The 2014 annual report of Virginia Community Capital (VCC) summarizes the organization's activities and financial results for the year. Key highlights include: - VCC originated over $46 million in loans in 2014, helping to finance affordable housing units, job creation, and commercial real estate projects across Virginia. - VCC's assets grew to over $121 million in 2014, up from $15 million at its inception in 2005, demonstrating steady growth. - In addition to providing loans, VCC also offered advisory services and helped organizations access other sources of funding for their projects. Case studies highlighted projects that expanded access to healthcare, supported job creation for an American Indian tribe, and rehabilitated housing for disabled

1. 2 0 1 4 A N N U A L R E P O R T

2. Helping Virginia Communities Thrive
Vision: To be the first choice for innovative capital
and collaborative leadership promoting vibrant local
communities and enhanced quality of life.
2014 Over $46 million in
loan deployments
Average $50-55 million per year
in loan deployments
$259 Million
Loans Originated
$407 Million
Leveraged Funds
$666 Million
Total Project Impact
$67 Million
Total Deposits
4,987
Affordable Housing
Units Financed
3,367
Jobs Created
or Retained
6,600,731
Square Feet Real Estate
Development
Over 10,000 Hours
Advisory Services
Provided
$15
2005
$17
2006
$29
2007
$34
2008
$45
2009
$71
2010
$86
2011
$86
2012
$102
2013
$121
2014
TOTAL ASSETS
(in millions)
VCC’s assets have steadily
grown since the original seed
investment of $15 million.

3. VCC 2014 Annual Report • 1
Letter from the President & Chairman
V
CC experienced a year filled with growth in
2014 and is fortunate to continue flourishing.
The CDFI banking industry is also growing, as
demand for innovative capital and advisory services
in underserved communities steadily increases. In
2014, the CDFI Fund certified 47 new CDFI banks, the
most ever in a given year. The industry’s sustainability
is reflected by a 33% increase in assets last year to
$34.3 billion as of December 2014 and total net
assets of $3.6 billion, an increase of 41% since
December 2013.*
Growth fosters the propensity to help more people
and more communities. Nationally, small business own-
ers’ report lack of access to capital is their most difficult
challenge, limiting their growth and job creation. VCC’s
small business support grew from $6.5 million in 2013
to $15.5 million in 2014. With this additional capital,
1,409 jobs were created and retained in Virginia.
Virginia residents need access to affordable,
nutritious foods. Virginians’ low food access rate is
17.8%, with over 1.4 million residents in food deserts.
This is alarming since it is substantially higher than
the national rate of 7.3%. VCC’s $10 million Virginia
Fresh Food Loan Fund facilitates the growth of healthy
food enterprises in Virginia communities. Due to this
industry’s unmet capital needs, we expect to help more
residents gain food access.
VCC remains focused on mission investing, a
concept growing nationally. Global impact investing
grew $12.7 billion last year, up 20% from the previous
year.* Mission investing provides investors a double
bottom return (economic and social). Our Local Impact
Opportunity Notes gained traction, with $1 million
invested. We expect more institutions, foundations, and
individuals who care about “place” will engage in local
impact investing in 2015.
Jane N. Henderson
President & CEO
Dixon B. Hanna
Chairman of the Board
VCC aspires to move from a double bottom return
toward a triple bottom return by exploring multi-family
energy efficiency lending. Future VCC markets include
growing social enterprises and small business mezza-
nine financing. A global movement for a new financial
system is underway, providing economic, social, and
environmental benefits. VCC is leading the way in
Virginia.
VCC will celebrate its tenth year in 2016. We are
poised to help more people and more communities in
the next decade. It would not be possible without you,
our partners, and we appreciate all you do.
Let’s do more, together.
“We are poised to help more people
and more communities in the next
decade. It would not be possible
without you, our partners…”
*Sources:
CDBA’s “Peer Analysis”, 2013 and 2014
Global Impact Investing Network’s March 2015 “ImpactBase
Snapshot—An Analysis of 300+ Impact Investing Funds”

4. 2 • VCC 2014 Annual Report
“[VCC] had the right combination of expertise and
innovative financing essential to helping the Sappony
Tribe grow economically and create jobs.”
— Sherry Munford, Secretary, High Plains Construction, Inc.
High Plains Construction, Inc.: Jonathan Mills, Sherry Munford, Dante Desiderio

