A short 5-minute presentation on how microfinancing is bringing people out of poverty in the developing world, using Kiva as a case study, written for Ignite Liverpool 15, 15th August 2013
A short 5-minute presentation on how microfinancing is bringing people out of poverty in the developing world, using Kiva as a case study, written for Ignite Liverpool 15, 15th August 2013
GiveIndia is an online philanthropic exchange with 200+ NGOs which have been screened for transparency and credibility. Make a donation and get a e-Receipt valid in India, US and UK and a feedback report within 4-6 months.
Investments in Rural America: Impact Investors and Rural Readiness ruralxchange
A webinar from NARP
Speakers:
Amy Domini (Domini Social Investments), David R. Dangler (National Alliance for Rural Policy Network)
This webinar discusses how impact investors view investments, innovative and supportive investments, and community development banks and funds.
Financial sustainability of public benefits organizationsTimothy2015
This presentation seeks to help program leaders and managers prioritize financial sustainability and also provides ideas on how to achieve financial sustainability of Public Benefit organizations
GiveIndia is an online philanthropic exchange with 200+ NGOs which have been screened for transparency and credibility. Make a donation and get a e-Receipt valid in India, US and UK and a feedback report within 4-6 months.
Investments in Rural America: Impact Investors and Rural Readiness ruralxchange
A webinar from NARP
Speakers:
Amy Domini (Domini Social Investments), David R. Dangler (National Alliance for Rural Policy Network)
This webinar discusses how impact investors view investments, innovative and supportive investments, and community development banks and funds.
Financial sustainability of public benefits organizationsTimothy2015
This presentation seeks to help program leaders and managers prioritize financial sustainability and also provides ideas on how to achieve financial sustainability of Public Benefit organizations
Neighborhood Trusts: Investing ARPA funds to build community wealth and equityJessicaDavid31
Local Return endorses the proposal included in the Rhode Island Foundation's Make It Happen recommendations to invest $50 million in neighborhood trusts. These trusts would be created by the communities most hurt by COVID-19 and generations of disinvestment.
This document is enhanced content for "Community Development Corporations Embrace Historic Rehabs" by Melissa Jest in the Fall 2014 Forum Journal ('Get Real About Real Estate'). To learn more about Preservation Leadership Forum and how you can become a member visit: http://www.preservationnation.org/forum
Who Invests in Hedge Funds in My State?ManagedFunds
The Hedge Fund Investor Map takes publicly available data from both public and private pension plans, university endowments, and foundations in all 50 states to show what groups are investing in hedge funds. Public pensions such as the AFL-CIO, AFSCME, or Florida Retirement System, and corporate pensions like UPS, 3M, or John Deere all invest in hedge funds. In fact, public pension funds represent the largest portion of capital invested in hedge funds by institutional investors at over 22%.
This document brings together a set
of latest data points and publicly
available information relevant for
Financial Services Industry. We are
very excited to share this content and
believe that readers will benefit from
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At the recent Place Matters conference in Washington, D.C., David Williams, PhD, the Norman Professor of Public Health at the Harvard School of Public Health and staff director of the reconvened Robert Wood Johnson Foundation Commission to Build a Healthier America, talked about the need for cooperation between the community development industry and health leaders.
“Community development and health are working side by side in the same neighborhoods and often with the same residents but often don’t know each other or coordinate efforts.”
Investing for Impact - Supply-Side PerspectivesKarim Harji
Presentation at a session titled "Investing for Impact: New Ways Capital is Flowing to Social Good". Describes the Canadian social capital market, the role of intermediaries, and the opportunities in place for social investors.
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RMD24 | Debunking the non-endemic revenue myth Marvin Vacquier Droop | First ...BBPMedia1
Marvin neemt je in deze presentatie mee in de voordelen van non-endemic advertising op retail media netwerken. Hij brengt ook de uitdagingen in beeld die de markt op dit moment heeft op het gebied van retail media voor niet-leveranciers.
Retail media wordt gezien als het nieuwe advertising-medium en ook mediabureaus richten massaal retail media-afdelingen op. Merken die niet in de betreffende winkel liggen staan ook nog niet in de rij om op de retail media netwerken te adverteren. Marvin belicht de uitdagingen die er zijn om echt aansluiting te vinden op die markt van non-endemic advertising.
Personal Brand Statement:
As an Army veteran dedicated to lifelong learning, I bring a disciplined, strategic mindset to my pursuits. I am constantly expanding my knowledge to innovate and lead effectively. My journey is driven by a commitment to excellence, and to make a meaningful impact in the world.
