Housing Rebound - War Room Slides
•Download as PPTX, PDF•
0 likes•559 views
The document discusses two potential scenarios for the US housing market - a return to its long-term trend or a housing rebound. Under the long-term trend scenario, home prices may suffer another 30% decline, the US economy risks recession, and home ownership may decline. A housing rebound scenario suggests affordability is high and job growth could boost household formation, benefiting the stock market and industrial commodities. The document also notes new features coming to the HiddenLevers analysis tool.
Report
Share
Report
Share
Recommended
King County Home Prices for June 2012
King County, WA home prices for June 2012 where we talk about the market trends, inventory, foreclosures, turn over and what is happening here in King County.
Snohomish county home prices for june 2012
Snohomish County, WA home prices for June 2012 where we talk about the market trends, inventory, foreclosures, turn over and what is happening here in Snohomish County.
War Room: US Housing Blues
All signs point to a healthy housing market: labor market strength, increasing payrolls, Q1 earnings beats, and interest rates in a holding pattern. But not so: 12 straight months of falling home sales have brought the US to three-year lows.
- Why is US Housing diverging from other healthy economic vital signs?
- Is US Real Estate investment still worth it post-tax changes and rate hikes?
- Is the cooling US Real Estate market predictive of an economic downturn?
To Buy or Not to Buy 1412
This document compares the costs of purchasing a $500,000 home in 2015 versus waiting until 2016. It finds that if interest rates rise to 4.09% as expected and home prices increase 10%, purchasing in 2015 rather than 2016 would save $26,618 in total interest over a 5 year mortgage term and result in a $41,148 lower mortgage balance after 5 years. The document therefore recommends purchasing now rather than waiting until next year to benefit from currently low interest rates and potential home price increases.
October Realtor Report
Your one-stop-shop for housing data for the Southwest California market. Sales, median and average price, distressed property, absorption and INVENTORY! By city.
Southwest California Realtor Report for September 2019
Southwest California Realtor Report for September 2019Southwest Riverside County Association of Realtors
Housing data for the 9 city region including Temecula, Murrieta, Lake Elsinore, Menifee, Wildomar, Canyon Lake, Hemet, San Jacinto and Perris. Understanding Inflation - It's a Money Thing
It’s a Money Thing is a collection of effective and affordable financial education content designed to engage and teach young adults while setting your credit union apart. These presentations and other elements are all customizable with your credit union's logo. Check out Currency Marketing at currencymarketing.ca/money-thing for more information.
Lawrence Yun's Economic and Housing Market Update
The document discusses the state of the US housing and economic markets. It notes that pending home sales are rising but appraisal issues are slowing down closings. The slowing housing market is impacting the economic recovery. It forecasts a slow economic recovery with GDP growth around 1.5% in 2010 and unemployment remaining high at 10%. It recommends extending and expanding the home buyer tax credit to help stabilize home values and reduce foreclosures.
Recommended
King County Home Prices for June 2012
King County, WA home prices for June 2012 where we talk about the market trends, inventory, foreclosures, turn over and what is happening here in King County.
Snohomish county home prices for june 2012
Snohomish County, WA home prices for June 2012 where we talk about the market trends, inventory, foreclosures, turn over and what is happening here in Snohomish County.
War Room: US Housing Blues
All signs point to a healthy housing market: labor market strength, increasing payrolls, Q1 earnings beats, and interest rates in a holding pattern. But not so: 12 straight months of falling home sales have brought the US to three-year lows.
- Why is US Housing diverging from other healthy economic vital signs?
- Is US Real Estate investment still worth it post-tax changes and rate hikes?
- Is the cooling US Real Estate market predictive of an economic downturn?
To Buy or Not to Buy 1412
This document compares the costs of purchasing a $500,000 home in 2015 versus waiting until 2016. It finds that if interest rates rise to 4.09% as expected and home prices increase 10%, purchasing in 2015 rather than 2016 would save $26,618 in total interest over a 5 year mortgage term and result in a $41,148 lower mortgage balance after 5 years. The document therefore recommends purchasing now rather than waiting until next year to benefit from currently low interest rates and potential home price increases.
October Realtor Report
Your one-stop-shop for housing data for the Southwest California market. Sales, median and average price, distressed property, absorption and INVENTORY! By city.
Southwest California Realtor Report for September 2019
Southwest California Realtor Report for September 2019Southwest Riverside County Association of Realtors
Housing data for the 9 city region including Temecula, Murrieta, Lake Elsinore, Menifee, Wildomar, Canyon Lake, Hemet, San Jacinto and Perris. Understanding Inflation - It's a Money Thing
It’s a Money Thing is a collection of effective and affordable financial education content designed to engage and teach young adults while setting your credit union apart. These presentations and other elements are all customizable with your credit union's logo. Check out Currency Marketing at currencymarketing.ca/money-thing for more information.
Lawrence Yun's Economic and Housing Market Update
The document discusses the state of the US housing and economic markets. It notes that pending home sales are rising but appraisal issues are slowing down closings. The slowing housing market is impacting the economic recovery. It forecasts a slow economic recovery with GDP growth around 1.5% in 2010 and unemployment remaining high at 10%. It recommends extending and expanding the home buyer tax credit to help stabilize home values and reduce foreclosures.
Pasadena Real Estate - up2date Market Recap for October
A recap of the Pasadena California Real Estate Market for October '08, including analysis and forecast
September 2018 Realtor Report
What's happening i the housing market for Southwest California? Sales lag, prices climb, inventory up, affordability down - and watch out for that election.
Corporate Relocation Council of Chicago Presentation: Real Estate Market Upda...
Corporate Relocation Council of Chicago Presentation: Real Estate Market Upda...GGL Relocation Services a division of Griffith Grant and Lackie
The document provides a real estate market update and outlook for 2014. It summarizes 2013 real estate data showing that existing home sales were the highest since 2006 and median home prices saw strong growth. Inventory levels were down across most price points in the Chicago area in 2013. The outlook for 2014 predicts slightly higher home sales, a 5% increase in median home prices, lower unemployment, and continued growth in homeowner equity. The document concludes by asking if the audience would consider listing their home for sale in 2014.Grand Lake Ok Real Estate - An In Depth Analysis Of Recent Five Years
We conducted a Grand Lake Area Real Estate Symposium recently for 100 local business, government and Real Estate people. The speakers included the Region Vice President for NAR, the Region Department of Commerce representative, the Oklahoma House of Representative member, and me, Jeff Savage.
For that Symposium, I prepared an in-depth study of the local Real Estate market – analyzing the last five years. I would some of my findings with you in the attached presentation.
We’ve heard about the National real estate market and what’s going on around the country. That does have some effect on our market as people try to sell homes in California, Arizona, Colorado and around the country to buy property at Grand Lake.
We’ve heard the Oklahoma State economy is running strong with 2.9% unemployment, which can influence the decision to buy property at Grand Lake.
Real Estate is local, and Oklahomans are buying or selling their homes in the local housing market.
NOW, let’s focus on that local market, our four counties in Northeast Oklahoma – Delaware, Ottawa, Craig and Mayes
September Realtor Report
3rd quarter housing update for Southwest California. Home sales, median price and inventory information.
Realtor Report for June 2018
What's happening in the Southwest California housing market. statistics for the 1st half of the year.
OTM_january_2016 Beth
The document provides an overview of the national and local real estate markets in early 2016. It notes that in 2015, the national market saw low interest rates, improved employment and a balanced supply and demand. Locally, new listings decreased while pending sales and prices increased. The report discusses factors that contributed to the strong market in 2015 and expectations for continued strength in 2016, including low fuel costs and improving personal budgets. It also includes a sidebar on why 2016 is a good time to buy or sell and tips on potential homeowner tax deductions.
Crested Butte Real Estate Market Report – YTD through July 2015
The Crested Butte real estate market is very active in 2015, with total property sales volume and number of properties sold up significantly from 2014. Median home prices have risen for both single family homes and condos/townhomes compared to last year. Land sales have also increased sharply, nearly tripling the number of parcels sold year-to-date over 2014. The luxury home market above $1 million remains competitive, with 18 high-end single family properties selling so far in 2015.
Annie Williams Real Estate Report - October 2019
Condo Sales Prices Set New Highs
The median sales price for attached homes was up a whopping 32.5% year-over-year. It
was up 2.9% from August. The average sales price for attached homes jumped 25.3% year-over-year. It was up 3.8% from August.
June 2013 Barrington Market Report
While home sale prices rose 8.3% in June continuing positive momentum from the spring, the trend is still early according to 12-month averages. The number of closed sales rose 47.6% to a five-year high of 94 homes. Market time to sell a home fell 31% to 159 days on average and homes are selling closer to their original list price, both signs of a strong, seller's market. Inventory continues to fall across all price ranges, especially for distressed properties, leading to bidding wars and homes going under contract within a week of listing. The report recommends that both buyers and sellers act now to take advantage of low interest rates and limited housing supply.
YTD Crested Butte Real Estate Market Report through November
It is a common theme every year at this time that bookings are up and forecasts look good, and this year is no different. We have great snow and lots of events throughout the Crested Butte Ski Season – it is a great time to be in CB! The only real metric for measuring the Winter Economy are the final Sales Tax Revenue results month to month and final results for the season in May. The more visitors to our valley in the Winter result in Real Estate activity – and the more Showings, Offers, Contracts, results in more Sold properties 30-90 days later.
August 2013 Barrington Area Market Report
The Barrington housing market witnessed another strong month as the number of homes for sale continued an upward trend. Median home sale prices rose 7.7% year-over-year to $452,500, with traditional detached single family home sales rising 11.6%. The number of homes sold increased 21.7% compared to last year, and homes are selling faster at an average of 173 days on the market. The market remains seller-friendly with low inventory, especially for homes priced below $550,000.
