This document provides information about structured property investment bonds offered by Castle Keep LLC. It summarizes Castle Keep's operations, including that it invests in properties like detached homes, apartments, land, and real estate lending to achieve above-market returns. It warns that investing in the bonds carries significant risk of losing all invested assets. The document lists Castle Keep's legal and professional advisors and provides details about the bonds, investing process, and risk assessment.
This document summarizes an investment opportunity in a Swedish listed property bond. The bond offers a minimum investment of £2,500 with an annual return of 8% paid out semi-annually. The bond is listed on a recognized stock exchange and can be held within several tax-efficient accounts. The company focuses on property development and acquisition projects in Stockholm worth £5-20 million. Experienced directors have over 30 years in real estate development. The investment aims to provide regular income with security through its exchange listing and experienced management team.
This document provides an overview of wealth management and financial planning services offered by Kimberly K. Savoie, CFP® at Stifel. Services include investment planning and asset management, retirement planning, estate planning, education planning, insurance services, lending services provided by Stifel Bank, and trust services provided by Stifel Trust Companies. The goal is to help clients simplify their finances, plan for retirement and other life goals, and efficiently pass on wealth.
Private & public capital raisings pjm presentationAzure Group
This document provides an overview of legal issues related to private and public company capital raisings in Australia. It discusses key fundraising provisions in the Corporations Act 2001, restrictions on different types of companies, main types of equity fundraisings, exemptions that can be used to raise funds without a disclosure document, requirements for disclosure documents, restrictions on advertising and direct offers to investors, and liability for defective disclosure documents. The document is intended as a general guide and not professional legal advice.
This document provides information on the Australian Financial Services License of Advocate Strategic Investments Pty Ltd. It lists the license number, status, addresses, roles, external dispute resolution membership, and license authorisation conditions. The license authorizes the company to provide financial product advice and deal in financial products for wholesale clients, as well as apply for, acquire, vary or dispose of securities on behalf of retail clients.
Buying Property in Your Pension
This presentation explores buying property within a pension fund. Key points include:
- A pension fund can buy a property with acquisition costs paid from pension assets. Rental income and sale proceeds are then tax-free within the pension.
- Benefits are tax efficiency, but risks include lack of diversification and property illiquidity.
- Revenue rules forbid connected parties using the property and require arm's length dealings. Borrowing facilities now exist with limits.
- The process involves gathering pension assets, identifying a property, arranging financing if needed, acquiring the asset and appointing managers.
What is a "Private Fund?" (Series: PE, VC, and Hedge Funds De-Mystified)Financial Poise
This document provides an overview and agenda for an upcoming webinar on private investment funds. It begins with introductions for the moderator and panelists. The main document then summarizes that private investment funds, including private equity funds, venture capital funds, and hedge funds have grown significantly in recent years. It proceeds to outline the agenda for the webinar, which will explain what private funds are, how they differ from public investment options, and how investors can gain access to different private fund vehicles. Each type of private fund - private equity, venture capital, and hedge funds - will also be broken down.
NWRE 2020 Review: Making the Best of the Ups and the DownsCharis Whitbourne
Mark Hannah, Managing Director of Nicola Wealth Real Estate, provides a year-end update on the three Nicola Wealth Real Estate LPs, and specifically addresses how they adapted and evolved through 2020 and the pandemic.
Mark also discussed performance results and shared updates on Acquisitions, Leasing, Financing & Development and some insights into the strategic moves his team is pursuing in 2021.
Hedge Funds: Launching a Hedge Fund and reasons to go offshoreJonathan Buffa
The document discusses reasons why hedge fund managers may choose to set up offshore rather than domestic funds, including providing privacy to foreign and tax-exempt investors, avoiding unrelated business taxable income for tax-exempt investors, and taking advantage of jurisdictions like the British Virgin Islands which have regulations and tax policies favorable for hedge funds. The British Virgin Islands is highlighted as a popular location for hedge fund formation due to its regulatory framework, range of possible fund vehicles, and tax benefits.
This document summarizes an investment opportunity in a Swedish listed property bond. The bond offers a minimum investment of £2,500 with an annual return of 8% paid out semi-annually. The bond is listed on a recognized stock exchange and can be held within several tax-efficient accounts. The company focuses on property development and acquisition projects in Stockholm worth £5-20 million. Experienced directors have over 30 years in real estate development. The investment aims to provide regular income with security through its exchange listing and experienced management team.
This document provides an overview of wealth management and financial planning services offered by Kimberly K. Savoie, CFP® at Stifel. Services include investment planning and asset management, retirement planning, estate planning, education planning, insurance services, lending services provided by Stifel Bank, and trust services provided by Stifel Trust Companies. The goal is to help clients simplify their finances, plan for retirement and other life goals, and efficiently pass on wealth.
Private & public capital raisings pjm presentationAzure Group
This document provides an overview of legal issues related to private and public company capital raisings in Australia. It discusses key fundraising provisions in the Corporations Act 2001, restrictions on different types of companies, main types of equity fundraisings, exemptions that can be used to raise funds without a disclosure document, requirements for disclosure documents, restrictions on advertising and direct offers to investors, and liability for defective disclosure documents. The document is intended as a general guide and not professional legal advice.
This document provides information on the Australian Financial Services License of Advocate Strategic Investments Pty Ltd. It lists the license number, status, addresses, roles, external dispute resolution membership, and license authorisation conditions. The license authorizes the company to provide financial product advice and deal in financial products for wholesale clients, as well as apply for, acquire, vary or dispose of securities on behalf of retail clients.
Buying Property in Your Pension
This presentation explores buying property within a pension fund. Key points include:
- A pension fund can buy a property with acquisition costs paid from pension assets. Rental income and sale proceeds are then tax-free within the pension.
- Benefits are tax efficiency, but risks include lack of diversification and property illiquidity.
- Revenue rules forbid connected parties using the property and require arm's length dealings. Borrowing facilities now exist with limits.
- The process involves gathering pension assets, identifying a property, arranging financing if needed, acquiring the asset and appointing managers.
What is a "Private Fund?" (Series: PE, VC, and Hedge Funds De-Mystified)Financial Poise
This document provides an overview and agenda for an upcoming webinar on private investment funds. It begins with introductions for the moderator and panelists. The main document then summarizes that private investment funds, including private equity funds, venture capital funds, and hedge funds have grown significantly in recent years. It proceeds to outline the agenda for the webinar, which will explain what private funds are, how they differ from public investment options, and how investors can gain access to different private fund vehicles. Each type of private fund - private equity, venture capital, and hedge funds - will also be broken down.
NWRE 2020 Review: Making the Best of the Ups and the DownsCharis Whitbourne
Mark Hannah, Managing Director of Nicola Wealth Real Estate, provides a year-end update on the three Nicola Wealth Real Estate LPs, and specifically addresses how they adapted and evolved through 2020 and the pandemic.
Mark also discussed performance results and shared updates on Acquisitions, Leasing, Financing & Development and some insights into the strategic moves his team is pursuing in 2021.
Hedge Funds: Launching a Hedge Fund and reasons to go offshoreJonathan Buffa
The document discusses reasons why hedge fund managers may choose to set up offshore rather than domestic funds, including providing privacy to foreign and tax-exempt investors, avoiding unrelated business taxable income for tax-exempt investors, and taking advantage of jurisdictions like the British Virgin Islands which have regulations and tax policies favorable for hedge funds. The British Virgin Islands is highlighted as a popular location for hedge fund formation due to its regulatory framework, range of possible fund vehicles, and tax benefits.
This document summarizes a Brazilian company called BrD that specializes in investing in distressed assets such as loans in default. BrD purchases distressed assets like credits at a discount from creditors such as banks and investors. Its goal is to relieve clients of distressed assets while generating value for clients, borrowers, and shareholders through negotiation and management of the distressed credits. BrD has acquired assets across several sectors and has seen growth in the cumulative face value of deals since 2011.
This document provides an executive summary of ROK Capital Group, an asset management firm with expertise in financial services, REITs, renewable power, and commodity trading. It outlines their qualified managed investment funds across sectors like financial services, real estate, and renewable energy. Charts show projected returns for 2020-2021 and their organizational structure includes departments like asset management, trading, developments, and oil/gas. In the end it lists their international team and professional partners.
Investing in Real Estate through Equity Crowdfunding (Series: REAL ESTATE INV...Financial Poise
Real estate is one of the most tried and true asset classes one can invest in existence. Crowdfunding on the internet, in contrast, is a new technology that didn’t exist just a few years ago. Yet, it is already facilitating significant investment activity each year. And with at least 85 real estate crowdfunding platforms already in existence, the activity is poised to keep growing. Should you invest in real estate through one or more crowdfunding platform? If so, which one? And if you do, how do you decide which specific deals to invest in? This Financial Poise webinar walks you through objective answers to these questions in plain English.
