This document discusses using telematics and a smartphone app to analyze driving behavior and provide usage-based insurance. Key points:
- Driving risks cost over $1 trillion annually in deaths, injuries and economic losses. Insurance companies struggle to motivate safe driving.
- The company aims to create safe drivers, reduce insurer risk, and redefine customer relationships through a smartphone-only driving analytics solution using machine learning.
- Based on data, their program could increase insurer profits 65% by reducing claims 30% through safer driving encouraged by social gamification and personalized feedback on driving habits.
وبینار آینده ایمنی حمل و نقل
Andrew Miller, Chief Technical Officer, Thatcham Research
http://transportsafety.ir
حمید مرادی
Hamid Moradi
http://transportsafety.ir/category/vehicle-safety
Do Your Part to Prevent Dangers of Distracted Driving Belle Tire
The first week of October is the Network of Employers for Traffic Safety’s (NETS) 2011 Drive Safely Work Week (DSWW). Read more at http://www.belletire.com/blog
Global NCAP highlights pedestrian safety at the UNGlobal NCAP
The potential of crash avoidance systems to reduce pedestrian deaths has been highlighted by Global NCAP at the United Nations in New York. Speaking to the UN Road safety Collaboration, Global NCAP’s Secretary General, David Ward said that emergency braking systems combined with softer car fronts can reverse the rise in pedestrian fatalities.
وبینار آینده ایمنی حمل و نقل
Richard Cuerden, Chief Scientist (Engineering & Technology), TRL
http://transportsafety.ir
حمید مرادی
Hamid Moradi
http://transportsafety.ir/category/vehicle-safety
وبینار آینده ایمنی حمل و نقل
Andrew Miller, Chief Technical Officer, Thatcham Research
http://transportsafety.ir
حمید مرادی
Hamid Moradi
http://transportsafety.ir/category/vehicle-safety
Do Your Part to Prevent Dangers of Distracted Driving Belle Tire
The first week of October is the Network of Employers for Traffic Safety’s (NETS) 2011 Drive Safely Work Week (DSWW). Read more at http://www.belletire.com/blog
Global NCAP highlights pedestrian safety at the UNGlobal NCAP
The potential of crash avoidance systems to reduce pedestrian deaths has been highlighted by Global NCAP at the United Nations in New York. Speaking to the UN Road safety Collaboration, Global NCAP’s Secretary General, David Ward said that emergency braking systems combined with softer car fronts can reverse the rise in pedestrian fatalities.
وبینار آینده ایمنی حمل و نقل
Richard Cuerden, Chief Scientist (Engineering & Technology), TRL
http://transportsafety.ir
حمید مرادی
Hamid Moradi
http://transportsafety.ir/category/vehicle-safety
An Entrepeneur's Perspective on Distracted DrivingZoomSafer
ZoomSafer CEO Matt Howard's "Distracted Driving and Managing Technology" workshop presentation to the highway safety officials attending the 2010 GHSA Annual Meeting
#SaferCarsForAfrica - Collins Khumalo, AA South AfricaGlobal NCAP
Global NCAP & AA South Africa #SaferCarsforAfrica launch in Cape Town, with the first independent crash test assessment of some of South Africa’s most popular compact and small cars.
Advanced driver assistance systems (adas) marketDinesh Patel
Global Advanced Driver Assistance Systems (ADAS) Market is estimated to reach $62.7 billion by 2024; growing at a CAGR of 10.8% from 2016 to 2024.Advanced driver assistance systems, or ADAS, are systems to assist the driver in the drivingprocedure.ADAS are developed to automate, adapt, and enhance vehicle systems for safety & improved driving. Safety functions are designed to avoid accidents& collisions by presenting technologies which alert the driver to possible crises, or to avoid accidents by applyingsafeguards,and taking control over the vehicle.
How to reduce the number of car accidents in the company by 40% using Ecologi...Emil Żak
How to motivate your drivers to eliminate bad habits and drive more safely?
How to engage your drivers in a healthy competition for the title of the best driver at the firm?
And how to save every day on fuel, repairs and insurance?
Rafael Marañón (CEO & Founder, Wavyn) talks on "Trends in Auto Tech"
The adoption of self-driving cars will be an evolutionary process. Trust on the technology by the customers won’t happen overnight. Also, there are more than a billion cars on the road today with an average of 11.6 years that are not using yet any type of driving assistance technology. In this talk, Rafael Marañón will discuss the current trends and on-going efforts of bringing different types of autonomous features to new and old cars.
Rafa is currently building technologies for autonomous vehicles. He is very passionate about designing products that change the world we live drastically. He is the founder of the MIT Social Media club, and a former employee of Amazon and Cisco in Silicon Valley, where he built and shipped global products to millions of customers.
