Oμιλία από την Έφη Πρεσβεία, Επικεφαλής Επιχειρηματικής Μονάδας Ηλεκτρονικού Επιχειρείν, Eurobank στο πλαίσιο του Digital Finance Forum 2016
Περισσότερες πληροφορίες: http://digitalfinance.ethosevents.eu/
Oμιλία από τον Γιάννης Δοξαράς, Founder & CEO, Warply στο πλαίσιο του Digital Finance Forum 2016
Περισσότερες πληροφορίες: http://digitalfinance.ethosevents.eu/
Mobile marketing webinar Alcatel-Lucent and Proximity BBDOToon Coppens
Webinar subject: How to Apply Mobile Applications and an e-wallet within your Media, Promotion and Communication Mix
Target audience:
- Enterprise: merchants, retailers, brands, verticals
- MNOs: Value added services, mobile payment, mobile marketing, mobile advertising
Speakers: Jo Heirman, Proximity BBDO (part of Omnicom group) + Toon Coppens, Alcatel-Lucent Mobile Wallet Service
Webinar recording available at: http://w.on24.com/r.htm?e=243024&s=1&k=9597DB465C3611C46862AE9CCE845E52
Wallet Factory platform is a constructor for a wide range of use cases:
- Launching digital banking for traditional banks and credit unions (white-label mobile and web apps and integration with banking core system);
- Enabling extra revenue sources for telecom operators, e.g. P2P, service catalogues, money transfers etc. (e-wallet processing and a mobile app);
- Setting up loyalty\payments system for retailers etc. (e-wallet processing and mobile app, alongside with the loyalty platform).
Hardware-software complex to manage accounts, e-wallets, payment and loyalty cards in single application.
Advantages for Clients:
- Mobile platform, turning a smartphone into a powerful payment and loyalty tool
- Online Р2Р transactions
- One-click payments
- Simple and secure authorization
- Access to financial services for underbanked population
Advantages for Bank:
- Affordable tool for day-to-day banking operations, which is an essential competitive advantage to attract the most economically active and technologically advanced clients, making the most profitable market segment
- Saving costs on performing payment and transfer transaction in the Bank’s branches
www.mwallet.pro
www.m-processing.com
A hardware and software platform, which turns a smartphone into a powerful payment, loyalty and identification tool:
- All-in-one,
- Simple authentication & authorization,
- P2P transfers,
- Pay by QR code,
- Pay by NFC,
- Pay by cards linked to an account,
- Mobile acquiring,
- Invoices,
- Loans,
- E-policies,
- Consolidation of loyalty programs,
- Discounts and promotions,
- Ticketing.
White Label - under Your Brand in 2-3 months!
Future of Payments - Retail 2.0 (May 2014)Peter Gonzalez
The Retail Technology landscape is ripe for change due to (1) new tablet and mobile systems beginning to mature and proliferate, (2) eCommerce achieving scale and fundamentally changing the way retailers operate their business, and (3) an accelerating upgrade cycle driven by EMV and the end-of-life for Windows XP. This creates opportunities for new entrants with innovative next generation and omni-channel solutions to quickly gain traction and force massive shifts in global market shares.
Oμιλία από τον Γιάννης Δοξαράς, Founder & CEO, Warply στο πλαίσιο του Digital Finance Forum 2016
Περισσότερες πληροφορίες: http://digitalfinance.ethosevents.eu/
Mobile marketing webinar Alcatel-Lucent and Proximity BBDOToon Coppens
Webinar subject: How to Apply Mobile Applications and an e-wallet within your Media, Promotion and Communication Mix
Target audience:
- Enterprise: merchants, retailers, brands, verticals
- MNOs: Value added services, mobile payment, mobile marketing, mobile advertising
Speakers: Jo Heirman, Proximity BBDO (part of Omnicom group) + Toon Coppens, Alcatel-Lucent Mobile Wallet Service
Webinar recording available at: http://w.on24.com/r.htm?e=243024&s=1&k=9597DB465C3611C46862AE9CCE845E52
Wallet Factory platform is a constructor for a wide range of use cases:
- Launching digital banking for traditional banks and credit unions (white-label mobile and web apps and integration with banking core system);
- Enabling extra revenue sources for telecom operators, e.g. P2P, service catalogues, money transfers etc. (e-wallet processing and a mobile app);
- Setting up loyalty\payments system for retailers etc. (e-wallet processing and mobile app, alongside with the loyalty platform).
