Deze publicatie gaat in op de risico's met betrekking tot het inkoopproces bij bedrijven actief in de Consumer Goods & Retail markt. Ook wordt ingegaan op hoe bedrijven deze inkoopfraude risico's zouden kunnen reduceren met behulp van technologie en het uitvoeren van supplier audits.
Procurement Fraud Presentation Bill KohnenBill Kohnen
This document discusses procurement fraud and provides definitions, frameworks, and strategies for organizations to prevent and detect fraud. It outlines that procurement fraud involves intentional deception to obtain an unlawful advantage. It then discusses how fraud occurs at the organizational, personal, and process levels and provides warning signs. Finally, it recommends professionalizing the procurement process through training, compensation, and establishing standard procedures while also conducting periodic reviews and using outside help to detect potential fraud.
Sam Mpundu has over 8 years of experience in finance roles and currently serves as the Group Chief Financial Officer of Earthrow Finance Limited. He holds several professional qualifications including an MBA from Oxford Brookes University and certifications in accounting, fraud examination, and financial reporting. Additionally, he is pursuing a doctoral degree from the University of Pretoria.
This document provides an overview of procurement anti-corruption and anti-fraud training. It discusses the increasing reports of corruption and fraud among South African businesses, with procurement fraud being one of the most commonly reported issues. The objectives of the training are to identify risks, red flags, and best practices to develop an effective anti-corruption strategy. Various typologies of procurement corruption and fraud are defined, including bribery, bid rigging, ghost companies, unjustified sole-sourcing, and overcharging. The phases of the procurement cycle that are most susceptible to these issues are also examined.
The document discusses contract procurement fraud, including common schemes like collusion among contractors to manipulate bidding. It outlines the procurement process and provides red flags for fraud in areas like bid evaluation. Finally, it recommends elements of an effective fraud prevention program, such as educating employees, implementing controls, monitoring activities, and conducting vendor due diligence.
The document discusses fraud prevention, detection, and control. It defines fraud and the fraud triangle, which identifies pressure, opportunity, and rationalization as factors that influence fraud. It also outlines four common types of fraud: corruption, asset misappropriation, financial statement fraud, and cash transaction fraud. Additionally, the document examines who typically commits fraud, behavioral warning signs, and provides recommendations for breaking the fraud triangle and establishing an effective anti-fraud culture to prevent fraud.
Accounts Payable Fraud: Keys to Detection and PreventionCase IQ
An organization’s accounts payable (AP) department offers many opportunities for fraud – by both internal and external perpetrators. After all, any money leaving the organization goes through this department. Fortunately, many accounts payable fraud schemes are easy to detect, as long as you know what to look for. They are also preventable, with strong controls and oversight.
Join Peter Goldmann, CFE and president of FraudAware, as he outlines strategies for detecting and preventing accounts payable fraud.
The webinar will cover:
Common accounts payable fraud schemes
Red flags of accounts payable fraud
How to implement effective accounts payable fraud detection measures
Best practices for accounts payable fraud prevention
Prevention and detection strategies from actual AP fraud cases
Fraud Prevention, Detection and Investigation in the Payday Advance IndustryDecosimoCPAs
Fraud prevention, detection and investigation in the payday advance industry was discussed including defining fraud and embezzlement, how they occur in the industry, and steps that can be taken to prevent fraud such as implementing policies to segregate duties and conduct regular audits. Common types of fraud like internal and external fraud were described as well as ways fraud can be detected through analytical procedures and interviews. The roles of forensic accountants and methods of investigating probable fraud cases were also outlined.
Fraud Risk Assessment- detection and prevention- Part- 2, Tahir Abbas
The document discusses various techniques for detecting and preventing fraud, including:
1) Establishing prevention techniques like controls, job rotation, and education to avoid fraud risks.
2) Implementing detection methods such as data analysis, forensic auditing, and link analysis to uncover fraud.
3) Asking vital questions within 24 hours of a fraud allegation to properly investigate and prevent future fraud.
Procurement Fraud Presentation Bill KohnenBill Kohnen
This document discusses procurement fraud and provides definitions, frameworks, and strategies for organizations to prevent and detect fraud. It outlines that procurement fraud involves intentional deception to obtain an unlawful advantage. It then discusses how fraud occurs at the organizational, personal, and process levels and provides warning signs. Finally, it recommends professionalizing the procurement process through training, compensation, and establishing standard procedures while also conducting periodic reviews and using outside help to detect potential fraud.
Sam Mpundu has over 8 years of experience in finance roles and currently serves as the Group Chief Financial Officer of Earthrow Finance Limited. He holds several professional qualifications including an MBA from Oxford Brookes University and certifications in accounting, fraud examination, and financial reporting. Additionally, he is pursuing a doctoral degree from the University of Pretoria.
This document provides an overview of procurement anti-corruption and anti-fraud training. It discusses the increasing reports of corruption and fraud among South African businesses, with procurement fraud being one of the most commonly reported issues. The objectives of the training are to identify risks, red flags, and best practices to develop an effective anti-corruption strategy. Various typologies of procurement corruption and fraud are defined, including bribery, bid rigging, ghost companies, unjustified sole-sourcing, and overcharging. The phases of the procurement cycle that are most susceptible to these issues are also examined.
The document discusses contract procurement fraud, including common schemes like collusion among contractors to manipulate bidding. It outlines the procurement process and provides red flags for fraud in areas like bid evaluation. Finally, it recommends elements of an effective fraud prevention program, such as educating employees, implementing controls, monitoring activities, and conducting vendor due diligence.
The document discusses fraud prevention, detection, and control. It defines fraud and the fraud triangle, which identifies pressure, opportunity, and rationalization as factors that influence fraud. It also outlines four common types of fraud: corruption, asset misappropriation, financial statement fraud, and cash transaction fraud. Additionally, the document examines who typically commits fraud, behavioral warning signs, and provides recommendations for breaking the fraud triangle and establishing an effective anti-fraud culture to prevent fraud.
Accounts Payable Fraud: Keys to Detection and PreventionCase IQ
An organization’s accounts payable (AP) department offers many opportunities for fraud – by both internal and external perpetrators. After all, any money leaving the organization goes through this department. Fortunately, many accounts payable fraud schemes are easy to detect, as long as you know what to look for. They are also preventable, with strong controls and oversight.
