E-banking involves using electronic means like the internet or mobile phones to conduct banking transactions instead of visiting branches in person. It offers benefits like convenience, lower costs, and access anywhere there is an internet connection. Common forms of e-banking include ATMs, internet banking, mobile banking, telephone banking, and debit/credit cards. While offering advantages, e-banking also presents risks like security, technology issues, and legal/regulatory concerns that banks and regulators must address. Overall, e-banking is an important development that is changing how banking services are delivered worldwide.

1. “FINANCIAL MANAGEMENT” PRESENTATION ON ELECTRONIC BANKINGKEERTHI HNHNKEERTHI@GMAIL.COM

3. The term online banking was first started in 80’s

4. E-banking is a delivery of banking services and products through electronic channels, such as the telephone, the internet, the cell phone, etc.

6. Accessibility

7. Electronic documentation

8. Time saving

9. Satisfaction to the customer

10. Complimentary to traditional banking

11. Geographical boundaries surpassed

13. A combination of regulatory and competitive reasons.

14. Stress on branchless banking.

15. Increasing volumes of banking transactions.

19. Tele banking

20. Plastic cards

21. E-cheque

22. Internet banking

24. Internet banking

25. Mobile banking

26. Telephone banking

28. The Future of ATMs Instant cash deposit Print on Demand Instant cheque deposit Virtual cash on your mobile phone Pay income tax Voice aided Machines More secure transaction Braille on keyboards

29. Internet banking

30. How mobile banking work? BANK DATABASE

31. Plastic cards

32. Tele banking Customer Bank Enquiry Request facility Loans Cheque Status Fixed Deposit details

34. Electronic Funds Transfer (EFT)

35. Real Time Gross Settlement (RTGS)

36. National Electronic Funds Transfer (NEFT)

38. Facilitate the offering of more services

39. Increase customer satisfaction and loyalty

40. Competitive advantage for banks

41. Reduce customer attrition

43. Transaction and security risk

44. Technology risk

45. Strategic risk

46. Legal risk

47. Cross border risk

48. Issues

49. Legal issues

50. Regulatory issues

52. Establishment of a comprehensive security control process

53. Due diligence and third party dependencies

54. Security controls

55. Authentication of e-banking customers

56. Non repudiation and accountability for e-banking systems

57. Establishment of clear audit trails for e-banking transactions

58. Confidentiality

59. Legal reputational risk management

60. Privacy of customer information

61. Appropriate disclosure for e-banking services

63. South Korea

65. Customer involvement

66. Global banks competition

68. Increasing usage of mobile phones is going to revolutionize the banking culture in near future.

69. E-banking has become a necessary survival weapon and is fundamentally changing the banking industry worldwide.

70. Decades ago, E-banking was a strategic advantage, nowadays; it is a business reality, if not a necessity.