Discovery Insure covers over R82 billion in insured assets and helps fund over R2.4 million of fuel spend daily and R2.2 million of Gautrain spend since October 2014. Statistics show that long-distance drivers are over 50% worse at speeding, braking, and nighttime driving compared to drivers that drive 0-149km per month. The Young Adult benefit provided benefits to Suzanne, who was in an accident causing over 40% damage to her car, including increasing her payout by 15%, saving her R3,000 in excess fees, and allowing her to immediately write off her car for its full retail value of R664,100.
Risk prevention is an IoT-based uses case able to create a positive impact to all the stakeholders: avoiding the accidents to the policyholders, improving the insurance bottom line, and generating positive externalities to the society
A (false) myth I have heard frequently at conferences is that insurers are not yet able to use IoT data to take smart actions
Instead, there are different success stories about-based risk prevention in different insurance business lines bit.ly/RiskPreventionPaper
One of the best practices in changing driver behaviors is Discovery Limited
Having seen the early steps of this approach, since it’s launch on 1 June 2011, and the journey over the following years, I’ve been always impressed by their innovation journey
Each annual product review has been a thought-provoking presentation: I consider myself extremely luck for this opportunity to learn directly from Anton and Francois and all the team
#Insurtech case histories are frequently fascinating storytelling and make people feel self-satisfied, instead in this paper you will find facts and figures about prevented accidents and profitable auto #insurance portfolios
I love this #telematics story...concrete and fact based!
Risk prevention is an IoT-based uses case able to create a positive impact to all the stakeholders: avoiding the accidents to the policyholders, improving the insurance bottom line, and generating positive externalities to the society
A (false) myth I have heard frequently at conferences is that insurers are not yet able to use IoT data to take smart actions
Instead, there are different success stories about-based risk prevention in different insurance business lines bit.ly/RiskPreventionPaper
One of the best practices in changing driver behaviors is Discovery Limited
Having seen the early steps of this approach, since it’s launch on 1 June 2011, and the journey over the following years, I’ve been always impressed by their innovation journey
Each annual product review has been a thought-provoking presentation: I consider myself extremely luck for this opportunity to learn directly from Anton and Francois and all the team
#Insurtech case histories are frequently fascinating storytelling and make people feel self-satisfied, instead in this paper you will find facts and figures about prevented accidents and profitable auto #insurance portfolios
I love this #telematics story...concrete and fact based!
#SaferCarsForAfrica - Collins Khumalo, AA South AfricaGlobal NCAP
Global NCAP & AA South Africa #SaferCarsforAfrica launch in Cape Town, with the first independent crash test assessment of some of South Africa’s most popular compact and small cars.
Human drivers have always been an essential requirement in the operation of a motor vehicle. At the same
time, research has repeatedly demonstrated that driver error plays a role in more than 90% of road crashes
(NHTSA 2008; Blanco et al. 2016). As such, in the past two decades, vehicle manufacturers have designed new
and increasingly sophisticated features that provide more assistance to drivers to help mitigate such errors. Such
features are an important precursor to the development of automated vehicles and, currently, expectations are
high that the advent of semi- or fully- automated vehicles will dramatically reduce road crashes
Quick Resources for Fleet Managers (February 2019)salesbuddy
In this month's issue, we tackle the main
challenges facing fleets today and examine
how technology could alleviate these
problems. We also delve into the relationship between
e-commerce and transportation & logistics,
and how local distribution centers are helping
many fleet drivers maintain a healthy work-life
balance. And finally, we make the case for live dash
cameras and why we believe every fleet
should be fully equipped with state-of-the-art
fleet monitoring technology.
An Entrepeneur's Perspective on Distracted DrivingZoomSafer
ZoomSafer CEO Matt Howard's "Distracted Driving and Managing Technology" workshop presentation to the highway safety officials attending the 2010 GHSA Annual Meeting
Λήδα Λιακοπούλου, Head of Design & Communication / Co-Founder, OSevenStarttech Ventures
Oμιλία από την Λήδα Λιακοπούλου, Head of Design & Communication / Co-Founder, OSeven στο πλαίσιο του Digital Finance Forum 2016
Περισσότερες πληροφορίες: http://digitalfinance.ethosevents.eu/
An Innovation System consists of the integrated organization, operation, governance and people that insure long-term growth through successful innovation of incremental and transformational opportunities throughout a company.
