2. A Model of Credit Value Adjustment Essay
9/21/2013
Modeling Credit Value
Adjustment
FX Forwards and Currency Swaps
Alexi Carlos and Zedrick Torres
Introduction
This paper is concerned with the generalization of the Credit Value Adjustment (CVA)
equation for FX
Forwards and Currency Swaps. In addition, a model for CVA using Visual Basic for
Applications (VBA) in
Microsoft Excel will be presented.
Counterparty credit risk (CCR) is the risk that the counterparty to a financial contract
will default prior to the expiration of the contract and will not make all the payments
required by the contract (Zhu and
Pykhtin, 2007). The issue regarding CCR is something inevitable for over the
counter (OTC) derivative transactions that is why it is very important to know how ...
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B. Calculation of MTM for FX Swaps
(
Where
)
(
)
)
((
)
is the coupon/non principal cash flow is the discount factor is the principal.
For Receive fixed, pay floating which is a portfolio consisting of a long position in a
fixed rate bond and a short position in a floating rate bond,
,
and Pay fixed, receive floating which is a portfolio consisting of a long position in a
floating rate bond and a short position in a fixed rate bond,
3. where
∑
М…
(
)
(
)
2013 by Alexi Carlos and Zedrick Torres. All rights reserved
No part of this document may be reproduced or transmitted in any form or by any
means, electronic, mechanical, photocopying, recording, or otherwise, without prior
written permission of Alexi Carlos and Zedrick Torres.
∑
Мѓ
(
)
(
)
With М… is the fixed rate coupon and Мѓ is the floating rate coupon with period ,
and on a zero coupon bond with maturity t (Gay).
is the rate
Log Linear Interpolation
(
)
)
[( where is the number of days between today and tenor n
[
where
4. ]
(
(
) (
)
)]
is the discount factor of cash flow date x is the discount factor of date 1 is the
discount factor of date 2 is the number of days from today to cash flow date is the
number of days from today to date 1 is the number of days from today to date 2.
There are numerous ways for financial
7. Balanchine Biography
In 1904 when Georgi Melitonovitch Balanchivadze was born in Saint Petersburg,
Russia, the world had no idea of the ballet master mind that was going to be
introduced 10 years later. Balanchine started dancing at the Imperial School of
Theater and Ballet (Or as it is more well known, the Kirov Academy) in 1914,
much to his dismay. As a young boy Balanchine had wished to become a naval
officer or a priest, it had not been his wish to dance, he ended up in the school by
mere chance. His sister, however, did not get accepted. Alone in the school
Balanchine had to pick up skills quickly, early on in his life he had grown
accustomed to listening and playing music. Other students would often ask him to
accompany their choreography as he was incredibly... Show more content on
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However, his costumes continued to be on the side of basic, mostly just bedazzled
practice gear if you must. He liked simplicity and would often be happy with the
dancers in their basic black leotards with a skirt, which is still shown in many of
his pieces today. However, one vital piece of information that is still seen with in
his dances today is that he truly focused on the female dancers. He believed that
ballet should be focused almost inclusively on the female dancers. While he
wanted his male dancers to be strong and vocal points at times he would often put
more emphasis on the female dancers, requiring them to have high levels of
stamina and tolerance for pain. At age 79, 4 wives and over 400 pieces of
choreography later, Balanchine left us as legacy in 1983. When he died, he did not
think that his dances would last, he thought they would be fleeting and short lived,
however, 33 years later, I do believe we had proved that wrong. With the assistance
of videos, the Balanchine Trust and his former dancers dozens of his dances carry on
8. Examples Of Foreshadowing In Esmeralda Santiago
The quote I push my cart away, toward the apples and pears of my adulthood, their
nearly seedless ripeness predictable and bittersweet. , foreshadows the life of
Esmeralda as young child and how she grows into young adult taking on
responsibilities and the hardships that are involved with it. This quote also tells the
readers that her adulthood is rapidly approaching and she will soon leave behind
what she has loved for so long and become a new woman experiencing a new
adventure. Throughout the book, it is relevant that the use of foreshadowing is used.
One of the many ways Santiago does this the short poems written in the beginning of
each chapter, they can give a reader an idea of the what the chapters will be about and
the thoughts... Show more content on Helpwriting.net ...
Esmeralda Santiago did an outstanding job creating multiple themes that brought
the book all together and gave it a deeper meaning. One theme that I felt occurred
the most often throughout the book was coming of age. But it seemed to be more
than that, what I discovered that one theme was the development of a young girl
to a woman, and also truths being revealed about yourself and finding out who you
are as a person. The author depicts this theme throughout the book my telling us
readers what Esmeralda, Negi, was thinking about a certain situation and how she
felt about it. The author also does a great job of incorporating this theme in the
memoir by showing at the end of the book how much Negi has gone through and
how she has learned and grown from the experience. The characters and settings
that are in the book are used to develop the theme by creating events in the settings
that the characters, Esmeralda and her family, have to assess, react, and learn and
develop from what happened. This is what, to me made the book so interesting
and added to depth to what the author was trying to say. The theme in the book has
definitely impacted me in some way. It made me realize that there are going to be
difficult times in my life, but you can conquer them with persistence and passion.
Also if you are perceived as small, weak, helpless, prove everyone wrong and show
them what you can do. Be the best that you can be and that is all you can do in life.
By doing so I feel as long as I try my best and never let anything get me down, I can
do
9. Nt1310 Unit 4 Analysis
Task 2.2 Evaluating the suitable system design for Administration Department of
BCAS. Intel Processor (CPU CORE i3) Intel core i3 CPU is have good
performance than the core 2due, dual core PC and the third generation Core i3
3220, appears to follow in that tradition. It s a dual core Ivy Bridge CPU that runs
at a maximum clock speed of 3.3GHz and has 3MB of Intel Smart Cache. By of
these requirements this CPU is better to the BCAS administrative department.
Motherboard (Asus mother board H81M D) Asus motherboard is a good brand in
present. As the requirements of this motherboard have, 16GB DDR3 1600MHz. It
s have dual channel memory architecture for dual configure ram, have integrated
graphic processor, Multi VGA output support, two of SATA Ports (2* SATA 6GB/s,
2*SATA 3GB/s, 64 Mb Flash Rom) RAM (G.SKILL DDR3 1600 4GB AEGIS)
...
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Staffs use this DVD WRITER to get the data from the CD ROM to the PC because
of store the assignments of students, so readable CD ROM is much enough
because ofto do there day official activities. Keyboard (DELL KEY KEYBOARD
KB216 B USB) The keyboard is full layout with Chiclet style keys allow for
sufficient, Comfortable typing, excellent for everyday usage, palm rest and
design with full sized keyboard and number pad. This keyboard is ideal for home
and office environments. This keyboard is mostly good recommend to the
administrative department of BCAS by of these much of specification of
keyboard is easily to use and the staffs powered there PC for a long time to do
works then Ergonomics problems happen with keyboard must less by using this
keyboard. Mouse (DELL MOUSE USB MS116) The dell optical mouse is
compatible with almost any system that has a USB port. The dell mouse is mostly
good recommended for the office and home use. Dell mouse is good choice to the
administrative department of
10. 1984 Doublethink Analysis
The Role of Doublethink in The Government of 1984 War is peace. Freedom is
slavery. Ignorance is strength, . The following quote originates from the infamous
novel, 1984 by George Orwell. The significance of this popular quote was to display
an example of the action of doublethink. Doublethink is the act of having two
contradictory thoughts at the same time and believing both are true. Doublethink
plays an influential role in the novel, 1984. The novel takes place in a super state by
the name of Oceania which covers the entire continents of our America in reality. The
main character of this novel is Winston Smith, a thirty nine year old Party member
who works at the Ministry of Truth correcting errors in past publication who has a...