Join Peter Goldmann, CFE and president of FraudAware, as he outlines strategies for detecting and preventing accounts payable fraud.
The webinar will cover:
Common accounts payable fraud schemes
Red flags of accounts payable fraud
How to implement effective accounts payable fraud detection measures
Best practices for accounts payable fraud prevention
Prevention and detection strategies from actual AP fraud cases
Fraud Prevention, Detection and Investigation in the Payday Advance IndustryDecosimoCPAs
Fraud prevention, detection and investigation in the payday advance industry was discussed including defining fraud and embezzlement, how they occur in the industry, and steps that can be taken to prevent fraud such as implementing policies to segregate duties and conduct regular audits. Common types of fraud like internal and external fraud were described as well as ways fraud can be detected through analytical procedures and interviews. The roles of forensic accountants and methods of investigating probable fraud cases were also outlined.
Fraud Risk Assessment- detection and prevention- Part- 2, Tahir Abbas
The document discusses various techniques for detecting and preventing fraud, including:
1) Establishing prevention techniques like controls, job rotation, and education to avoid fraud risks.
2) Implementing detection methods such as data analysis, forensic auditing, and link analysis to uncover fraud.
3) Asking vital questions within 24 hours of a fraud allegation to properly investigate and prevent future fraud.
This document summarizes a presentation on bank fraud and data forensics. It discusses common types of internal and external bank fraud such as wire fraud, check fraud, and asset misappropriation. It outlines the fraud triangle of opportunity, pressure, and rationalization. It emphasizes the importance of strong internal controls and segregation of duties to prevent fraud. The presentation also discusses how digital forensics can be used to investigate inappropriate network activity, email, internet usage, and recover deleted files during fraud investigations. Contact information is provided for the three presenters.
Trade based money laundering dr. arefin , dg (prevention ) acc) on 23 may 2017Shamsul Arefin
This document discusses trade-based money laundering (TBML) and the challenges banks face in identifying and investigating suspicious TBML transactions. It provides examples of how under-invoicing exports and over-invoicing imports can be used to move money across borders. The document also notes documentation problems in trade financing and suggests banks request documentation based on import and export customs forms to help address these challenges.
This chapter discusses property crimes and their evolution. It covers common law definitions of larceny, forgery, robbery and burglary. It also discusses modern statutes that have expanded these offenses. For example, most states grade theft offenses based on the value of stolen property. Additionally, computer crimes and identity theft are now included as property offenses.
This is who investigates fraud and violations concerning real estate and mortgage in Utah. This course describes the rules and what happens to people who violate the rules set forth by the CFPB. It also includes good information for realtors in Utah so they can better protect their clients.
1. The most important objectives of SRM according to respondents are leveraging supplier capabilities, reducing costs, and improving security of supply.
2. Approximately 60% of respondents have a formal supplier segmentation process in place, most commonly segmenting suppliers based on spend size, product importance, and risk exposure.
3. While the benefits of SRM are acknowledged, the average maturity level of SRM programs is still low. Common challenges include an overemphasis on cost reduction, a lack of SRM competencies, and insufficient alignment between business, procurement, and suppliers.
This document discusses different types of employee and management fraud and internal controls to prevent fraud. It defines employee fraud as theft of company assets by non-management employees who bypass internal controls. Management fraud is more dangerous as it often involves falsifying financial statements and can damage a company before being detected. The document also outlines guidelines for strong internal controls, including clear responsibilities, routine procedures, separating duties, and numbered documents. It describes the relationship between accounting systems and internal controls, with each relying on the other to ensure reliable accounting data and compliance.
The document provides an overview of fraud awareness and prevention. It discusses common fraud schemes like financial statement fraud, assets misappropriation, and corruption. It also outlines red flags for detecting occupational fraud, how fraud is committed, and profiles of typical fraud perpetrators. The document emphasizes the importance of strong antifraud controls, training programs, and fostering an ethical organizational culture to help prevent and detect fraud.
This document discusses fraud risk and prevention. It begins with defining fraud and identifying common fraud schemes such as asset misappropriation, corruption, and financial statement fraud. Examples of each scheme are provided. The document also discusses elements that contribute to fraud occurrence, like opportunity and incentives. Effective fraud prevention controls are then outlined, including segregating duties, competitive bidding processes, and fraud hotlines. The importance of fraud risk assessments and creating an organizational culture of integrity are also emphasized.
The document provides an overview of fraud prevention and detection. It discusses the three main categories of occupational fraud, red flags for fraud, and the fraud triangle. It then summarizes the key findings of the 2014 ACFE Global Fraud Study. Finally, it outlines the 7 keys to fraud prevention and detection, which include establishing an anti-fraud culture, implementing fraud policies and training, assessing fraud risks, investigating fraud concerns, and improving internal controls.
The document provides an overview of internal controls related to the sales system of an entity. It discusses control objectives, control activities, and tests of controls for the order department, dispatch department, and invoicing/billing department of the sales system. The key control objectives covered are related to authorization of sales orders and credit limits, accuracy of order recording and invoicing, and segregation of duties. The document also provides examples of control activities and procedures that can be implemented to achieve the control objectives as well as examples of audit tests that can be performed to evaluate the operating effectiveness of the controls.
The document discusses the procedures an auditor must follow when obtaining an audit engagement from a new client. It outlines steps the auditor should take to consider independence and conflict of interest issues, ensure they have the proper qualifications for the engagement, and obtain references. The document also provides guidance on communicating with the previous auditors, evaluating the potential client's risk level, sources of information to consider about new clients, and key components that should be included in an engagement letter.
Here is a power point presentation that will help you understand about Procurement Audit Course and why it is necessary in today's competitive business world. Take a look.
Automated anti money laundering using artificial intelligence and machine lea...Santhosh L
1) The document discusses how machine learning and artificial intelligence can be used to automate and improve anti-money laundering processes at financial institutions.
2) Key applications discussed include using machine learning for alert routing to reduce false positives, anomaly detection to identify unusual transaction patterns, and data aggregation to create a unified customer view.
3) The document also discusses how robotic process automation can be used to automate know-your-customer checks and other compliance processes but has limitations that machine learning may be better suited for.
