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SANDRA CORDERO
10319 Pangborn Ave
Downey, California 90241
951-318-3924 Cellular
562-904-3839 Home
SUMMARY
Professional in mortgage and finance industry with extensive knowledge of mortgage servicing
operations, processing and loss prevention experience. Strong ability to exercise independent judgment,
handle multiple tasks with little or no supervision. Able to build and maintain solid business relationships
with personnel of all levels. Key strengths and attributes include being goal-oriented, self-motivated,
problem solving, organizational skills, and listening.
PROFESSIONAL EXPERIENCE
Wells Fargo Home Mortgage – Downey, California 2013-2015
REO Asset Manager Field Inspector
• Responsible for inspections of properties acquired through the foreclosure process for the REO
team to disposition.
• Identify risks and problem areas and recommend standards, or procedures to improve
performance.
• Ensure adherence to jurisdictional guidelines on those properties that are inspected.
• Provide feedback to team members and management on property situations.
• Maintain compliance as it relates to data integrity and risk management.
• Ensure completed inspection documentation is received in a timely manner, maintained, tracked,
and logged in appropriate system.
• Trained out of state field inspectors for accuracy and productivity.
• Facilitated property tours with senior leaders.
• Responsible for remote operation/office in the Los Angeles area.
Wells Fargo Home Mortgage - San Bernardino, California 2008-2012
REO Asset Manager
• Experience in market analysis, listings and price reductions.
• Monitor aged portfolio to determine alternative sales strategies.
• Solid understanding of contract negotiations and sales.
• Negotiated and sold an average of 80 assets on a monthly basis.
• Comprehensive knowledge and experience analyzing appraisals and BPO’S.
• Coordinate and approved repairs for damage or preventative maintenance.
• Managed individual portfolio based on department and client guidelines.
• Extensive property inspections to meet Los Angeles city ordinances.
• Strong analytical skills, communication skills, ability to work under pressure.
Springboard Credit Management - Riverside, California 2007-2008
SANDRA CORDERO Page 2
Financial Counselor
• Responsible for educating the client about all available actions, services and assistance through
city, state or federal agencies and private sector.
• Assess client’s needs and develops a client plan of action/recommendation based on the
information established in the counseling session.
• Acts as a liaison between clients and creditors.
• Supported the Director of Counseling in compiling and reporting client’s statistics.
• Knowledgeable in relevant local, state and federal laws and regulation pertaining to client’s
financial counseling needs.
• Promoted a positive image of Springboard through participation in various awareness and
community relations programs.
Patrion Mortgage - Riverside, California 2005-2006
Senior Funder
• Ensured that all standards and conditions met Investor guidelines.
• Generated loan documents for Conventional, FHA, CALSTRS loan programs.
• Created processing manual to organize and increase efficiency in a timely matter.
• Managed and prioritize multiple projects and tasks under heavy deadlines.
• Maintained customer relations with loan officers, escrow companies, title companies.
• Monitored and trained funders for accuracy and productivity.
Wells Fargo Reverse Mortgage - Riverside, California 2004-2005
Processing Specialist III
• Ensured that all standards and conditions meet Investor guidelines.
• Excellent organizational skills, with the ability to manage and prioritize multiple
projects and tasks under heavy deadlines.
• Maintain customer relations with loan officers, escrow companies, title companies.
• Monitored and trained funders for accuracy and productivity.
• Order and verify the accuracy of any required credit reports, appraisals, other documentation
to complete the loan file.
