Artificial Intelligence and mobile robotics are transforming businesses and the economy: this deck explores possible futures for companies and workers.
Space and Lemon Innovations gathers all digital and innovation trends in a yearly trend study.
In a tense 2023 economy, Digital Twins are coming to the rescue with a promise of lower costs and higher engagement. For reproduction of physical objects and of processes, like the "Digital Twin of a Consumer". What a 2023!
Promise of lower costs and higher engagement.
Artificial Intelligence and mobile robotics are transforming businesses and the economy: this deck explores possible futures for companies and workers.
Space and Lemon Innovations gathers all digital and innovation trends in a yearly trend study.
In a tense 2023 economy, Digital Twins are coming to the rescue with a promise of lower costs and higher engagement. For reproduction of physical objects and of processes, like the "Digital Twin of a Consumer". What a 2023!
Promise of lower costs and higher engagement.
Digital Business Transformation | Strategy + Executionfeature[23]
Speed of innovation and certainty of your digital technology strategy is your new IP.
Market leading brands know they are competing in the 3rd Industrial Revolution – The Software Economy – and they will live or die by their digital adoption. Companies mature in digital business transformation are outperforming, making more money, and are more profitable than their peers.
These Digital Leaders are proactively transforming their business models and leading their segments through the frenetic pace of social, mobile, analytics, cloud, and the Internet of Everything. Unfortunately, digital is still shrouded in confusion, viewed as a cost center, and punished with inadequate funding.
How do you transform modern businesses at scale by creating technology-based capabilities, products, services, and business outcomes that delivers your authentic brand promise?
The Leadership Challenges of Digital Transformation - The Conference Board - ...Dion Hinchcliffe
Presented to The Conference Board earlier this year, this is my most complete and up-to-date view of how we can accelerate digital transformation in most organization using outside-the-box thinking, and taking advantage of the inherent power of digital networks and people to collaborate, innovate, and scale.
7 Ways to Lead Digital Transformation Without Being an IT SpecialistVistage UK
SMEs should be embracing the digital transformation to grow their businesses. This slideshare shows how non-IT business leaders can use strategic thinking and leadership excellence to drive innovation and change.
Automation, advanced manufacturing, AI, and the move to e-commerce are radically changing the nature of employment, while the gig economy is forcing companies to redefine what it means to be workers. People of all walks of life need to brace for the change they will see in their fields — and plan for positions that do not yet exist but will be a key component of the growth of a new global economy.
Insights on digital transformation on a global scale, how marketing technology has evolved and its impact for those in leadership and managing positions today.
From experimental type leadership, understanding digital culture to change management, what does it take for today's digital leaders to see real organization change, for becoming a digital-first organization.
E: info@enablerspace.com | T: +662 297 0289
Catalant CEO and Co-Founder, Rob Biederman, presented at the Future of Work Austin event in March of 2017. In this presentation, he shares his thoughts on the history of work and what changes we can expect in the coming years. Work is being reimagined; learn how your company can get ahead of this shift.
An educational presentation that explores how technology is changing the way people work together. Learn more at http://www.odesk.com/.
A video version can be found at: http://www.youtube.com/watch?v=G8Yt4wxSblc
For Alistair Cockburn, Agile has become overly decorated. Let’s scrape away those decorations for a minute, and get back to the center. The Heart of Agile is a fresh look at Agile that strips away a lot of the noise that has built up over recent years. It contains just four imperatives: Collaborate, Deliver, Reflect, Improve. With these four words, we can both improve the effectiveness of any organization and also find new and interesting topics that are not in the common agile literature.
More presentations from the Lean Digital Summit 2019 are available on www.lean-digital-summit.com
Today, I will be presenting on the topic of
"Generative AI, responsible innovation, and the law."
Artificial Intelligence has been making rapid strides in recent years,
and its applications are becoming increasingly diverse.
Generative AI, in particular, has emerged as a promising area of innovation, the potential to create highly realistic and compelling outputs.
Industry X.0 - Realizing Digital Value in Industrial Sectorsaccenture
Industry X.0 is a new way for manufacturing to operate. At its heart are highly intelligent, interconnected products and ecosystems that create a fully digital value chain, supplemented by new core innovation competences and deep cultural change. Learn more: https://accntu.re/2wKLK4m
It’s Time for a QMS Revolution with Quality 4.0PECB
This webinar provides insightful information on how Quality 4.0 will revolutionize the QMS implementation process. Moreover, the presenter discusses on how the emergence of social media platforms will play a role in the organization`s ability to achieve results.
