Presentation on Subject Management Information Systems MMS Semester 1 with Team Members-Neha Rewale,Neha Aranha,Hirni Mewada,Pooja Lotanakar,Pooja Kadam.
The impact of technology on the real & financial world around the central banks
-E-governance
-Choice of channels , confidence and convenience to the end-user
-Efficiency
-Facilitating growth of products & services
Role and impact of Information Technology on Indian BanksDrAbhinavSharma1
ROLE AND IMPACT OF INFORMATION TECHNOLOGY ON INDIAN BANKS IN THE ERA OF REFORMS : A COMPARATIVE STUDY OF SBI AND ICICI BANK.
THESIS TO BE SUBMITTED BY DR. ABHINAV SHARMA, A FAMOUS MOTIVATIONAL SPEAKER AND INTERNATIONAL WRITER. HIS VARIOUS BOOKS PUBLISHED IN HINDI AS WELL AS ENGLISH LANGUAGE.
This presentation covers the Payments systems in India. It starts with Introduction and then cover paper payment systems like Cheque Truncation System (CTS), MICR, CTS 2010. In Electronic payment systems it covers RTGS, IFSC, UTR No, NEFT, IMPS & difference between them. It also covers the limitations of Indian Payment system. In last leg it covers in detail SWIFT in details with latest statistics
Alternative banking, as the name suggest, is the NEWER METHOD OF CARRYING ON BANKING OPERATIONS
It includes
1. ATM (AUTOMATIC TELLER MACHINE)
2. POS TERMINAL
3. INTERNET BANKING
4. MOBILE BANKING
5. NEFT
6. RTGS
7. ECS
The impact of technology on the real & financial world around the central banks
-E-governance
-Choice of channels , confidence and convenience to the end-user
-Efficiency
-Facilitating growth of products & services
Role and impact of Information Technology on Indian BanksDrAbhinavSharma1
ROLE AND IMPACT OF INFORMATION TECHNOLOGY ON INDIAN BANKS IN THE ERA OF REFORMS : A COMPARATIVE STUDY OF SBI AND ICICI BANK.
THESIS TO BE SUBMITTED BY DR. ABHINAV SHARMA, A FAMOUS MOTIVATIONAL SPEAKER AND INTERNATIONAL WRITER. HIS VARIOUS BOOKS PUBLISHED IN HINDI AS WELL AS ENGLISH LANGUAGE.
This presentation covers the Payments systems in India. It starts with Introduction and then cover paper payment systems like Cheque Truncation System (CTS), MICR, CTS 2010. In Electronic payment systems it covers RTGS, IFSC, UTR No, NEFT, IMPS & difference between them. It also covers the limitations of Indian Payment system. In last leg it covers in detail SWIFT in details with latest statistics
Alternative banking, as the name suggest, is the NEWER METHOD OF CARRYING ON BANKING OPERATIONS
It includes
1. ATM (AUTOMATIC TELLER MACHINE)
2. POS TERMINAL
3. INTERNET BANKING
4. MOBILE BANKING
5. NEFT
6. RTGS
7. ECS
The appearance of data innovation to each part of human life and business has been obvious to
the point that it doesn't should be complemented more. Data innovation has been of extraordinary
substance in managing an account framework. This examination expects to explore the impact of
data innovation in the saving money arrangement of Bank. The information are acquired both
through the clients and the workers. The information were then broke down utilizing the correct
rate and the 5-point Liker scale to decide the effect of Information innovation in the saving money
framework undertakings. The discoveries at that point demonstrated that Information innovation
adds to the saving money framework in three diverse routes as tails: IT spares the season of the
clients and the representatives obviously, IT chops down the costs and IT encourages the system
exchanges.
“Digital” is the new buzz word in the banking sector, with banks all around the globe hopping onto the digital bandwagon. Banks of all sizes are making sizeable investments in digital initiatives in order to maintain a competitive edge. Vijaya Bank shows us what are the benefits of the digital banking.
This presentation is about technology internet banking or net banking which is very essential and helpful in our daily life..so in this ppt basic and some advance concepts are highlighted. i am sure this will be very much help full for u
E-Banking System: Opportunities and Challenges – A StudyRHIMRJ Journal
E-Banking Service in India is still in the emerging stages of growth and development. Competition and changes in
technology have changed the face of Banking. The changes that have taken place impose on banks tough standards of
competition and compliance. E-banking is the use of computer system to retrieve and process banking data and information to
initiate transactions directly with a bank via a telecommunication network. In other words-banking is the wave of future. E
Banking is likely to bring golden opportunities as well as poses new challenges for authorities in regulating and supervising
the financial system and in designing and implementing the macroeconomic policy. This research paper aims to represent EBanking
System in India.