Co-organizers: SPb Python, ODS Meetup, IT Talk
80% of drivers admit to this fleet management nightmare!Alexa Yesiree
Recognize the safest drivers with a fleet management program that rewards to encourage employees to take responsibility in safeguarding the company from potentially devastating lawsuits and negative publicity, harm to community reputation and more.
http://fleetmode.com/
An Entrepeneur's Perspective on Distracted DrivingZoomSafer
ZoomSafer CEO Matt Howard's "Distracted Driving and Managing Technology" workshop presentation to the highway safety officials attending the 2010 GHSA Annual Meeting
#SaferCarsForAfrica - Collins Khumalo, AA South AfricaGlobal NCAP
Global NCAP & AA South Africa #SaferCarsforAfrica launch in Cape Town, with the first independent crash test assessment of some of South Africa’s most popular compact and small cars.
Advanced driver assistance systems (adas) marketDinesh Patel
Global Advanced Driver Assistance Systems (ADAS) Market is estimated to reach $62.7 billion by 2024; growing at a CAGR of 10.8% from 2016 to 2024.Advanced driver assistance systems, or ADAS, are systems to assist the driver in the drivingprocedure.ADAS are developed to automate, adapt, and enhance vehicle systems for safety & improved driving. Safety functions are designed to avoid accidents& collisions by presenting technologies which alert the driver to possible crises, or to avoid accidents by applyingsafeguards,and taking control over the vehicle.
How to reduce the number of car accidents in the company by 40% using Ecologi...Emil Żak
How to motivate your drivers to eliminate bad habits and drive more safely?
How to engage your drivers in a healthy competition for the title of the best driver at the firm?
And how to save every day on fuel, repairs and insurance?
Rafael Marañón (CEO & Founder, Wavyn) talks on "Trends in Auto Tech"
The adoption of self-driving cars will be an evolutionary process. Trust on the technology by the customers won’t happen overnight. Also, there are more than a billion cars on the road today with an average of 11.6 years that are not using yet any type of driving assistance technology. In this talk, Rafael Marañón will discuss the current trends and on-going efforts of bringing different types of autonomous features to new and old cars.
Rafa is currently building technologies for autonomous vehicles. He is very passionate about designing products that change the world we live drastically. He is the founder of the MIT Social Media club, and a former employee of Amazon and Cisco in Silicon Valley, where he built and shipped global products to millions of customers.
Co-organizers: SPb Python, ODS Meetup, IT Talk
80% of drivers admit to this fleet management nightmare!Alexa Yesiree
Recognize the safest drivers with a fleet management program that rewards to encourage employees to take responsibility in safeguarding the company from potentially devastating lawsuits and negative publicity, harm to community reputation and more.
http://fleetmode.com/
Risk prevention is an IoT-based uses case able to create a positive impact to all the stakeholders: avoiding the accidents to the policyholders, improving the insurance bottom line, and generating positive externalities to the society
A (false) myth I have heard frequently at conferences is that insurers are not yet able to use IoT data to take smart actions
Instead, there are different success stories about-based risk prevention in different insurance business lines bit.ly/RiskPreventionPaper
One of the best practices in changing driver behaviors is Discovery Limited
Having seen the early steps of this approach, since it’s launch on 1 June 2011, and the journey over the following years, I’ve been always impressed by their innovation journey
Each annual product review has been a thought-provoking presentation: I consider myself extremely luck for this opportunity to learn directly from Anton and Francois and all the team
#Insurtech case histories are frequently fascinating storytelling and make people feel self-satisfied, instead in this paper you will find facts and figures about prevented accidents and profitable auto #insurance portfolios
I love this #telematics story...concrete and fact based!
According to WHO about 1.4 Million people die due to traffic accidents every year. About 80% of crashes involved some form of driver inattention, and the primary causes of driver inattention are distracting activities and drowsiness. Driventive offers a mobile app that takes advantage of generic phone cameras and deep-learning to detect distraction / drowsiness while driving.
Local Motors Awesome System is a self optimized sustainable autonomous vehicle system.
It is safe, affordable and enable new business models.
Join the mobility revolution.
(V3.0)
GreenRoad presentation in the future of IoT, connected car and Shared Mobility. Driver Safety and Fleet Management are part of the future of Connected car, Shared Mobility and IoT.
With the advancement in automobile technology, vehicles are now autonomous and more connected with our mobile devices than ever. Insurance companies around the world are more and more attracted to the concept of Pay How You Drive (PHYD). Today, in the motor insurance space, there are more than 165 deployments across 35 countries, representing approximately 5 million policies. The growth is exciting and promising.
This article outlines how PHYD can encourage better driving behavior and also suggest an effective solution that has the potential to reduce claims cost/ policy administration and price policies more effectively.
With the advancement in automobile technology, vehicles are now autonomous and more connected with our mobile devices than ever. Insurance companies around the world are more and more attracted to the concept of Pay How You Drive (PHYD). Today, in the motor insurance space, there are more than 165 deployments across 35 countries, representing approximately 5 million policies. The growth is exciting and promising.
This article will outline how PHYD encourages better driving behavior and also suggests an effective solution that has the potential to reduce claims cost/ policy administration and price policies more effectively.