Main points covered:
• Why it’s time for a QMS revolution?
• How do IoT and IIoT serve as enablers for the next generation of QMS across industries?
• What skills do quality professionals need to develop to meet the challenges of the digital age?
• How does the emergence of social media platforms and an increasingly transparent landscape impact the organizations’ ability to achieve optimal results and what can organizations do about it?
Presenter:
Peter-Elias Alouche is the Quality Practice Manager at Intelex Technologies, specialized on Quality and Supply Chain management system solutions. He has worked in a variety of industries, ranging from the power generation and utility sectors to manufacturing of industrial inkjet systems and injection molding systems. Moreover, Peter has been involved with addressing nonconformance from ISO 9001 compliance audits, developing nonconformance processes, incoming inspections, internal audits, Six Sigma Green Belt projects, root cause analysis workshops, Kaizen events, FMEA workshops, supplier quality initiatives, ISO 9001 compliance, and new product development initiatives.
Link to the recorded webinar: https://youtu.be/C-0od9gf2cU
The essential elements of a digital transformation strategyMarcel Santilli
Learn more: https://insights.hpe.com
Enterprises can survive digital disruption as well as grow revenue, improve profitability and increase market valuation — if they start rethinking what they do.
Digital transformation. It’s the use of technology to create a better customer experience, improve products and services, and increase the effectiveness of business operations. But it really means what your enterprise must do to adapt and thrive.
Today’s smaller, emerging companies are born digital. They can — and do — change quickly to answer consumer demand or a competitive offering. Larger, mature enterprises must start with a shift in strategy, because all industries will be changed or already have been changed by digital transformation. Many, like news media and publishers, music, video and retail have been or significantly disrupted. Up next: financial services, healthcare manufacturing, insurance, legal, education, utilities and energy. The good news? No industry has been or will be completely upended.
The first step is to recognize that disruption does not have to be a mass-extinction event. Enterprises can survive as well as grow revenue, improve profitability and increase market valuation. Here’s how to start rethinking what you do.
Oportunidades y riesgos creados por las disrupciones tecnológicasESPAE
Durante la próxima década la aceleración de las innovaciones digitales, golpeará a todos los negocios establecidos y exitosos con enormes disrupciones, creando oportunidades que lamentablemente no sabrán, en su mayoría, aprovechar.
Esta nueva realidad creara nuevos espacios para Startups ágiles y dinámicas que podrán capturar la oportunidad de crear nuevo valor económico y social.
En esta conferencia el Profesor invitado de ESPAE, Carlos Baradello, podrá conectar las tecnologías emergentes de Silicon Valley con la realidad empresarial de América Latina.
Digital Business Transformation | Strategy + Executionfeature[23]
Speed of innovation and certainty of your digital technology strategy is your new IP.
Market leading brands know they are competing in the 3rd Industrial Revolution – The Software Economy – and they will live or die by their digital adoption. Companies mature in digital business transformation are outperforming, making more money, and are more profitable than their peers.
These Digital Leaders are proactively transforming their business models and leading their segments through the frenetic pace of social, mobile, analytics, cloud, and the Internet of Everything. Unfortunately, digital is still shrouded in confusion, viewed as a cost center, and punished with inadequate funding.
How do you transform modern businesses at scale by creating technology-based capabilities, products, services, and business outcomes that delivers your authentic brand promise?
The Leadership Challenges of Digital Transformation - The Conference Board - ...Dion Hinchcliffe
Presented to The Conference Board earlier this year, this is my most complete and up-to-date view of how we can accelerate digital transformation in most organization using outside-the-box thinking, and taking advantage of the inherent power of digital networks and people to collaborate, innovate, and scale.
7 Ways to Lead Digital Transformation Without Being an IT SpecialistVistage UK
SMEs should be embracing the digital transformation to grow their businesses. This slideshare shows how non-IT business leaders can use strategic thinking and leadership excellence to drive innovation and change.
Automation, advanced manufacturing, AI, and the move to e-commerce are radically changing the nature of employment, while the gig economy is forcing companies to redefine what it means to be workers. People of all walks of life need to brace for the change they will see in their fields — and plan for positions that do not yet exist but will be a key component of the growth of a new global economy.
