Mary Power has over 20 years of experience in Know Your Customer (KYC) analysis and client on-boarding. She has worked at several major banks, including Deutsche Bank, Barclays, Brown Brothers Harriman, and BNY Mellon. At her positions, she performed KYC screening on new and existing clients to ensure compliance with regulations. She also led projects to remediate client files and improve documentation retention systems. Prior to her career in compliance, she worked at BNY Mellon Capital Markets, where she on-boarded new accounts, managed client relationships, and ensured FINRA record-keeping compliance. She has FINRA Series 7, 63, and 24 licenses and volunteers with 9/11 memorial and Red Cross blood
Вопрос корректности оформления кадровых документов — один из самых важных при фиксировании отношений между сотрудником и компанией. Если документы оформлены небрежно и вне рамок законодательства, то организация подвергает себя риску быть привлеченной к суду, и проиграть этот суд.
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what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
Seminar: Gender Board Diversity through Ownership NetworksGRAPE
Seminar on gender diversity spillovers through ownership networks at FAME|GRAPE. Presenting novel research. Studies in economics and management using econometrics methods.
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...Vighnesh Shashtri
Under the leadership of Abhay Bhutada, Poonawalla Fincorp has achieved record-low Non-Performing Assets (NPA) and witnessed unprecedented growth. Bhutada's strategic vision and effective management have significantly enhanced the company's financial health, showcasing a robust performance in the financial sector. This achievement underscores the company's resilience and ability to thrive in a competitive market, setting a new benchmark for operational excellence in the industry.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
1. Confidential
MARY A. POWER
1489 East 8 Street
Brooklyn, NY 11230
718-812-2085 mapower54@optonline.net
New Account Client On Boarding Client Communications FINRA Regulations AML / KYC
Retail & Institutional Clients Trade Documentation Estate Account Management Project Management Instruction
Coaching & Mentoring
PROFESSIONAL EXPERIENCE
Deutsche Bank - KYC Analyst - On boarding February 2014 - January 2016
Project 1 -Performed a look back remediation on long term clients. Performed a second review of all required KYC
documents for existing clients as required by Global KYC Procedures. Recommended escalation for AML review as
required from existing client files. Reviewing results for Compliance submission.
Project 2 – reviewed Front Office submissions for new accounts and account updates. Approved new accounts for
KYC requirements based on completion of all required documentation and information.
KYC Analyst to Corporate Trust – worked with CAT tool, a proprietary system used to raise KYC adoptions and
extensions. Working within US Patriot ACT and OFAC KYC requirements, identifies the parties to upcoming deals
from draft agreements. Parties were identified and contacted for required documentation.
Barclays Bank - KYC Analyst - August 2013 - November 2013
Performed the required KYC screening on existing clients by documenting and corroborating the information obtained
on the client as required by the Global KYC Procedures. Analyzed client data, documentation and negative news.
Reviewed and ensured all required AML / KYC Regulatory requirements for existing clients were still in place.
Brown Brothers Harriman KYC Analyst - June 2012 - June 2013
Worked with the Risk Management Department to review and remediate client files. Determined completeness and accuracy
of documents. Reviewed and converted client CID files to the electronic platform.
BNY Mellon Bank, KYC Analyst - August 2011 Used expert knowledge and experience with KYC guidelines for
client on-boarding but specifically worked to collect the appropriate documentation required in order to effectively on-
board PNC Alternative Investment clients onto BNY Mellon’s platform. Also provided professional support to the
custody client service team (within Alternative Investment Services) in supporting all aspects of account opening.
Monitored various databases daily to ensure all changes are updated and modified in order to meet client performance
standards and service level agreements and to minimize risk.
BNY MELLON CAPITAL MARKETS, New York, New York Nov 1999 – Mach 2010
New Accounts On boarding and KYC specialist Senior Trading Assistant /: Team leader for newly formed Know Your
Customer and New Accounts group.Worked on the development and testing of an in-house depository systemcreated to improve
physical and electronic document retention. Supervised and trained new accounts staff of 6 consultants. Directed projects to
receive, review, code, and categorize due diligence, legal, and client documents entry into company system. Reviewed remediated
daily reports for department. Served as point-person for on-boarding clients for institutional trading desk. Collaborated with
compliance group to ensure integration and implementation of SEC/FINRA and MSRB rules and regulations within new group
operations.Researched due diligence issues with focus on foreign institutional accounts.Ensured compliance with Patriot Act,
Sarbanes-Oxley and OFAC procedures.
Traded treasuries and fixed income products,working closely with 3 fixed income sales representatives.Managed high net wort h
client relationships, serving as trusted advisorto retail and institutional customers. Settled trades and resolved issues.Opened new
accounts.Researched problems and quickly applied solutions.Developed and presented performance reports and charts. Processe d
estate accounts,Provided in-house expertise during transition from self-clearing to clearing services corporation operation.
Ensured FINRA compliance on records retention and used documentation to manage client inquiries.
2. Confidential
Compliance and Procedural Initiatives:
Assessedover3,000 physicalfiles and re-created over30% of active account files within 6-week time frame; remediated New
Account file systemformandatory compliance reassessment by leading teamof 6 in review ofevery folder to purge inactive
accounts,in re-creation ofmissing folders for active accounts,and creation ofmissing document report.
Played key role in creating FINRA compliant document tracking systemby partnering with consultants; directed uploading of
all physicaldocuments to system.
Led team in meeting all internal compliance audits deadlines on-time.
Corrected issues of trade clearing and tax reporting to resolve cost of trade breaks and enable Derivative Execution trading desk
to increase volume of trades and clients serviced by 20% by properly identifying Debt Equity trades as third party custody
clients and by establishing procedures for trading desk.
Key Accomplishments:
Served as in-house estate accounts specialist, using trading acumen and interpersonal skills to analyze positions and
provide advice to families in a compassionate manner.
Took swift action to assist widowed client with liquidating non-income producing bonds; satisfied margin call prior sharp
market correction, avoiding liquidation of income-producing bonds.
Created detailed maturity reports that enabled continued payments after records were lost following the 9/11 attacks.
Conducted forensic accounting research to resolve client inquiries about payments, using retained records to reconstruct
transactions.
Successfully lobbied for creation of a new department and worked closely with legaland compliance personnelto establish
fully compliant operation.
Skillfully trained and managed interns, offering career skills development through exposure to industry operations as well
as personal coaching and mentoring.
Received numerous salary increases and bonuses in recognition of outstanding performance.
EDUCATION
Associate of Applied Science in Theatre Production
Kingsborough Community College, Brooklyn. New York
New York State Regents Diploma
20 years experience commensurate with bachelors’ degree
PROFESSIONAL LICENSURE
FINRA Licenses: Series 7, 63 & 24 (April 1986 - March 2012)
VOLUNTEERISM
911 Memorial - 600 plus hours – as Volunteer and Docent
American Red Cross – Gallon Club – Whole Blood and platelet donor