The Dynamic Business Personalities Changing the Business World.pdf

VOL-06 | ISSUE-06 | 2023
Rajesh Desai,
Co-founder, CEO and MD
The Inspiring Business Personality
TheDynamic
Business
Personalities
Changing the
Business
World
Leadership Prowess
Top 10 Transforma onal
Traits of the Dynamic
Global Business Leaders
www.ciolookindia.com
Lyra India
Success Horizons
How Interna onally Acclaimed
Corporate Leadership Prepared
the World Industries for the Future?

Tosucceed
inthis
,
world
youhave
tochange
allthe
.
time
- Sam Walton

I
Kedar Borgaonkar
Managing Editor
kedar.borgaonkar@ciolookindia.com
The Age of Dynamically
Trailblazing Business
Disruptors
In the vigorous business landscape, there are dynamic
personalities that have emerged as influential forces,
shaping industries, challenging norms, and
revolutionizing the way business is conducted. These
trailblazers possess a unique blend of vision, determination,
and innovative thinking that sets them apart from the rest.
They have become beacons of inspiration, creating new
possibilities and pushing the boundaries of what is
achievable.
These dynamic business personalities have recognized the
power of disruption and have harnessed it to their
advantage. They understand that in order to thrive in today's
fast-paced and competitive environment, they must
constantly adapt, reinvent, and redefine traditional business
models. With their bold ideas and fearless approach, they
are transforming industries, leaving an indelible mark on
the business world.
These influential individuals come from diverse
backgrounds and industries, united by their unwavering
commitment to excellence. They have demonstrated
exceptional leadership skills, bringing about positive
change within their organizations and beyond. Through
their charisma and magnetic presence, they have inspired
teams, investors, and consumers alike, galvanizing support
and driving growth.

Editor’s Note
One key characteristic that distinguishes these dynamic
business personalities is their ability to embrace uncertainty
and navigate through ambiguity. They see challenges as
opportunities for growth and are unafraid to take calculated
risks. By stepping outside their comfort zones, they have
forged new paths, challenging conventional wisdom and
driving innovation.
Moreover, these individuals recognize the importance of
collaboration and building strong networks. They
understand that true success lies not just in individual
accomplishments, but in fostering partnerships, alliances,
and ecosystems. By connecting with like-minded
visionaries and tapping into the collective wisdom of
diverse perspectives, they have built thriving ecosystems
that fuel innovation and propel their organizations forward.
In this era of rapid technological advancements, the
dynamic business personalities we will explore have
embraced emerging technologies as catalysts for change.
They leverage the power of artificial intelligence,
blockchain, automation, and other cutting-edge
technologies to streamline processes, enhance customer
experiences, and drive efficiency. Through their visionary
adoption of these tools, they are reshaping industries and
pioneering new frontiers.
In the following edition of The Dynamic Business
Personalities Changing the Business World, you’ll
witness the stories of these remarkable individuals,
uncovering their strategies, accomplishments, and the
impact they have made in the business world. From
disruptors in traditional industries to pioneers in emerging
fields, these dynamic business personalities are trailblazing
a new era of innovation, setting the stage for a future where
the only constant is change.
Enjoy the reading journey ahead, with two trendy articles
crafted by our in-house editorial team!

Proﬁles
Articles
08
22 34
18
30
14
26
36
Rajesh Desai Dr Omkar
Prasad Baidya
Ram Medury &
Manoj Trivedi
Sonal Singh
Niyesh Sanghi Raisal U
Leadership Prowess
Top 10 Transformational
Traits of the Dynamic Global
Business Leaders
Success Horizons
How Internationally Acclaimed
Corporate Leadership Prepared
the World Industries for the Future?
The Most Trusted Global Partner
for All Online Payment Requisites
The Most Trusted Global Partner
for All Online Payment Requisites A Samaritan for Holistically
Universal Harmony
Sudeep S
40
Enriching Businesses with
Modern Capital Management
Modern Capital Management
Empowering Businesses with
Perfectly Digital Pixbit Solutions
the Finest Financial Solutions
the Finest Financial Solutions
Empowering Your Brand to
Conquer the Market with
Fixdax Technology
Brand Sangamam’s Leader
Exemplar of the Digital Era
Special Proﬁle

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Brief
Rajesh Desai established Lyra India as a leader in securing e-
commerce and POS payments, standing amongst the most preferred
partners for financial establishments since 2007.
Rajesh Desai,
Co-founder, CEO & MD
Lyra India
Company Brief
Under the leadership of Raisal U, Pixbit has been the key
differentiator in enabling several companies in customized
software solutions like mobile app, web app and e-commerce
development.
Dr Omkar is a Physician and a Medical Researcher, who wishes to
connect the world and his dream for nation building with a mission
for world peace.
Offering the best financial services under the leadership of its
eminent Founder, Niyesh Sanghi, Wealth Munshi has emerged as
one of the most reliable and effective wealth management
consulting companies.
Raisal U,
CEO and Co-founder
Dr Omkar Prasad Baidya,
Physician, Author and
Assistant Professor
Niyesh Sanghi,
Founder
Pixbit Solutions
Pvt. Ltd.
ESI Medical Institute,
Joka, Kolkata
Wealth Munshi
Featuring
With its two dynamic leaders - Ram Medury and Manoj Trivedi -
steering its business operations, Jama Wealth has been offering best of
the financial services in diverse verticals.
Ram Medury,
Founder and CEO and
Manoj Trivedi,
Co-founder and Director
Jama Wealth
Advisory
Sonal established Fixdax in 2015 as a business solutions-based
company to offer advanced tech people solutions swiftly.
Sonal Singh,
Director
Fixdax Technology
Pvt. Ltd.
Championed by Sudeep, Sangamam has been renowened as a web
design and development company specializing in WordPress
technology and offshore development services for B2B customers.
Sudeep S,
Founder and CEO
Sangamam
Communications
Private Limited
TheDynamic
Business
Personalities
Changing the
Business
World

While being digital, every modern business needs
as many digital POS as possible to receive
payments from all its worldwide customers
anytime and anywhere. Although creating those touch-
points and making all the infrastructure underneath them
secure, seamless, and simple means a herculean task, that
can only be achieved if partnered with Lyra India, the most
trusted partner for all online payment requisites, as is being
realized by thousands of businesses globally.
Lyra’s Co-founder, CEO and MD, Mr Rajesh Desai,
insists that they are always at the forefront to provide you
with the best offer. “We provide solutions to help you foster
your local and international business successfully,” he
adds.
Lyra India has been established as a leader in securing e-
commerce and POS payments, standing amongst the most
preferred partners for financial establishments since 2007.
Lyra’s vision is to build and offer relevant, dependable, and
secure solutions to facilitate digital payments. Lyra takes
pride in stating that the venture was the very first under the
Fintech industry banner in India to introduce secure
connections with an intelligent platform for Point of Sales
(POS) terminals with 2G/3G/4G and PSTN technology
which proved to be a major disruptor in the use of POS in
India.
Lyra offers highly secure payment acceptance solutions like
Lyra EPOS, WhatsApp Payment Solution, SIM Solution,
POS routing solution, Payment switch, Soundbox solution,
Payment Gateway and many more. With an established
secure platform, Lyra complies with PCI DSS and TLS. All
the solutions offered by Lyra are meticulously tested,
proven, and used globally, making Lyra a well-
acknowledged digital payment solution provider. Lyra
differentiates itself as a robust and stand-alone payment
service provider owning the entire ecosystem with no third-
party dependency, resulting in fewer hops and ensuring
efficient, secure, and frictionless transactions.
Invincibly the Secure Most Solutions
In a world where accepting digital payments is becoming a
necessary requisite, managing digital transactions daily can
be quite a headache for businesses, irrespective of their
type. Every business is unique in its customer base and
requirements. But, creating a successful fintech payment
processing system is more than just offering a seamless
mode of accepting digital payments. Rajesh says, “We want
our solutions to be compatible with merchant requirements
and scalable for every merchant setup in the most efficient
way.” With the vision to build and offer relevant, reliable
and secure solutions to facilitate digital payments, Lyra has
developed multiple mainstreams as well as added services
and solutions catering to various business needs.
Lyra offers several payment services with advanced
solutions to banks, facilitators, and e-commerce platforms
alike. Lyra is actively working in the sectors like Payment
Gateway Services, Banking Solutions, and White Label
Solutions. Lyra also offers highly secure payment
acceptance solutions like Lyra SoundBox, EPOS, SIM
Solution, POS Routing Solution, Payment Switch,
WhatsApp Payment Solution, and many more add-on
innovative services in the payment processing field and
paytech solutions for banks and FinTechs.
Lyra’s cutting-edge technology reduces transaction time and
enables cost savings for its users, ensuring complete data
The Most Trusted Global Partner for All Online Payment Requisites
Rajesh
Desai
8 | June, 2023 www.ciolookindia.com

