This document discusses using learning resources effectively. It introduces a formula to calculate one's "Act" rate based on their Learning Assets (LA), portion of LA studied (S), understanding rate (U), and application rate (A). It notes that while people accumulate many learning resources, these assets are not truly valuable if not studied, understood, and applied. It suggests sharing resources with others rather than just accumulating them, as technologies change rapidly so content becomes outdated. The key is to invest in studying, understanding, and applying knowledge rather than just collecting resources.