To view the accompanying webinar, go to: https://www.financialpoise.com/financialpoisewebinars/on_demand_webinars/investing-in-real-estate-through-equity-crowdfunding/
DT The Treasurer - 30-31 High-yield bond - April 2014David Tilston
The treasurer of Innovia Group shares his experience with issuing the company's inaugural €342m high-yield bond. In February 2014, after preparatory work such as briefing rating agencies, the bond was launched and priced at Euribor +500bp. It closed on February 21st. Key contractual documents included the 73-page description of notes outlining investor rights and operational restrictions. Documentation was verified through due diligence. A roadshow was held from February 10-12th in multiple cities in Europe. Demand increased and a second lower price talk was issued on the morning of pricing. The bond was four times oversubscribed and formally completed the following week. The workload for a first-time high-yield
The document discusses the financial planning services provided by Investors Group, including their expertise in investment management, product offerings in investments, insurance, banking and lending, and goal-based financial planning process to help clients achieve their financial objectives. Investors Group uses a team approach and ongoing review to create customized financial plans and manage client investments over the long-term. The core of their services includes investment management, products and solutions tailored for diversity, and world-class money management expertise.
This document summarizes the services provided by Investors Group, one of Canada's largest financial institutions. It offers a comprehensive suite of financial planning and investment management services including mutual funds, segregated funds, tax planning, estate planning, insurance, lending, banking, and retirement planning. The goal is to create a customized financial plan and manage investments to help clients achieve their financial goals for life, retirement, family, and the future.
This document summarizes an investment opportunity in a residential property development syndicate. The syndicate will raise up to $2 million from investors through the sale of Redeemable Interest Bearing Preference Shares paying 20% annual interest. The funds will be lent to a development trust to acquire and develop residential properties in Western Australia into multiple rental units. Completed properties will be sold to the Residential Property Investment Trust to be rented or re-sold, with investors' principal and interest repaid after 12 months. Senior debt financing of $10 million will also be provided by an institutional lender.
Investing Options in Canada to Look Out for in 2020RateShop.ca
If you are looking for more information on the investing options in Canada-never hesitate to connect with RateShop.ca! Based in Mississauga and recognized by CMP, they stand as “Top Independent Brokerages in 2020”.
Osc exempt market update t. mc cunn, kelly santini llp. december 2013KellySantiniLaw
In August 2013, the Ontario Securities Commission (OSC) provided an update on their review of changes to the Exempt Markets regulations. If implemented, these changes will open up several new sources of capital for start-up companies. This development will be welcome news for small and growing companies who require capital. In this presentation, corporate and commercial lawyer Tim McCunn details the proposed changes and what they mean for businesses looking to raise funds in 2014.
Hedge Fund Association Cautions SEC on Impact of Raising Accredited Investor ...Mitch Ackles
The Hedge Fund Association (“HFA”), an international not-for-profit organization representing the interests of investors, hedge funds and service providers, has submitted a comment letter to the U.S. Securities and Exchange Commission (SEC) as the regulatory agency considers proposed changes to the definition of an “accredited investor” under Rule 501 of Regulation D.
For over 15 years, Kevin Fitzgerald has served as CEO for real estate investment companies including U.S. Advisors and Global Capital Advisors LLC. Based in San Francisco, Kevin Fitzgerald and his team work with foreign clients with international diversification of assets and EB-5 visas.
This document summarizes international planning issues related to wealth transfer and ownership of foreign assets. It discusses scenarios where Canadians own assets in multiple countries and the potential challenges of probate, estate administration, forced heirship, death taxes, and immigration. Setting up offshore trusts and corporations is presented as a way to avoid some of these issues by creating a separate legal entity and taxpayer to hold foreign assets.
This document discusses the importance of corporate registries for investor protection, fair competition, and collaboration between regulatory agencies. It notes that corporate registries provide centralized storage of company information like filings and registrations, protecting investors by ensuring the legitimacy of businesses. Fair competition relies on accurate company data from the registry to assess mergers, market shares, and conduct investigations. In Botswana, the Competition Authority and Companies and Intellectual Property Authority collaborate using an MOU, allowing efficient merger reviews while updating records. The conclusion states that a well-functioning registry like CIPA facilitates fair competition and makes Botswana attractive to investors.
Jimmy Gentry presents "SEC Filings Overview" during Reynolds Business Journalism Week 2013.
Reynolds Business Journalism Week is an all-expenses-paid seminar for journalists looking to enhance their business coverage, and professors looking to enhance or create business journalism courses.
For more information about business journalism training, please visit businessjournalism.org.
Intro. to Self-Directed & Real Estate IRAsgkowalski
This document provides an introduction to self-directed IRAs and real estate IRAs. It defines a self-directed IRA as an IRA that can invest in non-traditional assets like real estate, private stock, and promissory notes. It discusses permissible and prohibited IRA investments. It provides examples of using IRAs to purchase real estate and form LLCs. It also outlines the process for opening a self-directed IRA account and getting started with investments.
What is a Business Development Company (BDC)dcalaway
The document discusses ABC Corporation becoming a Business Development Company (BDC) to fund future growth. It provides an overview of what a BDC is, the benefits to investors and portfolio companies, how BDC's invest and are regulated, tax treatment, valuation of assets, management structures, and industry trends. Recent trends show the BDC model has proven resilient with dividend payments resuming and stock prices increasing for many companies.
Press Release_Global Subordinated Bond_Jan16Alan Guy, CFA
Pioneer Investments has launched a new global subordinated bond strategy to provide investors an opportunity to earn higher yields than typical investment grade securities without significantly increasing duration or credit risk. The strategy will invest in both corporate hybrid bonds and subordinated financial bonds globally, allocating between issuers, geographies, and credit ratings to optimize risk-adjusted returns. Supported by an experienced credit research team, the managers will employ rigorous issuer selection and analysis of bond structures to identify opportunities while mitigating risks.
Jimmy Gentry presents "SEC Documents" during Reynolds Business Journalism Week 2013.
Reynolds Business Journalism Week is an all-expenses-paid seminar for journalists looking to enhance their business coverage, and professors looking to enhance or create business journalism courses.
For more information about business journalism training, please visit businessjournalism.org.
How to Position Your Startup for Venture Capital Fundingideatoipo
This document provides an overview of how startups can position themselves for venture capital funding. It discusses foundational concepts like entity structure, founder agreements, financing stages from convertible notes to Series A/B rounds. Key terms are explained like pre-money valuation, post-money valuation, and dilution. Common mistakes made by startups are also outlined such as non-compliance with securities laws and not properly managing equity records. The presentation aims to give founders a better understanding of attracting VC investment and negotiating favorable deal terms.
Hampshire Environmental Services provides demolition and asbestos removal services. It has offices across the UK and offers a range of services including demolition, asbestos surveying and sampling, remediation works, and asbestos removal and disposal. The company aims to work closely with clients and regulators to ensure all work complies with legislation. It is fully licensed and insured. The company is committed to sourcing local labour and suppliers to support sustainable procurement objectives. Discounts and partnerships are available.
This document summarizes a Brazilian company called BrD that specializes in investing in distressed assets such as loans in default. BrD purchases distressed assets like credits at a discount from creditors such as banks and investors. Its goal is to relieve clients of distressed assets while generating value for clients, borrowers, and shareholders through negotiation and management of the distressed credits. BrD has acquired assets across several sectors and has seen growth in the cumulative face value of deals since 2011.
This document provides an executive summary of ROK Capital Group, an asset management firm with expertise in financial services, REITs, renewable power, and commodity trading. It outlines their qualified managed investment funds across sectors like financial services, real estate, and renewable energy. Charts show projected returns for 2020-2021 and their organizational structure includes departments like asset management, trading, developments, and oil/gas. In the end it lists their international team and professional partners.
Investing in Real Estate through Equity Crowdfunding (Series: REAL ESTATE INV...Financial Poise
Real estate is one of the most tried and true asset classes one can invest in existence. Crowdfunding on the internet, in contrast, is a new technology that didn’t exist just a few years ago. Yet, it is already facilitating significant investment activity each year. And with at least 85 real estate crowdfunding platforms already in existence, the activity is poised to keep growing. Should you invest in real estate through one or more crowdfunding platform? If so, which one? And if you do, how do you decide which specific deals to invest in? This Financial Poise webinar walks you through objective answers to these questions in plain English.
To view the accompanying webinar, go to: https://www.financialpoise.com/financialpoisewebinars/on_demand_webinars/investing-in-real-estate-through-equity-crowdfunding/
DT The Treasurer - 30-31 High-yield bond - April 2014David Tilston
The treasurer of Innovia Group shares his experience with issuing the company's inaugural €342m high-yield bond. In February 2014, after preparatory work such as briefing rating agencies, the bond was launched and priced at Euribor +500bp. It closed on February 21st. Key contractual documents included the 73-page description of notes outlining investor rights and operational restrictions. Documentation was verified through due diligence. A roadshow was held from February 10-12th in multiple cities in Europe. Demand increased and a second lower price talk was issued on the morning of pricing. The bond was four times oversubscribed and formally completed the following week. The workload for a first-time high-yield
The document discusses the financial planning services provided by Investors Group, including their expertise in investment management, product offerings in investments, insurance, banking and lending, and goal-based financial planning process to help clients achieve their financial objectives. Investors Group uses a team approach and ongoing review to create customized financial plans and manage client investments over the long-term. The core of their services includes investment management, products and solutions tailored for diversity, and world-class money management expertise.
This document summarizes the services provided by Investors Group, one of Canada's largest financial institutions. It offers a comprehensive suite of financial planning and investment management services including mutual funds, segregated funds, tax planning, estate planning, insurance, lending, banking, and retirement planning. The goal is to create a customized financial plan and manage investments to help clients achieve their financial goals for life, retirement, family, and the future.
