Presentation on "Capital Market"
1.definition and characteristics
2.function and players
3.importance/role and types
4.factor and structure
5.reforms and development
Financial system and markets:
objectives of financial system-
Concepts of financial system-
Financial concepts-
Development of financial systems in India-
Weakness of Indian financial system
Presentation on "Capital Market"
1.definition and characteristics
2.function and players
3.importance/role and types
4.factor and structure
5.reforms and development
Financial system and markets:
objectives of financial system-
Concepts of financial system-
Financial concepts-
Development of financial systems in India-
Weakness of Indian financial system
For Videos use the links below
0 Course Introduction:: https://www.youtube.com/watch?v=9km4aXTus5c
1 Financial system and Environment : https://www.youtube.com/watch?v=BC2bAftm43c
2 Participants in a Financial System: https://www.youtube.com/watch?v=IEv_y7_aR7o
3 Functions of a Financial System: https://www.youtube.com/watch?v=T73-Dd8RM4I
4 Financial System and its components: https://www.youtube.com/watch?v=ovkAjEO8YAw
5 Efficiency of a financial system: https://www.youtube.com/watch?v=8xEUtvKYvPc
Financial institutions plays a very important role in an economy. There is a positive relationship between financial institution and economic development. Developing countries need to increase the availability of financial institution and financial services to its people.
This presentation will discuss the following topics:
Objectives
Introduction
What is a Financial Instrument?
Understanding Financial Instrument
Types of Financial Instrument
Financial Markets
Role of Financial Markets
Indian financial system and role of financial institutionsSiddharth Gupta
The Financial System of any country refers to a system that provides
smooth and efficient relationship between the borrowers and the lenders.
This system aims at establishing effective medium for generating funds from
various sources. A financial system may be defined as a set of institutions,
instruments and markets which fosters savings and channels them to their
most efficient use. The main function of this financial system is to assemble
wide spread savings from household individuals and industrial firms.
FEATURES OF INDIAN FINANCIAL SYSTEM
-It plays a vital role in economic development of a country.
-It encourages both savings and investment.
-It links savers and investors.
-It helps in capital formation.
-It helps in allocation of risk.
-It facilitates expansion of capital markets.
-It aids in financial deepening and financial broadening.
FINANCIAL INSTITUTIONS
Financial institutions are the participants in a financial market. They are business organizations dealing in financial resources. They collect resources by accepting deposits from individuals and institutions and lend them to trade, industry and others. They buy and sell financial instruments.
and many more things about the Indian financial system.
this ppt is about the financial services .whats the financial services, types of financial services,functions of financial services,importance of financial services,features of financial services,Indian financial system as well as international financial management.
For Videos use the links below
0 Course Introduction:: https://www.youtube.com/watch?v=9km4aXTus5c
1 Financial system and Environment : https://www.youtube.com/watch?v=BC2bAftm43c
2 Participants in a Financial System: https://www.youtube.com/watch?v=IEv_y7_aR7o
3 Functions of a Financial System: https://www.youtube.com/watch?v=T73-Dd8RM4I
4 Financial System and its components: https://www.youtube.com/watch?v=ovkAjEO8YAw
5 Efficiency of a financial system: https://www.youtube.com/watch?v=8xEUtvKYvPc
Financial institutions plays a very important role in an economy. There is a positive relationship between financial institution and economic development. Developing countries need to increase the availability of financial institution and financial services to its people.
This presentation will discuss the following topics:
Objectives
Introduction
What is a Financial Instrument?
Understanding Financial Instrument
Types of Financial Instrument
Financial Markets
Role of Financial Markets
Indian financial system and role of financial institutionsSiddharth Gupta
The Financial System of any country refers to a system that provides
smooth and efficient relationship between the borrowers and the lenders.
This system aims at establishing effective medium for generating funds from
various sources. A financial system may be defined as a set of institutions,
instruments and markets which fosters savings and channels them to their
most efficient use. The main function of this financial system is to assemble
wide spread savings from household individuals and industrial firms.
