Razorpay is an Indian payment gateway that allows businesses to accept online and mobile payments through various payment modes like credit cards, debit cards, net banking, UPI, and wallets. It offers products like Core Payments to accept all payment modes, Route for marketplaces to split payments, Subscriptions for recurring payments, Smart Collect for bank collections, Payment Links, and Invoices. Razorpay has integrations with major e-commerce platforms and programming languages, and provides features like fast onboarding, API-driven automation, and secure and compliant payments.

1. Razorpay
RAKHUL KUMAAR K T

2. Contents
• Introduction
• Features
• Products
• Integrations
• Pricing
• Demo
• Conclusion

3. Razorpay
• Razorpay is the only payments solution in India which allows
businesses to accept, process and disburse payments with its
product suite.
• Manage Your marketplace, automate NEFT/RTGS/IMPS bank
transfers, collect recurring payments, share invoices with customers
- all from a single platform.
• Online Activation within 2 working days.

4. Razorpay
 It gives you access to all payment modes
including
– Credit Card
– Debit Card
– Net Banking(includes 58 banks)
– UPI(Unified Payment Interface)
– Wallets
• JioMoney, Mobikwik, PayUmoney, Airtel Money, FreeCharge,
Ola Money and PayZapp.

5. Features
• Fast Onboarding - Go live quickly in few simple steps
• Easy Integration - With plugins for all major platforms and languages
• API Driven - business for scale with complete API driven automation
• 100+ payment modes-payment modes Credit/Debit
cards,Netbanking, UPI, Wallets etc
• Simple Pricing - competitive pricing make payments simpler.
• Best in Industry Support - email, phone and chat based support.
• Dashboard Reporting -Real-time data and insights on your Razorpay
Dashboard
• Secure- PCI DSS Level 1 compliant solution which removes your
burden of regulatory compliance.

6. Products
• Core Payments
• Route
• Subscription
• Smart Collect
• Payment Links
• Invoices

7. Core Payments
• Accept All Payment Modes - With Domestic and International Credit &
Debit cards, EMI, Netbanking from 58 banks, UPI and 8 mobile wallets
• Checkout and Global Card Saving-An easy to integrate Checkout with
cards saved across businesses
• Powerful Dashboard-Get reports and detailed statistics on payments,
settlements, refunds and much more for you to take better business
decisions
• Built for Developers- Robust, clean, developer friendly APIs, plugins and
libraries for all major languages and platforms
• Robust Security-PCI DSS Level 1 compliant along with frequent third
party audits and a dedicated internal security team to make sure your data is
always safe.

8. Route
• Marketplaces- split individual customer payments between multiple sellers
with complete flexibility on how much to transfer, to whom and when to
settle.
• Multiple Bank Accounts- split payments at source through automated
routing between your various bank accounts with complete control over the
business logic
• On Demand Services- manage the entire payment process digitally with
complete control over when the transfers are made and settled.

9. Subscriptions
• Enable recurring payment schedule, control the billing cycle and get instant alerts
on subscription activity with Razorpay Subscriptions.
• Fixed Payment Schedule - Automate your fixed price recurring charges to a
customer as per a fixed schedule.
• Quantity Based Model - Charge your customers based on the number of users or
quantity per billing cycle.
• Usage Based Model - Charge your customers for only what they consume over a
billing cycle.
Types
• Trial Period
• Upfront Charge
• Add-ons
• Discounts (Coming Soon)

10. Smart Collect
 Generate virtual accounts on demand and accept payments via NEFT, RTGS and IMPS. Get
notified for each incoming payment and automate the tedious reconciliation process.
How its Works
– Create a virtual account via API or Dashboard
– Share details with Customer
– who adds it as beneficiaryShare details with Customer who adds it as beneficiary.
– Pays via NEFT/RTGS/IMPS online or at a bank branch
– Get notified via webhook and dashboard.
Types
• One Time Payments
• Repeat Payments
• Campaign Based

11. Payment Links
• Businesses Without Website
• Alternative Payment Option
• Chatbot Integration
• Social Media Sharing
How its Works
– Create a Payment Link via API or Dashboard
– Share the Payment Link over SMS, Email etc.
– Customer pays through online payment.
– Get notified once the payment is complete.

12. Invoices
 Create and send GST compliant invoices and get paid faster with
embedded payment links by letting your customers easily pay you online.
 Invoices with embedded payment links.
How its works
• Create Invoices quickly through an easy to use platform.
• Notify your customer through email and sms.
• Get paid faster directly from the invoice.

13. Integrations
• Platform SDKs
– Web Integration, Android SDK, iOS SDK, Cordova/Phonegap/Ionic,
React Native.
• eCommerce Plugins
– WooCommerce, Magento, CS Cart, OpenCart,Shopify, WHMCS,
Arastta, Prestashop, WordPress,Easy Digital Downloads.
• Server Integrations
– PHP, Ruby, Python, .NET, Nodejs, Java.
• Channel Partners
– Zoho Invoice, Zoho Books, Zoho Subscriptions,Zoho Inventory,
Hiveage.

14. Integration
• Web
– For example in Laravel
• Composer install razorpay
• And few lines of Coding just calling the API
• For more https://docs.razorpay.com/docs/getting-
started

15. Pricing
STANDARD PLAN
 2%* per transaction - Indian Credit Cards, Debit Cards, Net
Banking from 58 Banks, UPI, Wallets including Freecharge,
Mobikwik,etc.
 3%* per transaction -Diners and Amex Cards, International
Cards, EMI.
 For Refund there may be a charge.
ENTERPRISE PLAN
 Plan designed for Large Volumes
 Custom Pricing

16. Demo
• You can try a test and a live version. The live version
will deduct real money, so be careful.
• https://razorpay.com/demo/

17. Conclusion
How is Razorpay different than other payment gateways
– They are a developer-oriented and easy-to-
integrate gateway. Our API is entirely REST based,
and our checkout experience is seamless, with no
redirects away from your website. We offer 24x7
support.

18. Thank You