Insights on digital transformation on a global scale, how marketing technology has evolved and its impact for those in leadership and managing positions today.
From experimental type leadership, understanding digital culture to change management, what does it take for today's digital leaders to see real organization change, for becoming a digital-first organization.
E: info@enablerspace.com | T: +662 297 0289
Catalant CEO and Co-Founder, Rob Biederman, presented at the Future of Work Austin event in March of 2017. In this presentation, he shares his thoughts on the history of work and what changes we can expect in the coming years. Work is being reimagined; learn how your company can get ahead of this shift.
An educational presentation that explores how technology is changing the way people work together. Learn more at http://www.odesk.com/.
A video version can be found at: http://www.youtube.com/watch?v=G8Yt4wxSblc
For Alistair Cockburn, Agile has become overly decorated. Let’s scrape away those decorations for a minute, and get back to the center. The Heart of Agile is a fresh look at Agile that strips away a lot of the noise that has built up over recent years. It contains just four imperatives: Collaborate, Deliver, Reflect, Improve. With these four words, we can both improve the effectiveness of any organization and also find new and interesting topics that are not in the common agile literature.
More presentations from the Lean Digital Summit 2019 are available on www.lean-digital-summit.com
Today, I will be presenting on the topic of
"Generative AI, responsible innovation, and the law."
Artificial Intelligence has been making rapid strides in recent years,
and its applications are becoming increasingly diverse.
Generative AI, in particular, has emerged as a promising area of innovation, the potential to create highly realistic and compelling outputs.
Industry X.0 - Realizing Digital Value in Industrial Sectorsaccenture
Industry X.0 is a new way for manufacturing to operate. At its heart are highly intelligent, interconnected products and ecosystems that create a fully digital value chain, supplemented by new core innovation competences and deep cultural change. Learn more: https://accntu.re/2wKLK4m
It’s Time for a QMS Revolution with Quality 4.0PECB
This webinar provides insightful information on how Quality 4.0 will revolutionize the QMS implementation process. Moreover, the presenter discusses on how the emergence of social media platforms will play a role in the organization`s ability to achieve results.
Main points covered:
• Why it’s time for a QMS revolution?
• How do IoT and IIoT serve as enablers for the next generation of QMS across industries?
• What skills do quality professionals need to develop to meet the challenges of the digital age?
• How does the emergence of social media platforms and an increasingly transparent landscape impact the organizations’ ability to achieve optimal results and what can organizations do about it?
Presenter:
Peter-Elias Alouche is the Quality Practice Manager at Intelex Technologies, specialized on Quality and Supply Chain management system solutions. He has worked in a variety of industries, ranging from the power generation and utility sectors to manufacturing of industrial inkjet systems and injection molding systems. Moreover, Peter has been involved with addressing nonconformance from ISO 9001 compliance audits, developing nonconformance processes, incoming inspections, internal audits, Six Sigma Green Belt projects, root cause analysis workshops, Kaizen events, FMEA workshops, supplier quality initiatives, ISO 9001 compliance, and new product development initiatives.
Link to the recorded webinar: https://youtu.be/C-0od9gf2cU
The essential elements of a digital transformation strategyMarcel Santilli
Learn more: https://insights.hpe.com
Enterprises can survive digital disruption as well as grow revenue, improve profitability and increase market valuation — if they start rethinking what they do.
Digital transformation. It’s the use of technology to create a better customer experience, improve products and services, and increase the effectiveness of business operations. But it really means what your enterprise must do to adapt and thrive.
Today’s smaller, emerging companies are born digital. They can — and do — change quickly to answer consumer demand or a competitive offering. Larger, mature enterprises must start with a shift in strategy, because all industries will be changed or already have been changed by digital transformation. Many, like news media and publishers, music, video and retail have been or significantly disrupted. Up next: financial services, healthcare manufacturing, insurance, legal, education, utilities and energy. The good news? No industry has been or will be completely upended.
The first step is to recognize that disruption does not have to be a mass-extinction event. Enterprises can survive as well as grow revenue, improve profitability and increase market valuation. Here’s how to start rethinking what you do.
Oportunidades y riesgos creados por las disrupciones tecnológicasESPAE
Durante la próxima década la aceleración de las innovaciones digitales, golpeará a todos los negocios establecidos y exitosos con enormes disrupciones, creando oportunidades que lamentablemente no sabrán, en su mayoría, aprovechar.