Hardware-software complex to manage accounts, e-wallets, payment and loyalty cards in single application.
Advantages for Clients:
- Mobile platform, turning a smartphone into a powerful payment and loyalty tool
- Online Р2Р transactions
- One-click payments
- Simple and secure authorization
- Access to financial services for underbanked population
Advantages for Bank:
- Affordable tool for day-to-day banking operations, which is an essential competitive advantage to attract the most economically active and technologically advanced clients, making the most profitable market segment
- Saving costs on performing payment and transfer transaction in the Bank’s branches
www.mwallet.pro
www.m-processing.com
A hardware and software platform, which turns a smartphone into a powerful payment, loyalty and identification tool:
- All-in-one,
- Simple authentication & authorization,
- P2P transfers,
- Pay by QR code,
- Pay by NFC,
- Pay by cards linked to an account,
- Mobile acquiring,
- Invoices,
- Loans,
- E-policies,
- Consolidation of loyalty programs,
- Discounts and promotions,
- Ticketing.
White Label - under Your Brand in 2-3 months!
Future of Payments - Retail 2.0 (May 2014)Peter Gonzalez
The Retail Technology landscape is ripe for change due to (1) new tablet and mobile systems beginning to mature and proliferate, (2) eCommerce achieving scale and fundamentally changing the way retailers operate their business, and (3) an accelerating upgrade cycle driven by EMV and the end-of-life for Windows XP. This creates opportunities for new entrants with innovative next generation and omni-channel solutions to quickly gain traction and force massive shifts in global market shares.
Extending the Reach of Islamic Finance via Digital Channels by Raja Teh MaimunahJoe Najib
A presentation by Raja Teh Maimunah Raja Abdul Aziz, CEO, Hong Leong Islamic Bank (HLISB) on the need for Islamic Banking to push the digital innovation envelope, and how HLISB is doing its part in this quest.
Presented at the Kuala Lumpur Islamic Finance Forum 2015 - 02/12/2015
Upload Lisboa 2012: Kiruba Shankar Eswaran : Mobile Payments & its convergenc...Upload Lisboa
Tem sido o responsável pelo desenvolvimento do Mobile Money Business da TIMWE, fazendo-o crescer até se tornar no fornecedor global de faturação com o maior número de ligações diretas às Mobile Carriers de todo o mundo. Antes da TIMWE, Kiruba trabalhou para um grande fornecedor de serviços de IT na Índia e nos EUA. Enquanto líder de diversas iniciativas e aplicações, ele ajudou a reduzir custos e a aumentar a produtividade, solucionando os congestionamentos em diversos processos e sistemas para algumas das empresas da Fortune 500. Kiruba tem um bacharelato em Engenharia com especialização em Eletrónica e Comunicação e um MBA com especialização em Marketing e Estratégia.
Innovations on Banking - Digital Banking Security in the Age of Open BankingPetr Dvorak
With PSD2, 3rd party providers are given an access to bank accounts and even have an ability to initiate payments. As a result, banks need to revise their approach to digital channel security and invest in new categories of security solutions. During the talk, we will present an overview of existing security components for digital banking that will help you harden your system security and comply with SCA under PSD2.
mBank - the most design-driven digital bank in the world - NetFinance, Miami ...Nordea
Most recent update on mBank - the most design-driven digital bank in the world.
Deck presented at NetFinance in Miami in April 2014.
6 global innovation awards (Finovate, Efma, Bank Innovation 2014, Celent's Model Bank 2014). Coverage by Forrester Research, TechCrunch, Harvard Business Review, WSJ, American Banker and more...
