The document provides information about the Beaufort Presentation to Financial Institutions given by Lowcountry Housing Trust. It summarizes that Lowcountry Housing Trust is a non-profit CDFI that lends funds to develop affordable housing. It has provided over $13 million in loans leading to over 750 affordable housing units. The presentation outlines the various funding sources and partnerships that allow Lowcountry Housing Trust to leverage funds to support affordable housing and community development projects.
The Greater Pittsburgh Nonprofit Partnership hosted its 2011 Semi-Annual Membership Meeting on June 22, 2011. Ron Kramer from Schneider Downs presented on the potential changes to charitable deductions. Members Laura Maines, Bernadette Turner, and Dave Coplan provided a PA budget update, an update on our three committees' work, and an introduction to our 2012 dues changes, respectively. Thanks to all, including our Chair, Colleen Fedor and President, Diana Bucco for leading the meeting.
The Greater Pittsburgh Nonprofit Partnership hosted its 2011 Semi-Annual Membership Meeting on June 22, 2011. Ron Kramer from Schneider Downs presented on the potential changes to charitable deductions. Members Laura Maines, Bernadette Turner, and Dave Coplan provided a PA budget update, an update on our three committees' work, and an introduction to our 2012 dues changes, respectively. Thanks to all, including our Chair, Colleen Fedor and President, Diana Bucco for leading the meeting.
The section of Solutions for America discusses the President's budget, the rise of welfare and the collapse of marriage, among other things. It offers several solutions for fixing these broken institutions.
As a follow up to our 2/26/14 webinar, Social Impact Bonds 101, Robert Esposito and Shawn Pelsinger, two NYU Law and Social Enterprise Fellows, joined us to expand upon our original discussion with a deeper look into the growth of SIB's in the Unites States and the implications for the philanthropic sector. Our two experts took us through a number of recent developments around SIB's in the U.S., including the fate of guarantors, the growth of multiple-funding sources, the expanding position of investment banks for financing and the ultimate role of foundations and philanthropy. This was the second webinar in a four-part series with Public Allies.
On June 14, 2010, Health & Medicine Policy Research group (HMPRG) hosted a forum, “The State’s Fiscal Crisis: Changing Our Collective Response.” With over 70 attendees, the forum explored the impact of the State’s budget and recent cuts on health and human services in Illinois. Participants heard from panel speakers about how we might collectively respond to the crisis and ensure responsible and adequate funding for education, health, and human services in Illinois. Materials from the forum can be found on the HMPRG website (www.hmprg.org)
As part of SGE Loans’ mission statement and strategy, the loan broker from West Yorkshire is committed to helping those in need. Their loan products are centred around providing a much needed financial boost without placing further pressure on their customers.
Presentation on social finance and social housing including background on MaRS, the Centre for Impact Investing, motivations, case studies, public policy implications, and areas of interest for housing providers. As presented at CHRA Pre-Congress in May 2012.
CEE offers financing to residential property owners for rehabilitation and energy efficiency projects, as well as to commercial property owners for energy related improvements.
The section of Solutions for America discusses the President's budget, the rise of welfare and the collapse of marriage, among other things. It offers several solutions for fixing these broken institutions.
As a follow up to our 2/26/14 webinar, Social Impact Bonds 101, Robert Esposito and Shawn Pelsinger, two NYU Law and Social Enterprise Fellows, joined us to expand upon our original discussion with a deeper look into the growth of SIB's in the Unites States and the implications for the philanthropic sector. Our two experts took us through a number of recent developments around SIB's in the U.S., including the fate of guarantors, the growth of multiple-funding sources, the expanding position of investment banks for financing and the ultimate role of foundations and philanthropy. This was the second webinar in a four-part series with Public Allies.
On June 14, 2010, Health & Medicine Policy Research group (HMPRG) hosted a forum, “The State’s Fiscal Crisis: Changing Our Collective Response.” With over 70 attendees, the forum explored the impact of the State’s budget and recent cuts on health and human services in Illinois. Participants heard from panel speakers about how we might collectively respond to the crisis and ensure responsible and adequate funding for education, health, and human services in Illinois. Materials from the forum can be found on the HMPRG website (www.hmprg.org)
As part of SGE Loans’ mission statement and strategy, the loan broker from West Yorkshire is committed to helping those in need. Their loan products are centred around providing a much needed financial boost without placing further pressure on their customers.
Presentation on social finance and social housing including background on MaRS, the Centre for Impact Investing, motivations, case studies, public policy implications, and areas of interest for housing providers. As presented at CHRA Pre-Congress in May 2012.
CEE offers financing to residential property owners for rehabilitation and energy efficiency projects, as well as to commercial property owners for energy related improvements.