This document summarizes an investment opportunity in a residential property development syndicate. The syndicate will raise up to $2 million from investors through the sale of Redeemable Interest Bearing Preference Shares paying 20% annual interest. The funds will be lent to a development trust to acquire and develop residential properties in Western Australia into multiple rental units. Completed properties will be sold to the Residential Property Investment Trust to be rented or re-sold, with investors' principal and interest repaid after 12 months. Senior debt financing of $10 million will also be provided by an institutional lender.
Investing Options in Canada to Look Out for in 2020RateShop.ca
If you are looking for more information on the investing options in Canada-never hesitate to connect with RateShop.ca! Based in Mississauga and recognized by CMP, they stand as “Top Independent Brokerages in 2020”.
Osc exempt market update t. mc cunn, kelly santini llp. december 2013KellySantiniLaw
In August 2013, the Ontario Securities Commission (OSC) provided an update on their review of changes to the Exempt Markets regulations. If implemented, these changes will open up several new sources of capital for start-up companies. This development will be welcome news for small and growing companies who require capital. In this presentation, corporate and commercial lawyer Tim McCunn details the proposed changes and what they mean for businesses looking to raise funds in 2014.
Hedge Fund Association Cautions SEC on Impact of Raising Accredited Investor ...Mitch Ackles
The Hedge Fund Association (“HFA”), an international not-for-profit organization representing the interests of investors, hedge funds and service providers, has submitted a comment letter to the U.S. Securities and Exchange Commission (SEC) as the regulatory agency considers proposed changes to the definition of an “accredited investor” under Rule 501 of Regulation D.
For over 15 years, Kevin Fitzgerald has served as CEO for real estate investment companies including U.S. Advisors and Global Capital Advisors LLC. Based in San Francisco, Kevin Fitzgerald and his team work with foreign clients with international diversification of assets and EB-5 visas.
This document summarizes international planning issues related to wealth transfer and ownership of foreign assets. It discusses scenarios where Canadians own assets in multiple countries and the potential challenges of probate, estate administration, forced heirship, death taxes, and immigration. Setting up offshore trusts and corporations is presented as a way to avoid some of these issues by creating a separate legal entity and taxpayer to hold foreign assets.
This document discusses the importance of corporate registries for investor protection, fair competition, and collaboration between regulatory agencies. It notes that corporate registries provide centralized storage of company information like filings and registrations, protecting investors by ensuring the legitimacy of businesses. Fair competition relies on accurate company data from the registry to assess mergers, market shares, and conduct investigations. In Botswana, the Competition Authority and Companies and Intellectual Property Authority collaborate using an MOU, allowing efficient merger reviews while updating records. The conclusion states that a well-functioning registry like CIPA facilitates fair competition and makes Botswana attractive to investors.
Jimmy Gentry presents "SEC Filings Overview" during Reynolds Business Journalism Week 2013.
Reynolds Business Journalism Week is an all-expenses-paid seminar for journalists looking to enhance their business coverage, and professors looking to enhance or create business journalism courses.
For more information about business journalism training, please visit businessjournalism.org.
Intro. to Self-Directed & Real Estate IRAsgkowalski
This document provides an introduction to self-directed IRAs and real estate IRAs. It defines a self-directed IRA as an IRA that can invest in non-traditional assets like real estate, private stock, and promissory notes. It discusses permissible and prohibited IRA investments. It provides examples of using IRAs to purchase real estate and form LLCs. It also outlines the process for opening a self-directed IRA account and getting started with investments.
What is a Business Development Company (BDC)dcalaway
The document discusses ABC Corporation becoming a Business Development Company (BDC) to fund future growth. It provides an overview of what a BDC is, the benefits to investors and portfolio companies, how BDC's invest and are regulated, tax treatment, valuation of assets, management structures, and industry trends. Recent trends show the BDC model has proven resilient with dividend payments resuming and stock prices increasing for many companies.
Press Release_Global Subordinated Bond_Jan16Alan Guy, CFA
Pioneer Investments has launched a new global subordinated bond strategy to provide investors an opportunity to earn higher yields than typical investment grade securities without significantly increasing duration or credit risk. The strategy will invest in both corporate hybrid bonds and subordinated financial bonds globally, allocating between issuers, geographies, and credit ratings to optimize risk-adjusted returns. Supported by an experienced credit research team, the managers will employ rigorous issuer selection and analysis of bond structures to identify opportunities while mitigating risks.
Jimmy Gentry presents "SEC Documents" during Reynolds Business Journalism Week 2013.
Reynolds Business Journalism Week is an all-expenses-paid seminar for journalists looking to enhance their business coverage, and professors looking to enhance or create business journalism courses.
For more information about business journalism training, please visit businessjournalism.org.
How to Position Your Startup for Venture Capital Fundingideatoipo
This document provides an overview of how startups can position themselves for venture capital funding. It discusses foundational concepts like entity structure, founder agreements, financing stages from convertible notes to Series A/B rounds. Key terms are explained like pre-money valuation, post-money valuation, and dilution. Common mistakes made by startups are also outlined such as non-compliance with securities laws and not properly managing equity records. The presentation aims to give founders a better understanding of attracting VC investment and negotiating favorable deal terms.
Hampshire Environmental Services provides demolition and asbestos removal services. It has offices across the UK and offers a range of services including demolition, asbestos surveying and sampling, remediation works, and asbestos removal and disposal. The company aims to work closely with clients and regulators to ensure all work complies with legislation. It is fully licensed and insured. The company is committed to sourcing local labour and suppliers to support sustainable procurement objectives. Discounts and partnerships are available.
This document provides information about bonds being offered by Castle Keep LLC to investors. It details the investment strategy, security, terms, and risks. Castle Keep intends to use bond proceeds to purchase undervalued real estate in the recovering US market and generate returns for investors. The bonds are secured by Castle Keep's shares and potentially other assets. They offer fixed annual interest over terms of 2-3 years. However, the document warns that investing in the bonds carries significant risk of losing all invested assets. Investors must conduct their own due diligence and risk assessment.
Kansas City Southern issued a buy recommendation for the company with a target price of $123.56, representing 8-9% growth over the current price. The recommendation is based on discounted cash flows, relative valuation, and residual income. KCS has favorable pricing power due to limited competition in Mexico and expects continued high growth in volumes, especially in automotive, intermodal, and industrial/consumer products segments. Intermodal volumes are projected to see abnormal growth until 2020. The document provides an overview of KCS's business segments and operations in the US and Mexico as well as the railroad industry and regulatory environment.
Kansas City Southern is a railroad holding company founded in 1887 with approximately 6,000 miles of track serving 10 states in North America. It has three operating segments: domestic freight, Mexico freight, and intermodal. A performance analysis found revenue grew in 2014 with increases in agriculture, minerals and automotive shipments. Operating expenses also grew 2% as carloads increased. The general, industry and internal environments were analyzed along with competitors Union Pacific and BNSF. Strengths include skilled employees and cost advantages while weaknesses are high turnover and weak R&D. Opportunities exist in industry growth while threats include regulations, fuel costs and trucking competition. Recommendations focus on further exploiting the growing Mexican market and intermodal transportation.
The document summarizes the key points from the book "Culinary Economics". The book advocates for food and beverage businesses to focus on operational efficiencies, cost control, and understanding economics of food production in order to succeed. It provides tips across various areas such as formulating concepts, integrating food production processes, maintaining quality benchmarks, implementing controls, conducting analytics and audits. The overall theme is achieving cost-effective and profitable culinary operations through objective-driven processes and preventative measures outlined in the book.
This document provides a summary of Hamidreza Sadeghi Delouei's education and work experience. He has a BS in Electrical Engineering from Ferdosi University in Mashhad, Iran. Since 2009, he has worked as the Manager of the transformer and network analyzing group at Moniran Engineering Co. in Iran, where he has experience designing HV and EHV substations and transformers. He also has experience working with various power companies in Iran on projects related to distribution networks, substation locating, and transformer design.
Here are the key steps to building a STEM Leadership Team:
1. Identify potential leaders from each sector that meet the criteria outlined above. Consider leaders with influence, vision, and ability to commit time to the process.
2. Schedule informational meetings with each potential leader to share the vision and goals of the STEM Community Engagement Process and gauge their interest and ability to commit.
3. Finalize the STEM Leadership Team roster ensuring representation from all critical sectors.
4. Establish roles, responsibilities, communication protocols and meeting schedules for the STEM Leadership Team.
5. Host a STEM Community Engagement Primer to educate and orient the STEM Leadership Team on their role in guiding the
An overview of the STEM Scorecard, created by the NC Science, Mathematics & Technology Education Center to assess how North Carolina is advancing STEM education.
Este documento presenta un examen de geografía para estudiantes de tercer grado. Consiste en 7 preguntas sobre conceptos geográficos fundamentales como paralelos, meridianos, línea ecuatorial, trópico de Cáncer y zonas tropicales. Las preguntas requieren que los estudiantes identifiquen, definan y apliquen estos conceptos básicos para demostrar su comprensión de la ubicación y división de la Tierra.
ERIK JAMES G. ABEJUELA CV 2015 (ADMINISTRATION AND HOUSEKEEPING)erik abejuela
Erik James G. Abejuela is seeking a job in hospitality or housekeeping in Qatar. He has a bachelor's degree in management and 3 years of experience as a Group Property Administration Officer in the Philippines handling operations, administration, and housekeeping. In his previous role, he managed multiple shopping malls and was responsible for tasks such as administration, engineering, housekeeping, customer relations, and financial management. He is proficient in MS Office and has strong communication, organizational, and multitasking skills.
