Govt's schemes & outreach for Rural & Livestock development

Presented by
Dr. Pranav Kumar
Assistant Professor
Division of Veterinary & A.H. Extension Education
F.V.Sc & A.H, R S Pura
SKUAST-Jammu
Govt’s Schemes & Outreach
for Rural & Livestock Development

Pradhanmantri Jan-Dhan Yojana
 On 15th August 2014, India’s prime minister announced the financial
inclusion mission titled “Pradhanmantri Jan-Dhan Yojana”.
 Jan-Dhan Yojana roughly translates into English as “People’s Wealth
Scheme”.
 India’s Prime minister Narendra Modi announced the launch of this scheme
at the Red Fort on the occasion of India’s Independence Day.

About PMJDY
 The name “Jan Dhan” was chosen through an
Online Competition on the MyGov Platform,
received more than 6000 suggestions from
Indian citizens. 7 individuals was suggested
“Jan Dhan”.
 Slogan – Mera Khata-Bhagya Vidhaatha.
 Primarily the PMJDY Scheme is meant for
those who do not have a savings bank
account.
 Only 58% of Indian citizens are having a
bank account.

Aim of PMJDY
 To bring poor
financially excluded
people into banking
system.
 It covers both urban &
rural areas.
 Raise of Indian
Economy.
 To decrees corruption
in Govt subsidy
schemes.
 Digital India.

Benefits of opening bank a/c under PMJDY
 Account can opened with
zero balance.
 Not required to maintain any
minimum balance.
 ATM card can be issued.
 Accident insurance up to
 Rs 100,000.
 Medical insurance cover of
Rs 30,000.
 Rs 5000 of overdraft
available only after 6 months
if your account is found.

Documents required to open an account
under Pradhan Mantri Jan-Dhan Yojana
 If Aadhaar Card/Aadhaar Number is available then no other
documents is required. If address has changed, then a self certification
of current address is sufficient.
 If Aadhaar Card is not available, then any one of the following Officially
Valid Documents (OVD) is required: Voter ID Card, Driving License,
PAN Card, Passport & NREGA Card. If these documents also contain
your address, it can serve both as “Proof of Identity and Address”.
 If a person does not have any of the “officially valid documents”
mentioned above, but it is categorized as ‘low risk' by the banks, then
he/she can open a bank account by submitting any one of the following
documents:
◦ Identity Card with applicant's photograph issued by Central/State
Government Departments, Statutory/Regulatory Authorities, Public Sector
Undertakings, Scheduled Commercial Banks and Public Financial Institutions;
◦ Letter issued by a gazette officer, with a duly attested photograph of the
person.

Special Benefits under PMJDY Scheme
 Interest on deposit.
 Accidental insurance cover of Rs.1.00 lac
 No minimum balance required.
 Life insurance cover of Rs.30,000/-
 Easy Transfer of money across India
 Beneficiaries of Government Schemes will get
Direct Benefit Transfer in these accounts.
 After satisfactory operation of the account for 6
months, an overdraft facility will be permitted
 Access to Pension, insurance products.
 Accidental Insurance Cover, RuPay Debit Card
must be used at least once in 45 days.
 Overdraft facility upto Rs.5000/- is available in
only one account per household, preferably
lady of the household.

Pradhan Mantri Jeevan Jyoti Bima
Yojana (PMJJBY)
Age of the Insured – Bank account holders aged between 18
and 50 years are eligible to apply for this scheme. (Up to age
of 55 years)
Premium Amount – Less than Re. 1 a day or an annual
premium of Rs. 330 is what you need to pay to get a life
cover of Rs. 2 lacs.
No matter what your age is, the premium is fixed at Rs. 330
for a life cover of Rs. 2 lacs.
Period of Insurance – June 1st, 2015 to May 31st, 2016 is
the period for which this scheme will cover all kind of risks
to your life in the first year of operation.
Next year onwards as well, the risk cover period will remain
June 1 to May 31.