5. VCC 2014 Annual Report • 3
Lofts at Canal Walk: High
Plains Construction’s work
T
he Sappony, an American Indian tribe, is one of only five recognized tribes in
Virginia and is located in Virginia and North Carolina. The Sappony tribal center
based in Virgilina, Virginia, is dedicated to helping grow the Sappony economy.
They decided to purchase an existing business that was a sole-proprietorship founded
25 years ago in Chesterfield, Virginia, which specialized in finish carpentry—installing
windows, doors, trim, stairs, and cabinets. The new company is High Plains
Construction, Inc.
Dante Desiderio, member of the Sappony, knew of VCC’s mission to help meet
the needs of non-traditional borrowers. VCC provided the innovative financing—
acquisition funding and working capital—and the advice they needed to be successful
in this endeavor.
The existing construction business had a single owner and five sub-contractors.
Since the Sappony’s involvement, they have expanded to five employees and 21
subcontractors. VCC is delighted to help the Sappony grow and create jobs, especially
since this tribe represents a historically underserved population in Virginia.
Jonathan Mills, member of the Sappony and
Director of Operations for High Plains Construction,
did contract work for the existing company for ten
years. Sherry Munford, member of the Sappony and
High Plains Construction employee, is a new addition
to the team. With VCC’s financing help, they expect
to expand capacity in other Virginia markets and
North Carolina.
Sherry Munford stated, “VCC was awesome to
work with. They had the right combination of exper-
tise and innovative financing essential to helping the
Sappony Tribe grow economically and create jobs.”
Ms. Munford highly recommends VCC to other small
businesses needing creative and innovative capital.
Tribally-owned Company Creating Jobs

6. 4 • VCC 2014 Annual Report
T
he Hampton-Newport News Community Services Board (HNNCSB) is one of the
largest providers of community-based behavioral health services for people with
serious behavioral and developmental disabilities and substance use disorders in
Virginia. HNNCSB, through one of its affiliated non-profits, sought sufficient funding
to rehabilitate and refinance an aging and run-down Newport News, Virginia apart-
ment complex for people with disabilities. The income level for most of the residents is
12–14% of Area Median Income. Many living there had been homeless in addition to
living with physical and/or behavioral disabilities.
VCC provided HNNCSB innovative financing and advice, including a revolving
construction loan. The complex also secured permanent financing through VHDA
Low-Income Housing Tax Credits with Virginia Community Development Corporation
syndication, as well as funding from the Department of Housing and Community
Development, Virginia Housing Development Authority SPARC, and Newport News
Redevelopment and Housing Authority.
Through VCC’s help, a comprehensive renovation is underway to make the apart-
ments more handicap-accessible for residents, energy efficient, attractive, and provide
on-site amenities. There will be three new apartments
and a new community building will offer a computer
lab, covered outdoor patio area, kitchen, meeting area,
property management offices, and laundry facilities. This
renovation will help create an overall sense of community
for residents by giving the entire complex a more attrac-
tive appearance and by providing a place where the
residents can visit with one another and have recreational
and informative meetings.
Joy Cipriano, Director of Property and Resource
Development for the HNNCSB, stated that “VCC’s mission
aligns well with our mission, and my overall experience
with VCC has been wonderful. This important project will
enhance the lives of many low-income Virginians living
with disabilities and may even serve as a model for
similar refinancing and rehab projects.”
Creating a Sense of Community
“Before” photo of New
Phoenix Village

7. VCC 2014 Annual Report • 5
“VCC’s mission aligns well with our mission…and this
important project will enhance the lives of many
low-income Virginians living with disabilities.”
— Joy Cipriano, Director, Hampton-Newport News Community Services Board
HNNCSB: Sue Armstrong, Andrea Diggs, Dottie Holmes, Joy Cipriano; Community Housing Partners (contractor): Craig Gooch

8. 6 • VCC 2014 Annual Report
“[VCC offered] valuable insights which helped
us achieve our goals to provide expanded
access to health care.”
— Kay Crane, Executive Director, PATHS
PATHS: Dr. Drew Baker, Kay Crane, Jim Daniels