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Improving profitability for small businessBen Wann
In this comprehensive presentation, we will explore strategies and practical tips for enhancing profitability in small businesses. Tailored to meet the unique challenges faced by small enterprises, this session covers various aspects that directly impact the bottom line. Attendees will learn how to optimize operational efficiency, manage expenses, and increase revenue through innovative marketing and customer engagement techniques.
Enterprise Excellence is Inclusive Excellence.pdfKaiNexus
Enterprise excellence and inclusive excellence are closely linked, and real-world challenges have shown that both are essential to the success of any organization. To achieve enterprise excellence, organizations must focus on improving their operations and processes while creating an inclusive environment that engages everyone. In this interactive session, the facilitator will highlight commonly established business practices and how they limit our ability to engage everyone every day. More importantly, though, participants will likely gain increased awareness of what we can do differently to maximize enterprise excellence through deliberate inclusion.
What is Enterprise Excellence?
Enterprise Excellence is a holistic approach that's aimed at achieving world-class performance across all aspects of the organization.
What might I learn?
A way to engage all in creating Inclusive Excellence. Lessons from the US military and their parallels to the story of Harry Potter. How belt systems and CI teams can destroy inclusive practices. How leadership language invites people to the party. There are three things leaders can do to engage everyone every day: maximizing psychological safety to create environments where folks learn, contribute, and challenge the status quo.
Who might benefit? Anyone and everyone leading folks from the shop floor to top floor.
Dr. William Harvey is a seasoned Operations Leader with extensive experience in chemical processing, manufacturing, and operations management. At Michelman, he currently oversees multiple sites, leading teams in strategic planning and coaching/practicing continuous improvement. William is set to start his eighth year of teaching at the University of Cincinnati where he teaches marketing, finance, and management. William holds various certifications in change management, quality, leadership, operational excellence, team building, and DiSC, among others.
What is the TDS Return Filing Due Date for FY 2024-25.pdfseoforlegalpillers
It is crucial for the taxpayers to understand about the TDS Return Filing Due Date, so that they can fulfill your TDS obligations efficiently. Taxpayers can avoid penalties by sticking to the deadlines and by accurate filing of TDS. Timely filing of TDS will make sure about the availability of tax credits. You can also seek the professional guidance of experts like Legal Pillers for timely filing of the TDS Return.
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Discover the innovative and creative projects that highlight my journey throu...dylandmeas
Discover the innovative and creative projects that highlight my journey through Full Sail University. Below, you’ll find a collection of my work showcasing my skills and expertise in digital marketing, event planning, and media production.
Implicitly or explicitly all competing businesses employ a strategy to select a mix
of marketing resources. Formulating such competitive strategies fundamentally
involves recognizing relationships between elements of the marketing mix (e.g.,
price and product quality), as well as assessing competitive and market conditions
(i.e., industry structure in the language of economics).
Unveiling the Secrets How Does Generative AI Work.pdfSam H
At its core, generative artificial intelligence relies on the concept of generative models, which serve as engines that churn out entirely new data resembling their training data. It is like a sculptor who has studied so many forms found in nature and then uses this knowledge to create sculptures from his imagination that have never been seen before anywhere else. If taken to cyberspace, gans work almost the same way.
[Note: This is a partial preview. To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
Sustainability has become an increasingly critical topic as the world recognizes the need to protect our planet and its resources for future generations. Sustainability means meeting our current needs without compromising the ability of future generations to meet theirs. It involves long-term planning and consideration of the consequences of our actions. The goal is to create strategies that ensure the long-term viability of People, Planet, and Profit.
Leading companies such as Nike, Toyota, and Siemens are prioritizing sustainable innovation in their business models, setting an example for others to follow. In this Sustainability training presentation, you will learn key concepts, principles, and practices of sustainability applicable across industries. This training aims to create awareness and educate employees, senior executives, consultants, and other key stakeholders, including investors, policymakers, and supply chain partners, on the importance and implementation of sustainability.
LEARNING OBJECTIVES
1. Develop a comprehensive understanding of the fundamental principles and concepts that form the foundation of sustainability within corporate environments.
2. Explore the sustainability implementation model, focusing on effective measures and reporting strategies to track and communicate sustainability efforts.
3. Identify and define best practices and critical success factors essential for achieving sustainability goals within organizations.