(PMJJBY)
LIC as the Administrator – The scheme would be offered / administered by
the Life Insurance Corporation (LIC) and other life insurance companies like
SBI, ICICI etc.
Auto Debit Facility – Annual premium of Rs. 330 will get deducted from your
savings bank account through auto debit facility.
(You will have to give your consent for auto debit of premium from any one
of your bank accounts at the time of enrolling for this scheme)
Last Date for Enrolment – May 31, 2015 is the last date for getting enrolled
for this scheme, but the government has given an extension of three
months up to August 31, 2015 for us to get enrolled and give auto-debit
consent for this scheme.
This enrolment period may be extended by the government for another
period of three months, up to November 30, 2015.
Toll-Free Numbers – 1800 110 001 / 1800 180 1111 – These two are the
National Toll-Free Numbers for this scheme. You can check the state-wise
toll-free numbers from this link – State-Wise Toll Free Numbers
Service Tax Exempt – Finance Minister Mr. Arun Jaitley has proposed to
exempt this scheme from service tax. So, you will not be charged any
service tax on the premium payable.
Know Your Customer (KYC) – Aadhaar Card issued by the UIDAI will be the
primary requirement for your KYC under this scheme

Pradhan Mantri Suraksha Bima Yojana
(PMSBY)
Policy Coverage – The scheme offers to provide you or your family a cover
of up to Rs. 2 lacs in case of any mishappening, resulting into death or
disability of the insured.
In case of death or full disability, you or your family will get Rs. 2 lacs and
in case of partial disability, you will get Rs. 1 lac.
( Full disability means loss of both eyes or both legs or both hands, whereas
partial disability means loss of one eye or one leg or one hand.)
Age of the Insured – Savings bank account holders aged between 18 years
and 70 years are eligible to apply for this scheme.
Premium Amount – It costs you just Rs. 12 in annual premium for having an
accidental death or disability cover of Rs. 2 lacs under this scheme.
(It works out to be just Re. 1 a month, which is extraordinarily low. )
Period of Insurance – You will remain insured for a period of one year from
June 1, 2015 to May 31, 2016. Next year onwards as well, the risk cover
period will remain to be June 1 to May 31.

(PMSBY)
 Administrators for PMSBY – The scheme would be offered / administered by many of the
general insurance companies, both in the public sector as well as in the private sector.
National Insurance Company Limited, Oriental Insurance Company Limited and ICICI Lombard
are some of the companies which would be offering this scheme.
 Auto Debit Facility – You will be required to provide your consent for auto debit of Rs. 12 as
the annual premium from any one of your bank accounts at the time of enrolling for this scheme.
This premium of Rs. 12 will get deducted from your savings bank account through auto debit
facility every year between May 25 and June 1.
 Last Date for Enrolment – May 31, 2015 is the last date for getting enrolled for this scheme,
but the government has given an extension of three months up to August 31, 2015 for us to
get enrolled and give auto-debit consent for this scheme.
This enrolment period may be extended by the government for another period of three months,
up to November 30, 2015.
 Toll-Free Numbers – 1800 110 001 / 1800 180 1111 – These two are the National Toll-Free
Numbers for this scheme.
 Service Tax Exempt – Finance Minister Mr. Arun Jaitley has proposed to exempt this scheme
from service tax.
 Know Your Customer (KYC) – Aadhaar Card issued by the UIDAI will be the primary
requirement for your KYC under this scheme.
 Application Form – Here you have the link to the application form for you to enroll yourself for
this scheme – Application Form for PMSBY

Atal Pension Yojana (APY)
 Government of India is concerned about the old age income
security of the working poor and is focused on encouraging
and enabling them to save for their retirement.
 To address the longevity risks among the workers in
unorganized sector and to encourage the workers in
unorganized sector to voluntarily save for their retirement.
 The GoI has therefore announced a new scheme called Atal
Pension Yojana (APY) in 2015-16 budget.
 The APY is focussed on all citizens in the unorganized
sector.
 The scheme is administered by the Pension Fund
Regulatory and Development Authority (PFRDA) through
NPS architecture.