Rajesh Desai
Co-founder, CEO and MD
Lyra India
The Dynamic Business Personalities Changing the Business World

security to acquirers and acting as a single gateway to
handle multiple connections and protocols.
Lyra is focused on secure transaction routing services
through multi-brand POS terminals. Lyra offers multi-
operator SIM cards optimized for POS terminals as per
business requirements. With a private and end-to-end secure
APN, Lyra's gateway facilitates complete management of
the POS fleet. Adding to its benefits, the Point of Sales SIM
Solution offers merchants excellent security and uninter-
rupted connectivity for every transaction. This solution is
specially developed to provide connectivity with various
network connections, namely, GPRS, PSTN, IP, Secured
SWITCH software, 3G and 4G, LAN, and Wi-Fi. Lyra's
Payment Switch saves merchants from connectivity and
security issues by dynamically routing payment transactions
between the acquirer and payment service provider,
revamping the transaction success rate.
Incredibly the Most Advanced Technology
One of the key strengths of Lyra is NAC, a highly secure
and powerful server that provides seamless communication
to the merchants' banks without any glitches. With the
exclusive EFT/POS transaction gateway owned by Lyra, it
is possible to receive and transfer any transaction flow
securely from any POS terminal and connect it to any
network (PSTN/GPRS/ADSL) with any existing transaction
protocol.
Lyra also developed LUMA or Lyra Update Manager, a
responsive application combined with the web portal that
enables supervision and operation of the merchant’s entire
fleet of POS terminals in real-time. Along with LUMA,
Lyra's OptiNet also helps payment terminals with network
optimization by switching (automatically or manually) to
the most efficient mobile network, depending on the
terminal's location. OptiNet sends data to the gateway in
real-time to quickly visualize and diagnose the status of
available mobile networks.
The current market requires a technology that will act as a
middleware between POS and card network enabling any
3rd party POS Systems with a broad range of direct
payment processing interfaces and, at the same time, will
offer seamless integration and maintain compliance scope.
Lyra implemented this idea through the recently launched
Lyra's End-to-end POS Solution. End-to-end being the
keyword, once the transaction is initiated, Lyra will take
forward the transaction process securely and smoothly
without any glitches or any third-party involvement making
it more secure.
Lyra India is also part of many turnkey projects like rural
POS connectivity for India Posts, secure connectivity to
process financial transactions for metro rail, POS connectiv-
ity for major banks, connectivity for bank branches, etc.
Incidentally, The Most Transformational Leadership
Rajesh made a life-transforming decision when he started
his journey with Lyra Network. After working for many
years in various countries and getting exposed to multiple
markets, cultures, and traditions, Rajesh returned to his
native country to make Lyra Network successful in India.
Associated with Lyra Network from Day One since August
2007, over the years and many obstacles later, his great
supervision and unmatched persistence to reach goals
helped Lyra pick a pace to grow in India. With 27+ years of
experience and field expertise, he is a result-driven and
value-oriented leader specializing in developing marketing
strategies, product marketing, alliance marketing, marketing
communications, and demand generation.
He comes from a techno-functional background and has a
proven record of building, nurturing, and leading high-
performance goals, improving service standards, contribut-
ing to cost optimization, and bringing innovation with an
extreme passion for registering inorganic growth and profit.
India always welcomes new technologies with an open
mind.
The same applies to digital payments. With more people
opting for digital options, penetration of mobile devices,
and increased usage of various digital payment solutions
like debit, credit, prepaid, e-purse, ATM, and POS cards, it
Lyra offers highly secure payment
acceptance solutions like Lyra EPOS,
WhatsApp Payment Solution,
SIM Solution, POS Routing Solution,
Payment Switch, Soundbox Solution,
Payment Gateway and many more.

felt that why not try to offer a better and safer environment
to boost the digital advancement. Keeping this in mind and
considering the evident signs that India will go under
massive digital transformations, he entered fintech via the
Lyra Network field with Lyra SIM Solutions, a crucial part
of Lyra’s POS solutions offerings. And the rest is history!
Innovatively The Widest Network
Many small offices, banks, micro ATMs, AEPS POS
machines, payment POS machines, ultra-small bank
branches, and ATMs rely on Lyra for last-mile connectivity
solutions. Using mobile POS machines, many banking
business correspondents are using Lyra Connect to deliver
banking and financial services in rural areas.
Today, Lyra has enabled 16,00,000 POS on its platform.
With the successful accomplishment of many significant
projects like rural POS connectivity for India Posts, secure
connectivity to process financial transactions for metro rail,
POS connectivity for major banks, and connectivity for
bank branches, Lyra is Processing 16 million connections
per day, Lyra manages over 1,20,000 e-merchants and over
14,00,000 POS terminals.
According to Rajesh, India’s Fintech sector has undergone a
paradigm shift in the past two decades, and for the last few
years, it has been on an upward growth trajectory. The role
of technology has grown from being a mere cog in the
strategic framework of companies to driving, shaping, and
redefining business models and revenue streams. FinTech
innovations have been at the forefront of tech disruptions in
recent years. Technology drivers like biometric authentica-
tion, cryptocurrency, virtual and augmented reality, AI, ML,
voice processing, etc. These drivers are certain to take the
digital payment space to new heights. These technologies
are not only taking part in digital payment acceptance but
also in front and back-end development of payment
solutions.
The rise of digital commerce, innovation in payments
technology using Artificial Intelligence (AI), Blockchain,
Internet of Things (IoT) and real-time payments, and the
introduction of mobile Point of Sale (POS) devices and QR
has led to a reduction in the cost of acceptance
infrastructure and also contributed to its growth.
Intelligently the Smartest Revolutionary
Artificial Intelligence(AI) is making tremendous progress in
the payment processing industry, and payment service
providers are launching and researching the products/
services that will change customer service to more on a
personal level. Technologies like IOT and big data are
playing a big role in this. These technologies can single-
handedly change the whole payment scenario and financial
services.
Lyra is also evolving with time. “We want to offer our
customers more innovative and end-to-end solutions and
services,” says Rajesh. With India's digital payments
expanding beyond boundaries, Lyra plans to introduce more
seamless and secure payment acceptance solutions. As one
of India's leading payment solutions, Lyra will continue to
play a leading role in achieving India’s dream of becoming
a five trillion economy and no-cash society.
Rajesh believes that where there is innovation, there are
challenges. The main challenge is awareness of digital
payments. People are aware of them, but their knowledge is
limited. The most threatening and fearsome challenge is
fraud and chargeback. “As a payment service provider, we
ensure that our clients know the procedure and common
causes of fraud.”

The Strongest Infrastructural Foundation
The next challenge comes in the form of integration. India
is a land of entrepreneurs; nowadays, many businesses
promote their business on their websites. For businesses to
accept digital payments via their websites, it is necessary to
have a payment gateway integrated. But not all business
owners have knowledge about the integration. Lyra always
makes sure that the client gets the basic information about
integrating. In conclusion, a lack of knowledge may lead to
all kinds of problems and challenges, but with proper
guidance, digital payments are as easy and secure as they
come.
The challenges under the guise of technology are always
imminent for any fintech. It is extremely necessary for a
payment solution provider to keep pace with changing
innovations. Lyra faced the formidable challenge of
sourcing the right field experts at the right time for the right
designations. But Lyra overcame this challenge slowly but
surely, and today what once was a one-person army with
shared cornered office stands with multiple office spaces
and a large family of field expert individuals!
Another challenge was to keep pace with ever-changing
customer requirements and offer a flexible solution that can
withstand the trials of time! It was challenging to provide
dynamic solutions with the highest possible support. Still,
Lyra invested a great amount of time and effort to
strengthen its infrastructure, and as a result, today, with its
two full-fledged robust active-active data centres at
Mumbai and Bangalore, capable of handling a disaster
recovery situation at any time.
The Most Optimistic Advice
In his advice to budding professionals who aspire to venture
into the POS industry, Rajesh says that while it's true that
young professionals may face unique challenges, they also
come with many rewarding opportunities for personal and
professional development. With ongoing innovations and
new technologies, India has a thriving POS market. You
must believe in what you do with passion and, most of all,
make sure you enjoy this journey and have some fun along
the way. Perseverance and intelligence are your allies; use
them to your advantage and keep working toward your
goals. And while it's valuable to stay focused on your goals,
you have to remain open to unforeseen opportunities.
On envisioning scaling Lyra India’s operations and
offerings in the future, Rajesh reveals that, being one of the
leading payment solutions in India, Lyra envisions expand-
ing its presence by providing multiple offerings in the
dynamic payment domain.
A Financially All Inclusive Future
With plans to collaborate with banks, merchants, FinTech,
and the government as an active connectivity partner, Lyra
is developing innovative paytech solutions. “We expect to
see the expansion of not only offerings in terms of
resources, customer base, and partners, but Lyra is also
looking forward to expanding the Lyra family by incorpo-
rating field experts from various backgrounds.”
With new solutions and innovations, Lyra will do its best to
maintain perseverance with the strategies that have helped
the company grow.
Lyra enjoys a major POS market share due to risk manage-
ment tools and a strong hold over mobile and electronic
payments. Since the company's establishment in India, Lyra
Network has accompanied leading Indian banks as a
crusader in driving digital payments in India.
Lyra Network also bagged the contract to equip Indian
postmen with point of sale (PoS) machines that will help
pay for a parcel with plastic money cards. “We are also very
proud of our Last mile connectivity project,” he adds. The
project is made to solve transaction processing problems in
rural India. For this solution, Lyra has been awarded the
Most Promising Financial Inclusion Program at Global
Fintech Awards 2022.
Lyra has bagged numerous awards for its innovative
solutions and is recognized as one of the most preferred
partners for financial establishments.