#SaferCarsForAfrica - Collins Khumalo, AA South AfricaGlobal NCAP
Global NCAP & AA South Africa #SaferCarsforAfrica launch in Cape Town, with the first independent crash test assessment of some of South Africa’s most popular compact and small cars.
Human drivers have always been an essential requirement in the operation of a motor vehicle. At the same
time, research has repeatedly demonstrated that driver error plays a role in more than 90% of road crashes
(NHTSA 2008; Blanco et al. 2016). As such, in the past two decades, vehicle manufacturers have designed new
and increasingly sophisticated features that provide more assistance to drivers to help mitigate such errors. Such
features are an important precursor to the development of automated vehicles and, currently, expectations are
high that the advent of semi- or fully- automated vehicles will dramatically reduce road crashes
Quick Resources for Fleet Managers (February 2019)salesbuddy
In this month's issue, we tackle the main
challenges facing fleets today and examine
how technology could alleviate these
problems. We also delve into the relationship between
e-commerce and transportation & logistics,
and how local distribution centers are helping
many fleet drivers maintain a healthy work-life
balance. And finally, we make the case for live dash
cameras and why we believe every fleet
should be fully equipped with state-of-the-art
fleet monitoring technology.
An Entrepeneur's Perspective on Distracted DrivingZoomSafer
ZoomSafer CEO Matt Howard's "Distracted Driving and Managing Technology" workshop presentation to the highway safety officials attending the 2010 GHSA Annual Meeting
Λήδα Λιακοπούλου, Head of Design & Communication / Co-Founder, OSevenStarttech Ventures
Oμιλία από την Λήδα Λιακοπούλου, Head of Design & Communication / Co-Founder, OSeven στο πλαίσιο του Digital Finance Forum 2016
Περισσότερες πληροφορίες: http://digitalfinance.ethosevents.eu/
An Innovation System consists of the integrated organization, operation, governance and people that insure long-term growth through successful innovation of incremental and transformational opportunities throughout a company.
Top 10 Insurance Brands on Facebook in South Africa Q3-2016Andrew Felbert
In this report we looked at the top 10 Insurance brands on Facebook in South Africa over the third quarter of 2016
Read on to find out how brands like 1st for Women, Discovery, Old Mutual and OUTSurance performed on
Fans
Engagement
Sentiment
Share of Voice
Campaign Effectiveness
Health Insurance Innovation Summit 2017 - IoT in Health InsuranceAndrew Dart
Andrew Dart shares his insights on IoT within health insurance and healthcare including an in-depth look at the Vitality program, the biggest stealth healthcare initiative in recent times and more innovations. The video of this presentation can be seen here https://www.the-digital-insurer.com/health-insurance-innovations-presentation-andrew-dart-part-health-insurance-summit/
Kick-Start Your Profitability
Keep the adventure on the road with Protect Your Ride vehicle protection products. These products allow you to offer your customers added protection and confidence while on the road.
Understanding the distinct culture and needs of the customer base, EFG Powersports brings valuable products and services developed specifically to enhance profitability in these retail environments.
Written performance improvement agenda
Team of diversified skills to take on dealership challenges
Proven track record of quality service and profit-generating products
Provide upsell opportunities
Accelerate revenue growth
Increase PRU and loan volume
Wealth creation portfolio
Smart Ride Nationwide Service NYC | Smart Ride Nationwide Bicycleorbit
We have been operating in Greater Tri-State Area since 1987 especially in Manhattan, the core of the city, where most of the big business operates. Many of our team members have over 3 decades of experience and many of us have worked with other established black car companies
Stalling or breaking down of a car and accidents are perhaps the most dreaded situations that a person behind the wheel faces. Moreover, if the situation arises in midst of heavy traffic or on highways, it almost wreaks havoc on driver’s mind. Whatever be the consequences, a person cannot plan about these incidents beforehand for the reason that they occur abruptly.
Smart Ride considers chauffeurs / drivers backbone of the company, they are ambassadors of the company and Smart Ride depends on their knowledge, experience and courteous service with exceptionally clean vehicles, our team consists of such individuals.
All chauffeurs / drivers are required to have special license to operate these commercial vehicles and these licenses vary depending on the category of vehicle for example for Taxi, Car Service and Limousine drives are required to have TLC License usually issued by City Taxi & Limousine Commission and some endorsed by Department of Motor Vehicle of the State
We understand the unique challenges pickleball players face and are committed to helping you stay healthy and active. In this presentation, we’ll explore the three most common pickleball injuries and provide strategies for prevention and treatment.