The presentation provides overall insight of operational fraud risk management. It explains the operational fraud risk and mitigation strategies. The role of Internal audit and audit committee is further exemplified
On December 5, 2013, Ron Steinkamp, principal, government advisory services at Brown Smith Wallace, presented at the 2013 MIS Training Institute Governance, Risk & Compliance Conference. Ron focused on the following keys to fraud prevention, detection and reporting:
1. Anti-fraud culture
2. Fraud policy
3. Fraud awareness/training
4. Hotline
5. Assess fraud risks
6. Review/investigation
7. Improved controls
Trade-based money laundering is among the most sophisticated methods for cleaning dirty money. It involves a variety of schemes designed to obscure the documentation of legitimate trade transactions. It’s also one of the most difficult to detect, and a serious challenge for compliance officers and investigators.
Join financial crime compliance advisory and training specialist Michael Schidlow, as he examines one of the most lucrative forms of money laundering.
This document provides an overview of money laundering and combating the financing of terrorism. It discusses what money laundering is, the stages of money laundering (placement, layering, integration), and how it works. It also discusses terrorist financing. International efforts to combat money laundering and terrorist financing through organizations like the UN, FATF, and Egmont Group are overviewed. The roles and functions of India's Financial Intelligence Unit (FIU-IND) are described. The document also outlines India's Prevention of Money Laundering Act (PMLA) and its provisions, including scheduled offenses, punishments, and authorities for enforcement. Obligations of banks and financial institutions under PMLA around client identification,
This document discusses different types of auditing based on the organization being audited, legal requirements, scope, continuity, specialty, and time period. It covers audits of sole proprietorships, partnerships, joint stock companies, trusts, and cooperatives. Statutory audits are compulsory while voluntary audits are private. Internal audits are conducted by employees while external audits use outside auditors. Annual, interim, and branch audits vary based on timing. Specialized audits include cost, management, propriety, and social audits. Continuous, complete, partial, and in-depth audits have different methodologies.
The document discusses planning, conducting, and managing risk-based audits. It outlines the three phases of audits - planning audits, conducting audits, and supervising audits. It also mentions the three main objectives of audits are operational objectives, financial reporting objectives, and compliance objectives. Finally, it provides contact information for Iyad Mourtada, who has qualifications as a CIA, CMA, CFE, CPLP, and MA degree.
Implementing Process Controls and Risk Management with Novell Compliance Mana...Novell
The document discusses Novell's Compliance Management Platform and its extension for SAP environments. The platform provides integrated identity and security management through components like Identity Vault, Identity Manager, Sentinel, and Access Manager. The extension for SAP adds tools like a Role Mapping Administrator and new/enhanced SAP drivers. It aims to develop synergies between Identity Manager and SAP Access Control and extend existing integrations with SAP products. Scenarios show how the platform can be used for SAP user provisioning and access control. Risk management integration is also discussed.
This document summarizes a presentation on bank fraud and data forensics. It discusses common types of internal and external bank fraud such as wire fraud, check fraud, and asset misappropriation. It outlines the fraud triangle of opportunity, pressure, and rationalization. It emphasizes the importance of strong internal controls and segregation of duties to prevent fraud. The presentation also discusses how digital forensics can be used to investigate inappropriate network activity, email, internet usage, and recover deleted files during fraud investigations. Contact information is provided for the three presenters.
Trade based money laundering dr. arefin , dg (prevention ) acc) on 23 may 2017Shamsul Arefin
This document discusses trade-based money laundering (TBML) and the challenges banks face in identifying and investigating suspicious TBML transactions. It provides examples of how under-invoicing exports and over-invoicing imports can be used to move money across borders. The document also notes documentation problems in trade financing and suggests banks request documentation based on import and export customs forms to help address these challenges.
This chapter discusses property crimes and their evolution. It covers common law definitions of larceny, forgery, robbery and burglary. It also discusses modern statutes that have expanded these offenses. For example, most states grade theft offenses based on the value of stolen property. Additionally, computer crimes and identity theft are now included as property offenses.
This is who investigates fraud and violations concerning real estate and mortgage in Utah. This course describes the rules and what happens to people who violate the rules set forth by the CFPB. It also includes good information for realtors in Utah so they can better protect their clients.
1. The most important objectives of SRM according to respondents are leveraging supplier capabilities, reducing costs, and improving security of supply.
2. Approximately 60% of respondents have a formal supplier segmentation process in place, most commonly segmenting suppliers based on spend size, product importance, and risk exposure.
3. While the benefits of SRM are acknowledged, the average maturity level of SRM programs is still low. Common challenges include an overemphasis on cost reduction, a lack of SRM competencies, and insufficient alignment between business, procurement, and suppliers.
This document discusses different types of employee and management fraud and internal controls to prevent fraud. It defines employee fraud as theft of company assets by non-management employees who bypass internal controls. Management fraud is more dangerous as it often involves falsifying financial statements and can damage a company before being detected. The document also outlines guidelines for strong internal controls, including clear responsibilities, routine procedures, separating duties, and numbered documents. It describes the relationship between accounting systems and internal controls, with each relying on the other to ensure reliable accounting data and compliance.
The document provides an overview of fraud awareness and prevention. It discusses common fraud schemes like financial statement fraud, assets misappropriation, and corruption. It also outlines red flags for detecting occupational fraud, how fraud is committed, and profiles of typical fraud perpetrators. The document emphasizes the importance of strong antifraud controls, training programs, and fostering an ethical organizational culture to help prevent and detect fraud.
This document discusses fraud risk and prevention. It begins with defining fraud and identifying common fraud schemes such as asset misappropriation, corruption, and financial statement fraud. Examples of each scheme are provided. The document also discusses elements that contribute to fraud occurrence, like opportunity and incentives. Effective fraud prevention controls are then outlined, including segregating duties, competitive bidding processes, and fraud hotlines. The importance of fraud risk assessments and creating an organizational culture of integrity are also emphasized.
The document provides an overview of fraud prevention and detection. It discusses the three main categories of occupational fraud, red flags for fraud, and the fraud triangle. It then summarizes the key findings of the 2014 ACFE Global Fraud Study. Finally, it outlines the 7 keys to fraud prevention and detection, which include establishing an anti-fraud culture, implementing fraud policies and training, assessing fraud risks, investigating fraud concerns, and improving internal controls.