Dr
Omkar Prasad
Baidya A Samaritan for Holistically
Universal Harmony
Dr Omkar Prasad
Baidya
ESI Medical Institute,
Joka, Kolkata
Physician, Author and
Assistant Professor

Life’s philosophy is working at universal scale
reflecting in the cosmic brain to mirror the eternal
morality existing beyond the human mind. Dr
Omkar Prasad Baidya, is on a mission of national
development by finding philosophical and scientific
solutions to the profoundly reflective problems of human
progress with futuristic sustainability and holistically
universal harmony.
Dr Omkar is a Physician, Author and Assistant Professor
at the ESI Medical College, Joka, Kolkata, India. He
earned his MBBS from RIMS, Imphal in 2009 and his MD-
PhD in Physiology from KGMU, Lucknow from 2013 to
2019. He became an Assistant Professor at the medical
college in 2016 and has published several papers on stroke
biomarkers and other medical topics.
“I am a Physician and a Medical Researcher. I wish to
connect the world and my dream for nation building is my
mission and for that, I’m on a path to world peace,” says Dr
Omkar.
Mission Intelligence
Dr Omkar believes that humans are nature's finest creation.
God endowed humans with highly developed brains.
Human beings can think rationally and creatively, work for
spiritual development, have a scientific attitude, show
spiritual values, and have spiritual and emotional intelli-
gence with the help of this developed brain.
Human beings can do moral thinking and moral behaviour,
distinguish between right and wrong and think and act in
favour of mankind or human development with the help of
a developed brain. God created humans with a developed
prefrontal cortex (PFC) part of the brain, which allows
humans to develop self-consciousness, connect to a higher
self, or even to God, and add human virtues and spiritual
values to their character.
Humans can comprehend the meaning of their life on this
planet, as well as God’s mission to make this planet a better
place to live, to spread the message of universal love and
brotherhood, and to emphasize the importance of virtues in
human life. With the passage of time, humans can compre-
hend the significance of spirituality and spiritual values in
adding divinity to their lives. Human beings gradually learn
the value of doing work and acting in accordance with
righteousness and justice. He understands that in order to
make this world a better place to live, every human action
must be justified in terms of human benefit, mankind, and
human development, as well as the benefit of all living
creatures.
A Personification of Excellence
Dr Omkar is a member of the NYAS, SAGES, Epilepsy
Foundation of the United States, World Society of Interdis-
ciplinary Antiaging Medicine, British Physiological
Society, and European Atherosclerosis Society. Dr Omkar
did his certification from Harvard Medical School, Yale
University School of Medicine, Johns Hopkins University
School of Medicine, and Vanderbilt University in the
United States.
He has written books on moral philosophy, universal ethics,
human virtues, human morality, and beyond, and has also
been honoured with:
Ÿ Dr BR Ambedkar National Award.
Ÿ Dr BR Ambedkar International Award.
Ÿ Mahatma Gandhi Nobel Peace Award.
Ÿ Nelson Mandela Nobel Peace Award.
Ÿ Bharat Bhushan Award.
Ÿ Bharat Sree Award.
Ÿ Bharat Vibhusan Award.
Ÿ Asia Peace Prize.
Ÿ Gandhi Mandela Award.
Ÿ Rashtriya Ekata Award.
Ÿ Jagadish Chandra National Talent Search Exam
Encouragement Award-2002.
Ÿ Mathematical State Olympiad Award.
Ÿ National Physics Olympiad 2003 State Topper.
Ÿ Visharad in Tabla Instrumentation.
Ÿ IAP Medical Quiz Topper, RIMS 2007, and Many More.
Morality Beyond Human Brain: A Philosophical and
Scientific Exploration
In this book, Dr Omkar integrates his philosophy on human
morality with the mathematical model and scientific
aptitude. He also explains various components of human
morality and how these components can play important role
in the survival of human beings on the planet earth. He also
adds that even cells of our human body do have morality to
some extent which guides them to do moral behaviour
towards the biological system of the living organism.
When the world sees many events, such as a lack of peace,
violence, clashes, and so on, it is because of a lack of
human virtues and morality. With time, our spiritual leaders
and moral philosophers will recognize the significance of

human values, human virtues, and human morality as
solutions to many human problems and human civilization.
Dr Omakr examined human morality from both scientific
and philosophical perspectives. He attempted to investigate
the concept of human morality from both perspectives.
Furthermore, he has introduced a mathematical model of
human morality from which various philosophical aspects
of human morality can be very clearly explained and
visualized.
Furthermore, Dr Omkar believes that human morality can
be the solution to all human problems and that its concepts
can be scientific and logically explained through mathemat-
ics, which can focus clearly on human morality by provid-
ing it with a scientific background. He has also focused on
the philosophical concept of human morality and how
science and mathematics can better explain philosophical
ideas.
Furthermore, it demonstrates how human morality can be
used to solve many human problems and explain the
existence of life on Earth.
“When we see many incidents, wars, violence, human rights
violations, poverty, and sufferings that threaten global
peace, I want to emphasize my life philosophy in resolving
many basic human problems. I believe that humans should
understand the significance of their creation by God. To
value all of God's creation, we must understand how to
value all of God's and Mother Nature's lives. I believe that
now is the time to establish a life philosophy that supports
universal ethics for all living creatures. I've also demon-
strated how religion plays an important role in the estab-
lishment of universal ethics for all,” says Dr Omkar.
Furthermore, human virtues, in my opinion, can play an
important role in the establishment of world peace as well
as in the resolution of many problems confronting humanity
and human civilization.
Universal Ethics and World Peace: My Philosophy of
Life
God created humans from their ancestors, primates that
evolved through the process of evolution. Human beings
are God's best creation because they have self-
consciousness, can understand God's influence in their
lives, have a connection with their higher self, have
spiritual consciousness, and have scientific intelligence and
creativity, which leads to scientific innovation and
technological breakthroughs that make the planet a better
place to live.
All of this is possible because humans have a highly
developed neocortex, or prefrontal cortex, in their brains.
Human beings have emotional intelligence, which allows
them to feel the emotions of others, as well as spiritual
intelligence, which guides them to the path of spiritual
enlightenment and can even aid in the shaping of human
civilization. Human beings have the ability to learn, to
understand natural laws and their relationship with nature.
Dr Omakr says, “God created humans with the intention of
doing karma in order to purify our existence, learn about it,
and return to the eternal God after our work on Earth is
completed.
According to spirituality, the human body is composed of
the soul, which is a component of the supreme soul, i.e.,
God. After our purpose and work on Earth are completed,
our soul will return to be integrated with the supreme soul,
Dr Omkar has written books on
moral philosophy, universal ethics,
human virtues, human morality,
and beyond, and has also been
honoured with numerous awards.

i.e., God. God has sent everyone to the planet Earth with a
purpose, and it is our responsibility to complete that duty or
purpose before leaving the earth's surface.”
God created humans with the purpose of spreading the
divine message, maintaining world peace, and making the
earth a better place to live. God has provided sufficient
scientific and spiritual intelligence to complete this life
mission.
He adds, “However, as with rapid civilizational progress
and rapid modernization, we prioritize material advance-
ment and scientific achievement over spiritual development.
But, over time, we created a society and civilization that
prioritized power, economy, and status over spiritual
values.”
Human beings become distracted from the true purpose of
life as a result of the desire for more power, the economy,
and factors such as ego, anger, and hatred. Instead, men and
nations begin to wage war, commit violence and harm
others, and we gradually lose our spiritual and moral
values.
Though man created the term “religion” for his spiritual
advancement, with the influence and permission of the
supreme Godhead, to spread universal love and brotherhood
throughout the world, and to connect with God. “And to
know his greatness and to guide us to the path of spiritual
enlightenment, but as time passes, narrow religious beliefs
die, and differences in religious ideology develop, leading
to violent conflict, communal wars, and other threats to
world peace,” he states.
As a result, the time has come to create a universal religion
for world peace and universal ethics for all. Human virtues
are crucial in shaping human civilization. Human virtues
are a collection of qualities that shape human life in a
divine way, as well as human civilization and make him
suitable for fulfilling the true purpose of life. Human virtues
are critical in establishing peace on this planet. “Human
beings are intelligent and rational in comparison to all
other living creatures, but we should not harm others and
should instead use our talents and intelligence ethically.”
To achieve societal development, talent must be combined
with values. Human virtues have the power to transform all
people into ethical and spiritual beings.
According to Dr Omkar, nature has endowed all living
creatures with intrinsic morality and intrinsic immorality,
which play critical roles in the survival and existence of life
on Earth. Furthermore, human extrinsic morality can be
acquired through moral education, moral philosophy,
spiritual and human values, and so on. Finally, he adds that
world peace is nothing more than a function of human
morality and virtue.

or quickly growing businesses, their leaders find it
Fchallenging to manage their finances, investments,
savings, and wealth. Timely actions pertaining to
specific assets, monitoring the market scenario, planning
short-term and long-term goals, and similar things need a
lot of research, time, skills, calculations, analysis, and
practice.
Hiring professional wealth managers and financial planners
to manage the financial portfolio and support growing
wealth through smart and logical financial planning
becomes imperative.
Understanding the concerns and requirements of business
leaders, Wealth Munshi has emerged as one of the most
reliable and effective wealth management consulting
companies. Offering the best financial services under the
leadership of its eminent Founder, Niyesh Sanghi, Wealth
Munshi is the professional catalyst. It has enriched
thousands of businesspeople, individuals, and professionals
in achieving wealth management goals.
In an engaging interview with the CIOLook India team,
Niyesh elaborated on his professional journey, early
inspirations, benefits offered, challenges countered, and
vision for the future.
Sir, please describe your firm in detail.
Wealth Munshi, a Hyderabad-based Fintech Firm, has been
built on the strong foundation of “Service.” At Wealth
Munshi, we believe in the future of digital wealth advisory
and strive to deliver financial services that empower
individuals to reach their financial goals.
I founded Wealth Munshi in 2017. We approach every
client with a ‘win-win’ mindset and the trust that their
money is safe in our hands. With our commitment to
excellence and dedication to client satisfaction, we aim to
help them secure their financial future and reach new
heights,
Brief us about yourself and shed some light on your
professional tenure.
I am a commerce graduate from Delhi University and a
post-graduate diploma from NIFT, New Delhi. With
performance as my passion, I have been privileged to have
joined the Million Dollar club each year. I observed the
finance industry closely. It included the sectors of Banking,
Insurance, stock trading, commodities, and real estate.
I have trained many advisors who made a beeline to learn
from a high-profile performer. All trainees wanted to take
lessons from the horse’s mouth rather than get trained under
a theoretician. I nurtured the practical approach of looking
at business finance and offered solutions that helped the
clients check the unnecessary stagnation of funds.
Developing a reputation in the insurance field of
Hyderabad. I slowly expanded my services to incorporate a
complete gamut of wealth and finance management.
What USPs make you stand out as a leading Financial
Advisory Firm?
During my initial days, I focused on each customer and
worked with dedication and care, giving them good returns.
Slowly with my success in offering visible returns through
safe planning, I could garner trust steadily. Trust, since
then, has become the watchword of Wealth Munshi.
Trust in giving the right advice to the customer. Trust in
projecting the precise financial growth based on economic
forecast, correcting and redesigning the portfolio, and
continuously monitoring the portfolio. Our scientific
approach to the client’s requirements and detailed
discussion in understanding their risk appetite has made us
customize financial solutions for our customers.
What are the immersive benefits of your services to your
clients?
Wealth Munshi's multidimensional services include
preparing the financial portfolio and analyzing income,
Niyesh Sanghi
Enriching Businesses with Modern Capital Management