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For the Party, the past not fixed and permanent; its reality is evident only in records,
(Becnel 11). Throughout the novel, it was often mentioned that the Party hired
workers such as the main protagonist, Winston, to alter history the way they wanted
it. If the Party has control over what was written down in history, they can easily
manipulate their citizens to believe anything that they claim is true. This ability of
control over history has also opened up the opportunity to alter the memories of the
citizens of Oceania. Being able to control the memories of the people and causing
them to believe one thing and another is an example of doublethink. The Party used
doublethink in order to increase and strengthen their power over the citizens. Power
is also a factor that revolves around the action of doublethink. Becnel mentions the
importance of doublethink and power in his critic upon the novel, Doublethink is the
foundation on which the Party s power rests, (Becnel 11). Becnel s claim basically
states that in order to maintain and strengthen their power, the Party must resort to
doublethink in order to have better control of their citizens. Although the Party has
taken actions such as altering history and having a great amount of control over the
people to express doublethink, they have also done expressed doublethink in
11. Assessment Acc
1.State whether the following statements are true or false. Give reasons for the same.
i)There are differences in the rate of development of boys and girls. True
Tbere are differences in the rate of development of boys and girls. In prenatal period
the skeletal system of girls grows faster as compared to boys. Therefore, at b i girls
are ahead of boys in their skeletal development. The period of puberty is about two
years earlier for girls than for boys.
ii)Critical periods are the only times for learning particular skills. Fasle
Critical periods are the best times for learning particular skills. Such periods are
critical for development because during these periods the child is ready to leam a
particular skill. For example, a child ... Show more content on Helpwriting.net ...
They also show more empathy towards other adults and children. Secure or insecure
attachment thus has long term impact on the child s personality. (5 x 2 = 10 marks)
3.What do you understand by the term cognition ? Discuss how caregivers can
promote cognitive development of children during the first six years of life.
Cognition deals with the development of thought. It is mncerned with how children
and adults understand the world around them.
Caregivers must channelize the child s initiative towards constructive ends, which
will help her to develop self confidence.
The caregivers have to teach the child self control and limits of her behaviour but
they have to do so without curbing her initiative. If something must not be done, they
must explain to the child why it is so, instead of simply restricting her actions.
It would be more useful if caregivers inculcate desirable social values, without being
overly concerned about whether the values are conventionally masculine or feminine.
Affection oriented techniques, which rely on reasoning with the child to foster the
desired behaviour and appeal to the child s sense of responsibility, have a beneficial
impact, while power oriented techniques, which rely on threatening the child or
withholding privileges without explanation, can be harmful.
The affection oriented way of disciplining is more effective in
12. Essay On Marwaris
In shaping the history of India, the Marwaris had made a large impact. Even up until
today, this business group is the most popular when business class is mentioned.
However, their history brings them back long ago, since the 19th century, where they
start moving around. Marwaris is definitely the most economically powerful
community in all of India. They went from traders to industrialists, with religious
reliefs as a contributing factor to their success as well.
Starting from the 1813, Charter Act of the British East India Company was renewed
and it abolished the monopoly of trade with India. This means that India was opened
up to private investments now. Therefore, many British trading companies
established in Bombay and Calcutta. However, the British lacked an intermediary in
the area. To sell their goods from England as well as getting raw materials from rural
areas, the British needed an extensive number of local agents to help them. This is
where to Marwaris acted as their intermediary traders and ... Show more content on
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The migrants started as clerks, brokers or agents to the larger Marwaris firms. The
early Marwaris migrants helped the latter ones to enter behind them. Thus, the
existence of great firms such as Tarachand Ghanshyamdas, founded by the Poddar of
Ramghar, and Sevaram Ramrikhadas, founded by the Singhania family, was a critical
element in enabling the migration of the Marwaris. From being the employees of the
jute firms, the Marwaris bought over the stocks the many jute firms, which were
previously under the British merchant houses. With past managerial experience, they
floated shares to build new jute mills and other companies. Due to the
oversubscription and stock exchange regulations, the Marwaris were able to control a
mill even if they own less than 10 to 20 percent of the shares. This led them in
dominating the
13. Geostatistical Interpolation For Spatial Data
Geostatistical Interpolation for Spatial Data
Abstract: Continuous surfaces of rainfall climate variable are becoming increasingly
used as input to spatially explicit atmospheric ,hydrologic ,ecologic and
environmental models. Several methodologies exist for spatial interpolation of
climate and weather parameters, among them is the ordinary kriging method .A large
sampling effort is required to produce an accurate geostatistical map, and the
extraction and analysis of each sample is often expensive, The effectiveness of a
particular sampling scheme is dependent upon the spatial variability of the quantity
being measured .In this paper ,we used the ordinary kriging method to estimate the
rainfall distribution in Iraq. A total of 24 real points are used for evaluation. The
results presents samples of maps for months January, October, March for years 2004,
2013 within the period of data.
Key Words: (12Bold)
Introduction: Rainfall is an important climatological parameter,and knowledge of its
temporal and spatial patterns is useful for researchers working in many disciplines, In
this study , spatial interpolation techniques were implemented in a Geographic
Information System (GIS) to study the spatial variability of monthly rainfall in Iraq.
Ten years (2003 2013) of climate data ( average monthly rainfall )from 24 weather
stations distributed throughout Iraq were used in the analyses. Literature suggests
that there is no single preferred method of
14. What Is The Tone Of Sylvia Plath s Daddy
Being born of a German immigrant, Sylvia Plath shares an eye opening poem right
before she ended her life in 1963. On October 12th, 1962, Plath wrote a poem called
Daddy. In this poem, she portrays a speaker that expresses numerous feelings of hate
and fear. Though most might think this word actually means father, in German daddy
means oh you . Nevertheless, this poem relates to a person or father. After reading
further, one might notice that she references Natzi s and Jew s, and uses many
comparisons to explain her feelings and the type of person this individual was. The
speaker in this story presents that she is captured in a life that she never thought she
would live through. Not only does she feel she is less important in the eyes of
another person, it leaves an everlasting effect on her life. The most unequivocal
message is hatred in SylviaPlath s poem Daddy to emphasize the hardships and
challenges she goes through.
In the beginning of Daddy , the speaker sets an intense tone to demonstrate how she
feels towards this ... Show more content on Helpwriting.net ...
The development in tone transitions us into thinking that she wants to be with this
person when she states, I tried to die (58) and get back, back, back to you. (60).