9. VCC 2014 Annual Report • 7
P
iedmont Access to Health Services (PATHS) is a nonprofit community health center
based in Danville with locations in Chatham, Martinsville, and Boydton which
offers primary care services including pediatrics. PATHS’ vision is to be a catalyst
for change, making a healthy life possible for everyone. The center serves all patients
regardless of their ability to pay and 40% of their patients are uninsured.
PATHS decided to expand health care for residents in Danville. With a grant of
over $2 million for this expansion, the center fell short of the budget needed and
sought VCC’s help with innovative financing and collaborative leadership, including
a gap construction loan, mortgage refinancing, and working capital line.
The rise and fall of Dan River Inc., a textile company in Danville, hurt the area’s
economy, leaving many without jobs. With VCC’s help, the expansion will be adding
six employees. PATHS will establish pediatric behavioral health services and grow its
pediatrics, pharmacy, and OB/GYN. With a child-friendly look, the new space
has sick and well waiting rooms for families. The new services will help diagnose
children with Attention Deficit Hyperactivity Disorder and autism early.
Kay Crane, PATHS’ Executive Director, said,
“I really enjoyed working with VCC—they made it so
easy for us, the process was effortless. I especially liked
that VCC understood our mission and that we are here
to serve community residents who have traditionally
been underserved. This enabled them to offer valuable
insights which helped us achieve our goals to provide
expanded access to health care.”
When asked how she would rate her experience
with VCC, Kay Crane stated, “On a scale of 1 to 10,
I would rate them above 10 and would absolutely
recommend VCC to others seeking innovative capital.”
Expanding Access to Health Care
Dr. Drew Baker holding
pediatrics patient

10. 8 • VCC 2014 Annual Report
I
mpact investing is a concept that is taking hold nationally, linking investors with a
double bottom return (financial and social). In 2013, VCC rolled out a new investment
product, Local Impact Opportunity Notes (LION), offering accredited socially conscious
investors a small financial return and a local social return by funding projects impacting
Virginia communities. Investors have the opportunity to do more than traditional
philanthropy—to contribute to enhancing Virginians’ lives by allocating their dollars
to regions they care about most. Projects may include creating affordable housing,
renovating a blighted building for mixed use or helping a small business create jobs.
Why make a social investment in VCC?
It’s simple—to create healthy, vibrant Virginia communities. When asked why he
invests in VCC, Jeff Ukrop said, “VCC provides financing that probably wasn’t
available to my grandparents (or other small business owners) when they started
Ukrop’s Super Markets. So, my investment is supporting small business financing that
helps fuel community revitalization.”
Susan Brock Wilkes, Ph.D., Owner of Wilkes ­Consulting, added, “I had heard
of VCC’s reputation for some time and like their work in community development and
investing in communities. I support nonprofits through traditional means—philanthropy
and volunteering— and saw this as a very unique opportunity to invest vs. just give. The
social benefit is very important to me, so my investment
is really congruent with my values. I am impressed that
a Richmond company is on the forefront of something so
innovative and progressive.”
Another impact investor, Marc McGahee, mentioned,
“The LION note concept is very innovative and offers
a significant opportunity to make a huge difference in
Virginians’ lives by creating jobs, providing affordable
housing, health care, and more. It is exciting to be a part
of this new type of philanthropy.”
Impact Investors Making a Difference

11. VCC 2014 Annual Report • 9
“…my investment is really congruent with my values.
I am impressed that a Richmond company is on the
forefront of something so innovative…”
—Susan Brock Wilkes, Ph.D.
Mission Investors: Marc McGahee, Susan Brock Wilkes, Jeff Ukrop

12. Planting Seeds to Enhance
10 • VCC 2014 Annual Report
Central
Eastern
Richmond
Southwest
Northern
Hampton Roads
Southside
Valley
VCC Loan Originations
as of December 31, 2014
= Affordable Housing = Economic Development
VCC Community Capital Bank of Virginia Offices
VCC Office
Virginia Regions*
* Weldon Cooper Center for Public Service

