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- 6. No Third Party Administrator - direct in - house claims settlement. Faster and hassle-free claim settlement. Cashless hospitalization. Network of more than 6500 hospitals across India. Free expert medical consultation over phone 24 x 7 Toll Free Helpline. Free storage facility for storing medical records in electronic form
- 7. Ambulance charges Non-Allopathic Treatments Pre Hospitalization Post Hospitalization 405 Day Care Treatments Covered Pre-Existing Diseases / Illness Health Check-up benefits Automatic Restoration of Sum Insured HIV Persons Coverage Bonus Pre- Acceptance medical screening Free look period Tax Benefits
- 8. For Individuals Age of entry - 5 months to 65 years Hospitalisation Cover – 24 hrs in-patient Ambulance charges Pre-Hospitalization expenses up to 30 days Post-Hospitalization paid as lump-sum up to the limit specified 101 Day-care treatments covered Non-Allopathic Treatments Pre-Existing Diseases / Illness covered after 48 months Policy is available for one year term and two years term Health Check-up benefits Automatic Restoration of Sum Insured – 200 % HIV Persons Coverage Bonus Pre- Acceptance medical screening Tax Benefits Free look period
- 9. For Individuals 5 months - 35 Years 03 Lakhs - Rs. 4494 04 Lakhs - Rs. 5073 05 Lakhs - Rs. 5708 10 Lakhs - Rs. 8388 15 Lakhs - Rs. 10298 36 Years - 45 Years 03 Lakhs - Rs. 5096 04 Lakhs - Rs. 5854 05 Lakhs - Rs. 6596 10 Lakhs - Rs. 8949 15 Lakhs - Rs. 10781 46 Years - 50 Years 03 Lakhs - Rs. 8090 04 Lakhs - Rs. 9775 05 Lakhs - Rs. 12023 10 Lakhs - Rs. 14905 15 Lakhs - Rs. 16528 51 Years - 55 Years 03 Lakhs - Rs. 12489 04 Lakhs - Rs. 13860 05 Lakhs - Rs. 15230 10 Lakhs - Rs. 20084 15 Lakhs - Rs. 24393 56 Years - 60 Years 03 Lakhs - Rs. 14832 04 Lakhs - Rs. 16854 05 Lakhs - Rs. 17837 10 Lakhs - Rs. 24090 15 Lakhs - Rs. 32371 61 Years - 65 Years 03 Lakhs - Rs. 15730 04 Lakhs - Rs. 22023 05 Lakhs - Rs. 26966 10 Lakhs - Rs. 31686 15 Lakhs - Rs. 43107
- 10. For Family Age of entry – 18 Years to 65 years Children can be covered from 16th day onwards policy is on Floater Basis Recharge Benefits, Donor Expenses Hospitalisation Cover – minimum 24 hrs in-patient Ambulance charges Coverage for New born Baby Domiciliary hospitalization treatments Pre-Hospitalization expenses up to 60 days Post-Hospitalization expenses up to 90 Days 400 + Day-care treatments covered Pre-Existing Diseases / Illness covered after 48 months Health Check-up benefits Automatic Restoration of Sum Insured – 100 % Bonus , Tax Benefits Pre- Acceptance medical screening Free look period
- 11. For Family 3 Lakhs Insurance 16 Days - 35 years 36 years – 45 years 46 years – 50 years 51years – 55 years 56years – 60years 61years – 65years 2 Adults 5067 6292 9584 11978 14376 18691 2 Adults + 1 Child 6270 7303 10315 12893 15472 20112 2 Adults + 2 Child 8039 8652 11949 14933 17921 21506 2 Adults + 3 Child 9247 10573 13742 16163 19399 24730 1 Adults + 1 Child 4292 4927 7584 9309 11803 16820 1 Adults + 2 Child 5646 6337 8680 10921 13927 18101 1 Adults + 3 Child 7185 7405 9983 12062 14624 19354
- 12. For Family 4 Lakhs Insurance 16 Days - 35 years 36 years – 45 years 46 years – 50 years 51years – 55 years 56years – 60years 61years – 65years 2 Adults 6163 7393 10596 13747 16399 20657 2 Adults + 1 Child 7567 8646 12039 14961 18950 22438 2 Adults + 2 Child 9303 10287 13646 16787 20141 24174 2 Adults + 3 Child 10702 11826 15697 19011 22854 27798 1 Adults + 1 Child 5545 6287 8770 10860 13646 18410 1 Adults + 2 Child 6809 7781 10461 12685 15506 20197 1 Adults + 3 Child 8376 8708 11393 13551 16450 21298
- 13. For Family 5 Lakhs Insurance 16 Days - 35 years 36 years – 45 years 46 years – 50 years 51years – 55 years 56years – 60years 61years – 65years 2 Adults 6478 7882 12466 15579 18697 23753 2 Adults + 1 Child 8466 9326 13539 16921 21500 24371 2 Adults + 2 Child 10618 11607 15427 19287 23146 27770 2 Adults + 3 Child 12208 13343 17742 22180 26612 31938 1 Adults + 1 Child 5831 6697 10517 12730 15893 20191 1 Adults + 2 Child 7618 8292 12185 15230 17438 21933 1 Adults + 3 Child 10084 10506 13798 16641 19236 24994
