This presentation summarizes the history and business model of Paytm, an Indian digital payments company. It discusses how Paytm was launched in 2010 and received major funding from Alibaba in 2015. It then outlines Paytm's three business segments of recharges, e-commerce, and wallets. The presentation also describes how Paytm earns from user's wallet balances and its plans to launch Paytm Bank as a digital payments bank. In conclusion, it notes that Paytm has made payments more convenient and secure in India.

1. Presentation by-:
Suresh Vaishnav

2. INTRODUCTION
• Paytm is an Indian payment and commerce company
based out of Delhi NCR, India. Launched in August
2010, it is the consumer brand of parent One97
Communications. The name is an acronym for "Pay
Through Mobile."
• In 2015, Paytm became the first Indian company to
receive funding from Chinese ecommerce company
Alibaba, after it raised over $625 million at a valuation
of $1.5 billion. The Alibaba Group was the biggest
stakeholder in Paytm parent company One97
Communications.

3. “TO THE WINNERS, WHO WON BECAUSE
THEY NEVER GIVE UP..”
-VIJAY SHEKHARSHARMA

4. FUNDING
As per the documents, pay tm has received funds
up to 4637crores.
More than 96%of the funds have been raised within the
past one year.

5. Growthstory
2011-12
Company was handling
500million subscribers
on daily basis..
2013-14
2014-15
Launched
in 2010
It launched Pay tm
market place and Semi
Closed wallet.
With over 22million regt.
Customers &12million app
users; they dealt 800,000
orders per day

6. PAY_TM BUSINESS MODEL.
Pay Tmis
in three
businesses
01.The Recharge
Business
02. TheE-
Commerce
business
03.The Wallet
Business

7. How does Paytm earns
through Paytm wallet?
The money deposited by users in Paytm wallet,
as per RBI Guidelines, is deposited by Paytm in
an Escrow Account with a certain bank. This
escrow account deposit fetch Paytm certain
interest which is decided as per the contract
between the bank and Paytm.
• The more you use Paytm wallet, more Paytm
earns from it.

8. PaytmBank
Paytm wallet will no more be a semi closed wallet.
Paytm will soon come out with its unique Paytm
Bank. It’ll will be a fully fledged payments bank (just
like SBI, ICICI, etc.) but with a twist.
Paytm Bank Business Model will entirely be
dependent on the mobile app. It’ll be a digital bank.
Just like the Paytm wallet, users will pay to the seller
by scanning a QR code. For those who don’t have a
smart phone, Paytm will issue debit cards with QR
codes, which can be scanned at various points.

9. Current story..
• Pay tm had made life easier
after DEMONETIZATION..
• It supports on all smart phones.
• cashless INDIA needs pay tm.
• Makes life simpler than before.

10. Are the people
happy?? Yes.!
Why.?
?????
Saves
money
by deep
discounts
Safe
&secure
payments
(RBI
approved
)
45+
banks
for Net
Banking
.
Rs.
1lac+
money
transfer
Quick
payment
at Pay
TM
Easily
accessible.
(anytime
anywhere)
Chat
messagin
g
(For
bargain)
Follows
KYC rules
&
regulatio
ns
Mobile
friendly
App

11. Bargain jee bhar karo..
Apne price pe done
karo..
Pay tm karo.
Thanks…..