Esta nueva realidad creara nuevos espacios para Startups ágiles y dinámicas que podrán capturar la oportunidad de crear nuevo valor económico y social.
En esta conferencia el Profesor invitado de ESPAE, Carlos Baradello, podrá conectar las tecnologías emergentes de Silicon Valley con la realidad empresarial de América Latina.
Audience engagement in the new digital. Audience first conference, 16 July 2014CharityComms
Lindsay Herbert, global head of digital, Precedent
Visit the CharityComms website to view slides from our past events, see what events we have coming up and to check out what else we do.
http://www.charitycomms.org.uk
Social Media Boot Camp For Government ContractorsMichael Hackmer
Businesses have a hard enough time developing successful social media strategies. The challenge facing government contractors, who are trying to connect and build relationships, without violating agency rules and protocols, is an even more daunting task.
However, the opportunity to deliver valuable information to and engage online with key stakeholders in the government through social media channels is a significant one.
During a recent Webinar with James Baker of James Baker Consulting, and Edward Saltzberg, President of ERS Advisors, I had the opportunity to talk about what steps government contractors need to take as they seek to use social media as part of their business development and marketing engagement strategy with government agencies.
The Troubled Future of Startups and Innovation: Webinar for London FuturistsJeffrey Funk
These slides show how the most successful startups of today (Unicorns) are not doing as well as the most successful of 20 to 50 years ago. Today's startups are doing worse in terms of time to profitability and time to top 100 market capitalization status. Only one Unicorn founded since 2000 has achieved top 100 market capitalization status while six, nine, and eight from the 70s, 80s, and 90s did so. It is also unlikely that few or any of today's Unicorns will achieve this status because their market capitalizations are too low, share prices increases since IPO are too small, and profits remain elusive. Only 14 of 45 had share price increases greater than the Nasdaq and only 6 of 45 had profits in 2019. The reasons for the worse performance of today's Unicorns than those of 20 to 50 years ago include no breakthrough technologies, hyper-growth strategies, and the targeting of regulated industries. The slides conclude with speculations on why few breakthrough technologies, including science-based technologies from universities are emerging. We need to think back to the division of labor that existed a half a century ago.
Disrupt you! strategies for billion dollar success in the era of endless inn...Jay Samit
How can we make a difference with our lives when our world is changing faster than we can keep up? Technology, Science, the climate and even our jobs are transforming well beyond Darwinian rates. Our generation is being impacted by change like no other generation before it. We are the most educated and diverse in history. We are aware and adaptable, inspired and creative. We want our lives to have meaning, and we're not afraid to tweet, post, comment, like, swipe, or share them.
Our tablets are our TVs, and our phones are our teddy bears (show someone sleeping with phone). We believe in meaning over money, mentors over bosses. We are more concerned about making a difference, than making a buck. And if we’re not happy in the workplace…we will find or create a new one.
And with all this spirit, expectation, and energy that we invest in our careers, our generation also faces the biggest challenges: A shortage of jobs, lower wages, rising costs, crushing student debt, and a business landscape that is changing faster than most employees can adapt. Companies that survived for decades are being disrupted and put out of business seemingly overnight. Could your job, your company, your industry be next? How secure is your position? Are you really living life or just paying bills until you die?
Disrupt You will show you how every threat to the status quo is actually an opportunity in disguise. Disruption isn’t about what happens to you, it’s about how you respond to what happens to you.
The self-made billionaire in his twenties, an unheard of possibility a decade ago, now happens with regular frequency. The startup company, with little funding and a small staff, displaces hundred-year-old companies with billions in revenues virtually overnight. The consultant, with no background in technology or operating a business, makes millions of dollars online. This tightly interconnected world of the 21st century is exploding with new opportunities for personal empowerment and financial independence. What do all of these disruptions have in common? They were led by people who first disrupted internal assumptions about what they were capable of achieving and then unlocked that newly discovered potential to change their world.
Disrupt You will teach you how to master personal transformation, seize opportunity and thrive in this era of endless innovation. Disrupt You is an engaging, paradigm-shifting book that demystifies the mechanics of disruption and shows how anyone can thrive in an era of technological transformation.