To develop mobile payment, the payment industry has to take into account the new digital approach of Customer Experience. The payment has to be integrated easily in the User Experience by facilitating the enrolment, the authentication and the check out. Digital Wallet is an answer to integrate payment API in the user experience to develop mobile payment - by Olivier PERRIN, Head of Cards and Payments Consulting activity, Sopra Banking Software
A short summary of trends and technology in mobile payments. A brief look into the past, present and future of mobile payments. We will have detailed sessions on each in the coming versions.
Prepared by Helene Andre in January 2015
A brief overview of what 2015 holds for Mobile payments from the switch to EMV in the US to the emergence of mobile wallets
Toni Tomic, Global Head for strategy and transformation in Insurance, SAPStarttech Ventures
Oμιλία από τον Toni Tomic, Global Head for strategy and transformation in Insurance, SAP στο πλαίσιο του Digital Finance Forum 2016
Περισσότερες πληροφορίες: http://digitalfinance.ethosevents.eu/
Oμιλία από τον Γιώργος Ναθαναήλ, Senior Advisor, Τομέας Υποδομών & Επιχειρηματικού Περιβάλλοντος, ΣΕΒ στο πλαίσιο του Digital Finance Forum 2016
Περισσότερες πληροφορίες: http://digitalfinance.ethosevents.eu/
Extending the Reach of Islamic Finance via Digital Channels by Raja Teh MaimunahJoe Najib
A presentation by Raja Teh Maimunah Raja Abdul Aziz, CEO, Hong Leong Islamic Bank (HLISB) on the need for Islamic Banking to push the digital innovation envelope, and how HLISB is doing its part in this quest.
Presented at the Kuala Lumpur Islamic Finance Forum 2015 - 02/12/2015
Upload Lisboa 2012: Kiruba Shankar Eswaran : Mobile Payments & its convergenc...Upload Lisboa
Tem sido o responsável pelo desenvolvimento do Mobile Money Business da TIMWE, fazendo-o crescer até se tornar no fornecedor global de faturação com o maior número de ligações diretas às Mobile Carriers de todo o mundo. Antes da TIMWE, Kiruba trabalhou para um grande fornecedor de serviços de IT na Índia e nos EUA. Enquanto líder de diversas iniciativas e aplicações, ele ajudou a reduzir custos e a aumentar a produtividade, solucionando os congestionamentos em diversos processos e sistemas para algumas das empresas da Fortune 500. Kiruba tem um bacharelato em Engenharia com especialização em Eletrónica e Comunicação e um MBA com especialização em Marketing e Estratégia.
Innovations on Banking - Digital Banking Security in the Age of Open BankingPetr Dvorak
With PSD2, 3rd party providers are given an access to bank accounts and even have an ability to initiate payments. As a result, banks need to revise their approach to digital channel security and invest in new categories of security solutions. During the talk, we will present an overview of existing security components for digital banking that will help you harden your system security and comply with SCA under PSD2.
mBank - the most design-driven digital bank in the world - NetFinance, Miami ...Nordea
Most recent update on mBank - the most design-driven digital bank in the world.
Deck presented at NetFinance in Miami in April 2014.
6 global innovation awards (Finovate, Efma, Bank Innovation 2014, Celent's Model Bank 2014). Coverage by Forrester Research, TechCrunch, Harvard Business Review, WSJ, American Banker and more...
To develop mobile payment, the payment industry has to take into account the new digital approach of Customer Experience. The payment has to be integrated easily in the User Experience by facilitating the enrolment, the authentication and the check out. Digital Wallet is an answer to integrate payment API in the user experience to develop mobile payment - by Olivier PERRIN, Head of Cards and Payments Consulting activity, Sopra Banking Software
A short summary of trends and technology in mobile payments. A brief look into the past, present and future of mobile payments. We will have detailed sessions on each in the coming versions.
