This document discusses strategies for obtaining mortgage financing in the current lending environment. It begins by comparing financing options through banks versus brokers. It then reviews the current Canadian lending landscape and common lender types such as big banks, monoline lenders, credit unions and alternative lenders. The document outlines factors that determine a strong mortgage application, including income, debt ratios, down payment, credit score and asset details. It proposes a strategic "blueprint" for structuring financing across a growing real estate portfolio. Finally, it provides tips for making a mortgage application successful.