1. QR codes are not widely used in Brazil due to a lack of education on the technology and limited creative applications to drive adoption.
2. While some banks have started using QR codes to validate online transactions, overall usage remains low compared to countries like China where QR codes have been highly promoted and integrated into payments, marketing, and other areas.
3. For QR codes to take off in Brazil, cross-sector cooperation is needed to educate users on the technology through creative campaigns that incentivize initial usage and showcase the benefits.