The dimensions of healthcare quality refer to various attributes or aspects that define the standard of healthcare services. These dimensions are used to evaluate, measure, and improve the quality of care provided to patients. A comprehensive understanding of these dimensions ensures that healthcare systems can address various aspects of patient care effectively and holistically. Dimensions of Healthcare Quality and Performance of care include the following; Appropriateness, Availability, Competence, Continuity, Effectiveness, Efficiency, Efficacy, Prevention, Respect and Care, Safety as well as Timeliness.
QA Paediatric dentistry department, Hospital Melaka 2020Azreen Aj
QA study - To improve the 6th monthly recall rate post-comprehensive dental treatment under general anaesthesia in paediatric dentistry department, Hospital Melaka
Welcome to Secret Tantric, London’s finest VIP Massage agency. Since we first opened our doors, we have provided the ultimate erotic massage experience to innumerable clients, each one searching for the very best sensual massage in London. We come by this reputation honestly with a dynamic team of the city’s most beautiful masseuses.
Navigating the Health Insurance Market_ Understanding Trends and Options.pdfEnterprise Wired
From navigating policy options to staying informed about industry trends, this comprehensive guide explores everything you need to know about the health insurance market.
India Clinical Trials Market: Industry Size and Growth Trends [2030] Analyzed...Kumar Satyam
According to TechSci Research report, "India Clinical Trials Market- By Region, Competition, Forecast & Opportunities, 2030F," the India Clinical Trials Market was valued at USD 2.05 billion in 2024 and is projected to grow at a compound annual growth rate (CAGR) of 8.64% through 2030. The market is driven by a variety of factors, making India an attractive destination for pharmaceutical companies and researchers. India's vast and diverse patient population, cost-effective operational environment, and a large pool of skilled medical professionals contribute significantly to the market's growth. Additionally, increasing government support in streamlining regulations and the growing prevalence of lifestyle diseases further propel the clinical trials market.
Growing Prevalence of Lifestyle Diseases
The rising incidence of lifestyle diseases such as diabetes, cardiovascular diseases, and cancer is a major trend driving the clinical trials market in India. These conditions necessitate the development and testing of new treatment methods, creating a robust demand for clinical trials. The increasing burden of these diseases highlights the need for innovative therapies and underscores the importance of India as a key player in global clinical research.
One of the most developed cities of India, the city of Chennai is the capital of Tamilnadu and many people from different parts of India come here to earn their bread and butter. Being a metropolitan, the city is filled with towering building and beaches but the sad part as with almost every Indian city
Antibiotic Stewardship by Anushri Srivastava.pptxAnushriSrivastav
Stewardship is the act of taking good care of something.
Antimicrobial stewardship is a coordinated program that promotes the appropriate use of antimicrobials (including antibiotics), improves patient outcomes, reduces microbial resistance, and decreases the spread of infections caused by multidrug-resistant organisms.
WHO launched the Global Antimicrobial Resistance and Use Surveillance System (GLASS) in 2015 to fill knowledge gaps and inform strategies at all levels.
ACCORDING TO apic.org,
Antimicrobial stewardship is a coordinated program that promotes the appropriate use of antimicrobials (including antibiotics), improves patient outcomes, reduces microbial resistance, and decreases the spread of infections caused by multidrug-resistant organisms.
ACCORDING TO pewtrusts.org,
Antibiotic stewardship refers to efforts in doctors’ offices, hospitals, long term care facilities, and other health care settings to ensure that antibiotics are used only when necessary and appropriate
According to WHO,
Antimicrobial stewardship is a systematic approach to educate and support health care professionals to follow evidence-based guidelines for prescribing and administering antimicrobials
In 1996, John McGowan and Dale Gerding first applied the term antimicrobial stewardship, where they suggested a causal association between antimicrobial agent use and resistance. They also focused on the urgency of large-scale controlled trials of antimicrobial-use regulation employing sophisticated epidemiologic methods, molecular typing, and precise resistance mechanism analysis.
Antimicrobial Stewardship(AMS) refers to the optimal selection, dosing, and duration of antimicrobial treatment resulting in the best clinical outcome with minimal side effects to the patients and minimal impact on subsequent resistance.
