This document summarizes the experience and qualifications of Alfredo Velez as a KYC/AML analyst. It outlines his experience performing KYC reviews, AML risk assessments, and enhanced due diligence for clients at various banks. It also lists his areas of expertise, which include AML compliance, anti-money laundering laws, KYC remediation, and OFAC screenings. His professional experience includes roles performing client on-boarding, renewals, and remediation at BNY Mellon, JPMorgan Chase, and Commerzbank.

1. AL FR ED O VEL EZ
KYC/AML ANALYS T
Instinctive and meticulous Banking Professional with experience in application support and customer care.
Outstanding care provider distinguished for outstanding e-mail and phone support. Exceptional
communicator with strong ability to partner with all levels of business and technology staff on all project
phases.
AREAS OF EXPERTISE
 AML Compliance
 Anti-MoneyLaunderingLaws
 Renewals
 Microsoft Office Suite
 AML Policy
 Customer Risk Assessment
 KYC Remediation
 Escrow On Boarding
 UAT Testing
 Research and Analysis
 Enhancement Due Diligence
 PEP Memos and Removals
 Global Client On Boarding
 US Patriot Act
 Media & OFAC Screenings
 Nested Correspondent List
 Customer Service
 AML Questionnaire
CORE COMPETENCIES
 Performing KYC reviews & AML risk assessmentsfor clients.
 Performing Enhanced Due Diligence (EDD) & CDD for high risk clients as part of the On Boarding and
Renewal process.
 Applyingan excellent understandingofcorporate structureslike Funds, Trusts, & SPVs and the
associated AML/ KYC due diligence requirements
 Maintaininga current knowledge of industryAML trendsand initiatives, CIPand BSA through on-
going job trainingand ACAMS seminars
 Stayingup to date on Laws& regulationssuch as USA Patriotic Act, Bank Secrecy Act, OFAC, SAR,
Investment AdvisorsAct of 1940, SecuritiesAct of 1933 & 1934, ISDA Master Agreement, legal
research techniquesand basic civil procedures.
 Conductinghigh level investigationsof potentiallysuspiciousactivity with the use of SARS,
LexisNexis,OFAC, internet searchesand the bank's DNDBW lists. Identifyingrisk rating for higher
risk customers,and completing OFAC screeningsfor assigned bank(s).
 Knowledge of Edgar, Factiva, Lexis,World Check, SEC, NYSE, Hoovers, Manta, ASIC Registration,
World Compliance, Check For Risk, Bridger, Digital Harbor, Dun & Bradstreet, RDC, Google,
Bloomberg, Guide Star, BankersAlmanac, AIM, Image Silo.
PROFESSIONAL EXPERIENCE
BNY MELLON – TTI OF USA, INC. (CONSULTANT) July 2014 – February 2015
Client on-Boarding
Renewals
 On-boarded new business researched and reviewed clients created profiles in Gold Tier.
 Submitted Renewals to QA for approval.
 Reviewed PEP, OFAC alerts, USA Patriot Act Certificates, Wolfsberg, AML Questionnaires, AML Policies,
Customer Risk Assessment reports, and Nested Correspondents list.
 Requested additional information from CRO/RM’s via RFI’s as needed.
JPMORGAN CHASE & CO. - THE FORUM GROUP (CONSULTANT) December 2012–March 2014
SKYC/Escrow On-Boarding
SKYC/BDS (Broker Dealers Services) Remediation
SKYC/GCB Remediation/Migration
 On-boarded new business researched and reviewed Escrow clients before creating increments in SKYC to
support business.
 Remediated BDS entities including Student Loans
14 Brook Place
Bloomfield, NJ 07003
Phone: (862) 596-2843
Email: a333fv59@gmail.com