NAREB - Annual Conference
The document summarizes the current state of the U.S. economy, housing market, and mortgage industry. It finds that while economic growth is positive, it is weak, and employment and consumer inflation are concerns. The housing market is stabilizing in many metro areas as excess supply declines and affordability rises, though prices remain depressed. Subprime lending disproportionately impacted African American homeownership rates, though rates have remained steady overall. Improving affordability will be key to sustaining the market's recovery.
The Real State Of Real Estate
The document summarizes the outlook for the US real estate market in 2008. It predicts that real GDP growth will slow to 1.2% in 2008 due to the housing downturn but recover to 2.8% in 2009. Home sales and prices fell significantly across many California regions in December 2007 compared to the previous year. The document forecasts that 2008 will be challenging but real estate will recover in 2009 due to lower interest rates and an increased conforming loan limit, presenting an opportunity for qualified buyers.
Crested Butte Real Estate Market Report - Ski Season 2014-2015
We did not have a great snow year, but visitors, skier days, lodging and sales tax revenue were all up (as much as 16% in Crested Butte through February) compared to last year. Visitors brings interest and activity to real estate and Crested Butte real estate market saw an overall rise in total transactions and volume as well.
Dr. Lawrence Yun - 13th Annual Economic Summit
The document summarizes real estate market trends and outlook in the United States. It discusses topics such as national existing home sales, home prices, housing affordability, foreclosure and delinquency rates, housing starts, the state of the economy, job changes, and the federal budget deficit. It also provides forecasts for home sales and prices and discusses factors that could lead to inflation or deflation in the future. The outlook is that stimulus spending and falling housing inventory will help stabilize home prices in the coming years.
Barrington Area Housing Report - Sept 2013
- Key indicators in the Barrington housing market were soft in September as overall volume and properties under contract declined, signaling the annual end-of-year slowdown. However, there was significant activity in higher-priced properties.
- The median sales price for all homes fell 1% year-over-year but detached single family homes rose 10%; market time declined 47% to 107 days showing well-priced homes attract buyers.
- Inventory has stabilized at 8.5 months' supply, a level that favors neither buyers nor sellers.
POWERPOINT
The document provides an overview of the benefits of real estate investment properties in Central Florida, outlining factors to consider such as monthly rental income, long-term appreciation, and potential tax benefits. It also gives guidance on creating an investment plan, doing market research, understanding property expenses and cash flow, and provides examples of properties and markets in Davenport, FL to illustrate the investment analysis. The document concludes by recommending further research on properties through the Florida Spirit Real Estate website.
Are you aware of these 10 reasons to buy a home now?
Are you aware of these 10 reasons to buy a home now?Katie Halle with Team Evolution and West USA Realty
The document discusses several factors that may impact the housing market in the coming years: 1) Mortgage rates are at historic lows but are expected to rise as Federal Reserve support ends and economic growth continues. 2) Home prices are increasing, making it important for buyers to act now. 3) FHA costs are increasing to boost reserves while credit requirements rise. 4) Home sales, rents, and affordability are up while delinquencies decline, signaling a strengthening housing market. However, proposed changes to mortgage interest deductions could impact affordability going forward.August Realtor Report
The document discusses the state of the housing market in California. It notes that while prices rose quickly in 2013, driven by low inventory and investors, the market may be reaching a tipping point. Rising mortgage rates have slowed buyer demand and impacted affordability. However, inventory levels are starting to increase, and investors are playing a smaller role. While interest rates caused pause, the recovery is expected to continue as buyers adjust to new market conditions. The recovery is moving toward a more sustainable pace led by traditional buyers and sellers.
Présentation - atelier War Room
Atelier War Room sur la gestion de crise animé par M. Pierre Bouchard, président-fondateur d’INDICO Communication, le samedi 24 septembre 2011 au Hyatt Regency de Montréal dans le cadre de la 6e édition de C, le colloque annuel de la SQPRP organisé par les jeunes professionnels.
More Related Content
What's hot
Pasadena Real Estate - up2date Market Recap for October
A recap of the Pasadena California Real Estate Market for October '08, including analysis and forecast
September 2018 Realtor Report
What's happening i the housing market for Southwest California? Sales lag, prices climb, inventory up, affordability down - and watch out for that election.
Corporate Relocation Council of Chicago Presentation: Real Estate Market Upda...
Corporate Relocation Council of Chicago Presentation: Real Estate Market Upda...GGL Relocation Services a division of Griffith Grant and Lackie
The document provides a real estate market update and outlook for 2014. It summarizes 2013 real estate data showing that existing home sales were the highest since 2006 and median home prices saw strong growth. Inventory levels were down across most price points in the Chicago area in 2013. The outlook for 2014 predicts slightly higher home sales, a 5% increase in median home prices, lower unemployment, and continued growth in homeowner equity. The document concludes by asking if the audience would consider listing their home for sale in 2014.Grand Lake Ok Real Estate - An In Depth Analysis Of Recent Five Years
We conducted a Grand Lake Area Real Estate Symposium recently for 100 local business, government and Real Estate people. The speakers included the Region Vice President for NAR, the Region Department of Commerce representative, the Oklahoma House of Representative member, and me, Jeff Savage.
For that Symposium, I prepared an in-depth study of the local Real Estate market – analyzing the last five years. I would some of my findings with you in the attached presentation.
We’ve heard about the National real estate market and what’s going on around the country. That does have some effect on our market as people try to sell homes in California, Arizona, Colorado and around the country to buy property at Grand Lake.
We’ve heard the Oklahoma State economy is running strong with 2.9% unemployment, which can influence the decision to buy property at Grand Lake.
Real Estate is local, and Oklahomans are buying or selling their homes in the local housing market.
NOW, let’s focus on that local market, our four counties in Northeast Oklahoma – Delaware, Ottawa, Craig and Mayes
September Realtor Report
3rd quarter housing update for Southwest California. Home sales, median price and inventory information.
Realtor Report for June 2018
What's happening in the Southwest California housing market. statistics for the 1st half of the year.
OTM_january_2016 Beth
The document provides an overview of the national and local real estate markets in early 2016. It notes that in 2015, the national market saw low interest rates, improved employment and a balanced supply and demand. Locally, new listings decreased while pending sales and prices increased. The report discusses factors that contributed to the strong market in 2015 and expectations for continued strength in 2016, including low fuel costs and improving personal budgets. It also includes a sidebar on why 2016 is a good time to buy or sell and tips on potential homeowner tax deductions.
Crested Butte Real Estate Market Report – YTD through July 2015
The Crested Butte real estate market is very active in 2015, with total property sales volume and number of properties sold up significantly from 2014. Median home prices have risen for both single family homes and condos/townhomes compared to last year. Land sales have also increased sharply, nearly tripling the number of parcels sold year-to-date over 2014. The luxury home market above $1 million remains competitive, with 18 high-end single family properties selling so far in 2015.
Annie Williams Real Estate Report - October 2019
Condo Sales Prices Set New Highs
The median sales price for attached homes was up a whopping 32.5% year-over-year. It
was up 2.9% from August. The average sales price for attached homes jumped 25.3% year-over-year. It was up 3.8% from August.
June 2013 Barrington Market Report
While home sale prices rose 8.3% in June continuing positive momentum from the spring, the trend is still early according to 12-month averages. The number of closed sales rose 47.6% to a five-year high of 94 homes. Market time to sell a home fell 31% to 159 days on average and homes are selling closer to their original list price, both signs of a strong, seller's market. Inventory continues to fall across all price ranges, especially for distressed properties, leading to bidding wars and homes going under contract within a week of listing. The report recommends that both buyers and sellers act now to take advantage of low interest rates and limited housing supply.
YTD Crested Butte Real Estate Market Report through November
It is a common theme every year at this time that bookings are up and forecasts look good, and this year is no different. We have great snow and lots of events throughout the Crested Butte Ski Season – it is a great time to be in CB! The only real metric for measuring the Winter Economy are the final Sales Tax Revenue results month to month and final results for the season in May. The more visitors to our valley in the Winter result in Real Estate activity – and the more Showings, Offers, Contracts, results in more Sold properties 30-90 days later.
August 2013 Barrington Area Market Report
The Barrington housing market witnessed another strong month as the number of homes for sale continued an upward trend. Median home sale prices rose 7.7% year-over-year to $452,500, with traditional detached single family home sales rising 11.6%. The number of homes sold increased 21.7% compared to last year, and homes are selling faster at an average of 173 days on the market. The market remains seller-friendly with low inventory, especially for homes priced below $550,000.
NAREB - Annual Conference
The document summarizes the current state of the U.S. economy, housing market, and mortgage industry. It finds that while economic growth is positive, it is weak, and employment and consumer inflation are concerns. The housing market is stabilizing in many metro areas as excess supply declines and affordability rises, though prices remain depressed. Subprime lending disproportionately impacted African American homeownership rates, though rates have remained steady overall. Improving affordability will be key to sustaining the market's recovery.
The Real State Of Real Estate
The document summarizes the outlook for the US real estate market in 2008. It predicts that real GDP growth will slow to 1.2% in 2008 due to the housing downturn but recover to 2.8% in 2009. Home sales and prices fell significantly across many California regions in December 2007 compared to the previous year. The document forecasts that 2008 will be challenging but real estate will recover in 2009 due to lower interest rates and an increased conforming loan limit, presenting an opportunity for qualified buyers.
Crested Butte Real Estate Market Report - Ski Season 2014-2015
We did not have a great snow year, but visitors, skier days, lodging and sales tax revenue were all up (as much as 16% in Crested Butte through February) compared to last year. Visitors brings interest and activity to real estate and Crested Butte real estate market saw an overall rise in total transactions and volume as well.
