This document summarizes the services provided by Investors Group, one of Canada's largest financial institutions. It offers a comprehensive suite of financial planning and investment management services including mutual funds, segregated funds, tax planning, estate planning, insurance, lending, banking, and retirement planning. The goal is to create a customized financial plan and manage investments to help clients achieve their financial goals for life, retirement, family, and the future.
Get to know what I do (Group Benefits/Group Investments)Kevin Green
I have uploaded this presentation to give business owners a better understanding of how we work with them on group benefits and group investments. It explains our added-value approach - implementing the plan plus working with employees on their personal financial planning needs. Enjoy!
Get to know what I do (Group Benefits/Group Investments)Kevin Green
I have uploaded this presentation to give business owners a better understanding of how we work with them on group benefits and group investments. It explains our added-value approach - implementing the plan plus working with employees on their personal financial planning needs. Enjoy!
Annuities are hard to understand for most retirees, this easy to read booklet explains the new types of annuities and the amazing features they have. Whether you’re looking to purchase an annuity or want information on your current annuities, this booklet provides all the answers you may be looking for.
The Anti-annuity is Single Premium Indexed Universal Life. We explain its primary uses, its tax saving abilities and how it can be used with annuities or qualified money. The Anti-Annuity works similar to an annuity however your money is liquid. The purpose of this book is to help you understand how the Anti-Annuity works, so that you will be educated and make the right choice if you choose to use this powerful tax-saving tool.
I have uploaded this presentation to give people a better understanding of what Investors Group does and how I, as a ocnsultant, am able to help people with their financial planning needs. The presentation starts by providing background information and history about Investors Group. This is followed by the types of services and products that we provide, along with our partner companies. The presentation is concluded by explaining the benefits and our approach to financial planning.
Meet your IG Wealth Management team.
At IG Wealth Management, we know that today, good financial advice is more important than ever. I take a long-term approach to planning. I believe that with a detailed plan, reviewed and
updated regularly, you will have
the financial resources to realize your goals and stay on track. I believe that building long-term relationships with clients is the best way to help you and your family to explore the financial options that are best for you at each stage of your life.
As an IG Wealth Management client, you will be supported by
the experience, resources and superior products that have helped make us one of the largest and most respected financial services companies in Canada.
We all work to help ensure your financial plan meets your needs in both the short and long term. Whatever your short or long-term financial goals. I will work with you to develop a plan to help get you there.
PRODUCTS AND PLANS
• Mutual funds
• Registered retirement savings plans (RRSPs)
• Tax-free savings accounts (TFSAs)
• Registered retirement income funds (RRIFs)
• Life income funds (LIF)
• Locked-in retirement accounts (LIRAs)
• Locked-in retirement income funds (LRIFs)
• Registered education savings plans (RESPs)
• Registered disability savings plans (RDSPs)
• Annuities
• Charitable Giving Program
• Guaranteed investment certificates (GICs)
• Guaranteed investment funds (GIFs)
• Individual pension plans
• Lifetime income benefit
• Managed asset program (iProfile)
• Portfolio funds
• Tax-advantaged funds (Corporate Class)
• Brokerage products such as stocks and bonds
About IG Wealth Management
For over 90 years, we have believed that building long-term relationships with clients is the best way to help individuals reach their financial goals at each stage of their lives.
Whatever your plans, our personalized approach to financial planning can help make them a reality. Let us help you provide for the people you care about.
• A Canadian pioneer in financial services since 1926
• Serve approximately one million Canadians
• Offices from coast to coast
• A member of the Power Financial Corporation group of companies
• Investors Group Inc. is a wholly owned subsidiary of IGM Financial Inc., one of the country’s largest managers and distributors of mutual funds and other managed asset products with approximately $160 billion in total assets under management.
Annuities are hard to understand for most retirees, this easy to read booklet explains the new types of annuities and the amazing features they have. Whether you’re looking to purchase an annuity or want information on your current annuities, this booklet provides all the answers you may be looking for.
