Introduction of E-Wallets, its types, Advantages,Disadvantages, Examples of E-Wallet,Needs of E-Wallet, Top E-Wallets in World and in India, Description of Mobikwik, its Steps, Architecture of transfer between two wallets, About Paytm, How does Paytm Earn, Recharge on PayTm, Steps to use Paytm, Web Technologies of Paytm, Good at Paytm and Bad at it, Our own proposed system to overcome the disadvantage of existing system
Studied technology involved in E-Wallets and how it helps in payment process,market place model, revenue generation of Paytm,its marketing strategy,demonitisation and its after effects.
Studied technology involved in E-Wallets and how it helps in payment process,market place model, revenue generation of Paytm,its marketing strategy,demonitisation and its after effects.
the new service given to the customers of commercial banks in order to ease their banking activity under e-banking system. it also a step towards green banking
A slang phrase for credit cards, especially when such cards used to make purchases. The "plastic" portion of this term refers to the plastic construction of credit cards, as opposed to paper and metal of currency. The "money" portion is an erroneous reference to credit cards as a form of money, which they are not. Although credit cards do facilitate transactions, because they are a liability rather than an asset, they are not money and not part of the economy's money supply.
source:net
the new service given to the customers of commercial banks in order to ease their banking activity under e-banking system. it also a step towards green banking
A slang phrase for credit cards, especially when such cards used to make purchases. The "plastic" portion of this term refers to the plastic construction of credit cards, as opposed to paper and metal of currency. The "money" portion is an erroneous reference to credit cards as a form of money, which they are not. Although credit cards do facilitate transactions, because they are a liability rather than an asset, they are not money and not part of the economy's money supply.
source:net
These things you must know about online payment solutions.Riya Sen
Every company has different long-term and short-term requirements. Choosing the correct
online payment system to meet your specific requirements can be difficult at times. Many
online payment solution providers are currently developing (or have previously developed)
specific solutions to assist businesses with online payment processing
All You Need to Know About Mobile Payment Gateways in 2023.pdfTechugo
A Mobile Payment Gateway allows users to authorize and process payments via mobile apps. It uses encryption and security protocols to protect transaction data. A gateway is a service that allows clients to connect with businesses in order to make financial transactions more convenient.
A mobile payment gateway is a technology that enables secure payment transactions using a mobile device, such as a smartphone or tablet. It acts as an intermediary between a merchant's website or mobile app and the customer's mobile wallet or bank account. To know more, visit the post.
Std 12 Computer Chapter 5 Introduction to Mcommerce (Part 3 Electronic Payment System)
Payment in Ecommerce/Mcommerce
Traditional vs. Electronic Payment System
Credit Card
Debit Card
Smart Card
Charge Card
Net Banking
Electronic Fund Transfer (EFT)
E-Wallet
RuPay
Factors to Consider While Choosing a Payment Gateway ProviderAlaina Carter
A payment gateway is a software that authorizes payment processing for e-businesses. With the help of these payment gateways, it becomes easy to accept several types of electronic payments. Read more to know what are the factors to consider while choosing a payment gateway provider.
Strategies for Successful Data Migration Tools.pptxvarshanayak241
Data migration is a complex but essential task for organizations aiming to modernize their IT infrastructure and leverage new technologies. By understanding common challenges and implementing these strategies, businesses can achieve a successful migration with minimal disruption. Data Migration Tool like Ask On Data play a pivotal role in this journey, offering features that streamline the process, ensure data integrity, and maintain security. With the right approach and tools, organizations can turn the challenge of data migration into an opportunity for growth and innovation.
Accelerate Enterprise Software Engineering with PlatformlessWSO2
Key takeaways:
Challenges of building platforms and the benefits of platformless.
Key principles of platformless, including API-first, cloud-native middleware, platform engineering, and developer experience.
How Choreo enables the platformless experience.
How key concepts like application architecture, domain-driven design, zero trust, and cell-based architecture are inherently a part of Choreo.
Demo of an end-to-end app built and deployed on Choreo.
Enhancing Research Orchestration Capabilities at ORNL.pdfGlobus
Cross-facility research orchestration comes with ever-changing constraints regarding the availability and suitability of various compute and data resources. In short, a flexible data and processing fabric is needed to enable the dynamic redirection of data and compute tasks throughout the lifecycle of an experiment. In this talk, we illustrate how we easily leveraged Globus services to instrument the ACE research testbed at the Oak Ridge Leadership Computing Facility with flexible data and task orchestration capabilities.