Modes of Financing
Purpose of Term Loans
Types and Features of Term Loans
Procedures Associated with Term Loans
Pros and Cons of Term Loans
Appraisal of Project
Repayment Schedule
Syndicated Loans
Social Finance and Impact Investing in CanadaKarim Harji
Presentation at OISE - November 21, 2012
• An overview of the state of social finance and impact investing across Canada
• An analysis of why Canada is well positioned to become a leader globally
• A participatory discussion on the key issues such as:
-- The perceived trade-offs between social impact vs. financial return;
--- How philanthropy can complement social finance;
--- Measurement of social value creation;
--- Legislation and public policy; and
--- Bridging silos between sectors and organizations.
Our mission is to enhance the ability of rural communities to develop, to grow, and to improve their quality of life by targeting financial and technical resources in areas of greatest need through activities of greatest potential
Sparking transformation in HBCU Communities; Opportunity Zone and data analysisPolicyMap
Opportunity Zones will soon help spark the transformation of HBCU neighborhoods around the country. The Renaissance HBCU Opportunity Fund is a partnership between the HBCU Community Development Action Coalition and community economic development advisory firm Renaissance Equity Partners, with Calvert Impact Capital providing professional advice. The fund is raising $50 million fund to support mixed-use developments around HBCU campuses in Opportunity Zones. The Kresge and Rockefeller Foundations will be providing additional support.
2009 Canada to UK Study Tour: Slide Deck PresentationJoanna Reynolds
In March 2009, a group of Canadian leaders went to the UK to learn about common practices in Social Enterprise and Social Innovation. This Slide Deck is part of the report back.
Neighborhood Trusts: Investing ARPA funds to build community wealth and equityJessicaDavid31
Local Return endorses the proposal included in the Rhode Island Foundation's Make It Happen recommendations to invest $50 million in neighborhood trusts. These trusts would be created by the communities most hurt by COVID-19 and generations of disinvestment.
After 6 public workshops this spring attended by hundreds of citizens and a thorough internal review, the Redevelopment Commission of the City of Beaufort is pleased to release the final draft for public consideration of the City of Beaufort’s Civic Master Plan. The Civic Master Plan is the culmination of more than two years’ worth of study, discussion and detailed planning for the public investments necessary for long term prosperity and the development/redevelopment opportunities that those investments can help to facilitate.
fBackground: In July of 2012, the City was awarded a $100,000 Technical Assistance Grant from the EPA. As part of that award, in November a team of stormwater and environmental engineers, and planners came to Beaufort for three days. Working with members of the city’s planning and public works departments, they identified two specific projects that could improve stormwater management in the Northwest Quadrant, and incorporate these practices into overall street and block design. This will be a presentation of the final designs, and the design process. This is the final presentation of the design, given by Jason Wright of TetraTech at City Hall on April 3, 2013.
This was a presentation given by Craig Lewis on June 11, 2012 about the Tiger III Grant the City was awarded to fund the Boundary Street Redevelopment.
This is the final presentation given on October 4, at 5:30pm in the City Council Chambers. Mayor Keyserling gave an introduction, followed by Demetri Baches. Craig Lewis presented the work produced at the charrette, which went from Sept. 27-Oct. 4.
Discover the innovative and creative projects that highlight my journey throu...dylandmeas
Discover the innovative and creative projects that highlight my journey through Full Sail University. Below, you’ll find a collection of my work showcasing my skills and expertise in digital marketing, event planning, and media production.
India Orthopedic Devices Market: Unlocking Growth Secrets, Trends and Develop...Kumar Satyam
According to TechSci Research report, “India Orthopedic Devices Market -Industry Size, Share, Trends, Competition Forecast & Opportunities, 2030”, the India Orthopedic Devices Market stood at USD 1,280.54 Million in 2024 and is anticipated to grow with a CAGR of 7.84% in the forecast period, 2026-2030F. The India Orthopedic Devices Market is being driven by several factors. The most prominent ones include an increase in the elderly population, who are more prone to orthopedic conditions such as osteoporosis and arthritis. Moreover, the rise in sports injuries and road accidents are also contributing to the demand for orthopedic devices. Advances in technology and the introduction of innovative implants and prosthetics have further propelled the market growth. Additionally, government initiatives aimed at improving healthcare infrastructure and the increasing prevalence of lifestyle diseases have led to an upward trend in orthopedic surgeries, thereby fueling the market demand for these devices.
Business Valuation Principles for EntrepreneursBen Wann
This insightful presentation is designed to equip entrepreneurs with the essential knowledge and tools needed to accurately value their businesses. Understanding business valuation is crucial for making informed decisions, whether you're seeking investment, planning to sell, or simply want to gauge your company's worth.