The Anti-annuity is Single Premium Indexed Universal Life. We explain its primary uses, its tax saving abilities and how it can be used with annuities or qualified money. The Anti-Annuity works similar to an annuity however your money is liquid. The purpose of this book is to help you understand how the Anti-Annuity works, so that you will be educated and make the right choice if you choose to use this powerful tax-saving tool.
I have uploaded this presentation to give people a better understanding of what Investors Group does and how I, as a ocnsultant, am able to help people with their financial planning needs. The presentation starts by providing background information and history about Investors Group. This is followed by the types of services and products that we provide, along with our partner companies. The presentation is concluded by explaining the benefits and our approach to financial planning.
Meet your IG Wealth Management team.
At IG Wealth Management, we know that today, good financial advice is more important than ever. I take a long-term approach to planning. I believe that with a detailed plan, reviewed and
updated regularly, you will have
the financial resources to realize your goals and stay on track. I believe that building long-term relationships with clients is the best way to help you and your family to explore the financial options that are best for you at each stage of your life.
As an IG Wealth Management client, you will be supported by
the experience, resources and superior products that have helped make us one of the largest and most respected financial services companies in Canada.
We all work to help ensure your financial plan meets your needs in both the short and long term. Whatever your short or long-term financial goals. I will work with you to develop a plan to help get you there.
PRODUCTS AND PLANS
• Mutual funds
• Registered retirement savings plans (RRSPs)
• Tax-free savings accounts (TFSAs)
• Registered retirement income funds (RRIFs)
• Life income funds (LIF)
• Locked-in retirement accounts (LIRAs)
• Locked-in retirement income funds (LRIFs)
• Registered education savings plans (RESPs)
• Registered disability savings plans (RDSPs)
• Annuities
• Charitable Giving Program
• Guaranteed investment certificates (GICs)
• Guaranteed investment funds (GIFs)
• Individual pension plans
• Lifetime income benefit
• Managed asset program (iProfile)
• Portfolio funds
• Tax-advantaged funds (Corporate Class)
• Brokerage products such as stocks and bonds
About IG Wealth Management
For over 90 years, we have believed that building long-term relationships with clients is the best way to help individuals reach their financial goals at each stage of their lives.
Whatever your plans, our personalized approach to financial planning can help make them a reality. Let us help you provide for the people you care about.
• A Canadian pioneer in financial services since 1926
• Serve approximately one million Canadians
• Offices from coast to coast
• A member of the Power Financial Corporation group of companies
• Investors Group Inc. is a wholly owned subsidiary of IGM Financial Inc., one of the country’s largest managers and distributors of mutual funds and other managed asset products with approximately $160 billion in total assets under management.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
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how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
2. Over 80 years experience
serving investors
Comprehensive investment
management expertise
One of Canada’s Largest
Financial Institutions
More than 400 offices
from coast to coast
A member of the Power
Financial Corporation
Group of Companies
Investors Group:
A wealth of experience and expertise
POWER FINANCIAL
CORPORATION
GREAT-WEST
LIFECO INC.
IGM FINANCIAL INC.
LONDON
LIFE
MACKENZIE
INC.
GREAT-WEST
LIFE
IPC FINANCIAL
NETWORK INC.
CANADA
LIFE
INVESTORS
GROUP INC.
INVESTORS GROUP
FINANCIAL SERVICES
INVESTORS GROUP
SECURITIES INC.
3. Retirement income
Having enough retirement
income is on the minds of
Canadians.
Staying afloat
Bills, credit cards,
mortgage, car payments –
managing debt is a major
concern.
Savings
Individuals believe they
could be saving more for
retirement.
Providing for others
Not only must we watch out
for our children’s futures,
but ourselves, and our
parents!
Taxes
The majority of Canadians
feel they are paying too
much tax.