CONTENTS
1. Introduction and Key Concepts of Sustainability
2. Principles and Practices of Sustainability
3. Measures and Reporting in Sustainability
4. Sustainability Implementation & Best Practices
To download the complete presentation, visit: https://www.oeconsulting.com.sg/training-presentations
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
1. In 2013 our Social Investment Practice made commitments
totaling $16.2 million. Along with the repositioning of an existing
guarantee, those commitments leveraged more than $76 million
in private-sector investment.
The 2013 loans and a guarantee bring the total active
commitments to $57.4 million. Over the course of the year five
loans were repaid, returning some $4 million to the foundation
to use for new investments.
Since its inception in 2008 through 2013, the Social Investment
Practice has made 41 investments, representing $67.7 million in
commitments and $12 million in repayments and interest.
Financing Change
In 2013, we continued work to expand access to quality health
services.
With community development financial institutions and bank
partners, we invested in community health centers that provide
primary and preventive care to underserved and lower-income
communities.
In 2013, the Social Investment Practice invested in efforts to
support juvenile offenders, protect the environment, provide
financial services to low-income households, revitalize Detroit
and expand community health centers.
The breadth of these efforts is an indication of our increasing
ability to use a combination of capital tools to help create path-
ways for vulnerable people to improve their life circumstances.
We have committed cash and balance sheet
resources to our Social Investment Practice, a
team that works alongside our program staff.
Social investing, or program-related investing,
reflects our belief that long-term solutions to
complex social problems require a range of
interventions.
In addition to using new tools, we now undertake more complex
transactions, closely integrate investments and grantmaking
and attract capital from other sources.
Social Investment Practice
A “pay-for-performance” investment
supports a juvenile justice project in
Massachusetts.
A loan allows the Colorado Coalition for the
Homeless to expand health services.
Support for a new investment fund helps
finance mixed-use, mixed income projects in
Detroit.
2. A 2012 demonstration fund to finance health centers last year
led to a new three-year, $40 million effort expected to support
an additional 377,000 annual patient visits. Developed in
partnership with the Low Income Investment Fund and the
Reinvestment Fund, the demonstration fund showed the value
of financing health centers as they undertake the expansion
projects required as more Americans secure health insurance.
The demonstration led the Goldman Sachs Urban Investment
Group, Primary Care Development Corp. and the Rockefeller
Foundation to join with us in a new partnership, the
Collaborative for Healthy Communities.
We also expanded our participation in pay-for-performance
transactions by providing grant and loan capital for several
investments, including a first-of-its-kind juvenile-justice
initiative in Massachusetts.
We view pay-for-performance as an approach with the potential
to raise new capital from the private sector and to identify
interventions that produce measurable outcomes and cost
savings for the public sector. Grant dollars awarded by our
Human Services Program to Stewards of Affordable Housing
fund work on data relating to social services in affordable
housing and ways pay-for-performance might generate energy
and cost savings for the U.S. Department of Housing and Urban
Development.
In Detroit, grant funding in the city’s Woodward Avenue corridor
paved the way for our $6.25 million investment in a new fund
to finance market-rate and workforce housing. Managed by
Capital Impact Partners, the fund includes bank, community
development finance and philanthropic investors who together
made $30.25 million available for the Woodward Corridor
Investment Fund. That initial capital is expected to finance six to
eight projects that will contribute to the density, diversity and
walkability of the city’s central artery.
Kresge Social Investments
2013 INVESTMENTS
Calvert Foundation (2013)
Bethesda, Md.
$1.25 million loan guarantee
Calvert is a community development financial institution that connects
investors to the causes they care about. Calvert is among the partners in
the Kresge-supported Woodward Corridor Investment Fund. This guar-
antee helps launch that fund, a $30.25 million fund designed to support
Detroit’s revitalization by financing projects that are mixed-use, mixed
income, transit-oriented and promote density, diversity, vibrancy and
walkability in the city’s core.
Capital Impact Partners (2013)
Arlington, Va.
$5 million loan
A non-profit community development finance institution, Capital Impact,
formerly NCB Capital Impact, provides financial services and techni-
cal assistance to improve access to quality health care, healthy foods,
housing, education and elder care. This investment helps launch the
Woodward Corridor Investment Fund, a $30.25 million fund designed to
support Detroit’s revitalization by financing projects that are mixed-use,
mixed income, transit-oriented and promote density, diversity, vibrancy
and walkability in the city’s core.