Putting the SPARK into Virtual Training.pptxCynthia Clay
This 60-minute webinar, sponsored by Adobe, was delivered for the Training Mag Network. It explored the five elements of SPARK: Storytelling, Purpose, Action, Relationships, and Kudos. Knowing how to tell a well-structured story is key to building long-term memory. Stating a clear purpose that doesn't take away from the discovery learning process is critical. Ensuring that people move from theory to practical application is imperative. Creating strong social learning is the key to commitment and engagement. Validating and affirming participants' comments is the way to create a positive learning environment.
[Note: This is a partial preview. To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
Sustainability has become an increasingly critical topic as the world recognizes the need to protect our planet and its resources for future generations. Sustainability means meeting our current needs without compromising the ability of future generations to meet theirs. It involves long-term planning and consideration of the consequences of our actions. The goal is to create strategies that ensure the long-term viability of People, Planet, and Profit.
Leading companies such as Nike, Toyota, and Siemens are prioritizing sustainable innovation in their business models, setting an example for others to follow. In this Sustainability training presentation, you will learn key concepts, principles, and practices of sustainability applicable across industries. This training aims to create awareness and educate employees, senior executives, consultants, and other key stakeholders, including investors, policymakers, and supply chain partners, on the importance and implementation of sustainability.
LEARNING OBJECTIVES
1. Develop a comprehensive understanding of the fundamental principles and concepts that form the foundation of sustainability within corporate environments.
2. Explore the sustainability implementation model, focusing on effective measures and reporting strategies to track and communicate sustainability efforts.
3. Identify and define best practices and critical success factors essential for achieving sustainability goals within organizations.
CONTENTS
1. Introduction and Key Concepts of Sustainability
2. Principles and Practices of Sustainability
3. Measures and Reporting in Sustainability
4. Sustainability Implementation & Best Practices
To download the complete presentation, visit: https://www.oeconsulting.com.sg/training-presentations
Enterprise Excellence is Inclusive Excellence.pdfKaiNexus
Enterprise excellence and inclusive excellence are closely linked, and real-world challenges have shown that both are essential to the success of any organization. To achieve enterprise excellence, organizations must focus on improving their operations and processes while creating an inclusive environment that engages everyone. In this interactive session, the facilitator will highlight commonly established business practices and how they limit our ability to engage everyone every day. More importantly, though, participants will likely gain increased awareness of what we can do differently to maximize enterprise excellence through deliberate inclusion.
What is Enterprise Excellence?
Enterprise Excellence is a holistic approach that's aimed at achieving world-class performance across all aspects of the organization.
What might I learn?
A way to engage all in creating Inclusive Excellence. Lessons from the US military and their parallels to the story of Harry Potter. How belt systems and CI teams can destroy inclusive practices. How leadership language invites people to the party. There are three things leaders can do to engage everyone every day: maximizing psychological safety to create environments where folks learn, contribute, and challenge the status quo.
Who might benefit? Anyone and everyone leading folks from the shop floor to top floor.
Dr. William Harvey is a seasoned Operations Leader with extensive experience in chemical processing, manufacturing, and operations management. At Michelman, he currently oversees multiple sites, leading teams in strategic planning and coaching/practicing continuous improvement. William is set to start his eighth year of teaching at the University of Cincinnati where he teaches marketing, finance, and management. William holds various certifications in change management, quality, leadership, operational excellence, team building, and DiSC, among others.
Premium MEAN Stack Development Solutions for Modern BusinessesSynapseIndia
Stay ahead of the curve with our premium MEAN Stack Development Solutions. Our expert developers utilize MongoDB, Express.js, AngularJS, and Node.js to create modern and responsive web applications. Trust us for cutting-edge solutions that drive your business growth and success.
Know more: https://www.synapseindia.com/technology/mean-stack-development-company.html
Unveiling the Secrets How Does Generative AI Work.pdfSam H
At its core, generative artificial intelligence relies on the concept of generative models, which serve as engines that churn out entirely new data resembling their training data. It is like a sculptor who has studied so many forms found in nature and then uses this knowledge to create sculptures from his imagination that have never been seen before anywhere else. If taken to cyberspace, gans work almost the same way.
Explore our most comprehensive guide on lookback analysis at SafePaaS, covering access governance and how it can transform modern ERP audits. Browse now!
Memorandum Of Association Constitution of Company.pptseri bangash
www.seribangash.com
A Memorandum of Association (MOA) is a legal document that outlines the fundamental principles and objectives upon which a company operates. It serves as the company's charter or constitution and defines the scope of its activities. Here's a detailed note on the MOA:
Contents of Memorandum of Association:
Name Clause: This clause states the name of the company, which should end with words like "Limited" or "Ltd." for a public limited company and "Private Limited" or "Pvt. Ltd." for a private limited company.
https://seribangash.com/article-of-association-is-legal-doc-of-company/
Registered Office Clause: It specifies the location where the company's registered office is situated. This office is where all official communications and notices are sent.