Probably so used to the life she did not know any better and needed to be around
them. Then a reversal in tone signifies that a change in heart came when she says, I
m finally through (68). The speaker expresses that she finally accepts what she was
put through. To end the poem she lets out all of the anger that has been kept by
finalizing that there is a stake in your fat black heart (86) and they are dancing and
stamping on you (88). The speaker lets us in on the knowledge that she was not
alone, and there are others that would agree with her. The ending tone of that line
lets out a sign of relief and signifies that she is through with all of the hatred she had
15. Cultural Imperialism And Globalization
Globalisation is the process of interconnectedness and the integration of national and
regional culture, economies, and society through the global network of
communication, immigration, transportation and trade (Financial Times Lexicon,
2017). According to Reiche (2014), globalisation did not mean much in the past fifty
years. It could be primarily focused on the trade and also foreign direct investment
which are the economic side of the world but it has been expanded to a broader range
which including media, culture, technology, trades and political factors nowadays.
Although globalisation is considered as a wide range nowadays, it still can be
classified as four main characteristics which are stretched social relations,
intensification of flows, increasing interpenetration, and global infrastructure (Held,
2004). However, cultural imperialism has the most typical impacts on globalisation.
This essay will define and explain cultural imperialism and its impact from the
pessimistic globalist and transformationalist perspective.
Cultural imperialism, the main focus of globalisation is defined as the domination of
culture from some countries to the rest of the world (Tobin, 2016). It could be the
cultural goods flow to the other countries, normally from the more influential or
stronger countries such as the United States and some Western countries which
inculcating their values through the goods or advertisements. For instance, the origin
of Starbucks, McDonald s, and
16. Symptoms And Treatment Of Parkinson s Disease
Your 35 year old spouse has been diagnosed with Parkinson s Disease . These
words hit home when dealing with a spouse. Question s start to fly with what
Parkinson s disease really entails. Like any other disease, each case is different
from the next, but it all comes down to a gradual decrease in the range of muscle
movement. When diagnosed, patients with PD have already lost and are still loosing
nerve cells that produce dopamine and since dopamine helps control the movement
of muscles it hinders the ability to regulate more and more movement over time.
Parkinson s disease is not just a gradual decrease in the range of muscle movement; it
also creates problems with non motor abilities. It creates symptoms of poor sleep,
inability... Show more content on Helpwriting.net ...
And ultimately, will Parkinson s disease speed up time in a sense of the grim reaper
coming much faster than wanted or expected before the diagnostic of having
Parkinson s disease? Even though those answers do not have definite no or yes
answers, a family, spouse, or friend can plan for the worst and strive for the best
outcomes for a person with Parkinson s Disease. In a situation like this a case study
was performed with a psychologist and a wife of a 35 year old man who was just
diagnosed with Parkinson s disease. The actions of the wife and her children are
recorded for researching purposes: The psychologist meets the wife and kids for the
first time. The wife tells the psychologist their situation, My 35 year old husband has
just been diagnosed with Parkinson s disease and I have no idea on what to expect,
do, or how to handle it. The psychologist proceeds to inform the wife and her
children about how, in time, the husband s movement of his head to his feet will
ceased to control them. Also the psychologist states that she will not be able to
predict the future events that will occur, but she will be able to help cope with the
difficulties they may face and develop coping strategies that are suitable for them as a
family. With that incite in fresh in their minds they make another appointment. The
psychologist and the family meet again, this time the husband is starting to show
minor symptoms of having Parkinson s
17. Similarities And Differences Between Harry Potter Book
And...
One of my favourite favourite book series is Harry Potter series.I always liked sci
fiction books and also movies and since I was a child I was interested in magic and
supranatural.J.K Rowling is a contemporary writer who has reached a big succes
with Harry Potter series.What I like the most about these novels is her fine sense
of detailing what is need to be detailed even though it always exists the risk that the
reader may become bored if there is no action in the story.She knew thsat, and she
managed it very well. There are a lot of similarities between the movies and the
books because the movie directors knew how to caption not only the main actions
and scenes, but also the detailes I was talking about.There are also some differences...
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The biggest one is that Rufus from the book looked more like a lion. rather like an
old lion. There were streaks of grey in his mane of tawny hair and his bushy
eyebrows, he had keen yellowish eyes behind a pair of wire rimmed spectacles. Of
course, there are a lot of resemblences or differences like Luna Lovegood s dirty
blonde hair , Nymphadora s pink hair or Neville Longbottom s blonde hair but i tried
to resume the most important ones from my point of view. The Harry Potter
Universe is very important for me because it represents a very big part of my
childhood and adolescence. Now, re reading the books and re watching the movies I
observe things from another perspective, things that evey human being struggles with
day by day, fears that we need to face and societies where we need to fit in. In
conclusion, there are a lot of particularities that are different in movies or books, but
the most important thing is the message that we understand.The message can be
understood only if both writer and director work together.The deeper understanding of
things stays in
18. Art Gallery At The Powerhouse Museum And The First
Emperor...
The 21st century has seen a dramatic increase in the challenges facing cultural
institutions, particularly museums. One of the most pressing issues currently facing
museums worldwide is the diminishing level of government support. Despite
reductions in government funding, the sustained maintenance of museumcollections
and facilities continues to require substantial resources. In the face of such
difficulties, a growing number of museums have turned to innovative programming,
specifically exhibitions, as a way to ensure financial viability through increased
attendance. Given the growing competition for consumer leisure time in today s
society, attention has shifted away from traditional scholarly collection based
exhibitions, towards the populist exhibition format offered by blockbuster
exhibitions. Through a discussion of Harry Potterв„ў: The Exhibition at the
Powerhouse Museum and the First Emperor: China s Entombed Warriors at the Art
Gallery of New South Wales, this essay will examine the two approaches museums
are taking to the blockbuster model. It will be argued that although exhibitions
reflecting popular culture are becoming increasingly more common, there are
institutions that manage to reflect popular taste in ways that continue to advance
scholarship and create opportunities for lifelong learning.
Museological literature offers many definitions of the blockbuster exhibition.
According to Elsen, a blockbuster is a large scale loan exhibition which people who
19. Speech On Education Is Emancipation
Education means emancipation , a quote by Frederick Douglas, a leader to many, in
order to inspire those lost and without hope of continuing their education, and finally
uplift them and illuminated their path to a road lit with knowledge and excellence.
The same determination has been inscribed to many parents in this country, so they
can guide their own children to this road. Their sacrifices were great ones, especially
if their children are first generation college students. For many, educationis not only a
direction to achieve excellence, but a form of gratitude to those who have sacrificed
a lot. It is important to inspire future leaders today, in order to build a better
tomorrow. In her commencement speech, Michelle Obama... Show more content on
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Obama opens her speech by recognizing many of the faculty of Bowie State and
congratulating the graduating students. She develops her argument by recalling the
punishment of educated slaves, even mentioning many historical figures and
references, such as, the students of Little Rock, Martin Luther King, Ruby Bridges,
quoting Frederick Douglass, and many more. Not only that, but she includes statistics
that read, Only one of three African Americanstudents are dropping out of high
school, (291) and ...one of five African American between the ages of twenty five
and twenty nine has gotten a college degree... (291), which she uses to reinforce part
of her argument concerning the education of the African American youth. Obama
also points out the benefits of a higher education, noting that people who have at
least a bachelor s degree earn three times more income than high school dropouts
(291). In addition, she claims that education is also good for the health and African
American women and men with degrees live a respective six and a half and ten years
longer than those without.