INTEL Real Estate Opportunity Fund allows investors to participate in Residential Investment Opportunities along side developers with extensive experience in Residential Development
INTEL Real Estate Opportunity Fund was created to capitalize on the opportunities created in the US housing recovery after the great recession of 2008.
Our Founders have extensive experience in Residential Investment Properties, each playing critical roles in recovery of the US Housing market after the fall of 2008.
Recent changes in the US Securities laws brought on by the JOBS Act (affectionately known as Securities based Crowdfunding) have updated the Securities laws for the way modern projects are funded and how investors can participate
Concept K is a new fund introduced by Friends First. It is an investment which aims to produce long term growth but with less of the volatility usually associated with stock market investing. Visit http://www.friendsfirst.ie/investment-centre/fund-information
Nicola Wealth Real Estate: Midyear Update & Opportunities AheadNicola Wealth
With no end in sight, commercial real estate as an asset class has been on an upward trajectory throughout the pandemic. At Nicola Wealth Real Estate's Webinar on August 18th, Managing Director of Real Estate, Mark Hannah, shared the trends he and his team are seeing in the markets.
This document provides information about Bell Potter Securities Limited, a full-service private client stockbroking and financial advisory firm. It outlines the clients they support, ranging from individuals to high net worth individuals. It also describes the services offered, including stockbroking, technical financial advice, superannuation services, portfolio lending, and portfolio administration. The investment philosophy focuses on a long-term approach, diversification, quality and value, and avoiding knee-jerk reactions. It also introduces two advisers, Graham Teague and Nigel Stewart, and provides their backgrounds and contact details.
Investor's Capital Funding (ICF) provides alternative real estate financing in Texas, focusing on short-term loans secured by commercial and residential property. The company was founded by Managing Partners Rob Champion and Tom Wagner, who have over 30 years of combined real estate lending experience. ICF offers investors opportunities to earn returns of 10-12% by participating in non-traditional real estate loans that are secured by hard assets and have protective equity.
- Rothschild Capital is offering a portfolio of single family residential mortgage notes located in the Atlanta metropolitan area for $92,000.
- The portfolio contains properties with a minimum of 3 bedrooms and 1 bathroom that are between 1,000-2,000 square feet.
- Projections estimate an 18.83% annual internal rate of return and a 188.3% cumulative return over 10 years, with a breakeven point of 5.28 years.
The document summarizes a fund that provides senior loans secured by real estate assets to professional real estate developers and investors. The fund focuses on loans for value-add real estate projects located primarily in the western US. It aims to preserve capital while achieving solid risk-adjusted returns through a strong credit focus, limiting loans to 65% LTV, and requiring significant equity contributions from borrowers. The fund is managed by an experienced team with a successful track record and uses an independent investment committee to review loans.
This document provides an overview of the investment products and services available through Morgan Stanley Wealth Management's Capital Markets division. It describes the team of over 200 professionals that work with individual investors to navigate complex financial markets. The summary includes access to fixed income securities, equities, structured investments, physical precious metals, foreign exchange, and portfolio reviews to help meet investment objectives.
Tag Young Professionals - Merrill Lynch PresentationMelanie Brandt
The document provides an overview of strategies for achieving a healthy financial life, including budgeting, investing, retirement savings, and financing a home. It discusses developing a budget and paying down high-interest debt. It also covers topics like buying vs renting a home, creating an investment portfolio based on goals and risk tolerance, saving for retirement through vehicles like 401ks and IRAs, and tips for young investors like starting to save early.
This document summarizes an investment fund called Everyday Capital LLC that invests in real estate. The fund utilizes a buy and hold strategy for rental properties and a lending strategy where it provides financing to experienced real estate investors renovating properties. It has over $1 million in existing real estate assets and a track record of over 800 property transactions totaling $128 million in mortgage volume. The fund aims to generate returns of 7-12% for investors through its diversified portfolio and management team's expertise in various real estate markets.
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Pyatt Broadmark Investor Presentation Fund IAlan Chu
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Everyday Capital LLC is a real estate investment fund that focuses on originating commercial mortgage notes and acquiring/managing real estate assets. It aims to provide stable returns through income, principal growth, and capital preservation. The fund is unique due to the management team's local market expertise and experience in lending/real estate. It offers higher projected returns through diversification, leverage, and well-structured deals. The management team has a track record of double-digit returns using this business model. Rents are rising nationally as the rental shortage continues. Non-bank lenders now dominate the mortgage market due to increased regulations after the financial crisis.
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The document provides information about Inland Diversified Real Estate Trust, Inc. and its offering of securities. It discusses Inland's history sponsoring other real estate investment trusts (REITs), the types of commercial real estate and other assets Inland Diversified plans to acquire, highlights of the offering including the primary share price and distribution reinvestment plan, and suitability standards for investors. The summary also notes that property photographs will be included as Inland Diversified acquires assets.
The document discusses different investment options and their risk and return profiles, including stocks, bonds, and life settlements. It then provides details on how life settlement investments work, including purchasing a portion of a life insurance policy at a discount, with returns paid out when the insured passes away. Life settlements offer potential annual returns of 10-15% with very low risk of losing principal, providing diversification benefits compared to traditional markets like stocks and bonds.
SIPP Pension & Investment Bond Fixed Return 9.85%Brian Boyd
I would like to introduce you to the New launch of Privilege Wealth PLC SIPP Pension Bond and Investment Bond
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The document discusses the Hilltop Decorrelated Fund and its approach to managing liquidity risk. The fund invests predominantly in liquid strategies trading traditional asset classes on international exchanges. It only considers funds that can liquidate their entire holdings within their dealing period. The fund must invest a minimum of 75% of its assets in funds with monthly liquidity or better to protect investors from liquidity risks while still seeking decent returns.
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2. Risk Warning: Castle Keep Bonds are provided on a non-advised sales basis only. Castle Keep will not advise or make any recommendation on the merits of this offer. The content of
this brochure has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this any promotion from Castle Keep
for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the property or other assets invested. Clients will be provided with
the offering document from Castle Keep only and must make their own investment decisions and/or seek independent advice. Past performance is no guarantee of future results.
2
Contents
Due Diligence Summary 3
Partners / Legal Advisors / Professional Advisors / Team 4
Important Notice / Preface 5
The CK2 and CK3 Bonds 6
Investment Security / Bond Summary of Terms 7
How to Invest / Risk Assessment 10
Legal Opinion / United States / European Economic Area 12
United Kingdom / General 13
Contact Us 14
Subscription Certifications 15
Additional Documents 16
3. Risk Warning: Castle Keep Bonds are provided on a non-advised sales basis only. Castle Keep will not advise or make any recommendation on the merits of this offer. The content of
this brochure has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this any promotion from Castle Keep
for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the property or other assets invested. Clients will be provided with
the offering document from Castle Keep only and must make their own investment decisions and/or seek independent advice. Past performance is no guarantee of future results.
3
Due Diligence Summary
Who We Are
Incorporated in June 2013, Castle Keep is a Florida
registered LLC specifically established to issue
bonds to investors. It is the direct successor of three
previous bonds that were launched in 2011 and 2012
and are currently paying dividends semi-annually to
Bondholders.
What We Do
In order to mitigate risk and maximise the opportunities
afforded by a recovering US property market, Castle
Keep deploys investment income from the bonds in a
number of areas: Detached properties, apartments, land
plots, new-build and where appropriate, securitised real
estate lending. Through these tried and tested activities,
the Castle Keep team collectively and consistently
deliver above market ROI’s thereby assuring that there
are ample margins for the securitisation of the bond, as
well as the ongoing semi-annual payment of annuities
and redemption of the principal sum at the end of the
investment term (the Maturity date).
Investor Returns
Because Castle Keep has been able to achieve above
target returns through its multi-channel investment
strategy, it is now able to offer even higher returns over
a shorter term to investors on its latest bonds.
Investor Security
To secure Investors’ interest regarding previously
issued Bonds, the Trustee had a lien over the
Bond Issuer’s shares. As to the new bonds,
in addition to a lien on 100% of the bond
issuers shares, the Security Trustee will, where
appropriate, additionally hold security over
certain assets of the Issuer.
4. Risk Warning: Castle Keep Bonds are provided on a non-advised sales basis only. Castle Keep will not advise or make any recommendation on the merits of this offer. The content of
this brochure has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this any promotion from Castle Keep
for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the property or other assets invested. Clients will be provided with
the offering document from Castle Keep only and must make their own investment decisions and/or seek independent advice. Past performance is no guarantee of future results.
4
Partners
Established over 230 years ago in 1784, our partner GRM
Law (www.grmlaw.co.uk) is regulated by the Solicitors
Regulatory Authority in England and Wales and advises
international clients across a broad spectrum of
business sectors, including corporate and commercial
work, real estate, corporate finance and M&A. GRM Law
now acts as the English Lawyers to Castle Keep LLC and
assisted in the structuring and preparation of these
bonds. A related entity, GRM Law Trustees Ltd acts as
the Security Trustee and Registrar of the new bonds.