FEATURES OF INDIAN FINANCIAL SYSTEM
-It plays a vital role in economic development of a country.
-It encourages both savings and investment.
-It links savers and investors.
-It helps in capital formation.
-It helps in allocation of risk.
-It facilitates expansion of capital markets.
-It aids in financial deepening and financial broadening.
FINANCIAL INSTITUTIONS
Financial institutions are the participants in a financial market. They are business organizations dealing in financial resources. They collect resources by accepting deposits from individuals and institutions and lend them to trade, industry and others. They buy and sell financial instruments.
and many more things about the Indian financial system.
this ppt is about the financial services .whats the financial services, types of financial services,functions of financial services,importance of financial services,features of financial services,Indian financial system as well as international financial management.
Financial Institution Chapter one PPT slide.pptxetebarkhmichale
KCB MSME Loan Offer
Our KCB MSME Loan offer has been designed for our business customers in response to the current harsh economic times. We’re providing a financial cushion to help maintain liquidity for your working capital or to enable you to acquire trading assets.
Benefits
What we need from you
• Be an active KCB account holder for at least 6 months
• Business account annual turnover of between KES 500,000 to KES 100 Million.
• Must be a registered business (MSME) in Kenya
• Provide Business registration certificate
• Provide a valid business permit or trade license from the county government.
• Have a tax compliance certificate
• Borrower must have been in operation (viably) for at least 2 years.
• Must be a credit worthy MSME.
• Have a positive CRB listing
• Be compliant with the bank’s Environmental Risk Management Guidelines where applicable
Visit your nearest branch or contact your relationship manager to apply.
*Terms and Conditions Apply
What other customers also viewed
Telco Dealer Agents Loan
If you’re a Safaricom dealer or M-PESA agent, the Telco dealer credit facility is designed to h....
Overdraft Facilities
Whether you require temporary overdraft facilities for one-off situations or an annual facility f....
SME Term Loans
Choose between a secured or unsecured loan up to Kes. 250 Million, payable over flexible repaymen....
Retailer Finance
Need to stock up your store? With Retailer Finance, we support your business by financing you to purchase business inventory from your preferred distributor. With no collateral required, you can expand your business and see rising profit margins.
Benefits
What is required
• Existing one-year trading relationship between retailer and distributor
• Detailed profile write-up on the distributor
• Distributor’s 3 years’ audited accounts
• Over 3 months into current year’s management accounts
• CRB reports for the business and the directors
Rates & Fees
• Competitive rates
• Maximum loan limit per retailer – Kes 500,000 per distributor
• Maximum loan limit per retailer – Kes 1,000,000 for all distributors
What other customers also viewed
Boresha Biashara Loan
Boresha Biashara Loan is specially designed for micro businesses, giving you access to financing,....
Bodaboda/ Tuktuk Loan
Let us offer you 70% financing and set you off on your Boda Boda or Tuk Tuk biashara. That is not....
Jaza Duka
If you’re looking to jaza your duka, then look no further. This initiative, in partnership with....
Definition of leverage, Types of Leverages, meaning of operating leverage, financial leverage, combined leverage, Formulas for Operating and financial leverage, variable cost, fixed cost, EBIT, Contribution, EPS-EBIT Analysis, Income statement, practical problems on leverages, etc.
Unit 8 - Information and Communication Technology (Paper I).pdfThiyagu K
This slides describes the basic concepts of ICT, basics of Email, Emerging Technology and Digital Initiatives in Education. This presentations aligns with the UGC Paper I syllabus.
The Indian economy is classified into different sectors to simplify the analysis and understanding of economic activities. For Class 10, it's essential to grasp the sectors of the Indian economy, understand their characteristics, and recognize their importance. This guide will provide detailed notes on the Sectors of the Indian Economy Class 10, using specific long-tail keywords to enhance comprehension.