Furthermore, Obama provides emotional appeal where she mentions the success of
those in the audience and how their lives are relatable to her own and to the lives of
many others. The former first lady doesn t fail to include her own personal
experience, such as
20. Medical Advancement Research Paper
From the beginning of time, science has played an enormous role in all civilizations.
Through a strong desire to understand how and why the world functions the way it
does, scientists have formulated countless theories, revelations, and developments to
ultimately advance and benefit mankind. Undeniably, these advancements have
drastically affected nearly every aspect of human life. Doctors have made thousands
of groundbreaking medical discoveries, meteorologists can more accurately predict
impending storms and weather disasters, and geologists understand the history of
Earth more than ever before. From a global standpoint, scientific findings have
generated unprecedented improvement that can be seen all over the world.
Furthermore, the impact... Show more content on Helpwriting.net ...
One important medical discovery that has affected the lives of so many people is
insulin. First isolated by scientists from the University of Toronto, insulin is the life
saving hormone used to control blood sugar. For diabetics who are either missing
this hormone or unable to produce it in a way their body can regulate, the
development of artificial insulin was and continues to be transformative. The
discovery of insulin has meant the difference between life and death for many of
those suffering from diabetes and therefore, has largely advanced modern medicine as
well as affected the lives of countless diabetics and their loved ones. Another
substantial medical advancement that has become extraordinarily prominent is in
vitro fertilization. Initially introduced by Patrick Steptoe and Robert Edwards in the
1970s to treat female infertility caused by damaged or blocked fallopian tubes, in
vitro fertilization, or IVF, has given hope to millions of couples suffering from
infertility. This advancement has proven to be extremely important to many people,
especially to couples who wish to conceive their own children and experience
pregnancy and childbirth. While like any medical procedure that interferes with
natural childbirth, IVF is controversial. Nonetheless, it has proven to be a truly
amazing breakthrough in science that has drastically changed the lives of so many
previously childless
21. The Major Moral Problem That Human s Face Essay
Reading: Matthew 5 8, 19; Little, Naming Good and Evil, Catechism (para. 1700
1986)
According to Little, what is the major moral problem that human s face?
According to Joyce A. Little, the major moral problem that human s face is that
when people attempt to agree upon attacking evil, their different opinions separate
their views on identifying exactly what should be right? Little expresses the
problem as we cannot agree on what would be right or good for society...by people
whose fundamental views of reality are radically opposed to the Church s (23). What
is our true source of knowledge of good and evil?
The true source of knowledge for most people is the tree of the knowledge of good
and evil. But to Joyce A. Little, it s not the knowledge in itself, but the quality of
being able to name something, which is the ability to learn about something in
order to label it. So in other words, according to Little, the knowledge of good and
evil is really the knowledge to label something as good or evil. She writes,
summarizing God s command to Adam and Eve, not to eat from the tree of the
knowledge of good and evil, Do not claim the ability to name or to define what is
good and evil for yourselves, because you do not know enough about me to know
what you are supposed to do to be my image in the world. Only I know how I can
properly be imaged, and there only I can tell you what is good and evil for you (25).
The real sin of Eve and Adam was in claiming for themselves
22. Icarus The Minotaur
Icarus felt himself abruptly shoved into the dark hole. He lost his balance and fell
on the rough stone floor. He quickly jumped up to catch his father, but Daedalus
was already sprawled on the floor next to him. Icarus helped his father stand and
then whirled around to face the guards and the tall darkness behind them. You can t
do this, Minos! My father did everything you asked this is how you repay him?
He shouted at the shadowy figure. Wrong, the figure said in reply, and King Minos
stepped forward into the light. The dancing flames of the torches showed his
unbelievably pale face lit up with madness. Your father failed. I asked for a place
where the Minotaur could be safe from the people and people safe from
23. Mutual Funds
Chapter 04 Mutual Funds and Other Investment Companies Multiple Choice
Questions 1. Which one of the following invests in a portfolio that is fixed for the life
of the fund? A. Mutual fund B. Money market fund C. Managed investment company
D. Unit investment trust 2. ______ are partnerships of investors with portfolios that
are larger than most individual investors but are still too small to warrant managing
on a separate basis. A. Commingled funds B. Closed end funds C. REITs D. Mutual
funds 3. A __________ is a private investment pool open only to wealthy or
institutional investors that is exempt from SEC regulation and can therefore pursue
more speculative policies than mutual funds. A. commingled pool B. unit trust C....
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Gross Asset Value D. Total Asset Value 21. Net Asset Value is defined as
________________________. A. book value of assets divided by shares
outstanding B. book value of assets minus liabilities divided by shares outstanding
C. market value of assets divided by shares outstanding D. market value of assets
minus liabilities divided by shares outstanding 22. Assume that you have just
purchased some shares in an investment company reporting $500 million in assets,
$50 million in liabilities, and 50 million shares outstanding. What is the Net Asset
Value (NAV) of these shares? A. $12.00 B. $9.00 C. $10.00 D. $1.00 23. Assume
that you have recently purchased 100 shares in an investment company. Upon
examining the balance sheet, you note the firm is reporting $225 million in assets,
$30 million in liabilities, and 10 million shares outstanding. What is the Net Asset
Value (NAV) of these shares? A. $25.50 B. $22.50 C. $19.50 D. $1.95 24. The
Vanguard 500 Index Fund tracks the performance of the S P 500. To do so the
fund buys shares in each S P 500 company __________. A. in proportion to the
market value weight of the firm s equity in the S P500 B. in proportion to the price
weight of the stock in the S P500 C. by purchasing an equal number of shares of
each stock in the S P 500 D. by purchasing an equal dollar amount of shares of each
stock in the S P500 25. Which of the following is not a type of managed investment
company? A. Unit investment trusts B.
24. Students At The University Of Alabama
The number of students attending the University of Alabama has reached a new high
of 37,100. That number is a 2.4% increase from 2014 (uanews.ua.edu). As the number
of students is predicted only to increase in the years to come, the University must
reflect on the housing options for these 37,100 students. Freshman students required
to live on campus face a difficult situation lack of housing. With that being said, the
best and most efficient way to cope with the ever growing population is to allow
freshmen to live off campus, and build more apartments around campus to allow
thousands of more students to have places to live in the future. Providing housing on
campus for nearly 8,000 freshman students is nearly impossible. The Presidential
Villages house 1,840 students. Blout, Bryant, Bryce Lawn, Burke, Friedman, The
Highlands, Lakeside, Parham, Paty, Ridgecrest, Riverside, Somerville, and Tutwiler
house roughly 5,000 more students. These freshman options barely fit the ever
growing number of new students coming to Alabama. The University of Alabama
board of trustees recently approved a $124 million dollar project to tear down and
rebuild Julia TutwilerDorms. The dorm currently houses 1,000 freshman girls. The
Tutwiler Dorms are due to be torn down at the end of the 2017 Spring Semester.
