This document discusses how investing can help achieve life goals like buying a house, saving for children's education, and a comfortable retirement. It notes that inflation reduces purchasing power over time, so investing wisely can help overcome inflation. The document recommends starting to invest early, as early investors will benefit more from compounding returns. It then introduces Family Solutions as a unique investment solution from Franklin Templeton Mutual Fund that can help plan for different life goals through a single investment plan.

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We All Have Dreams
Investing can help you realize your goals in life!
Buying your Providing a good Having a happy
Dream House future for Children Retired life

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Inflation shrinks your buying power
Investing wisely can help overcome inflation and reach your goals!
A Loaf of Bread 1 Liter Milk 1 Kg Apples
Year Amount Year Amount Year Amount
2000 Rs. 10 2000 Rs. 25 2000 Rs. 25
2010 Rs. 16 2010 Rs. 40 2010 Rs. 80
2020* Rs. 26 2020* Rs. 65 2020* Rs. 130
2030* Rs. 42 2030* Rs. 106 2030* Rs. 212
*Inflation for the years 2020 and 2030 assumed @ 5% annually

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Waiting can prove costly
Investing early can ensure you do not lose out on your goals!
Riya invested Rs.10,000 p.a from age 25 to 35 (for 10 years, a total of Rs.100,000)
Sameer invested Rs.10,00 p.a from age 35 to 60 (for 25 years, a total of Rs.250,000)
4000000
Rs. 33,41,292
Although Sameer invested 15
3000000
Rs. years longer than Riya and
contributed an additional Rs.
2000000
Rs.14,93,339 150,000, his account value at
age 60 was 44% less
1000000
0
Riya Sameer
Appreciation
Amount invested
Assumes each account earned 12% annually

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Investors feel MFs best suited to meet life goals!
53% investors feel MFs best suited for long-term needs like retirement,
child’s education, etc
To meet long term needs such as
53%
retirement, children, education etc.
To help grow your money in 1-2 years 29%
To help plan reduce your taxes 13%
5%
To park your money for a few months
0% 25% 50% 75%
Source: Franklin Templeton Global Investor Sentiment Survey: India, Feb 2011.
Research by ORCInternational; Sample: Online, 1002 adults; Age Group: 18-64

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Presenting

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What is Family Solutions?
A unique investment solution from Franklin Templeton Mutual Fund
that helps you plan for your life goals
RETIREMENT CHILD’S FUTURE WEALTH BUILDER

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How does it work?
STEP 1
Create a customized plan along
with your advisor using the Family
Solutions Planner

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How does it work?
STEP 2
Submit filled up Family Solutions
form and Goal Sheet to us along
with a single cheque

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How does it work?
STEP 3
Receive a Welcome Letter and
customized Family Solutions
Account Statement

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How does it work?
STEP 4
Periodically review progress of
goals with your financial advisor

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Benefits to you
to plan
Planner helps plan for life goals in simple, organized and customized way
Saves the trouble of choosing from 100s of funds with varied objectives

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Benefits to you
to invest
Fill up a single form for all your goals and pay through a single cheque

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Benefits to you
to monitor
Customized account statement gives details of goals, schemes invested in and
the value of the investments
Track the progress of your goals through your advisor

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Invest through Franklin Templeton Family
Solutions.
Give you family the future they deserve

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Risk Factors
 Disclaimer: Setting up the goals, planning of investment and taking informed investment decision might require
professional expert advice. You are advised to consult your advisor prior to arriving at the investment decision. There is
no assurance or guarantee that the goals planned for will be achieved and the same is subject to the investment
performance of the schemes. Past performance of the schemes is neither an indicator nor a guarantee of future
performance, and may not be considered as the basis for future investment decisions. The recommendation given above
is based on the inputs provided by you regarding your anticipated rate of returns and rate of inflation, the investment
goals including the target amount and investment horizon.
 Risk Factors: All investments in mutual funds and securities are subject to market risks and the NAVs of the
schemes may go up or down depending upon the factors and forces affecting the securities market including the
fluctuations in the interest rates. There can be no assurance that schemes’ investment objectives will be
achieved. The past performance of the mutual funds managed by the Franklin Templeton Group and its affiliates is not
necessarily indicative of future performance of the schemes. The names of the schemes do not in any manner
indicate the quality of the schemes, their future prospects or returns. The Mutual Fund is not guaranteeing or
assuring any dividend under any of the schemes. The Mutual Fund is also not assuring that it will make any
dividend/bonus distributions under the dividend/bonus plans of the schemes though it has every intention of doing so. All
dividend/bonus distributions are subject to the investment performance of the schemes and the payment of dividend is
subject to availability and adequacy of distributable surplus. Subscription in tax saving schemes are subject to lock-in
period specified in the respective scheme information document and the investor cannot redeem, transfer, assign or
pledge the units during the lock-in period. The Trustee, AMC, their directors or their employees shall not be liable for any
of the tax consequences that may arise, in the event that the Scheme is wound up before the completion of the lock-in
period. Investors are requested to consult tax professionals for specific tax, legal and financial implications of the
investment/ participation/disinvestment in the schemes. The investments made by the schemes are subject to external
risks. Please read the Statement of Additional Information (SAI) and Scheme Information Document (SID)
carefully before investing.
 Statutory Details: Franklin Templeton Mutual Fund in India has been set up as a trust by Templeton International Inc.
(liability restricted to the seed corpus of Rs. 1 lac) with Franklin Templeton Trustee Services Pvt. Ltd. as the Trustee
(Trustee under the Indian Trusts Act 1882) and with Franklin Templeton Asset Management (India) Pvt. Ltd. as the
Investment Manager. The Fund offers NAVs, purchases and redemptions on all business days except during the period
when there is a book closure.

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