Dr. Lawrence Yun - 13th Annual Economic Summit
The document summarizes real estate market trends and outlook in the United States. It discusses topics such as national existing home sales, home prices, housing affordability, foreclosure and delinquency rates, housing starts, the state of the economy, job changes, and the federal budget deficit. It also provides forecasts for home sales and prices and discusses factors that could lead to inflation or deflation in the future. The outlook is that stimulus spending and falling housing inventory will help stabilize home prices in the coming years.
Barrington Area Housing Report - Sept 2013
- Key indicators in the Barrington housing market were soft in September as overall volume and properties under contract declined, signaling the annual end-of-year slowdown. However, there was significant activity in higher-priced properties.
- The median sales price for all homes fell 1% year-over-year but detached single family homes rose 10%; market time declined 47% to 107 days showing well-priced homes attract buyers.
- Inventory has stabilized at 8.5 months' supply, a level that favors neither buyers nor sellers.
POWERPOINT
The document provides an overview of the benefits of real estate investment properties in Central Florida, outlining factors to consider such as monthly rental income, long-term appreciation, and potential tax benefits. It also gives guidance on creating an investment plan, doing market research, understanding property expenses and cash flow, and provides examples of properties and markets in Davenport, FL to illustrate the investment analysis. The document concludes by recommending further research on properties through the Florida Spirit Real Estate website.
Are you aware of these 10 reasons to buy a home now?
Are you aware of these 10 reasons to buy a home now?Katie Halle with Team Evolution and West USA Realty
The document discusses several factors that may impact the housing market in the coming years: 1) Mortgage rates are at historic lows but are expected to rise as Federal Reserve support ends and economic growth continues. 2) Home prices are increasing, making it important for buyers to act now. 3) FHA costs are increasing to boost reserves while credit requirements rise. 4) Home sales, rents, and affordability are up while delinquencies decline, signaling a strengthening housing market. However, proposed changes to mortgage interest deductions could impact affordability going forward.August Realtor Report
The document discusses the state of the housing market in California. It notes that while prices rose quickly in 2013, driven by low inventory and investors, the market may be reaching a tipping point. Rising mortgage rates have slowed buyer demand and impacted affordability. However, inventory levels are starting to increase, and investors are playing a smaller role. While interest rates caused pause, the recovery is expected to continue as buyers adjust to new market conditions. The recovery is moving toward a more sustainable pace led by traditional buyers and sellers.
What's hot (20)
Pasadena Real Estate - up2date Market Recap for October
Pasadena Real Estate - up2date Market Recap for October
Corporate Relocation Council of Chicago Presentation: Real Estate Market Upda...
Corporate Relocation Council of Chicago Presentation: Real Estate Market Upda...
Grand Lake Ok Real Estate - An In Depth Analysis Of Recent Five Years
Grand Lake Ok Real Estate - An In Depth Analysis Of Recent Five Years
Crested Butte Real Estate Market Report – YTD through July 2015
Crested Butte Real Estate Market Report – YTD through July 2015
YTD Crested Butte Real Estate Market Report through November
YTD Crested Butte Real Estate Market Report through November
Crested Butte Real Estate Market Report - Ski Season 2014-2015
Crested Butte Real Estate Market Report - Ski Season 2014-2015
Are you aware of these 10 reasons to buy a home now?
Are you aware of these 10 reasons to buy a home now?
Viewers also liked
Présentation - atelier War Room
Atelier War Room sur la gestion de crise animé par M. Pierre Bouchard, président-fondateur d’INDICO Communication, le samedi 24 septembre 2011 au Hyatt Regency de Montréal dans le cadre de la 6e édition de C, le colloque annuel de la SQPRP organisé par les jeunes professionnels.
Utilisez intelligemment Google Trends pour VOTRE Market Intelligence!
Cet article explique comment utiliser l'outil Web gratuit Google Trends pour des études de marché (Market Intelligence).
Got Income War Room Slides
This document provides an overview of income generation strategies and discusses whether they can effectively generate income. It begins with market updates and scenarios about potential first world deflation. Next, it examines various income strategies like MLPs, REITs, muni bond funds, and call writing on dividend stocks. It notes the yields but also risks of each approach. Finally, it questions whether generating reliable income is really difficult given today's low interest rate environment and reviews whether these strategies have kept pace with stock market gains in recent years.
How to Spy on Your Competition
This document discusses how to gather competitive intelligence through various methods like ad spying, keyword spying, traffic spying, SEC filings, and job site monitoring. It provides examples of tools that can be used for each method and recommends developing an action plan based on insights gained. The document also quotes Seth Godin that competition validates categories and allows sales to be defined. It warns of ethics around competitive intelligence gathering based on a past example.
Bi market research tata tcs 2010 08
Panorama et perspectives sur les outils de management de la performance dont disposent les banques à Luxembourg, leur permettant de s’adapter, et au premier rang desquels figure la Business Intelligence, avec un focus particulier sur les Open Source Software (OSS / BI)
Csi Netsec 2006 Poor Mans Guide Merdinger
The document summarizes poor man's network espionage devices and tactics that could be used by attackers. It describes small, low-cost devices like the Linksys WRT54G router, Nokia 770 phone, and Gumstix and PicoTux mini-computers that run Linux and can be used to conduct network attacks. These network espionage devices are hard to detect forensically since they use ephemeral filesystems in RAM. The document also provides examples of how these devices could be concealed on a target's network and used to conduct wireless and Bluetooth attacks, establish covert communication channels, and passively sniff network traffic. Countermeasures discussed include knowing network devices and traffic, user education, security policies, and
Perfect Storm for Commodities War Room Slides
This document discusses the potential for a "perfect storm" in commodities markets. It notes that commodities prices have been flat or declining recently, with many metals and agricultural commodities down significantly year-to-date. Several factors are cited as contributing to downward pressure on commodities, including rising US oil production, flat global demand, and bumper agricultural harvests. The document then presents three potential scenarios - that commodities could bounce back on emerging market recovery, that the decoupling of commodities from equities could continue, or that equities could follow commodities lower in a broader deflation. Winners and losers under current conditions are also identified.
Corporate espionage
This document discusses corporate espionage, including its purpose and common methods. Specifically, it notes that the goal of espionage is to gather knowledge about an organization, and that it can involve theft of trade secrets, bribery, blackmail, and wiretapping. Additionally, it provides examples of common sources of information like documents, meetings, and casual conversations, as well as methods for preventing attacks like securing networks and limiting access to sensitive information.
The Immigration Fight War Room Slides
The document discusses several topics related to US immigration:
1) Current US immigration levels with over 1 million new immigrants per year accounting for 60% of labor force growth.
2) The impact of immigration on economic growth, with population growth driving 40% of GDP growth.
3) Details of President Obama's recent executive order providing legal status to millions of undocumented immigrants already in the US.
4) Issues around future congressional action on broader immigration reform, comparing the US system to models in other countries like Canada and Australia.
5) Arguments that reform and continued immigration can help avoid deflation and maintain economic growth.
Surinformation et maîtrise de l’information - Master Marketing ESG 2014 - 4/4
Cours sur la surinformation et la maîtrise de l'information
Master Marketing ESG, 5ème année
Partie 4 sur 4
Christophe Lachnitt
Future of the USD War Room Slides
The document discusses potential scenarios for the future of the US dollar and its role as a reserve currency. It begins with a market update and then outlines three scenarios: 1) A benign decline in the dollar similar to 2002-2007. 2) The dollar strengthening after the end of quantitative easing as interest rates rise. 3) The dollar losing its status as the dominant reserve currency in a drastic unwinding triggered by a geopolitical event or debt default. The document then analyzes relationships between the dollar, interest rates, quantitative easing, equities, and commodities. It notes China's growing role in banking and discusses the yuan as a potential future reserve currency.
BRICS Hitting Bricks War Room Slides
The document provides an overview and analysis of recent developments related to the BRICS countries (Brazil, Russia, India, China, South Africa). It discusses the debt ceiling debate in the US and its potential economic impacts. It then analyzes economic and currency trends in the BRICS, identifying losers (Brazil, China, India, South Africa, Russia) and winners (stable currency countries, frontier emerging markets). Finally, it outlines scenarios for the BRICS outlook, including a return to growth, US economic decoupling from BRICS, and falling BRICS dragging down the US economy.
Pôle d'intelligence d'entreprise - Université de Sherbrooke
Présentation faite par le Pôle d'intelligence d'entreprise de l'Université de Sherbrooke dans le cadre du déjeuner du GATE, le 5 décembre 2014 à Sherbrooke.
Business intelligence versus competitive intelligence
Business intelligence (BI) involves analyzing a company's internal data to make better decisions, while competitive intelligence (CI) analyzes competitors and market data. Both are important to get a complete picture internally and externally. BI must be collected, analyzed, and presented clearly. CI provides an overview and specifics of the market and competitors to allow for predicting trends and informed decision making. Having defined processes for gathering both BI and CI internally and externally gives the most informed view for decisions.
Information Warfare
This document highlights the concepts in Information Warfare.
- Principles of Information Warfare
- Offensive Information Warfare
- Deception Tactics for Defense of Information Systems
- Corporate Espionage
US Decouples War Room Slides
The document summarizes the improving US economic picture in contrast to challenges facing Europe. It notes that US job growth, retail sales, auto sales and housing are picking up as government continues support through policies like payroll tax cuts, unemployment benefits, and monetary easing. However, it also lists potential "dream killers" like a hard landing in China, an oil shock from Iran issues, or contagion from Europe's fiscal problems and lack of aggressive central bank intervention could still lead to recession in the US. The document then provides an update on new features added to its economic analysis tool in 2011 and previews its 2012 roadmap.
Government Belt Tightening - War Room Slides
This document summarizes trends in US government spending and provides scenarios for fiscal reform. It finds that health care costs are growing faster than GDP and the CPI, threatening to consume the entire federal budget by 2035 if not reformed. Defense spending peaked after the wars in Iran and Afghanistan. The document models scenarios of no policy alteration, resulting in rising inflation and interest rates, versus successful fiscal reform through cost cuts to health care and defense spending, which would boost confidence and equities. It concludes that reform must target unsustainable growth in health care costs.