The document provides an overview of internal controls related to the sales system of an entity. It discusses control objectives, control activities, and tests of controls for the order department, dispatch department, and invoicing/billing department of the sales system. The key control objectives covered are related to authorization of sales orders and credit limits, accuracy of order recording and invoicing, and segregation of duties. The document also provides examples of control activities and procedures that can be implemented to achieve the control objectives as well as examples of audit tests that can be performed to evaluate the operating effectiveness of the controls.
The document discusses the procedures an auditor must follow when obtaining an audit engagement from a new client. It outlines steps the auditor should take to consider independence and conflict of interest issues, ensure they have the proper qualifications for the engagement, and obtain references. The document also provides guidance on communicating with the previous auditors, evaluating the potential client's risk level, sources of information to consider about new clients, and key components that should be included in an engagement letter.
Here is a power point presentation that will help you understand about Procurement Audit Course and why it is necessary in today's competitive business world. Take a look.
Automated anti money laundering using artificial intelligence and machine lea...Santhosh L
1) The document discusses how machine learning and artificial intelligence can be used to automate and improve anti-money laundering processes at financial institutions.
2) Key applications discussed include using machine learning for alert routing to reduce false positives, anomaly detection to identify unusual transaction patterns, and data aggregation to create a unified customer view.
3) The document also discusses how robotic process automation can be used to automate know-your-customer checks and other compliance processes but has limitations that machine learning may be better suited for.
The presentation provides overall insight of operational fraud risk management. It explains the operational fraud risk and mitigation strategies. The role of Internal audit and audit committee is further exemplified
On December 5, 2013, Ron Steinkamp, principal, government advisory services at Brown Smith Wallace, presented at the 2013 MIS Training Institute Governance, Risk & Compliance Conference. Ron focused on the following keys to fraud prevention, detection and reporting:
1. Anti-fraud culture
2. Fraud policy
3. Fraud awareness/training
4. Hotline
5. Assess fraud risks
6. Review/investigation
7. Improved controls
Trade-based money laundering is among the most sophisticated methods for cleaning dirty money. It involves a variety of schemes designed to obscure the documentation of legitimate trade transactions. It’s also one of the most difficult to detect, and a serious challenge for compliance officers and investigators.
Join financial crime compliance advisory and training specialist Michael Schidlow, as he examines one of the most lucrative forms of money laundering.
This document provides an overview of money laundering and combating the financing of terrorism. It discusses what money laundering is, the stages of money laundering (placement, layering, integration), and how it works. It also discusses terrorist financing. International efforts to combat money laundering and terrorist financing through organizations like the UN, FATF, and Egmont Group are overviewed. The roles and functions of India's Financial Intelligence Unit (FIU-IND) are described. The document also outlines India's Prevention of Money Laundering Act (PMLA) and its provisions, including scheduled offenses, punishments, and authorities for enforcement. Obligations of banks and financial institutions under PMLA around client identification,
This document discusses different types of auditing based on the organization being audited, legal requirements, scope, continuity, specialty, and time period. It covers audits of sole proprietorships, partnerships, joint stock companies, trusts, and cooperatives. Statutory audits are compulsory while voluntary audits are private. Internal audits are conducted by employees while external audits use outside auditors. Annual, interim, and branch audits vary based on timing. Specialized audits include cost, management, propriety, and social audits. Continuous, complete, partial, and in-depth audits have different methodologies.
The document discusses planning, conducting, and managing risk-based audits. It outlines the three phases of audits - planning audits, conducting audits, and supervising audits. It also mentions the three main objectives of audits are operational objectives, financial reporting objectives, and compliance objectives. Finally, it provides contact information for Iyad Mourtada, who has qualifications as a CIA, CMA, CFE, CPLP, and MA degree.
Implementing Process Controls and Risk Management with Novell Compliance Mana...Novell
The document discusses Novell's Compliance Management Platform and its extension for SAP environments. The platform provides integrated identity and security management through components like Identity Vault, Identity Manager, Sentinel, and Access Manager. The extension for SAP adds tools like a Role Mapping Administrator and new/enhanced SAP drivers. It aims to develop synergies between Identity Manager and SAP Access Control and extend existing integrations with SAP products. Scenarios show how the platform can be used for SAP user provisioning and access control. Risk management integration is also discussed.
Habits of successful people who always reach their goalsSelf-employed
Setting goals is followed by many but sticking to the plan even after failure makes big difference in being successful and wanna be successful. Here are the success factors simply must have if you want to reach your goals, which are followed by almost all successful people for self improvement.
Overview of misappropriation fraud, CPA responsibilities in relation to fraud, fraud investigative methods, common red flags, simple preventive controls for small business
This document discusses key concepts in governance, risk management, and internal controls including:
- The role of internal auditing in evaluating risk management and governance processes
- Components of enterprise risk management and the COSO framework
- Types of internal controls and the responsibility of management and auditors
- Governance structures and the role of internal auditing in ensuring effective governance
Mary Schaeffer from AP Now identifies 25 ways crooks use to get their hands on your organization's hard earned money.
Mary's discussion will include:
There’s no such thing as too big or too small.
Every company is a potential target.The risk is both internal and external.
New types of fraud – some directly affecting accounts payable – are evolving almost daily.
View a full recording of the webinar to learn what’s going on and what you should do to protect your company against a group of increasingly sophisticated fraudsters.
This document discusses risks related to online conferences and optimizing internal audits. It notes that 5% of global GDP was lost to fraud in 2009 according to one report. It emphasizes the importance of information security and understanding new risks. It discusses governance, risk management and compliance. It provides considerations for updating internal audit charters, ensuring independence from top management, and conducting quality assessments. It discusses options for outsourcing internal audit functions like improving quality or reducing costs. It raises questions about outsourcing risks related to provider knowledge, staff embedding, sustaining audits over time, and conflicts of interest. The document is from the website http://cebviews.com and authored by Kate Guerra.
This document provides a biography and overview of Joseph R. Dervaes' experience investigating fraud cases as an auditor. Some key points:
- Dervaes retired in 2006 after 42.5 years as an auditor with the U.S. Air Force and Washington State, specializing in employee embezzlement.
- He investigated over 730 fraud cases involving $13 million in losses during his time with Washington.
- Dervaes has extensive training experience and authored several fraud manuals and training courses. He received numerous awards for his contributions to fraud detection.
- The document outlines Dervaes' experience investigating various cash receipting, accounts payable, payroll, and other fraud schemes across multiple government agencies.
