The document discusses solar energy and solar panel systems. It begins with a brief history of solar panels and how they work by converting sunlight into electricity using photovoltaic cells. There are now thousands of solar companies globally working to advance solar technology. The document then discusses the environmental and financial benefits of solar systems, including reducing carbon emissions and dependence on non-renewable energy sources. It outlines three common programs for financing and owning solar panels - financing, leasing, and power purchase agreements - and explains the basic terms of each program including tax credits and equipment ownership. Finally, it provides some qualifying criteria homeowners generally need to meet to be eligible for a solar panel system, such as a minimum credit score, annual electricity bill, and