Prosigns: Transforming Business with Tailored Technology SolutionsProsigns
Unlocking Business Potential: Tailored Technology Solutions by Prosigns
Discover how Prosigns, a leading technology solutions provider, partners with businesses to drive innovation and success. Our presentation showcases our comprehensive range of services, including custom software development, web and mobile app development, AI & ML solutions, blockchain integration, DevOps services, and Microsoft Dynamics 365 support.
Custom Software Development: Prosigns specializes in creating bespoke software solutions that cater to your unique business needs. Our team of experts works closely with you to understand your requirements and deliver tailor-made software that enhances efficiency and drives growth.
Web and Mobile App Development: From responsive websites to intuitive mobile applications, Prosigns develops cutting-edge solutions that engage users and deliver seamless experiences across devices.
AI & ML Solutions: Harnessing the power of Artificial Intelligence and Machine Learning, Prosigns provides smart solutions that automate processes, provide valuable insights, and drive informed decision-making.
Blockchain Integration: Prosigns offers comprehensive blockchain solutions, including development, integration, and consulting services, enabling businesses to leverage blockchain technology for enhanced security, transparency, and efficiency.
DevOps Services: Prosigns' DevOps services streamline development and operations processes, ensuring faster and more reliable software delivery through automation and continuous integration.
Microsoft Dynamics 365 Support: Prosigns provides comprehensive support and maintenance services for Microsoft Dynamics 365, ensuring your system is always up-to-date, secure, and running smoothly.
Learn how our collaborative approach and dedication to excellence help businesses achieve their goals and stay ahead in today's digital landscape. From concept to deployment, Prosigns is your trusted partner for transforming ideas into reality and unlocking the full potential of your business.
Join us on a journey of innovation and growth. Let's partner for success with Prosigns.
We describe the deployment and use of Globus Compute for remote computation. This content is aimed at researchers who wish to compute on remote resources using a unified programming interface, as well as system administrators who will deploy and operate Globus Compute services on their research computing infrastructure.
Cyaniclab : Software Development Agency Portfolio.pdfCyanic lab
CyanicLab, an offshore custom software development company based in Sweden,India, Finland, is your go-to partner for startup development and innovative web design solutions. Our expert team specializes in crafting cutting-edge software tailored to meet the unique needs of startups and established enterprises alike. From conceptualization to execution, we offer comprehensive services including web and mobile app development, UI/UX design, and ongoing software maintenance. Ready to elevate your business? Contact CyanicLab today and let us propel your vision to success with our top-notch IT solutions.
Climate Science Flows: Enabling Petabyte-Scale Climate Analysis with the Eart...Globus
The Earth System Grid Federation (ESGF) is a global network of data servers that archives and distributes the planet’s largest collection of Earth system model output for thousands of climate and environmental scientists worldwide. Many of these petabyte-scale data archives are located in proximity to large high-performance computing (HPC) or cloud computing resources, but the primary workflow for data users consists of transferring data, and applying computations on a different system. As a part of the ESGF 2.0 US project (funded by the United States Department of Energy Office of Science), we developed pre-defined data workflows, which can be run on-demand, capable of applying many data reduction and data analysis to the large ESGF data archives, transferring only the resultant analysis (ex. visualizations, smaller data files). In this talk, we will showcase a few of these workflows, highlighting how Globus Flows can be used for petabyte-scale climate analysis.
How Recreation Management Software Can Streamline Your Operations.pptxwottaspaceseo
Recreation management software streamlines operations by automating key tasks such as scheduling, registration, and payment processing, reducing manual workload and errors. It provides centralized management of facilities, classes, and events, ensuring efficient resource allocation and facility usage. The software offers user-friendly online portals for easy access to bookings and program information, enhancing customer experience. Real-time reporting and data analytics deliver insights into attendance and preferences, aiding in strategic decision-making. Additionally, effective communication tools keep participants and staff informed with timely updates. Overall, recreation management software enhances efficiency, improves service delivery, and boosts customer satisfaction.