For more information, visit-www.vavaclasses.com
Welcome to TechSoup New Member Orientation and Q&A (May 2024).pdfTechSoup
In this webinar you will learn how your organization can access TechSoup's wide variety of product discount and donation programs. From hardware to software, we'll give you a tour of the tools available to help your nonprofit with productivity, collaboration, financial management, donor tracking, security, and more.
How to Create Map Views in the Odoo 17 ERPCeline George
The map views are useful for providing a geographical representation of data. They allow users to visualize and analyze the data in a more intuitive manner.
Operation “Blue Star” is the only event in the history of Independent India where the state went into war with its own people. Even after about 40 years it is not clear if it was culmination of states anger over people of the region, a political game of power or start of dictatorial chapter in the democratic setup.
The people of Punjab felt alienated from main stream due to denial of their just demands during a long democratic struggle since independence. As it happen all over the word, it led to militant struggle with great loss of lives of military, police and civilian personnel. Killing of Indira Gandhi and massacre of innocent Sikhs in Delhi and other India cities was also associated with this movement.
The French Revolution, which began in 1789, was a period of radical social and political upheaval in France. It marked the decline of absolute monarchies, the rise of secular and democratic republics, and the eventual rise of Napoleon Bonaparte. This revolutionary period is crucial in understanding the transition from feudalism to modernity in Europe.
For more information, visit-www.vavaclasses.com
Ethnobotany and Ethnopharmacology:
Ethnobotany in herbal drug evaluation,
Impact of Ethnobotany in traditional medicine,
New development in herbals,
Bio-prospecting tools for drug discovery,
Role of Ethnopharmacology in drug evaluation,
Reverse Pharmacology.
2. Finance Terms
• Finance: The proper management of
money.
• Money: The current medium of
exchange or means of payment.
• Credit or Loan: A sum of money to be
returned normally with interest.
3. Classification of finance
1. Public finance
– It studies the sources of funds of public
authorities such as states, local self-governments
and the Central Government.
– It is concerned with the income and expenditure
of public authorities and with the adjustment of
one to another.
Contd…
4. • Private finance
– An individual
– Profit-seeking business organizations
• External finance (outside sources)
– Direct financing (through issuing securities)
– Indirect financing (through middlemen)
• Internal finance (ploughing back of profits)
– A non-profit organization
Classification of finance
5. A set of institutions, instruments and
markets which promote savings and
channel them to their most efficient
use.
Financial system
Contd…
7. Financial Institutions
• Banking
– These are participate in the economy’s payments
mechanism
– Their deposit liabilities constitute a major part of
the national money supply
– They can, as a whole, create deposits or credit,
which is money
8. • Non-Banking
– Lend only out of resources put at their disposal by
the savers.
– LIC, UTI, IDBI
Financial Institutions
9. Financial Markets
• These are the centers or arrangements that
provide facilities for buying and selling of
financial claims and services.
• These are classified into
– Primary and secondary markets
– Money and capital markets
10. Primary and Secondary Markets
• Primary Markets
– deal in the new financial claims or new securities
(new issue markets)
– these are mobilize savings and they supply fresh
or additional capital
• Secondary Markets
– deal in securities already issued or existing or
outstanding.
– these do not contribute directly to the supply of
additional capital
11. Money and Capital Markets
• Both are perform the same function of
transferring resources to the producers.
• Money markets deals short-term claims
• Capital markets deals long-term claims
12. Financial Instruments and Services
• Financial asset
– A sum of money sometime in future
(repayment of principal) and/or a period
(regular/intervals) payment in the form of
interest or dividend.
• Financial instruments
13. Technology in Financial System
• Financial Services will be provided by a wide
variety of institutions.
• Small financial service firms will be able to obtain
access to the technologies they will require to
remain viable.
• Large number of small, specialized financial
service organizations will prevent the few from
dominating the market.
• Networks are permitting electronic fund transfers
from the merchant’s counter.
• Systems providing access to funds from virtually
any place in the Nation and are likely to be in use
in the next few years.