2.  GCB migration from CB (Commercial Banking) to TSS (Treasury Services)/IB (Investment Banking)
migrated Transocean and it’s subsidiaries to the SKYC system using toggle function to go from TSS to IB,
submitted increments for review to QC once approved forwarded to Sales for final approval.
SKYC/AML ACT Project (Banks and NBFI)
SKYC/AML Hedge Fund Analyst
 Successfully completed review of all Hedge Fund records prior to an OCC Audit exam of 1,700 existing HF
clients.
 Reviewed and maintained 141 unknown clients, checked NAIC Code for accuracy, found sales officer
assigned to client, checked and obtained proper documentation for KYC, forwarded to sales officer for
review and approval.
COMMERZ BANK -THE FORUM GROUP (CONSULTANT) June 2012-September 2012
Correspondent Banking/AML Compliance Analyst
 Drafted Suspicious Activity Reports ("SAR") on customer wire transfer transactions.
 Researched existing clients on Factiva, including the nature of unusual activity and/or relevant negative
information.
 Analyzed wire transfers and identified unusual payment patterns.
 Conducted research to establish company profiles and requested KYC documents from relationship
managers.
 Determined the existence of illegal activity such as Money Laundering.
 Successfully cleared back log of 300+ wire transfer transactions and created RFI’s (request further
information) enquiries.
JPMORGAN CHASE & CO. - CONTROL ASSOCIATES (CONSULTANT) January 2004–April 2012
SKYC Migration Analyst
 Successfully completed the migration of 15,000 existing clients and 500 new clients onto Strategic Know
Your Customer (SKYC), a tool used to manage client risk.
 Researched existing client records for information and documentation accuracy and guided Sales and
relationship managers on how to remediate discrepancies.
 Completed UAT for SKYC application upgrades using PEGA.
 Trained SKYC support personnel globally, including WSS, APAC, India and EMEA.
 Presented additional documentation to compliance in order to obtain KYC approval.
Remediation Analyst
 Reviewed escrow agreement to identify depositors, non-depositors and beneficiaries.
 Used internal and external applications to confirm that client data was up to date and accurate.
 Remediated any inconsistencies including incorrect documentation, spelling.
 Minimized the firm’s reputational risk by reviewing clients for derogatory information using search
engines, Manta, Hoovers, SEC, D&B, OFAC Sanctions, and other sources.
Pricing Analyst
 Ensured that updated securities information was being made available on all investment accounts by
analyzing client securities value in OMNITRUST (Firms in-house Security System) and by performing
daily maintenance.
 Used Bloomberg and other securities data vendors to track current pricing.
 Resolved issues associated with clients’ positions through collaboration with various client service teams.
 Generated updated month-end statements with accurate and efficient data.
 Worked frequently with Latin America Client Service Teams, PI – MO Team and the JPM Investment Bank
Equity Derivatives Group to ensure valuations on deals entered by JPM PB Clients were updated as
required in their various portfolios.
 Verified that all codes were entered correctly into OMNITRUST.
 Resolved all trading and settlement issues by engaging the domestic & international settlement teams.
 Trained new team members for transition and move to JPM in Delaware.
 Created procedures and successfully, monitored/trained 5 new employees, spent 6 weeks in Newport,
Delaware during transition.
FIFTH THIRD BANK, Cincinnati, Ohio November 2002–October 2003
Trust/Reconciliation
 Reviewed and analyzed 82mm charge off taken during the 3rd Quarter 2002.
DEUTSCHE BANK -THE SUMMIT GROUP (CONSULTANT), Jersey City, NJ January 2000–September 2002
End-to-End/Quality Assurance Testing
 Managed a group of four, in the manual set-up of test accounts, portfolios, and over 5000 test securities.

3. CHASE MANHATTAN BANK, New York, New York March 1997-January 2000
Global Securities Custody Department
 Ensured custody services to a broad range of foreign and domestic institutional clients.
 Assigned to 25 accounts.
CHASE MANHATTAN BANK/CHEMICAL BANK June 1995-March 1997
Funds Clearance Department
 Supervised six clerks and three temps.
 Cross trained all staff members on the new Chase system including evaluation.
EDUCATION & PROFESSIONAL DEVELOPMENT
ELECTRO-MECHANICAL ENGINEERING, NEW YORK CITY COLLEGE OF TECHNOLOGY, CITY UNIVERSITY OF NEW YORK