1. STEVEN MARK ALBER
Address: 1327 Andrew Ct. NW Cedar Rapids, IA 52405
Cell Phone: 319-361-9535 E-mail: Ssalber@hotmail.com
PROFILE
Dedicated, and well-qualified professional with extensive experience in military and administrative
duties, coupled with exceptional planning, prioritizing, and goal setting to achieve best outcome of any
and all assigned duties. CEO supervision Management skills verifiable strengths in analytical thinking,
investigation, problem solving, and verbal and written communication. Accustomed to interacting and
working well with colleagues, high level officials, professionals, and clients. Possess outstanding
observation and clinical judgment expertise with resourcefulness in identifying and resolving problems in
a timely and efficient manner. Exceptional analysis and tactical planning abilities essential in achieving
overall organizational objectives. Proven record of achievement in strategic perspective and long-term
vision, combined with commendable implementation of initiatives. Works effectively with state and
congressional entities with valuable Graduate Degree to educate on financial issues. Routinely takes part
in public forums and round table activities representing Insurance certification programs and
certifications and educating community and national stakeholders about banking, financial banking , and
insurance standards. Advised management on issues adhering to personal administration, policies and
practices including appeals and grievances, labor relations, position classification, recruitment, and
selection; providing expert technical advice or assistance to answer questions, solve problems, or
understand technical personnel issues; conducting training programs to assist students in accounting,
banking, and other financial status programs to achieve successful employment. Licensed for insurance
if the State of Iowa since 1986 in Life, health, commercial, personal, crop and have a Series 63 for
Financial Planning purposes.
CAREER HISTORY
SPS (Sanitation Procedure and Supply) August 2015 - Present
Iowa City VA Medical Center
Hours per Week: 40
Supervisor: Davin Alto 319-339-7037: Yes
SPS is a skilled position of the Iowa City Veterans Medical center work with veteran's, staff, and patients
on a certified professional level. The assigned personnel decontaminate, and sterilize reusable instrument
for surgery and clinic use and are held responsible and accountable for the maintenance and cleanliness
of the daily assigned areas in the medical center in order to achieve an overall “High Quality,”
achievement status on a daily basis. SPS is a physically and mentally demanding position to ensure the
quality of care for veterans. And must maintain the ability to communicate politely and professionally
with the staff and the patients, be physically fit as the job involves much manual labor work, ability to
follow instructions with attention to detail and the capabilities of working long hours consistently. As an
SPS Specialist , we are trained and certified technicians that ensure and demonstrate efficient and
industrious service to the clients. Monitor and record all completed duties on a daily record sheet to
ensure that goals and cleaning objectives are met. Duties include pick up/deliver of medical instruments,
decontamination, sterilization, assembly of surgical trays and delivery to the designated ward to ensure
they are ready for use at any given time.
Heritage Bank June 2013-January 2014
202 S Main St.
Alta, IA 51002
Hours per Week: 40

2. STEVEN MARK ALBER
Relationship Manager –Ag/Commercial
Public Relationship manager for the Alta and Aurelia bank branches. Managed a $38 M Loan portfolio
and supervised a lending staff at both branches. Expanded loan portfolios, transitioned Ag loans into Fin
Packs and activities within the communities and served to promote and expand market share in the
community. Responsible liaison between customers and the financial institutions to assist qualified
applicants acquire and determine feasibility of granting loans in a timely manner. Determined all
applicable rations and metrics and set up debt payment plans by creating and keeping a professional
communication with clients either to request or to provide information. Completed loan contracts and
justify decisions (approvals/rejections)record, and kept a continuous job knowledge status on all types of
loans and other financial services to maintain and update records. Developed referral networks, suggested
alternate channels and cross-sell products and services to accomplish quotas. Went the “Extra mile,” to
build trust relationships, customer loyalty and satisfaction throughout the underwriting process, while
operating in compliance with laws and regulations in order to adhere to lending compliance guidelines.
Affordable Insurance Inc. June 2008-june 2013
1119 1St
. Avenue, SW
Cedar Rapids, IA 52405
Hours per Week: 40
Managing Agent
Insurance sales and service administration of personal lines, commercial, life, health, investments, crop
and Medicare related products. Recruited and trained staff of insurance products, standards, procedures
and compliance. Knowledge in problem solving abilities with great experience in communication,
networking, and negotiation skills. Developed marketing strategies, analyze policies and keep a current
record of insurance contracts, understanding clientele requirements and customize the insurance programs
to suit those needs, often covering a variety of risks by attending conference meetings to learn about new
products, services and to maintain records to handle policy renewals in a timely manner.
Farmers Savings Bank June 2000-June 2008
345 Highway 151 W
Walford, IA 52351
Hours per Week: 40
Senior Loan Officer
Supervised a lending staff and managed a $42M loan portfolio with goals to maximize profitability of the
bank. Preformed compliance and overall bank administration. Member of the strategic Planning
committee and served as the Bank Compliance Officer. Determined all applicable rations and metrics and
set up debt payment plans by keeping a professional communication with clients. Familiarized with all
bank computer software programs, Microsoft, word, Excel, accounting computer programs, Loan
software and all other computer hardware products. Maintained all loan records on clients by using
networking in the national banking network, and keeping a continuous education on all new professional
information regarding loan procedures and policies. Maintained a professional and ethical communication
with other bank loan officers to create a bond toward strategical networking.
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3. STEVEN MARK ALBER
EDUCATION
Upper Iowa University Cedar Rapids, IA: May 1984
BA Business Administration Degree
Major: BA Degree Business Administration
President pf the Veteran’s Club
University of Wisconsin Madison, IA :1996-1999
Bankers Degree /Certification
Major: ABA Graduate Bankers Association Master of Banking / Finance
CERTIFICATIONS
BANKING DEGREE/CERTIFICATION
BACHELORS’ DEGREE BUSINESS ADMINISTRATION
HUMAN RESOURCE MANAGEMENT / PAYROLL COMPLIANCE MANAGEMENT
RISK MANAGEMENT
TRAINING
MILITARY SOLDIER TRAINING 1976-1979
FR POLK SOLDIER - 1978
EXPERT RIFLE MEDAL
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