Contd…
14. Technology in Financial System
• Advanced communication technologies including
satellite relays, video cable, fiber optics and cellular
radio will find wide application in the financial service
industry.
• Decreasing computer costs will create the opportunity
for large numbers of individual consumers and
managers of small businesses to take advantage of
technology in using financial services.
• Large computers will be used to support the data
bases.
• Computers that accept voice inputs and recognize
fingerprints may become cost effective for financial
service delivery.
15. Financial System instability
• Increased cross-border integration and the
presence of large international financial
institutions facilitate the dissemination of
financial shocks across countries.
• Financial innovation in products and markets,
together with the existence of large financial
companies facilitate the transmission of
financial shocks in domestic financial
markets.
• Strong growth in asset prices and the growing
importance of household credit are potential
sources of financial instability.
16. Financial System Stability
• Monitoring and analysis of financial system
developments
• Designing and building up financial system safety nets
• Regulation of the banking system
• Market Infrastructure
• Safety Buffers
• Adoption of Common International Standards
• Corporate Bonds and Securities Market
• Risk management
• Market discipline (through prudential regulation and
supervision)
17. Development Finance Institution (DFI)
• It refers to a range of alternative financial
institutions including microfinance institutions,
community development financial institution
and revolving loan funds.
• These institutions provide a crucial role in
providing credit in the form of higher risk
loans, equity positions and risk guarantee
instruments to private sector investments in
developing countries.
• The purpose of DFIs is to ensure investment in
areas where otherwise, the market fails to
invest sufficiently.
18. Subsidies
• There are three main forms of subsidies in the
operations of DFIs in practice
– High level of liquidity;
– An ability to access technical assistance funds; and
– Subsidies passed on directly to beneficiaries.
19. Universal Banking
• Universal banking is a combination of Commercial
banking, Investment banking, Development
banking, Insurance and many other financial
activities.
• It is a place where all financial products are
available under one roof.
• A universal bank is a bank which offers
commercial bank functions plus other functions
such as Merchant Banking, Mutual Funds, Credit
cards, Housing Finance, Auto loans, Retail loans,
Insurance, etc.
23. Financial Institutions
• Provider of financial services such as
– transforming financial assets in terms of maturity of
liquidity (these are financial intermediaries)
– trading financial assets for themselves and others
– creating financial assets and then selling those assets
on the behalf of customers
– giving professional investment advice to others
– managing investment portfolios for others
• Depository institutions acquire most of their
funds through accepting deposits
• Non depository institutions receive funds from
other sources
24. Role of Financial Intermediaries
• Make direct investments by purchasing
bonds, stocks or making loans. These are their
assets
• Raise money for these investments by issuing
their own financial assets such as deposits,
insurance policies, mutual fund shares. These
are liabilities for the intermediary and
are indirect investments for the investors.
25. Asset/Liability Management
• Not all liabilities of financial intermediaries are
created equal! They differ in terms of the
certainty of their amount and timing
– Type I liabilities: timing and amount are certain
• example: bank fixed rate CD. Bank knows how much it
owes the depositor and when.
– Type II liabilities: amount is certain but timing is
not
• example: term life insurance policy. Insurance
company knows amount of policy but uncertain when
the policy holder will die.
26. Asset/Liability Management
– Type III liabilities: amount is not certain but timing is
• example: variable rate Certificate of Deposits (CD). Bank
knows the maturity date, but the interest owed is not known
when the CD is issued.
– Type IV liabilities: time and amount are uncertain
• example: auto insurance policy. The timing and payout for
an auto accident is not known when the policy is issued.
• The type of liabilities created by a financial
intermediary will determine how they invest their
funds (i.e. the type of assets that they hold)
27. Financial Innovation
• What is it?
– creation of new financial assets or new ways to use
financial assets
• Why does it happen?
– changing circumstances: increased instability in interest
rates, stock prices and exchange rates led to the
development of derivative securities
– advances in technology make new trading strategies
feasible
– competition among institutions for unique products and
strategies
– desire to avoid regulations or tax laws