How to commit corporate espionage (10 Card Deck)
This document describes a proposed card game called "Corporate Espionage" that is intended to be used by corporate teams for bonding activities. It presents the game as a solution to the problem that most team bonding activities are expensive and time-consuming. The business model involves selling the card game wholesale and through online retailers, and using marketing strategies like contests and partnerships to promote the game and build a community around it. Projections include releasing the game in early 2008, developing a Facebook app, and holding a contest in late 2009.
LEC 11 - Superpower Espionage
This document discusses academic writing and the importance of subordination in establishing logical relationships between ideas. It provides examples of sentences with and without subordination. Subordination uses conjunctions to make some ideas secondary to others, clearly showing the thought process. Coordination also joins ideas but presents them as equally important. The document outlines different types of clauses and conjunctions used in academic writing.
Viewers also liked (20)
Utilisez intelligemment Google Trends pour VOTRE Market Intelligence!
Utilisez intelligemment Google Trends pour VOTRE Market Intelligence!
Surinformation et maîtrise de l’information - Master Marketing ESG 2014 - 4/4
Surinformation et maîtrise de l’information - Master Marketing ESG 2014 - 4/4
Pôle d'intelligence d'entreprise - Université de Sherbrooke
Pôle d'intelligence d'entreprise - Université de Sherbrooke
Business intelligence versus competitive intelligence
Business intelligence versus competitive intelligence
Similar to Housing Rebound - War Room Slides
National Association of Realtors Economic and Housing Outlook with Dr. Lawren...
National Association of Realtors Economic and Housing Outlook with Dr. Lawren...Southwest Riverside County Association of Realtors
- The US economy has seen strong growth in lifetime wealth and stock markets but sluggish GDP growth since the recession. Housing has contributed more consistently to GDP growth recently.
- Homeownership rates are at historic lows, especially for young people, due to high student loan debt, lack of affordable inventory, and competition from investors. However, Americans still view homeownership positively.
- The housing market is forecast to continue strengthening in 2016 with increases in home sales, prices, and construction as mortgage rates rise gradually and job growth continues. However, more housing supply is needed to truly improve affordability.Jed Smith (Sept. 2008)
The document discusses trends in the US housing market and forecasts for the future. It notes that housing sales and prices have declined significantly from their peaks but seem to have stabilized. It analyzes factors like the economy, job market, mortgage rates, foreclosures, and consumer confidence and their impact on the housing market. It forecasts that the housing market will continue to be slow in the short-run but recover in coming years as the economy and job market improve and housing inventory and foreclosures are reduced.
Housing rebound webinar 09-01-2015
Housing starts are still well below historical averages despite a recent rebound, and low interest rates and strong demand have supported rising home prices. However, the recovery could be interrupted if the Federal Reserve raises interest rates, slowing growth. A worst case scenario would be a recession in China dragging down the global economy and causing a double-dip housing downturn in the United States, with falling home prices and rising unemployment. Overall the recovery appears to still have momentum but is vulnerable to external shocks or changes in monetary policy.
Marketinsights housing
The document discusses the state of the US housing market and argues that now may be a good time to consider investing in housing. It provides the following key points:
1) The US housing market experienced a historic collapse after peaking in 2006, with housing starts, home prices, and construction employment all declining substantially.
2) On various measures like price-to-income and price-to-rent ratios, US home prices are as low as they have been in decades, driven down by falling demand and excess supply during the bust.
3) Housing inventory levels remain elevated but are gradually declining as minimal new construction eats into the stockpile, suggesting prices may rise if demand picks up again.
4
This Month in Real Estate PowerPoint for Canada Market - July 2010
The document summarizes recent trends in the Canadian housing market. Prices are at an all-time high but are expected to increase at a slower rate as tighter mortgage regulations and rising interest rates cause the market to become more balanced. Home sales declined in May from the previous month due to fewer purchases in major cities. New listings also declined slightly for the first time in eight months as the market adjusts to changing conditions. The Canadian economy remains strong overall despite the rate hike by the Bank of Canada.
Bbv10 belsky outlook
The housing market has corrected significantly with home prices falling and affordability ratios declining. Housing production and starts are at their lowest levels since World War II. Completions and placements are nearing the low point seen from 1974-1983. However, household growth has slowed, vacancy rates remain high, employment growth has not reduced unemployment, and foreclosures continue to put pressure on prices. While long-run housing demand is estimated to be over 16 million units from 2010-2020 if headship rates remain steady, the recovery will likely be slow due to ongoing headwinds in the market like high inventory and tight credit.
The Housing Bubble and Financial Crisis: A New View
1) The housing bubble was driven by supply, not credit, as Americans built new homes to reduce costs by moving to more affordable areas.
2) After 2008, housing markets were driven by a credit shock as low-tier home prices collapsed, rather than by addressing the underlying supply issues.
3) Regulators incorrectly treated the crisis as a credit problem rather than a supply problem, cutting home prices, devastating homeowners' equity, and locking many buyers out of the market long-term.
Demographic Challenges and Opportunities for U.S. Housing
Rolf Pendall and Lesley Freiman, The Urban Institute; Dowell Myers, University of Southern California; Selma Hepp, National Association of Realtors®
October Housing Report for Southwest California
- Home sales in 2014 are expected to hold steady at around 5.12 million units, similar to projected sales in 2013. Median home prices are forecast to rise nearly 6% in 2014 after an expected 11% increase in 2013.
- Inventory shortages continue to put upward pressure on home prices. Housing starts need to increase substantially to meet demand and alleviate the shortage.
- Mortgage rates are projected to rise through 2014, reaching over 5% by year-end, which will impact affordability. Job growth and potential easing of lending standards could offset higher rates.
- Inflation may start to rise in 2014 as the rent component increases, emphasizing the need for more new home construction to control price growth
Analysis of property bubble
This document analyzes and compares the property bubbles that occurred in the United States and China. It discusses the causes of each bubble, including low interest rates, government policies to increase homeownership, and speculative buying in both countries. While the US bubble burst in 2007 due to a credit crunch and falling housing prices, China's bubble has not burst due to government intervention like raising interest rates and restricting purchases of secondary homes. Key differences between the bubbles included private vs state control of land and different responses by governments after the US crisis. Lessons highlighted maintaining a long-term approach to real estate and not treating a home like a piggy bank.
Residential Builder Seminar Presentation
Powerpoint Presentation on local and national economic data for residential builders. Presented at the Cape Fear/Wilmington Builders\' Association Meeting.
The Market Micro - Macro Trends- Sept 2016 Edition
Want to know whats happening in the Real Estate Market in Santa Clara County and East Bay County?
Is There a Housing Bubble ? What do the expert say ?
Want to know more ? Contact us today.
www.ValleyRG.com
Matt Nguyen, 408-816-9698
Daniel sorenson real estate newsletter 0813
After a record 31% increase in home prices in June, prices were flat in July though sales increased significantly. Three key factors driving the market - low inventory, low mortgage rates, and high investor activity - have changed, cooling the once red-hot market. Inventory is rising slowly as more homeowners list and new construction comes online. Mortgage rates have risen from 3.5% to 4.5% in two months and are expected to continue climbing. Cash investors, who previously outbid loan-reliant buyers, are less active as appraisals now support higher prices and large investors seek stronger returns elsewhere. The market remains seller-favored but price growth will slow as demand softens from higher rates and prices.
Distressed Housing Market Outlook for 2014 and Beyond
In this presentation given at the 2014 National Association of Mortgage Field Services in Orlando, RealtyTrac Vice President Daren Blomquist covers the latest trends in the distressed housing market and provides an outlook of the risks still remaining that could trip up the housing recovery.
Real estate trend
This report provides a summary of global real estate market trends in the second quarter of 2013. The key points are:
1) Real home prices strengthened year-over-year in most countries surveyed, led by gains in the US and UK as monetary policy easing supports demand.
2) Canadian housing activity remains buoyant due to low interest rates, but fundamentals are becoming less favorable as job growth slows. Condo overbuilding is a concern in major cities like Toronto.
3) Several European markets like the UK are showing signs of recovery, while conditions remain weak in southern Europe with high unemployment in countries like Spain and Ireland.
4) Asian property markets are mixed, with strong growth continuing
HOUSING.pptx
This document discusses factors that could influence residential home prices in the United States over the next decade. It identifies 8 key factors: affordability, location, interest rates and inflation rates, mortgage rates, population growth and limited supply, the economy and unemployment, property taxes, and government policies. It provides analysis of each factor, including how rising incomes and affordability have not kept pace with home price increases. Charts show relationships between home prices, income, and location-based home price to income ratios.
Things to Consider When Selling Your House (Fall 2022) | Chicago Real Estate
This “Seller Guide” will help you simply and effectively explain the current market to potential sellers, and give you powerful marketing materials to share with clients, or bring to your pre-listing appointments.
Contact the professionals now and schedule a free consultation.
✅ https://kmrealtygroup.net/contact-us/
U.S. Homeownership 1996-Present
The document discusses two housing affordability indexes - the National Association of Realtors' Housing Affordability Index (HAI) and the National Association of Home Builders' Housing Opportunity Index (HOI). Both indexes show that housing affordability is currently at or near record high levels, indicating families can more easily qualify for mortgages to buy homes. Additionally, mortgage rates remain extremely low by historical standards, enhancing affordability further. However, even small increases in rates over the life of a 30-year mortgage could end up costing homeowners thousands of extra dollars. Overall, the document argues the current environment presents a historically favorable opportunity for families to purchase homes.
