This document provides information about online banking and related activities. It discusses how consumers commonly use online banking for bill pay and direct deposit. It also outlines how to navigate an online bank account, including signing up, checking balances, paying bills through transfers between accounts. The document includes instructions for mobile deposits by taking photos of checks and endorsements with a mobile device. It also details how to properly write a check, including personal information, check numbers, dates, payee, amounts in words and numbers, signatures and identification numbers. An interactive activity at the end walks through setting up an online account and common tasks like paying bills and transfers between accounts.

1. ONLINE BANKING
• Standard – Planning and Money
Management
• Learning Objectives
• Students will be able to
• Compare and contrast services and
products available from financial providers
such as commercial banks, savings and
loans, and credit unions.

2. WHAT BANKING ACTIVIT Y DO
MOST CONSUMERS USE
MOBILE BANKING FOR?
WHAT BANKING ACTIVIT Y DO
MOST CONSUMERS USE
ONLINE BANKING FOR?
• Essential Questions:
• How and why might you set
up online bill pay through your
checking account?
• What are some of the
conveniences and safety features
of direct deposit?
• How do you navigate an
online bank account and use its
features appropriately?

7. MAKING MOBILE PAYMENTS

8. MOBILE DEPOSITS
• Sign up for Mobile Banking with your depository
institution
• Take a picture of a check with your phone
• Take a picture of your endorsement on the back of your
check to finalize your deposit

10. WRITING A
CHECK

12. WRITING A CHECK
• Personal Information
• Account holder’s name and address
• May include a phone number, not required
• DO NOT list a social security number for safety reasons

13. WRITING A CHECK
• Check Number
• Numbers used to identify checks
• Printed chronologically

14. WRITING A CHECK
• Date
• The date the check is written

15. WRITING A CHECK
• Pay to the Order of
• The name of the person or business to whom the
check is being written

16. WRITING A CHECK
• Amount of the Check in Numerals
• The amount of the check written numerically in the box
• Write the cents smaller and underline
• Write the numbers directly next the dollar sign to prevent someone else
from adding numbers to change the amount

17. WRITING A CHECK
Amount of the Check in Words
• The amount of the check written in words on the second line
• Start at the far left of the line, write the amount in words, followed by
‘and’, and the amount of cents over 100;
• Draw a line from the end of the words to the word ‘dollars’

18. WRITING A CHECK
• Memo
• Space used to identify the reason for writing a check; optional
• Good place to write information requested by a company when
paying a bill, generally the account number

19. WRITING A CHECK
• Signature
• The account holder’s signature agreeing to
the transaction

20. WRITING A CHECK
• Identification Numbers
• First - routing numbers to identify the account’s
financial institution
• Second - account number
• Third - check number

21. Click Here to Practice Writing
a Check

22. INTERACTIVE
NAVIGATE YOUR
ONLINE BANK
ACCOUNT
COMPLETE THIS
ACTIVITY ON
NAVIGATING AN
ONLINE BANK
ACCOUNT.

23. PART I: SET UP YOUR ONLINE ACCOUNT
Click Create a Free
Account

24. PART II: CHECK THAT CHECKING
ACCOUNT

25. PAY A BILL

26. GETFLIX
PAYMENT DATE
NOTE: It will take 4-6
business days to process
your payment request

27. PART III: SWITCH OVER TO SAVINGS

28. MAKE A TRANSFER

29. PART IV: FAST FORWARD A FEW MONTHS

30. NORISK
INSURANCE
COMPANY