The role of auditing in the erm processSalih Islam
This document discusses the role of auditing in enterprise risk management (ERM). It provides background on ERM and defines it as a structured, consistent and continuous process for identifying, assessing, and reporting on opportunities and threats that could impact an organization's objectives. The document outlines the ERM process, including determining objectives, identifying risks, assessing impacts, and selecting risk management tools. It discusses how internal auditing can provide independent assurance of ERM effectiveness and the risk management process, while not being responsible for establishing risk appetite or implementing risk responses. It also summarizes the NAIC's risk-focused regulatory surveillance framework and risk classifications.
The document is a schedule for a Certified Fraud Examiner (CFE) exam review course taking place over 5 days. Each day covers different topics related to fraud examination, including investigation techniques, laws related to fraud, financial transactions and fraud schemes, and fraud prevention and deterrence. The schedule provides the daily timing of sessions and topics to be discussed to help participants prepare to pass the CFE exam.
This document provides an agenda for a webinar on using data analytics to detect fraud. The webinar will discuss how to request relevant data when investigating suspected fraud, validating data through statistical analysis techniques, using the general ledger for fraud analytics, gathering report ideas for different processes, and combining reports for maximum impact. It will also cover mapping data to analysis scripts, external data sources for risk analysis, and a tool for mapping hard drives to find hidden data.
IFRS and UK GAAP Update covers recent changes to international and UK reporting standards. Major changes to IFRS include new standards on consolidation, joint arrangements, and fair value measurement effective 2013. Projects underway address revenue recognition and leases. UK is replacing existing GAAP with 3 new standards - FRS 100, 101, and 102 effective 2015. FRS 101 allows reduced disclosure for qualifying entities. FRS 102 is a simplified, principles-based standard aligned with but not identical to IFRS for SMEs. Transition involves reconciling equity and profit under the new standards.
This document summarizes a fraud awareness workshop presented by Iyad Mourtada. The workshop covered case studies of occupational fraud, including Nick Leeson whose unauthorized speculative trading bankrupted Barings Bank. It discussed lessons learned around controls, monitoring, and segregation of duties. It defined fraud and internal controls, and examined the roles and responsibilities in maintaining controls. It also looked at different types of fraud schemes, how fraud is committed and detected, profiles of fraud perpetrators, and the certification process for becoming a Certified Fraud Examiner.
Best Practices in Detecting Payable Fraud Using Data AnalyticsFraudBusters
Webinar series from FraudResourceNet LLC on Preventing and Detecting Fraud Using Data Analytics. Recordings of these Webinars are available for purchase from our Website fraudresourcenet.com
This Webinar focused on fraud detection using data analytic software (Excel, ACL, IDEA)
FraudResourceNet (FRN) is the only searchable portal of practical, expert fraud prevention, detection and audit information on the Web.
FRN combines the high quality, authoritative anti-fraud and audit content from the leading providers, AuditNet ® LLC and White-Collar Crime 101 LLC/FraudAware.
The two entities designed FRN as the “go-to”, easy-to-use source of “how-to” fraud prevention, detection, audit and investigation templates, guidelines, policies, training programs (recorded no CPE and live with CPE) and articles from leading subject matter experts.
FRN is a continuously expanding and improving resource, offering auditors, fraud examiners, controllers, investigators and accountants a content-rich source of cutting-edge anti-fraud tools and techniques they will want to refer to again and again.
1. The document provides an overview of enterprise risk management (ERM) frameworks, including their purpose, components, and principles. It describes the key elements of an ERM framework as establishing the context, designing the framework, implementing risk management, monitoring and reviewing, and continually improving the process.
2. Several frameworks are discussed and compared, including COSO, AS/NZS, and ISO 31000. The COSO framework is presented as the most widely used standard for designing, implementing and monitoring risk management. It views ERM as a process to identify potential events, assess risks, develop risk responses, and provide assurance.
3. Successful ERM requires establishing the right organizational tone and culture, as well
Major Differences Between US Gaap And IFRSguestf0e05d
This document outlines a presentation on major differences between US GAAP and IFRS, and the latest developments. It discusses the SEC's proposed roadmap for potential mandatory adoption of IFRS by US issuers, which includes a phased approach starting in 2014. While the former SEC chairman supported convergence, the new chairman has expressed concerns about independence of the IASB and readiness of US companies. However, there is strong international support for a single set of global accounting standards.
Major Differences Between US Gaap And IFRSTschakert
This document provides an overview and summary of a presentation on major differences between U.S. GAAP and IFRS and latest developments. The presentation covers: 1) Introduction to IFRS; 2) Current relevance of IFRS in the U.S.; 3) SEC roadmap to IFRS adoption and projected impact on the U.S.; 4) Major differences between U.S. GAAP and IFRS; and 5) Implications for businesses. Key points include that over 110 countries have adopted IFRS, the SEC is considering a phased mandatory adoption of IFRS for U.S. companies beginning in 2016, and full adoption of a single set of global standards could increase compar
This 3-day course teaches internal auditors how to conduct risk-based auditing. It covers how to understand enterprise risk management, use risk criteria to develop annual audit plans focused on significant business risks, and present risks effectively in audit reports. The course objectives are for auditors to appreciate their evolving role in value creation, understand the risk management process, and conduct effective audits and planning based on risk.
This document discusses disruption in the wealth management industry through three papers. The first paper discusses how major disruption is inevitable due to long periods of inertia in the industry and changing client needs. The second paper emphasizes the importance of institutionalizing data sharing across departments to improve client experiences and business strategy. The third paper discusses how technology can help facilitate more holistic advisory approaches to better meet client needs over time.
This document discusses how the COVID-19 pandemic has impacted customer expectations and behaviors, requiring businesses to rethink their customer experience approaches. Some key points:
- COVID-19 changed customer priorities to focus on health/safety and caused people to make purchasing decisions differently. This raised expectations for customer experiences.
- Maintaining interactions and "commercial cadence" with customers was important for high-performing companies according to the research.
- Customers are more thoughtful in decisions, seeking brands they trust that demonstrate purpose and reputation over just convenience. Factors like safety, brand and ethics are now part of customers' value assessments.