Creating a Culture of Safety in Your OrganizationNicole Weber
Safety is important at all levels of a company’s culture. When the average fleet accident costs over $21,000, many businesses can’t afford to ignore safety issues in their company vehicles.
Claimstech (Canada) Inc. in association with GOFLEET will launch an initiative in Jan 2015 to evangelize TELEMATICS with Fleet Insurance Brokers and Fleet Managers in the GTA. Please contact raj.mody@claimstech.ca Cell:+1-647-303-4907 to request a no-obligation presentation and quote for implementing a Telematics based fleet risk managment strategy
Claimstech (Canada) Inc.in association with GOFLEET will launch an initiative in Jan 2016 to evangelize the use of Telematics for better risk management of Trucking fleets in the GTA. Contact Raj Mody Cell: 647-303-4907 email raj.mody@claimstech.ca for a no-obligation presentation and quote
The evolving world of Salary Sacrifice Car Schemes.
What we have learned so far about Salary Sacrifice Car Schemes.
Communication methods, how they are evolving and influences on engagement.
The future of Salary Sacrifice Cars.
Santander’s experiences of Salary Sacrifice Car Schemes.
The 2020 study on global automotive consumer is the response of consumers from all over the world towards their willingness to pay for advanced technology around the globe. See More : https://www2.deloitte.com/in/en/pages/consumer-business/articles/in-gacs-2020-upcoming-consumer-business-reports-for-launch-in-india-noexp.html
This is the case study analysis and presentation for the purpose of final examination by two student of IE Business School.
The sole purpose of this document is to provide the analysis for the final exam. This document should not be used as basis for any calculations/ decisions and user should conduct his/ her own analysis.
Aon understands the challenges faced by fleet operators in managing the cost of motor related incidents and ensuring that Duty of Care responsibilities are met. These responsibilities place a significant burden on organisations to understand and manage the risks associated with employees who drive at work. The potential for significant liability and incident-related costs requires organisations like yours to develop robust and effective motor fleet management systems and operational processes.
Aon Fleet Complete offers a full package of services essential to the successful management and control of commercial, business and grey fleets. Fleet Complete is a comprehensive and structured programme including:
- Total Cost of Risk Analysis and Claims Benchmarking
- Assessment of Occupational Road Risk focussed on drivers, vehicles and journeys
- Examination and development of policies, processes and fleet operations
- Risk Management solutions to reduce incident rates and associated costs
Fleet Complete provides risk management solutions that help our clients to:
- Understand and reduce both known and hidden incident-related costs and the causes of poor loss performance
- Optimise the motor insurance programme and provide the opportunity for informed choices regarding risk appetite and risk retention thresholds
- Develop robust and fit-for-purpose policies, processes and management systems
- Lower operational costs and make efficient use of assets
- Document the required evidence of meeting Duty of Care obligations for audit and other stakeholder purposes
- Protect their brand and reputation from the consequences of motor incidents
Similar to Λήδα Λιακοπούλου, Head of Design & Communication / Co-Founder, OSeven (20)
Παναγιώτης Παπαναγιώτου, Αναπληρωτής Καθηγητής Ακτινολογίας, Ιατρικής Σχολής του Εθνικού και Καποδιστριακού Πανεπιστημίου Αθηνών - Καθηγητής Νευροακτινολογίας, Ιατρική Σχολή του Πανεπιστημίου του Saarland, Γερμανία
«Τεχνολογικές εξελίξεις στη διάγνωση και αντιμετώπιση ισχαιμικών εγκεφαλικών επεισοδίων»
Νικόλαος Κουρεντζής, Country Head Radiology-Ελλάδα, Κύπρος, Ισραήλ, Ρουμανία, Βουλγαρία, Μάλτα και Μολδαβία, Bayer
«Οι νέες προκλήσεις στην ιατρική απεικόνιση»
Στέργιος Μπακάλης & Γεώργιος Μπήτρος, 4o Συνέδριο Επαγγελματικής ΑσφάλισηςStarttech Ventures
Ομιλία - Παρουσίαση: «Δημογραφική γήρανση και κοινωνική ασφάλιση στον ορίζοντα του 2050»
Στέργιος Μπακάλης, τ. Καθηγητής στο Πανεπιστήμιο Βικτώρια της Αυστραλίας
Σχολιαστής:
Γεώργιος Μπήτρος, Ομότιμος Καθηγητής Πολιτικής Οικονομίας, Οικονομικό Πανεπιστήμιο Αθηνών
Ομιλία - Παρουσίαση: «GMM Αμοιβαία Κεφάλαια - Το καλύτερο επενδυτικό εργαλείο για Τ.Ε.Α.»