First Steps with Globus Compute Multi-User EndpointsGlobus
In this presentation we will share our experiences around getting started with the Globus Compute multi-user endpoint. Working with the Pharmacology group at the University of Auckland, we have previously written an application using Globus Compute that can offload computationally expensive steps in the researcher's workflows, which they wish to manage from their familiar Windows environments, onto the NeSI (New Zealand eScience Infrastructure) cluster. Some of the challenges we have encountered were that each researcher had to set up and manage their own single-user globus compute endpoint and that the workloads had varying resource requirements (CPUs, memory and wall time) between different runs. We hope that the multi-user endpoint will help to address these challenges and share an update on our progress here.
Developing Distributed High-performance Computing Capabilities of an Open Sci...Globus
COVID-19 had an unprecedented impact on scientific collaboration. The pandemic and its broad response from the scientific community has forged new relationships among public health practitioners, mathematical modelers, and scientific computing specialists, while revealing critical gaps in exploiting advanced computing systems to support urgent decision making. Informed by our team’s work in applying high-performance computing in support of public health decision makers during the COVID-19 pandemic, we present how Globus technologies are enabling the development of an open science platform for robust epidemic analysis, with the goal of collaborative, secure, distributed, on-demand, and fast time-to-solution analyses to support public health.
Into the Box Keynote Day 2: Unveiling amazing updates and announcements for modern CFML developers! Get ready for exciting releases and updates on Ortus tools and products. Stay tuned for cutting-edge innovations designed to boost your productivity.
Advanced Flow Concepts Every Developer Should KnowPeter Caitens
Tim Combridge from Sensible Giraffe and Salesforce Ben presents some important tips that all developers should know when dealing with Flows in Salesforce.
Software Engineering, Software Consulting, Tech Lead.
Spring Boot, Spring Cloud, Spring Core, Spring JDBC, Spring Security,
Spring Transaction, Spring MVC,
Log4j, REST/SOAP WEB-SERVICES.
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Talk by Matt Welsh at Craft Conference 2024 on the impact that Large Language Models will have on the future of software development. In this talk, I discuss the ways in which LLMs will impact the software industry, from replacing human software developers with AI, to replacing conventional software with models that perform reasoning, computation, and problem-solving.
Code reviews are vital for ensuring good code quality. They serve as one of our last lines of defense against bugs and subpar code reaching production.
Yet, they often turn into annoying tasks riddled with frustration, hostility, unclear feedback and lack of standards. How can we improve this crucial process?
In this session we will cover:
- The Art of Effective Code Reviews
- Streamlining the Review Process
- Elevating Reviews with Automated Tools
By the end of this presentation, you'll have the knowledge on how to organize and improve your code review proces
SOCRadar Research Team: Latest Activities of IntelBrokerSOCRadar
The European Union Agency for Law Enforcement Cooperation (Europol) has suffered an alleged data breach after a notorious threat actor claimed to have exfiltrated data from its systems. Infamous data leaker IntelBroker posted on the even more infamous BreachForums hacking forum, saying that Europol suffered a data breach this month.
The alleged breach affected Europol agencies CCSE, EC3, Europol Platform for Experts, Law Enforcement Forum, and SIRIUS. Infiltration of these entities can disrupt ongoing investigations and compromise sensitive intelligence shared among international law enforcement agencies.
However, this is neither the first nor the last activity of IntekBroker. We have compiled for you what happened in the last few days. To track such hacker activities on dark web sources like hacker forums, private Telegram channels, and other hidden platforms where cyber threats often originate, you can check SOCRadar’s Dark Web News.
Stay Informed on Threat Actors’ Activity on the Dark Web with SOCRadar!
Why React Native as a Strategic Advantage for Startup Innovation.pdfayushiqss
Do you know that React Native is being increasingly adopted by startups as well as big companies in the mobile app development industry? Big names like Facebook, Instagram, and Pinterest have already integrated this robust open-source framework.
In fact, according to a report by Statista, the number of React Native developers has been steadily increasing over the years, reaching an estimated 1.9 million by the end of 2024. This means that the demand for this framework in the job market has been growing making it a valuable skill.
But what makes React Native so popular for mobile application development? It offers excellent cross-platform capabilities among other benefits. This way, with React Native, developers can write code once and run it on both iOS and Android devices thus saving time and resources leading to shorter development cycles hence faster time-to-market for your app.
Let’s take the example of a startup, which wanted to release their app on both iOS and Android at once. Through the use of React Native they managed to create an app and bring it into the market within a very short period. This helped them gain an advantage over their competitors because they had access to a large user base who were able to generate revenue quickly for them.