- Many purchases shifted online, making customers more digitally savvy and demanding
The Chartered Institute of Loss Adjusters (CILA) established an Anti-Fraud Special Interest Group (SIG) in 2005 to enable members to share best practices and expertise in combating insurance fraud. The SIG works collaboratively with organizations like the ABI Anti-Fraud Committee and nearly 450 CILA members participate. While progress has been made in detecting organized fraud, more needs to be done to address opportunistic fraud and improve public perceptions of anti-fraud efforts. The CILA aims to protect honest consumers by ensuring claims are handled fairly and appropriately.
Procurement fraud, bribery, and corruption have moved beyond a perceived risk and become a real issue for many organizations. This paper highlights the need for organizations to put the necessary processes in place to protect against procurement fraud. It also serves as a warning that the absence of any visible instances of bribery, fraud, and corruption should be no cause for complacency as instances of successful perpetration may remain hidden for long periods of time.
EMEA_UK_Why Invest in Fraud Management_BrochureRYAN ORTON
This document discusses why investing in fraud management is essential for success in the digital economy. The key points are:
- The digital economy is changing how consumers shop and interact with businesses, expecting fast, convenient, and highly secure digital experiences. Fraud management is now critical for competitive advantage and customer experience.
- Mobile devices and cloud technologies are driving growth but also new security challenges. Fraud is increasingly sophisticated and global.
- To succeed, businesses must focus on the customer experience, trust/security, and operational agility to adapt quickly to opportunities and threats. Merchants now view fraud management as more than a cost but as directly linked to revenue and customer satisfaction.
How to Stop Gray Market and Counterfeit PiracyNEW Momentum
This white paper discusses gray market issues and challenges; presents an overview of Archstone’s strategic approach, process and techniques for combating product diversion; and demonstrates the capabilities and effectiveness of New Momentum’s ERM software solutions in a plan of attack against diverters.
The document discusses challenges facing insurance carriers in improving claims operations, including declining revenues, increased competition, and changing customer behaviors. It suggests that carriers can address these challenges by targeting high-volume, low premium policies without compromising claims service through various means, such as using technology to lower costs while improving customer satisfaction and retention. Emerging markets present additional unique challenges for claims processing that some carriers are addressing by automating processes and leveraging new technologies without legacy system constraints.
If you’re struggling to create personalised marketing campaigns AND meet regulatory demands such as GDPR, you’re not alone. Not only are increasingly cynical customers demanding more personalisation but new regulations and data protection laws have rewritten how marketing teams can go about their jobs.
That’s why we’ve spoken to the experts and created The Compliant Marketer’s Ultimate Guide to Personalisation.
The document discusses the changing behaviors of consumers in the new normal after the Great Recession. It outlines several key changes in consumer behavior, including being more judicious spenders, feeling more empowered with access to information, and distrusting large institutions more. It also discusses how companies can respond by having a clear brand purpose, integrating customer data to understand consumers, and engaging with them across channels.
Ctrl Alt Delete: time to hit the reset button on media auditsIgnite Digital
"Ctrl Alt Delete." Ignite Digital’s John Dunne features in the annual Irish Marketing Journal (IMJ) agency issue Sep 2019.
The paper offers a balanced and constructive perspective on why there is a definite need to hit the reset button on how media audits are conducted in Ireland.
Read the paper in full below.
The document discusses how customer expectations have risen significantly, driven by more connected, informed, and empowered consumers. It states that customer experience will be the main battleground for companies and brands going forward. While many companies have invested heavily in marketing, customer service, and logistics, overall customer experience has failed to improve for most brands. However, brands that have achieved superior customer experiences have seen double the revenue growth compared to market indexes. The document advocates that companies must adapt their supply chains and operations to meet rising customer expectations in order to remain competitive and drive growth.
The document discusses how customer expectations have risen significantly, driven by more connected, informed, and empowered consumers. It states that customer experience will be the main battleground for companies and brands going forward. While many companies have invested heavily in marketing, customer service, and logistics, overall customer experience has failed to improve for most brands. However, brands that have achieved superior customer experiences have seen double the revenue growth compared to industry averages. The document advocates that companies must adapt their supply chains and operations to meet rising customer expectations in order to remain competitive and drive growth.
1. Retaining the best customers is becoming a top priority for all companies in all sectors. Customers are more educated and have more choices, so companies must focus on customer retention through personalized strategies.
2. Beyond traditional attrition of customers completely leaving, companies must address other types like partial reductions in business or hidden decreases in activity. Measuring and preventing inactivity can help address hidden attrition.
3. Successful retention requires understanding different customer segments and their needs at each lifecycle stage. Companies should define personalized retention strategies and offers for each segment to strengthen relationships and reduce all types of attrition.
The document summarizes the key findings of PwC's 2014 Global Economic Crime Survey regarding economic crime in Thailand. Some of the main points include:
- 37% of Thai respondents reported experiencing economic crime directly, higher than global averages. Procurement fraud and bribery/corruption were most common.
- Procurement fraud in Thailand often occurs at the bid process stage through unverified vendors and shell companies. Bribery is also endemic in Thailand.
- Cybercrime awareness is lower in Thailand than global/regional averages, but increasing as threats move outside organizations. Insider fraud makes up 89% of economic crime in Thailand, much higher than global norms.
- Middle managers with 3-5 years'
- The motor insurance industry is undergoing significant upheaval due to changes in regulation, economic conditions, technology, and customer behavior.
- Regulation like Solvency II has increased complexity for insurers while unintended consequences of other regulations have increased costs.
- Economic uncertainty and a slow recovery has led insurers to be risk averse and delay investments in innovation.
- Market competition is increasing as new digital entrants may disrupt the industry and consolidate auto repair shops are changing insurer-repairer relationships.
- Insurers face challenges from legacy IT systems that inhibit their ability to respond to changes and compete with new digital competitors.
The U.S. insurance industry is facing unprecedented change driven by new technologies that are reducing losses and costs while increasing risks. To thrive, insurance companies must understand how these changes will impact them and develop strategies to adapt. The document outlines several forecasts that predict major changes such as reduced auto insurance premiums of up to 60% due to self-driving cars and decreased home losses of 40-60% due to technology. It recommends five actions for insurance companies, including developing their own view of technology impacts, leveraging new technologies, and deciding their role in industry consolidation.
