LIC Jeevan Akshay VI (Table 189) is an immediate annuity plan that can be bought by paying a lump-sum as Single Premium. Know what it actually means for you.
3. LIC Jeevan Akshay VI
LIC Jeevan Akshay VI (Table 189) is an immediate
annuity plan that can be bought by paying a lumpsum
as Single Premium.
Pension will start immediately after buying the policy.
Various options are available for the type and mode of
payment of annuities.
But once choosen, it can’t be changed.
4. Type of Annuity
Annuity is payable during whole life at a uniform rate.
Annuity payable for 5, 10, 15 or 20 years certain and thereafter
as long as the annuitant is alive.
Annuity for life with return of purchase price on death of the
annuitant.
Annuity payable for life increasing at a simple rate of 3% p.a.
Annuity for life with a provision of 50% of the annuity payable
to spouse during his/her lifetime on death of the annuitant.
5. Type of Annuity
Annuity for life with a provision of 100% of the annuity
payable to spouse during his/her lifetime on death of
the annuitant.
Annuity for life with a provision of 100% of the annuity
payable to spouse during his/ her life time on death of
annuitant.
The purchase price will be returned on the death of last
survivor.
6. Mode
Annuity may be paid either at monthly,
quarterly, half yearly or yearly intervals. You may
opt any mode of payment of Annuity..
7. Salient features
Premium amount is to be paid in a lump sum.
Minimum purchase price :
Rs.100,000/- for all distribution channels except
online.
Rs.150,000/- for on line sale.
No medical examination is required under the plan.
No maximum limits for purchase price, annuity etc.
Minimum allowed age for entry is 30 years (completed)
and Maximum allowed age at entry is 85 years
(completed).
Age proof is compulsory.
8. Annuity rates
Age last
birthday
Yearly annuity amount under option
( i ) ( ii ) (15
years
certain)
( iii ) ( iv ) ( v ) ( vi ) (vii)
30
7190 7160 6890 5250 7080 6970 6860
40
7510 7440 6930 5610 7310 7120 6890
50
8140 7950 7000 6280 7760 7420 6930
60
9350 8790 7110 7530 8640 8030 7010
70
12080 9830 7260 10220 10560 9370 7130
80
17880 10440 7480 15890 14600 12340 7290
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