This document summarizes an investment opportunity in a Swedish listed property bond. The bond offers a minimum investment of £2,500 with an annual return of 8% paid out semi-annually. The bond is listed on a recognized stock exchange and can be held within several tax-efficient accounts. The company focuses on property development and acquisition projects in Stockholm worth £5-20 million. Experienced directors have over 30 years in real estate development. The investment aims to provide regular income with security through its exchange listing and experienced management team.

1. THE RICHER RETIREMENT SPECIALISTS
SWEDISH LISTED PROPERTY BOND
LISTEDBOND
a Minimum from £2,500
a Rate of return 8% per annum
a Listed on recognised exchange
a Returns paid six monthly in arrears
a ISA, SIPP, SSAS and QROPS approved
a Restricted investment subject to status
WHY WE LIKE IT
“The company is uniquely
placed to deliver high
quality projects of up to
£20 million in value”

2. This is an investment opportunity in a high yield
corporate bond. As a standard asset listed on a
recognised exchange, this bond can be held in several tax
efficient wrappers including ISA, SIPP, SSAS and QROPS.
This company was founded in order to take advantage
of an opportunity in the Swedish real estate market. The
directors are experienced in property development and
refinement and engage in investment and development
projects both in its own right and together with partners.
The company’s main focus will lie in acquiring
development land and land that can be re-zoned for
change of use, as well as existing commercial properties
with residential development/conversion potential in
areas where the demand for residential units are greater
than supply, particularly in metropolitan Stockholm.
The Directors have more than 30 years’ experience in
the real estate market, through participation in and
management of approximately 25 development and
refinement projects.
F  FIXED INCOME: Yes.
See Key Features for rates.
R  REGULAR HIGH INCOME: Yes.
Income paid six monthly in arrears.
E  EXIT STRATEGY: Yes.
Sell at any time.
S  SECURITY: Yes.
H  HANDS OFF MANAGEMENT: Yes.
No involvement needed.
F.R.E.S.H. INVESTMENT
RECOGNISED STOCK EXCHANGE STATUS

3. WHY CORPORATE BONDS?
• Companies use bonds as an alternative way of
raising capital to the traditional bank loan or
mortgage.
• Bonds have been a growing part of most savers’
portfolios for years, and many well-known
companies, such as Tesco and John Lewis, use
bonds to raise capital.
• Bonds provide savers with an alternative to
investing in the stock market and other traditional
assets.
• Bonds allows holders to enter into markets they
wouldn’t usually be able access i.e. commercial
property.
• Bonds provide the bondholder with a fixed interest
regular return with low volatility.
• Returns provided by bonds are higher than the
interest rates offered by traditional savings/deposit
accounts from banks and building societies.
KEY FEATURES
MINIMUM £2,500
ANNUAL RETURNS (NET BEFORE TAX)
8%
CAPITAL GROWTH POTENTIAL
No
OPTION TO ‘ROLL UP’ INTEREST?
No
LOCATION
Sweden
INVESTMENT TERM
4 years
INVESTMENT TYPE
Indirect participation. This is a corporate bond.
CURRENCY
GBP
SPECIAL FEATURES
- Listed on recognised exchange.
- Liquid can sell at any time.
- Low cost, no management fee.
AVAILABLE TO CASH INVESTORS?
Yes, including ISA investors.
AVAILABLE TO PENSION INVESTORS?
Yes (subject to IFA approval).
INVESTMENT RISK
- Swedish housing market shock
- Currency risk, SEK for business servicing GBP debt
- Lower returns on projects than expected
“CURRENTLY A GAP IN THE MARKET OF PROJECTS
IN THE RANGE OF £5 - £20 MILLION”

4. THE COMPANY
Avantis Wealth is an investment broker, specialising in high
income, property investments. We help clients achieve
market leading returns from their savings, capital and
pensions, leading to greater financial security and a better
quality of life.
We target annual returns in the range of 7%-15% net p.a.
with investments that meet our F.R.E.S.H. investment
strategy. We have a portfolio of 20–25 investments that meet
these criteria and can make a significant difference to your
income now and value of capital in the future.
THE TEAM
Work with Avantis Wealth and benefit from our strength
of experience and understanding of property and asset
backed investments. The senior management team
offers over 75 years of combined experience in property
and investment and are highly focused in achieving the
very best from your investments.
Our MD, Rod Thomas FCA has 33 years of investment
experience and is the author of “The Pension Disaster
And How To Plan For A Secure Retirement”.
The relationship with you is the most important asset we
have. Therefore we work hard to earn and keep your trust.
These four values underpin the decisions we make and the
way in which our company operates:
OUR VALUES
DISCLAIMER
Avantis Wealth Ltd is not authorised or regulated by the Financial Conduct Authority (FCA). This is not a financial promotion or an invitation to invest.
Avantis Wealth Ltd does not provide any financial or investment advice. We provide a referral to a regulated advisor who will offer appropriate advice, or to
the company offering an investment who will determine your suitability for the investment prior to any offer being made. We strongly recommend that you
seek appropriate professional advice before entering into any contract. The value of any investments can go down as well as up and you might not get back
what you put in. You may have difficulty selling any investment at a reasonable price and in some circumstances it might be difficult to sell at any price.
Do not invest unless you have carefully thought about whether you can afford it and whether it is right for you and if necessary consult with a professional
adviser in accordance with the Financial Services and Markets Act 2000. These products are not regulated by the FCA or covered by the Financial Services
Compensation Scheme and you will not have access to the financial ombudsman service.
This page does not constitute an offer to invest but is for information only. Persons expressing an interest in the bond will receive an invitation document,
which they should read and ensure they fully understand prior to making any decision to subscribe. Persons in any doubt regarding the risks associated with
investments of this nature should consult a suitable qualified and authorised advisor.
PLEASE CALL US DURING UK OFFICE HOURS
ABOUT AVANTIS WEALTH
VERSION: IFS-B-1.2 31/10/14
FIND OUT MORE
FREEPHONE: 0800 612 0880 LANDLINE: 01273 447 299
INVEST@AVANTISWEALTH.COM WWW.AVANTISWEALTH.COM
INTEGRITY – HONESTY – RESPECT – RESPONSIBILITY