Prepared by Helene Andre in January 2015
A brief overview of what 2015 holds for Mobile payments from the switch to EMV in the US to the emergence of mobile wallets
Toni Tomic, Global Head for strategy and transformation in Insurance, SAPStarttech Ventures
Oμιλία από τον Toni Tomic, Global Head for strategy and transformation in Insurance, SAP στο πλαίσιο του Digital Finance Forum 2016
Περισσότερες πληροφορίες: http://digitalfinance.ethosevents.eu/
Oμιλία από τον Γιώργος Ναθαναήλ, Senior Advisor, Τομέας Υποδομών & Επιχειρηματικού Περιβάλλοντος, ΣΕΒ στο πλαίσιο του Digital Finance Forum 2016
Περισσότερες πληροφορίες: http://digitalfinance.ethosevents.eu/
Oμιλία από την Ευαγγελία Μηλιώτη Marketing Manager, Vodafone Greece στο πλαίσιο του Digital Finance Forum 2016
Περισσότερες πληροφορίες: http://digitalfinance.ethosevents.eu/
Χάρης Λιναρδάκης, IBM Cloud Leader Greece and Cyprus at IBMStarttech Ventures
Oμιλία από τον Χάρης Λιναρδάκης, IBM Cloud Leader Greece and Cyprus at IBM στο πλαίσιο του Digital Finance Forum 2016
Περισσότερες πληροφορίες: http://digitalfinance.ethosevents.eu/
Oμιλία από τον Markus Müller, Head of Product, Number26 στο πλαίσιο του Digital Finance Forum 2016
Περισσότερες πληροφορίες: http://digitalfinance.ethosevents.eu/
Γιώργος Παπαγεωργίου, Διδακτικό προσωπικό του Πανεπιστημίου Λευκωσίας, Ειδικό...Starttech Ventures
Oμιλία από τον Γιώργο Παπαγεωργίου, Διδακτικό προσωπικό του Πανεπιστημίου Λευκωσίας, Ειδικός στο Bitcoin και την τεχνολογία Blockchain στο πλαίσιο του Digital Finance Forum 2016
Περισσότερες πληροφορίες: http://digitalfinance.ethosevents.eu/
Λήδα Λιακοπούλου, Head of Design & Communication / Co-Founder, OSevenStarttech Ventures
Oμιλία από την Λήδα Λιακοπούλου, Head of Design & Communication / Co-Founder, OSeven στο πλαίσιο του Digital Finance Forum 2016
Περισσότερες πληροφορίες: http://digitalfinance.ethosevents.eu/
Σπύρος Αγγελόπουλος, Manager Easypay, E-investments & Direct Sales, Group Dig...Starttech Ventures
Oμιλία από τον Σπύρο Αγγελόπουλο, Manager Easypay, E-investments & Direct Sales, Group Digital Banking, Τράπεζα Πειραιώς στο πλαίσιο του Digital Finance Forum 2016
Περισσότερες πληροφορίες: http://digitalfinance.ethosevents.eu/
Oμιλία από τον Σταύρο Πέτρουλα, Αναπληρωτή Διευθυντή, Διεύθυνση Ηλεκτρονικών Εργασιών & Εναλλακτικών Δικτύων, Εθνική Τράπεζα στο πλαίσιο του Digital Finance Forum 2016
Περισσότερες πληροφορίες: http://digitalfinance.ethosevents.eu/
Σίσσυ Παπαγιαννίδου, Διευθύντρια της Διεύθυνσης Εποπτείας Πιστωτικού Συστήματ...Starttech Ventures
Oμιλία από την Σίσσυ Παπαγιαννίδου, Διευθύντρια της Διεύθυνσης Εποπτείας Πιστωτικού Συστήματος, Τράπεζας της Ελλάδος στο πλαίσιο του Digital Finance Forum 2016
Περισσότερες πληροφορίες: http://digitalfinance.ethosevents.eu/
Disruption, mobile and financial servicesNadya Powell
A presentation given for the IPA on disruption, mobile and financial services. Three strategies to employ and the best disruptive uses of mobile out there. Thanks to Zoe Decool for research help.
Opportunities for disruption in Financial Services (with a mobile focus)Nadya.Powell
A talk given at the IPA on opportunities for disruption in Financial Services with a focus on mobile. Three strategies to employ, case studies and three golden rules. Thanks to Zoe Decool for research help.
In 2019, financial institutions are getting more and more comfortable with digital technologies, digitizing processes, embracing big data and AI, and adopting new delivery methods beyond mobile to satisfy customer demand.