Anna Lanuza Selling Your House Fall 2022
Anna Lanuza Selling Your Home Fall 2022 There’s no denying the housing market is undergoing a shift this season, but that shift actually gives you some unique benefits when you sell. Here’s a look at the key opportunities you have if you list your house this fall. Explore Neighborhood Profiles and see what Agoura Hills, Calabasas, San Fernando and Conejo Valley are all about. Get a head start. Connect With Me (Anytime, including now 310-295-8807) Buying or selling a home is one of largest decisions you will ever make, I will be there every step of the way. Let's talk about what you are looking for in a home, I will help you find it.
Real State of Real Estate
The document discusses the benefits of home ownership. It notes that homeowners have significantly higher net worth than renters, with 43% of homeowners' wealth coming from home equity. Home ownership also promotes stable communities and civic participation. It further outlines how home sales support the economy by creating jobs and activity. The document then provides local data showing average annual returns and home price increases in several Pennsylvania counties over the last seven years. It argues that current low interest rates and home prices make ownership an excellent decision.
Similar to Housing Rebound - War Room Slides (20)
National Association of Realtors Economic and Housing Outlook with Dr. Lawren...
National Association of Realtors Economic and Housing Outlook with Dr. Lawren...
This Month in Real Estate PowerPoint for Canada Market - July 2010
This Month in Real Estate PowerPoint for Canada Market - July 2010
The Housing Bubble and Financial Crisis: A New View
The Housing Bubble and Financial Crisis: A New View
Demographic Challenges and Opportunities for U.S. Housing
Demographic Challenges and Opportunities for U.S. Housing
The Market Micro - Macro Trends- Sept 2016 Edition
The Market Micro - Macro Trends- Sept 2016 Edition
Distressed Housing Market Outlook for 2014 and Beyond
Distressed Housing Market Outlook for 2014 and Beyond
Things to Consider When Selling Your House (Fall 2022) | Chicago Real Estate
Things to Consider When Selling Your House (Fall 2022) | Chicago Real Estate
More from hiddenlevers
OAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptx
How will new technology fields affect economic trade?
OAT_RI_Ep19 WeighingTheRisks_Apr24_TheYellowMetal.pptx
How will interest rates and commodity prices, coupled with geopolitical instability, affect the market?
OAT_RI_Ep18 WeighingTheRisks_Mar24_GlobalCredit.pptx
Markets are priced for a soft landing and bad news could disrupt returns but based on starting yields it would be hard to get a negative return. How will high yield bond spreads be influenced by the economy's ability to achieve a soft landing?
OAT_RI_Ep17 WeighingTheRisks_Feb24_ChinasEconomicRisks.pptx
The document outlines three scenarios for stress testing portfolios:
1) A "good" scenario where US-China economic relations grow, interest rates decrease, and China's economy expands through fiscal policy. This would result in stock market and Chinese market gains and lower interest rates.
2) A "baseline" scenario where US-China relations normalize and China stimulates its economy through fiscal policy. This would produce modest stock market and Chinese market gains and slightly lower interest rates.
3) A "bad" scenario where US-China economic relations sour, decreased consumer activity forces interest rate cuts, and shipping rates decrease. This would lead to stock market and Chinese market losses and lower interest rates.
OAT_RI_Ep16 WeighingTheRisks_Jan24_BitcointotheMoon.pptx
Bitcoin and stock prices could rise or fall significantly in the coming year depending on economic conditions. Three stress test scenarios were modeled: 1) A good scenario with bitcoin prices up 50% and stock prices up 10% as inflation remains steady. 2) A baseline scenario with bitcoin up 25% and stocks up 5% as inflation increases slightly. 3) A bad scenario with bitcoin down 60% and stocks down 10% as employment declines and inflation rises sharply, causing the Fed to cut rates. The scenarios are meant to help investors weigh risks and prepare portfolios for various potential economic environments.
OAT_RI_Ep15 WeighingTheRisks_Dec23_HealthCareConcerns.pptx
The document outlines three potential scenarios - good, baseline, and bad - to stress test portfolio performance against macroeconomic and healthcare industry risks over the next year. The good scenario involves healthcare inflation outpacing overall markets, with Covid receding and inflation declining. The baseline scenario models inflation remaining around 3.25% with similar consumer spending. The bad scenario risks stagflation cutting into elective medical procedures if a new Covid variant emerges or inflation remains stubbornly high. The stress testing aims to weigh risks and prepare portfolios for various potential futures.
OAT_RI_Ep14 WeighingTheRisks_Nov23_GeopoliticalConcerns.pptx
Chief Investment Officer Rusty Vanneman discusses stress testing scenarios to prepare portfolios for potential geopolitical and economic risks in 2023 and 2024. Three scenarios are presented: good, baseline, and bad. The good scenario assumes tensions de-escalate in the Middle East and Ukraine continues at a slow pace. The baseline scenario assumes supply chains operate efficiently and Ukraine's situation remains unchanged. The bad scenario assumes other countries get involved in Middle East conflicts, crippled supply chains increase inflation, and tensions remain high. Stress testing different scenarios helps weigh risks and can improve portfolio resilience.
OAT_RI_Ep13 WeighingTheRisks_Oct23_Immigration.pptx
The document outlines three potential scenarios - good, baseline, and bad - for stress testing the economy and markets in 2023 based on different assumptions about immigration policies, unemployment rates, interest rates, and stock performance. The good scenario assumes immigration policies remain the same, unemployment is flat, interest rates fall slightly, and stocks rise 12%. The baseline scenario models some restrictions to immigration, unemployment rises modestly, interest rates fall more, and stocks increase 5%. The bad scenario models significant immigration restrictions, unemployment surges, interest rates rise sharply, and stocks decline 10%.
OAT_RI_Ep12 WeighingTheRisks_Aug23_VulnerableRealEstatePrices.pptx
The document discusses stress testing different economic scenarios to prepare for potential risks and weigh investment decisions. It outlines three scenarios - good, baseline, and bad - with assumptions about GDP growth, inflation, housing prices, mortgage rates, and unemployment. The good scenario shows a resilient economy with contained inflation and balanced housing supply/demand. The baseline sees a steady economy but mortgage rates crimping housing demand. The bad scenario projects a recession with higher inflation and falling housing demand. Stress testing can help assess risks from potential economic conditions.
OAT_RI_Ep11 WeighingTheRisks_Aug23_RisingEnergyPrices.pptx
Chief Investment Officer Rusty Vanneman discusses stress testing different economic scenarios to prepare investment portfolios for potential risks and returns. Three scenarios are presented: 1) A "good" scenario where inflation and rates increase but the economy strengthens more than expected. 2) A "baseline" scenario where energy prices induce higher inflation but the economy remains resilient. 3) A "bad" scenario where a recession finally arrives and inflation remains elevated. Stress testing these scenarios helps weigh risks and opportunities to make investment strategies more resilient to changing economic conditions.
OAT_RI_Ep10 Weighingthe Risks_Jul 2023 Xavier Goss_Hannah Greene.pptx
Chief Investment Officer Rusty Vanneman discusses stress testing economic scenarios to weigh risks and prepare for the future. Three potential scenarios are presented:
1) A "Goldilocks" scenario where inflation decreases and the economy stabilizes, with modest gains in stocks, housing prices and commercial real estate.
2) A baseline scenario where inflation reasserts itself slightly, with higher economic volatility but positive returns across major asset classes.
3) A bad scenario where high inflation continues, potentially creating a 1970s-style economic environment with falling stocks and real estate prices.
OAT_RI_Ep9 WeighingTheRisks_June23_AIBubbleBurst.pptx
The document discusses potential future scenarios that could impact markets in order to stress test investment portfolios. It outlines three possible scenarios: 1) an AI bubble burst where AI stock prices increase then see a major reassessment of valuations, 2) continued growth and expansion with consistent revenue growth and innovative advancements, and 3) a correction or pullback with increasing volatility and attractive stock price fluctuations. The chief investment officer analyzes these scenarios to weigh risks and help advisors and investors prepare their portfolios for what may come.
OAT_RI_Ep8 WeighingTheRisks_May23_BankingCrisis.pptx
The document outlines three stress testing scenarios - good, baseline, and bad - to help assess risks from potential economic and banking crises. The good scenario shows a continued economic recovery with bank stability. The baseline scenario models a slowing economy but avoided recession and bank stabilization. The bad scenario portrays a deeper banking crisis, recession, and more banks entering receivership. The stress testing aims to help weigh risks from different potential economic and market conditions.
OAT_RI_Ep7 Weighingthe Risks_Apr2023_Debt.pptx
How will the record global debt crisis influence the market? What will be the level of financial repression, and could this lead to recession?
OAT_RI_Ep6 Weighingthe Risks_Mar2023_AI.pptx
This document discusses potential scenarios for how artificial intelligence could impact markets and the economy. It outlines three potential scenarios: good, baseline, and bad. The good scenario shows strong gains in the S&P 500 and technology sector alongside faster than expected AI adoption and productivity gains. The baseline scenario models moderate gains and mildly disinflationary effects. The bad scenario projects declines in the markets from overinvestment in the short-term and hype not matching reality, at least in the near-term. Disclosures are included noting the information is for informational purposes only and no recommendations or suitability determinations are made.
OAT_RI_Ep5 Weighingthe Risks_Feb 2023 Brendan Ahern.pptx
The document discusses potential scenarios for China's reopening from COVID lockdowns, including good, baseline, and bad outcomes. In the good scenario, productivity returns quickly to pre-pandemic levels and stock markets rally strongly. Commodity demand is high fueling a 15% gain. In the baseline, pent-up demand boosts China and global economies, with inflation remaining elevated. Stocks gain 5% and commodities 8%. In the bad scenario, reopening expectations are too optimistic, goods are scarce and expensive, and stocks, commodities, and emerging markets decline sharply.
OAT_RI_Ep4 Weighingthe Risks_Jan2022_Mike Ashton.pptx
Will the economy experience a soft economic landing as inflation decreases or will the change to inflation be more than expected? Is a hard economic landing still possible?