The new building is scheduled to be finished in 2020. The new building will include
a parking deck and be able to house almost 2,000 women. The board also approved of
new dorms to be built
25. Insanity In The Spire
William Golding s historical fiction novel, The Spire, illustrates the process of the
construction of a spire onto a cathedral, while also portraying Dean Jocelin s
descendance to insanity. The novel is set in the small town of Salisbury in
medieval England around the 14th century, and is based off of the real life
Salisbury Cathedral, which was also built in the same time period. Dean Jocelin,
the dean of the cathedral, claims he has a vision that was sent by God for him to
add a towering 400 feet spire onto the church. However, everyone around him Roger
Mason, who is the master builder, the workmen, and the townspeople all declare the
project impossible. Jocelin ignores them all and orders for the construction to
continue. One of Golding s
26. San Diego Convention Center s Strategic Approach For...
To get a sense of what is possible and perhaps even advisable in the sustainability
realm requires benchmarking against a set of companies that have taken a leadership
position on environmental or social issues or against an established set of
sustainability best practices. (Esty Simmons, 2011) Because the LEED certification
is the most popular certification amongst IAVM members including convention
center facilities, benchmarking and actively working to be certified using these
standards has been the San Diego Convention Center s strategic approach to
sustainability. This method provides a foundation for the San Diego Convention
Center to understand what is being done by competitors and what the key
performance indicators are of sustainability.
However, as mentioned before, sustainability includes the elements of economic,
social/cultural, and environmental sustainability. This report will therefore address
the LEED certification as well as the areas of economic and social/cultural
sustainability from the Green Globe certification. (Green Globe Certification, 2016)
LEED Certification
Below is the SDCC LEED Scorecard for the renewal submitted in October 2016 for
Version 3 with an upgrade to Gold.
There are seven areas which the LEED certification divides actionable steps. These
include sustainable sites, water efficiency, energy and atmosphere, materials and
resources, indoor environmental quality, innovation in design, and regional priority.
Each area is
27. Comprehension And Responding For Literature
INTRODUCTION
Comprehension and responding to literature are used to help learners grasp the
concept of the information or text to make meaning. Allowing them to draw from
their prior knowledge eventually building on what they already know. As learners
read they should make meaning of the text, while the teachers encourage learners to
use various strategies along the way. With the educator observing and noting how the
learner is processing text, occasionally providing guidance in use of reading
strategies. According to Bainbridge Heydon( 2013, p. 277). However this paper
consist of choosing an appropriate book to conduct a read aloud, choosing two
comprehension strategies, reflecting on my teaching, saying why I chose the
strategies, describing the read aloud experience, saying how the responding to
literature went and explaining how the activity strengthen comprehension.
Comprehension and responding to literature is one method I believe that will assist
learners to gain more understand from the text they read. I was honored to carry out
this activity; the book that was used was The Prince and the Pauper Olmstead, Akib,
Twain (2007).This book contains various chapters; however, our focus was on the
first chapter. The story was very interesting and evoked curiosity, as I read aloud with
the child. Read aloud promotes various opportunities for learners to obtain positive
attitude toward books and reading, the understanding that written language is
28. Success And Success Of Success
Imagine walking down the street and seeing a pure white 2017 Mercedes Benz E
Class parked in front in of a large house. One thing that may enter your mind is that
whoever owns this must have money. You begin to wonder what he or she does
for a living. Looking at the house, then at the car you conclude that this person
must be famous; therefore, successful. As you stand there gawking at the house
and car someone exits the front door and you recognize it s your friend. Both of
you engage in conversation, and you re overly excited about this new car and
home and he just remains cool about it. To him the house is just a place to stay and
the car is just a thing to drive, but to you these things represent reaching a level of
success. What is success? Success is a term with many definitions. Webster s
dictionary defines success in four different ways: (1) the favorable or prosperous
termination of attempts or endeavors; (2) the attainment of wealth, position, honors
or the like; (3) a successful performance or achievement; and (4) a person or thing
that is successful. Despite the seeming clear definitions of the word, it s different for
each individual. However, out of the four meanings, many only associated the word
with definitionnumber two. Society says success is determined by how much
money one makes or the level of fame achieved. Although society equates power,
prestige, and wealth to success, there is a problem in society s view of success and
Webster s
29. Essay On Harriet Tubman
Rather than remaining free in the safety of the North, Tubman decided that her
freedom had no meaning knowing that her family and her people were still
enslaved. She made it her mission to rescue the rest of her family from slavery
starting with her niece Kizzy, who was going to be sold to the South along with
her two small children. Her husband, a free man named John Bowley, contacted
Harriet, warning her of this troubling news and requested her help in rescuing his
wife and children. Harriet organized for her return to Maryland and was able to
help Bowley buy his wife s freedom. They were then brought to their refuge and
new home, Philadelphia. She then went back for her elderly parents and other
family members on the Eastern Shore and brought them to Canada, which had
abolished slavery for several years and was slowly becoming the home for several
hundreds of fugitive slaves. This was the first of many trips made by Harriet Tubman,
creating her reputation as the Moses of her people, leading them to the promised
land. During the span of her 10 year career on the Underground Railroad, she made
19 trips to the South and, never ran my train off the track and I never lost a
passenger (192). During this entire operation, Harriet Tubman s identity remained a
secret, being referred to by the alias Moses , and was never caught. Throughout these
years, Tubman was also able to develop relationships with many other important
abolitionist members of the Underground Railroad such
30. Mental Health Service Delivery Models
Mental health illness is related to a group of illness, anxiety and stress are the most
common health problems. Mental illness affects how a person feels, thinks, behaves,
and interacts with other people (Department of Health, 2007). Mental health service
delivery models in Australia has significantly changed from institutional care to the
community care setting (Frost et al., 2017). This easy will discuss about he changes
in services before and post institutional, how recovery model introduced in Australian
mental healthservice and critically analyses the effect on the population with mental
health and their experiences as consumers towards the mental health service.
Mental health illness in Australia stared with over crowded European ... Show more
content on Helpwriting.net ...
Custodial care was contribute to increase the stigma, stress and other mental health
problems(Thornicroft et al,. 2016). Mentally ill people was at risk and considered as
criminals even they did not commit any crime and spend most of time in prisons
(Justice Action, 2011).Negative attitude was used to describe mental illness as well to
treat people with mental illness. Institutional mental health service was a threat to
patient s dignity. Violation of human rights, such as food, clothing result with the
hospitalization of mentally ill people with other serious conditions such as heart,
diabetes. Asylums and institutional mental health service criticized by advocacy and
consumer participation for human right reform (Buckley, Brimson, Reyment, 2017).
