E-banking involves using electronic means like the internet or mobile phones to conduct banking transactions instead of visiting branches in person. It offers benefits like convenience, lower costs, and access anywhere there is an internet connection. Common forms of e-banking include ATMs, internet banking, mobile banking, telephone banking, and debit/credit cards. While offering advantages, e-banking also presents risks like security, technology issues, and legal/regulatory concerns that banks and regulators must address. Overall, e-banking is an important development that is changing how banking services are delivered worldwide.

1. “FINANCIAL MANAGEMENT”PRESENTATION ON ELECTRONIC BANKINGKEERTHI HNHNKEERTHI@GMAIL.COM

2. What is E-banking?In a broad sense, it is the use of electronic means to transfer funds directly from one account to another, rather than by cheque or cash.

3. The term online banking was first started in 80’s

4. E-banking is a delivery of banking services and products through electronic channels, such as the telephone, the internet, the cell phone, etc.

5. E-banking is an upshot of Globalization.E-banking vis-A-vis Traditional bankingSpeed

6. Accessibility

7. Electronic documentation

8. Time saving

9. Satisfaction to the customer

10. Complimentary to traditional banking

11. Geographical boundaries surpassed

12. Scince rather than artWhy E-banking?From the banking point of view;Differentiation of products from the others.

13. A combination of regulatory and competitive reasons.

14. Stress on branchless banking.

15. Increasing volumes of banking transactions.

16. Providing customers with cost effective services From customer point of view; Convenience

17. Low cost bankingGeneral Types of e-banking(RBI)

18. Modes of e-bankingAutomated teller machine

19. Tele banking