. And they want us to #hashtag it and stuff. I think it's Buck-A-Shuck oysters tonight… $1 oysters. And the beer selection is awesome, and I don't know if they have it here, but the sister restaurant Queen & Beaver has amazing hand chopped burgers… so the food here should be good too!
Ok, Chris Law told us to spend more time on this slide. I actually feel really stupid talking about this stuff… it’s like those stupid billboards or advertisements on a bus shelter from those annoying agents. “#1 in Downtown”... and we never wanted to be THOSE guys. BTW if you look closely, you’ll realize that it’s often their BROKERAGE’s numbers or sales volumes, not their own.
What makes us qualified to stand up here before you speaking to you about investing in Real Estate? We could very well be a bunch of hacks, right?
Bunch of other awards/qualifications as well. President’s Award, Chairman’s award, Top Producer award, top 1% of all Realtors in Toronto, Featured speaker at International Real Estate Conferences, at other Real Estate conferences/Meetups in Toronto, speaker at REIN.
And this is probably the most important thing… we’ve actually DONE it. We have sizable holdings value at $25M and over 50 doors. So we’ve been in the trenches, we’ve been investing long enough to been thru the up-cycles and down-cycles, and so we know how to build resilient portfolios that can stand the test of time.
Who is Volition: We are a full-service, bespoke Real Estate Investment Firm. NO, we are not a REIT. YES, we are a firm whose mandate is to give you EVERYTHING YOU NEED to be successful in your real estate investing (except the money. We don’t give you the money). Think of us as the guys who… no matter what you’re looking for in the context of real estate investing, we can help. We offer you a bunch of services, and then we have strategic partnerships for the areas that we don’t cover (Financing is the biggest one, but also insurance, lawyers, accountants, home inspectors, etc.). What really differentiates us, however, is our Advisory practice. We get to know you, your life goals, what you’re trying to achieve, where are you at now… and then we co-create a strategy together towards you reaching those goals. That is really the missing piece in the real estate industry. Think about it. You want to invest in real estate. So you call up an agent (your buddy, your aunt, your grandma) and say “I want to buy a condo”. And they say “Great! Let’s go find you a condo!”. We don’t do that. We will take a step back and try to understand your context much more thoroughly, WHY you want to buy a condo, WHAT you’re trying to achieve, WHEN is your timeframe to achieving your goals. Only after understanding that, do we even START to talk about real estate, what to buy, where to buy, etc. and building a customized strategy for you that makes sense given your goals, available capital, existing portfolio, mortgage qualification ability, etc.
A common one is “I want maximum cashflow”. Ok, if you want maximum cashflow, then go buy a student rental in butt-fuck nowhere. That will give you maximum cashflow. It will ALSO give you maximum headache. See what I mean? It’s too myopic to focus on such low-level “consumer” level thinking. We don’t operate down here. We operate up HERE. Higher order thinking.
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We get asked all the time “Are you agents?”. Yes, we are agents, but we are so much more than that. We are not just service providers, we are SOLUTIONS providers. What I mean by that is that we provide EVERYTHING you need under our umbrella in order to for you to successful in your real estate investments.
Why list with us? Investor advantage!
An actual ACTIVE list of investors/buyers. Unlike an agent who claims to have 1000s of emails to their list, adds everyone under the sun even if he doesn’t know them, and actually hits no one. Personally reaching out to 10-20 of our active buyers is a helluva lot better than spamming 1000 emails that no one will read or pay attention to.
REIN Investor Database. As senior REIN members, we have access to REIN’s investor MLS. It has the ability to get your property in front of the eyes of investors from not only all over Toronto, not only across Canada, but overseas as well.
Exclusive Toronto Investor Realtor for REIN Buyer’s Group…. Being able to showcase your property at REIN meetings in Toronto and across the country, and with our relationships with Keyspire, we can get your property showcased to Keyspire members as well.
Our photography and virtual tour services are second to none. There is both an art and a science to it. Knowing what to show, what to leave to the imagination. Using specialized techniques such as filtering and lighting, and close ups of key features, in order to appeal to the demographic that we are targetting, can do leaps and bounds for driving more traffic.
So we can get more eyeballs on a listing, drive more showings, and drive more interest, ultimately we will get you a higher price.
If you have a tenant, oh man, be prepared to deal with that fallout. Because of our investment experience, we have the expertise and knowhow in dealing with tenant situations, especially with sales. Knowing how to list it properly, how to minimize impact on tenant, N12 and affidvaits to protect you as the seller, setting tenant expectations, can they stay or will they have to move out, etc.?