Niyesh Sanghi
Founder
Wealth Munshi

savings, and present plans. We identify their financial goals
and create saving and investment solutions. We help them
reach their objectives.
Moreover, our scientific method scrutinizes their expenses.
We help them identify the unnecessary leakages happening
unknowingly due to a lack of knowledge or not taking
timely actions. We have offered safe and rewarding
solutions. We delivered to our clients the most required
peace of mind and the satisfaction of growing their wealth
steadily.
What were the initial challenges after venturing into the
Financial Advisory field, and what are the challenges
now?
There were several challenges in my journey. The
competition was very stiff. For a single individual with
limited financial resources was set to compete with a
Goliath of Banks and large institutions. The credibility of a
new businessman was extremely low. The general belief
was that the larger the institution, the better the service.
It was difficult to convince the first customer that I would
put my heart and soul into their service. It was a matter of
survival for me. My future largely depended on how well I
will make the wealth growth of the first customer. The first
few customers accepted the challenge. They gave me the
opportunity. And I had taken the challenge and gave them
rich rewards.
There was a time when all investments, whether in
Insurance, Mutual funds, FDs, or succession planning, had
to be done manually. It involved long hours of work.
Several customers had to be serviced at one time. The team
of Sanghi Consultancy had a tough job at hand. All
customer orders had to be completed on priority. No
customer likes to hear that his order has been delayed. We
made every customer believe they were the only client
Sanghi Consultancy was working for. This feeling of
priority did create lasting bonds with the customers.
Being an experienced leader, share your opinion on how
technology is transforming the Financial Advisory
sector and what advancements we can expect in the
future.
With more than 2000 customers in different categories, it
wasn't easy to manage all the requirements. I undertook the
herculean task of developing independent software, which
today stands out as superlative customer service. Any
specialized software takes much effort with very stiff
challenges of time and cost. There was a clarity that growth
would come only from service. Service comes only with
software technology.
An annual report is given to each client on the performance
and growth of their investments. Wealth Munshi also gives
them a projection of the financial status in the next 20-30
years. And advice on where they have to tighten their belts
for a smooth flow of fund requirements in future.
Today, Wealth Munshi has further advanced into Artificial
Intelligence and Machine learning, which they hope will
give the customers a new Portfolio Management
experience.
For speed of communication with all clients of Wealth
Munshi is managed by ZOHO. All replies to customer
queries are made at breakneck speed. It is an incredible
experience for every customer. Wealth Munshi has already
commenced Cloud computing backed with blockchain
partner experience, where all the client documents are
secured, stored on the cloud, and can be retrieved at any
time.
Now Wealth Munshi boasts of speed, accuracy, and trust.
Today there is paperless working. Every investor, however
big or small, is given the same priority and dedicated
service. Every investor is a lifetime friend. The members
are a part of the large and growing family of Wealth
Munshi.
Wealth Munshi is continuously scouting for new
technological developments. There is a desire to lead the
Fintech tech race in this financial sector advisory services.
At Wealth Munshi,
we boast of three things:
Speed, Accuracy, and Trust.

What would be your advice to the aspirants willing to
venture into the field of Financial Advisory niche?
I advise all young professionals to learn about all the
financial instruments and avenues in the market.
Understand the benefits and limitations of each thoroughly.
While dealing with any customer, first listen to what they
have to say and their financial goals. Please get to know
more about their current provisions. Then customize your
solutions in such a way that will help them reap decent
returns on their investments. Update and inform the clients
regularly on the developments happening in their portfolios.
How do you envision scaling the firm’s scope and
offerings in future?
The mission was clear, bringing technology to the doorstep
of every customer. Give him the luxury to review his
portfolio regularly and deliberate with Wealth Munshi on
how they can improve.
Today, Wealth Munshi is servicing more than 3500 clients
for all their investments in Alternate Investment Funds,
Focusing on Fintech, Equity Investing Via Artificial
Intelligence, Mutual Funds, Insurance, Purchase and sale of
Real Estate assets and succession planning.

Leadership Prowess
Global Business
10Transformational
Leaders
10Transformational
Leaders
Top

considering environmental, social, and governance factors.
They embed sustainability into their business strategies,
making conscious decisions that beneﬁt their organizations,
society, and the planet.
Adaptability with Agility in Decision-making:
Global business leaders operate in an increasingly volatile
and uncertain world. They exhibit a high degree of
adaptability, remaining ﬂexible and open to change. They
quickly adjust strategies, pivot business models, and
embrace new technologies, allowing their organizations to
stay ahead of the curve and thrive in dynamic market
conditions.
Dynamic global business leaders possess agility in deci-
sion-making. They can assess situations quickly, weigh pros
and cons, and make timely decisions. They are not afraid to
adjust their strategies based on market dynamics and
emerging opportunities, ensuring their organizations stay
agile and responsive.
In today's fast-paced and ever-changing business
landscape, dynamic global business leaders play a vital
role in driving organizational success. These visionary
individuals possess unique transformational traits that
enable them to navigate complex challenges, inspire teams,
and propel their organizations to new heights.
Here, we will explore the top 10 transformational traits
exhibited by dynamic global business leaders, highlighting
their impact on driving innovation, fostering growth, and
creating a lasting impact in the global business arena.
Visionary, Long-term Thinking and Sustainability:
Dynamic global business leaders possess a clear and
compelling vision for their organizations. They can
anticipate future trends, identify emerging opportunities,
and envision the bigger picture. Their visionary thinking
sets the direction for their teams, aligns stakeholders, and
drives innovation throughout the organization.
Global business leaders have a long-term vision for their
organizations. They focus on sustainable growth,

Global Mindset:
Operating in a global marketplace requires leaders to have a
global mindset. Dynamic global business leaders demon-
strate cultural intelligence, embracing diversity and
understanding the nuances of different markets. They are
adept at building international networks, forging strategic
partnerships, and navigating cross-cultural complexities,
enabling their organizations to expand globally success-
fully.
Strategic Networking:
Successful global leaders recognize the power of strategic
networking. They actively seek opportunities to connect
with influential individuals, industry experts, and key
stakeholders. They gain access to valuable resources,
knowledge, and collaborative opportunities by building a
strong network.
Risk-taking and Resilience:
Transformational leaders understand that taking calculated
risks is essential for growth and innovation. They encourage
a culture that embraces experimentation, learning from
failures, and celebrating successes. They exhibit resilience
in the face of challenges, inspiring their teams to persevere
and adapt, ultimately driving organizational resilience and
long-term success.
Strategic Thinking with Conflict Resolution Skills:
Dynamic global business leaders are skilled strategic
thinkers. They possess the ability to analyze complex
market dynamics, identify competitive advantages, and
formulate effective strategies. They leverage data-driven
insights, anticipate industry disruptions, and make informed
decisions that position their organizations for sustainable
growth and competitive advantage.
Transformational leaders are skilled in conflict resolution.
They effectively address conflicts within teams and across
stakeholders, promoting open dialogue, active listening, and
finding win-win solutions. By fostering a harmonious work
environment, they enhance collaboration and productivity.
Empowerment and Collaboration:
Successful global leaders recognize the importance of
empowering their teams and fostering a collaborative work
environment. They delegate responsibilities, encourage
employee autonomy, and create a sense of ownership. They
foster innovation, creativity, and collective problem-solving
by valuing diverse perspectives and encouraging teamwork.
Continuous Learning:
Dynamic global business leaders are committed to personal
and professional growth. They invest in their own develop-
ment, seeking opportunities to expand their knowledge,
skills, and international perspectives. They encourage a
learning culture within their organizations, promoting
ongoing training and development and inspiring their teams
to embrace lifelong learning.
Emotionally Intelligent Ethical Leadership:
Dynamic global business leaders demonstrate high
emotional intelligence. They possess the ability to under-
stand and manage their own emotions while empathizing
with others. This enables them to build strong relationships,
resolve conflicts, and foster a positive work culture.
Integrity and ethical behaviour are fundamental traits of
dynamic global business leaders. They lead by example,
exhibiting honesty, transparency, and ethical decision-
making. They prioritize corporate social responsibility,
embrace sustainable practices, and strive to impact society
and the environment positively.
Agility and Innovation:
Agility and innovation are critical for success in a rapidly
evolving business landscape. Dynamic global business
leaders foster a culture of creativity and innovation,
encouraging their teams to think outside the box and
embrace change. They promote an entrepreneurial spirit,
invest in research and development, and leverage emerging
technologies to drive innovation and maintain a competitive
edge.
Dynamic global business leaders possess unique
transformational traits that enable them to lead their
organizations through turbulent times and drive sustainable
growth. Their visionary thinking, adaptability, global
mindset, and other key characteristics position them as
catalysts for change and innovation. By embodying these
traits, aspiring leaders can develop their leadership skills
and make a lasting impact in the dynamic global business
arena.