- The document discusses the impacts of COVID-19 on insurance fraud detection. It summarizes the results of a survey of insurance professionals on how the pandemic has affected fraud trends and insurance companies' fraud-fighting efforts.
- Key findings include that over 60% of respondents saw an increased fraud workload due to COVID-19, and the top reported pandemic fraud schemes were staged accidents, procedure billing fraud, and fake home accidents. Nearly two-thirds of insurers increased their focus on digitalization in response.
- Ongoing challenges for insurers in combating fraud effectively include issues with internal data quality, access to external data, and keeping up with changing fraud schemes. Most recognize the benefits of automated fraud detection tools but
This document discusses innovations in cash handling and logistics. It introduces the Villiger Security solutions that use ink staining and data transmission to increase transparency and security in cash transport. These solutions allow cash to be tracked in real time and use a multivendor approach. The document argues that the traditional use of armored cars for cash transport is high risk and resistant to change. It advocates for partnerships and preventing crime through innovation rather than focusing only on response.
The document is a report from Berenschot that summarizes the results of a survey of over 100 executives from major Dutch companies regarding strategic trends in the Netherlands from 2010-2012. The key findings are:
1) Differentiation is the dominant strategic focus, with 51% pursuing a differentiation strategy in the coming years compared to only 11% pursuing a low-cost strategy.
2) Companies aim to differentiate based on product quality and service. Innovation and developing new business concepts are also emphasized.
3) Executives view developing human capital as the most important strategic issue for their industries, followed by developing new business concepts and strengthening brand and image.
In september 1996 schreef George Maas in het artikel ‘De toekomst van het uitbesteden van facilitaire diensten’ hoe de uitbestedingsmarkt zich zou gaan ontwikkelen. Eén van de ontwikkelingen die hij toen schetste was de opkomst van integrated facility management. Wat is er nu, tien jaar later, van die verwachting uitgekomen?
In dit Engelse artikel geven de auteurs een overzicht van de belangrijkste benaderingen van veranderen. Het gaat dan om vijf theorieën, elk getypeerd in een kleur.
The rise of 3rd generation management consultants
De laatste decennia heeft er een ware IT-revolutie plaatsgevonden. Deze revolutie vraagt om een reflectie op het management consultancy vak. Tijdens de 1e en 2e golf hadden consultants een vertrouwde positie op board room level. Maar we zien nu een 3e golf aan de horizon verschijnen die implicaties zal hebben op management consultancy.
In deze whitepaper wordt het nieuwe profiel van consultancy beschreven, namelijk de 3e generatie management consultants (3GMC).
Samen werken aan veiligheid. In dit rapport maakt Capgemini een analyse van de belangrijkste ontwikkelingen op veiligheidsgebied.
Het visierapport bevat een aantal lezenswaardige essays, waarin verschillende ontwikkelingen op het gebied van veiligheid worden belicht met de kansen en bedreigingen die daarmee samenhangen. De verschillende auteurs geven naast een heldere visie ook grensverleggende inzichten en oplossingen op het snijvlak van vrijheid en veiligheid. Trends in Veiligheid is een informatief en boeiend rapport voor zowel bestuurders als beleidmakers. Het beschrijft in heldere taal waar Nederland staat op het gebied van veiligheid en waar de uitdagingen nog liggen.
De Raad voor de Jaarverslaggeving (RJ) heeft recentelijk de editie 2010 van de Richtlijnen voor de Jaarverslaggeving voor grote en middelgrote rechtspersonen gepubliceerd. Deze editie kent een beperkt aantal aanpassingen ten opzichte van de voorgaande editie. De aangepaste Richtlijnen zijn van toepassing op verslagjaren die beginnen op of na
1 januari 2011, tenzij anders is aangegeven.
In deze factsheet treft u een overzicht van de belangrijkste gewijzigde bepalingen voortvloeiend uit editie 2010 aan. Daarbij wordt niet ingegaan op aanpassingen met betrekking tot bijzondere bedrijfstakken.
Volledigheidshalve begint deze factsheet met een samenvatting van de Richtlijnen die voor het eerst van toepassing zijn op verslagjaar 2010.
Deze publicatie gaat over project management op grote projecten in de infrastructuur. Met name welke factoren van invloed zijn op de keuze van de methodiek mbt project management.
De bedrijfsmodellen van banken zijn voortdurend in ontwikkeling, aangezien banken hun strategie voortdurend moeten beoordelen en herzien in het licht van nieuwe marktcondities, nieuwe concurrenten, veranderende verwachtingen van klanten en de technologische evolutie.
De financiële crisis en de nasleep ervan hebben de bankwereld op zijn grondvesten doen schudden. Veel banken in ontwikkelde landen die door de financiële crisis harder zijn getroffen moeten hun bedrijfsmodellen grondig heroverwegen. Al waren de gevolgen voor ontwikkelende economieën minder groot, zij kunnen niet achterover leunen. En al worden de banken in Azië-Pacific en Latijns-Amerika minder zwaar getroffen, de repercussies van wereldwijde regelgeving zullen overal ter wereld worden gevoeld. Het rechtstreekse gevolg van ophanden zijnde regelgeving, nieuwe beperkingen op het gebied van kapitaal en liquiditeit, het afstoten van niet-kernactiviteiten, een terugkeer naar winstgevendheid en een vastberaden klantgerichtheid zijn enkele kernprioriteiten die wereldwijd gevolgen hebben voor de bedrijfsmodellen van banken.
De agenda is duidelijk veranderd ten opzichte van drie jaar geleden en is nu veelal gericht op balansbeheer, risicobeheer en het omgaan met nieuwe regelgeving. Echter, met alle uitdagingen waarvoor banken nog steeds staan, zal het vervaardigen van een nieuw sjabloon voor hun bedrijfsmodel een kernelement vormen voor overleving in het nieuwe klimaat.
Paying the bill_onderzoek_stimuleringsmaatregelenTessa Smits
The document discusses the views of business leaders from 26 countries on government stimulus programs during the global recession and paying off resulting public debt. It finds:
1) European and American businesses saw the crisis as needing government action, while Asian businesses preferred consolidation and expansion over intervention.
2) Countries with the largest debt increases like Ireland, Spain, UK, and US had the most demanded intervention. Asia-Pacific countries with less intervention like China, Japan, Singapore and India had smaller debt rises.
3) In Europe and Americas, private sector led growth; in Asia-Pacific, 74% of businesses said government stimulus drove recovery.