How to get top dollar. Maybe you need staging, maybe you don’t, or maybe you just need to declutter/depersonalize and they we can bring in light staging and work with what’s there. Maybe you need very specific and targetted renos, maybe you don’t. Maybe your target will be a builder or renovator or a developer.
We walk you the entire process. Do you live there? Our approach will be different and tailored. Are you planning to sell this and buy and move into a new property? We know how to discuss with your mortgage broker to get you bridge financing, if you’re going to be carrying both properties, and how to line up and get the right closing date for the sale and for the purchase.
Do you purchase first or sell first? We have answers.
Staging? Our very own can help you there, and even coordinate everything viz a viz design & key targeted reno upgrades as well.
And we haven’t even talked about our super Investor ability to decipher data and read trends. We analyze comps better than anyone else, we track pricing better than anyone else, and therefore can more accurately predict your outcome better than anyone else. And with that, combined with the most appropriate listing strategy, will ultimately give you confidence in being able to make your next move (i.e. how much capital you’re going to have for your next place, etc.). And we’ll be able to help you determine your capital gains, based on your tax returns and your building depreciation, etc.
And if it’s actually an investment property? There’s no question. You’ll depend on our assistance to build detailed financial reports, knowing what to provide to the potentially interested buyer (lease agreements, tenant acknowledgements), whether or not to provide utility bills. What if we could get you a higher price, but you provide a VTB to the seller (i.e. you make more overall because of a higher selling price AND you make interest just like the bank, but you don’t collect it all at once… and it defers your capital gains taxes). Man, there are just SO MANY STRATEGIES and ways to optimize.
All the services you need under one umbrella.
The point being, because we are Investor Realtors and because of Volition, we do everything that a regular run of the mill Realtor does…. Just much, much, much better.
We are in the top 1% of all Realtors in Toronto (Out of 50,000 agents in Toronto), which puts us in the "Super Agent" category (like Ari Gold from Entourage). Only 500 agents are in our segment. And only about 50 of those Realtors are "Investor Grade" realtors. We know who they are, and they know who we are!
Personal Residence.
Like it or not, your personal residence will probably be the most expensive purchase you’ll ever make in your life
Like it or not, it’s an investment. A really big one.
With our investor abilities and background, we can help you look for things that are not only important to you, and check off the things on your needs list, but also ensure that we can coming at it with our investor eye as well. Perhaps there are ways to make your personal residence work for you.
Or perhaps we are looking for floorplans that give you the flexibility to easily put in a second unit
Or perhaps we can help advise you on how to not JUST make your personal residence a money black hole, but make it work for you as well. House hacking, Maybe we would suggest a 2bdrm and renting out the other room.
Is it worth spending extra to get a 2bdrm instead of 1bdrm condo? We have answers for you. Because we know the financials and economics, and we can also read the trends.
We also know the trends and know how to analyze them in a meaningful way to be able to answer key questions, like “is this the right time to buy?”, or help provide you with relevant information from related topics such as financing/mortgages (Should I amortize longer or shorter? Should I get variable/fixed? Should I get a HELOC? Should I break my HELOC into two components so I can keep my books straight for the CRA? Should I register a collateral mortgage so I can reduce my legal fees later?)
We know which segments are trending up and down, and we know which areas are providing more value.
We also have the in house design capabilities to help you identify something that is under-utilized, but where it creates the opportunity for you to get it undervalued and create the value/opportunity thru targetted design & renovations. We have helped clients with very high-end (as well as obviously tenant grade), so we can cover the entire spectrum.
We also know the value in using leveraging your personal residence in order to further your investment business. They are often intrinsically linked, and so this provides opportunities for us as Investor Realtors to add additional value in order to help paint the picture of how your Principle Residence
Let’s say you were moving out of a house and into somewhere else (like a condo or you were renting or something). Did you know that you can keep your house as your primary residence for up to another 4 years? Florence??
Or… maybe you’re looking for a combination Primary Residence AND investment property (i.e. triplex and you live in one of the units). We can help you analyze various scenarios to see what works best for you.