The concept of community emerge as a constantly rapid change of deinstitutational
from 1950 to 1980. Community has the potential to support and recover and accept
the mental health illness as other health illness. Community participation in mental
health begins with advocating the rights of mental population (Williams, Smith,
Lumbus, 2014). Institutions was closed and mentally ill patients realsed in to
community, but homeless, eduction, employment, community inclusion and
acceptance was big issue. It recognizes government based, and community based care
is essential to reduce the stigma and its impact on the patients, their carers, families,
and communities. The partnerships
31. Strengths And Weaknesses Of Lo Essay
Louis XIV and Peter the Great
Both Louis XIV and Peter the Great were famous rulers of the late 17th early 18th
Centuries. Both took the throne at a young age and both had many strengths and
weaknesses. Louis XIV had many strengths during his reign as ruler of France.
Appointing Jean Baptiste Colbert as his minister of finance made some of his greatest
strengths and accomplishments. One strength was that of mercantilism, which is an
economic theory under which a country increases its wealth by exporting more goods
than it imports. By accomplishing this, Louis XIV made himself and France very
wealthy. More wealth was made when a balance of trade brought more gold and
silver into France. A high tax was... Show more content on Helpwriting.net ...
He always demanded opera and made it popular. He was also the principal patron of
many famous artists, and brought their work into Versailles. His palace housed many
people, including 1,000 nobles and their 4,000 servants in the palace s 226 rooms.
Another 5,000 servants were housed in nearby annexes.
In addition to his strengths, Louis XIV had weaknesses. After Colbert died, Louis
made one mistake that undid all of his work. He revoked Edict of Nantes who
protected the religious freedom of the Huguenots. Instead of being imprisoned, more
than 200,000 Huguenots fled from France. The country lost many of its skilled
workers and business leaders. Louis XIV also fought many costly wars that caused
his people great suffering. Many of the wars left France on the brink of bankruptcy.
Peter the Great had many strengths, but his best was he modernized Russia. By
seeing Europe, he changed many things. He changed the calendar so the New Year
would be January 1. He increased agriculture by growing new crops and increased
the number of factories in Russia. He also started the first Russian newspaper and
enlarged their army to 200,000 men. He also got a warm water port for his window
on the sea.
A big weakness for Peter the Great was he ignored and abused the people of his
country. Many of the changes were for the sake of increasing his own power. He
ordered many
32. Effects Of Mass Incarceration In The New Jim Crow
Introduction The United States is a divided country due to the injustice society and
unequal rights many African Americans still suffer through mass incarceration.
The novel, The New Jim Crow: Mass Incarceration in the Age of Colorblindness ,
focuses on the current problem of mass incarceration that many people are not
accepting of or pretend to be blind to. Due to the election of President Barrack
Obama, there was no longer an effort made towards the mass incarceration although
it is still occurring. Michelle Alexander, the author of the novel, believes that
Barrack Obama s presidential victory was a distraction from the severity of mass
incarceration. Michelle Alexander hopes this novel will shed light upon those who
are not aware of the problem of mass incarceration, as well as to offer support to
those currently incarcerated.
Background
The epidemic regarding racism is still an ongoing issue dating back to the colonial
period when African Americans were sold to owners as cheap labor which
resulted in the beginning of slavery. African Americans were placed at the bottom
of the racial caste system which was eventually replaced by Jim Crow. Jim Crow
may have replaced the word slavery but was very similar as blacks were still being
sold, owned and suppressed. The fact that some African Americans have experienced
great success in recent years does not mean that something akin to a racial caste
system no longer exists (Alexander, M. p.21, 2012). For example, during the
33. An American Artist And Member Of The Hudson River
School
Albert Bierstadt (1830 1902) was an American artist and member of the Hudson
River School. He was one of the first of the Hudson River Artist s to paint beyond
New York and see the unexplored west. Bierstadt s paintings focused more upon
the sublime in nature. His painting titled Indian Summer Hudson River was
completed in 1861. It is oil on canvas painting, which measures twenty four inches
in height by forty one inches wide. One looks out across a secluded section of the
Hudson River. It is late afternoon, and the sun is beginning its decent. The sun is
almost blinding; its rays glistening and reflecting upon the river turning its blues to
greens. The sky is clear with the exception of a few scattered clouds, which begin
to absorb the gold and reds of the setting sun, giving an almost hazy effect to the
end of this Indian summer day. On the far side of the river, a child helps his father
pull a small boat onto the bank, as a small group of cattle makes their way across
from the bank opposite them. The cattle move slowly and intently across the water,
drinking as they walk, enjoying the last moments of the day as they continue toward
the father and son. Two additional cows lounge on the cool earth beneath the trees
whose branches are scattered with the crimson and yellow orange colors of early
evening and that of fall. In analyzing Bierstadt s Indian Summer Hudson River , the
painting would be defined as an example of representational artwork. Bierstadt s
painting
34. Lincoln and the Abolitionists Essay
LINCOLN AND THE ABOLITIONISTS
History records Abraham Lincoln as the Great Emancipator, yet ardent abolitionists of
his day such as William Lloyd Garrison viewed him with deep suspicion. That the
16th president eventually achieved the abolitionists most cherished dream, says
biographer Allen Guelzo, happened through a curious combination of political
maneuvering, personal conviction, and commitment to constitutional principle.
One of the ironies of the Civil War era and the end of slavery in the United States has
always been that the man who played the role of the Great Emancipator was so
hugely mistrusted and so energetically vilified by the party of abolition. Abraham
Lincoln, whatever his larger reputation as the liberator of two ... Show more content
on Helpwriting.net ...
I went to prominent Republicans, and among others, to Abraham Lincoln and Lyman
Trumbull, and neither of them dared to sign that petition, to give me the right to
testify in a court of justice!... If we sent our children to school, Abraham Lincoln
would kick them out, in the name of Republicanism and anti slavery!
Lincoln s election did not mute abolitionist criticism. His unwillingness to use the
outbreak of the Civil War in the spring of 1861 as a pretext for immediate abolition
convinced William Lloyd Garrison that Lincoln was unwittingly helping to prolong
the war, and to render the result more and more doubtful! If he is 6 feet 4 inches
high, he is only a dwarf in mind! Garrison had never really believed that Lincoln s
Republicans had an issue with the South, and Lincoln himself did nothing once
elected to convince him otherwise. Frederick Douglass, who had parted fellowship
with Garrison over the issue of noninvolvement in politics, hoped for better from
Lincoln, but only seemed to get more disappointments. Lincoln s presidential
inaugural, with its promise not to interfere with southern slavery if the southern states
attempted no violent withdrawal from the Union, left Douglass with no very hopeful
impression of Lincoln. If anything, Lincoln had only confirmed Douglass s worst
fears, and he flayed Lincoln as an itinerant Colonization lecturer, showing all his
inconsistencies, his pride of race
35. Organizational Structure Of Boots
Introduction
Boots is a pharmacy chain operating in the United Kingdom, Ireland, Norway and
Thailand mainly. Its headquarters are in Nottingham and it is part of the
Walgreens Boots Alliance. Boots aims to be the leading healthcare and wellbeing
products provider in the markets it covers. In the UK alone it operates 2500 stores
enabling it to be the market leader. The company is founded in 1849 and went
several downturns before attaining the stage of market leader it occupies today.
