The Olive Garden

The Federal Reserve System supervises and regulates member banks to help ensure they serve the public efficiently. It holds bank reserves and facilitates clearing of checks between banks in different cities. The document then discusses various types of banks like commercial banks and credit unions, as well as factors for choosing a bank, popular banks in North Carolina, and electronic banking services. It contrasts credit cards and debit cards, and describes services like automatic bill payment, service charges, bank reconciliation, stop payment orders, and signature cards.