2. E-wallet is an online prepaid account where one can stock
money, to be used when required.
As it is a pre-loaded facility, consumers can buy a range of
products from airline tickets to grocery without swiping a
debit or credit card.
3.
4. The sites where e-wallet services are available generally have
the following few easy steps to get started.
Ease of use without having to enter your debit/credit card
details for every online transaction.
Instant cashless payment, no need to swipe a credit card or
debit card.
They also provide option for securely storing your Card details,
thus providing you additional security at the same time
reducing your work to type in Credit or Debit Card numbers
each time you intend to transact online.
For some sites there is no minimum amount and you can
deposit an amount as low as Rs 10.
5. Get reward and discount offers on every purchase using
wallet.
Get extra cashbacks for every amount spent using wallet.
The money will be refunded in case of failure in the
transaction
You can pass on the benefits of your e-wallet to your friends
and family as well. There is no chance of a decline of payment
since e-wallet is a prepaid account.
No need to access your bank account for making e-payment.
6. Companies must ensure that their customers' information is
encrypted and well protected. One of the biggest concerns of
adopting a digital wallet application is "will my information be
safe"? This is the hurdle that companies must face and as a
result, must develop security systems that are as safe and full
proof as possible to avoid potential security issues.
You cannot redeem your money back from the wallet you need
to make purchase to use this money.
If you lose your mobile your wallet is lost.
You can use wallet till your mobile battery lasts.
It may be possible that you will end up spending more money
using wallet.
7. NFC, NFC-HCE(Host card emulation), Cloud, QR code, SMS, or
BLE (Bluetooth low-energy) enabled.
Big data, analytics included.
Biometrics included.
User can manage and operate credit, debit, transport, loyalty and gift cards.
Bluetooth low-energy beacons integrated with geo-fencing.
Recommendation engine that tailors according to the user’s purchase history.
Integrated Customer insight manager.
Integrated Trusted service manager.
8. Follow the steps given below to use e-wallet.
Step -1 Download mobile wallet or e-wallet application
Step-2 Register and create new wallet by providing
information
Step-3 Load money in your wallet from your bank using
credit card or debit card
Step-4 Make a payment using e wallet
9.
10. Closed Wallets :
Closed mobile wallets can be used only for that
particular company (or online merchant) goods and services.
No redemption or cash withdrawal is possible with such
wallets. Examples of closed wallets would be the ones offered
by MakeMyTrip, Jabong, etc. where your respective
MakeMyTrip or Jabong account gets credited with the refund
amount in case of any order cancellation or product return.
11. Semi-closed wallets also do not allow redemption or
cash withdrawal. They can be used to transact for goods and
services (inclusive of financial services) at several different
merchant locations that have the required tie-up (contract)
with the wallet issuing company to accept payments. For
example, Paytm, MobiKwik, PayUMoney, Oxigen, etc. are all
semi-closed wallets and they are perhaps the most widely
used mobile wallets in India currently.
12. Open Wallets are those that allow redemption as well
as cash withdrawals (from automated teller machines /
business correspondents) in addition to the other features
offered by semi-closed ones. A perfect example is the
Vodafone powered M-pesa wallet.
13. You can use your e wallet at multiple places authorized by
respective e wallet service provider. However, few common
place this wallet can be used are –
Utility bill payment
Mobile recharge
DTH recharge
Online grocery stores
Online travel portal
E-commerce portal
16. Square will provide you a card
reader that will work perfectly
with your iPad, iPhone or
Android Smartphone.
Plus, Square lets users create
an online store, from which
customers can make
purchases. Visa, MasterCard,
Discover, American Express
etc. are supported by Square
card reader.
19. Basically Mobikwik stores your
money in a virtual wallet
whose data is stored
somewhere in Cloud which can
be accessed only by your
Mobikwik username and
password.
With M-Wallet, Mobikwik aims
to simplify the way we do
online payment in India.
20. Once you have loaded money/cash in Mobikwik Wallet
through Debit card/Credit Card/Netbanking/ IMPS or Cash in
hand
You need not to worry about entering your Debit/Credit
number, CVV number, Expiry Date and ATM PIN/3-D digital
Secure or OTP to make payment using Mobikwik Wallet to
mobikwik partner websites
Most of the time where paytm struggles to fetch the mobile
operator and all of its e-commerce content. Mobikwik done
recharging mobile in just 5 seconds even on 2G network.