- 14. For Family 10 Lakhs Insurance 16 Days - 35 years 36 years – 45 years 46 years – 50 years 51years – 55 years 56years – 60years 61years – 65years 2 Adults 8916 10848 17157 21444 25736 30882 2 Adults + 1 Child 11118 12837 18635 23292 27950 33545 2 Adults + 2 Child 14163 15972 21236 26545 31854 38225 2 Adults + 3 Child 16803 18371 24421 30528 36635 43961 1 Adults + 1 Child 8028 9219 14478 17629 21871 27792 1 Adults + 2 Child 10489 11410 16770 20966 24006 30186 1 Adults + 3 Child 13011 14264 20174 23893 27444 34405
- 15. For Family 15 Lakhs Insurance 16 Days - 35 years 36 years – 45 years 46 years – 50 years 51years – 55 years 56years – 60years 61years – 65years 2 Adults 10567 12854 20332 25410 30495 36596 2 Adults + 1 Child 13174 15214 22084 27601 33124 39747 2 Adults + 2 Child 16781 18927 25169 31461 37747 45298 2 Adults + 3 Child 19298 21764 28944 36174 43410 52096 1 Adults + 1 Child 9511 11567 18298 22725 27444 32933 1 Adults + 2 Child 11854 13691 19870 24843 29809 35775 1 Adults + 3 Child 15107 17034 22652 28315 33972 40770
- 16. The Unlimited package Age of entry – 5 Months to 65 years policy is on Floater Basis Hospitalisation Cover – minimum 24 hrs in-patient Ambulance charges Pre-Hospitalization expenses up to 60 days Post-Hospitalization expenses up to 90 Days 101 Day-care treatments covered Pre-Existing Diseases / Illness covered after 48 months Delivery and New - Born Cover Out-Patient Dental, Opthalmic treatment Hospital Cash Health Check-up benefits Automatic Restoration of Sum Insured – 100 % Pre- Acceptance medical screening Bonus Tax Benefits Free look period Delivery & New Born Baby covered
- 17. The Unlimited package Delivery & New Born Baby covered Rs. 5 Lakhs Insurance 5 months – 35 years 36 years - 45 years 46 years – 50 years 51 years – 55 years 56 years – 60 years 61 years – 65 years 2 Adults 11708 13618 25169 26562 32090 43596 2 Adults + 1 Child 14798 16112 26450 29000 34910 55955 2 Adults + 2 Child 16629 18438 28528 31652 37450 60000 2 Adults + 3 Child 19101 21517 32034 35056 40933 62922 1 Adults + 1 Child 10315 11371 16000 18191 22135 35304 1 Adults + 2 Child 12303 13506 21888 23045 26494 41562 1 Adults + 3 Child 17517 19169 26360 30225 34011 46472
- 18. The Unlimited package Rs. 7.5 Lakhs Insurance Delivery & New Born Baby covered 5 Months – 35 Years 36 years – 45 years 46 years – 50 years 51 years – 55 years 56 years – 60 years 61 years – 65 years 2 Adults 14955 18348 31483 33169 40079 52843 2 Adults + 1 Child 18719 20730 32944 36270 43045 66557 2 Adults + 2 Child 20764 22764 35393 39270 46461 72341 2 Adults + 3 Child 23618 25820 38730 43124 51045 74979 1 Adults + 1 Child 12742 13865 19292 23146 30202 42315 1 Adults + 2 Child 14978 16281 26214 27641 33112 49505 1 Adults + 3 Child 21337 23169 32405 37697 42708 55131
- 19. The Unlimited package Rs. 10 Lakhs Insured Delivery & New Born Baby covered 5 Months – 35 Years 36 years – 45 years 46 years – 50 years 51 years – 55 years 56 years – 60 years 61 years – 65 years 2 Adults 17483 21169 38045 40259 48843 64349 2 Adults + 1 Child 21472 24169 39225 43540 51169 82008 2 Adults + 2 Child 23506 26427 41674 46753 55697 86983 2 Adults + 3 Child 26551 29450 44360 49438 60843 91128 1 Adults + 1 Child 14888 16483 23270 27629 36292 50531 1 Adults + 2 Child 16854 18584 30247 32629 39393 53063 1 Adults + 3 Child 23539 25877 37360 44101 50450 68169
- 20. With Medical Checkup Age of entry –18years and 65 years of age who is already living with Diabetes Mellitus No exit age Policy is available on Individual & Floater basis Floater refers to family of 2-Self and Spouse Covering any complications of Diabetes from day one. Also provide regular hospitalization cover for all other ailments/injuries. Hospitalization Cover – minimum 24 hrs in-patient Pre-Hospitalization expenses up to 60 days Post-Hospitalization expenses up to 60 Days Rs 5000/- per hospitalization 400+ Day-care treatments covered Pre-Existing Diseases / Illness covered after 48 months Health Check-up benefits Automatic Restoration of Sum Insured – 100 % for individual Bonus , Tax Benefits Free look period