You have a choice in life: pursue your dreams or be hired by someone else to help them fulfill their dreams. To change who you are, you must first change who you think you are.
startup, entrepreneur, motivation, career, personal transformation, book, author, best-seller, inspiration, jay samit, Disrupt You!, disruption, innovation, success, spe
It is no exaggeration to say that software is fundamentally changing the way that we as individuals interact with each other, companies and governments. When famed venture capitalist Marc Andreessen wrote that “software is eating the world”, he used a number of different examples of how software is disrupting traditional industries.
In the mobile world, you don't win the consumer on technology.
You win on better experiences. Learn how the top brands are positioning themselves to work like a startup.
How to Invent Two Businesses in One DayGoKart Labs
In 600 minutes, two teams at GoKart Labs dreamed, researched, pivoted, sketched, designed, wrote and presented the following two very different business ideas around the same problem.
This offers an overview of the higher education crisis, tools and frameworks to guide leadership through the change process to survive and then thrive. This includes a case study of how the president of Becker College has turned around the institution against all odds.
There are too many institutions serving too few students
at too high a price. Colleges and universities are not consistently delivering the desired outcomes of social and financial mobility, and we’re experiencing these trends at the exact moment there is a greater availability of outcomes data. The result? Unprecedented transparency in the state of higher education. We need entrepreneurial academic leaders to develop new offerings and new business models with greater relevance and ROI.
The pending silver tsunami of seniors is expected to reach 20% of the US population, 80 million people, by 2050 with a collective market projected to soon be in excess of $300 billion and a need for more direct care givers than we currently have teachers in all K-12 in the US.
This is an update on the conceptual development of the College of Design + Engineering + Commerce. This work was influenced by input from Steve Spinelli, President of Philadelphia University, Randy Swearer, Provost of Philadelphia University, DR Widder, Executive Director of University Innovation, and Gwynne Keathly, Vice Provost of Philadelphia University among many other contributors too numerous to list. Thank you
overview of design thinking based business program that begins with business models and runs through marketing, management, operations, and financial analysis
This is a problem set up for a faculty charrette exploring a discipline neutral problem that requires innovation in design (human values, interface), technology, and business model or the industry faces extinction
Business needs designers. Designers can invent, empowered with the tools and language of business they are uniquely qualified to innovate. Designing the Future of Business will offer designers a holistic overview of and introduction to key business skills and analytical tools explored through the designers lens. Specifically, this bridge program will apply design thinking and the design process to business tools to probe and analyze complex challenges such as new business models in changing economic environments.
More from Hyperloop Transportation Technologies Inc (16)
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
1. The Skillman Foundation www.heathermcgowan.com
Copyright
@heathermcgowan
1 What Is Happening
2 Why It Matters
3 How To Think Differently
Heather E. McGowan Context About The Future of Work and Learning
3. The Skillman Foundation www.heathermcgowan.com
Copyright
@heathermcgowan
RESILIENCE + PROPULSION
CommunityGeopoliticsWork/Learn
WHAT IS HAPPENING | FRIEDMAN THEORY: 3 CLIMATE CHANGES
Ethics
RE-
SHAPING
POLITICS
Technology
Moore’s Law
Exponential
Change
Climate
Later
To
Now
Market
Interconnected
To
Interdependent
My Focus
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WHAT IS HAPPENING | Linear Vs. Exponential Change
CHANGE
TIME
1 Billion Meters
26x Around Globe
30 Meters
2 3 4 5 5
1
2
4
8
16
32
1
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WHAT IS HAPPENING | Rising Machine Intelligence
1950
2000
CAPABILITY
Human
Machine
(Non Biological)
Intelligence
2050
TIME
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End of the 18th
century
Start of the 20th
Century
Start of 1970s Today
1.0
Steam Engine
Mechanical
Manufacturing
2.0
Electricity, Mass
Production,
Division of Labor
3.0
Computer,
Automation of
Manufacturing
4.0
Cyber-Physical
Systems, Internet
of Things
Learning Agility,
Adaptability,
Empathy,
Trans-disciplinary
Deep Expertise,
Disciplinary
STEM
Business
Reduce Risk,
Standardization,
Certainty
Physical Labor,
Basic Engineering
Learn A Skill
Talent
TIME
COMPLEXITY
WHAT IS HAPPENING: Next Industrial Revolution (World Economic Forum 4th)
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CAREEREDUCATIONRETIRE
K-12
University
Ladder
Job
Career
Age 5- 18/22
Age 18/22- 65
Pension
Age 66+
Life Expectancy 67
Success Measures:
Codified and
Transferred Skills +
Knowledge
WHY IT MATTERS: Old Economy Paradigm (Context)
Job
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LEVERAGELEARNLONGEVITY
LEARN LEARN LEARN LEARN LEARN LEARN
Engagement
Engagement
Engagement
Engagement
Engagement
Engagement
Remain Engaged
Life Expectancy 90+Success Measures:
Learning Agility,
Adaptability, Agency
WHY IT MATTERS: New Reality Paradigm
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LEARN LEARN LEARNUNLEARN RELEARN
Image credit: Giulia Forsythe
WHY IT MATTERS: The Illiterate of the 21st Century (Asimov)
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WHY IT MATTERS: We Must Retire These Questions
What Do You Want To Be
When You Grow Up?