21. Mobikwik has partnered with various online shopping
websites like ebay, myntra, shopcules and infibeam, Book
Movie tickets, Book Bus tickets, Order and pay pizza using
wallet which is fast, reliable and secure.
Mobikwik runs various offers like
cashback/coupons/promocode on using one of its partner
website. Like 25% cashback on booking movie tickets to your
wallet.
22. It's absolutely secure! CC Avenue and Zaakpay are the
payment gateway partners. All the transactions are executed
safely and no personal information regarding your payment is
ever accessible to any employee or third party.
23.
24. Open MobiKwik app on your Android device.
Sign into your account and navigate to My Account > Transfer Money. If you do
not find this option, update your MobiKwik app to the latest version on Google
Play Store.
Now, you will find two options : Send Money or Request Money. Choose the one
needed.
Enter the recipient’s email ID or mobile number.
Enter the amount and confirm the details.
You will be sent an OTP (One Time Password) to your registered mobile number
to confirm this transaction.
Once you initiate the transfer, the recipient will be notified about this
transaction and he/she will be sent an OTP too and asked to confirm the
transaction
Once he/she confirms the transaction at his/her end, the transaction would be
completed successfully.
31. Paytm is an e-commerce platform
Owned by One97 communications
Started by offering mobile recharge and utility bill payments,
now offers a full marketplace to consumers on its mobile app.
They have 122 mn registered users and 75 Million orders per
month.
32. Founded 2010
Headquarters Noida, Uttar Pradesh
Founder Vijay Shekhar Sharma
Investors ANT Financial Services
Group, Personal
Investment by Ratan Tata
35. Movie Ticket Booking
Hotel Booking
Flight Ticket Booking
Bus and Train Ticket Booking
Providing Gift Cards
Booking of Cars and Bikes with
exclusive offers
38. Paytm Revenue Model
ADVERTISING REVENUE MODEL
SUBSCRIPTION REVENUE MODEL
ADVANCE PAYMENT MODEL
COMMISSION REVENUE MODEL
TRANSACTION REVENUE MODEL
39. In this model paytym allow to merchants shows their
advertisement on paytm websites and charges some amount
for this advertisement.this is the way the paytm used to
generate their revenue. This method for generate revenue are
covered under the advertising revenue model.
This model is more beneficial for paytm to generate their
revenue.the charges are charger by them they advertised their
product on paytm site.
The yippee noodles show their advertisment on the paytm site
and thet paid some money to paytm . this is a way paytm
generate the revenue from the advertisment revenue model.
40.
41. Paytm also use the subscription model. They charge the
subscription amount from the seller annually and generate their
revenue. they categorized their subscription into four categories all
are mention and discuss early in this project. They charge annually
maintenance charges also as a commission that is RS 2500. This
whole process is comes under the subscription model of paytm
through them they generate their revenue. The subscription model
is most beneficial for paytm because all the seller who are register
themselves into paytm all are paid subscription charges to run
their business in paytm site. Basically the paytm adopt the paid
circulation subscription revenue model to generate the revenue in
their business.this is the most beneficial model as comparative to
others model to generate the revenue.
42.
43. In this model paytm received the interest on the payment of
customer until they are not transfer the money into seller
account. When the paytm received amount from the customer
they are not instantly transfer on seller account. They hold the
amount and gain the interest on this amount. Through this
process paytm generate their revenue from the advance
payment revenue model.
This model is very beneficial for paytm to generate the
revenue this all process is also called escrow account process.
44. IN this model paytm charge commission from the seller for
their listed product in paytm websites. And they charge
commission on every sale on the site of paytm from the seller.
This commission is totally based on the sell of the product if
buyer buy the product from the paytm site so paytm charge
the commission from the seller for each sell in their website.
Through this process paytm generate their revenue. The
commission based model are also beneficial for generate the
revenue .the commison based model are also trend in ever e-
business site, paytm also adopt this revenue model to
generate their revenue.
45.
46. Paytm escrow: through escrow account paytm received
intrest,when buyer payment to their purchase that amount hold by
paytm untill customer not confirm it.if customer not confirm in
next 7 days paytm expect buyer satisfied with the product and they
transfer the money seller account.
Paytm earn by advertising other products on websites.