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usinesses in a variety of industries have embraced
Bdigital transformation modernization. Digitalization
has increased business potential by raising quality
standards, reducing errors, developing excellent control,
and accelerating growth.
Software development professionals have played an
important role in assisting global corporations in their
digital transformation process by providing software
solutions, web applications, mobile applications, digital
marketing, e-commerce solutions, and other services.
Raisal U, the CEO and Co-founder of Pixbit Solutions
Pvt. Ltd. in Kozhikode, Kerala, has been the key
diﬀerentiator in enabling several companies in customized
software solutions.
Raisul shared his professional journey of taking Pixbit
Solutions to new heights, its services, and its USPs with the
CIOLook India team.
Please brief us about Pixbit Solutions, its USPs, and how
you are currently positioned as one of Kerala’s most
prominent business leaders.
Pixbit is a leading software development company based
out of Kerala, with its main development centre at Gov.
Cyber Park, Kozhikode. We are mainly into custom
software development services like Mobile Application
development, Web Application Development, E-commerce
development, etc.
We have extensive experience of more than eight years in
building custom software solutions for our partners across
the globe. Over the past years, we have served over 100
clients across 15 countries by delivering them top-notch
customized software solutions.
Empowering Businesses with Perfectly Digital
Pixbit Solu ons
,
,
OVER THE PAST YEARS,
WE HAVE SERVED MORE
THAN 100 CLIENTS
ACROSS 15 COUNTRIES
BY DELIVERING THEM
TOP-NOTCH
CUSTOMIZED
SOFTWARE SOLUTIONS.
,
,

We are currently one of the fast-growing software
development companies in Kerala. Beginning with just
three members, we have grown to 30 plus dedicated
member team. We are also diversifying our offerings to the
latest technologies like AI, Metaverse, and Blockchain.
Our constant vision and adaptability to change have led us
here. We had only one motto: we would provide high-
quality solutions to our clients with no room for complaint.
It is this quality of ours that drew clients to us. We were
always looking for changes in the real world because we
don’t believe in beating around the bush. Because the
information technology sector is always prone to changes
and new advancements, we are growing alongside it as the
quality of our work should be at the highest level.
Even though it was a significant challenge for us to achieve
this level of perfection, it was our vision to be one of the
world’s leading software solution providers. We have
clients from all over the world, including the Middle East,
the United States, and others. Our current working space is
entirely in Kerala, but in a few months, we will open a new
office in Dubai to expand our services to more countries.
Tell us more about your organization’s offering and
what aspects make it stand out in the cutthroat
competition.
We offer all types of custom software solutions like:
Mobile Application Development
Web application development
SEO and Digital Marketing
E-commerce solutions
Business intelligence software solutions
ERP/CRM Solutions
We focus on providing high-quality solutions and have
always met or exceeded our clients’ expectations. Several
players appear in the IT industry and end up closing their
companies within one or two years because they fail to
fulfill the promises made to their clients. With over eight
years of experience, we have worked with a wide range of
clients worldwide, successfully delivering products that
exceeded their expectations. As I previously stated, you can
start a business and run it for one or two years, but to stay
in the industry for more than eight years, you must add
value to your customers.
We’re also working hard to make our team more productive
and skilled. For that, we hire people with the necessary
skills and knowledge and provide them with intensive
training although they are qualified. With this, we have
established a solid foundation upon which all other factors
can be built. We have grown as a well-known software
solutions provider solely due to our strong determination,
focused vision, and desire to dare and achieve.
Our ready-to-go approach, expertise, and high-quality work
enabled us to collaborate with world-class organizations
such as “MediaLink,” a leading US-based strategic
marketing solution company, “PayTabs,” a leading payment
gateway provider in the Middle East, and others.
Tell us about Pixbit services’ immersive benefits offered
to its clients.
One of the most difficult challenges in this industry is
training resources and providing clients with high-quality
solutions. We distinguish ourselves from our competitors by
providing our global partners with high-quality professional
solutions within their budgets. To accomplish this, we hire
highly skilled resources and train them to bring them up to
our high-quality software development standards, even if
they have prior experience in their respective fields.
Raisal U, CEO, and Co-Founder
Pixbit Solu ons Pvt Ltd

Aside from making our clients happy and satisfied, we
guarantee them high-quality, goal-oriented work. One of the
clients’ main concerns would be their timeline. We value
our clients’ time and concerns above all else. We
consistently work on projects with no excuses and deliver
them on time with their requirements. Making our team
efficient at the highest professional standards, we never fail
to deliver things on time.
Being only focused on work and professional standards, our
clients won’t have to fear about their budget. Apart from
that, we assure them of the top-notch quality of our
products so that they do not have to worry about it too.
As we are always adaptable to new changes, our clients
won’t have to be concerned about the adaptabilities to the
changes too. We are constantly working on getting adapted
to the latest changes and advancements so that we can
ensure our clients fulfill their all-time requirements.
Please brief us about your journey and contribution to
ensuring Pixbit IT Solutions excels in its niche.
I began my career as a software developer after receiving
my BTech from Calicut University in 2012. I started
developing web applications and later expanded my
knowledge to include mobile application development.
During this time, I had the opportunity to manage projects
and communicate with clients to collect project
requirements and provide proper updates at each stage of
development. Business leaders, I met and worked with
frequently complimented me on my communication and
entrepreneurial abilities. It was then that I began
considering myself a businessman. I always had a bigger
picture in mind and was willing to go to any length to
achieve it.
In 2014, I co-founded Pixbit Solutions with Mr Shafi (CTO,
Pixbit Solutions) and Mr Nidhin (COO, Pixbit Solutions).
As CEO, I oversaw forecasting and executing the business.
I utilized my business skills to help the company to bring in
high-potential clients and attract steady growth over the
years. My software development background helped me
communicate and understand client requirements and
suggest best-in-class technology solutions to clients, which
allowed the company works with innovative clients like
‘PayTabs,’ a leading payment gateway provider in the
Middle East.
Molding the team at the right level and managing them with
the other co-founders, I was building the best quality
software solution provider company of my dreams. My
skills in dealing with clients have attracted the organization
to the company and its services.
adopting modern technologies like AI and ML impacts
the business sector and how Pixbit adapts to the change.
Large corporations invest heavily in research, particularly
in modern technologies such as AI, Blockchain, and
Machine Learning (ML).
Open AI, a leading AI company, recently launched a
solution called ChatGPT, and everyone is talking about it
and looking for new opportunities by utilizing this new
technology. We are also broadening our solutions to these
modern technologies and investigating opportunities to
assist business owners in improving their businesses and
offerings. We are currently working with a leading Middle
Eastern company on a Real Estate project that will use AI to
provide advanced data-driven solutions to their clients.
As I previously stated, one of our visions was to be
adaptable to changes and advancements. By this, we assure
our clients get the most advanced version of products. As
modern technologies like AI and ML are in their initial
stages, we are in constant research of how we could
implement this to our level of work. Planning strategies and
research on how to implement them technically are going
on. As advancements like AI has taken over many sectors,
we are utilizing its capabilities like machine learning, deep
learning, natural language processing, etc., and we believe
that advancements like AI and ML will play a crucial part in
everyone’s life in the coming years.
Considering the current industry scenario, what
challenges do you face, and how do you drive Pixbit to
overcome them?
Hiring skilled resources was the main challenge that every
technology company faced in the last one or two years, and
COVID played an important role in this. We overcame this
by onboarding good resources and providing highly curated
training, which played a significant role in our company’s
growth over the years. Our welcoming work environment
attracts highly skilled candidates, and we hire high-potential
candidates and train them to ensure that we do not face a

skilled resource shortage. We provide high-quality training
and resources to those seeking personal growth. A field like
IT requires people like these. Another issue is the
unexpected increase in IT spending. We needed to cut costs
and expenses while maintaining productivity and
effectiveness.
What would be your advice to budding entrepreneurs
aspiring to venture into the Kerala business skyline?
To excel in business, you must be eager to learn about the
latest market trends and be enthusiastic about what you do.
Without passion, it is impossible to be fully committed and
achieve high-end goals. So work with love so that your
heart is present in everything you do.
Lack of focus is why many entrepreneurs fail on their
journey. When you look at all successful entrepreneurs, you
will notice that they are very focused on what they do and
constantly learning about current market trends. If you stay
focused, set attainable goals, and work toward them, you
will succeed in your journey.
Another thing to remember is always take calculated risks
and have a backup plan for every new step. Everything will
not go as planned, and it may fail. Always look for
alternatives. Learn from failures, correct your mistakes the
next time, and get back on your feet.
Kerala is an excellent place to launch your business. Many
startups have begun their journey in Kerala. The Kerala
startup ecosystem, promoted by the Kerala government,
gave birth to Open Financial Technologies, a Unicorn and
Asia’s first neobank. Startup ecosystems, such as Kerala
Startup Mission, promote startups and provide funds for
implementing innovative ideas, as well as mentoring young
entrepreneurs to start and run their businesses.
How do you envision scaling Pixbit’s operations and
offerings in the future?
We recently opened a larger development center in Gov.
Cyberpark, Kozhikode, with a capacity of 60+ members.
We also exhibited at GITEX Global this year and had a
booth there.
By attending GITEX, we made many contacts from the
Middle East and Africa region. We are opening a new office
in Dubai to expand our services and offerings to our
partners in the Middle East and Africa, onboarding new
clients to our portfolio.
In addition, we have received interest from leading
investors in Kerala and the Middle East in investing in our
company and promoting our offerings and services to
additional markets such as Europe and Africa. We are close
to closing these deals, which we hope to do this fiscal year.