OAT_RI_Ep2 Weighingthe Risks_Dec2022_Kim Arthur.pptx
Will geopolitical sentiment resemble the post Berlin Wall era and cause an uproar in the the equity markets? Or will hostilities towards the US increase?
OAT_RI_Ep1 Weighingthe Risks_Dec2022_Matthew Bartolini.pptx
What impacts will the Midterm Election have on the strength of the economy? Will we experience typical Midterm performance or will inflationary pressures control the market?
OAT_RI_Ep3 Weighingthe Risks_Dec2022_Grant Engelbart.pptx
The document discusses potential scenarios for corporate earnings and markets in the future, including good, baseline, and ugly scenarios. The good scenario involves strong earnings growth and rising markets. The baseline scenario involves below-average earnings and modest market returns. The ugly scenario involves a recession that crushes earnings and sends markets and interest rates downward. Stress-testing different scenarios can help prepare for an uncertain future.
More from hiddenlevers (20)
OAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptx
OAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptx
OAT_RI_Ep19 WeighingTheRisks_Apr24_TheYellowMetal.pptx
OAT_RI_Ep19 WeighingTheRisks_Apr24_TheYellowMetal.pptx
OAT_RI_Ep18 WeighingTheRisks_Mar24_GlobalCredit.pptx
OAT_RI_Ep18 WeighingTheRisks_Mar24_GlobalCredit.pptx
OAT_RI_Ep17 WeighingTheRisks_Feb24_ChinasEconomicRisks.pptx
OAT_RI_Ep17 WeighingTheRisks_Feb24_ChinasEconomicRisks.pptx
OAT_RI_Ep16 WeighingTheRisks_Jan24_BitcointotheMoon.pptx
OAT_RI_Ep16 WeighingTheRisks_Jan24_BitcointotheMoon.pptx
OAT_RI_Ep15 WeighingTheRisks_Dec23_HealthCareConcerns.pptx
OAT_RI_Ep15 WeighingTheRisks_Dec23_HealthCareConcerns.pptx
OAT_RI_Ep14 WeighingTheRisks_Nov23_GeopoliticalConcerns.pptx
OAT_RI_Ep14 WeighingTheRisks_Nov23_GeopoliticalConcerns.pptx
OAT_RI_Ep13 WeighingTheRisks_Oct23_Immigration.pptx
OAT_RI_Ep13 WeighingTheRisks_Oct23_Immigration.pptx
OAT_RI_Ep12 WeighingTheRisks_Aug23_VulnerableRealEstatePrices.pptx
OAT_RI_Ep12 WeighingTheRisks_Aug23_VulnerableRealEstatePrices.pptx
OAT_RI_Ep11 WeighingTheRisks_Aug23_RisingEnergyPrices.pptx
OAT_RI_Ep11 WeighingTheRisks_Aug23_RisingEnergyPrices.pptx
OAT_RI_Ep10 Weighingthe Risks_Jul 2023 Xavier Goss_Hannah Greene.pptx
OAT_RI_Ep10 Weighingthe Risks_Jul 2023 Xavier Goss_Hannah Greene.pptx
OAT_RI_Ep9 WeighingTheRisks_June23_AIBubbleBurst.pptx
OAT_RI_Ep9 WeighingTheRisks_June23_AIBubbleBurst.pptx
OAT_RI_Ep8 WeighingTheRisks_May23_BankingCrisis.pptx
OAT_RI_Ep8 WeighingTheRisks_May23_BankingCrisis.pptx
OAT_RI_Ep5 Weighingthe Risks_Feb 2023 Brendan Ahern.pptx
OAT_RI_Ep5 Weighingthe Risks_Feb 2023 Brendan Ahern.pptx
OAT_RI_Ep4 Weighingthe Risks_Jan2022_Mike Ashton.pptx
OAT_RI_Ep4 Weighingthe Risks_Jan2022_Mike Ashton.pptx
OAT_RI_Ep2 Weighingthe Risks_Dec2022_Kim Arthur.pptx
OAT_RI_Ep2 Weighingthe Risks_Dec2022_Kim Arthur.pptx
OAT_RI_Ep1 Weighingthe Risks_Dec2022_Matthew Bartolini.pptx
OAT_RI_Ep1 Weighingthe Risks_Dec2022_Matthew Bartolini.pptx
OAT_RI_Ep3 Weighingthe Risks_Dec2022_Grant Engelbart.pptx
OAT_RI_Ep3 Weighingthe Risks_Dec2022_Grant Engelbart.pptx
Recently uploaded
一比一原版美国帕森斯设计学院毕业证（parsons毕业证书）如何办理
原版一模一样【微信：741003700 】【美国帕森斯设计学院毕业证（parsons毕业证书）成绩单】【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
办理美国帕森斯设计学院毕业证（parsons毕业证书）【微信：741003700 】外观非常简单，由纸质材料制成，上面印有校徽、校名、毕业生姓名、专业等信息。
办理美国帕森斯设计学院毕业证（parsons毕业证书）【微信：741003700 】格式相对统一，各专业都有相应的模板。通常包括以下部分：
校徽：象征着学校的荣誉和传承。
校名:学校英文全称
授予学位：本部分将注明获得的具体学位名称。
毕业生姓名：这是最重要的信息之一，标志着该证书是由特定人员获得的。
颁发日期：这是毕业正式生效的时间，也代表着毕业生学业的结束。
其他信息：根据不同的专业和学位，可能会有一些特定的信息或章节。
办理美国帕森斯设计学院毕业证（parsons毕业证书）【微信：741003700 】价值很高，需要妥善保管。一般来说，应放置在安全、干燥、防潮的地方，避免长时间暴露在阳光下。如需使用，最好使用复印件而不是原件，以免丢失。
综上所述，办理美国帕森斯设计学院毕业证（parsons毕业证书）【微信：741003700 】是证明身份和学历的高价值文件。外观简单庄重，格式统一，包括重要的个人信息和发布日期。对持有人来说，妥善保管是非常重要的。
Beyond the Basics of A/B Tests: Highly Innovative Experimentation Tactics You...
This webinar will explore cutting-edge, less familiar but powerful experimentation methodologies which address well-known limitations of standard A/B Testing. Designed for data and product leaders, this session aims to inspire the embrace of innovative approaches and provide insights into the frontiers of experimentation!
Orchestrating the Future: Navigating Today's Data Workflow Challenges with Ai...
Navigating today's data landscape isn't just about managing workflows; it's about strategically propelling your business forward. Apache Airflow has stood out as the benchmark in this arena, driving data orchestration forward since its early days. As we dive into the complexities of our current data-rich environment, where the sheer volume of information and its timely, accurate processing are crucial for AI and ML applications, the role of Airflow has never been more critical.
In my journey as the Senior Engineering Director and a pivotal member of Apache Airflow's Project Management Committee (PMC), I've witnessed Airflow transform data handling, making agility and insight the norm in an ever-evolving digital space. At Astronomer, our collaboration with leading AI & ML teams worldwide has not only tested but also proven Airflow's mettle in delivering data reliably and efficiently—data that now powers not just insights but core business functions.
This session is a deep dive into the essence of Airflow's success. We'll trace its evolution from a budding project to the backbone of data orchestration it is today, constantly adapting to meet the next wave of data challenges, including those brought on by Generative AI. It's this forward-thinking adaptability that keeps Airflow at the forefront of innovation, ready for whatever comes next.
The ever-growing demands of AI and ML applications have ushered in an era where sophisticated data management isn't a luxury—it's a necessity. Airflow's innate flexibility and scalability are what makes it indispensable in managing the intricate workflows of today, especially those involving Large Language Models (LLMs).
This talk isn't just a rundown of Airflow's features; it's about harnessing these capabilities to turn your data workflows into a strategic asset. Together, we'll explore how Airflow remains at the cutting edge of data orchestration, ensuring your organization is not just keeping pace but setting the pace in a data-driven future.
Session in https://budapestdata.hu/2024/04/kaxil-naik-astronomer-io/ | https://dataml24.sessionize.com/session/667627
REUSE-SCHOOL-DATA-INTEGRATED-SYSTEMS.pptx
Enhanced data collection methods can help uncover the true extent of child abuse and neglect. This includes Integrated Data Systems from various sources (e.g., schools, healthcare providers, social services) to identify patterns and potential cases of abuse and neglect.
一比一原版南十字星大学毕业证(SCU毕业证书)学历如何办理
原版办理【微信号:BYZS866】【南十字星大学毕业证(SCU毕业证书)】【微信号:BYZS866】《成绩单、外壳、雅思、offer、真实留信官方学历认证（永久存档/真实可查）》采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【我们承诺采用的是学校原版纸张（纸质、底色、纹路）我们拥有全套进口原装设备，特殊工艺都是采用不同机器制作，仿真度基本可以达到100%，所有工艺效果都可提前给客户展示，不满意可以根据客户要求进行调整，直到满意为止！】
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信号BYZS866】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信号BYZS866】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
留信网服务项目：
1、留学生专业人才库服务（留信分析）
2、国（境）学习人员提供就业推荐信服务
3、留学人员区块链存储服务
【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：客户在留信官方认证查询网站查询到认证通过结果后付款，不成功不收费！
Build applications with generative AI on Google Cloud
We will explore Vertex AI - Model Garden powered experiences, we are going to learn more about the integration of these generative AI APIs. We are going to see in action what the Gemini family of generative models are for developers to build and deploy AI-driven applications. Vertex AI includes a suite of foundation models, these are referred to as the PaLM and Gemini family of generative ai models, and they come in different versions. We are going to cover how to use via API to: - execute prompts in text and chat - cover multimodal use cases with image prompts. - finetune and distill to improve knowledge domains - run function calls with foundation models to optimize them for specific tasks. At the end of the session, developers will understand how to innovate with generative AI and develop apps using the generative ai industry trends.