Creating the freedom to retire on
their own schedule is an important
financial goal
25% Extremely ready
38% Somewhat ready
25% Not sure
7% Not particularly
ready
5% Not at all ready
75% of Canadians also feel
they are paying too much tax
Source: Canadian Boomers and the New Retirement, April, 2008 Statistics shown represent responses from survey
participants aged 45 to 70 who indicated they were not yet retired to the following question: “Thinking of
everything about the time of life called retirement, including social, health, financial, recreational and other
issues, how ready are you for retirement?”
4. New products
New information sources
Changing legislation
Globalization impacts
Your personal needs
and career demands
take priority.
And keeping up takes time!
Capital Gains
Foreign Currency
Impacts
Risk
Interest
Rates
Inflation
Global
Investment
Opportunities
5. To ask the right questions
We take the time to
understand what is
important to you…today
and in the future
To make it easy to find
good answers
We are backed by a team
of investment, insurance,
banking, mortgage, tax
and estate planning
specialists
To design a financial plan
that meets your needs
We provide complete
Financial Solutions that
help you fulfill your goals
for life
At Investors Group,
we take the time…
Inflation
Capital
Gains
Foreign Currency
Impacts
Risk
Interest
Rates
Inflation
Global
Investment
Opportunities
6. Your financial goals and objectives, hopes and fears
for your retirement
for your family
for your future
Your time frame for achieving these objectives
Your current financial picture
Your income, savings, investments, insurance,
taxes, obligations, questions and frustrations
Together, we will explore…
7. Together, we will find opportunities…
Are your investments
suitable for your goals?
Can you pay less tax?
Will you have the income
you need to retire and do
the things you want to do?
Can you retire
when you want to?
Do you have the right
amount and types of
insurance?
Will your estate transfer
efficiently and tax-
effectively?
Do you have control
over your income?
1. Tax planning
2. Estate planning
3. Insurance planning
4. Cash Management
5. Retirement planning
6. Investment planning
1. 2.
3.
4.5.
6.
8. Together, we will…
Face realities and find opportunities based on your
Lifestyle
Income needs
Assets, liabilities and obligations
And help you fulfill your goals for life
9. We’ll create a realistic plan
We’ll manage your investments with a long-term
perspective designed to complement your comfort
for risk, goals for growth and objectives of your plan
We’ll help you implement the plan
on a systematic basis
Responding to changes in your personal
and financial situation
Reviewing your overall financial picture regularly
Adjusting the allocation of your assets if needed
When you succeed, we succeed
10. At the core of every
successful financial plan
Canada’s most experienced investment
management company
Exclusive access to Investors Group funds
World class money management expertise
Disciplined investment process
Global connections, local expertise
Scientific portfolio construction
Stability
Strength
Performance
Investors Group
Investment Management
“Here at Investors Group, we work with people of all walks of life and at different life stages. Some people are not familiar with who we are and what we do.
What do you know or what have you heard about Investors Group?
I would like to take some time and share with you what makes us unique in the industry and why so many Canadians have chosen us as their primary financial institution. ”
“Investors Group is a large and well-known company:
We are the Canadian pioneer in the financial services industry having developed and nurtured a legacy of trust with Canadian investors for almost 80 years
We offer exclusive access to Investors Group’s world class investment management expertise.
We are one of Canada’s largest money managers.
We serve over 1 Million Canadians, most of whom were referred to us by satisfied clients.
We have more than 400 offices coast to coast – in the event that you move we can refer you to another IG Consultant in your new location so that you will have no interruption in your plan or your investments.
We are a member of Power Financial Corporation Group of Companies.
We definitely know what we are talking about and what we do best. Do you feel comfortable in working with a company of this size and experience”
Additional Questions:
“How did you first hear of us?”
“Do you have any other questions or comments about the strength and size of Investors Group?”
“As we move through the various life stages, we know that at some point in time, we all face financial challenges of one kind or another. This is the reason why people work with Investors Group. They may feel they pay too much tax, are concerned about not have enough retirement income, have experienced a loss in purchasing power or simply overwhelmed with managing day-to-day cash flow”.