4) Concern about public debt is highest in large European economies and US
Het behouden van een goede positie binnen de zorgmarkt vormt een steeds grotere uitdaging voor zorginstellingen. De overheid kort op de budgetten, de marktwerking wordt steeds verder doorgevoerd, de concurrentie ligt op de loer en tegelijkertijd wordt de zorgconsument steeds kritischer. Hoe behoudt u als zorginstellingen toch uw positie als u wordt gedwongen om met hetzelfde budget, meer kwaliteit en service te verlenen? Is het nog wel mogelijk om betaalbare én goede zorg te leveren voor uw klanten? Ja, er zit namelijk veel meer potentieel in uw organisatie dan u denkt.
De zorg wordt meer dan ooit geconfronteerd met BTW-heffingen. De medische vrijstelling voor de BTW is namelijk vanaf 1 januari 2008 ingeperkt tot de volgende vrijstellingen:
* instellingen, zoals ziekenhuizen, verpleeginrichtingen en revalidatiecentra;
* diensten van thuiszorgorganisaties, zorgboerderijen, ziekenvervoer per ambulance en bepaalde diensten door arbo-instellingen;
* diensten die betrekking hebben op de gezondheidskundige verzorging van de mens.
Voor de signalering van de risico’s en het benutten van de kansen, biedt de branchegroep Zorg u de BTW-Quickscan aan. Door deze scan krijgt u inzicht in hoeverre uw organisatie voldoet aan de BTW-wetgeving. Naast deze verplichtingen, die uw organisatie heeft, zal tevens worden beoordeeld of er mogelijkheden zijn de BTW-last te minimaliseren. Daarbij wordt ook aandacht geschonken aan eventuele overdrachtsbelastingaspecten.
Om de prestaties van familiebedrijven te kunnen verbeteren, is het nodig om meer inzicht te krijgen in hoe de zwakke en sterke kanten van het familiebedrijf naar voren komen in de communicatie: in de samenwerking tussen meewerkende familieleden, in het managementoverleg, in het leidinggeven aan het personeel, in het contact met de klanten, enzovoorts.
Dit rapport geeft, op basis van interviews met bedrijven en literatuurstudie, systematisch weer wat voor familiebedrijven de mogelijkheden zijn om de interne en externe communicatie te gebruiken als instrument om tot een betere bedrijfsvoering te komen.
In Nederland wordt steeds duidelijker dat familiebedrijven een grote bijdrage leveren aan de economische ontwikkeling. Bedrijven die soms al vele eeuwen lang hun artikelen produceren en verkopen. Ze zijn uitgegroeid tot gerenommeerde bedrijven die zijn overgegaan van de ene naar de andere generatie.
Veel families hebben kans gezien om internationaal opererende bedrijven op te bouwen. Met succes hebben zij gebruik weten te maken van de inherente krachten en de betrokkenheid van de families en te laveren tussen de eisen van goed ondernemerschap en de belangen en emoties van familieleden. Hoewel familiebedrijven, zo laat dit naslagwerk ook zien, van groot economisch belang zijn, is er toch relatief weinig gestructureerde informatie beschikbaar. En als familiebedrijven halen we bij lange na niet ons ‘fair share’. De meeste ruimte in de media wordt besteed aan de beursgenoteerde en grote internationale ondernemingen.
Daarom is deze compacte uitgave met veel zinvolle informatie over familiebedrijven een nuttig naslagwerk. Iedereen die betrokken is bij het familiebedrijf en er meer over wil weten zou deze gegevens bij de hand moeten hebben.
BDO Benchmarkonderzoek Algemene Ziekenhuizen
BDO onderzocht de ontwikkeling van de financiële performance van alle algemene ziekenhuizen in Nederland. Belangrijkste eindconclusie is dat de financiële positie van algemene ziekenhuizen in Nederland zorgwekkend blijft. Voor veel ziekenhuizen is de kans zelfs groot dat ze zonder aanvullende maatregelen diep in de rode cijfers belanden.
Adani Group's Active Interest In Increasing Its Presence in the Cement Manufa...Adani case
Time and again, the business group has taken up new business ventures, each of which has allowed it to expand its horizons further and reach new heights. Even amidst the Adani CBI Investigation, the firm has always focused on improving its cement business.
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Presentation by Herman Kienhuis (Curiosity VC) on Investing in AI for ABS Alu...Herman Kienhuis
Presentation by Herman Kienhuis (Curiosity VC) on developments in AI, the venture capital investment landscape and Curiosity VC's approach to investing, at the alumni event of Amsterdam Business School (University of Amsterdam) on June 13, 2024 in Amsterdam.
Tired of chasing down expiring contracts and drowning in paperwork? Mastering contract management can significantly enhance your business efficiency and productivity. This guide unveils expert secrets to streamline your contract management process. Learn how to save time, minimize risk, and achieve effortless contract management.
NIMA2024 | De toegevoegde waarde van DEI en ESG in campagnes | Nathalie Lam |...BBPMedia1
Nathalie zal delen hoe DEI en ESG een fundamentele rol kunnen spelen in je merkstrategie en je de juiste aansluiting kan creëren met je doelgroep. Door middel van voorbeelden en simpele handvatten toont ze hoe dit in jouw organisatie toegepast kan worden.
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Ellen Burstyn: From Detroit Dreamer to Hollywood Legend | CIO Women MagazineCIOWomenMagazine
In this article, we will dive into the extraordinary life of Ellen Burstyn, where the curtains rise on a story that's far more attractive than any script.
The Role of White Label Bookkeeping Services in Supporting the Growth and Sca...YourLegal Accounting
Effective financial management is important for expansion and scalability in the ever-changing US business environment. White Label Bookkeeping services is an innovative solution that is becoming more and more popular among businesses. These services provide a special method for managing financial duties effectively, freeing up companies to concentrate on their main operations and growth plans. We’ll look at how White Label Bookkeeping can help US firms expand and develop in this blog.
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The Most Inspiring Entrepreneurs to Follow in 2024.pdfthesiliconleaders
In a world where the potential of youth innovation remains vastly untouched, there emerges a guiding light in the form of Norm Goldstein, the Founder and CEO of EduNetwork Partners. His dedication to this cause has earned him recognition as a Congressional Leadership Award recipient.