Investor risk profiles determine individual attitudes towards risk in investing, impacting asset allocation decisions. There are five profiles: very conservative, conservative, moderate, dynamic, and aggressive, each with varying levels of risk and expected returns. Understanding one's risk tolerance through simple questions can guide investors in selecting appropriate investment strategies.

1. Investor Risk Profile
How can I determine My Investor Risk
Profile?

2. Investor Risk Profile
What is Investor Risk Profile?
All investors have differing attitudes towards risk. When it comes
to investing, it is important to consider your risk profile or
tolerance carefully, including how comfortable you are with the
possibility of losing money, or that returns on your investments
could vary widely from year to year.
Understanding your personal risk tolerance will help you
choose an appropriate asset allocation.

3. Investor Risk Profile
How can I get My Investor Risk Profile?
Answering a few simple questions can help you
to determine an investment mix that's
appropriate for your needs.
These questions are about:
Investment Experience, Age and Income,
Risk Tolerance, Investment Timeframe,
Liquidity or Cash Requirements,…

4. Investor Risk Profile
Definition of existing Risk Profiles in T-Advisor
There are 5 different risk profiles in T-Advisor.
I. Very Conservative - portfolios managed to achieve targeted reasonable return at
almost non risk.
This portfolio stakes roughly most of its assets in short term fix income and cash. This
very conservative portfolio's emphasis on inflation
protection is also notable.

5. Investor Risk Profile
Definition of existing Risk Profiles in T-Advisor
II. Conservative - portfolios managed to achieve targeted reasonable return at a minimal
risk of loss. Because capital preservation and stability are likely to be key goals, this
portfolio stakes roughly most of its assets in bonds and cash and the remainder in stocks.
This conservative portfolio's emphasis on inflation protection is also notable. That's because
as you add fixed-rate investments, inflation will gobble up more and more of your
purchasing power.

6. Investor Risk Profile
Definition of existing Risk Profiles in T-Advisor
III. Moderate - portfolios managed to achieve growth at reasonable risk of loss. It could be
the accumulating portfolio or one making modest distributions. It is best for people whose
life circumstances make them somewhat cautious.
Investors will have a time horizon of 5 to 10 years and choose to diversify across both
aggressive growth-oriented investments and more conservative interest-earning
investments. They emphasize income over growth. Moderate investors are medium risk
investors.

7. Investor Risk Profile
Definition of existing Risk Profiles in T-Advisor
IV. Dynamic - portfolios managed to achieve growth. It often has new money being
added regularly or can be drawn from on a discretionary basis.
Investors in this risk profile can tolerate a fair level of fluctuations in the value of you
investment in anticipation of possible higher returns.

8. Investor Risk Profile
Definition of existing Risk Profiles in T-Advisor
IV. Aggressive - Aggressive investors are willing to risk losing some money from time
to time for the potential of making greater returns in the long run.
Aggressive investors have a time horizon of more than 10 years.
Their focus is on wealth creation.
Aggressive investors are high risk investors.