As the security trustee, GRM Law Trustees Ltd., will be
holding the security granted by Castle Keep LLC for the
benefit of bondholders.
Legal Advisors
GRM Law
1 Bedford Row, London, WC1R 4BZ, UK
Stanton & Gasdick
201 N. New York Ave., Suite 200, Winter Park, FL 32789
John C. Lessel
Pleasant Ridge Rd, Little Rock AR 72212, USA
Professional Advisors
Parks De Filippo & Assocs
Lookout Place, Maitland FL 32751, USA
Zvi Rafilovich
Sheridan St, Hollywood FL 33020, USA
Team
The partners and associates behind Castle Keep LLC are
Real Estate and legal professionals with over 75 years’
experience in the industry between them. Anton Tardif,
the principal of the US company has been involved in
many forms of property business over the last thirty
years, from owning and trading personal properties to
developing on a large and small scale basis including
managing large projects, property portfolio’s and
still has significant personal investments in land and
developments in Europe and the US. He has spent the
last 8 years in the US with personal developments and
has been focusing for the last 7 years on the real estate
opportunities. Over the last few years he has been
putting together bonds and has built a team of partners
and professionals to ensure that investors get a secure,
well-managed investment - without the risk of owning
individual properties with all the attendant problems
that can potentially arise from such an arrangement.
Without the need for ‘on the ground’ knowledge, or
particular expertise, through a Castle Keep bond,
investors can effectively realise the same level of
returns as a real estate investment professional on an
‘arms’ length’ basis. For details on other members of the
team, please refer to www.castle-keep.com
5. Risk Warning: Castle Keep Bonds are provided on a non-advised sales basis only. Castle Keep will not advise or make any recommendation on the merits of this offer. The content of
this brochure has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this any promotion from Castle Keep
for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the property or other assets invested. Clients will be provided with
the offering document from Castle Keep only and must make their own investment decisions and/or seek independent advice. Past performance is no guarantee of future results.
5
Important Notice
The content of this brochure has not been approved
by an authorised person within the meaning of the
Financial Services and Markets Act 2000. Reliance on this
promotion for the purpose of engaging in any investment
activity may expose an individual to a significant risk
of losing all of the property or other assets invested.
You acknowledge that you are a person into whose
possession this brochure may be lawfully delivered in
accordance with the laws of the jurisdiction in which you
are located.
The investments described in this brochure are available
exclusively for sophisticated investors and high net worth
individuals who are not U.S. persons and who are located
outside of the United States. You acknowledge that you
are a person into whose possession may be lawfully
delivered in accordance with the laws of the jurisdiction
in which you are located. If you are in any doubt about
the investment to which this brochure relates you should
consult an authorised person specialising in advising on
the investments of the kind described in this brochure.
Preface
Short and Medium term investment bonds with fixed
annual interest and pre-determined redemptions
dates.
Following the success of the Roche, Castle Keep and
Wilton Bonds by affiliated issuing companies at the end
of 2011, which were introduced to enable investors to
benefit from a unique set of circumstances in the U.S real
estate market, Castle Keep LLC (Castle Keep) is introducing
the CK2 Bonds and the CK3 Bonds.
In 2011, according to the S&P / Case-Schiller* Home
Price Indices, property valuations across the U.S had, on
average, dropped significantly below the 2006 peak, with
an estimated $9 trillion being wiped off property values.
Some states experienced falls in local house prices double
that of the national average, with prices 70% below their
peak and 50% of physical rebuild costs.
The property crash, combined with the US economy
moving into recession, high unemployment and a virtual
freeze on credit, increased foreclosure rates and a move
from home ownership to tenancies, has prompted a
boom in the rental market.
In March 2015 the S&P/Case-Schiller* Home Price Indices
released new data that home prices, including distressed
sales, increased 5.7 percent in January 2015 compared
to the same month in 2014. March 2015 marks the 35th
consecutive month of year-over-year home price gains.
Whilst nationwide prices remain 12.7 percent below their
peak which was set in April 2006.
For the period ending January 2015, which showed that
all three composites (which are home prices indices that
monitor changes in the value of real estate across 10 and
20 U.S cities as well as nationally) posted annual increases,
with the 10-City and 20-City Composites increased by 7.86
percent and 7.54 percent in the year to January 2015,
with the national composite rising by 7.13 percent. With
positive year-over-year growth, the fact is that a recovery
in the housing sector is well and truly on its way.
6. Risk Warning: Castle Keep Bonds are provided on a non-advised sales basis only. Castle Keep will not advise or make any recommendation on the merits of this offer. The content of
this brochure has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this any promotion from Castle Keep
for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the property or other assets invested. Clients will be provided with
the offering document from Castle Keep only and must make their own investment decisions and/or seek independent advice. Past performance is no guarantee of future results.
6
The CK2 and CK3 Bonds
Interest bearing investment options, issued by an
actively trading property investment company
Castle Keep, directly and/or through companies
controlled by Castle Keep, is taking advantage of
current U.S. market conditions by purchasing and
selling properties acquired at wholesale prices either
at auctions, or from the banks or from private owners
and/or using privileged information, to ensure the best
possible uplifts to maximise returns on portfolio assets.
Bond money will be used:
a) to make investments in Real Estate by forming
a new company in the State where the real
estate is located. This company will then receive
funds from the bond company to refurbish and
operate (with funds being used for investment
and operating capital)
b) to lend money directly or by forming a company
which will lend money as bridging (short term) loans to
individuals and companies in the real estate business
in order to acquire and refurbish real estate secured,
where necessary, by way of a mortgage against the
real estate and underpinned by title insurance policies
where applicable.
c) in addition to real estate being acquired through
banks and at auction, properties are also acquired from
motivated private individuals and/or companies, using
privileged information and contacts.
Real estate is typically sourced in prime locations
at acquisition costs significantly below those which
individual investors are able to achieve. Where
properties are acquired for refurbishment prior to
resale, dedicated teams of renovation specialists are
deployed to refurbish them to exacting standards in
accordance with their particular location and market
requirements. Properties are then either sold-on to
the retail market or from time to time tenanted for on-
going rental income.
Yields on inventory that is retained for rental
income is ‘cherry picked’ to ensure there is adequate
contingency for management fees, repairs and
non-tenanted periods, with tenants being sourced
thorough reputable management agencies that
obtain references and ensure credit-worthiness.
As liquidity and consumer confidence return to the
sector, Castle Keep’s portfolios will be kept under
constant review and its acquisition strategy will be
adjusted in line with the prevailing conditions and local
opportunities as they present themselves, across the
U.S. This may include investment into land, commercial
property or construction of new build property, directly
or through companies controlled by Castle Keep.
Castle Keep is implementing its multi-stranded
investment strategy to enable investors to benefit
from opportunities in U.S housing market by investing
not only in single family homes and condominiums
(apartments) and, where appropriate, acquiring non-
performing mortgages directly from banks, but also in
land with the required infrastructure, roads, drainage
and cabling to prepare for the expected increase in
home building to make up the shortfall in properties as
new family units are created.
7. Risk Warning: Castle Keep Bonds are provided on a non-advised sales basis only. Castle Keep will not advise or make any recommendation on the merits of this offer. The content of
this brochure has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this any promotion from Castle Keep
for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the property or other assets invested. Clients will be provided with
the offering document from Castle Keep only and must make their own investment decisions and/or seek independent advice. Past performance is no guarantee of future results.
7
Investment Security
Trustee as Security Holder
Established in 1784 GRM Law (GRM), regulated by the
Solicitors Regulatory Authority in England and Wales, acts
as legal counsel to Castle Keep in relation to the Castle
Keep Bonds. GRM Law Trustees Limited will act as trustee
and registrar of the Castle Keep Bonds. It will maintain the
register of bondholders and issue the bond certificates
after all the appropriate paperwork has been completed
and anti-money laundering requirements of Castle Keep
have been met. As trustee for the bondholders, GRM Law
Trustees Limited holds a lien over 100% of the shares of
Castle Keep as security for the repayment of the Castle
Keep Bonds.
www.grm.co.uk
Bond Issuer Credentials
Castle Keep was specifically created to issue bonds to
investors wishing to benefit from improving returns, but
without the responsibility and US tax liabilities that go
with direct ownership. Castle Keep’s senior executives
have enjoyed highly successful careers in the real estate
field for over 30 years, owning, trading and developing
properties; creating products and managing portfolios.
They hold significant personal investments in land and
developments in Europe and the U.S. and for the last
6 years have focused their attention on opportunities
brought about by the property crash in the U.S. Over
the last 2 years they have distilled their experience into
a property bond that enables investors without specialist
knowledge, to benefit from the current opportunities
available in the U.S. property market.
Bond Summary of Terms
Castle Keep LLC (“Castle Keep” or the “Issuer”) will issue
Tier 1 CK2 Secured Fixed Rate Bonds (the “Tier 1 CK2
Bonds”) and Tier 2 CK2 Secured Fixed Rate Bonds (the
“Tier 2 CK2 Bonds” and together with the Tier 1 CK2
Bonds, the “CK2 Bonds”). Furthermore, Castle Keep will
issue Tier 1 CK3 Secured Fixed Rate Bonds (the “Tier 1
CK3 Bonds”) and Tier 2 CK3 Secured Fixed Rate Bonds
(the “Tier 2 CK3 Bonds” and together with the Tier 1
CK3 Bonds, the “CK3 Bonds”). The CK2 Bonds and the
CK3 Bonds are together referred to as the “Castle Keep
Bonds”.