HIGHLIGHTS OF ATAL PENSION YOJANA
 Under the APY, there is guaranteed minimum monthly pension for the
subscribers ranging between Rs. 1000 and Rs. 5000 per month.
 The benefit of minimum pension would be guaranteed by the GoI.
 GoI will also co-contribute 50% of the subscriber’s contribution or Rs.
1000 per annum, whichever is lower.
 Government co-contribution is available for those who are not covered by
any Statutory Social Security Schemes and is not income tax payer
 GoI will co-contribute to each eligible subscriber, for a period of 5 years who
joins the scheme between the period 1 st June, 2015 to 31 st December,
2015.
 The benefit of five years of government Co-contribution under APY would
not exceed 5 years for all subscribers including migrated Swavalamban
beneficiaries.
 All bank account holders may join APY.
Eligibility
 APY is applicable to all citizen of India aged between 18-40 years.
 Aadhaar will be the primary KYC. Aadhar and mobile number are
recommended to be obtained from subscribers for the ease of operation of
the scheme.
 If not available at the time of registration, Aadhar details may also be

Important information for subscriber
 Charges for default
Banks are required to collect additional amount for delayed payments, such amount
will vary from minimum Re 1 per month to Rs 10/- per month as shown below:
 Re. 1 per month for contribution upto Rs. 100 per month.
 Re. 2 per month for contribution upto Rs. 101 to 500/- per month.
 Re 5 per month for contribution between Rs 501/- to 1000/- per month.
 Rs 10 per month for contribution beyond Rs 1001/- per month.
 Important information for subscriber:
Discontinuation of payments of contribution amount shall lead to following:
After 6 months account will be frozen.
After 12 months account will be deactivated.
After 24 months account will be closed.
Exit :
On attaining the age of 60 years:
The exit from APY is permitted at the age with 100% annuitisation of pension wealth.
On exit, pension would be available to the subscriber.
In case of death of the Subscriber due to any cause:
In case of death of subscriber pension would be available to the spouse and on the
death of both of them (subscriber and spouse), the pension corpus would be returned
to his nominee.
Exit Before the age of 60 Years:
Exit before 60 years of age is not permitted however it is permitted only in
exceptional circumstances, i.e., in the event of the death of beneficiary or terminal
disease.


Animal Husbandry Department,
Jammu
 Animal Husbandry Department, Jammu came into existence in 1982
after the bifurcation of Animal Husbandry Department at divisional level.
The main aim of the Department is the Socio economic upliftment of the
average farmer The policies of the department have been development
of cattle, poultry, equines and fodder production with main objectives
being the
 Increasing milk production
 Increasing egg production
 Increasing poultry meat production
 Increasing draught power
 Creating employment avenues
The department has been working with a mission to explore/ adopt/
introduce/ promote/ organize/ undertake all activities viable for overall
improvement of livestock and poultry for better productivity/output and
subsequently create gainful self-employment avenues.

Livestock Development Board
Jammu
 The Livestock Development Board Jammu was established in
the year 2005-2006. The development of the livestock sector
has proved to be very important, as it is the major livelihood of
over a thousands households.
 Established with the sole aim of evolving a new breed of
cattle suitable for the state, the LDB Jammu has now come a
long way bringing in new technology and prosperity to this
sector.
 The board has now started various programmes & schemes
like National Project for Cattle & Buffalo Breeding, Livestock
Insurance Scheme, Central Herd Registration Scheme etc.
and the board has several agencies to implement the
programmes & schemes effectively.

EMPLOYMENT GENERATION SCHEMES
ANIMAL HUSBANDRY SECTOR
 Dairy Entrepreneurship Development Scheme
 Poultry Venture Capital Fund Scheme
 Rural Back Yard Poultry Development Scheme
 Private Paravet Scheme (Bare-foot Paravet
Scheme)
 Livestock Insurance Scheme
 Assistance for Introduction of Hand Driven
Chaff Cutter
 Assistance for Introduction of Power Driven
Chaff Cutter
 Special Component Plan for Scheduled Castes
(SC)
 Tribal Sub plan for Scheduled Tribes

Dairy Entrepreneurship Development
Scheme (DEDS)
 A centrally sponsored scheme implemented through NABARD with an
objective to promote setting up of modern dairy farms for
production of clean milk, encourage heifer calf rearing,
Eligibility
 Farmers, individual entrepreneurs, NGOs, companies, pensioners,
groups of unorganized and organized sector etc. including self help
groups, dairy cooperative societies, milk unions, milk federations etc.
 An individual will be eligible to avail assistance for all the components
under the scheme but only once for each component
 More than one member of a family can be assisted under the scheme
provided they set up separate units with separate infrastructure at
different locations.
 The distance between the boundaries of two such farms should be at
least 500m.