Businesses, entrepreneurs, and professionals strive
to increase business efficiency through process
improvements, resource optimization,
technological advancements, and effective financial
management. Finance is one of the most important
functions that must be managed with proper care, planning,
arrangement, and investment provisions. Because the
business load is vast, ever-increasing, and demanding, in-
house finance teams have limitations.
There is a need for professional financial advisors and
wealth managers who can handle portfolio planning,
management, tax consultation, stock portfolios, wealth
management, asset management, and equity on their own.
Addressing financial concerns and empowering
businesspeople is Jama Wealth Advisory.
The Firm has been offering best of the financial services in
diverse verticals. Its two dynamic leaders are Steering its
business operations—Ram Medury, Founder and CEO,
and Manoj Trivedi, Co-founder and Director. They lead a
diverse and multi-talented team of experienced finance
experts in providing clients with the best finance solutions.
The CIOLook India team's interesting interview with Ram
and Manoj provided valuable insights given ahead.
*Who We Are
Jama Wealth Advisory creates long-term investment
portfolios of high-quality stocks and funds for wealth
creation and personal goals. We follow a simple Investment
Philosophy called Roots and Wings. A team of industry
experts with 60+ years of experience carefully selects stock
portfolios. They are aided by machine learning algorithms
and operate with a transparent model without any hidden
brokerages or commissions.
*Investment Philosophy in Brief: Roots aim to preserve
wealth by selecting companies with low debt, consistent
ROE/ROCE and promoter integrity. Wings aim to increase
prosperity by identifying growing companies
(sales/profit/cash flows) that are resilient and have pricing
and staying power in their markets.
*Why We Do This
We started Jama Wealth to make investing transparent and
free of conflict of interest. As investors, we found that the
wrong products were being pushed with high indirect costs.
To make investing safer, avoiding untrustworthy promoters
and removing emotion using technology from the investing
process was important. It helps preserve wealth by reducing
drawdowns when markets are choppy. Prosperity happens
when people are confident of staying invested in good
equities over longer time frames. Our best financial
advisory and Wealth Management services are designed to
help clients make informed investment decisions based on
their long-term financial goals. Our models have been
geared for this over the years.
*Our Vision
To be India's most trusted and client-centric wealth
advisory, helping people achieve financial independence
and wellbeing to grow and preserve wealth.
Ram Medury
&
Manoj Trivedi
Enriching Businesses with the Finest Financial Solutions
Jama Wealth

*Our Mission
Enable better investing advised by industry experts and
unbiased research powered by machine learning algorithms,
operating on a transparent and fee-based model free of
hidden costs.
*Our Investment Philosophy
Jamā Wealth Equity Advisory follows a simple Investment
Philosophy called Roots and Wings. A team of industry
experts having 30+ years of experience in advisory and
research carefully selects stock portfolios. They are aided
by machine learning algorithms and operate with a
transparent model without any hidden brokerages or
commissions.
*Roots
Roots aim to preserve wealth by selecting companies with
low debt, consistent ROE/ROCE and promoting integrity.
We prefer to invest in businesses that carry very low debt.
Their growth is fuelled by their customers and through
internal accruals.
We like companies that consistently reward their
shareholders through high levels of Return on Equity,
Return on Capital Employed and Return on Assets. It
signals not only an efficient business but also one that is
shareholder friendly.
We like promoters who demonstrate both skin-in-the-game
and soul-in-the-game. Such promoters retain significant
business ownership, preventing the ‘agency problem.’
*Wings
Wings aim to increase prosperity by identifying growing
companies (sales/profit/cash flows) that are resilient and
have pricing and staying power in their markets. We like
companies that have a huge runway of growth ahead of
them. Usually, they tend to grow 1.5 to 3 x times that of the
GDP Growth.
Brief us about yourself and shed some light on your
professional tenure.
Introducing himself, Ram said: I’m the Founder and CEO.
My previous experience included Ex CIO at ICICI-L,
Ram Medury
Founder and CEO
Jama Wealth
Manoj Trivedi
Co-founder and Director
Jama Wealth

Poonawalla Fincorp. I have been a fintech leader offering
various solutions in Infosys. Completed my MBA from the
prestigious IIM Bangalore after my BS in Comp Science.
My 25 years of rich industry experience includes my tenure
as Ex CXO at BFSI Majors, Finance Services Leader at
Infosys, Ex Consultant, and Global Fortune 100 Firm in
Financial Services and Investment Advisory.
Manoj introduced himself: I am an MBA from IIM
Bangalore with CA, ICFAI, and an ICWAI Ranker. I am the
Director and Co-founder of Jama Wealth and a FinTech
Leader and author with 30 years of experience. I am a
Certified Equity Research Analyst and Ex Consultant for
Global Top 10 IB and Wealth Management Firm. I have
gained expertise in Enterprise Valuation, Capital Structure
and Project Finance.
What USPs make you stand out as a leading Financial
Advisory Firm?
We leverage the power of data science and algorithms to
select companies without any bias. We are a team of
industry practitioners who have led business operations in
leading companies and bring the real-world view of
assessing good business to invest in. Offer an investment
advisory model that does not include taking custody of
clients’ money or stocks.
Our operating model eliminates incentives to create
brokerage or transaction-based fees.
What are the immersive benefits of your services to your
clients?
Ÿ Long-term wealth creation
Ÿ Complete alignment with client interest
Ÿ Portfolios that are neither highly concentrated nor over
diversified and think ‘outside the index’ stocks.
Ÿ Dynamic Rebalancing with timely churn strictly on merit
What were the initial challenges after venturing into the
Financial Advisory field, and what are the challenges
now?
Initial challenges included
Ÿ Educating clients on the benefits of the advisory model
Ÿ Building trust and credibility
Ÿ Collaboration with channel partners took time
Current challenges comprise of
Ÿ Balancing the competing demands of clients
Ÿ Managing regulatory compliance
technology is transforming the Financial advisory sector
and what advancements we can expect in the future.
Technology is transforming the financial advisory sector in
many ways. Artificial Intelligence and Machine Learning
advancements are making it easier to create algorithms that
can analyse data and make investment decisions. It can
enable lower fees and a more personalized investment
approach. It can be complemented by creating a tailored
financial plan for the investors. Technology has also made it
easier for financial advisors to communicate with their
clients through Online chat, video conferencing, and other
digital tools by providing real-time advice and support.
In the future, we can expect even more advancements in the
financial advisory sector. As algorithms become more
advanced, they can analyse data more accurately and
provide personalized investment advice. Blockchain
technology has the potential to improve security, increase
transparency, and streamline transactions. Virtual reality
could be used to enhance the client experience. Clients
could use virtual reality to visualize their financial plans
and investments. Also, as more and more data becomes
Our best financial advisory services
and Wealth management services are
designed to help clients make informed
investment decisions based on their
long-term financial goals.
“
“

available, financial advisors can use Big Data to identify
trends and provide insights into market behaviour.
Technology is transforming the financial advisory sector
and will continue to do so in the future. As technology
advances, financial advisors can offer their clients more
personalized and efficient services.
What would be your advice to the aspirants willing to
venture into the field of Financial Advisory Niche?
We would advise an advisor to focus on the following:
Never, ever stop learning. Learning assists us in
understanding new and diverse market requirements, as
well as current and upcoming trends.
Maintain constant contact with clients. Client interactions
provide the best opportunities for professional development
and learning. Recognize and respond to the client's needs as
soon as possible. With dedication, focus on client service.
Invest in technology because communication and
multitasking are essential in today's highly competitive and
demanding world. Modern applications will give you the
confidence and efficiency to use effective solutions.
Build a strong network of professionals from banking,
insurance, leasing, finance, and other fields, as any contact
or connection can help you with your service.
How do you envision scaling Jama Wealth's scope and
offerings in future?
We see a huge demand for our services. Based on our client
feedback, we are registering for a Portfolio Management
Service (PMS). It will help our HNI clients who are very
busy and do not want the hassle of execution. It will also
aid those savvy clients looking for performance-linked fee
structures. The other offering we will launch is a sachet-
based advisory for clients with smaller ticket sizes.
Awards:
Ÿ Awarded Best Financial Planning Platforms
2019 (SI)
Ÿ Top 2022 Wellbeing Partners (TW)
Ÿ Best BFSI Brand 2023 (ET)
Testimonials:
Mr Ravi S Rao, MD and Member, Board of
Directors – “Jama Wealth Equity Investment goes
through various backtesting and performance. I
do get a sense of comfort and confidence while
investing.”
Mr Hirilal Neelakantan, Business Leader – “I
found Jama Wealth Equity Investment Advisory
very fascinating because of the value it is
delivering. Jama wealth is helping me to beat the
markets and get more returns.”
Mr Nageshwara Rao Vaisreddy, Sales Leader,
Pharma Industry – “I was impressed with the
Jama wealth product mainly because of no-
hidden cost, no entry or exit loads, not taking
custody of my money or stocks. I feel this is a very
transparent ad simple model. I am happy with the
returns; I recommend this to any investor
planning to invest their funds in long-term
growth.”
Mr Ramesh Menon, SVP & CFO - Asia,
Synchrony – “I have been impressed with Jama
wealth performance, rebalancing, the diligence in
picking up the stocks and identifying the right
bias is very critical, and also I love the model
where there are no exit-loads it gives you the
flexibility to draw the money at any point of
time.”
Mr Suman Sasmal, Ambassador, Coach,
Consultant Open EXO – “You should not be
working for money. Money should work for you. I
trust Jama wealth because it gives me good
returns, service, and personal attention. I am very
satisfied and happy with the Jama wealth Equity
model.”

