Rising obesity, changing food habits, increasing life stress, and a longer life expectancy are driving up healthcare costs in India. As more people live in nuclear families instead of joint families, there is less financial support during medical emergencies. Proper health insurance planning can help create a strong financial foundation and ensure financial freedom in old age by preparing for unexpected healthcare costs and emergencies without going into debt. The probability of incurring healthcare expenses increases with age but the ability to get health insurance decreases with age, so it is important to get health insurance now rather than later.

1. Why Health Insurance Planning???Why Health Insurance Planning???

2. Obesity is on the rise
In India 1 out of every 6 adult is obesse

3. Changing Food Habits

4. Increasing Life Stress

5. Rise in Life Expectancy
Source: World Population Prospects, the 2008 Revision. United Nations, Department of Economic and
Social Affairs (DESA), Population Division, New York

6. Shift from Joint family to Nuclear family
system

7. Create a Sound Financial Plan
Poor Health Reduces Wealth

9. Financial Freedom in Old Age

10. Foundation
must be strong
Emergencies
do not come
with a noticeWe need to
be prepared
So do u Agree ….

11. How much Health Insurance ???How much Health Insurance ???

12. Shift from Infectious to Life style Diseases
World Health Statistics 2008 report

14. Rise in Treatment Costs

17. Rise in Disposable Income
Year
% of
populati
on
Leading to demand for better medical care

18. 16 percent of Indians are being
pushed into poverty by rising
health care costs.
About 40 percent of the people
hospitalized have to borrow
money or sell assets to cover
expenses.
Source: The World Health Organization’s 2006
survey

19. Probability of incurring Health care expenses
increases with age
Probability of getting a Health insurance
reduces with age
Why High Health Insurance Now…

20. Earnings Expenses Savings
Normal Situation When medical emergency
strikes
Earnings Expenses Savings Debt

21. Why Health Insurance Planning ?
Rise in Life
Expectancy
Rise in
treatment
costs
Shift from
Infectious
to Life
style
Diseases
Shift from
Joint family
to Nuclear
family
system
Rise in
Disposable
Income

22. What Stops u ?

23. Act now before its Toooooo Late…..