Trigger finger is caused by inflammation or irritation of the tendon sheath that causes the finger to get stuck in a bent position. It presents with painless clicking or locking of the finger initially, progressing to painful episodes where the finger cannot straighten. Examination reveals tenderness over the tendon sheath and difficulty straightening the finger. Non-operative treatments include splinting and injections, while surgery involves releasing the tendon sheath. Complications can include limited finger movement or nerve injury.