How
Internationally Acclaimed
Corporate Leadership
Prepared the WorldIndustries
for the
Future?
imes change swiftly. The COVID-19 pandemic
Thas shown us the importance of change and the
essentiality of change-adaptive leadership. For
example, in today's rapidly evolving business landscape,
visionary leadership is crucial to navigating the challenges
and opportunities of globalization, technological advance-
ments, and shifting consumer demands. Internationally
acclaimed corporate leaders play a pivotal role in shaping
the future of industries worldwide.
These leaders have prepared organizations to thrive in an
increasingly interconnected and dynamic world through
their innovative strategies, forward-thinking mindset, and
adaptability. Let us see how internationally acclaimed
corporate leadership has paved the way for the future of
industries on a global scale.
Embracing Technological Disruption
Internationally acclaimed corporate leaders understand that
technology is reshaping industries at an unprecedented
pace. These leaders have been at the forefront of embracing
technological disruption and leveraging it to drive innova-
tion within their organizations. By fostering a culture of
technological advancement, they have encouraged their
teams to adopt emerging technologies such as artiﬁcial
intelligence, blockchain, and automation. This has not only
improved operational eﬃciency but has also opened up new
business models and revenue streams.
Promoting a Culture of Continuous Learning
Successful corporate leaders recognize that learning is an
ongoing process and that fostering a culture of continuous
learning is vital for future success. They have implemented
robust training and development programs to upskill and
reskill their employees, ensuring they stay ahead of industry
trends and are equipped with the necessary skills for the
future. Through mentorship programs, knowledge-sharing
initiatives, and partnerships with educational institutions,
these leaders have created a culture where employees are
encouraged to embrace change and adapt to new chal-
lenges.
Nurturing Global Collaboration
In a globalized world, internationally acclaimed corporate
leaders understand the importance of collaboration and
partnerships on a global scale. They have actively sought
collaborations with industry peers, startups, and research
institutions worldwide to exchange knowledge, share best
practices, and foster innovation. By breaking down
geographical barriers, these leaders have harnessed the
power of diverse perspectives and expertise, leading to the
development of groundbreaking solutions and new markets.

Prioritizing Sustainability and Corporate Social
Responsibility
Forward-thinking corporate leaders have recognized that
sustainability and corporate social responsibility (CSR) are
not just buzzwords but critical components of future-
proofing industries. They have embraced environmentally
conscious practices, incorporating sustainability into their
business strategies. From reducing carbon emissions and
minimizing waste to investing in renewable energy and
supporting social causes, these leaders have demonstrated a
commitment to building a sustainable future while meeting
the needs of stakeholders. By integrating sustainability and
CSR into their core operations, they have set an example
for other organizations.
Championing Diversity and Inclusion
Internationally acclaimed corporate leaders understand that
diverse and inclusive organizations are more innovative,
adaptable, and resilient. They have championed diversity
and inclusion, fostering a workplace culture that values
individuals from different backgrounds, experiences, and
perspectives. By actively promoting gender equality, racial
and ethnic diversity, and equal opportunities, these leaders
have created environments where creativity and collabora-
tion flourish. Their efforts have enhanced organizational
performance and set industry standards, inspiring other
leaders to follow suit.
Agile Decision-making and Adaptability
Internationally acclaimed corporate leaders have demon-
strated agile decision-making skills, allowing them to
respond quickly to market shifts and industry disruptions.
They have embraced a proactive approach to change,
encouraging their organizations to be adaptable and flexible
in the face of evolving business landscapes. By fostering a
culture that values experimentation and learning from
failures, these leaders have positioned their companies to
navigate uncertainty and seize new opportunities.
Customer-centricity and Experience
Successful corporate leaders understand the importance of
placing the customer at the centre of their business
strategies. They have prioritized customer-centricity by
investing in understanding consumer needs, preferences,
and expectations. Through data analytics, market research,
and customer feedback, these leaders have gained valuable
insights to drive product development, enhance customer
experiences, and deliver personalized solutions. They have
built strong brand loyalty and competitive advantage by
consistently exceeding customer expectations.
Entrepreneurial Mindset and Innovation
Internationally acclaimed corporate leaders have fostered an
entrepreneurial mindset within their organizations. They
have encouraged employees to think creatively, take
calculated risks, and challenge the status quo. By establish-
ing innovation hubs, incubators, or internal accelerators,
these leaders have provided a platform for employees to
explore and develop disruptive ideas. They have also
incentivized and recognized innovation, creating a culture
where new solutions are embraced and implemented to stay
ahead of the curve.
Future-proofing Talent Pipeline
Recognizing that human capital drives any successful
organization, internationally acclaimed corporate leaders
have focused on future-proofing their talent pipeline. They
have implemented talent acquisition strategies prioritizing
hiring individuals with diverse skill sets, adaptability, and a
growth mindset. These leaders have also invested in
leadership development programs, succession planning, and
mentorship initiatives to groom the next generation of
leaders capable of steering the industry into the future.
Internationally acclaimed corporate leaders have played a
pivotal role in preparing industries worldwide for the
future. Through their visionary leadership, they have
embraced technological disruption, nurtured a culture of
continuous learning, fostered global collaboration,
prioritized sustainability and CSR, and championed
diversity and inclusion.
These leaders have set industry benchmarks, driving
innovation and ensuring the long-term success of their
organizations in a rapidly changing business landscape. As
the world continues to evolve, their legacy will serve as a
guiding light for future generations of corporate leaders,
fostering a sustainable, inclusive, and prosperous future for
industries across the globe.
Success Horizons

What are the three most critical problems
businesses face in the digital era?
According to an exemplary IT leader and industry expert,
Sonal Singh, the Director of Fixdax Technology Pvt. Ltd.,
ever-advancing technological solutions, people solutions,
and their provision with speed to the market have been
identified as the three most crucial issues.
To solve these problems, Sonal established Fixdax in 2015
as a business solutions-based company. He shares, “With
our customer-oriented services, we take care of all you need
to be successful in the market. We provide you with proven
solutions on how best to attract customers and keep them.”
He furthers that at Fixdax, he and his team know precisely
what makes their customers happy and are ready to bring
that to the table. Their several years of experience in the
market have exposed them to understanding the customer's
behaviour concerning what they want and how they want it.
“Our team of professionals has been trained to speak and
understand the customer's language. We connect with them
at their level and present them with your products to satisfy
them,” he adds.
He claims they are product and people-oriented; they take
the little information you provide to them and transform it
into wonderful resources which will wow your customers
and keep your employees on their toes. “Our team of
specialists is available round the clock to resolve your
complaint and provide actionable solutions. At Fixdax, we
have got you covered,” he insists.
Utilizing the Power of Technology
They’ve positioned themselves as a solution provider for all
types of clients' business needs. He says, “We are very much
Empowering Your Brand to Conquer the
Market with Fixdax Technology
The Dynamic Business Personali es Changing the Business World
Singh
flexible. We adjust ourselves according to client needs.”
As an IT solution provider, Sonal and team Fixdax provide
operational support to clients.
Fixdax’s list of services includes,
•Software Development, •Operational Support, •Book
Keeping, •Digital Marketing, •Virtual reality (VR),
•Internet of Things (IoT), •Business Intelligence (BI), •Data
Analytics, •Website Designing & Development, •Mobile
apps, Game Development, •Project Management, •Cloud
Computing, and •IT Infrastructure.
Sonal adds, “Our services can be customized according to
your requirement (you can have any work done by us). We
see our business as an extension of client business.”
Adapting to the Changing Situations
According to him, the world of technology is changing very
rapidly. So, clients’ business needs are also changing as
technology is changing. To make pace with the changing
technology, they have updated themselves. Prior their focus
was on solutions, but now it has changed from solution to
sustainable solution and future problem finding and solving
it in the present.
Sonal reveals that his journey in the business world was not
pre-decided. He was working as an employee like others.
But after seeing the work scenario, he decided to do his
own business. “He thought, what worst could happen
besides failure that would give him experience, and if
success happened, it would add to more responsibility. So
his journey was very organic. No support from anyone. He
had no investor, nothing, just an idea of what he wanted to
do. Learning is part of the journey. Once you go on the
path, you know where obstacles are holding you back, what

With our customer-oriented
services, we take care of
you need to succeed in the
market; we provide you
with proven solutions on
how best to attract
customers and keep them.
all

to do, and what not to do. It has been now great experience,
and learning is still going on. “I think its life long process.”
He made Fixdax excel in its niche and still believes that
there are many more miles to go in this journey. “Our
journey has just started. We have to do many things, but I
believe five traits that have made us what we are today are,
•Being Patient, •Risk Taking, •To Be flexible, •Providing
Outstanding Customer Service, and •To enjoy the journey,
no second plan.”
Modern Tech-upgrade
Being an experienced leader, sharing his opinion on how
the adoption of modern technologies like AI and ML is
impacting today’s business sector and how Fixdax is
adapting to the change, he says all businesses are using
modern technologies like AI and ML as a tool to save time
and money, Increase productivity, make a faster business
decision, avoid human errors and mistakes, increasing
revenue, and growing expertise.
“So our organization is working on the same. You can’t
ignore the potential of AI and ML. It is a data-driven
decision with great chances of leading to success. Thus, our
organization is getting familiar with AI and ML, identifying
the problem we can solve by AI and ML, bringing experts
and setting up pilot projects for the same.”
Considering the current industry scenario, he and his team
face challenges and successfully overcome them to move
ahead. He believes that in today’s market, every client has
multiple choices to do business with. Also, it is a measured
challenge for them to make client associate with Fixdax for
the long term.
Exemplifying Future Dynamism
The major thing that they focus on that is being very
flexible and client-oriented operations. Because at the end
of the day, how much good you are in your capabilities, if
your client is not happy with you, then everything that you
do is just a waste of time and energy. “So, we focus on
client satisfaction with every touch point. We believe our
business is an extension of client work only.”
In his advice to budding professionals aspiring to venture
into the business sector, he says there is only one mantra
from his side: “Never have a second choice: As if you have
a second choice, then once you are going through your
downtime, you will get distracted.”
On envisioning scaling Fixdax’s services and offerings in
the future, Sonal divulges their plan. It includes, •Perfecting
their service; •Creating thoughtful process; •Building their
brand; •Connecting with the customer; and •Quick decision-
making.
He concludes, “It is following this plan that we have
achieved several milestones.”
Accolades and Awards:
Ÿ 10 Most Promising Virtual Assistance Service Providers
– 2020 - By Silicon India Magazine.
Ÿ 10 Most Promising Virtual Assistance Service Providers
– 2021- By Silicon India Magazine.
Ÿ Google AdWords Certified.
Client testimonials:
• “Have had a great experience working with Fixdax. The
team is very knowledgeable and hard-working.”
• “I had a great experience with the game development
service. The team has potential developers, writers, and
designers who helped me to bring my visualization into
action along with a good understanding of my target
audience.”
• “Company and employees have a very strong work ethic,
great communication skills, are fast learners, and all are
overall very pleasant to work with.”
• “Have had a great experience working with Fixdax and
Sonal. The team is very knowledgeable and hard-working.”