Information & Documents required….
Funding pattern
 Entrepreneur contribution (margin) - 10 % of the outlay (minimum).
 Back ended capital subsidy –25% for general and 33% for SC/ST.
 Effective Bank Loan - Balance portion, Minimum of 40% of the outlay.
Repayment
Repayment Period will depend on the nature of activity and cash flow and
will vary between 3- 7 years.
Grace period: 3 to 6 months in case of dairy farms and upto 3 years for calf rearing units.
How to apply
 Approach the nearest Veterinary Assistant Surgeon, Block Veterinary Officer
or the Chief Animal Husbandry Officer of the concerned District along with:
 Affidavit of being unemployed and not a defaulter of any bank or financial
institutions
 Photocopy of Ration card/State Subject
 Land papers for mortgage if loan amount exceeds Rs.1.00 lacs
 Photocopy of category certificate if any.
 Three passport size photographs
 Copy of driving license if the unit is Refrigerated vehicle
 Degree certificate of B.V.Sc & A.H in case of Mobile/Stationery Vety. Clinic.

Poultry Venture Capital Fund Scheme
 A centrally sponsored scheme implemented through NABARD
with an objective to encourage poultry farming activity
especially in non-traditional areas, provide employment
opportunities in backward areas.
Eligibility
 Farmers, individual entrepreneurs, NGOs, companies,
cooperatives, groups of unorganised and organized sector which
include Self Help Groups (SHGs).
 An individual will be eligible to avail assistance for all the
components under the scheme but only once for each
component
 When more than one member of a family is assisted under the
scheme, the units set up by each member should be with
separate infrastructure at different locations with distinct identity.
 The distance between the boundaries of two adjacent farms
should
be at least 500m.

Funding pattern
 Entrepreneur contribution (margin money) - For loans upto Rs one lakh,
banks may not insist on margin as per RBI guidelines.
 For loans above Rs 1.00 lakh : 10% (minimum)
 Back ended capital subsidy –25% for general and 33% for SC/ST
 Effective Bank Loan (excluding eligible subsidy as above) – Balance
portion, Minimum 40% of the outlay
Repayment : Repayment Period will depend on the nature of activity and cash flow and will
vary between 5- 9 years.
Grace period from 6 months to 1 year.
How to apply :
Approach the nearest Veterinary Assistant Surgeon, Block Veterinary Officer or
the Chief Animal Husbandry Officer of the concerned District along with:
 Affidavit of being unemployed and not a defaulter of any bank or financial
institutions
 Photocopy of Ration card/State Subject
 Land papers for mortgage if loan amount exceeds Rs.1.00 lacs
 Photocopy of category certificate if any.
 Three passport size photographs
 Copy of driving license if the unit is Transport vehicle

Rural Back Yard Poultry Development Scheme
A centrally sponsored programme for poverty alleviation for the
benefit of those who are below poverty line (BPL). The families are
provided low input technology birds which form a backyard unit and
grow on the kitchen wastes
 Eligibility
Below Poverty Line (BPL) families/individuals from the
identified/sanctioned areas.
Pattern
 Assistance to the tune of Rs.750/- for constructing night shelters
for the birds and for equipments like feeders waterers etc.
 Birds free of cost at the age of 1 month in three batches of 15
birds each (Total of 45 birds). The beneficiaries thereafter will
proliferate the birds by brooding the eggs.
How to apply
 The eligible individual/families to approach the nearest Veterinary
Assistant Surgeon, Block Veterinary Officer, Poultry Extension
Officer, Poultry Development Officer or the Chief Animal Husbandry
Officer of the concerned District along with proof of being from
BPL family.

