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Ashley Miles
240-527-8541 anmiles2012@gmail.com Hagerstown, MD 21740
Objective: Senior Mortgage Loan Processor
SUMMARY
• More than 3 quality years of experience in Mortgage Industry as a Loan Processor.
• Maintain professional relationship with all parties involved in transactions.
• Experienced in tracking a loan application from its inception point to its maturity/closing.
• Detail oriented, organized and extraordinary customer service skills.
• Proficient in managing between 25 to 50 loans effectively and accurately.
• Excellent computer skills in MS Word, Office, Excel and mortgage software such as;
Encompass, Calyx Point, DataTrac, DU, LP and FHA Connection.
REVELANT EXPERIENCE
Retail Customer Service Rep
Citi/ Best buy division- Hagerstown,MD July 2015-
Present
 Serve as the human voice and personality behind the Best buy & Citi brand and provide
quality customer service with each and every client interaction.
 Effectively break down information and identify opportunities to gain client
agreement and trust.
 Utilize good judgment and understanding of company policy to effectively make
decisions to resolve client issues.
 Achieve monthly individual and team based targeted performance goals
Commercial Loan Processor
Susquehanna Bank/Aerotek- Hagerstown, MD Jan 2015-July 2015
site closed-
sold to BB&T
 Reviewed the Commercial Loan File for documentation accuracy prior to loan
Closing.
 Verified that all supporting documentation is precise prior to the formal
documentation of a Commercial loan/mortgage.
 Performed a variety of Commercial loan documentation processing duties
ensuring that documents are prepared accurately.
 Able to perform in a high volume, stressful environment that works within
deadlines.
Senior Mortgage Loan Processor
First Guaranty Mortgage Corporation- Frederick, MD 2011-2014
* Processed and pre-underwrote wholesale loans from origination to closing for FHA, VA, and
Conventional, Jumbo, HomePath Renovation and 203KS Renovation loans for purchases and
refinances.
* Managed daily pipeline and responsible for obtaining all loan documents needed for loans.
* Worked independently, processing and pre-underwriting high volume loans under fast paced,
stressful work environments.
* Verified the accuracy and thoroughness of the loan application along with other related
documents.
* Demonstrated ability to maintain good relationships with clients
Project and Conversion Rep
First Data-Hagerstown, MD 2009-2010
* Collaborated with product and engineering team members to define and develop new product
concepts. Coordinated with QA testers for end-to-end unit testing and post-production testing.
Updated, modified and expanded existing software programs.
* Maintained client confidence and protected operations by keeping information confidential.
* Contributed to team effort by accomplishing related results as needed
Fraud Specialist
Citi-Hagerstown, MD 2006-2009
* Showed excellent communication and presentation skills for dealing with different type’s
customers.
* Provided high levels of customer support; explained processes and statuses while reducing
customer anxiety.
* Maintained best practices to guard against and reduce financial fraud and crimes against the
organization.
* Resolved fraud related issues and responded to questions and processed requests/transactions,
as appropriate.
Ashley Miles 240-527-8541 Page 2
ADDITIONAL WORK EXPERIENCE
Shift Leader
Popeye’s Chicken & Biscuits 2002-2005
* Directed employees through their daily routines and interacted with customers to make sure
that they had a satisfactory experience.
* Acted as quality control, ensuring customer satisfaction through training employees properly
and adhering to company policy.
* Made sure employees performed a variety of tasks, from preparing the food, stocking supplies,
serving, charging people for their food, handling cash, credit cards, and a cash register,
cleaning tables and counters, and greeting customers and answering questions.
EDUCATION
Hagerstown Community College
Hagerstown, MD
Graduate- Degree in Progress-Criminal Justice
Hagerstown Business College
Hagerstown, MD
Transferred to another college- did not receive a Degree
North Hagerstown High School
Hagerstown, MD
Graduated –Received Diploma and certificate for completion of Early Childhood Education & Consumer
Science completer courses.