Each of the Tier 1 CK2 Bonds, the Tier 2 CK2 Bonds,
the Tier 1 CK3 Bonds and the Tier 2 CK3 Bonds are
separately referred to herein as a “Class”. The CK2
Bonds and the CK3 Bonds will be issued and secured
pursuant to a trust deed (the “Trust Deed”) between the
Issuer and GRM Law Trustees Limited as trustee (the
“Trustee”). The terms and conditions of the CK2 Bonds
and the CK3 Bonds (the “Conditions”) are set out in the
Trust Deed and the Subscription Agreement.
The following summary does not purport to be
complete and is qualified in its entirety by reference
to the detailed information appearing elsewhere in
this brochure and related documents referred to
herein. Capitalised terms not specifically defined in this
Summary have the meanings set out in Condition 1
(Definitions) of the Conditions or are defined elsewhere
in this brochure. References to a “Condition” are to
the specified Condition in the Conditions.
For a discussion of certain risk factors to be
considered in connection with an investment
in the CK2 Bonds and the CK3 Bonds, see
“Risk Assessment”.
8. Risk Warning: Castle Keep Bonds are provided on a non-advised sales basis only. Castle Keep will not advise or make any recommendation on the merits of this offer. The content of
this brochure has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this any promotion from Castle Keep
for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the property or other assets invested. Clients will be provided with
the offering document from Castle Keep only and must make their own investment decisions and/or seek independent advice. Past performance is no guarantee of future results.
8
Issuer Castle Keep LLC, a Florida limited liability company
CK3 Bonds
Class of CK3
Bond
Minimum
Amount Interest Rate
Interest payable
per $5K Bond
Total return as
% of investment
Average annual
return on
redemption
Tier 1
(5 years)
U.S.$15,000 9% p.a. U.S.$450 p.a. 45% 9%
Tier 2
(5 years)
U.S.$70,000 10% p.a. U.S.$500 p.a. 50% 10%
CK2 Bonds
Class of CK2
Bond
Minimum
Amount Interest Rate
Interest payable
per $5K Bond
Total return as
% of investment
Average annual
return on
redemption
Tier 1
(7 years)
U.S.$15,000 10.86% p.a. U.S.$543 p.a. 76% 10.86%
Tier 2
(7 years)
U.S.$70,000 12% p.a. U.S.$600 p.a. 84% 12%
Increase the return on your investment by a further 2% per annum
If you are not necessarily after a annual pay out – preferring instead to maximise growth, (because for example
you are investing in a pension scheme) – you have the option at subscription, to choose whether you want
to ‘roll up’ the interest, or receive the corresponding annual interest payment in the usual manner. This is
entirely optional and at the bondholder’s discretion and if chosen, in lieu of receiving your interest payment,
it will then be added to the original sum invested.
9. Risk Warning: Castle Keep Bonds are provided on a non-advised sales basis only. Castle Keep will not advise or make any recommendation on the merits of this offer. The content of
this brochure has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this any promotion from Castle Keep
for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the property or other assets invested. Clients will be provided with
the offering document from Castle Keep only and must make their own investment decisions and/or seek independent advice. Past performance is no guarantee of future results.
9
Principal Payments on the CK2 Bonds and the CK3
Bonds: Principal repayment of the CK2 Bonds and the
CK3 Bonds will be made 90 Business Days after the
Stated Maturity. Each CK2 Bond and CK3 Bond shall be
redeemed at its applicable Redemption Price together
with any accrued interest thereon.
Stated Maturity: In relation to a CK2 Bond, the date
falling 7 (seven) calendar years after the date on which
an interest in the relevant temporary global bond was
issued to the holder of that CK2 Bond provided that if
such day does not fall on a Business Day, the previous
Business Day. In relation to a CK3 Bond, the date
falling 5 (five) calendar years after the date on which
an interest in the relevant temporary global bond was
issued to the holder of that CK3 Bond provided that if
such day does not fall on a Business Day, the previous
Business Day.
Optional Redemption prior to Stated Maturity: The
Issuer may redeem all or part of the Castle Keep Bonds
of each Class on or after the Payment Date falling on
31 December 2016 at the applicable Redemption Price.
Redemption Price: At Stated Maturity: 100 per cent
plus accrued unpaid interest (less all accrued and
unpaid disbursement fees of U.S.$80 per annum).
On or after the Payment Date falling on 31 December
2016 but before the Stated Maturity: 101 per cent plus
accrued unpaid interest (less all accrued and unpaid
disbursement fees of U.S.$80 per annum).
Additional Debt: The Issuer may from time to time,
without the consent of the Bondholders, incur, create
or issue further secured or unsecured bonds or other
financial indebtedness (including bank loans) provided
that where the security or payment of principal or
interest on such bonds or financial indebtedness are to
rank in priority to the Castle Keep Bonds, the aggregate
amount of such bonds or other financial indebtedness
does not exceed 30 per cent of the principal amount
of the Castle Keep Bonds outstanding at that time. In
all other circumstances, any payments of principal or
interest on such bonds or other financial indebtedness
are to be made pro rata and pari passu with the Castle
Keep Bonds.
Trustee: GRM Law Trustees Limited
Registrar: GRM Law Trustees Limited
Transfer Agent: GRM Law Trustees Limited
Subscription Periods: Following the launch date of
21st October, 2013 (the “Launch Date”), Castle Keep
offer the CK2 Bonds and the CK3 Bonds in successive
subscription periods of two weeks each (each a
“Subscription Period”).
Form of the CK2 Bonds and the CK3 Bonds: An
investor will be deemed to have subscribed for CK2
Bonds or CK3 Bonds in the Subscription Period in
which the investor has fully completed the subscription
procedure set out on page 16 of this brochure. On the
last Business Day of each Subscription Period, Castle
Keep will issue a temporary global bond representing
all investors who have successfully subscribed for
CK2 Bonds or CK3 Bonds in that Subscription Period.
Castle Keep will issue to each bondholder a definitive
bond certificate 90 Business Days after the date of the
applicable temporary global bond.
Security for the CK2 Bonds and the CK3 Bonds: The
Trustee, on behalf of the bondholders, has the benefit
of security over 100% of the issued share capital of the
Issuer. In certain circumstances, the Trustee, on behalf
of the bondholders, will also have the benefit of security
over certain of the assets of the Issuer. In circumstances
where the Issuer purchases a property directly, the
Issuer will, to the extent possible and practicable, grant
the Trustee a mortgage security over that property. In
circumstances where the Issuer lends money to a third
party for the purchase of a property, the Issuer will, to
the extent possible and practicable, receive a mortgage
security over that property to secure the loan to that
third party and the Issuer will, to the extent possible
and practicable, assign such mortgage security to the
Trustee, on behalf of the bondholders, as security for
the Castle Keep Bonds. It may not be possible to grant
the Trustee with security over property acquired directly
or indirectly by the Issuer in all circumstances and the
decision whether or not to grant such security will be at
the sole discretion of the Issuer.
The Offering: The Tier 1 CK2 Bonds and the Tier 1
CK3 Bonds are being offered in a minimum amount
of U.S.$15,000. The Tier 2 CK2 Bonds and the Tier 2
CK3 Bonds are being offered in a minimum amount of
U.S.$70,000 and a maximum amount of U.S.$1,000,000.
Authorised Denominations: Each CK2 Bond and CK3
Bond has an authorised denomination of U.S.$5,000.
Governing Law: The CK2 Bonds and the CK3 Bonds and
each of the Transaction Documents are governed by,
and shall be construed in accordance with, the laws of
England, except for the security over the shares of the
Issuer which shall be governed by the laws of the State
of Florida. Security over other assets will be governed
by the law of the state or country in which that asset is
located.
Withholding Tax: Payments of interest and principal
on the CK2 Bonds and the CK3 Bonds may be subject
to income taxes, including applicable withholding taxes
(if any), and other taxes (if any) and the Issuer will not
be obliged to pay any additional amounts in relation
thereto.
10. Risk Warning: Castle Keep Bonds are provided on a non-advised sales basis only. Castle Keep will not advise or make any recommendation on the merits of this offer. The content of
this brochure has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this any promotion from Castle Keep
for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the property or other assets invested. Clients will be provided with
the offering document from Castle Keep only and must make their own investment decisions and/or seek independent advice. Past performance is no guarantee of future results.
10
How to Invest
Subscription Procedure
The CK2 Bonds and the CK3 Bonds are being offered
for sale by sales agents appointed by the Issuer (each
a “Sales Agent”).
Each investor is required to complete, sign and return
a subscription agreement (each a “Subscription
Agreement”) setting out the amount and Class of
CK2 Bonds and the CK3 Bonds being subscribed for,
together with the applicable subscription amount and
fees as detailed below. Each investor must also comply
with the anti-money laundering requirements set out in
the Subscription Agreement.
All investors will need to complete a W-8BEN Form
as attached to the Subscription Agreement. The form
exempts non-U.S. residents from having to pay U.S.
tax on interest paid out on the CK2 Bonds and the CK3
Bonds. Completed forms are held on behalf of the
investor by the Issuer. The W-8BEN is valid for three
calendar years after the year in which it is signed, e.g.
a form signed on 1st January 2014 will expire on 31st
December 2017. A new form must then be submitted
when the existing one expires. In case of noncompliance,
the Investor will be subject to withholding tax and any
other corresponding legal consequences as provided
by US law.