Private Paravet Scheme
(Bare-foot Paravet Scheme)
A state sector scheme with the following twin objectives:-
 Creating employment avenues for the educated unemployed
youths of the rural areas
 Extending door step delivery of Artificial Insemination and
other minor Veterinary services in the remote and uncovered
areas on pre-decided locations.
Eligibility
 The candidate should belong to such potential area where the
Veterinary facilities have as yet not been extended.
 The candidate should be 10th pass with science.
 The candidate should be in the age group of 18-35 years of
age

Pattern
 The candidates are selected by a committee headed by concerned
Chief Animal Husbandry Officer of the district.
 The candidates are provided 12-months training at Stock Assistance
Training Institute, Belicharana
 During training period a monthly stipend of Rs. 1000/- is given to the
trainees.
 After completion of training the candidates are put to practical training
at one of field centres of the department (without any stipend)
 The trained candidates are provided necessary equipments. The
frozen semen and liquid nitrogen is provided on prevalent rates.
 Thereafter the trained paravets will provide artificial insemination and
other minor Vety. Service facility at the door steps of farmer in their
areas of representation on pre-decided charges.
How to apply
The eligible candidates have to apply on prescribed format as and
when such requirements are advertised by the concerned Chief Animal
Husbandry Officer.

Livestock Insurance Scheme
The Livestock Insurance Scheme, a centrally
sponsored scheme, is being implemented with the
twin objectives of
 Providing protection mechanism to the farmers
and cattle rearers against any eventual loss of
their animals due to death and
 To demonstrate the benefit of the insurance of
livestock to the people and popularize it with the
ultimate goal of attaining qualitative improvement in
livestock and their products.


 The scheme is being implemented on a pilot basis in the erstwhile
districts of Jammu and Udhampur (Jammu, Udhampur, Reasi and
Samba) districts of Jammu Division.
 The scheme is implemented and monitored by Livestock Development
Board, Jammu.
 Under the scheme, the crossbred and high yielding cattle and
buffaloes yielding more than 1500 litres per lactation are being
insured at maximum of their current market price.
 The premium of the insurance is subsidized to the tune of 50%.
 The benefit of subsidy is being provided to a maximum of 2 animals per
beneficiary for a policy of maximum of three years.
 The scheme also has the provision of paying honorarium of
Rs.50/- per animal at the stage of insuring the animal and Rs. 100/-
per animal at the stage of issuing veterinary certificate (including
conducting post-mortem, if any) in case of any insurance claim to the
Veterinarian.

Assistance for Introduction of Hand
Driven Chaff Cutter
Objectives: Reduce wastage of fodder by chopping and promote
better utilization of fodder.
Salient Features
 Members of Milk Federation, ATMA/ KVKs and farmers having upto 5
livestock will be assisted under the scheme for purchases of the hand
driven chaff cutters provided they have not availed earlier this type of
benefit from Central Govt. or State Govt./any other organization formed
by the Govt.
Pattern of financial assistance
 Assistance under the scheme will be provided as 75% Central Govt.
as one time grant out of the total cost of Rs. 5ooo/- per unit or 75%
cost of the chaff cutters, which ever is less.
 Balance 25% funds are to be met by the beneficiaries. Adequate
number of woman, SC/ST beneficiaries may be covered.
Beneficiaries: Farmers and Members of Milk Cooperatives/ ATMA/
KVKs.
Implementing agency
 Milk Federation, Department of Animal Husbandry, KVKs/ATMA.

Assistance for Introduction of Power
Driven Chaff Cutter
Objectives: Reduce wastage of fodder by chopping and promote better
utilization of fodder.
Salient Features
 Members of Milk Federation, ATMA/ KVKs and farmers having upto 10
or more livestock will be assisted under the scheme for purchases of
the Power driven chaff cutters provided they have not availed earlier this
type of benefit from Central Got. Or State Govt./any other organization
formed by the Govt.
Pattern of financial assistance
Assistance under the scheme will be provided as 75% Central Govt. as
one time grant out of the total cost of Rs. 20,000/- per unit or 75%
cost of the chaff cutters, which ever is less. Balance 25% funds are to
be met by the beneficiaries. Adequate number of woman, SC/ST
beneficiaries may be covered.
 Beneficiaries: Farmers and Members of Milk Cooperatives/ ATMA/
KVKs.
Implementing agency: Milk Federation, Department of Animal
Husbandry, KVKs/ATMA.

