Razorpay is an Indian payments solution that allows businesses to accept, process, and disburse payments through an integrated product suite. It provides access to all major payment modes in India including credit cards, debit cards, net banking, UPI, and digital wallets. Razorpay offers products like Core Payments, Route, Subscriptions, Smart Collect, Payment Links, and Invoices to help businesses manage payments. It also offers integrations with various ecommerce platforms, servers, and SDKs to simplify integration. Razorpay has competitive pricing plans and claims to offer fast onboarding, easy integration, and robust security and support.

1. Razorpay
Robert Robinson
Software Engineer,
http://robert.collegecronista.com/

2. Contents
• Introduction
• Features
• Products
• Integrations
• Pricing
• Demo
• Conclusion

3. Razorpay
• Razorpay is the only payments solution in
India which allows businesses to accept,
process and disburse payments with its
product suite.
• Manage Your marketplace, automate
NEFT/RTGS/IMPS bank transfers, collect
recurring payments, share invoices with
customers - all from a single platform.
• Online Activation within 2 working days.

4. Razorpay

It gives you access to all payment modes
including
– Credit Card
– Debit Card
– Net Banking(includes 58 banks)
– UPI(Unified Payment Interface)
– Wallets
• JioMoney, Mobikwik, PayUmoney, Airtel Money,
FreeCharge, Ola Money and PayZapp.

5. Features
• Fast Onboarding - Go live quickly in few simple steps
• Easy Integration - With plugins for all major platforms and
languages
• API Driven - business for scale with complete API driven
automation
• 100+ payment modes-payment modes Credit/Debit
cards,Netbanking, UPI, Wallets etc
• Simple Pricing - competitive pricing make payments simpler.
• Best in Industry Support - email, phone and chat based
support.
• Dashboard Reporting -Real-time data and insights on your

6. Products
• Core Payments
• Route
• Subscription
• Smart Collect
• Payment Links
• Invoices

7. Core Payments
• Accept All Payment Modes - With Domestic and
International Credit & Debit cards, EMI, Netbanking from 58 banks,
UPI and 8 mobile wallets
• Checkout and Global Card Saving-An easy to
integrate Checkout with cards saved across businesses
• Powerful Dashboard-Get reports and detailed statistics
on payments, settlements, refunds and much more for you to take
better business decisions
• Built for Developers- Robust, clean, developer friendly
APIs, plugins and libraries for all major languages and platforms
• Robust Security-PCI DSS Level 1 compliant along with
frequent third party audits and a dedicated internal security team to

8. Route
• Marketplaces- split individual customer payments between
multiple sellers with complete flexibility on how much to transfer, to
whom and when to settle.
• Multiple Bank Accounts- split payments at source
through automated routing between your various bank
accounts with complete control over the business logic
• On Demand Services- manage the entire payment
process digitally with complete control over when the transfers are
made and settled.

9. Subscriptions
• Enable recurring payment schedule,
control the billing cycle and get instant
alerts on subscription activity with
Razorpay Subscriptions.
• Fixed Payment Schedule - Automate your fixed
price recurring charges to a customer as per a fixed
schedule.
• Quantity Based Model - Charge your customers
based on the number of users or quantity per billing
cycle.
• Usage Based Model - Charge your customers for

10. Smart Collect

Generate virtual accounts on demand
and accept payments via NEFT, RTGS
and IMPS. Get notified for each incoming
payment and automate the tedious
reconciliation process.
How its Works
– Create a virtual account via API or Dashboard
– Share details with Customer
– who adds it as beneficiaryShare details with
Customer who adds it as beneficiary.

11. Payment Links
• Businesses Without Website
• Alternative Payment Option
• Chatbot Integration
• Social Media Sharing
How its Works
– Create a Payment Link via API or Dashboard
– Share the Payment Link over SMS, Email etc.
– Customer pays through online payment.
– Get notified once the payment is complete.

12. Invoices

Create and send GST compliant invoices
and get paid faster with embedded
payment links by letting your customers
easily pay you online.

Invoices with embedded payment links.
How its works
• Create Invoices quickly through an easy
to use platform.
• Notify your customer through email and
sms.

13. Integrations
• Platform SDKs
– Web Integration, Android SDK, iOS SDK,
Cordova/Phonegap/Ionic, React Native.
• eCommerce Plugins
– WooCommerce, Magento, CS Cart,
OpenCart,Shopify, WHMCS, Arastta,
Prestashop, WordPress,Easy Digital
Downloads.
• Server Integrations
– PHP, Ruby, Python, .NET, Nodejs, Java.

14. Integration
• Web
– For example in Laravel
• Composer install razorpay
• And few lines of Coding just calling the API
• For more
https://docs.razorpay.com/docs/getting-started

15. Pricing
STANDARD PLAN

2%* per transaction - Indian Credit Cards, Debit Cards, Net
Banking from 58 Banks, UPI, Wallets including Freecharge,
Mobikwik,etc.

3%* per transaction -Diners and Amex Cards, International
Cards, EMI.

For Refund there may be a charge.
ENTERPRISE PLAN

Plan designed for Large Volumes

Custom Pricing

16. Demo
• You can try a test and a live version. The
live version will deduct real money, so be
careful.
• https://razorpay.com/demo/

17. Conclusion
How is Razorpay different than other
payment gateways
– We are a developer-oriented and easy-to-integrate gateway. Our
API is entirely REST based, and our checkout experience is
seamless, with no redirects away from your website. We offer
24x7 support.

18. Thank You