一比一原版马来西亚博特拉大学毕业证（upm毕业证）如何办理
原版一模一样【微信：741003700 】【马来西亚博特拉大学毕业证（upm毕业证）成绩单】【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
办理马来西亚博特拉大学毕业证（upm毕业证）【微信：741003700 】外观非常简单，由纸质材料制成，上面印有校徽、校名、毕业生姓名、专业等信息。
办理马来西亚博特拉大学毕业证（upm毕业证）【微信：741003700 】格式相对统一，各专业都有相应的模板。通常包括以下部分：
校徽：象征着学校的荣誉和传承。
校名:学校英文全称
授予学位：本部分将注明获得的具体学位名称。
毕业生姓名：这是最重要的信息之一，标志着该证书是由特定人员获得的。
颁发日期：这是毕业正式生效的时间，也代表着毕业生学业的结束。
其他信息：根据不同的专业和学位，可能会有一些特定的信息或章节。
办理马来西亚博特拉大学毕业证（upm毕业证）【微信：741003700 】价值很高，需要妥善保管。一般来说，应放置在安全、干燥、防潮的地方，避免长时间暴露在阳光下。如需使用，最好使用复印件而不是原件，以免丢失。
综上所述，办理马来西亚博特拉大学毕业证（upm毕业证）【微信：741003700 】是证明身份和学历的高价值文件。外观简单庄重，格式统一，包括重要的个人信息和发布日期。对持有人来说，妥善保管是非常重要的。
一比一原版英属哥伦比亚大学毕业证(UBC毕业证书)学历如何办理
原版办【微信号:BYZS866】【英属哥伦比亚大学毕业证(UBC毕业证书)】【微信号:BYZS866】《成绩单、外壳、雅思、offer、真实留信官方学历认证（永久存档/真实可查）》采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【我们承诺采用的是学校原版纸张（纸质、底色、纹路）我们拥有全套进口原装设备，特殊工艺都是采用不同机器制作，仿真度基本可以达到100%，所有工艺效果都可提前给客户展示，不满意可以根据客户要求进行调整，直到满意为止！】
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信号BYZS866】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信号BYZS866】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
留信网服务项目：
1、留学生专业人才库服务（留信分析）
2、国（境）学习人员提供就业推荐信服务
3、留学人员区块链存储服务
【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：客户在留信官方认证查询网站查询到认证通过结果后付款，不成功不收费！
[VCOSA] Monthly Report - Cotton & Yarn Statistics March 2024
We are pleased to share with you the latest VCOSA statistical report on the cotton and yarn industry for the month of March 2024.
Starting from January 2024, the full weekly and monthly reports will only be available for free to VCOSA members. To access the complete weekly report with figures, charts, and detailed analysis of the cotton fiber market in the past week, interested parties are kindly requested to contact VCOSA to subscribe to the newsletter.
Jio cinema Retention & Engagement Strategy.pdf
Introduction to Jio Cinema**:
- Brief overview of Jio Cinema as a streaming platform.
- Its significance in the Indian market.
- Introduction to retention and engagement strategies in the streaming industry.
2. **Understanding Retention and Engagement**:
- Define retention and engagement in the context of streaming platforms.
- Importance of retaining users in a competitive market.
- Key metrics used to measure retention and engagement.
3. **Jio Cinema's Content Strategy**:
- Analysis of the content library offered by Jio Cinema.
- Focus on exclusive content, originals, and partnerships.
- Catering to diverse audience preferences (regional, genre-specific, etc.).
- User-generated content and interactive features.
4. **Personalization and Recommendation Algorithms**:
- How Jio Cinema leverages user data for personalized recommendations.
- Algorithmic strategies for suggesting content based on user preferences, viewing history, and behavior.
- Dynamic content curation to keep users engaged.
5. **User Experience and Interface Design**:
- Evaluation of Jio Cinema's user interface (UI) and user experience (UX).
- Accessibility features and device compatibility.
- Seamless navigation and search functionality.
- Integration with other Jio services.
6. **Community Building and Social Features**:
- Strategies for fostering a sense of community among users.
- User reviews, ratings, and comments.
- Social sharing and engagement features.
- Interactive events and campaigns.
7. **Retention through Loyalty Programs and Incentives**:
- Overview of loyalty programs and rewards offered by Jio Cinema.
- Subscription plans and benefits.
- Promotional offers, discounts, and partnerships.
- Gamification elements to encourage continued usage.
8. **Customer Support and Feedback Mechanisms**:
- Analysis of Jio Cinema's customer support infrastructure.
- Channels for user feedback and suggestions.
- Handling of user complaints and queries.
- Continuous improvement based on user feedback.
9. **Multichannel Engagement Strategies**:
- Utilization of multiple channels for user engagement (email, push notifications, SMS, etc.).
- Targeted marketing campaigns and promotions.
- Cross-promotion with other Jio services and partnerships.
- Integration with social media platforms.
10. **Data Analytics and Iterative Improvement**:
- Role of data analytics in understanding user behavior and preferences.
- A/B testing and experimentation to optimize engagement strategies.
- Iterative improvement based on data-driven insights.
原版一比一多伦多大学毕业证(UofT毕业证书)如何办理
原版制作【微信:41543339】【多伦多大学毕业证(UofT毕业证书)】【微信:41543339】《成绩单、外壳、雅思、offer、真实留信官方学历认证（永久存档/真实可查）》采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【我们承诺采用的是学校原版纸张（纸质、底色、纹路）我们拥有全套进口原装设备，特殊工艺都是采用不同机器制作，仿真度基本可以达到100%，所有工艺效果都可提前给客户展示，不满意可以根据客户要求进行调整，直到满意为止！】
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信41543339】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信41543339】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
留信网服务项目：
1、留学生专业人才库服务（留信分析）
2、国（境）学习人员提供就业推荐信服务
3、留学人员区块链存储服务
【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：客户在留信官方认证查询网站查询到认证通过结果后付款，不成功不收费！
Experts live - Improving user adoption with AI
Bekijk de slides van onze sessie Enhancing Modern Workplace Efficiency op Experts Live 2024.
一比一原版爱尔兰都柏林大学毕业证(本硕）ucd学位证书如何办理
原版一模一样【微信：741003700 】【爱尔兰都柏林大学毕业证(本硕）ucd成绩单】【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
办理爱尔兰都柏林大学毕业证(本硕）ucd学位证书【微信：741003700 】外观非常简单，由纸质材料制成，上面印有校徽、校名、毕业生姓名、专业等信息。
办理爱尔兰都柏林大学毕业证(本硕）ucd学位证书【微信：741003700 】格式相对统一，各专业都有相应的模板。通常包括以下部分：
校徽：象征着学校的荣誉和传承。
校名:学校英文全称
授予学位：本部分将注明获得的具体学位名称。
毕业生姓名：这是最重要的信息之一，标志着该证书是由特定人员获得的。
颁发日期：这是毕业正式生效的时间，也代表着毕业生学业的结束。
其他信息：根据不同的专业和学位，可能会有一些特定的信息或章节。
办理爱尔兰都柏林大学毕业证(本硕）ucd学位证书【微信：741003700 】价值很高，需要妥善保管。一般来说，应放置在安全、干燥、防潮的地方，避免长时间暴露在阳光下。如需使用，最好使用复印件而不是原件，以免丢失。
综上所述，办理爱尔兰都柏林大学毕业证(本硕）ucd学位证书【微信：741003700 】是证明身份和学历的高价值文件。外观简单庄重，格式统一，包括重要的个人信息和发布日期。对持有人来说，妥善保管是非常重要的。
一比一原版英国赫特福德大学毕业证（hertfordshire毕业证书）如何办理
原版一模一样【微信：741003700 】【英国赫特福德大学毕业证（hertfordshire毕业证书）成绩单】【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
办理英国赫特福德大学毕业证（hertfordshire毕业证书）【微信：741003700 】外观非常简单，由纸质材料制成，上面印有校徽、校名、毕业生姓名、专业等信息。
办理英国赫特福德大学毕业证（hertfordshire毕业证书）【微信：741003700 】格式相对统一，各专业都有相应的模板。通常包括以下部分：
校徽：象征着学校的荣誉和传承。
校名:学校英文全称
授予学位：本部分将注明获得的具体学位名称。
毕业生姓名：这是最重要的信息之一，标志着该证书是由特定人员获得的。
颁发日期：这是毕业正式生效的时间，也代表着毕业生学业的结束。
其他信息：根据不同的专业和学位，可能会有一些特定的信息或章节。
办理英国赫特福德大学毕业证（hertfordshire毕业证书）【微信：741003700 】价值很高，需要妥善保管。一般来说，应放置在安全、干燥、防潮的地方，避免长时间暴露在阳光下。如需使用，最好使用复印件而不是原件，以免丢失。
综上所述，办理英国赫特福德大学毕业证（hertfordshire毕业证书）【微信：741003700 】是证明身份和学历的高价值文件。外观简单庄重，格式统一，包括重要的个人信息和发布日期。对持有人来说，妥善保管是非常重要的。
一比一原版(UO毕业证)渥太华大学毕业证如何办理
原件一模一样【微信：95270640】【渥太华大学毕业证UO学位证成绩单】【微信：95270640】（留信学历认证永久存档查询）采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信：95270640】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信：95270640】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份【微信：95270640】
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
→ 【关于价格问题（保证一手价格）
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！
办理渥太华大学毕业证毕业证offerUO学位证【微信：95270640 】外观非常精致，由特殊纸质材料制成，上面印有校徽、校名、毕业生姓名、专业等信息。
办理渥太华大学毕业证UO学位证毕业证offer【微信：95270640 】格式相对统一，各专业都有相应的模板。通常包括以下部分：
校徽：象征着学校的荣誉和传承。
校名:学校英文全称
授予学位：本部分将注明获得的具体学位名称。
毕业生姓名：这是最重要的信息之一，标志着该证书是由特定人员获得的。
颁发日期：这是毕业正式生效的时间，也代表着毕业生学业的结束。
其他信息：根据不同的专业和学位，可能会有一些特定的信息或章节。
办理渥太华大学毕业证毕业证offerUO学位证【微信：95270640 】价值很高，需要妥善保管。一般来说，应放置在安全、干燥、防潮的地方，避免长时间暴露在阳光下。如需使用，最好使用复印件而不是原件，以免丢失。
综上所述，办理渥太华大学毕业证毕业证offerUO学位证【微信：95270640 】是证明身份和学历的高价值文件。外观简单庄重，格式统一，包括重要的个人信息和发布日期。对持有人来说，妥善保管是非常重要的。
一比一原版(UO毕业证)渥太华大学毕业证如何办理
UO毕业证录取书【微信95270640】购买（渥太华大学毕业证成绩单硕士学历）Q微信95270640代办UO学历认证留信网伪造渥太华大学学位证书精仿渥太华大学本科/硕士文凭证书补办渥太华大学 diplomaoffer,Transcript购买渥太华大学毕业证成绩单购买UO假毕业证学位证书购买伪造渥太华大学文凭证书学位证书,专业办理雅思、托福成绩单，学生ID卡，在读证明，海外各大学offer录取通知书，毕业证书，成绩单，文凭等材料:1:1完美还原毕业证、offer录取通知书、学生卡等各种在读或毕业材料的防伪工艺（包括 烫金、烫银、钢印、底纹、凹凸版、水印、防伪光标、热敏防伪、文字图案浮雕，激光镭射，紫外荧光，温感光标）学校原版上有的工艺我们一样不会少，不论是老版本还是最新版本，都能保证最高程度还原，力争完美以求让所有同学都能享受到完美的品质服务。
文凭办理流程：
1客户提供办理信息：姓名生日专业学位毕业时间等（如信息不确定可以咨询顾问：微信95270640我们有专业老师帮你查询）；
2开始安排制作毕业证成绩单电子图；
3毕业证成绩单电子版做好以后发送给您确认；
4毕业证成绩单电子版您确认信息无误之后安排制作成品；
5成品做好拍照或者视频给您确认；
6快递给客户（国内顺丰国外DHLUPS等快读邮寄）。
7完成交易删除客户资料
高精端提供以下服务：
一：渥太华大学渥太华大学毕业证文凭证书全套材料从防伪到印刷水印底纹到钢印烫金
二：真实使馆认证（留学人员回国证明）使馆存档
三：真实教育部认证教育部存档教育部留服网站可查
四：留信认证留学生信息网站可查
五：与学校颁发的相关证件1:1纸质尺寸制定（定期向各大院校毕业生购买最新版本毕,业证成绩单保证您拿到的是鲁昂大学内部最新版本毕业证成绩单微信95270640）
A.为什么留学生需要操作留信认证?