13. Quality of Life Across Virginia
VCC 2014 Annual Report • 11

14. 12 • VCC 2014 Annual Report
Condensed Consolidated
Balance Sheets
December 31
2014 2013
ASSETS
Cash cash equivalents $ 5,895,313 $ 6,300,436
Investments 17,499,705 17,908,938
Loans, net of allowance for loan losses of
$1,020,083 in 2014 and $730,874 in 2013 93,738,786 75,129,808
Other assets 3,367,845 2,519,273
Total Assets $120,501,649 $101,858,455
LIABILITIES AND NET ASSETS
Liabilities
Deposits $ 66,592,211 $ 57,147,198
Borrowings 27,361,198 20,184,998
Other liabilities 1,904,848 1,000,570
Total Liabilities 95,858,257 78,332,766
Net Assets 24,643,392 23,525,689
Total Liabilities and Net Assets $120,501,649 $101,858,455
2007
$10
2008
$15
2009
$22
2010
$43
2011
$70
2012
$63
2013
$75
2014
$94
2010
$39
2011
$44
2012
$41
2013
$57
2014
$67
Total Loans
In Millions
Total Deposits
In Millions

15. VCC 2014 Annual Report • 13
Condensed Consolidated
Statements of Operations
Years Ended December 31
2014 2013
INCOME
Interest income $4,905,316 $4,350,287
Grant income 2,533,437 1,585,274
Other income 365,330 808,348
Total Income 7,804,083 6,743,909
EXPENSE
Program services 5,179,101 4,241,193
Management and general services 1,423,379 1,251,555
Other expenses 91,267 52,110
Total Expense 6,693,747 5,544,858
Change in Net Assets $1,110,336 $1,199,051
2007
$29
2008
$34
2009
$45
2010
$71
2011
$86
2012
$86
2013
$102
2014
$121
2007
$19
2008
$19
2009
$19
2010
$19
2011
$20
2012
$22
2013
$24
2014
$25
Total Assets
In Millions
Total Net Assets
In Millions

16. 14 • VCC 2014 Annual Report
COMMUNITY ADVOCATE COUNCIL
Standing left to right:
Lisa Atkinson
Deputy Director of Community Development,
Virginia Department of Housing and
Community Development
Shea Hollifield
Retired, State Government
Chris Thompson
Deputy Director of Housing, Virginia
Department of Housing and Community
Development
Penny McPherson
VP, Senior Community Development Officer,
Wells Fargo
Carolyn Spohrer
Deputy Director, Virginia Community Action
Partnership
Kathy Wheeler
President CEO, Community Business
Partnership
Shelley Murphy
Director of Program Services,
Piedmont Housing Alliance
Overton McGehee
Executive Director, Habitat for Humanity
Virginia
Marjette Upshur
Director, Office of Economic Development,
City of Lynchburg
Mike Hawkins
Managing Director of Community Outreach,
Virginia Housing Development Authority
Kent Ware
Program Director, USDA Rural Development
Todd Christensen
Executive Director, Southwest Virginia
Cultural Heritage Foundation
Steve Galyean
Director, Partnership Marketing Development,
Virginia Tourism Corporation
Ed Gerardo
Director, Community Social Investments,
Bon Secours Health System, Inc.
Not pictured:
David Baldwin
Executive Director/CEO, Bristol
Redevelopment and Housing Authority
Shannon Blevins
Director of Economic Development, University
of Virginia’s College at Wise Resource Center
Graham Driver
Director of New Markets Tax Credits, Virginia
Community Development Corporation
Kevin Kelly
Managing Director, ECDC Enterprise
Development Group
Jill McCormick
Executive Director, Cabell Foundation
Nancy O’Brien
Retired Public Servant; Lifetime VCC Advocate
Delegate James Scott
Retired, Virginia House of Delegates
Séson Taylor
Assistant Vice President, Development
Advisor, PNC Bank
Board of Directors
Standing left to right:
William Shelton
Director, Department of Housing
and Community Development
Jane Henderson
President CEO, VCC
Kenneth Daniels
Professor of Finance, Virginia
Commonwealth University School of Business
Robert Gilliam, Jr.
Retired Bank President CEO
Charlie Mills, III
CEO, Salera Employee Benefits Solutions
Seated left to right:
James Harkness, Jr.
Retired Bank President CEO
Dixon Hanna
Retired Associate Provost, Virginia Tech
Florence Kingston
Director for Department of Development,
City of Newport News
Alvin Smuzynski
Retired Executive Director,
Wesley Housing Development Corporation
Michael Schewel
Attorney (Partner), McGuire Woods LLP
Not pictured:
Gregory Fairchild
E. Thayer Bigelow Associate Professor,
University of Virginia, Darden Graduate
School of Business
Mary Dwyer Pembroke
Director and Senior Counsel,
Government Relations, Discover
Our Teams

