K. Rajesh Kumar is seeking a position that utilizes his 8.8 years of experience in investment banking operations and financial services. He has a Masters in Professional Finance and Banking from Edith Cowan University in Australia and has worked in senior roles at Deutsche Bank and Barclays Bank, managing teams and processes in loan operations, credit operations, and trade execution and closing. He has strong communication, organizational, and problem-solving skills and a proven ability to meet deadlines and work well under pressure.

1. K RAJESH KUMAR
Contact: + 91 9742570955 E-Mail: rajesh.kankalapati@gmail.com
# 102, Haripriya Lifestyle Layout, Doddanagamangala, Electronic City, Bangalore – 560100.
CAREER OBJECTIVE
To seek a position to utilize my skills abilities and a quality environment where my
knowledge can be shared and enriched for an opportunity, where I can give my best
services sincerely to the organizational vision.
SYNOPSIS
 Overall 8.8 years of organizational experience in Investment Banking Operations
and Financial Services Industry.
 Possess good communication, interpersonal and organizational skills with proven abilities
in team and customer relationship management.
 Ability to meet deadlines, goal-directed, strong on follow-up, and good under pressure.
 Quick learner with ability to perform the said tasks in short span of time.
ACADEMIC CREDENTIALS
 Masters in Professional Finance and Banking (MPFB) from Edith Cowan University,
Perth, Australia, May 2010 with 60% aggregate (Extended campus: Bangalore
Management Academy, Bangalore).
 Master in Business Administration (MBA) from Nava Bharathi College of PG Studies
with 61% aggregate in the year 2005.
 Bachelor in Commerce (BCom) from Little Flower Degree College with 64% aggregate
in the year 2002.
ORGANISATIONAL EXPERIENCE
Deutsche Bank, Bangalore (Jan 2015 – till date)
Role: Senior Analyst (Loan Operations – Static Data & Servicing)
 Ensuring closure of all the tasks within prescribed SLAs.
 Reviewing the scheduled activity every day and allocating the work to team members.
 Serving as 1st
escalation point of contact for Internal/external parties.
 Conducting the daily huddles to plan day today activities and discussing about issues/
challenges and sharing the best practices.
 Closely monitoring the common mail box and allocating the volumes to team members.
 Recording the absence calendar for the team and preparation of shift allowance date.
 Prepare internal Reports such as Capacity Models and KPI at individual and Volume
Analysis.
 Reviewing KYC documents received from COB for setting up the customers in LS2.
 Setting up the customers based on the profiles (i.e Borrower, Lender, Beneficiary and
Guarantor) updated in DBCAR.
 Publishing Customer build metrics reports to head of the process on monthly basis.
 First point of contact for DBCAR–cRDS automation project.
 Providing the exposure details to CRM for the customers appearing on Fire drill reports.
 Setting up and reviewing the SSI’s for all the regions.
 Approving all borrowings and rollovers, interest payments, fee payments and
commitment decreases.
 Followup with Agent banks for the Past due interest and fees.
 Movement of funds from one branch to another by passing MGL/MCF.
 Timely escalations on unresolved open items.
 Sending EOD Status report to higher authorities on daily basis.
 Publishing Weekly and Monthly TRAP reports.
Barclays Bank, Chennai (March 2013 – December 2014)