Although many of these technologies are not new, they dominate how the financial sector operates and grows in 2019. Add them to an already existing suite of platforms and technologies that either evolve or are replaced with new, more sophisticated solutions based on AI and machine learning. Beyond tech, all the trends of the year are customer-centric – the use of AI and chatbots, e-wallets, big data, and open banking are all meant to improve and personalize services to satisfy customer demands and expectations. As technologies continue to evolve, the trends of the year will replace outdated strategies and eventually lead to even more progressive solutions for the modern consumer
More and more customers are seeing mobile as their banking channel of choice, proven by a growing body of papers. To cite some, Cimigo revealed that for every 10 respondents who are Vietnamese consumers, 3 are using some forms of e-payments including mobile banking application and e-Wallet. Or Backbase predicted that mobile transactions in Vietnam will increase by 300% between 2021 and 2025, driven by mobile payments. As banks build more creative features and integrate with third-party financial products, mobile banking application is no longer a tool for remote money transaction; it has become a financial lifestyle platform that offers a single hub for all banking services. In this article, we get to explore various innovative features that a bank might consider for its mobile banking application, with the goal to keep up with the Digital Banking upsurge.
The high rate of technology penetration is affecting the state of financial services:
• Collaboration economy – driven by social media
• On the go behavior – driven by intensive lifestyles and the rise of mobile technology
• Convenience seeking – driven by connectivity (“the internet of things” and wearable technology)
Time spent on social networking by internet users worldwide is on the rise, causing more sharing and peer to peer behaviors resulting in the “collaboration economy”.
Global Mobile penetration continues to rise, giving birth to more on the go/ mobile financial solutions. Rising penetration of Wearable Technology offers opportunities for companies.
In the EU, online banking adoption rates are 49% in the EU, and in other countries, USA included, penetration surpassed 50%.
We expect Mobile financial services to grow at an accelerated rate, due to the increase in solutions offered through mobile devices as well as younger demographics demand for ultra-convenient solutions. According to the Federal Reserve, in the USA, use of mobile banking continues to rise but is yet to reach the rates of online banking: 43% of all mobile phone owners, and 53% of all smartphone owners with a bank account, had used mobile banking in the 12 months prior to the survey, compared to 71% who used online banking on a desktop, laptop or tablet computer in the same period.
2014 Digital-Inspired Trends in the Financial Services Industry: Banks, Card ...Carmelon Digital Marketing
The financial services industry is utilizing new technologies and channels, in order to become more efficient, more reliant, more convenient and above all – simpler. Among such new channels are internet websites, social media platforms, smartphone / tablet apps and others. Banks, credit card companies and insurance companies are using those digital channels along the entire service chain, including sales & marketing, communications, consumer service and CRM.
Private Banking: Redefining the Game Through MobilityCognizant
Today's sophisticated mobile devices have made it possible for bank customers to perform most banking transactions remotely - without having to visit their bank's branch offices. However, the nature of the private banking business and the profile of the clientele make this challenging. An all-inclusive, cross-platform app for private banking can provide more visibility into customers' and banks' needs and potentially become the primary channel for private banking, rather than merely an add-on.
Challenges for the Future of Retail BankingDesignit
Digital transformation in retail banking is a thriving and complex phenomenon. We at Designit try to make sense of it by identifying leading trends in three deeply interdependent categories: new enabling technologies, new customer expectations, and new strategic trends. The future holds uncertainty and promise, but some immediate actions are patently necessary for banks that want to stay relevant in an increasingly dynamic scenario.
Industrial Revolution of Connected Experiences at Asia IoT Business PlatformKerem Abuc
With the uptake of smart devices and smart sensors, we are creating a huge hype of data which makes usage of Big Data and AI inevitable. Smart services, which will be a step forward to IoT, will learn our intents and preferences to evolve and adapt into our lives. Physical contents and interfaces will not be enough for the users, so emotional and physilogical ones are on their way.
Perspective- Multi Channel Banking: A Five Point Strategy Infosys Finacle
The last two decades have witnessed a paradigm shift in the way people bank. While the shift from branches to ATM based cash withdrawals and from there on to internet banking was slow, it has been a different story in the case of mobile banking. The growth in adoption of mobile banking over the last three years has been tremendous. Many banks have rolled out internet banking, mobile banking, call centers, ATM based transactions and video banking. But, have banks moved from multiple channels to true multi-channel banking with seamless cross channel experiences?
