This document discusses Indeez, an insurtech startup that provides income protection solutions for gig economy workers. It notes that the number of independent platform workers in Europe is expected to grow significantly by 2025. Currently, many independent workers lack protections like unemployment benefits, sick pay, and health coverage. Indeez aims to address this problem by offering comprehensive insurance benefits to platform workers that provide coverage for expenses like medical costs, injury pay, sick pay and liability protection. The startup partners directly with digital platforms to provide these benefits to their independent workers in an easy-to-use, digital way.

1. Powering
sustainable
growth through
Inclusive insurance
& benefits

2. Indeez.eu | Series A | 2021 Confidential
We are a fast-growing insurtech
Confidential
Elaia Ventures
Mosaic Ventures
Post Serie A, Backed by
Advised by
Curtis Scott
Uber, Lyft
Jon McNeil
Tesla, Lyft
Global reach
Willis Towers Watson
Geographic reach
Subject to scale
Direct
Our partners

3. Indeez.eu | Series A | 2021 Confidential
Indeez.eu | Series A | 2021 Confidential
Sources: EU Publications: CEPS 1 EMPL2 I-Wire 3 EU Commission4
Insight
The future of work is flexible
Platform workers in Europe
3
→
Total 180M
by FY25
3
1, 2
Platform-based
independent
workers
Non-platform
independent
workers
4 4

4. Indeez.eu | Series A | 2021 Confidential
Indeez.eu | Series A | 2021 Confidential
Problem
Independent workers are currently
unable to achieve income stability
4
✗
Everyday Wages
70% of European
independent workers are not
covered by unemployment
benefits, and have no sick
pay or health coverage.1
in EU
✗
Asset Protection
Income vulnerability linked
to device and/or vehicle
interruption; bike theft
impacting delivery riders.2
✗
Financial Inclusion
80% of self-employed
have been rejected when
applying for a mortgage.3
in UK
Sources: AON Gig Economy Report 2019,1 Medium,2 Introducertoday3

5. Indeez.eu | Series A | 2021 Confidential
Indeez.eu | Series A | 2021 Confidential
✗
Civil
Responsibility
Need to support independent
workers and build more trust
and safety.
✗
Mandatory
Liability insurance
Hard to access, expensive,
and leaves key protection gaps.
EU & US in 2019
Problem
Platforms are under pressure from
regulators to find solutions
5

6. Sustainable growth for digital platforms
Reputation
Business
Optimize
the cost of
insurance programs
Comply
with local regulations
Exceed
CSR commitment
Attract
& retain workers
01 02
Engage
through loyalty programs
Solution

7. ✓ Acquisition & Retention
✓ Loyalty & Engagement
✓ Safety
✓ Social impact
✓ Regulatory Compliance
✓ Pan EU Structure
Injury Pay
Sick Pay Hospitalization
Disability & Death Liability
Parental leave
Medical Expenses
We build the right protections
for platform workers
Benefits for workers ROI for platforms
Vehicle interruption
Deductible waiver

8. Partnering with digital platforms
Fully FlexibIe
Usage-based covers (h or 24/7)
Tiered benefits based on loyalty
Zero Tech Effort
Digital Plug&Play solutions
for your app
User Friendly
Transparent & fully digital
claim experience
100% in control
Real-time tracking and monitoring
of risks impacting your community
Global solutions to support
your business expansion
Global Footprint
Personalized
Comprehensive benefits designed
specifically for your community

9. https://indeez.eu/brigad/
Medical
Expenses
Serious
Injury
Make a claim
https://indeez.eu/brigad-uk/
9
Claim Management Partner Risk Management
Lina joins Brigad as
Independent chef and learns
about the benefits the gig
automatically comes with.
She has a work accident.
Thanks to Indeez, 75%
of her daily income
is repatriated with an easy
3 min claim submission.
Brigad collects the
data and is able to assess
evolving community risk
to take preventive actions.
Embedded Protections
in action with

10. As seen in
Identifies Indeez among
26 insurance startups in
Europe that are poised
for disruption in 2021
What it does:
French insurance
startup Indeez provides
income protection
solutions for gig
economy workers.
Why it's hot in 2021: "The pandemic was a
wake-up call to the importance of income
protection insurance," Coppel said. "The
proportion of independent workers is
expected to grow from one third to well
over half in the next decade and Indeez
provides a safety net they can fall back upon.
The experienced team from AXA previously
built a protection product that insured all of
Uber's drivers in Europe and other parts of
the world against loss of income. And they
have just released the first ever COVID-19
insurance policy."

11. Indeez.eu | 2022 Confidential
Indeez.eu | Series A | 2021
✓ Strong Track Record
Creating significant
shareholder &
customer value
✓ Deep Expertise
Payments,
insurance &
ecommerce
We’ve done
it before
11
Team of 45
in France (HQ), India, US
Backed by
Key advisors
✓ Strong Team Market-fit
Strategic relationships
w/ gig platforms, insurers
& other stakeholders
✓ Experience
Vikas Chhariya
CEO
Pierre Sepheriades
Actuarial & Risk
Martina Tornari
Head of Product
Charles de la Horie
Strategic Partnerships
Vanessa Brosseau
Legal
Anjan Rao
Technology
Toby Coppel
Mosaic Ventures
Xavier Lazarus
Elaia Partners
Curtis Scott
Uber, Lyft
Jon McNeill
Tesla

12. Thank
you!