2. Role: Senior Analyst (Credit Operations - Lending)
 As part of Credit operation Safe to lend and Drawdown Team reviewing the credit
sanction approval and investigating the structural and legal risks involved in the particular
funding by reviewing entire case with supporting documents like Offer Letter, Sanction,
Valuation Report, and providing decision to draw the funds.
 Reviewing offer/facility letter and identify the requirements of the bank.
 Reviewing entire case and understanding if any other legal requirements to be fulfilled
like Independent Legal Advice, additional guarantee, Assured Short hold tenancy
agreement.
 As part of the credit operation I was responsible to identifying, requesting, reviewing and
critical interpretation of client provided documents and providing the “Safe to lend”.
 Key point of contact for internal, external partners and 3rd party vendors for safe to lend
communication.
 Reviewing Certificate of Title provided by the Solicitor to fund the Mortgage loan on time.
 Chasing with the Solicitor, Relationship Manger, and Sanctioner for the required
documents and make sure the file is clean and ready to fund on time to the client.
 Analysing credit risk sanctions for Safe to Lend & Facility Letters.
 Reviewing Valuation reports to find out legal risks involved o the property.
 Liaising with Treasury team for the funds requested on the LIBOR loans by Private
Bankers.
 Sending rollover instructions to Treasury team on Monthly/Quarterly/Annually as per the
instructions.
 Processing payments using DM&W and PB Esam applications.
 Limit markings on Overdrafts and processing BASE rate Loans in PB Client, ADIR & SOLD.
 Setting up Direct Debit (DD) and Standing Orders (STO).
 Sending EOD Status report and SLA breach report to management daily.
 Taking ownership on the process to resolve queries with in TAT.
 As part of the credit operations collateral Set-up and Drawdown team used to deal with
below list of products and High net worth and also Altar high Net worth clients.
 Mortgage – New Purchase, Re-mortgage, Letter of variation, further advance and
Corporate Mortgage,
 Loans – Libor, Base, Personal with Secured and Unsecured base.
 Over Drafts - Secured and Unsecured.
Achievements – Process:
 Trained on all the locations products from the time of migration till the project went live
ensured the transition is smooth and does not affect the business.
 Conducted the training for the new team members and ensured the knowledge sharing
happens smoothly and timely manner.
 Have received lots appreciation from Private bankers and from the solicitors in providing
the case update and drawing the funds on time.
 Identified and initiated white belt projects for process improvements.
MIGRATION:
Period: Jun- 2013 – Aug -2013
 I have been a part of successful migration Project from Glasgow to migrate a process of
Credit operations Phase II.
 During migration I have been instrumental in preparing KSP/ KOP for the process.
 I have been Point of Contact for any process related quires for the team.
 Trained other team members on the Phase II migration created the backup.
Deutsche Bank, Bangalore (Dec 2009 – Feb 2013)
Role: Analyst (Par, Syndication & Third Party trades execution and closing)
 Good experience on Loan IQ and Clearpar Application.
 Settlements of Par, Syndication & Third Party Trades for Deutsche Bank.
 Settling funds as per the instruction on the Funding Memo.
 Creation of new customers to the Deal list.
 Escalating with D.A and counter parties for any queries relating to trades/loans.

3.  Built the RI for those trades were RI is not setup in the system.
 Escalating with counter parties and DA with regard to funds follow up.
 Daily updation of MIS report for which funds have not come in.
 Following with counter parties and DA with regard to over funded and underfunded
trades.
 Authority to close the trades & cash matching the trade/loan amounts.
 Escalating the issue to the Process Manager, If the funds are not received or funds have
come to wrong location.
 Creating MGL, if assignment fee are not received for DB.
 Daily Reconciliation of trades by comparing EOD report and Tickler report.
 Second Reconciliation on daily basis by comparing trade docs and Tickler report.
 Sending EOD Status report to higher authorities on daily basis.
 Responding the mails within the TAT.
 Execution of Third party closing & compliance trades for Deutsche Bank as Agent.
 Reviewing Assignment Agreements.
 Review and follow up for open WIP items and updating MIS.
 Investigating complex open items and resolve as required.
 Timely escalations on unresolved open items.
 Responding to the client queries and keeping them updated on pending issues.
Karvy Computershare Private Limited, Hyderabad [January2006 to May 2008]
Role: Executive (Registrar & Share Transfer Agent for Reliance Anil Dhirubhai
Ambani Group of Companies)
 Possess 28 months of experience in Equity market of the Financial Services Industry
bringing in expertise in the areas of Brokerage Services and Stock Exchanges serving
clients across different states. I also possess sound technological understanding and in
depth knowledge of the Securities and Exchange Board of India.
 Preparation of Reconciliation statements monthly wise and processing of revalidation of
dividend warrants.
 Dealing with the investors queries regarding their dividend amount and status of shares.
 Settlement of Short Refund Orders & Excess Refund to the investors & sending the
Refund Orders list to the Bankers to indicate stop marker for issuing Duplicate Refund
Order
 Redressal of Investor’s Grievances through Emails and guiding them in various share
transactions.
 Bridging the gap between the Client and their respective investors.
 Communicating with various financial institutes and ensuring that the investors receive
the corporate benefits promptly.
 Interaction with customers directly in cases of issues with processes such as transfers
and dematerialization of shares and effectively solved the issues.
Achievements:
 Top performer in the process for the year 2011.
 Achieved Spot Awards for three months.
 Trained new joiners with in a short span of time.
 Member of Deutsche Bank Premier League cricket champion for the year 2010 & 2011.
 Learned sign language to help disabled people.
PERSONAL PROFILE
Father’s Name: H/Lt Col. K. Jayadeva Naidu (Rtd..)
Marital Status: Married
Permanent Address: H. No. 5-277,
9th
Cross,
North Bharatam Mitta,

4. Pakala, Chittoor,
Andhra Pradesh– 517 112.
Hobbies: Traveling, Gardening, Pets & Listening to Music.
I hereby declare that all the above mentioned details are true and correct to the best of my
knowledge and belief.
Place:
Date: K.RAJESH KUMAR