The information here was taken directly from a 2008 study of Canadians PMG Intelligence. These individuals were asked to share their financial goals and thoughts about planning for their retirement. The segments in the pyramid represent their responses:
Only 25% of those surveyed believe they are “Extremely Ready to retire.
38% believe they are somewhat ready
25% are not sure
7% say they are not particularly ready
5% confirm that they are not at all ready
In other words, 75% of Canadians do not believe they are ready to retire.
“How do you feel? Which of these responses fit you? Would you rather be more prepared and create the freedom to retire when you’re ready to?
There are a lot of strategies we can discuss to help you become financially independent. I am here to ensure that you take advantage of all the tools available. We will discuss that more in a moment.
Additional Questions/Comments:
“Are there any other points here that jump out at you?”
“How do you feel about the taxes you pay?”
“Do you have a plan in place to take care of yourself and others perhaps when you are no longer able to?”
“A lot of Canada’s seniors did not have the ability to put money into RSP’s or pension plans and now have to live off CPP & OAS – do you know of any senior citizen that is in this situation?”
“Do you have concerns about having enough money to fund your retirement and that the money will last as long as you do?”
Bridge to next slide/page:
“So why are Canadians so concerned? There are probably many reasons but perhaps it’s because keeping up takes time and we are all very busy.”
“Let’s think about how challenging life can be sometimes trying to balancing career and family and other demands.
We are constantly bombarded with information – news, Internet, magazines, friends, billboards all offering advice about financial planning, investments and products. Add to that – CRA changing the rules once we have just figured them out (do you still do your tax return?) and then we have the global impacts to be concerned with as well.”
Questions/Comments:
“What would you be doing if you didn’t have to keep up with this information?”
“How much time do you spend reviewing your financial situation? Weekly, monthly, annually?”
“Where do you get your financial information?”
“Who do you get your financial information from?”
Bridge to next slide/page:
“We want to ensure that you are spending time doing the things you enjoy doing (golf, gardening, etc.). One of Investors Group’s key strengths is that we take the time to put together the pieces of the puzzle in understandable terms so this can be accomplished.”
“The reason why we have over 1 million clients is because we take the time to…
Ask the right questions to find out what’s important to you in the short-term (today) and in the long-term (future). Has anyone taken the time to understand what’s important to you? Would you like to see this happen?
Make it easy to find good answers. We drawn upon our own professional knowledge and experience as well as the depth of expertise from a team of Investors Group specialists that are available to me not only at the Region Office but also through our Head Office support system. Depending on your needs and requirements I can consult with the investment, insurance, mortgage, tax and or estate planning specialists to clarify and assist with the recommendations I make to you.
Design a financial plan that meets your needs. We provide complete financial solutions customized to your unique situation, which I will be explaining shortly. Do you have a written Financial Plan in place? Would you like to see this happen?”
Additional Questions/Comments:
“Do you currently work with any other professionals…. Financial advisor, lawyer, accountant, tax preparer or friend, co-worker?”
“Who gives you financial planning advice?”
Bridge to next slide/page:
“This is all part of The Plan™ by Investors Group. Today (tonight) I’m going to only be doing two things: I’m going to ask you questions and I’m going to be a good listener. I’m not here to sell you anything.
Now let’s take a look at how we determine where you are and where you want to go…”
“I want to point out that this is a very important page of my presentation. What makes us unique and different in the industry and from the competition is the way we work with our clients. We recognize individual differences because we know that financial independence is different things to different people.”
“This commitment is a two-way street and requires us to work together in the following way:
We will spend time later today exploring your goals and concerns, what you want to do, when you want to do it and who you want to do it with.
We will determine a time frame for your objectives – are they shorter-term (within the next year), more mid-term (say the next 3-5 years) or are they longer-term (greater then 6 years).
We’ll see where you are right now by looking at your income and expenses (your obligations), your net worth, insurance coverage, your Will and Power of Attorney, as well as your current taxes and investments.
Are you comfortable with this? I want you to feel comfortable so that when I put your plan together, you know you are well taken care of.”