Ηλίας Γεωργουλέας, Ιδρυτής του Ομίλου Global Money Managers Ltd και Διευθύνων Σύμβουλος του Επενδυτικού Ομίλου Global Group SA
Ομιλία - Παρουσίαση: «Βασικές αρχές για αποτελεσματική Επαγγελματική Ασφάλιση και οι καινοτομίες των Πολύ-εργοδοτικών Ταμείων»
Ανδρέας Χατζηκύρου, Ιδρυτής και Εκτελεστικός Διευθυντής, 7Q Investment Group
Dr. Thorsten Guthke, 4o Συνέδριο Επαγγελματικής ΑσφάλισηςStarttech Ventures
Ομιλία - Παρουσίαση: “Running a multi-employer fund in the EU today: Challenges as we head from the past to the future”
Dr. Thorsten Guthke, Head of European Office, SOKA-BAU HIORP
Ομιλία - Παρουσίαση: «Δημογραφική γήρανση και κοινωνική ασφάλιση στον ορίζοντα του 2050»
Βύρων Κοτζαμάνης, Καθηγητής Δημογραφίας, Επιστημονικός Υπεύθυνος του Ερευνητικού Προγράμματος (ΕΛΙΔΕΚ) "Δημογραφικά Προτάγματα στην Έρευνα και Πρακτική στην Ελλάδα", Πανεπιστήμιο Θεσσαλίας - Επιτροπή Ερευνών / ΕΔΚΑ
Ομιλία - Παρουσίαση: “EU IORP investment governance, lessons learned and future developments”
Tim Currell, Partner, Head of Investment at AON International Wealth
RMD24 | Retail media: hoe zet je dit in als je geen AH of Unilever bent? Heid...BBPMedia1
Grote partijen zijn al een tijdje onderweg met retail media. Ondertussen worden in dit domein ook de kansen zichtbaar voor andere spelers in de markt. Maar met die kansen ontstaan ook vragen: Zelf retail media worden of erop adverteren? In welke fase van de funnel past het en hoe integreer je het in een mediaplan? Wat is nu precies het verschil met marketplaces en Programmatic ads? In dit half uur beslechten we de dilemma's en krijg je antwoorden op wanneer het voor jou tijd is om de volgende stap te zetten.
"𝑩𝑬𝑮𝑼𝑵 𝑾𝑰𝑻𝑯 𝑻𝑱 𝑰𝑺 𝑯𝑨𝑳𝑭 𝑫𝑶𝑵𝑬"
𝐓𝐉 𝐂𝐨𝐦𝐬 (𝐓𝐉 𝐂𝐨𝐦𝐦𝐮𝐧𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬) is a professional event agency that includes experts in the event-organizing market in Vietnam, Korea, and ASEAN countries. We provide unlimited types of events from Music concerts, Fan meetings, and Culture festivals to Corporate events, Internal company events, Golf tournaments, MICE events, and Exhibitions.
𝐓𝐉 𝐂𝐨𝐦𝐬 provides unlimited package services including such as Event organizing, Event planning, Event production, Manpower, PR marketing, Design 2D/3D, VIP protocols, Interpreter agency, etc.
Sports events - Golf competitions/billiards competitions/company sports events: dynamic and challenging
⭐ 𝐅𝐞𝐚𝐭𝐮𝐫𝐞𝐝 𝐩𝐫𝐨𝐣𝐞𝐜𝐭𝐬:
➢ 2024 BAEKHYUN [Lonsdaleite] IN HO CHI MINH
➢ SUPER JUNIOR-L.S.S. THE SHOW : Th3ee Guys in HO CHI MINH
➢FreenBecky 1st Fan Meeting in Vietnam
➢CHILDREN ART EXHIBITION 2024: BEYOND BARRIERS
➢ WOW K-Music Festival 2023
➢ Winner [CROSS] Tour in HCM
➢ Super Show 9 in HCM with Super Junior
➢ HCMC - Gyeongsangbuk-do Culture and Tourism Festival
➢ Korean Vietnam Partnership - Fair with LG
➢ Korean President visits Samsung Electronics R&D Center
➢ Vietnam Food Expo with Lotte Wellfood
"𝐄𝐯𝐞𝐫𝐲 𝐞𝐯𝐞𝐧𝐭 𝐢𝐬 𝐚 𝐬𝐭𝐨𝐫𝐲, 𝐚 𝐬𝐩𝐞𝐜𝐢𝐚𝐥 𝐣𝐨𝐮𝐫𝐧𝐞𝐲. 𝐖𝐞 𝐚𝐥𝐰𝐚𝐲𝐬 𝐛𝐞𝐥𝐢𝐞𝐯𝐞 𝐭𝐡𝐚𝐭 𝐬𝐡𝐨𝐫𝐭𝐥𝐲 𝐲𝐨𝐮 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐚 𝐩𝐚𝐫𝐭 𝐨𝐟 𝐨𝐮𝐫 𝐬𝐭𝐨𝐫𝐢𝐞𝐬."
RMD24 | Debunking the non-endemic revenue myth Marvin Vacquier Droop | First ...BBPMedia1
Marvin neemt je in deze presentatie mee in de voordelen van non-endemic advertising op retail media netwerken. Hij brengt ook de uitdagingen in beeld die de markt op dit moment heeft op het gebied van retail media voor niet-leveranciers.
