This document discusses 4 major challenges that married couples face: 1) keeping an intimate relationship, 2) dealing with changes, 3) handling conflict, and 4) managing finances. It provides tips for overcoming each challenge, such as continuing courtship to maintain intimacy, accepting that change is inevitable, agreeing on rules for resolving disputes, and structuring a financial system and communicating about money. The overall message is that marriage requires work, but following biblical principles like respect, understanding, forgiveness, and putting each other first can help couples overcome challenges.