Special Component Plan for
Scheduled Castes (SC)
A centrally sponsored scheme of social welfare department. The
schemes related to Animal Husbandry Sector are implemented through
Animal Husbandry Department.
 The main objective of the scheme is providing financial assistance to
the members of SC community for creating self employment
avenues.
 Eligibility: Individuals/families from SC community.
Pattern
Assistance for SC beneficiaries for establishment of a livestock/poultry
unit in the form of subsidy at the rate of 50% (not exceeding Rs.
10000/-) in scheduled areas having basic Infra structural availability.
 The nature and size of the unit in the district is decided by the District
Advisory Board for welfare of Scheduled Caste and finally sanctioned
by concerned DDC.
How to Apply
 Approach the concerned Chief Animal Husbandry Officer of the District
or the Block Veterinary Officer of concerned block (the beneficiary is
nominated/approved by the concerned member of the Advisory Board
for welfare of Scheduled Caste).

Tribal Sub plan for Scheduled
Tribes A centrally sponsored scheme of social welfare department. The
schemes related to Animal Husbandry Sector are implemented through
Animal Husbandry Department. The main objective of the scheme is
providing financial assistance to the members of ST community for
creating self employment avenues.
 Eligibility: Individuals / families from ST community.
 Pattern
Assistance for SC beneficiaries for establishment of a livestock/poultry
unit in the form of subsidy at the rate of 50% (not exceeding Rs. 10000/-
) in scheduled areas having basic infrastructural availability. The nature
and size of the unit in the district is decided by the District Advisory
Board for welfare of Scheduled Tribes and finally sanctioned by
concerned DDC.
 How to Apply
 Approach the concerned Chief Animal Husbandry Officer of the District
or the Block Veterinary Officer of concerned block (the beneficiary is
nominated/approved by the concerned member of the Advisory Board
for welfare of Scheduled Tribes).

Directorate of SHEEP Husbandry,
Jammu
 Centrally Sponsored Schemes under
Operation:
◦ Assistance to States for Control of Animal Diseases (ASCAD):
◦ Rashtrya Krishi Vikas Yojna (RKVY):
◦ Integrated Sample Survey (ISS):
◦ Integrated Development of Small Ruminants and Rabbits
(IDSRR):
◦

EMPLOYMENT GENERATION SCHEMES
SHEEP HUSBANDRY SECTOR
 A. State Sector Mini Sheep Farm Scheme
(50 Ewes+ 2 Rams)
 B. Establishment of 25 ewes/does units on
participatory mode – Centrally Sponsored – RKVY
 C. Establishment of Sheep/Goat units of 25
ewes/does + 1ram/buck rearing units & 500 ewes/
does + 25 Rams/ Bucks breeding units under
Centrally Sponsored – Integrated Development of
Small Ruminants and Rabbits (IDSRR)

A. State Sector Mini Sheep Farm Scheme (50 Ewes + 2 Rams)

B. Establishment of 25 ewes/does units on
participatory mode -Centrally Sponsored –
Rashtriya Krishi Vikas Yojna (RKVY)

C. Establishment of Sheep/Goat units of 25 ewes/does + 1ram/buck
rearing units & 500 ewes/ does + 25 Rams/ Bucks breeding units
under Centrally Sponsored – Integrated Development of Small
Ruminants and Rabbits (IDSRR)

Govt's schemes & outreach for Rural & Livestock development

Recommended

Recommended

More Related Content

What's hot

What's hot (20)

Viewers also liked

Viewers also liked (9)

Similar to Govt's schemes & outreach for Rural & Livestock development

Similar to Govt's schemes & outreach for Rural & Livestock development (20)

Recently uploaded

Recently uploaded (19)

Govt's schemes & outreach for Rural & Livestock development