Bridge to next slide/page:
“My job is to look at everything. We break down our data-gathering into six areas.”
“Our discussions will center around these six disciplines of financial planning so that when I return with recommendations the pieces will begin to come together. You will have a written plan based on your unique situation!
Take a moment to review these six disciplines. Is there one or two areas that is a concern?
The questions you see here are some of the questions I will be thinking of and possibly asking for more details on as we go through the data gathering process. Are any of these questions on your mind or relevant to you at this time?”
Bridge to next slide/page:
“This process is all about you. If you are comfortable with me and Investors Group in general, I’m going to ask you to do a two-part exercise shortly.”
“Part A is looking at what is important to you (Goals & Concerns Checklist). Part B is taking a look at where you are today – realities of your current situation – your lifestyle, income needs, net worth and obligations.
Together we will explore all the opportunities and the end goal is to give you the peace of mind that comes with a solid financial plan suited to your unique situation.”
Bridge to next slide/page:
“I want to explain the working relationship I have with my clients…”
“When you succeed, we succeed as a company. That is another reason why we are the largest Financial Planning Company in Canada.
You can see today is not just about sorting through the maze, and answering some of your questions. We are looking at a long-term relationship that will require that we have regular contact. We will discuss those expectations and commitments once we know what we need to do to implement your financial plan. We need to be able to feel free to contact one another when there are changes or concerns and at a minimum meet at least once a year.
From time to time we may need to adjust the allocation of your portfolio depending on the time frame of your goals and I’ll be glad to work with your existing advisors or refer to you to one if necessary.”
Bridge to next slide/page:
“We provide individuals (and companies) with complete financial services. For almost 80 years, we have led the Canadian financial services industry through innovation, stability and strength.”
“The key to reaching your financial goals is proper management of your investment portfolio. As an Investors Group client, you will have exclusive access to our family of funds and global team of investment management professionals located throughout North America, Europe and Asia. These professionals work closely with a talented pool of analysts, providing a strong research foundation to support and enhance solid investment management decisions.
We put all of this experience and expertise to work for you through Symphony™, our scientific approach to strategic investment planning. Symphony uniquely combines our extensive analysis of over 50 years of fund and market performance data, powerful analytical tools and the insight of our investment professionals to create your personalized investment portfolio.
Our substantial resources, decades of experience and global reach enable us to offer funds for every investment objective. With over 160 funds to choose from, we can build a well-diversified portfolio customized to meet your needs and withstand the test of time.”
Bridge to next slide/page:
“Investors Group has driven the Canadian financial services industry for decades, from releasing the first mutual fund in Canada, to its first equity fund, to its first Japanese fund. We consistently produce results for each client without compromising his/her acceptable level of risk. Let’s take a look at some of the additional products and services we may use to fit your needs…”
“This speaks to the scope of Investors Group’s products and services:
Investments – We have a broad range of investment options to suit your investment, income and allocation objectives. We offer stocks and bonds as well as the opportunity to consolidate your investments over to one management company and Consultant, through Investors Group Securities Inc.
Insurance – Based on your requirements, be it personal, estate, or for business, we have partnered up with some of the top names in the insurance industry.
Lending – We also provide Solutions Banking, which offers clients a full array of cash management options including mortgages, loans and ATM access.
Banking – With Solutions Banking, additional cash management options offered to clients include personal accounts such as chequing and savings, as well as credit cards.
World Class Choices – These are the companies we have partnered with in order to provide you with a broad range of management styles and options, therefore providing you with some unique privileges (e.g. You can transfer between the different fund families without incurring a fee).
Specialists – Along with IG offering the support of in-house specialists (mortgage, advanced financial planning, IGSI, etc.) all of our partners provide us with specialists to answer more highly specialized questions and to provide us with current information and updates.”
Questions/Comments:
“Are there any names here that you don’t recognize?”
“Do you own any products from any of our partners?”
Bridge:
“My role is to provide an objective recommendation and solution that is in your best interest, not mine. Do you see us working together and moving forward?”