What Is Your Major?
What Do You Do?
Work In Their Major
Automated by 2033
Jobs That Do Not Exist Yet65%
47%
27%
17 5Jobs Industries
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3 How To Think Differently
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@heathermcgowanWHAT
HOW
WHY
WHAT The
Company Sells
HOW The
Company Is
Special
WHY The
Company Exists
PRODUCT
PROCESS
PURPOSE
HOW TO THINK DIFFERENTLY: (Sinek) Start With Why
Start With Why: Simon Sinek
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We Make Computers And Electronics
We Challenge The Status Quo By Making
Technology Easy To Use
In Everything We Do, We Challenge Status
Quo, We THINK DIFFERENT
WHAT
HOW
WHY
PRODUCT
PROCESS
PURPOSE
Computer Phone Media Home
HOW TO THINK DIFFERENTLY: (Sinek) Start With Why: Apple
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How Do You Apply Your Gifts Aligned With
Your Purpose TODAY
What Are Your Unique Abilities?
What Interests You? What Drives You?
WHAT
HOW
WHY
JOB
SUPER POWER
PURPOSE
Job 1 Job 2 Industry 2 Job 3
HOW TO THINK DIFFERENTLY: Start With Why: Human
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HOW TO THINK DIFFERENTLY: Agile Learning Mindset
Agency
(Motivation, Self Awareness,
Personality Types)
Learning Agility
(Learning + Unlearning,
Learning Styles)
Uniquely Human Skills
(Empathy, Social Intelligence,
Creativity, etc.)
Adaptability
(Navigate Ambiguity,
Unstructured Problems)
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Changing Hierarchy Education vs. Learning
NEW LEARNING IMPERATIVEOLD MODEL: EDUCATION
DOMAIN
EXPERTISE
FOUNDATION
SKILLS
LEARNING
CONDITIONS
PORTABLE
SKILLS
PURPOSE +
LEARNING CONDITIONS
DOMAIN
EXPERTISE
LEARN
EXPLICIT
FOCUS ON
ADAPTING +
APPLYING
EXPAND ,
REPLACE +
CONNECT
THE POWER OF LEARNING
AGILE LEARNING MINDSET
+
OFTEN
MISSED
FOCUS ON
EASILY
MEASURABLE
FOCUS ON
CAREER PREP
(FIRST JOB)
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Preparation Activity
(Work)
Goal-
Target
Byproduct
LEARN
LEARN TO
LEARN
Unit of ValueDO
Unit of ValueLEARN DO
Increased
Capacity
OLD
ECONOMY
NEW
REALITY
HOW TO THINK DIFFERENTLY: New Paradigm = New Goals
@heathermcgowan
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RETIREWORKEDUCATE
Lifespan = 73 Years
RETIRE RECONDITION
ENGAGE
LEARN
Lifespan = 90 Years
OLD
ECONOMY
NEW
ECONOMY
HOW TO THINK DIFFERENTLY: New Economy Shifts Life Blocks
@heathermcgowan
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SUMMARY
• 3 Accelerations Re-shaping Our World
• The Future of Work is Learning
• Start With Purpose
• Build Agency Through
Purpose (Super Power)
• Focus on Learning Agility
and Adaptability
Editor's Notes
To understand what is happening, I borrow from my friend and teacher Tom Friedman who explains in his latest book, thank you for being late an optimists guide to thriving in the age of accelerations that we are in the midst of three interconnected accelerations. First we are going through an acceleration in technology evidenced by Moore’s Law. Soon anything mentally routine or predictable can be achieved by an algorithm. Second we are going through an acceleration in the market. We are moving from connected to interconnected to interdependent where our changes in a market on the other side of the globe has immediate impact here in the US. Third we are going through a acceleration in the change of the climate. Where we once to could address things like climate change and biodiversity loss later. Later is gone, anything we are going to save we have to save now. Collectively these three things are reshaping our world across 5 key dimensions: work and learning, geopolitics, community (how we form it and what it means), ethics, and collectively those four, Friedman believes, should force an entirely new political party forward– one based not on left and right but instead on modeling systems in nature by focusing on two things: resilience and propulsion. How do adapt to these accelerated changes and not only how do we bounce back but how do we bounce forward. I focus my work and this talk today on the Working and learning dimension
To engage in this discussion it is important to understand the difference between linear and exponential change. Folks at Singularity University have come up with a simple way of explaining it in terms of steps. If you were to take 30 linear steps, at the end you would have gone 30 meters. If you were to take 30 exponential steps, where each step is double the prior step, at the end of 30 steps you would be 1 billion meters or 26x around the globe. It is important to note that the first few steps are close together but the accelerations continue to advance the steps become much further apart. We are starting to feel some of that distance now.