Here we explore a five point strategy that would empower banks and financial institutions to define a robust multi-channel offering.
Παναγιώτης Παπαναγιώτου, Αναπληρωτής Καθηγητής Ακτινολογίας, Ιατρικής Σχολής του Εθνικού και Καποδιστριακού Πανεπιστημίου Αθηνών - Καθηγητής Νευροακτινολογίας, Ιατρική Σχολή του Πανεπιστημίου του Saarland, Γερμανία
«Τεχνολογικές εξελίξεις στη διάγνωση και αντιμετώπιση ισχαιμικών εγκεφαλικών επεισοδίων»
Νικόλαος Κουρεντζής, Country Head Radiology-Ελλάδα, Κύπρος, Ισραήλ, Ρουμανία, Βουλγαρία, Μάλτα και Μολδαβία, Bayer
«Οι νέες προκλήσεις στην ιατρική απεικόνιση»
Στέργιος Μπακάλης & Γεώργιος Μπήτρος, 4o Συνέδριο Επαγγελματικής ΑσφάλισηςStarttech Ventures
Ομιλία - Παρουσίαση: «Δημογραφική γήρανση και κοινωνική ασφάλιση στον ορίζοντα του 2050»
Στέργιος Μπακάλης, τ. Καθηγητής στο Πανεπιστήμιο Βικτώρια της Αυστραλίας
Σχολιαστής:
Γεώργιος Μπήτρος, Ομότιμος Καθηγητής Πολιτικής Οικονομίας, Οικονομικό Πανεπιστήμιο Αθηνών
Ομιλία - Παρουσίαση: «GMM Αμοιβαία Κεφάλαια - Το καλύτερο επενδυτικό εργαλείο για Τ.Ε.Α.»
Ηλίας Γεωργουλέας, Ιδρυτής του Ομίλου Global Money Managers Ltd και Διευθύνων Σύμβουλος του Επενδυτικού Ομίλου Global Group SA
Ομιλία - Παρουσίαση: «Βασικές αρχές για αποτελεσματική Επαγγελματική Ασφάλιση και οι καινοτομίες των Πολύ-εργοδοτικών Ταμείων»
Ανδρέας Χατζηκύρου, Ιδρυτής και Εκτελεστικός Διευθυντής, 7Q Investment Group
Dr. Thorsten Guthke, 4o Συνέδριο Επαγγελματικής ΑσφάλισηςStarttech Ventures
Ομιλία - Παρουσίαση: “Running a multi-employer fund in the EU today: Challenges as we head from the past to the future”
Dr. Thorsten Guthke, Head of European Office, SOKA-BAU HIORP
Ομιλία - Παρουσίαση: «Δημογραφική γήρανση και κοινωνική ασφάλιση στον ορίζοντα του 2050»
Βύρων Κοτζαμάνης, Καθηγητής Δημογραφίας, Επιστημονικός Υπεύθυνος του Ερευνητικού Προγράμματος (ΕΛΙΔΕΚ) "Δημογραφικά Προτάγματα στην Έρευνα και Πρακτική στην Ελλάδα", Πανεπιστήμιο Θεσσαλίας - Επιτροπή Ερευνών / ΕΔΚΑ
Ομιλία - Παρουσίαση: “EU IORP investment governance, lessons learned and future developments”
Tim Currell, Partner, Head of Investment at AON International Wealth
Affordable Stationery Printing Services in Jaipur | Navpack n PrintNavpack & Print
Looking for professional printing services in Jaipur? Navpack n Print offers high-quality and affordable stationery printing for all your business needs. Stand out with custom stationery designs and fast turnaround times. Contact us today for a quote!
Taurus Zodiac Sign_ Personality Traits and Sign Dates.pptxmy Pandit
Explore the world of the Taurus zodiac sign. Learn about their stability, determination, and appreciation for beauty. Discover how Taureans' grounded nature and hardworking mindset define their unique personality.