According to the 2019 report, in the US, more than 2.8 million antibiotic-resistant infections occur each year, and more than 35000 people die. In addition to this, it also mentioned that 223,900 cases of Clostridoides difficile occurred in 2017, of which 12800 people died. The report did not include viruses or parasites
VISION
Being proactive
Supporting optimal animal and human health
Exploring ways to reduce overall use of antimicrobials
Using the drugs that prevent and treat disease by killing microscopic organisms in a responsible way
GOAL
to prevent the generation and spread of antimicrobial resistance (AMR). Doing so will preserve the effectiveness of these drugs in animals and humans for years to come.
being to preserve human and animal health and the effectiveness of antimicrobial medications.
to implement a multidisciplinary approach in assembling a stewardship team to include an infectious disease physician, a clinical pharmacist with infectious diseases training, infection preventionist, and a close collaboration with the staff in the clinical microbiology laboratory
to prevent antimicrobial overuse, misuse and abuse.
to minimize the developme
Leading the Way in Nephrology: Dr. David Greene's Work with Stem Cells for Ki...Dr. David Greene Arizona
As we watch Dr. Greene's continued efforts and research in Arizona, it's clear that stem cell therapy holds a promising key to unlocking new doors in the treatment of kidney disease. With each study and trial, we step closer to a world where kidney disease is no longer a life sentence but a treatable condition, thanks to pioneers like Dr. David Greene.
Leading the Way in Nephrology: Dr. David Greene's Work with Stem Cells for Ki...
DISCOVERY INSURE DASHBOARD
1. DISCOVERY INSURE
DASHBOARDfor quarter ending December 2014
DISCOVERY INSURE COVERS OVER
DISCOVERY INSURE HELPS FUND OVER
DRIVER PERFORMANCE SCORE INSIGHTS
The statistics found in this research show results for past and current driving trends only and do not represent future trends.
Discovery Insure Ltd is an authorised financial services provider. Registration number 2009/011882/06. Limits, maximum fuel
and Gautrain spend limits, terms and conditions apply. Go to www.discovery.co.za for more details or call 0860 751 751.
of fuel spend daily
R2.4 million
R2.2 million
of Gautrain spend since
October 2014
in insured assets
R82 billion102 000 cars
drive 60% better
Long-distance drivers
are over 50% worse at
Speeding Braking Night-time
driving
Drivers who drive
0 – 1 4 9 k9 m
per month
than drivers that drive
01 05 + k m
per month
2. GM_29766IN_15/01/2015_V8
The statistics found in this research show results for past and current driving trends only and do not represent future trends.
Discovery Insure Ltd is an authorised financial services provider. Registration number 2009/011882/06. Limits, maximum fuel
and Gautrain spend limits, terms and conditions apply. Go to www.discovery.co.za for more details or call 0860 751 751.
*Name and details have been altered for anonymity.
THE YOUNG ADULT BENEFIT – DID YOU KNOW?
BENEFITS IN ACTION
Young Adult benefit Advanced driver
*Based on 50% fuel rewards, over R1 000 fuel spend each month and limited
night time driving
other young drivers
These drivers
Suzanne* had an accident
which caused damage of
more than 40% of the
car’s retail value
DISCOVERY INSURE
DASHBOARDfor quarter ending December 2014
drive 21% better than
with a car
and household
premium of
R1 330
With Discovery Insure, she benefitted
as follows:
REAL
CLIENT
EXAMPLE
Retail value booster
Increased her pay-out by 15% = R99 615
Excess Funder Account
She paid no excess by using her EFA,
saving R3 000.
Write-off accelerator
She chose to write-off her car and received
the full retail value immediately R664 100
FROM OUR CLIENTS
Charlize: “I was involved in an accident on 21 October
2014. I reported the accident to Discovery Insure
and within a week my car was booked in for repairs.
It has only been one week and my car is ready for
collection. Discovery Insure claimed the third party
excess within one day! I am very impressed with the
great service. Thank you so much Discovery Insure.”
Cameron: “I run a business and appreciate when
people give positive feedback when its due, although
no business is perfect. I was in a bad accident in
December and by the time we pulled over and
checked that everything was okay, I had two missed
calls from Discovery Insure. They had detected my
accident using the tracking device- DQ-Track. I've
always been suspicious whether the ImpactAlert
feature was a gimmick or really worked, but it
certainly does. I will be asking all my loved ones to
utilise this product and service. Thank you Insure.
Saadiqah: “I submitted a claim to Discovery Insure.
I received excellent service and within a quarter of
an hour, my claim was processed and they let me
know that the money would be in my bank account
within 48 to 72 hours. Well done and keep up the
good work.”
will reduce their premium by
anything from
72% to 94%
for driving well