留信认证全称全国留学生信息服务网认证,隶属于北京中科院。①留信认证门槛条件更低,费用更美丽,并且包过,完单周期短,效率高②留信认证虽然不能去国企,但是一般的公司都没有问题,因为国内很多公司连基本的留学生学历认证都不了解。这对于留学生来说,这就比自己光拿一个证书更有说服力,因为留学学历可以在留信网站上进行查询!
B.为什么我们提供的毕业证成绩单具有使用价值？
查询留服认证是国内鉴别留学生海外学历的唯一途径但认证只是个体行为不是所有留学生都操作所以没有办理认证的留学生的学历在国内也是查询不到的他们也仅仅只有一张文凭。所以这时候我们提供的和学校颁发的一模一样的毕业证成绩单就有了使用价值。只硕大的蛇皮袋手里拎着长铁钩正站在门口朝黑色的屋内张望不好坏人小偷山娃一怔却也灵机一动立马仰起头双手拢在嘴边朝楼上大喊：“爸爸爸——有人找——那人一听朝山娃尴尬地笑笑悻悻地走了山娃立马“嘭的一声将铁门锁死心却咚咚地乱跳当山娃跟父亲说起这事时父亲很吃惊抚摸着山娃的头说还好醒得及时要不家早被人掏空了到时连电视也没得看啰不过父亲还是夸山娃能临危不乱随机应变有胆有谋山娃笑笑说那都是书上学的看童话和小说时多
Drownings spike from May to August in children
Did you know that drowning is a leading cause of unintentional death among young children? According to recent data, children aged 1-4 years are at the highest risk. Let's raise awareness and take steps to prevent these tragic incidents. Supervision, barriers around pools, and learning CPR can make a difference. Stay safe this summer!
一比一原版南昆士兰大学毕业证如何办理
原版一模一样【微信：741003700 】【南昆士兰大学毕业证成绩单】【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
办理南昆士兰大学毕业证【微信：741003700 】外观非常简单，由纸质材料制成，上面印有校徽、校名、毕业生姓名、专业等信息。
办理南昆士兰大学毕业证【微信：741003700 】格式相对统一，各专业都有相应的模板。通常包括以下部分：
校徽：象征着学校的荣誉和传承。
校名:学校英文全称
授予学位：本部分将注明获得的具体学位名称。
毕业生姓名：这是最重要的信息之一，标志着该证书是由特定人员获得的。
颁发日期：这是毕业正式生效的时间，也代表着毕业生学业的结束。
其他信息：根据不同的专业和学位，可能会有一些特定的信息或章节。
办理南昆士兰大学毕业证【微信：741003700 】价值很高，需要妥善保管。一般来说，应放置在安全、干燥、防潮的地方，避免长时间暴露在阳光下。如需使用，最好使用复印件而不是原件，以免丢失。
综上所述，办理南昆士兰大学毕业证【微信：741003700 】是证明身份和学历的高价值文件。外观简单庄重，格式统一，包括重要的个人信息和发布日期。对持有人来说，妥善保管是非常重要的。
How To Control IO Usage using Resource Manager
How To Control IO Usage using Resource Manager
In Multitenant and Exadata architecture
Recently uploaded (20)
Beyond the Basics of A/B Tests: Highly Innovative Experimentation Tactics You...
Beyond the Basics of A/B Tests: Highly Innovative Experimentation Tactics You...
Orchestrating the Future: Navigating Today's Data Workflow Challenges with Ai...
Orchestrating the Future: Navigating Today's Data Workflow Challenges with Ai...
Build applications with generative AI on Google Cloud
Build applications with generative AI on Google Cloud
[VCOSA] Monthly Report - Cotton & Yarn Statistics March 2024
[VCOSA] Monthly Report - Cotton & Yarn Statistics March 2024
Housing Rebound - War Room Slides
- 1. War Room 29 Feb 2012 Housing – Rebound or Reckoning Ahead?
- 2. War Room •Monthly macro discussion •Using tools in context •Update on HiddenLevers Features •Your feedback welcome
- 3. Housing – Rebound or Reckoning Ahead? •Housing Fundamentals •Housing – Harsh Realities •Scenario: Return to Long-Term Trend •Scenario: US Housing Rebound
- 5. Housing Overview: Prices Commercial real estate has worked off the bubble faster than residential, touching 0% 10 year growth recently.
- 6. Housing Overview: Foreclosures The foreclosure rate is declining – this effect is more pronounced in Commercial RE, which has no robo-signing issues.
- 7. Housing Overview: Construction New housing starts and home builders' sentiment track closely, and both show a slight rebound since the housing crash.
- 8. Housing Overview: Home Sales New home sales are at all-time lows despite mortgage rates – the traditional inverse relationship has broken down.
- 9. HOUSING – HARSH REALITIES HiddenLevers
- 10. Housing Inventory Inventory charts = mixed bag - Fast decline in overall inventory - Higher inventory than late 80s still - big gap = shadow inventory Shadow Inventory - 17 months of supply - downside pressure - head and shoulders?
- 11. Household Formation Usual Bullish Argument: Housing Starts below trend (5 year low) IRRELEVANT Housing Inventory - About 3.5 mm excess US homes - Must be absorbed by household formation Household Formation - Usually above 1mm/year - Closer to 500k/year now - Affected by: - marital status changes - birthrates - immigration - joining families - adult children at home
- 12. Household Formation – Families Family Household Formation = key to equilibrium Non-Families = 34% of US population – dipped in 2008, now back to trend Families = 66% of US population – decoupled since 2008
- 13. SCENARIO: RETURN TO LONG-TERM TREND HiddenLevers
- 14. Return to Long-Term Trend: Timeline
- 15. Return to Long-Term Trend: Context
- 16. Return to Long-Term Trend: 120 years
- 17. Return to Long-Term Trend: What’s next?
- 18. SCENARIO: US HOUSING REBOUND HiddenLevers
- 19. Housing Rebound: Affordability Affordability highest in decades Historically low mtg rates + price declines 75% of homes sold are now affordable to median income buyers In many markets buying cheaper than renting Sources: National Associations of Realtors, Home Builders, and Wells Fargo NAR Affordability Index NAHB Housing Opportunity Index
- 20. Housing Rebound: Jobs = Households Household formation at half historical rate as young adults stay home Job growth will eventually lead to household formation Very tight correlation between household formation and housing market Sources: National Associations of Realtors, Home Builders, and Wells Fargo
- 21. Consequences: 1. Home prices may suffer up to 30% more downside 2. Good chance of US economy going into recession 3. Pendulum’s don’t stop in the middle 4. Home ownership dies as an American tradition Housing Rebound vs Back to Long-Term Norms Consequences: 1. S+P to new highs, but muted impact from here 2. Industrial commodities will benefit most 3. Employment picture change will be cause 4. Rebound will in turn affect employment in sector
- 22. HiddenLevers - New Features • Fixed Income Support • Time Frames for Scenario Modeling • Yield taken into account in Models • Auto-notification of Missing Tickers Coming soon: • Macro Profile for a Portfolio