Our mandate is enabling YOU and supporting YOU in your real estate journey. Keep this in mind… because I want to ask it again at the end to see if you think that we are (or can be) “the eraser” for you. The team who is blazing the trail before you, removing obstacles for you, helping you move forward.
http://www.trebhome.com/index.php/market-news/housing-market-charts
Sales were down 10.2% month-over-month from 8,585 in July to 7,711 in August, which comes on the heels of a 3.0% decline from July to August. This is typical, as most home-owners contemplating a sale in August would be wise to wait one month for the busy fall market! Year-over-year, sales are up a whopping 13.4% from 6,797 in 2018 to 7,711 this past month. This underscores my feeling about 2019: that sales will be up dramatically by year’s end.
http://www.trebhome.com/market_news/housing_charts/index.htm
New listings were down, month-over-month, at double the rate of July! Down 18.1%, from 14,393 to 11,789, compared to a 9.0% drop last month. Notice how everything looks twice as bleak in August? It’s just a slow month, and as I said, sellers would be wise to wait for September anyhow. Year-over-year, new listings were down 3.0%, from 12,158 in 2018 to 11,789 in August.
http://www.trebhome.com/market_news/housing_charts/index.htm
Average price was down month-over-month yet again, from $806,755 in July to $792,611 in August – a 1.7% drop. The drop from June to July was a much steeper 3.1% by comparison, but this is all typical in the slower summer months. Year-over-year, average price is up 3.6% from $765,252 in August of 2018 to that $792,611 number you see above. Average price was up 3.2%, year-over-year, in July, so with a 3.6% increase in August, we can see the upward momentum. This is all par for the course right now, and personally, I expect to see prices pass $840,000 by the end of October.
Further zoom out
Toronto Market Index shared on Volition Drive
Will this continue? No.
At the peak in 2017 the difference in the average price for a detached home and a condo was $700K
In June 2019 that difference has shrunk to $450K.
Prices getting to close.
The city says its short-term rental rules are about protecting Toronto’s housing supply and maintaining the stability of its beloved residential neighbourhoods — even the ones located in high rises.
Landlords say the rules restrict their property rights and income.
The two sides waited a year to put their cases before the province’s Local Planning Appeal Tribunal (LPAT). Its adjudicator Scott Tousaw will decide whether the bylaw — originally supposed to take effect in June 2018 — ever goes into play.
It’s not clear when he will deliver a decision but it will be after an Oct. 15 hearing date in which summary arguments will be presented by lawyers representing the city, the landlords, and the Fairbnb coalition — a group comprised of tenant advocates, hotel industry representatives, neighbourhood groups, residents and academics.
Here are some of the take-aways from the first eight days of hearings that took place in August and early September after a year’s delay.
The city says its short-term rental rules are about protecting Toronto’s housing supply and maintaining the stability of its beloved residential neighbourhoods — even the ones located in high rises.
Landlords say the rules restrict their property rights and income.
The two sides waited a year to put their cases before the province’s Local Planning Appeal Tribunal (LPAT). Its adjudicator Scott Tousaw will decide whether the bylaw — originally supposed to take effect in June 2018 — ever goes into play.
It’s not clear when he will deliver a decision but it will be after an Oct. 15 hearing date in which summary arguments will be presented by lawyers representing the city, the landlords, and the Fairbnb coalition — a group comprised of tenant advocates, hotel industry representatives, neighbourhood groups, residents and academics.
Here are some of the take-aways from the first eight days of hearings that took place in August and early September after a year’s delay.
The city says its short-term rental rules are about protecting Toronto’s housing supply and maintaining the stability of its beloved residential neighbourhoods — even the ones located in high rises.
Landlords say the rules restrict their property rights and income.
The two sides waited a year to put their cases before the province’s Local Planning Appeal Tribunal (LPAT). Its adjudicator Scott Tousaw will decide whether the bylaw — originally supposed to take effect in June 2018 — ever goes into play.
It’s not clear when he will deliver a decision but it will be after an Oct. 15 hearing date in which summary arguments will be presented by lawyers representing the city, the landlords, and the Fairbnb coalition — a group comprised of tenant advocates, hotel industry representatives, neighbourhood groups, residents and academics.
Here are some of the take-aways from the first eight days of hearings that took place in August and early September after a year’s delay.
You can go to other meetups, and they’ll speak extensively about “the next deal” or the “hottest neighbourhoods” or “how much money they made on their last flip”. Not that we don’t go thru those things, but we firmly believe that your real estate investments should be rooted in fundamentals MORE than anything else. It will help ensure that you aren’t “chasing the shiny object” and are investing according to the economics of an area, not just because “cashflow looks good” or “it’s cheaper” or “I can get a good deal”. Make sense?
Deep-dive, real-life, real-time analysis of your mortgage qualification ability
As if it was a real consultation, and your application was really being underwritten.
(Speaking of which, Vine Group is looking for an in-house underwriter. If you’re super smart and willing to learn, let me know and I’ll pass along his contact).