Objective Clause: This clause delineates the main objectives for which the company is formed. It's important to define these objectives clearly, as the company cannot undertake activities beyond those mentioned in this clause.
www.seribangash.com
Liability Clause: It outlines the extent of liability of the company's members. In the case of companies limited by shares, the liability of members is limited to the amount unpaid on their shares. For companies limited by guarantee, members' liability is limited to the amount they undertake to contribute if the company is wound up.
https://seribangash.com/promotors-is-person-conceived-formation-company/
Capital Clause: This clause specifies the authorized capital of the company, i.e., the maximum amount of share capital the company is authorized to issue. It also mentions the division of this capital into shares and their respective nominal value.
Association Clause: It simply states that the subscribers wish to form a company and agree to become members of it, in accordance with the terms of the MOA.
Importance of Memorandum of Association:
Legal Requirement: The MOA is a legal requirement for the formation of a company. It must be filed with the Registrar of Companies during the incorporation process.
Constitutional Document: It serves as the company's constitutional document, defining its scope, powers, and limitations.
Protection of Members: It protects the interests of the company's members by clearly defining the objectives and limiting their liability.
External Communication: It provides clarity to external parties, such as investors, creditors, and regulatory authorities, regarding the company's objectives and powers.
https://seribangash.com/difference-public-and-private-company-law/
Binding Authority: The company and its members are bound by the provisions of the MOA. Any action taken beyond its scope may be considered ultra vires (beyond the powers) of the company and therefore void.
Amendment of MOA:
While the MOA lays down the company's fundamental principles, it is not entirely immutable. It can be amended, but only under specific circumstances and in compliance with legal procedures. Amendments typically require shareholder
2. Non Profit 501(c)3 community development loan fund
U.S. Treasury certified Community Development Financial
Institution (CDFI)
Mission is to be an affordable housing advocate and lender
Goal is to leverage local government funding with federal,
state, and private market funds to finance affordable housing
development
Staff of 4
20 member Board of Directors
10 member Loan Review Committee
3.
4. U.S. Treasury
$2M
Opportunity Local
Finance Governments
Network $500K $500K
Lowcountry Housing
DEBT Foundations
Trust EQUITY
State
$500K Revolving Loan Fund Government
$500K
Financial
Institutions Other Grants
$500K $500K
5. Equity Debt
Notes
Grants
PRI
Contributions
EQ2
40% 60%
6. Local
City of Charleston $889,000
Charleston County $650,000
City of North Charleston $325,000
Town of Mount Pleasant $100,000
Georgetown County $100,000
State
South Carolina State Housing Finance $1,000,000
NSP $7,409,679
Federal
HUD $396,800
U.S. Treasury $3,742,000
Private
Foundations/Business $575,000
Financial Institutions $300,000
7. 94 loans to developers
100 loans to homebuyers
$13.2 million in community development financing
$101 million in affordable housing developments
750 affordable housing units
1,615 families and individuals served
2,125 jobs created
8. Type - acquisition, infrastructure, construction, mini-perm
Units – homeownership, rental, transitional
Borrowers – for profit, non profit, government entities
Size - $10,000 to $250,000
Terms - 12 to 60 months
Rates – prime up to 2 points over prime
Security – Note, Mortgage, & Restrictive Covenant
9. Loans to Developers
• Construction and Permanent Loans
• Blended Rate Loans
• Loan Participation Pool
• LIHTC and NMTC Financing
Loans to Lowcountry Housing Trust
• Increase Capital Available in Revolving Loan Fund
• Program Related or Equity Equivalent Investment
• $100,000 for 10 years at 2% interest
• $25,000 operating grant
• CRA Investment and Lending Credit
Service on LHT Board or Loan Committee
10. CDFI Bond Guarantee Program
• $3B allocated in bond financing to CDFIs
• LHT will make larger loans
• LHT will make longer term loans
• LHT will seek coordinated housing efforts in targeted
communities
• LHT will seek broader community impacts
Project Rebuild
• $15B for community redevelopment
• Similar to Neighborhood Stabilization Program (NSP)
• LHT awarded $7.4M in NSP1 funds
• Vacant, Abandoned, Blighted, & Foreclosed Properties
• Residential, Commercial, and Mixed Use Properties
11. Financing of
Affordable
Housing
Housing
Finance
Energy
Business
Efficiency
Finance
Finance
Community
Development
Financing of Financing of
Working Financing Energy Efficient
Capital to Improvements
Developers
Healthy
Commercial
Financing of Food
Finance Financing of
Food Finance
Mixed Use
Enterprises
Developments
19. HOPE IV Project
Spring Creek at Horizon Village
Mixed Income Homeownership Development
By North Charleston Housing Authority
20. Michelle A. Mapp, Executive Director
michelle@lowcountryhousingtrust.org
Patrick King, Lending Director
patrick@lowcountryhousingtrust.org
843.973.7285