The world of search engine optimization (SEO) is buzzing with discussions after Google confirmed that around 2,500 leaked internal documents related to its Search feature are indeed authentic. The revelation has sparked significant concerns within the SEO community. The leaked documents were initially reported by SEO experts Rand Fishkin and Mike King, igniting widespread analysis and discourse. For More Info:- https://news.arihantwebtech.com/search-disrupted-googles-leaked-documents-rock-the-seo-world/
Explore our most comprehensive guide on lookback analysis at SafePaaS, covering access governance and how it can transform modern ERP audits. Browse now!
Memorandum Of Association Constitution of Company.pptseri bangash
www.seribangash.com
A Memorandum of Association (MOA) is a legal document that outlines the fundamental principles and objectives upon which a company operates. It serves as the company's charter or constitution and defines the scope of its activities. Here's a detailed note on the MOA:
Contents of Memorandum of Association:
Name Clause: This clause states the name of the company, which should end with words like "Limited" or "Ltd." for a public limited company and "Private Limited" or "Pvt. Ltd." for a private limited company.
https://seribangash.com/article-of-association-is-legal-doc-of-company/
Registered Office Clause: It specifies the location where the company's registered office is situated. This office is where all official communications and notices are sent.
Objective Clause: This clause delineates the main objectives for which the company is formed. It's important to define these objectives clearly, as the company cannot undertake activities beyond those mentioned in this clause.
www.seribangash.com
Liability Clause: It outlines the extent of liability of the company's members. In the case of companies limited by shares, the liability of members is limited to the amount unpaid on their shares. For companies limited by guarantee, members' liability is limited to the amount they undertake to contribute if the company is wound up.
https://seribangash.com/promotors-is-person-conceived-formation-company/
Capital Clause: This clause specifies the authorized capital of the company, i.e., the maximum amount of share capital the company is authorized to issue. It also mentions the division of this capital into shares and their respective nominal value.
Association Clause: It simply states that the subscribers wish to form a company and agree to become members of it, in accordance with the terms of the MOA.
Importance of Memorandum of Association:
Legal Requirement: The MOA is a legal requirement for the formation of a company. It must be filed with the Registrar of Companies during the incorporation process.
Constitutional Document: It serves as the company's constitutional document, defining its scope, powers, and limitations.
Protection of Members: It protects the interests of the company's members by clearly defining the objectives and limiting their liability.
External Communication: It provides clarity to external parties, such as investors, creditors, and regulatory authorities, regarding the company's objectives and powers.
https://seribangash.com/difference-public-and-private-company-law/
Binding Authority: The company and its members are bound by the provisions of the MOA. Any action taken beyond its scope may be considered ultra vires (beyond the powers) of the company and therefore void.
Amendment of MOA:
While the MOA lays down the company's fundamental principles, it is not entirely immutable. It can be amended, but only under specific circumstances and in compliance with legal procedures. Amendments typically require shareholder
As a business owner in Delaware, staying on top of your tax obligations is paramount, especially with the annual deadline for Delaware Franchise Tax looming on March 1. One such obligation is the annual Delaware Franchise Tax, which serves as a crucial requirement for maintaining your company’s legal standing within the state. While the prospect of handling tax matters may seem daunting, rest assured that the process can be straightforward with the right guidance. In this comprehensive guide, we’ll walk you through the steps of filing your Delaware Franchise Tax and provide insights to help you navigate the process effectively.
Remote sensing and monitoring are changing the mining industry for the better. These are providing innovative solutions to long-standing challenges. Those related to exploration, extraction, and overall environmental management by mining technology companies Odisha. These technologies make use of satellite imaging, aerial photography and sensors to collect data that might be inaccessible or from hazardous locations. With the use of this technology, mining operations are becoming increasingly efficient. Let us gain more insight into the key aspects associated with remote sensing and monitoring when it comes to mining.
Skye Residences | Extended Stay Residences Near Toronto Airportmarketingjdass
Experience unparalleled EXTENDED STAY and comfort at Skye Residences located just minutes from Toronto Airport. Discover sophisticated accommodations tailored for discerning travelers.