EDUCATION
-Cal State Long Beach – College of Continuing and Professional Education
-Riverside Community College – Liberal Arts / Computer Science
-Real Estate Appraisal
-FHA/VA Mortgage Processing
CERTIFICATION
-Human Resources Management
-The National Foundation for Credit Counseling
-Notary Public
TECHNICAL SKILLS
SANDRA CORDERO Page 3
-Microsoft Office Applications (Outlook, One Note, Excel, Word, Powerpoint), CPI/MSP, Desktop,
Vendorscape
-Social Media – Facebook, Skype, Linked-In, Twitter
NON-PROFIT / COMMUNITY SERVICE
City of Downey – Homeless Outreach
Golden Boy Promotions – Food and Toy Drive

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Sandra_s_Resume_with only ten years history

  • 1. SANDRA CORDERO 10319 Pangborn Ave Downey, California 90241 951-318-3924 Cellular 562-904-3839 Home SUMMARY Professional in mortgage and finance industry with extensive knowledge of mortgage servicing operations, processing and loss prevention experience. Strong ability to exercise independent judgment, handle multiple tasks with little or no supervision. Able to build and maintain solid business relationships with personnel of all levels. Key strengths and attributes include being goal-oriented, self-motivated, problem solving, organizational skills, and listening. PROFESSIONAL EXPERIENCE Wells Fargo Home Mortgage – Downey, California 2013-2015 REO Asset Manager Field Inspector • Responsible for inspections of properties acquired through the foreclosure process for the REO team to disposition. • Identify risks and problem areas and recommend standards, or procedures to improve performance. • Ensure adherence to jurisdictional guidelines on those properties that are inspected. • Provide feedback to team members and management on property situations. • Maintain compliance as it relates to data integrity and risk management. • Ensure completed inspection documentation is received in a timely manner, maintained, tracked, and logged in appropriate system. • Trained out of state field inspectors for accuracy and productivity. • Facilitated property tours with senior leaders. • Responsible for remote operation/office in the Los Angeles area. Wells Fargo Home Mortgage - San Bernardino, California 2008-2012 REO Asset Manager • Experience in market analysis, listings and price reductions. • Monitor aged portfolio to determine alternative sales strategies. • Solid understanding of contract negotiations and sales. • Negotiated and sold an average of 80 assets on a monthly basis. • Comprehensive knowledge and experience analyzing appraisals and BPO’S. • Coordinate and approved repairs for damage or preventative maintenance. • Managed individual portfolio based on department and client guidelines. • Extensive property inspections to meet Los Angeles city ordinances. • Strong analytical skills, communication skills, ability to work under pressure. Springboard Credit Management - Riverside, California 2007-2008
  • 2. SANDRA CORDERO Page 2 Financial Counselor • Responsible for educating the client about all available actions, services and assistance through city, state or federal agencies and private sector. • Assess client’s needs and develops a client plan of action/recommendation based on the information established in the counseling session. • Acts as a liaison between clients and creditors. • Supported the Director of Counseling in compiling and reporting client’s statistics. • Knowledgeable in relevant local, state and federal laws and regulation pertaining to client’s financial counseling needs. • Promoted a positive image of Springboard through participation in various awareness and community relations programs. Patrion Mortgage - Riverside, California 2005-2006 Senior Funder • Ensured that all standards and conditions met Investor guidelines. • Generated loan documents for Conventional, FHA, CALSTRS loan programs. • Created processing manual to organize and increase efficiency in a timely matter. • Managed and prioritize multiple projects and tasks under heavy deadlines. • Maintained customer relations with loan officers, escrow companies, title companies. • Monitored and trained funders for accuracy and productivity. Wells Fargo Reverse Mortgage - Riverside, California 2004-2005 Processing Specialist III • Ensured that all standards and conditions meet Investor guidelines. • Excellent organizational skills, with the ability to manage and prioritize multiple projects and tasks under heavy deadlines. • Maintain customer relations with loan officers, escrow companies, title companies. • Monitored and trained funders for accuracy and productivity. • Order and verify the accuracy of any required credit reports, appraisals, other documentation to complete the loan file. EDUCATION -Cal State Long Beach – College of Continuing and Professional Education -Riverside Community College – Liberal Arts / Computer Science -Real Estate Appraisal -FHA/VA Mortgage Processing CERTIFICATION -Human Resources Management -The National Foundation for Credit Counseling -Notary Public TECHNICAL SKILLS
  • 3. SANDRA CORDERO Page 3 -Microsoft Office Applications (Outlook, One Note, Excel, Word, Powerpoint), CPI/MSP, Desktop, Vendorscape -Social Media – Facebook, Skype, Linked-In, Twitter NON-PROFIT / COMMUNITY SERVICE City of Downey – Homeless Outreach Golden Boy Promotions – Food and Toy Drive