The appearance of data innovation to each part of human life and business has been obvious to
the point that it doesn't should be complemented more. Data innovation has been of extraordinary
substance in managing an account framework. This examination expects to explore the impact of
data innovation in the saving money arrangement of Bank. The information are acquired both
through the clients and the workers. The information were then broke down utilizing the correct
rate and the 5-point Liker scale to decide the effect of Information innovation in the saving money
framework undertakings. The discoveries at that point demonstrated that Information innovation
adds to the saving money framework in three diverse routes as tails: IT spares the season of the
clients and the representatives obviously, IT chops down the costs and IT encourages the system
exchanges.
“Digital” is the new buzz word in the banking sector, with banks all around the globe hopping onto the digital bandwagon. Banks of all sizes are making sizeable investments in digital initiatives in order to maintain a competitive edge. Vijaya Bank shows us what are the benefits of the digital banking.
This presentation is about technology internet banking or net banking which is very essential and helpful in our daily life..so in this ppt basic and some advance concepts are highlighted. i am sure this will be very much help full for u
E-Banking System: Opportunities and Challenges – A StudyRHIMRJ Journal
E-Banking Service in India is still in the emerging stages of growth and development. Competition and changes in
technology have changed the face of Banking. The changes that have taken place impose on banks tough standards of
competition and compliance. E-banking is the use of computer system to retrieve and process banking data and information to
initiate transactions directly with a bank via a telecommunication network. In other words-banking is the wave of future. E
Banking is likely to bring golden opportunities as well as poses new challenges for authorities in regulating and supervising
the financial system and in designing and implementing the macroeconomic policy. This research paper aims to represent EBanking
System in India.
E-Banking is one of the latest approaches to provide
comfort to the client regarding monetary transactions. Through
E-Banking the bank wants to introduce the core concept of IT
based Enabled Services (ITES). The major idea is to provide a
series of services to the customer through the internet, and make
the customer feel flexible in calling out simple tasks faster instead
of making visit to the bank every time. Today, one of the surest
most comfortable and less risk oriented faced by banking sectors
the application of electronic commerce. E-banking is considered
to have a substantial impact on banks’ performance. The main
reason behind this success is the numerous benefits it can
provide, both to the banks and to customers of financial services.
For customers it can provide a greater choice in terms of the
channels they can use to conduct their business, and convenience
in terms of when and where they can use E-banking. More and
more people are adapting to this technique and the banking
industry is bound to grow. The evolution of electronic banking
started with the use of automatic teller machines and has
included telephone banking, direct bill payment, electronic fund
transfer and online banking. This research shows that the
application of e-banking can help their local banks reduce
operating costs and provide a better and fast service to their
customer. It provides an insight into various aspect of E-banking.
Mobile banking applications have become a part of
the daily needs of today’s end user. Mobile banking applications
provide multiple features for the end user to perform without the
need to visit the bank branch, ATM machine or calling customer
service, such as opening an account, checking the balance, money
transfer and paying bills. Current banking companies are facing
a problem providing a secure mobile banking application for
customers as there are several threats and challenges appearing
in current mobile banking applications, such as incomplete information,
information leakage loss and distort, virus attacks, denial
of service attack, network challenges and transport challenges.
In this study, we discuss several security protocols solutions to
enhance the security of the current mobile banking applications.
Secure Mobile Banking Approach (SMBA) to enhance the user
financial data transmission in a protected environment, Secure
Short Message Service (SMS) protocol to secure the message
communication system between the end user and the bank
server, Secure General Packet Radio Service (GPRS) protocol to
secure the overall communications between the end user and the
bank server and biometric authentication systems to secure the
authentication of the end users for the bank server such as the
Facial Recognition System. The paper also presents guidelines
for the mobile banking application developers from the Saudi
Arabia Banking Authorities (SABA) to implement and end user
guidelines to follow up while using the mobile device to increase
the security of the secure mobile banking applications.
International Journal of Computer Science and Information Security,IJCSIS ISSN 1947-5500, Pittsburgh, PA, USA
Email: ijcsiseditor@gmail.com
http://sites.google.com/site/ijcsis/
https://google.academia.edu/JournalofComputerScience
https://www.linkedin.com/in/ijcsis-research-publications-8b916516/
http://www.researcherid.com/rid/E-1319-2016
Key Trends Shaping the Future of Infrastructure.pdfCheryl Hung
Keynote at DIGIT West Expo, Glasgow on 29 May 2024.
Cheryl Hung, ochery.com
Sr Director, Infrastructure Ecosystem, Arm.
The key trends across hardware, cloud and open-source; exploring how these areas are likely to mature and develop over the short and long-term, and then considering how organisations can position themselves to adapt and thrive.