References
Katie Mcleod First Guaranty Mortgage- Relationship Manager
301-992-5461
Kali Cordray First Guaranty Mortgage- Underwriter
352-274-0626
John Boyce First Guaranty Mortgage- Quality Manager
240-575-3363 or 240-626-3290
Maureen Grove Girls Incorporated of Washington County-Director
301-733-5430
Charles Startzman First Guaranty Mortgage- Account Executive
703-371-6315

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ashley

  • 1. Ashley Miles 240-527-8541 anmiles2012@gmail.com Hagerstown, MD 21740 Objective: Senior Mortgage Loan Processor SUMMARY • More than 3 quality years of experience in Mortgage Industry as a Loan Processor. • Maintain professional relationship with all parties involved in transactions. • Experienced in tracking a loan application from its inception point to its maturity/closing. • Detail oriented, organized and extraordinary customer service skills. • Proficient in managing between 25 to 50 loans effectively and accurately. • Excellent computer skills in MS Word, Office, Excel and mortgage software such as; Encompass, Calyx Point, DataTrac, DU, LP and FHA Connection. REVELANT EXPERIENCE Retail Customer Service Rep Citi/ Best buy division- Hagerstown,MD July 2015- Present  Serve as the human voice and personality behind the Best buy & Citi brand and provide quality customer service with each and every client interaction.  Effectively break down information and identify opportunities to gain client agreement and trust.  Utilize good judgment and understanding of company policy to effectively make decisions to resolve client issues.  Achieve monthly individual and team based targeted performance goals Commercial Loan Processor Susquehanna Bank/Aerotek- Hagerstown, MD Jan 2015-July 2015 site closed- sold to BB&T  Reviewed the Commercial Loan File for documentation accuracy prior to loan Closing.  Verified that all supporting documentation is precise prior to the formal documentation of a Commercial loan/mortgage.  Performed a variety of Commercial loan documentation processing duties ensuring that documents are prepared accurately.
  • 2.  Able to perform in a high volume, stressful environment that works within deadlines. Senior Mortgage Loan Processor First Guaranty Mortgage Corporation- Frederick, MD 2011-2014 * Processed and pre-underwrote wholesale loans from origination to closing for FHA, VA, and Conventional, Jumbo, HomePath Renovation and 203KS Renovation loans for purchases and refinances. * Managed daily pipeline and responsible for obtaining all loan documents needed for loans. * Worked independently, processing and pre-underwriting high volume loans under fast paced, stressful work environments. * Verified the accuracy and thoroughness of the loan application along with other related documents. * Demonstrated ability to maintain good relationships with clients Project and Conversion Rep First Data-Hagerstown, MD 2009-2010 * Collaborated with product and engineering team members to define and develop new product concepts. Coordinated with QA testers for end-to-end unit testing and post-production testing. Updated, modified and expanded existing software programs. * Maintained client confidence and protected operations by keeping information confidential. * Contributed to team effort by accomplishing related results as needed Fraud Specialist Citi-Hagerstown, MD 2006-2009 * Showed excellent communication and presentation skills for dealing with different type’s customers. * Provided high levels of customer support; explained processes and statuses while reducing customer anxiety. * Maintained best practices to guard against and reduce financial fraud and crimes against the organization. * Resolved fraud related issues and responded to questions and processed requests/transactions, as appropriate.
  • 3. Ashley Miles 240-527-8541 Page 2 ADDITIONAL WORK EXPERIENCE Shift Leader Popeye’s Chicken & Biscuits 2002-2005 * Directed employees through their daily routines and interacted with customers to make sure that they had a satisfactory experience. * Acted as quality control, ensuring customer satisfaction through training employees properly and adhering to company policy. * Made sure employees performed a variety of tasks, from preparing the food, stocking supplies, serving, charging people for their food, handling cash, credit cards, and a cash register, cleaning tables and counters, and greeting customers and answering questions. EDUCATION Hagerstown Community College Hagerstown, MD Graduate- Degree in Progress-Criminal Justice Hagerstown Business College Hagerstown, MD Transferred to another college- did not receive a Degree North Hagerstown High School Hagerstown, MD Graduated –Received Diploma and certificate for completion of Early Childhood Education & Consumer Science completer courses. References Katie Mcleod First Guaranty Mortgage- Relationship Manager 301-992-5461 Kali Cordray First Guaranty Mortgage- Underwriter 352-274-0626
  • 4. John Boyce First Guaranty Mortgage- Quality Manager 240-575-3363 or 240-626-3290 Maureen Grove Girls Incorporated of Washington County-Director 301-733-5430 Charles Startzman First Guaranty Mortgage- Account Executive 703-371-6315