Retail media wordt gezien als het nieuwe advertising-medium en ook mediabureaus richten massaal retail media-afdelingen op. Merken die niet in de betreffende winkel liggen staan ook nog niet in de rij om op de retail media netwerken te adverteren. Marvin belicht de uitdagingen die er zijn om echt aansluiting te vinden op die markt van non-endemic advertising.
LA HUG - Video Testimonials with Chynna Morgan - June 2024Lital Barkan
Have you ever heard that user-generated content or video testimonials can take your brand to the next level? We will explore how you can effectively use video testimonials to leverage and boost your sales, content strategy, and increase your CRM data.🤯
We will dig deeper into:
1. How to capture video testimonials that convert from your audience 🎥
2. How to leverage your testimonials to boost your sales 💲
3. How you can capture more CRM data to understand your audience better through video testimonials. 📊
What is the TDS Return Filing Due Date for FY 2024-25.pdfseoforlegalpillers
It is crucial for the taxpayers to understand about the TDS Return Filing Due Date, so that they can fulfill your TDS obligations efficiently. Taxpayers can avoid penalties by sticking to the deadlines and by accurate filing of TDS. Timely filing of TDS will make sure about the availability of tax credits. You can also seek the professional guidance of experts like Legal Pillers for timely filing of the TDS Return.
Cracking the Workplace Discipline Code Main.pptxWorkforce Group
Cultivating and maintaining discipline within teams is a critical differentiator for successful organisations.
Forward-thinking leaders and business managers understand the impact that discipline has on organisational success. A disciplined workforce operates with clarity, focus, and a shared understanding of expectations, ultimately driving better results, optimising productivity, and facilitating seamless collaboration.
Although discipline is not a one-size-fits-all approach, it can help create a work environment that encourages personal growth and accountability rather than solely relying on punitive measures.
In this deck, you will learn the significance of workplace discipline for organisational success. You’ll also learn
• Four (4) workplace discipline methods you should consider
• The best and most practical approach to implementing workplace discipline.
• Three (3) key tips to maintain a disciplined workplace.
Enterprise Excellence is Inclusive Excellence.pdfKaiNexus
Enterprise excellence and inclusive excellence are closely linked, and real-world challenges have shown that both are essential to the success of any organization. To achieve enterprise excellence, organizations must focus on improving their operations and processes while creating an inclusive environment that engages everyone. In this interactive session, the facilitator will highlight commonly established business practices and how they limit our ability to engage everyone every day. More importantly, though, participants will likely gain increased awareness of what we can do differently to maximize enterprise excellence through deliberate inclusion.
What is Enterprise Excellence?
Enterprise Excellence is a holistic approach that's aimed at achieving world-class performance across all aspects of the organization.
What might I learn?
A way to engage all in creating Inclusive Excellence. Lessons from the US military and their parallels to the story of Harry Potter. How belt systems and CI teams can destroy inclusive practices. How leadership language invites people to the party. There are three things leaders can do to engage everyone every day: maximizing psychological safety to create environments where folks learn, contribute, and challenge the status quo.
Who might benefit? Anyone and everyone leading folks from the shop floor to top floor.
Dr. William Harvey is a seasoned Operations Leader with extensive experience in chemical processing, manufacturing, and operations management. At Michelman, he currently oversees multiple sites, leading teams in strategic planning and coaching/practicing continuous improvement. William is set to start his eighth year of teaching at the University of Cincinnati where he teaches marketing, finance, and management. William holds various certifications in change management, quality, leadership, operational excellence, team building, and DiSC, among others.
VAT Registration Outlined In UAE: Benefits and Requirementsuae taxgpt
Vat Registration is a legal obligation for businesses meeting the threshold requirement, helping companies avoid fines and ramifications. Contact now!
https://viralsocialtrends.com/vat-registration-outlined-in-uae/
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2. The problem Driving
Needs
Changing
>$1Tril p.a. to global economy
1.24M deaths & 20-50M serious injuries p.a.
andMotor Insurance
companies
Buy the driving risk
80% CLR
(Claims+Exp.)/Revenues
Can’t motivate
their customers to drive safe & eco
Pay based on how
we all drive
Don’t know their
weak points
Drivers
3. A Pioneer Company For Insurance Telematics
Τhe company
Create
safe & eco drivers
Reduce
business risk
Redefine
relationship with customers
Driving Behaviour Analytics
Smartphone
only
solution
Machine
Learning
techniques
Driving
Behavioural
modelling
4. Financial pitch to insurers
UBI vs Non UBI in Europe
Insurance profit increase
(per annum)
€180B
€36B
€60B
€24B
Premiums Current Gross
Profit
Estimated
UBI Gross Profit
(OSeven costs incl.)