17. VCC 2014 Annual Report • 15
STAFF CONSULTANTS
Standing left to right:
Ginny Hodges
Program Monitor Analyst
Dawn DeHart
Senior Loan Officer
Patricia Powers
Accountant
LaTilda Owens
Small Business Consultant
Shaun Rai
Loan Officer
Martha Shifflett
Senior Loan Officer
Chris Dimotsis
Loan Officer
Ann Call
Loan Support Specialist
Jeff Dobson
Website Data Programmer
Angela Elliott
Executive Assistant
Tammy Johnson
Senior Accountant
Wayne Waldrop
Chief Lending Officer
Lisa Carnahan
Marketing Manager
Thomas Nelson
Operations/Compliance Assistant
Julia Calamita
Credit Analyst
Bob Adams
Advisory Support Consultant
Candace Branch
Credit Underwriter
Terri Faw
Senior Loan Closer
Jane Henderson
President CEO
Ed Chin
Chief Risk Officer
Tim Mattox
Website Data Manager
Jacob Willis
Loan Officer
Lenore Linkous
Customer Sales Service Representative
Neal Barber
Community Consultant
Bill Nguyen
Director of IT
Clyde Cornett
Chief Financial Officer
Tom Bridgeman
Director of Operations
Caroline Nowery
Community Investments
Randy Gonzalez
Portfolio Manager
Teri Lovelace
Community Investments Impact Manager
Terri Wright
Loan Operations Manager
Seated left to right:
Tambry Harris
Consultant
Pat Kietzman
Manager of Administration
Kim Burchette
Human Resources Manager
Lorie Williams
Loan Operations Specialist
James Wallace
Fresh Food Advisor
Monique Johnson
Senior Loan Officer
Maron El-Khouri
Customer Sales Service Representative
Teresa Walker
Savings Deposits Manager
Lisa Bond
Loan Closer
Not pictured:
Diana Berry
Portfolio Analyst
Bill Greenleaf
Loan Officer
Ashley Nelson
Financial Reporting Manager
Adriana Wallace
Administrative Assistant

18. 16 • VCC 2014 Annual Report
Partners Investors
804RVA
AERIS
Affordable Housing Trust Fund of Richmond
Altria
America Saves
American Bankers Association
American Heart Association
Annie E Casey Foundation
Appalachian Community Capital (ACC)
Appalachian Sustainable Development
Ariel Ventures LLC
Arlington Partnership for Affordable Housing
B Lab
Ball Office Products
BALLE
Balzer and Associates
Bank of America
Bank of Botetourt
Bank of Fincastle
BBT
Better Housing Coalition
Blue Ridge Bank
Blue Ridge Health Center Inc.
Bluffwalk Center, LP
Bon Secours Health System Inc.
Bristol Redevelopment and Housing Authority
Brookhill Farm (BHF Inc.)
CF Bank
Cabell Foundation
Calvert Foundation
Capital Area Partnership Uplifting People
(CAPUP)
Capital Link
Capital One
Capital Region Food Collaborative
Cardinal Bank
Carter Bank Trust
Center for Rural Entrepreneurship
Chain Bridge Bank
Citi Communities at Work FundTM
City of Danville Economic Development
City of Lynchburg Economic Development
City of Richmond Department of Economic
Community Development
Clinton Global Initiative
Commercial Real Estate Women (CREW)
Community Bankers Bank
Community Business Partnership
Community Development Bankers Association
(CDBA)
Community Foundation of the New River
Valley
Community Futures
Community Housing Partners
Community Investment Collaborative
CowanPerry
Danville Redevelopment and Housing
Authority
Danville Regional Foundation
DC Central Kitchen
Discover
Domini Social Investments
ECDC Enterprise Development Group
EIW Group
Essel Propack
E*TRADE Bank
Evergreen Cooperatives
Fairfax Economic Development Authority
Fauquier Housing Authority
Federal Home Loan Bank of Atlanta
Federal Reserve Bank of Richmond
Federation of Appalachian Housing
Enterprises (FAHE)
FeedMore
First Bank Trust Company
First Capital Bank
First Citizens Bank
Floyd County Economic Development
Authority
Friends of Southwest Virginia
Global Impact Investing Network (GIIN)
Global Impact Investing Rating System (GIIRS)
Goldman Sachs 10,000 Small Businesses
Goldman Sachs Foundation
Greater Richmond Chamber of Commerce
Greylock Advisory Group
H D Advisors
Habitat for Humanity Virginia
Herndon Foundation
Hometown Bank
Housing Association of Nonprofit Developers
(HAND)
Housing Virginia
HSBC Bank
Impact Makers
Institute of Public Health Innovation
Jessie Ball duPont Fund
Knowledge Advisory Group
Larson Development
Launch Place
LeClair Ryan
Lighthouse Labs
Loudoun County Chamber of Commerce
Mary Morton Parsons Foundation
Mary Reynolds Babcock Foundation
McCandlish Holton Attorneys at Law
MGMiller Valuations
Mill Creek Creative LLC
Mission Investors Exchange (MIE)
Montgomery County Chamber of Commerce
My Southwest Virginia Opportunity
National Council on Agricultural Life and
Labor Research (NCALL)
National Good Food Network
National Housing Trust
New Richmond Ventures
One Partner Investments LLC
Opportunity Finance Network (OFN)
Partners for the Common Good (PCG)
People Inc.
Peoples Community Bank
Piedmont Housing Alliance
PKW Enterprises, LLC
PNC Bank
Project Glade
Promontory Interfinancial Network, LLC
RAIN Source Capital
Richmond City Health District
Richmond Regional Planning District
Commission
River Community Bank, NA
Roanoke Regional Chamber of Commerce
Safe Harbor Title Company
Sequestering Carbon, Accelerating Local
Economies (SCALE)
Southeast Rural Community Assistance Project
(SERCAP)
Southside Community Development and
Housing Corporation
Southwest Virginia Cultural Heritage
Foundation
Spotts Fain
Staunton Creative Community Fund