- 21. With Medical Checkup Insurance Amount 3 lakh 4 lakh 5 lakh 10 lakh 18 - 30 Years 9292 11618 13365 17376 31 - 35 Years 10011 12517 14399 18719 36 - 40 Years 10972 13719 15781 20517 41 - 45 Years 13023 16281 18725 24343 46 - 50 Years 17287 21612 24860 32320 51 - 55 Years 21815 27270 31365 40775 56 - 60 Years 27141 33927 39017 50725
- 22. Without Medical Checkup Age of entry –18years and 65 years of age who is already living with Diabetes Mellitus No exit age Policy is available on Individual & Floater basis Floater refers to family of 2- Self and Spouse Covering any complications of Diabetes after 30 days waiting period. Also provide regular hospitalization cover for all other ailments/injuries. Hospitalization Cover – minimum 24 hrs in-patient Pre-Hospitalization expenses up to 60 days Post-Hospitalization expenses up to 60 Days Rs 5000/- per hospitalization 400+ Day-care treatments covered Pre-Existing Diseases / Illness covered after 48 months Health Check-up benefits Automatic Restoration of Sum Insured – 100 % for individual Bonus , Tax Benefits Free look period
- 23. Without Medical Checkup Insurance Amount 3 lakh 4 lakh 5 lakh 10 lakh 18 - 30 Years 11455 14320 16472 21416 31 - 35 Years 12714 15893 18281 23770 36 - 40 Years 14820 18528 21309 27702 41 - 45 Years 17742 22180 25511 33169 46 - 50 Years 21242 26556 30545 39714 51 - 55 Years 27023 33781 38848 50506 56 - 60 Years 33989 42489 48865 63528
- 24. Who Undergone Stenting / Bypass • Age of entry 10 years to 65 years and who has undergone for the first time PTCA (Stenting) or CABG (By-pass) within 4 years prior to the date of policy purchase • Policy only for individuals • Hospitalization Cover: Protects the insured for in patient • hospitalization expenses for a minimum of 24 hrs • Ambulance charges • Pre-Hospitalization expenses up to 30 days • Post-hospitalization paid as lump-sum up to the limit specified. •1 01 Day-care treatments covered • Pre-Existing Diseases / Illness : Are covered after 48 months • Cardiac ailments covered after 90 days of waiting period • GOLD PLAN covers any cardiac related complications necessitating surgery / intervention and also cardiac medical management • SILVER PLAN covers any cardiac related complications necessitating surgery / intervention only • Pre- Acceptance medical screening - Mandatory • Tax Benefits & Free look period
- 25. Who Undergone Stenting / Bypass 3 Lakhs Insurance Amount 4 Lakhs Insurance Amount Plan/Age Silver Gold Silver Gold 10 Years – 60 Years 20225 29214 24719 33708 60 years –65 Years 21348 31461 28090 38202
- 26. For 60 years to 75 Years With Co - Payment • Age of entry 60 years to 75 • Policy only for individuals • Hospitalization Cover: Protects the insured for in patient • Hospitalization expenses for a minimum of 24 hrs • Ambulance charges • Post-hospitalization paid as lump-sum upto the limit specified. •Specific day-care procedures covered. •Sub-limits applicable for specified illness. •Co-Payment : 30% for other than claims for Pre-Existing Diseases and 50% for Pre-Existing Diseases claims. •Pre-Existing Diseases / Illness : Are covered after 12months •There is no pre-acceptance medical screening. • Tax Benefits & Free look period
- 27. For 60 years to 75 Years With Co - Payment 1 Lakh 2 Lakh 3 Lakh 4 Lakh 5 Lakh 5000 9500 14495 17416 20225
- 28. Coverage / Risk Group Group I Administrative Group II Manual Labor Group III Explosive workers Table I (Accidental Death Only) 51 Per Lakh 67 Per Lakh 90 Per Lakh Table II Accidental Death Only / Permanent Disability) 90 Per Lakh 146 Per Lakh 197 Per Lakh Table III Accidental Death Only / Permanent Disability / Temporary total Disability) 140 Per Lakh 197 Per Lakh 225 Per Lakh