Humans are adaptive. We evolve. We have to reset our median number for IQ because, according researched James Flynn, we see an increase in IQ of about 3 points every ten years as we, as a species, adapt to move complex environments. Humans also adapt to other changes in their environment. That adaptation is linear at best. About 65 some odd years ago we started creating better tools. They are just tools no matter how smart they become. Tools need humans. Humans have become reliant on tools. There increase in capabilities of these tools requires that we rethink what humans do and what tools do.
We are entering our next industrial revolution.. What is notable is two things 1) each industrial revolution builds upon the technological progress of the prior revolution and therefore each one scales faster than the one prior. 2) let’s look at the progress from the 3rd to the 4th industrial revolution. The 4th is based upon the internet infrastructure built in the 3rd industrial revolution and requires the digitization of the economy. Right now we have only digitized less than 20% of our economy according to McKinsey Global Institute. The notable thing here is as we move from the 3rd to the 4th we need talent that shifts from set disciplinary expertise to learning agility, adaptability, and transdisciplinarity with an emphasis on uniquely human skills. This is the moment we stop competing with machines as Robert just mentioned and we start focusing on human-machine partnerships where humans focus on uniquely human skills.
As we move into the 4th Industrial Revolution it is interesting to look at the corresponding human eras
Each era is dramatically shorter than the prior, collapsing by a factor of ten and each has a different value for talent and a different relationship with tools
This is how the old paradigm worked- life existed in three discrete band: education, career retire.
One was educated by some means to fill a role that became their identity. Think about it, what is the first question we ask each other “So what do you do?” and it starts at a young age. We ask children as young as five years old “What do you want to be when you grow up? “ This is an increasingly absurd question when most jobs they will have do not exist yet.
Whatever that education was put them on a career ladder or escalator until they reached the magical age of 65, retired, collected a pension and died two year s later– by design. It kept the retirement costs down when you only have to pay them for 18-24 months.
That model is gone yet many of our mental models, references, and practices are based upon it.
Life expectancy is further out at 90+. It is not yet but it will be. We are experiencing some life span shortening due to lifestyle factors but I believe they are temporary in the overall longevity trend.
The education, career, retire bands become overlapping areas of learn, leverage, and longevity.
Learn and leverage become constant cycles and success measures shift away from hiring for demonstrated skills and past experience to measuring learning agility and adaptability to navigate the longer more volatile learning tours of duty that will require adding and deleting skills.
While I do believe the future of work is learning. I do not think it is as simple as learn, learn, learn. One of the most important parts of this transition we will go through is the process of unlearning--- the process of letting go of our old mental models and methods to adapt and relearn new ones.
We ask children what they want to be when they grow up and that is becoming an increasingly absurd question when the Bureau of Labor Statistics suggests that 65% of those jobs (routed in a digitized economy not yet here) have not even been invented yet. Further, researchers Frey and Osborne reported in their famed Oxford study that 47% of our current work could be achieved by todays available technologies. This is not just physical labor or low skilled cognitive labor this is financial advising, legal research, etc. We still ask students to declare an undergraduate major early, many times before they even begin university study. The Federal Reserve Bank of NYC study found that only 27% of graduates work in the field of their undergraduate major. Deloitte suggests that soon 50% of the content of that undergraduate degree may be obsolete within 5 years. We know the debt lasts longer so why are we so myopically focused on skills transfer for jobs that may not be there? And Finally we ask each other what do you do for a living. These questions all calcify the mindset around an application of skills and knowledge at a moment in time. That moment is moving faster as the generation entering today may have 17 jobs across 5 different industries. We need to think of new ways of defining ourselves and focusing our studies.