Elevating Tactical DDD Patterns Through Object CalisthenicsDorra BARTAGUIZ
After immersing yourself in the blue book and its red counterpart, attending DDD-focused conferences, and applying tactical patterns, you're left with a crucial question: How do I ensure my design is effective? Tactical patterns within Domain-Driven Design (DDD) serve as guiding principles for creating clear and manageable domain models. However, achieving success with these patterns requires additional guidance. Interestingly, we've observed that a set of constraints initially designed for training purposes remarkably aligns with effective pattern implementation, offering a more ‘mechanical’ approach. Let's explore together how Object Calisthenics can elevate the design of your tactical DDD patterns, offering concrete help for those venturing into DDD for the first time!
Generating a custom Ruby SDK for your web service or Rails API using Smithyg2nightmarescribd
Have you ever wanted a Ruby client API to communicate with your web service? Smithy is a protocol-agnostic language for defining services and SDKs. Smithy Ruby is an implementation of Smithy that generates a Ruby SDK using a Smithy model. In this talk, we will explore Smithy and Smithy Ruby to learn how to generate custom feature-rich SDKs that can communicate with any web service, such as a Rails JSON API.
Builder.ai Founder Sachin Dev Duggal's Strategic Approach to Create an Innova...Ramesh Iyer
In today's fast-changing business world, Companies that adapt and embrace new ideas often need help to keep up with the competition. However, fostering a culture of innovation takes much work. It takes vision, leadership and willingness to take risks in the right proportion. Sachin Dev Duggal, co-founder of Builder.ai, has perfected the art of this balance, creating a company culture where creativity and growth are nurtured at each stage.
Transcript: Selling digital books in 2024: Insights from industry leaders - T...BookNet Canada
The publishing industry has been selling digital audiobooks and ebooks for over a decade and has found its groove. What’s changed? What has stayed the same? Where do we go from here? Join a group of leading sales peers from across the industry for a conversation about the lessons learned since the popularization of digital books, best practices, digital book supply chain management, and more.
Link to video recording: https://bnctechforum.ca/sessions/selling-digital-books-in-2024-insights-from-industry-leaders/
Presented by BookNet Canada on May 28, 2024, with support from the Department of Canadian Heritage.
Connector Corner: Automate dynamic content and events by pushing a buttonDianaGray10
Here is something new! In our next Connector Corner webinar, we will demonstrate how you can use a single workflow to:
Create a campaign using Mailchimp with merge tags/fields
Send an interactive Slack channel message (using buttons)
Have the message received by managers and peers along with a test email for review
But there’s more:
In a second workflow supporting the same use case, you’ll see:
Your campaign sent to target colleagues for approval
If the “Approve” button is clicked, a Jira/Zendesk ticket is created for the marketing design team
But—if the “Reject” button is pushed, colleagues will be alerted via Slack message
Join us to learn more about this new, human-in-the-loop capability, brought to you by Integration Service connectors.
And...
Speakers:
Akshay Agnihotri, Product Manager
Charlie Greenberg, Host
Smart TV Buyer Insights Survey 2024 by 91mobiles.pdf91mobiles
91mobiles recently conducted a Smart TV Buyer Insights Survey in which we asked over 3,000 respondents about the TV they own, aspects they look at on a new TV, and their TV buying preferences.
Accelerate your Kubernetes clusters with Varnish CachingThijs Feryn
A presentation about the usage and availability of Varnish on Kubernetes. This talk explores the capabilities of Varnish caching and shows how to use the Varnish Helm chart to deploy it to Kubernetes.
This presentation was delivered at K8SUG Singapore. See https://feryn.eu/presentations/accelerate-your-kubernetes-clusters-with-varnish-caching-k8sug-singapore-28-2024 for more details.
Slack (or Teams) Automation for Bonterra Impact Management (fka Social Soluti...Jeffrey Haguewood
Sidekick Solutions uses Bonterra Impact Management (fka Social Solutions Apricot) and automation solutions to integrate data for business workflows.
We believe integration and automation are essential to user experience and the promise of efficient work through technology. Automation is the critical ingredient to realizing that full vision. We develop integration products and services for Bonterra Case Management software to support the deployment of automations for a variety of use cases.
This video focuses on the notifications, alerts, and approval requests using Slack for Bonterra Impact Management. The solutions covered in this webinar can also be deployed for Microsoft Teams.
Interested in deploying notification automations for Bonterra Impact Management? Contact us at sales@sidekicksolutionsllc.com to discuss next steps.
From Daily Decisions to Bottom Line: Connecting Product Work to Revenue by VP...