65%
Profit Increase
CLR: 80% CLR: 60%
Claim frequency
reduction
30%
Data: Ptolemus
Based on 5M UBI subscribers in 2014
160M
UBI subscribers by 2020
Global facts
5. Smartphone solution vs OBD
The Solution
Smartphone revolutionises the way we drive and we insure
Fast Scale-up
Mass appealing /
Legal regulations
-70%
of OBD solution cost
Million of euro savings
Mobile use
recognition
Driver distraction causes
26% of traffic accidents
Social Gamification / user friendly
6. A flexible platform
The future
Data
transfer
RATING
SOCIAL
GAMIFICATION
Clearing House of APIs
& Tech Aggregator
9.5years old in EU
11.5years old in USAvg. age of cars on the roads is rising
The Future
The Trojan Horse
The Past
3G
10. challenge
Change Driver’s philosophy
Things are changing
awareness perception
education
focus
What we mean by “cool driving”
Understanding of weak
and strong points
Distraction factors
Importance of our actions
11. Driving Distraction
Mobile Phone use is the leading cause
M
Accidents do not happen, they are caused.
A texting driver is
23 times
more likely to get involved
into an accident
In 26%
of car accidents
mobile use is involved
A texting driver
is basically blind for
4.6’’As long as it takes to cover the distance
of a football field at 100km/h
19. Not just a marketing tool
Νot just another App
1 of the 8 members of the Expert Panel of the Global initiative
“Together for Safer Roads”
founded by: Anheuser-Busch InBev, AIG, AT&T, Chevron, Ericsson, Facebook, IBM, iHeartMedia, PepsiCo and Walmart
in the field of Road Safety, Driving Behavioural Analysis, Transportation Engineering,
Machine Learning, Statistics & Risk Analysis
>25yrs
of international
research
€100M
estimated research
total budget
Editor's Notes
Καλησπέρα σας. Είμαι η λήδα, είμαι co-founder της Oseven και είμαι εδώ για να σας πω ποιος είναι ο δικός ρόλος και πώς κάνουμε εμείς disrupt την αγορά.
Αλλά πάμε να δούμε το πρόβλημα. Από τη μία έχουμε τις ασφαλιστικές οι οποίες αγοράζουν το οδηγικό ρίσκο, έχουν έναν πολύ υψηλό δείκτη ζημιών ο οποίος στην ευρώπη ξεπερνάει το 80% και δεν μπορούν να κάνουν τους πελάτες τους motivate να οδηγούν με μεγαλύτερη ασφάλεια και πιο οικολογικά. Από την άλλη πλευρά έχουμε τους οδηγούς, όλους εμάς, που πληρώνουμε ένα ασφάλιστρο βασισμένο στο πώς οδηγούμε όλοι, ανά περιοχή, και δεν έχουμε και τρόπο να αναγνωρίσουμε τα αδύναμα σημεία μας. Και αυτό έχει ένα τεράστιο οικονομικό και κονωνικό αντίκτυπο στην παγκόσμια οικονομία. 1,24ΕΚ θανάτους και 20-50 χιλιάδες σοβαρούς τραυματισμούς το χρόνο.
Οπότε ναι, προφανώς χρειάζεται να αλλάξουμε τον τρόπο που οδηγούμε και που ασφαλιζόμαστε.
Και εδώ είναι που έρχεται η Oseven.
H ΟSeven είναι μια πρωτοπόρος εταιρία τηλεματικής η οποία προσφέρει στις ασφαλιστικές εταιρίες αλλά και σε ιδιοκτήτες στόλων αυτοκινήτων, ανάλυσεις οδηγικής συμπεριφοράς αποκλειστικά μέσω μιας λύσης κινητού τηλεφώνου. Η λύση βασίζεται σε προηγμένες τεχνικές μηχανικής μάθησης και μοντέλων οδηγικής συμπεριφοράς.
Κύριος στόχος μας είναι να βοηθήσουμε τους πελάτες μας να δημιουργήσουν ασφαλείς και οικολογικούς οδηγούς, να μειώσουν το επιχειρηματικό τους ρίσκο και να επαναπροσδιορίσουν τη σχέση τους με τους πελάτες τους.
And HERE is where OSEVEN comes in.
Oseven is a pioneer company for insurance telematics providing driving behavioral analytics to INSURANCE COMPANIES & FLEET OWNERS through a smartphone-only solution based on advanced machine learning techniques and driving behavioural modelling.
Our main scope is to help our clients to create safe & eco drivers, reduce their business risk and redefine their relationship with their customers
Το 2014 υπήρξε 30% μείωση στη συχνότητα αποζημιώσεων με 5 εκ UBI ασφαλισμένων ενώ μέχρι το 2020 υπολογίζεται ότι θα είναι 160 εκ
Το οικονομικό όφελος για τις ασφαλιστικές είναι αδιαμφισβήτητο. Κάθε χρόνο στη Ευρώπη δαπανόνται πάνω από 180 δισ ευρώ σε ασφάλιστρα. Η λύση μας μπορεί να αυξήσει το κέρδος κατά 65% και να μειώσει το δείκτη ζημιών στο 60%.