About a decade ago in Puget Sound, a then not so well known guy named Simon Sinek gave a TEDX talk to a relatively small audience where he shared his theory about how great leaders communicate and and inspire. That TED talk has now been viewed 35 million times and it is one of the most watched TED Talks of all time. It presented a very simple concept which we think is even more relevant, although for different reasons, a decade later. The theory is simple, Sinek says every company can tell you what they do or sell (products or services) which they can generally describe. Good companies can tell you something about their process or what makes them unique or special but only really great companies and leaders can tell you why---their purpose– why they exist. He proposes that those who start with why rather than what create a more enduring, deeper connection. Why does this matter?
It matters because as companies and/or their business models launch, scale, and die in faster cycles– they are best served to navigate these evolutions if they define themselves by their culture– their driving principle and purpose first.
Take Apple, it is a simple example. Apple starts with why. Their purpose is their north star leading through all that they do. In everything we do, we challenge the status quo, we think differently. We challenge that status quo by making technology that is easy to use– or the how. And now the What– we just happen to make computers and electronics. This framing allows apple to span across industries even dropping the word computer from their name a decade or so back. Would you buy a watch from Dell or a phone from HP– no right? Because they have focused on their what– they have defined themselves in that tight box of computers. Similarly you can look at Amazon vs. Barnes and Noble. Can you imagine Barnes and Noble winning academy awards or launching a home automation hub like Alexa right? It was not long ago that Amazon and Barnes and Noble were both book sellers. Why does this matter and what does it have to do with the academy? I am going to hand it back to Robert to thread that needle.
I believe we need to take this very same approach with humans. Start with why. Start with purpose. Purpose is what will keep the lifelong learning candle lit. Marina Gorbis from the institute for the future of work says that as we close the digital divide we will have to address the motivational divide. I believe the best way to address it is to start with purpose first. From there help people understand how they work and learn best. What are their superpowers or unique abilities. After the why and the how is in place individuals can navigate through many whats with the resilience and propulsion they will need to traverse their career web of many jobs and several industries.
I use the term “Agile Learning Mindset” to cover the new operating system of the future– I think that you may be best served to look for future employees that first have these four things– learning agility– an understanding of how they learn, the ability to learn and unlearn, a focus on and understanding of their uniquely human skills notably empathy, social intelligence, creativity– the stuff that is difficult to replace with automation, adaptability– the ability to navigate ambiguity and change, and agency– the motivation and self awareness to take ownership of their future as they no longer sit passively on the career escalator but rather traverse the complex and emerging career web.
The conditions of learning were often missed as long as you could suffer through as learning was an early phase of life– one and done. Now the conditions of learning become more important as learning is irrefutably life long. Foundational skills become portable skills, domain expertise is not longer the top but rather a middle band of tools– think of like a swiss army knife– swap out and add to frequently and the tip becomes learning agility– the ability to learn and adapt, applying your portable skills and expertise to emerging challenges.
So to summarize this theory in very simple terms.
Old Model: You learned in order to do (something) from which you created a unit of value.
New Model: You Learn + Do in a cycle in order to build capability, the unit of value created is no longer the goal/output but rather a by-product. Simple examples of this increased capability are looking at companies like Amazon and Tesla that are always trying to learn. Everything they sell is a vehicle for further learning. If the most successful entities are thinking this way, so too should the individuals. The future of work is learning and talent is the engine of that future.
So to cap off this section with a very simple visual– our lives long existed in simple blocks: learn, work, retire. We moved through those blocks in a pretty smooth arc across our 70 something life span. Now those blocks are turned 90 degrees and we move through them differently. Retirement as we have known it will be gone for most and work will look differently. The learning block is now lifelong and we will move in an out of work, learning, and re-tooling periods.
I call my think tank work to learn because I believe we are coming out of an era in which we learned to do one thing in order to work doing that thing for set career arc. We now must reverse that by working in order to learn continuously for a much longer web of interconnected experiences.