Upon receipt of a completed and signed Subscription
Agreement, together with all required documentation
and fees, the relevant amount of CK2 Bonds and CK3
Bonds will be issued by the Issuer to the investor as
outlined in the Summary of Terms above.
Each investor is required to pay a subscription fee
of $150 for the first three CK2 Bonds or CK3 Bonds
subscribed for and $50 per additional CK2 Bond or
CK3 Bond thereafter, up to a maximum of $500. Each
bondholder will be required to pay a $40 semi-annual
disbursement fee which will be deducted from the
Redemption Price.
Tax and Legal Matters
The Issuer will ensure that all payments to bondholders
are remitted with all local (U.S.) expenses and tax
liabilities fully accounted for and taken care of in
accordance with current US tax regulations. Once in
receipt of their funds, bondholders must at all times
remain responsible for their own personal tax affairs.
It should be noted that the above assurances are given
in good faith but cannot take account of any future
changes in legislation.
Risk Assessment
Risks relating to the Issuer and its
business
The Issuer’s multiple revenue stream strategy is based
on established and proven activities tailored to local
trading conditions and adapted as the market adjusts
through the recovery cycle. The strategy includes market
evaluations and the identification and assessment of
external and internal risk factors. Significant unforeseen
changes or outcomes, beyond those factored into
the strategy and business model may however occur,
which could have an adverse impact on the Issuer’s
performance or financial position.
Performance of the Issuer’s investment
portfolio
The performance of the investment portfolio may be
affected by a number of factors. The amount of assets
under management and performance of the portfolio
may be affected by matters beyond the Issuer’s control,
including conditions in the domestic and global financial
markets and the wider economy, such as the level and
volatility of real estate prices, interest rates, exchange
rates or other similar event having an impact on the
value of the dollar, liquidity in markets, credit spreads,
margin requirements, the availability and cost of credit
and the responses of governments and regulators to
these economic and market conditions.
Adverse movements in any of the global conditions
described above could result in losses on investments
in the investment portfolio all of which, individually
or taken together, could have a materially adverse
effect on the business, financial condition, results of
operations and/or prospects of the Issuer.
The Issuer invests directly or indirectly in land and
property. If investment in any one State or real
estate class becomes unduly concentrated, the
Issuer could suffer increased impairment to its
investment performance or increased financial loss
as a consequence of adverse market, economic or
environmental conditions impacting a particular State
or type of real estate. In addition, the Issuer sources
all of its funding from private investors. The Issuer
could therefore suffer impairment to its ability to make
investments or financial loss in the event of failing to
raise adequate funds from its investors.
Furthermore, loss of investor confidence in the Issuer,
or in the alternative investment sector generally,
whether because of changes in investor risk appetite,
investor liquidity requirements, regulatory and fiscal
changes, poor relative or absolute performance of the
Issuer’s investment or alternative investments generally
or for any other reason could have an adverse impact
on the Issuer’s performance or financial position.
11. Risk Warning: Castle Keep Bonds are provided on a non-advised sales basis only. Castle Keep will not advise or make any recommendation on the merits of this offer. The content of
this brochure has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this any promotion from Castle Keep
for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the property or other assets invested. Clients will be provided with
the offering document from Castle Keep only and must make their own investment decisions and/or seek independent advice. Past performance is no guarantee of future results.
11
Changes to the regulatory frameworks under
which the Issuer operates or a breach of applicable
regulations could damage the Issuer’s reputation
and affect the Issuer’s costs, returns and financial
condition
The Issuer operates in several jurisdictions and its
business is therefore subject to different regulatory
regimes depending on which State it is conducting its
investment activities.
Furthermore, new legislation, such as the Alternative
Investment Fund Managers Directive in the EU and
the Dodd-Frank Act in the U.S., and regulations
implementing such legislation, might have an adverse
impact on the Issuer by, for example, imposing
restrictions on the marketing of investments to certain
investors.
Changes in tax laws or in the policy of tax
administrations, either in the United Kingdom or in
the USA could adversely affect the Issuer’s future
after-tax returns
A change in relevant UK legislation or in Her Majesty’s
Revenue and Customs policy or practice could adversely
affect the Issuer’s returns or financial condition. Similar
risks may exist in certain US jurisdictions in which the
Issuer operates and in relation to tax structures which
havebeenputinplace.Thisincludesstructuresdesigned
to ensure that the Issuer does not create a permanent
establishment in some jurisdictions or that certain
associate companies are tax resident in a particular
jurisdiction only, as a necessary part of the overall tax
structure. The creation of a permanent establishment
for the Issuer in some jurisdictions or certain associate
companies being considered tax resident in more than
one particular jurisdiction could result in the Issuer or
associate companies being subject to withholding or
other taxes on income received from or gains arising
on the sale of investments. Likewise, changes in
relevant taxation legislation or applicable tax treaties
could affect the expected tax position of the Issuer or
of certain associate companies, and could require less
favourable tax structures to be put in place.
Risks related to the market generally
Set out below is a brief description of certain market
risks, including exchange rate risk, interest rate risk and
legal restrictions:
Exchange rate risks and exchange controls
The Issuer will pay principal and interest on the CK2
Bonds and the CK3 Bonds in dollars. This presents
certain risks relating to currency conversions if an
investor’sfinancialactivitiesaredenominatedprincipally
in a currency or currency unit (the “Investor’s Currency”)
other than dollars. These include the risk that exchange
rates may significantly change (including changes
due to devaluation of the dollar or revaluation of the
Investor’s Currency) and the risk that authorities with
jurisdiction over the Investor’s Currency may impose or
modify exchange controls. An appreciation in the value
of the Investor’s Currency relative to the dollar would
decrease (i) the Investor’s Currency equivalent yield
on the CK2 Bonds or the CK3 Bonds, (ii) the Investor’s
Currency equivalent value of the principal payable on
the CK2 Bonds or the CK3 Bonds and (iii) the Investor’s
Currency equivalent market value of the CK2 Bonds or
the CK3 Bonds. Government and monetary authorities
may impose (as some have done in the past) exchange
controls that could adversely affect an applicable
exchange rate. As a result, investors may receive less
interest or principal than expected, or no interest or
principal.
Interest rate risks
Investment in fixed rate bonds involves the risk that
subsequent changes in market interest rates may
adversely affect the value of fixed rate bonds.
Legal investment considerations may restrict
certain investments
The investment activities of certain investors are subject
to legal investment laws and regulations, or review
or regulation by certain authorities. Each potential
investor should consult its legal advisers to determine
whether, and if so to what extent, (i) CK2 Bonds and the
CK3 Bonds are legal investments for it, (ii) CK2 Bonds
and the CK3 Bonds can be used as collateral for various
types of borrowing and (iii) other restrictions apply
to its purchase or pledge of any CK2 Bonds and CK3
Bonds. Financial institutions should consult their legal
advisers or the appropriate regulators to determine the
appropriate treatment of CK2 Bonds and CK3 Bonds
under any applicable risk-based capital or similar rules.
12. Risk Warning: Castle Keep Bonds are provided on a non-advised sales basis only. Castle Keep will not advise or make any recommendation on the merits of this offer. The content of
this brochure has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this any promotion from Castle Keep
for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the property or other assets invested. Clients will be provided with
the offering document from Castle Keep only and must make their own investment decisions and/or seek independent advice. Past performance is no guarantee of future results.
12
Legal Opinion
As confirmed by our U.S. tax advisors at the time of this
brochure being prepared, since the yields generated
by the investment are regarded as loan repayments to
bond owners, they are not subject to US withholding
tax (and thus obviate the need for time-consuming and
costly individual tax returns).
United States
The Castle Keep Bonds have not been and will not be
registered under the Securities Act and may not be
offered, sold or delivered within the United States or
to, or for the account or benefit of, U.S. Persons except
in certain transactions exempt from, or not subject to,
the registration requirements of the Securities Act and
in the manner so as not to require the registration of
the Issuer as an “investment company” pursuant to the
United States Investment Company Act of 1940.
European Economic Area
In relation to each Member State of the European
Economic Area which has implemented the Prospectus
Directive (each, a “Relevant Member State”) each Sales
Agent has represented and agreed that with effect
from and including the date on which the Prospectus
Directive is implemented in that Relevant Member
State (the “Relevant Implementation Date”) it has not
made and will not make an offer of the Castle Keep
Bonds to the public in that Relevant Member State
prior to the publication of a prospectus in relation to
the Castle Keep Bonds which has been approved by
the competent authority in that Relevant Member State
or, where appropriate, approved in another Relevant
Member State and notified to the competent authority
in that Relevant Member State, all in accordance with
the Prospectus Directive, except that it may, with
effect from and including the Relevant Implementation
Date, make an offer of the Castle Keep Bonds to the
public in that Relevant Member State at any time in
circumstances which do not require the publication
by the Issuer of a prospectus pursuant to Article 3 of
Directive 2003/71/EC.