Financial pitch to insurers is undeniable. Over 180 billion euros in Premiums are produced every year in Europe. Our solution can increase their profit by 65% and reduce loss ratio to 60%.
Γιατί όμως υιοθετήσαμε μία λύση κινητού τηλεφώνου;
Το κινητό φέρνει την επανάσταση στον τρόπο που οδηγούμε και ασφαλιζόμαστε. Δεν χρειάζεται να εγκατασταθεί στο αυτοκίνητο επιπλέον συσκευή. Μπορεί να κάνει γρήγορο scale-up, αποφεύγονται νομικοί περιοσμοί και εμπόδια και μειώνει δραματικά το κόστος έως και 70% σε σχέση με τις κλασικές λύσεις τηλεματικής. Όμως πάνω απ’ όλα αυτά μας δίνει τη δυνατότητα να εντοπίζουμε την απόσπαση προσοχής του οδηγού κατά την οδήγηση εντοπίζοντας αν χρησιμποιεί το κινητό του την ώρα που οδηγεί, παράγοντας που προκαλεί πάνω απο το 20% των τροχαίων ατυχημάτων. Και φυσικά με διείσδυση 75% των κινητών στην αγορά, αποτελεί μια εξαιρετικά φιλική λύση προς τον χρήστη
Why we adopted a smartphone solution?
Smartphone revolutionises the way we drive and we insure. It is hardware-free. It provides fast scale up, avoids legal regulations obstacles and reduces dramatically up to 70% the cost comparing to classic telematics. And on top of that we measure driver distraction risk by recognising mobile use while driving, which causes over 20% of traffic accidents.
And with 75% smartphone penetration in the market? Yes it is a user-friendly solution which can create great social gamification to appeal the mass.
Η τεχνολογία όμως προχωράει. Τα 3G connected και τα self-driving αυτοκίνητα είναι πραγματικότητα αλλά όχι ακόμα διαθέσιμα στη μάζα. Έτσι λοιπόν δημιυργήσαμε ένα Δούρειο ίππο ο οποίος μπορεί να μετρατρεψει ένα οποιοδήποτε αυτοκίνητο σε 3G connected μέσα σε 25 δευτερόλεπτα απλά κατεβάζοντας την εφαρμογή μας.
Technology is evolving. 3G connected cars, self-driving cars are here today but not to the mass that’s why we created a Trojan Horse able to transform a vehicle of any age to a 3G connected car in less than 25” downloading just the App.
Κι όσο κι αν σκεφτόμαστε το μέλλον, δρούμε στο παρόν, και εδώ είχαμε να αντιμετωπίσουμε πολλαπλές προκλήσεις
Έπρεπε να μάθουμε να αναγνωρίζουμε και να ξεχωρίζουμε την πληροφορία που μας έδινε το κινητό. Να εντοπίζουμε τα απότομα συμβάντα (φρεναρίματα, επιταχύνσεις), τη χρήση κινητού, να καθαρίσουμε το θόρυβο που προκαλείται από τις κινήσεις του κινητού μέσα στο αυτοκίνητο, και φυσικά πάνω απ’ όλα να μπορούμε να αναγνωρίσουμε πότε ο χρήστης ήταν οδηγός και πότε συνοδηγός ώστε να κρατάμε μόνο τις δικές του διαδρομές προς αξιολόγηση.
We had to gather and understand the data we need from its sensors and detect harsh events, as braking, accelerating and cornerings.
Recognise driver distraction, texting and talking on the phone
and CLEAR THE NOISE produced from the movements of the phone inside the car.
And of course the holy grain,
DRIVER PASSENGER recognision in order to keep just the valid trips that correspond to the driver we monitor
Στη συνέχεια έπρεπε να δημιουργήσουμε ένα έξυπνο μοντέλο βαθμολόγησης το οποίο να λαμβάνει υπόψη την υπέρβαση ταχύτητας, τη συχνότητα των απότομων συμβάντων ανάλογα με τον τύπο δρόμου αλλά και την ταχύτητα, τις καιρικές συνθήκες, τι επικίνδυνες ώρες και τη απόσπαση προσοχής και μετά να μετατρέπει αυτή τη βαθμολογία, αυτό το σκορ σε μια μέτρηση οδηγικού κινδύνου.
Following that we had to develop a sophisticated scoring model that takes into account speeding, harsh events frequency based on road type and speed, weather conditions, risky hours and driver distraction and transform this score to a driving risk metric.