The alliance that owns both Boots is public and traded in NASDAQ, employs
400,000 people and had a revenue of USD 117B in 2016. Boots goal is to assert
itself in the healthcare products market and ensure quality services for its clients.This
report will cover the operational aspect of Boots and its potential areas of its growth.
This report will also cover the organizational construction of the company, the
strength of its business model and what sets it aside from other companies operating
in the same sector.
The second company the report will cover is the British Red Cross. It was founded
147 years ago in 1870 and then incorporated by royal charter in 1908, it is based in
London. The focus of BRC is humanitarian aid and currently has around 32,500
volunteers and 3,500 employees. It has a corporate structure with a chief executive
and a board. It is part of the international Red Cross and Red Crescent Movement.
The Red Cross prides itself on its commitment to help people without
36. Minor And Minor Depression
The website is University of Maryland Medical Center. UMMC talks about how
depression can be prevented and how it can be treated. They talk about what it can
do to you and what it can make you start doing. They talk about the two different
kinds of depression major and minor. Major depression is when you don t do
anything and could hurt yourself or others. Minor depressionis when your moods start
to change.
University of Maryland talks about what depression can do or make you start
doing. Depression can make you cause self harm and hurt others. They cover all the
symptoms that you may experienced or what you will first encounter. Some of the
first symptoms is your mood you will start feeling down and you start to sleep more
or less it s different for people. The worse thing is thoughts of suicide. (Depression
Symptoms Types.) Teen Depression feelings of severe despondency and dejection.
When a teen is feeling this way they may not think about there actions and what their
actions can do it really can make you do things that you don t want to do, or you don
t do anything at all. The kids that do something they might regret there are tring to get
help the only way they know how. The kids that don t do anything... Show more
content on Helpwriting.net ...
There are two kinds of depression major and minor depression. Major depression is
when you want to hurt yourself or someone else and minor depression is when
your moods start to change you don t feel like doing anything you start not to care
about anything. Some symptoms you may start to get or feel is feeling sad,
anxious, or empty thoughts of suicide hurting yourself or others. If you feel like
you may be depressed you need to talk to someone immediately because it could get
worse. How you can get help is online or just talking to a parent or teacher before it s
too late and you get major
37. Video-on Demand or VOD
Video on demand or VOD, a service that allows users to select and watch videos
over the internet, will be one of the greatest innovation as stated in the Netflix case
study. It will be a great opportunity for Netflix, but it will also be a challenge to
integrate or do away with its current business model. Its current business model is
one that relies on the internet and the post service to deliver DVDs to its
subscribers. Netflix should carefully enter the VOD market without doing away
with its current model. This will allow it to maintain its growing position as a giant
in this media industry. In order to better understand Netflix and the problems it
faces, we must first identify its strengths. What does Netflix offer its customers that
its competitors do not? What differentiates it from its competitors? First of all, it
offers a prepaid subscription service that allows customers to simply subscribe and
pay a fixed fee per month. This gives the customer the ability to rent unlimited
movies, something never heard of in this industry. In addition, customers are also
worry free about returning movies late since Netflix did away with all late fees. It
must also be stated that in contrast to other companies that offer subscription based
services, Netflix has made it relatively easy to unsubscribe from the packet or service
the customer has selected. One may think this is a poorly thought idea, but it has
helped customers return. These returning customers are satisfied and
38. Lab Report Of Freezing Point Of Cyclohexanol
Jacob Winter
Chem 101 103
11/7/16
Freezing Point Depression
Introduction:
The purpose of this lab experiment is to calculate the change in the freezing point of
cyclohexanol and a solution made with cyclohexanol to find the molar mass of the
unknown solute. The colligative properties of solutions are based on the
concentration of molecules rather than the identity of the chemical. Freezing point, a
colligative property of a solution, is constant in any substance and does not rely on
the amount given. For any solution composted of two or more components, there is
one solvent and one or more solutes. The major amount is the solvent and the minor
amounts are the solutes. When solutes are dissolved in solvents, the solution s
freezing point is ... Show more content on Helpwriting.net ...
This can be accounted for in the sample of cyclohexanol. The experiment must have
had a contaminated sample of cyclohexanol, rather than a pure sample. This accounts
for the difference in the experimental values and the actual values.
Conclusion:
By demonstrating the application of a colligative property of a solution, the change
in freezing point observed between the cyclohexanol and the solution with the
cyclohexanol as the solvent can be used to calculate the unknown solute s molar
mass. The data in the lab was graphed and shown in the cooling curve. Bases off the
data on the graph, the freezing points are shown where the temperature remains
constant. Using the freezing points, the difference of freezing point was calculated.
The molality of solution was calculated in the lab using the molar mass of the
unknown solution from the given previous data. The data in the lab showed the
molar mass of the unknown solute to be off from the given molar mass in the lab.
This can be explained through contamination. Theoretically, it was learned that by
calculating the freezing point of an unknown substance, it can be identified. The lab
showed important techniques in using a graph
39. Thick as Thieves by Peter Spiegelman Essay
Thick as Thieves , by Peter Spiegelman is a high suspense novel about a group of
thieves who plan a robbery, that will score them millions of dollars. The reader first
learns about the main character, Carr. Carr is an ex CIA member, who has a bad
relationship with his family. He is the leader of the crewwho plans all of the thieving
activities. His crew consists of Valerie, who works behind the scenes, Dennis, the
computer wizard, Mike, handyman, and Bobby, the youngest, yet most promising
member of the group. After a series of smaller thieving operations, the group sets
out to steal millions of dollars from Curt Prager, one of the richest private bank
owners in the world. In order to pull of this big job, they go after Howard... Show
more content on Helpwriting.net ...
Carr and Bessemer are caught, and they get taken in by Kathy Rink, who is Prager
s head of security. Carr and Bessemer are able to escape from Prager by swimming
into the ocean, but Bessemer drowns while trying to escape. Carr gets away to try
and reunite with his crew. Valerie, Mike, Dennis, and Bobby are eventually tracked
down by Rink and they are all shot. Carr eventually sees Bobby, Mike, and Dennis
dead, and he finds out that one of the crew members that he thought died in the last
job, Declan, is alive. Declan tells Carr that Valerie is also dead, so now Carr is
alone with just Declan and millions of dollars. Carr splits the money with Declan and
he says that he is going to retire with the money now.
C. Why This Book: I chose Thick as Thieves by Peter Spiegelman because the story
seemed very interesting. The cover of the book is what really caught my attention.
The cover has lots of diamonds on it and it stood out to me in the library. I read the
short summary on the back of the book, and it really intrigued me. I think that the
story sounded suspenseful, and I enjoy stories that have a lot of suspense in them. I
am glad that I chose this book because it turned out to have a good story line to it. D.
Quotes
Carr s shirt is wet, stuck to his back and ribs, though only some of that is from the
temperature. (Spiegelman 17).
This quote explains how even though Carr
40. Why Did Jack The Ripper Happen
Jack the Ripper is a famous serial killer during the early 19th century of London.
Jack the Ripper is an interesting topic for me because of it s mystery and that most
people thought it was a myth. I also believed that Jack the Ripper truly exists which
brings me to have the interest to write this essay. Therefore, what led Jack the Ripper
to kill the various victims he did in early 19th century London? I believed that Jack
the ripper killed his victim due to the corruptness of early 19th century London. 19th
century London is a time era where people are starting to rise up on economy.