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6. 6
In the US, half of Smartphone owners holding an
account, have used Mobile Banking in 2015!
Source: Consumers and Mobile Financial Services 2016 , Federal reserves system, USA
7. 7
The mobile payments landscape will change radically
too!
Source of information: Worldpay; Your Global Guide to Alternative Payments
10. 10
Joining forces can prove to be the right strategy
Although Fintechs threaten Bank profits, synergies & “coopetition” are necessary for
Win-Win strategies
VivaWallet – Fintech representation in Greece
11. 11
Especially know that global players target local customers
Customers can select their Banking relationship with no borders. Online account
opening through video chat in 8 mins!
Number26 – An online Bank with online account opening
13. 13
“Make the Mobile the primary payments Medium” - mWallet
According to Forrester, mWallet is a service that lets consumers to manage digitized
valuables - offers, coupons, gift cards, IDs, electronic receipts, product information –
from multiple brands And that enables payment transactions
“The vision is to replace
the wallet.
And the starting
point is the
payments”
Tim Cook, CEO Apple
14. 14
Instant Peer 2 peer payments via Social networks, emails, mobile numbers without
the need of using bank accounts.
“Make the Mobile the primary payments Medium” – P2P
15. 15
“Integrate Bank Services in customer’s everyday life” - PFM
Sophisticated Personal Financial Management (PFM) tools for expenses management,
goals setting & budgeting allow users to gain control over their finances while on the go
First Direct Mobile app
16. 16
“Integrate Bank Services in customer’s everyday life”
Loyalty & rewards
New loyalty schemes generation based on mobile payments and analysis of usage
of m-services, habits, patterns, non banking activities, etc. Couponing capabilities
also create an end2end experience.
mBank Contextual Offers
17. 17
“Address dynamic customer segments”
Mobile-only banks emphasizing on high-end technological solutions and supreme UX
target younger segments. In some cases, significantly younger ages..
ImagineBank: A Mobile-Only
Bank for Millennials from La
Caixa
ASB Bank: Clever Kash,
physical & digital money box
18. 18
“Sophisticated cross/up-selling”
Mobile banking offers traditional revenue opportunities such as cross- and
upselling products to existing customers by offering mobile product shopping
options such as comparison tools and personalized recommendations .
Capital One e-Sales
19. 19
“Provide on the go User authentication & security”
Biometrics, voice recognition, “light” login pins, allow for secure & convenient user
authentication and easy access to frequently requested info
Touch idOTP GeneratorVoice Selfie
20. 20
“Provide supreme User Experience”- Support
Premium customer support, self serviced or one2one, through voice recognition &
video banking
BBVA Voice Banking assistant
Barclays Video Banking
21. 21
“Provide supreme User Experience” - Gamification
Apart from an engaging design across devices, available technology allows to integrate
gamification features that make the whole experience more fun & engaging
Chase - Location based background
Southern -Shake to check balance
22. 22
“Provide supreme User Experience”- Devices
La Caixa mobile apps for SmartWatch & Google Glasses
Any device is a potential delivery channel for mobile services. Transaction alerts, stock
exchange info, even payment capabilities can be performed through wearable devices,
boosting engagement & usability to very high levels
23. 23
“Go Phygital !” – In-Branch Assistance
“Branch Assistant” for personalized service while in Bank Branches, interactive
advisors, adding value services & remote check in to queuing system.
ING e-Branch
BMO in Branch app
27. 27
The New Eurobank Mobile App!
Send Money to ANYONE, at ANY BANK, at NO COST !
28. 28
Payment Services
• B2C remote payments
• G2C (e.g. ticketing)
• P2P (e.g. via emails, mobile numbers, Facebook)
•C2B (e-commerce)
Eurobank Mobile Services Strategy
Loyalty
• Coupons, Offers, Loyalty programs
•Push notifications, beacons, etc
Banking Services
• Real time account, card, loan information
•Online transfers and bill payments
•Transactions via apps, web or SMS
•Relationship management
Adding Value Services
• Virtual agent, video banking
•Authentication through biometrics
Building a mobile ecosystem as the central point of our digital offering, with services
that assist customers' in all aspects of their everyday life.