Patym charges annual subscription fees to the sellers who list their
products on website
Introducing Paytm Wallet, a secure digital wallet where you can
store money and use it to make quick recharges, pay bills, do
shopping on Paytm. You can also send money to friends & pay for
various services like Uber, MakeMyTrip, BookMyShow & many more
47. Easy Accessible:
The paytm side easy to accessible they are much easy as
compare to other site people are like them for their easy
accessible specialty .paytm also available on the mobile,
tablets, laptops , and for paytm the high speed data
connection is not required .it is easily work on mobile
without any problem.
Chat Facility:
Paytm provide chat facility to their buyer so they can bargain
the product price from the seller..through very easy steps they
can avail the facilty of paytam chat facility. This screen shot
define how a customer bargain to the seller:
48.
49. paytm service is also available in mobile so you can easily
download and use this application in your mobile anywhere.
On other hand we can say that it’s a mobile friendly
application. They are available on many store:
50. paytm uses many trusted software for their security purpose
they used many security application they provided best
security when any transaction are done, they uses 256 bit of
encryption for their security purpose.
51. Their digital wallet are approver by the reserve bank of
India(RBI). So people are trusted on their paytm wallet service.
That means They follow all the rules and regulation they are
required to work e-wallet.
They provide 45+ banks for net banking.(one of the largest
Payment Gateways in India.)
You canalso Rs 1 lakh plus money transfer (follow the
KYC(know your customer ) rule and regulation) otherwise its
RS 10000 .
69. • JAVASCRIPT
SERVER SIDE PROGRAMMING
LANGUAGE
• JAVASCRIPT
CLIENT SIDE PROGRAMMING
LANGUAGE
• HTMLMARKUP LANGUAGE
• UTF-8: UTF-8 (8-bit Unicode Transformation Format) is a
variable-length character encoding for Unicode, which is
backwards compatible with ASCII.
CHARACTER ENCODING
• External Cascading Style Sheets define style rules in a separate
CSS file.
EXTERNAL CSS
70. EMBEDDED CSS
• Embedded Cascading Style Sheets define a set of style rules in a <style> element within a web page.
INLINE CSS
• Inline Cascading Style Sheets define style rules directly within an (X)HTML element using the style
attribute.
SESSION COOKIES
• Session cookies are temporary cookies, which are deleted when the user closes the browser.
HTTPONLY COOKIES
• Http Only cookies are used only in the HTTP protocol and not in client side scripts, which may increase
security.
NON-HTTPONLY COOKIES
• Non-Http Only cookies are used in the HTTP protocol and also in client side scripts, which may be a
security threat.
71. SECURE COOKIES
• Secure cookies are
used only via an
encrypted
connections, which
may increase
security.
HTTP STIRCT
TRANSPORT
SECURTIY
• HTTP Strict
Transport
Security (HSTS)
defines a
mechanism
enabling web
sites to declare
themselves
SSL CERTIFICATE
AUTHORITY
• GeoTrust is a SSL
certificate authority
owned by Symantec.
This includes SSL
certificates issues by the
certification branch of
Equifax, which was
acquired by GeoTrust.
WEB SERVER
• NGINX - Nginx
(pronounced as "engine X")
is a lightweight open
source web server.
• NODE.JS - Node.js is a
server-side JavaScript
environment for writing
network programs such as
web servers.
TOP LEVEL
DOMAIN
• .COM -
Commercial
entities
72. •Ecommerce platform Paytm has its association with Alibaba group to enable Indian
sellers to source products from China and other countries going ahead at cheaper rates
as well as help them with logistics and payments.
•The company has identified about 25-30 Indian merchants with a credible track record
to incubate under categories including home and kitchen, micro innovation including
USB cookers, etc, fashion and mobile accessories and western fashion to begin the pilot.
•Paytm clarified that the company's focus remains on scaling its B2C commerce business
and this move is more in-line to help sellers source effectively and get better margins.
•Sellers who source using Paytm ties are allowed to sell on other marketplaces as well
including Flipkart, Snapdeal, Amazon, ShopClues.
73. Good at Paytm Bad at Paytm
Easy accessible
Quick payment at paytm
Mobile friendly
Cashbacks
Discount on products
RBI approved digital wallets
Safe and secured payment
45+ Banks for net banking
Rs 1 lakh + money transfer
Doesn’t provide option to write
reviews about products.
Doesn’t provide personalised
support.
Poor customer support