This document discusses different ways to write the sum of all elements in a lower triangular matrix. It begins by explaining how to sum the elements by rows, columns, and diagonals. Formulas for the sums are presented using double sums. Programs for computing these sums in MATLAB or Octave are also provided. The key results are: 1) The sum of all elements by rows can be written as a double sum S = ∑_j ∑_k a_{j,k}. 2) The sum by columns can also be written as a double sum using an interchange of the index variables: S = ∑_k ∑_j a_{j,k}. 3) The