For the purposes of this provision, the expression on
“offer of Castle Keep Bonds to the public” in relation to
any Castle Keep Bonds in any Relevant Member State
means the communication in any form and by any
means of sufficient information on the terms of the offer
and the Castle Keep Bonds to be offered so as to enable
an investor to decide to purchase or subscribe to the
Castle Keep Bonds, as the same may be varied in that
Member State by any measure implementing Directive
2003/71/EC in that Member State and the expression
“Prospectus Directive” means Directive 2003/71/EC
(and any amendments thereto, including the 2010 PD
Amending Directive, to the extent implemented in the
Relevant Member State), and includes any relevant
implementing measure in the Relevant Member State
and the expression 2010 PD Amending Directive means
Directive 2010/73/EU.
13. Risk Warning: Castle Keep Bonds are provided on a non-advised sales basis only. Castle Keep will not advise or make any recommendation on the merits of this offer. The content of
this brochure has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this any promotion from Castle Keep
for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the property or other assets invested. Clients will be provided with
the offering document from Castle Keep only and must make their own investment decisions and/or seek independent advice. Past performance is no guarantee of future results.
13
United Kingdom
Each Sales Agent has represented and
agreed that:
(a) it has only communicated or caused to be
communicated and will only communicate or cause
to be communicated any invitation or inducement to
engage in investment activity (within the meaning of
section 21 of the Financial Services and Markets Act
2000 (“FSMA”) received by or in connection with the
issue or sale of the Castle Keep Bonds in circumstances
in which section 21(1) of the FSMA does not apply to the
Issuer; and
(b) it has complied and will comply with all applicable
provisions of the FSMA with respect to anything done
by it in relation to the Castle Keep Bonds in, from or
otherwise involving the United Kingdom.
General
Each Sales Agent has also agreed to comply with the
following selling restrictions:
(a) this brochure is furnished solely for information
purposes, directed at selected relevant persons and
may not be reproduced or redistributed to any other
person. It is strictly confidential and is solely destined
for persons or institutions to which it was initially
supplied. This document does not constitute an offer
or an invitation to subscribe for or to purchase any
securities and neither this document nor anything
contained herein shall form the basis of any contract or
commitment whatsoever; and
(b) no action has been or will be taken in any jurisdiction
that would permit a public offering of the Castle Keep
Bonds, or the possession, circulation or distribution of
this brochure or any other material relating to the Issuer
or the Castle Keep Bonds, in any jurisdiction where
action for such purpose is required. Accordingly, the
Castle Keep Bonds may not be offered or sold, directly
or indirectly, and neither this brochure nor any other
offering material or advertisements in connection with
the Castle Keep Bonds may be distributed or published,
in or from any country or jurisdiction except under
circumstances that will result in compliance with any
applicable rules and regulations of any such country or
jurisdiction.
14. Risk Warning: Castle Keep Bonds are provided on a non-advised sales basis only. Castle Keep will not advise or make any recommendation on the merits of this offer. The content of
this brochure has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this any promotion from Castle Keep
for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the property or other assets invested. Clients will be provided with
the offering document from Castle Keep only and must make their own investment decisions and/or seek independent advice. Past performance is no guarantee of future results.
14
Contact us
For further information on investing in bonds please
contact your agent. For all other services please contact
the European office:
European office
71-75 Shelton Street
Covent Garden
London, WC2H 9JQ
Tel: +44 (0)207 030 3227
Email: info@castle-keep.com
Stanton & Gasdick
201 N. New York Ave
Suite 200
Winter Park
FL 32789
USA
Tel: +1 305 896 9870
Legal Advisors
GRM Law
1 Bedford Row, London, WC1R 4BZ, UK
Stanton & Gasdick
201 N. New York Ave, Suite 200, Winter Park, FL, 32789,
USA
John C. Lessel
Pleasant Ridge Rd, Little Rock AR 72212, USA
Professional Advisors
Parks De Filippo & Assocs
Lookout Place, Maitland FL 32751, USA
Zvi Rafilovich
Sheridan St, Hollywood FL 33020, USA
15. Risk Warning: Castle Keep Bonds are provided on a non-advised sales basis only. Castle Keep will not advise or make any recommendation on the merits of this offer. The content of
this brochure has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this any promotion from Castle Keep
for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the property or other assets invested. Clients will be provided with
the offering document from Castle Keep only and must make their own investment decisions and/or seek independent advice. Past performance is no guarantee of future results.
15
Subscription Certifications
Where a person intends to rely on Articles 48, 50 or 50A
of the Financial Promotion Order, certain declarations
must be made when subscribing for Castle Keep Bonds
as follows.
Pursuant to Article 48 of the Financial Promotion Order,
Certified High Net Worth Individuals must certify as
follows:
Statement for Certified High Net Worth Individual
I declare that I am a certified high net worth individual
for the purposes of the Financial Services and Markets
Act 2000 (Financial Promotion) Order 2005.
I understand that this means:
a) I can receive financial promotions that may not have
been approved by a person authorised by the Financial
Conduct Authority;
b) the content of such financial promotions may not
conform to rules issued by the Financial Conduct
Authority;
c) by signing this statement I may lose significant rights;
d) I may have no right to complain to either of the
following:
(i) the Financial Conduct Authority; or
(ii) the Financial Ombudsman Scheme;
e) I may have no right to seek compensation from the
Financial Services Compensation Scheme.
I am a certified high net worth individual because at
least one of the following applies:
a) I had, during the financial year immediately preceding
the date below, an annual income to the value of
£100,000 or more;
b) I held, throughout the financial year immediately
preceding the date below, net assets to the value of
£250,000 or more. Net assets for these purposes do not
include—
(i) the property which is my primary residence or any
loan secured on that residence;
(ii) any rights of mine under a qualifying contract of
insurance within the meaning of the Financial Services
and Markets Act 2000 (Regulated Activities) Order 2001;
or
(iii) any benefits (in the form of pensions or otherwise)
which are payable on the termination of my service or
on my death or retirement and to which I am (or my
dependants are), or may be, entitled.
I accept that I can lose my property and other assets
from making investment decisions based on financial
promotions.
I am aware that it is open to me to seek advice from
someone who specialises in advising on investments.”
Pursuant to Article 50 of the Financial Promotion
Order, Certified Sophisticated Investors must: (a) certify
that they have a current certificate in writing or other
legible form signed by an authorised person to the
effect that such person is sufficiently knowledgeable
to understand the risks associated with investments of
the type described in this brochure; and (b) provide a
signed statement in the following terms:
“I make this statement so that I am able to receive
promotions which are exempt from the restrictions
on financial promotion in the Financial Services and
Markets Act 2000. The exemption relates to certified
sophisticated investors and I declare that I qualify as
such in relation to investments of the kind set out in
the Financial Services and Markets Act 2000 (Financial
Promotion) Order 2005. I accept that the contents of
promotions and other material that I receive may not
have been approved by an authorised person and that
their content may not therefore be subject to controls
which would apply if the promotion were made or
approved by an authorised person. I am aware that
it is open to me to seek advice from someone who
specialises in advising on this kind of investment.”.
Pursuant to Article 50A of the Financial Promotion
Order, Self-certified Sophisticated Investors must
certify as follows:
“Statement for Self-certified Sophisticated Investor
I declare that I am a self-certified sophisticated investor
for the purposes of the Financial Services and Markets
Act 2000 (Financial Promotion) Order 2005.
I understand that this means:
(a) I can receive financial promotions that may not have
been approved by a person authorised by the Financial
Conduct Authority;
(b) the content of such financial promotions may not
conform to rules issued by the Financial Conduct
Authority;
(c) by signing this statement I may lose significant rights;
(d) I may have no right to complain to either of the
following—
(i) the Financial Conduct Authority; or
(ii) the Financial Ombudsman Scheme;
(e) I may have no right to seek compensation from the
Financial Services Compensation Scheme.
I am a self-certified sophisticated investor because at
least one of the following applies:
(a) I am a member of a network or syndicate of business
angels and have been so for at least the last six months
prior to the date below;
(b) I have made more than one investment in an unlisted
company in the two years prior to the date below;
(c) I am working, or have worked in the two years prior
to the date below, in a professional capacity in the
private equity sector, or in the provision of finance for
small and medium enterprises;
(d) I am currently, or have been in the two years prior to
the date below, a director of a company with an annual
turnover of at least £l million.
I accept that I can lose my property and other assets
from making investment decisions based on financial
promotions.
I am aware that it is open to me to seek advice from
someone who specialises in advising on investments.”
16. Risk Warning: Castle Keep Bonds are provided on a non-advised sales basis only. Castle Keep will not advise or make any recommendation on the merits of this offer. The content of
this brochure has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this any promotion from Castle Keep
for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the property or other assets invested. Clients will be provided with
the offering document from Castle Keep only and must make their own investment decisions and/or seek independent advice. Past performance is no guarantee of future results.
16
Bond Issuer
Bond Issuer
Additional Information
Castle Keep LLC: Certificate of Registration Castle Keep LLC: Assignment of Ownership
Plots
Apartments
Houses
Securitised
Lending
New Build
Funds In
Investor
Holding ACCT
Registrar
Bank Trading ACCT
Registrar
Registrar verifies paperwork
Use of
funds
deployed
Sources
of funds
Sends funds to
holding account
With paperwork approved funds
remitted to Bond Issuers Trading Account
Plots
Apartments
Houses
Securitised
Lending
New Build
Funds Out
Sends bulk funds
to FX Co
Fx Co. distributes
funds bi-annually
Investors
FX Company