England during that time had a very important change to it which is the Industrial
revolution. London as the main capital of England had a big profit made from... Show
more content on Helpwriting.net ...
He got his name Jack the Ripper because of a letter called Dear Boss . Therefore,
according to Rubinstein, Many believe that this postcard was actually written by a
journalist, though there is no clear evidence for this. (Rubinstein). Which means the
name Jack the Ripper could be a news speculation. He became famous because there
was no murder happened in London at all in 1887. Even his He committed these
crimes in 1888 which made people shocked. He picked female prostitutes as his
victims and killed them at night when no one was around. He was also famous
because there were not many clues to lead the police to find the killer. This made
suspects ranged from woman to doctor. The police did a lot of attempts and
changes in order to catch Jack the Ripper. There were multiple letters written
between polices to request for operation or changes. Jack the Ripper was so skilled
at creating a crime that James Munro, one of the officer, requested a hundred more
uniformed officers and disguised officers to Whitechapel. The officers also tried
using a blood hound to sniff out Jack the Ripper. Therefore, Jack the Ripper made
blood all over the place, this made using smell to find the murderer very hard
because the dog may identify the incorrect smell. Another police officer Thomas
Gribton requested for an operation to catch Jack the Ripper. He requested for twelve
police officer with
41. Business Environment Economic Systems, Fiscal Monetary...
Task 1:
a) Explain how different economic systems attempt to allocate scarce resources.
Outline the economic system of the UK.
The allocation of resources is an economic theory concerned with the discovery of
how nations, companies or individuals distribute economic resources or inputs in the
economic marketplace. Traditional business inputs are land, labour and capital.
There are three major systems that can be distinguished in many parts of the world
economy within these basic models there will be a range of variations and differences.
Planned (Command) Economy
An economy where supply and price are regulated by the government rather than
market forces. Government planners decide which goods and services are produced
and how they are ... Show more content on Helpwriting.net ...
Democracy and Freedom
Disadvantages
Wasting resources through duplication of goods and services
Inflation and unemployment are more likely
Aggressive competition strategy can result in powerful producers wiping out local
competition and local jobs. They are then able to exploit the market.
Firms control prices and therefore resources are not used in the most efficient way
Possibility of large inequalities amongst consumers resulting in certain goods and
services only available to those who can pay
Profit maximisation might be achieved through lack of concern for society and the
global environment
Mixed Economy
A Mixed economy employs features of both government/planned economy and a free
market enterprise, where some important production is undertaken by the state,
directly or through its nationalised industries and some is left for private enterprise.
It is a type of economy in which private and public sectors co exist and try to retain
the advantages of capitalism and socialism while trying to eliminate the downsides of
both the systems. The allocation of resources is created through the self interest,
competition and supply and demand of individuals and companies in the economic
marketplace. Individuals and companies distribute resources through self regulation
by using only the inputs they need and selling or giving away their leftover
42. Marketing Research
MK0011 Consumer Behaviour Q1. Explain the tri component attitude model.
Answer: According to this model, attitudes are consisting of three main components:
a. Cognitive component (Knowledge, beliefs) b. Affective component (emotions,
feelings) c. Conative component (behavioral aspect) Three components are
interrelated and integrate to form an attitude of a person toward any product or
service in consumer scenario. Cognative component: The first part of the tri
component attitude model cognitive component consists of a persons cognitions ie.
the knowledge and perceptions that are acquired by a combination of direct
experience with the attitude object and related information from various sources.
This knowledge ... Show more content on Helpwriting.net ...
Describe three types of motivational conflict. Answer : Motivation in the workplace
looks at why. Why does one employee thrive in a particular task while another
stumbles? Why does Candidate A go all out to earn a position while Candidate B
shows no interest? The employee s motivation guides his decisions and actions.
The employee suffers from motivational conflict when the desire to act conflicts
with some other emotion or motivation. Q6. A. What are needs? What are the
various types of needs? Discuss their features. Answer : Psychologist Abraham
Maslow first introduced his concept of a hierarchy of needs in his 1943 paper A
Theory of Human Motivation and his subsequent book Motivation and Personality.
This hierarchy suggests that people are motivated to fulfil basic needs before moving
on to other, more advanced needs. This hierarchy is most often displayed as a
pyramid. The lowest levels of the pyramid are made up of the most basic needs,
while the B. What are different consumer needs, as described by Maslow? Give
proper examples to explain each of them. Answer : Maslow s Hierarchy of Needs
Maslow s Hierarchy of Needs is a popular way of thinking about people s needs.
Developed by psychologist Abraham Maslow as
43. Questions On Advancing Career Development
Student Name: Muhammad Umair Fayaz Student ID: 4114446 Module Number:
315LON Module Title: Advancing Career Development Teacher Name: Yvonne
Browne Word Counts: 1000 Date of Submission: 02 02 2015 LONDON CAMPUS
Summary: This reflection report defines the study of industry which reflects the
present impression in the market. By looking forward to this report I also chosen
this industry and a sector in which I would like to take a kick start for my better
career for the future. The discussion in the depth of the sector of financial industry,
for this I am presenting a concise report of the three particular banking business
areas which will be my future career target also. Analysis of Industry: Industry
analysis can be analyzed by Porter s 5 Forces model used to design the marketing
strategy for operations. The main objective of this study is that by creating
dissimilarity between the industries that can facilitate to identify the formation of the
business boundaries decisions. Major role of Porter s five forces is to understand that
what is industry? Porter s Five Forces Analysis: This outline has the following steps
to understand the structure: (Google.co.uk, 2015) 1.Industry Challenge: The presence
of
44. A Synopsis Of Babe Ruth s Story
Babe Ruth Synopsis
Babe ruth was born on February 6 1895 in Baltimore Maryland and died on August
16 1948 in Manhattan New York , he was 53 years old. In his baseball career he hit
714 home runs, which later would be beat by Hank Aaron then by Barry bonds. Start
to end baseball
Babe Ruth started out with the orioles but soon after he got sold to the Boston Red
Sox in 1914. Which then he played center field and also was a amazing lefty
pitcher. By 1916 the real game started for him, in 1916 he had a great reputation for
his extraordinary results when he was up to bat, in the outfield and as a pitcher.
Later as his career went on he soon hit 718 home runs and 2873
45. Nicotine Vs Nicotine
The two worst ingredients cigarettes contain are nicotine and tar. Nicotine acts as a
drug and is highly addictive. According to the book How Tobacco smoke causes
disease: The biology and behavioral basis for smoking nicotine are compared to as
heroin and cocaine because it has a similar effect on the human brain. Also, the way
tobaccois being grown, mixed and processed today has made cigarettes more
addictive. When smokingthe nicotinecauses irritation and burning sensation in the
mouth and throat. People like the way it feels and keeps smoking which leads them
to be addicts and are in need of the sensations for them to be satisfied. Smokers are
physically addicted they like to feel the satisfaction it causes them. To smokers, it
feels