Colorado Coalition for the Homeless (2013)
Denver
$3 million loan
The nonprofit organization provides housing and health services for
vulnerable community members in metro Denver. This loan allows the
expansion of health services. A pay-for-performance component reduces
the interest to as low as 1 percent rate based on improved client out-
comes related to health and housing stability.
Freshwater Trust (2013)
Portland, Ore.
$1 million loan
The nonprofit conservation organization implements innovative restora-
tion projects to improve the health of freshwater ecosystems. The invest-
ment supports expansion of the organization’s efforts to cool municipal
water emissions naturally and economically through the use of native
trees and plants.
Goodwill Mission and Job Creation Services, Inc. (2013)
Rockville, Md.
$3.3 million loan
Goodwill seeks to enhance the dignity and quality of life for individuals,
families and communities by eliminating barriers to opportunity and
helping people in need reach their fullest potential through employment.
This low-interest loan allows Goodwill to expand the retail operations
that support its social enterprises, employment and job training
activities.
Support for a demonstration fund helped community health centers
in three states, including this one in Pennsylvania, expand and has
led to a new financing collaborative.
3. Community Health Center Capital Fund (2008)
Boston, Mass.
$2.5 million
Community Health Center Capital Fund, a subsidiary of Capital Link, a com-
munity development financial institution, provides advisory and lending
services to nonprofit community health centers seeking to finance capital
projects that expand community-based health care. This low-interest loan
helps finance the expansion of the Community Health and Social Services
Center in Southwest Detroit.
Feeding America (2009)
Chicago, Ill.
$2.5 million
The nation’s leading domestic hunger-relief organization utilizes a vast
network of food banks and charitable agencies to collect and distribute 2
billion pounds of food to more than 25 million Americans annually. A five-
year, low-interest loan helps finance the purchase of 20 to 25 refrigerated
trucks to increase food-delivery capacity.
First Children’s Finance (2008)
Minneapolis, Minn.
$1 million
First Children’s Finance is a community development financial institution
that provides financing and advisory services in 10 states for child care fa-
cilities serving low- and moderate-income families. A five year, low-interest
loan supports increased lending to human service and community develop-
ment organizations in a five-state region.
Healthy Futures Fund (2012)
New York, N.Y.
$6 million
Established by Kresge, Morgan Stanley and the Local Initiatives Support
Corp., this $100 million fund utilizes Low Income Housing Tax Credits and
New Market Tax Credits to expand access to health care and affordable
housing for low-income residents. The fund supports the construction of
500 affordable housing units with integrated health services, as well as
eight federally qualified health centers that will serve an estimated 75,000
people. The fund also fosters collaboration between affordable housing
developers and health care providers, constituencies that often work side-
by-side in low-income neighborhoods but rarely in a coordinated fashion.
IFF (2012)
Chicago
$5 million
IFF is a regional community development financial institution that pro-
vides loans and real estate consulting to nonprofits serving low-income
communities in the Midwest. This investment supports loans to health-
care centers in Wisconsin and Indiana.
Invest Detroit Foundation (2012)
Detroit, Mich.
$1 million
Invest Detroit is a community development financial institution that pro-
vides financing in the City of Detroit. The 10-year low-interest loan provides
capital for lending to downtown and midtown retail businesses that are
unable to access traditional bank credit.
Montana Community Development Corp. (2013)
Missoula, Mont.
$600,000 loan guarantee
This investment provides a backstop permitting the community develop-
ment corporation to complete the financing for the Poverello Center Inc.’s
$6 million homeless shelter with a food pantry, veteran service facility and
medical services in Missoula. The multiservice nonprofit provides services
to address and improve the health, well-being and stability of the homeless
and underserved in that community.
National Federation of Community Development Credit Unions (2013)
New York, N.Y.
$1.5 million loan
More than 20 percent of U.S. households lack access to mainstream finan-
cial services, according to a 2011 Federal Deposit Insurance Corp. survey.
The federation seeks to integrate access to affordable financial products
with social services to help low-income individuals build assets and attain
financial stability. The three-year low-interest loan ensures deposits in com-
munity development credit unions in urban areas.
Roca Inc. (2013)
Chelsea, Mass.
$1.5 million loan
A $1.5 million loan helps the multiservice organization Roca Inc. provide
intervention services to 1,302 young men, as part of a Massachusetts
juvenile justice pay-for-performance pilot project. Each year, approximately
4,000 young men age out of the juvenile justice system or are released from
probation in Massachusetts; 65 percent will be incarcerated at least once
within the next five years. Participants in Roca’s program have a 22 percent
recidivism rate. A companion grant from the Human Services Program helps
Roca increase its organizational capacity to provide these services.
