This document discusses financial institutions in Bangladesh. It defines a non-bank financial institution as one that provides banking services without a full banking license. It lists the functions of banks and non-banks. Banks include central banks, commercial banks, and specialized banks. Non-banks include insurance companies, industrial finance, and microfinance institutions. The document then lists the major financial institutions operating in Bangladesh in 2016, separating them into national commercial banks, public commercial banks, local private commercial banks, foreign private commercial banks, and specialized banks including Islamic banks. Finally, it discusses some problems faced by non-bank financial companies and prospects for strengthening the financial sector through regulatory reform and developing new markets.

1. FINANCIAL INSTITUTION
By SamiuR RahmaN
JULY 21, 2016
SAMIUR
Dhaka

2. 1. What is financial Institution?
Ans: A non-bank financial institution (NBFI) is a financial institution that does not have a
full banking license or is not supervised by a national or international banking regulatory
agency.
Non-banking financial institutions, are financial institutions that provide banking services,
but do not hold a banking license.These institutions are not allowed tpo take deposits from
the public.
2. Function of financial institution?
Ans: We can classified financial institutions in to tow categories. Such as-
1. Bank and
2. Non-Bank
A. Bank
1. Central Bank
2. Commercial Bank
3. Specialized Bank
B. Non Bank
1. Insurance
2. Specialized
3. IndustrialFinance
4. HouseBuilding Finance
5. Leasing Companies
6. Money Exchanger
7. Micro Finance
8. NGO

3. 3. List of Financial Institution operating in Bangladesh in 2016?
Ans:
Financial Institution
National
Comercial
Bank(NCB)
1. Sonali Bank
2. Janata Bank
3. Sonali Bank
4. Agrani Bank
Public
Comercial
Bank(PCB)
Local Private Comercial
Bank(LCB)
1.Dutch Bangla Bank
Limited
2. The City Bank Limited
3. Prime BankLimited
4. Standard BankLimited
5. SoutheastBankLimited
6. BRAC Bank Limited
7. AB Bank Limited
8. Bank AsiaLimited
9. IFIC BankLimited
10. Mutual Trust Bank
Limited
Foreign Private
Comercial Bank(FPCB)
1. CitibankNA
2. HSBC
3. Standard Chartered
Bank
4. Commercial Bankof
Ceylon
5. State Bankof India
6. Habib BankLimited
7. National Bankof
Pakistan
8. Woori Bank
9. Bank Alfalah
Specilized Bank(SB)
1. BangladeshKrishi
Bank
2. Rajshahi Krishi
Unnayan Bank
Islamic Bank(IB)
1. Islami Bank
BangladeshLimited
2. Shahjalal islami
bankLimited
3. First SecurityIslami
Bank Limited
4. Export ImportBank
of Bangladesh
Limited
5. Al-ArafahIslami
Bank Limited
6. Social Islami Bank
Limited
7. ICB IslamicBank
8. Union Bank
Limited

4. 4. Problem and Prospects?
Ans: Problems:
 A net lease may shift some or all of the maintenance costs onto the tenant.
 If circumstances dictate that a business must change its operations significantly, it
may be expensive or otherwise difficult to terminate a lease before the end of the
term.
 If the business is successful, lessors may demand higher rental payments when
leases come up for renewal. If the value of the business is tied to the use of that
particular property, the lessor has a significant advantage over the lessee in
negotiations.
 The NBFCs have not been very much profitable.
Prospect:
 Strengthen the capacity, independence, funding, and accountability of the NBFI
regulators.
 Developmoneymarkets,governmentbondmarkets, andmunicipal bondmarkets.
 Restructure equitymarkets
 Improve transparencyandconsumerprotectioninthe insurance industry
 Radicallytransformcorporate governance
 Broadenaccessof NBFIfinance.
Reference:
 http://eprothomalo24.blogspot.com/2014/01/list-of-all-banks-in-bangladesh-
govt.html
 https://en.wikipedia.org/wiki/List_of_banks_in_Bangladesh
 https://www.bb.org.bd/econdata/index.php
 https://ideas.repec.org/p/wpa/wuwpfi/0409006.html
 https://www.google.com/