echnology on its own cannot advance the future.
TThere is needed an exceptionally tech-savvy leader
who can comprehensively grasp the ever-evolving
nuances of that technology. And leveraging all the benefits
of that knowledge, they lead their team in creating
pragmatic solutions that solve contemporary business
problems. In this regard, Sudeep S, as the Founder and
CEO of Sangamam Communications Private Limited, is
vouched for by his delighted clientele.
A happily satisfied client, Nithin P Jose, Director of
IMCBOT Communications India Private Limited, says,
“Sudeep and the team at Sangamam Communications
provided exceptional service and delivered high-quality
results that exceeded our expectations. Their
professionalism and expertise made the whole process a
breeze.”
“I have been working with Sangamam Communications
for several years now, and I have always been impressed
with their level of service and attention to detail. Sudeep
and his team have helped us grow our business and achieve
our goals,” says Amrutha C of itale eCommerce;
www.itale.in.
Another client, Zafer Althaf of VThree Homes &
Infrastructure India Private Limited, says, “We have been
extremely satisfied with Sangamam Communications’
work. Their team, led by Sudeep, is knowledgeable,
efficient, and a pleasure to work with. We highly
recommend them to anyone in need of their services.”
Along with accolades, Sudeep S and Sangamam
Communications have been recognized and awarded with
Ÿ “Top Digital Marketing Agency in Palakkad” -
Palakkad Business Conclave 2022
Ÿ “Best WordPress Development Company in Kerala” -
Kerala Techexperise Community 2022
Ÿ Speaker - “WordCamp India 2021”
Ÿ Speaker - “WordCamp Kochi 2019”
Sudeep S is behind Sangamam’s amazing journey in the
business sector. Starting as a small startup in 2010 in
Bangalore, under the leadership of Sudeep S, the company
quickly gained recognition for its software development
services. With Sudeep S’s focus on banking and customer-
related accounting software development, Sangamam
established itself as a leader in its niche.
In 2016, steered by the guiding force of Sudeep S, the
company expanded its operations to Ottapalam and initiated
service-based projects, further broadening its reach. The
introduction of remote working services and B2B web
development and design services in 2017, under Sudeep S’s
direction, helped Sangamam expand even further.
Finally, in 2019, with Sudeep S at the helm, the company
incorporated and established sub-brands such as Hostinsan,
Logickicks, Sangamam Communications & Skillbits
Digital Marketing Academy to reach even more customers
and further its expansion efforts.
Sudeep S’s hard work, dedication, and strategic vision have
been instrumental in the company’s success and growth.
Sudeep S’s commitment to delivering high-quality services
and its focus on innovation and continuous improvement
has set the company apart in its niche and helped it excel.
In an exclusive interview with CIOLook India, Sudeep S
spoke in detail about his and team Sangamam’s inspiring
journey in the digital industry.
Tell us about the immersive benefits of the services that
your company offers to its clients.
Our organization has four brands, each offering unique
services to meet the diverse needs of our clients.
Sangamam Communications is a web design and
development company specializing in WordPress
technology development and offshore development services
Brand Sangamam’s Leader Exemplar of the Digital Era
Sudeep S

Sudeep S
Founder and CEO
Sangamam Communications
Private Limited

for B2B customers. It also offers comprehensive digital
marketing services, including SEO, SMM, PPC, email
marketing, content marketing, and more.
Hostinsan Technologies is an IT infrastructure
development company that provides domains, hosting, SSL,
emails, and more services.
LogicKicks Business Solutions is a business formation
solution provider that offers trademark registration, ISO
registration, and Google business email services. It also
provides digital marketing services to help businesses
establish an online presence.
Skillbits Digital Marketing Academy is a digital
marketing training centre that offers courses, internships,
and job placement assistance. It provides personalized
training in various aspects of digital marketing to help
individuals build their skills and advance their careers.
Our commitment to providing high-quality services and
support to our clients sets our organization apart. We have a
team of experienced professionals dedicated to delivering
results and ensuring client satisfaction. Our focus on
innovation and continuous improvement sets us apart in the
competitive market and makes us a trusted partner for
businesses and individuals alike.
adopting modern technologies like AI and ML impacts
the business sector and how your company is adapting
to the change.
As an experienced leader, I believe that the adoption of
modern technologies like AI and ML is having a profound
impact on the business sector. These technologies are
revolutionizing how businesses operate and creating new
opportunities for companies to improve their efficiency,
increase their competitiveness, and deliver better customer
outcomes.
At our company, we understand the importance of staying
ahead of the curve regarding technology. That’s why we
have made a conscious effort to embrace AI and ML in our
operations. For example, we have invested in developing
AI-powered solutions that can automate repetitive tasks and
improve our workflow processes. This saves time and
resources and enables us to deliver better results for our
clients.
In addition, we are also providing AI and ML-based digital
marketing services to help our clients take advantage of
these technologies to reach and engage with their target
audience more effectively. Our team of experts has the
necessary skills and experience to design and implement
customized AI and ML solutions to help our clients achieve
their specific business goals.
In conclusion, adopting modern technologies like AI and
ML is crucial to staying competitive in today’s fast-paced
business landscape. Our company is adapting to this change
by investing in technology, upskilling our employees, and
offering innovative solutions to our clients.
Considering the current industry scenario, what
challenges do you face, and how do you drive your
company to overcome them?
As an experienced business leader, I face several challenges
in the current industry scenario, but I have been fortunate to
have a team that drives us to overcome all the challenges
through strategic planning and continuous improvement.
Competition: With increased competition, we recognized
the importance of offering unique and high-quality
products/services, building a strong brand image, and
continuously innovating to stay ahead of the competition.
With Sudeep S at the helm, the
company incorporated and
established sub-brands such as
Hostinsan, Logickicks, Sangamam
Communications & Skillbits Digital
Marketing Academy to reach even
more customers.

Technological advancements: We acknowledge the rapid
pace of technological advances and invests in research and
development, employee training, and staying informed
about the latest technological trends to keep our company
competitive.
Economic uncertainty: We understand the impact of
economic uncertainties and take steps to diversify the
company’s revenue streams, control costs, and have a solid
financial plan.
Attracting and retaining talent: We know that attracting
and retaining top talent is critical to the success of our
company, and we focus on offering competitive salaries,
benefits, and a positive work environment, as well as
opportunities for growth and development.
Our proactive and adaptable approach and his commitment
to continuous improvement have enabled me to lead all our
ventures through challenges and stay ahead in the
competitive business landscape.
What would be your advice to budding entrepreneurs
who aspire to venture into the Kerala business skyline?
As a seasoned business leader, my advice to budding
entrepreneurs who aspire to venture into the Kerala
business landscape would be:
Conduct thorough market research: Before starting a
business, it is important to understand the target market,
customer needs, and competition. Conducting thorough
market research will help you make informed decisions and
increase your chances of success.
Develop a clear business plan: A well-structured business
plan lays out your vision, goals, strategies, and tactics.
Having a clear roadmap to follow and measure your
progress is essential.
Focus on providing value: The key to success in any
business is to focus on delivering value to your customers.
Identify their needs and work towards exceeding their
expectations.
Build a strong team: Surround yourself with a talented and
motivated team who shares your vision and values.
Building a strong team can help you overcome challenges
and achieve your goals.
Stay adaptable: The business landscape is constantly
changing, and it is important to be flexible and adaptable.
Be open to new ideas, technologies, and market trends, and
be willing to pivot your strategy if necessary.
Network and seek mentorship: Building relationships
with other entrepreneurs and business leaders can be
invaluable. Seek mentors with experience in your field, and
be open to learning from their successes and failures.
Never give up: Starting a business is not easy, and there
will be ups and downs along the way. It is important to stay
persistent, keep learning, and never give up on your dreams.
How do you envision scaling your company’s operations
and offerings in the future?
As a leader, I envision scaling the company’s operations
and offerings in the future by implementing the following
strategies:
Expanding our customer base: By targeting new markets
and reaching out to a wider customer base, we aim to
increase our revenue and customer base.
Investing in technology: We will continue to invest in the
latest technology and innovative solutions to enhance our
offerings and improve customer experience.

Diversifying our services: By diversifying our services and
offerings, we aim to reduce our dependence on a single
revenue stream and provide our customers with a wider
range of solutions.
Hiring the best talent: We will continue to attract and
retain the best talent in the industry to drive our growth and
maintain our competitive edge.
Partnering with other companies: By forming strategic
partnerships with other companies and organizations, we
aim to access new markets and opportunities for growth.
Focusing on sustainability: We will prioritize
sustainability in our operations and offerings and implement
eco-friendly practices to minimize our carbon footprint.
Continuous improvement: We will continuously evaluate
and improve our processes and systems to ensure that we
remain efficient and effective in serving our customers.
By implementing these strategies, we aim to scale our
operations and offerings and maintain our position as a
leading player in the industry.

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