Technology and the Changing face of Banking Sector
1. Technology and the changing
face of Banking Sector
Group Members:-
-Neha Rewale
-Neha Aranha
-Hirni Mewada
-Pooja Lotankar
-Pooja Kadam
RUSTOMJ
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2. Introduction to Banking Technology
• The term “Banking Technology” refers to offer better banking services to its
customers in a secure, reliable and affordable manner , In order to have a
competitive advantage over the other banks.
• Entry of new banks resulted in a paradigm shift in the ways of banking in
India. The growing competition, growing expectations led to increased
awareness amongst banks on the role and importance of technology in
banking.
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3. Cont..
Information technology is one of the most important facilitators for the
transformation of the Indian banking industry in terms of its transactions
processing as well as for various other internal systems and processes.
4. Definition of E- banking
E-Banking is defined as the automated delivery of new and
traditional banking products and services directly to customers
through electronic, interactive communication channels
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5. E -banking
Electronic banking (E-banking) is a generic term
encompassing:
internet banking
telephone banking
mobile banking
In other words, it is a process of delivery of banking
services and products through electronic channel such as
telephone, internet, cell phone etc.
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6. Cont.
, “The new generation banks showed the way and others
had no option but to follow the tech infusion to retain and
attract profitable customer.”
The improved connectivity and falling cost offered by
leased lines provided a booster to inter-branch automation.
With centralized infrastructure and numerous connectivity
options, banks started exploring multiple delivery channels
like ATM, Net-banking, Mobile banking and Tele-banking
thus driving down cost per transaction.
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7. Products and service offered:
PRODUCTS SERVICES
1.Automated teller machine 1.Telegraphic transfer
2.Smart card 2.Internet Banking
3.Credit/Debit card 3. Fund transfer
4.Cash dispenser 4.Tele Banking
5.Electronic clearing service
6. Electronic fund transfer
7.Anywhere Banking
8.Bill payment
9. Mobile banking
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10. Mobile Banking System
A system that allows customers of a financial
institution to conduct a number of financial
transactions through a mobile device such as
a mobile phone or tablet.
The earliest mobile banking services were offered
over SMS, a service known as SMS banking.
Advancements in web technologies such
as HTML5, CSS3 and JavaScript have seen more
banks launching mobile web based services to
complement native applications.
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11. Mobile banking services
Account information
◦ Mini-statements and checking of account history
◦ Access to loan statements
◦ Access to card statements
◦ Insurance policy management
Transaction
◦ Funds transfers between the customer's linked accounts
◦ Check Remote Deposit
◦ Paying third parties, including bill payments and third party fund
transfers
Support
◦ ATM Location
◦ Check (cheque) book and card requests
Investments
◦ Personalized alerts and notifications on security prices
◦ Real-time stock quotes
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12. Future functionalities in
mobile banking
Mobile Banking functionality would
enable customer connect across
entire customer life cycle much
comprehensively than before.
◦ building relationships,
◦ reducing cost,
◦ achieving new revenue stream will
transform to enable new objectives
targeting higher level goals such as
building brand of the banking
organization.
13. Personalization
It would be expected from the mobile
application to support personalization
such as :
◦ Preferred Language
◦ Date / Time format
◦ Amount format
◦ Default transactions
◦ Standard Beneficiary list
◦ Alerts
14.
15. Mobile Banking Security Tips
• Use Official Bank Apps When Possible.
• Be Careful of What You Download.
• Avoid Banking While on Public Network.
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16. Mobile Banking features and benefits
• Register in less than 5 minutes.
• Safe and secure.
• View your statement quickly .
• Quick Balance.
.
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17. M-PESA
M- Pesa is a mobile-phone based money transfer and micro
financing service, launched in 2007 by Vodafone for Safaricom
and Vodacom, the largest mobile network operators in Kenya
and Tanzania.
It has since expanded to Afghanistan, South Africa, India and in
2014 to Eastern Europe.
M- Pesa allows users with a national ID card or passport to deposit,
withdraw, and transfer money easily with a mobile device.
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18. Cont..
The service enables its users to:
deposit and withdraw money
transfer money to other users and non-users
pay bills
purchase airtime
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19. BITCOIN
Software Based online payment by Satoshi
Nakamoto.
Form of Payment for Products& Services.
What makes it different from normal
currencies.
Creation
Who Prints it.
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20. Characteristics of BITCOIN
It is Decentralized.
It’s easy to setup.
It’s anonymous
It is completely transparent.
It is fast.
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21. RUPAY
Who initiated it?
Benefits of RUPAY card.
RUPAY EMV
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22. RUPAY for farmers.
Also provides unified Kisan Card issued by banks across the
country.
PUNGRAIN pays commission agents through RUPAY
Debit Card.
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