19. Accreditations
Memberships and Affiliations
Virginia Community Economic Network
Production Credits
Design: Literati | Copywriting: Lisa Carnahan | Principal Photography: Dennis McWaters, Taylor Dabney | Printing: Worth Higgins and Associates
Strategic Risk Associates
Surdna Foundation
The Alleghany Foundation
The Clay Christensen Group
The Community Foundation
The Democracy Collaborative
The Food Trust
The Lenders Coalition for Community Health
Centers (LCCHC)
The Reinvestment Fund (TRF)
TMI Consulting Inc.
Town of Glade Spring
Town of Onancock
Troutman Sanders LLP
Union Bank Trust
Urban Land Institute (ULI)
US Department of Agriculture
US Department of Housing and Urban
Development
US Department of Treasury
US Small Business Administration
USDA – Rural Development
Virginia Asian American Store Owners
Association
Virginia Asian Chamber of Commerce
Virginia Association of Community Banks
(VACB)
Virginia Bankers Association
Virginia Business Incubator Association
Virginia Commonwealth University Center for
Urban Regional Analysis
Virginia Commonwealth University Medical
Center
Virginia Community Action Partnership
Virginia Community Development Corp.
(VCDC)
Virginia Community Economic Network
(VCEN)
Virginia Community Healthcare Association
Virginia Cooperative Extension
Virginia Department of Agriculture and
Consumer Services
Virginia Department of Business Assistance
Virginia Department of Health
Virginia Department of Housing and
Community Development (DHCD)
Virginia Downtown Development Association
(VDDA)
Virginia Food System Council
Virginia Foundation for Agriculture Innovation
and Rural Sustainability
Virginia Housing Coalition
Virginia Housing Development Authority
(VHDA)
Virginia Main Street (VMS)
Virginia Small Business Development Center
Virginia Small Business Financing Authority
Virginia Tourism Corporation
Wall Residences
Waukeshaw Development Inc.
Weldon Cooper Center for Public Service
Wells Fargo
Williams Mullen
Woodforest National Bank
Woori America
Partners Investors continued

20. 930 Cambria Street, N.E.
Christiansburg, VA 24073
Phone: (540) 260-3126
Fax: (540) 260-3164
100 West Franklin Street
Suite 200
Richmond, VA 23220
Phone: (804) 344-5484
Fax: (804) 344-5451
vacommunitycapital.org
Let’s do more,
together!
7001 Loisdale Road
Springfield, VA 22150
Phone: (703) 778-9920
Mission: To support housing and community development ventures, increase jobs,
and build sustainable communities by offering flexible financial products and advisory services.