Snapshot Dermatology Holdings Inc. (2013)
Palo Alto, Calif.
$500,000
The online telemedicine company provides patients access to dermatolo-
gists in health centers where specialty care is not available. Snapshot cur-
rently is working in 66 health centers serving low-income patients. This loan
helps provide access to patients who need care.
OTHER ACTIVE PROGRAM-RELATED INVESTMENTS
Artspace (2011)
Minneapolis, Minn.
$1 million
A leader in developing, owning and managing affordable live/work space
for artists by reclaiming abandoned buildings and renovating historic
structures, Artspace promotes artist-community interaction, economic de-
velopment and job creation. This unfunded guaranty substitutes for a cash
reserve required by commercial investors for projects in Waukegan, Ill., and
Council Bluffs, Iowa.
Coastal Enterprises Inc. (2009)
Wiscasset, Maine
$760,000
Through 30 years of financing and community development work, the orga-
nization has supported the growth of small and medium businesses, and
created or retained thousands of jobs. CEI has financed more than 1,200
units of affordable housing and finances small-scale enterprise throughout
communities in Maine and beyond.
4. The Kresge Foundation
3215 W. Big Beaver Road, Troy, Mich. 48084
248-643-9630
kresge.org
Kresge Social Investments
Continued
Living Cities Catalyst Fund (2011)
New York, N.Y.
$2 million
The Catalyst Fund houses investments for Living Cities and its Integration
Initiative, an effort that combines grant and investment dollars based on
a competitive process to stimulate systemic change in five regions. This
investment supports the lending activity of various Living Cities programs,
including the Integration Initiative.
Low Income Investment Fund (2012)
San Francisco, Calif.
$5 million
This guarantee supports a $25 million demonstration pilot, underwritten
jointly by the Low Income Investment Fund and the Philadelphia-based
Reinvestment Fund, to make capital available to federally qualified health
centers serving low-income individuals and support neighborhood revital-
ization. The investment tests a new partnership model that could result in
efficiencies and serve as a model for other organizations. In late 2013, the
demonstration project attracted three new partners to form the Collabora-
tive for Healthy Communities. A portion of the original Kresge guarantee
now supports that $40 million fund.
Opportunity Finance Network (2012)
Philadelphia, Pa.
$10 million
Opportunity Finance Network is a national coalition of community de-
velopment financial institutions that invest in opportunities that benefit
low-income, low-wealth and disadvantaged communities. This 10-year,
1 percent loan helps fund the NEXT Awards, providing capital to com-
munity development financial institutions, which – in turn – lend to small
businesses and nonprofit organizations in low- and moderate-income
communities.
February 28, 2014
The Reinvestment Fund (2011)
Philadelphia, Pa.
$3 million
The Reinvestment Fund is a community development institution with a
mission of building wealth and opportunity for low-income communities
through socially and environmentally responsible investing. This loan capi-
tal allows the fund to utilize credit enhancement stimulus money from the
U.S. Department of Energy and provide financing for projects in Pennsylva-
nia that reduce energy consumption by at least 25 percent.
St. Vincent de Paul Society of Lane County Inc. (2011)
Eugene, Ore.
$335,000
This human services organization offers social and homeless services,
affordable housing, and job training and placement to low-income individu-
als. A linked deposit provides additional funding for the purchase and
renovation of a facility to house the Oakridge Service Center, as well as a
five-year operating subsidy.
SUN Initiative (2011)
Boston, Mass.
$2.5 million
Boston Community Capital Inc.’s Stabilizing Urban Neighborhoods (SUN)
Initiative aims to stop the displacement of families facing foreclosure and
the destabilizing effects foreclosure can have on neighborhoods. This loan
allows SUN to extend new, fixed-rate financing to homeowners who have
experienced significant hardship, allowing them to remain in their homes.
Ways to Work (2009)
Milwaukee, Wis.
$1.5 million
The national economic-empowerment program provides financial education
and affordable loans to low-wage earners, enabling them to purchase used
cars for transportation to jobs, school and other activities. This $1.5 million
program-related investment supports activities over five years and is paired
with a $1.5 million grant to support the program’s expansion plans.
For more information:
Kimberlee R. Cornett
Managing Director of Social Investments
krcornett@kresge.org
Kim I. Dempsey
Deputy Director of Social Investments
KIDempsey@kresge.org
Fred G. Karnas
Social Investment Officer
fgkarnas@kresge.org