This document describes a wellness program that provides opportunities for employees to save on their medical insurance costs through healthier behaviors. The program rewards completing a biometric screening and health risk assessment annually, which can save $20 per month on insurance premiums. It identifies the top six modifiable health risk factors like obesity, high blood pressure, and smoking that contribute to chronic diseases. The wellness program encourages participants to monitor these factors and engage in prevention activities to improve overall health and lower long-term healthcare costs.