Όμως η μεγαλύτερη πρόκληση που είχαμε και έχουμε να αντιμετωπίσουμε, είναι να αλλάξουμε τη φιλοσοφία των οδηγών. Πρέπει όλοι να καταλάβουμε πόσο σημαντικό είναι να είμαστε συγκεντρωμένοι στο δρόμο την ώρα που οδηγούμε. Πρέπει να εκπαιδεύσουμε τον οδηγό και να τον βοηθήσουμε να καταλάβει τα αδύναμα σημεία του και πώς μπορεί να βελτιωθεί. Πρέπει να αλλάξουμε την αντίληψη για το τι θεωρείται cool όταν οδηγούμε. Η επιθετική και γρήγορη οδήγηση δεν είναι cool. Και πάνω απ’ όλα πρέπει να δημιουργήσουμε οδηγική συνείδηση και να επισημάνουμε τη σημασία των πράξεών μας πριν και κατά τη διάρκεια της οδήγησης. Γιατί στο δρόμο, κάθε δευτερόλεπτο μετράει.
But the ultimate challenge that we all have to work together on it, is to change drivers’ philosophy.
We all have to realize how important it is to be focused on the steering wheel while driving.
We need to Educate people and help them understand their weak points and become better
and change the perception of cool driving. Aggressive driving is not cool. Research shows that women DO NOT like FAST BOYS anymore.
And above all we have to raise driving awareness and highlight the importance of our actions before and while driving.
Because every single second on the road counts.
Τα ατυχήματα δεν συμβαίνουν, προκαλούνται.
Η χρήση κινητού τηλεφώνου είναι η κύρια αιτία απόσπασης προσοχής κατά την οδήγηση. Είναι ο λόγος πρόκλησης του 26% των ατυχημάτων.
Το ξέρατε ότι ένας οδηγός που στέλνει μνμ έχει 23 φορές μεγαλύτερες πιθανότητες να τρακάρει; Το ξέρατε ότι στέλνοντας ένα μνμ είναι σαν να είστε τυφλοί για πανω από 4,5 δευτερόπλεπτα το οποίο σημαίνει ότι αμ πηγαίνετε με 100χλμ είναι σαν αν διανύετε ένα ολόκληρο γήπεδο ποδοσφαίρου με κλειστά μάτια;
Όλα αυτά λοιπόν ερχόμαστε να τα αντιμετωπίσουμε μέσω της πλατφόρμας μας.
Μια πλατφόρμα με προνόμια, σχεδιασμένη για την ασφάλεια, ώστε να κάνουμε τη ζωή μας ασφαλέστερη, μία-μία διαδρομή
All these come nicely together through our platform.
A platform with benefits, designed for safety.
To make our life safer, one ride at a time
Στο τέλος κάθε διαδρομής ο οδηγός βλέπει ένα συνολικό σκορ και ένα σκορ ανά κατηγορία. Με αυτό τον τρόπο μπορεί να εντοπίσει τις κατηγορίες που υστερεί και να προσπαθήσει να γίνει καλυτερος.
At the end of every trip the driver gets an overall score and a score per category. In that way we educate the driver to understand its weak points and become better, safer and more eco.
Εμείς από την άλλη παρακολουθώντας την πορεία του μπορούμε με στοχευμένα μηνύματα να τον βοηθήσουμε δίνοντας του συμβουλές πώς μπορεί να βελτιωθεί αλλά και να τον επιβραβεύσουμε για την εξέλιξή του.
Μπορει να συγκριθεί με τους καλύτερους αλλά και το μέσο οδηγό και έτσι η εφαρμογή αποκτά ένα πιο παιχνιδιάρικο χαρακτήρα
Και φυσικά επειδή η ασφάλειά του είναι πάνω απ’ ολα, όταν η εφαρμογή αναγνωρίσει σοβαρό ατύχημα, επιβεβαιώνει με τον οδηγό το συμβάν κι αν αυτό δεν συμβεί, στέλνει κατευθείαν βοήθεια.
Τέλος η ασφαλιστική μπορεί μέσω της εφαρμογής να αναγνωρίζει πλέον τον τρόπο που οδηγεί ο κάθε πελάτης ξεχωριστά.
Ποιος όμως δίνει τη βαθμολογία;
But who gives you the score?
A score is useless if there isn’t valuable knowhow behind it. We don’t analyze data, we have the expertise to analyze specifically driving behavior data.
That’s why we invested in people who bring great experience in the field.
As the Gmail creator said: “If your product is Great, it doesn’t need to be Good”. Which means you have to focus.
And we focus on those values and features that define and enhance our product vision.
Η βαθμολογία δεν έχει καμία αξία από μόνη της αν δεν υπάρχει από πίσω αξιόπιστη γνώση. Στην Oseven δεν κάνουμε απλά ανάλυση δεδομένων.Κάνουμε ανάλυση δεδομενων ΟΔΗΓΙΚΗΣ ΣΥΜΠΕΡΙΦΟΡΑΣ.
Γι’ αυτό και έχουμε επενδύσει σε ανθρώπους που φέρουν εξαιρετική εμπειρία σε αυτό τον κλαδο,
Για να καταλήξουμε στον πιστοποιημένο οδηγό απο την Οseven. Tον οδγό του 21ου αιώνα.
Till result in the O7 certified driver.
The driver of the 21st century.
Do you want to be the next o7 driver?
Coming soon to your local insurer.