This document provides information about an IT presentation given to Prof. Ramesh K. by five students at Thakur Institute of Management Studies and Research on January 13, 2017. It discusses how IT has enabled globalization for small businesses and highlights several IT enabled products and strategies at Citibank, including the launch of innovation labs, mobile challenges, and implementations of technologies like IBM Watson. It also covers Citibank's outsourcing deals with companies like Wipro and TCS and the accolades and awards received by Citibank for its IT initiatives.
An introduction to the fintech space, with additional information on the wealth management space. This presentation was made for my team so that they would better understand the industry they are working in and where it is headed.
If you want to know about fintech then you must check out this presentation. Here you will get the basic points about fintech or technology in finance. A fintech is an abbreviated form of Financial Technology. It is also used as a collective term for all the technology in the financial sector. From a technical perspective, it is the seamless integration of technology in the finance sector to produce fast, accurate & efficient solutions for both consumers and businesses.
An introduction to the fintech space, with additional information on the wealth management space. This presentation was made for my team so that they would better understand the industry they are working in and where it is headed.
If you want to know about fintech then you must check out this presentation. Here you will get the basic points about fintech or technology in finance. A fintech is an abbreviated form of Financial Technology. It is also used as a collective term for all the technology in the financial sector. From a technical perspective, it is the seamless integration of technology in the finance sector to produce fast, accurate & efficient solutions for both consumers and businesses.
Use of Articificial Intelligence and technologies in providing financial services is what fintech does. Whether it is Payment gateway, insurance, banking, lending, stock trading, taxes.
How Fintech evolved over the years in the World and Indian Economy.
Indian Fintech Companies under different categories
Common Fintech practices adopted by Fintech Companies with better flexibility, convenience and accessibile financial products and services
IT Based Creative Industry--Women EmpowermentSri Safitri
This presentation was presented at the International Workshop on Woman Empowerment in IT on 23 - 28 March 2009 in collaboration with Department of Foreign Affairs of the Republik of Indonesia.
This year Indonesia stated the year of Creative Industry. It discuss opportunity in Creative Industry that has saved Indonesia from crisis. This industry supposedly more appropriate for women. However lack of understanding on IT has defferred Indonesian women from mastering this industry.
The presentation involves about Fintech industry, the technologies involved, various UPI's, regulators of Fintech Industry in India and Payment Sytstem in India
Singapore’s fintech industry continued its momentum in 2020 on the back of new regulations, fintech initiatives from regulators themselves and the introduction of the city state’s very first digital banks, according to the Singapore Fintech Report 2021 produced by Fintech News Singapore in partnership with Alibaba Cloud.
This report was commissioned by Fintechnews Singapore, created and written by Jocelyn Cheung, from research to layout. For more service like this, please reach me at LinkedIn@jocelyn18 or jocelyncky@gmail.com
China has become a global leader in Fintech, particularly in the mobile payment area. This report describes the market size and key driving factors of China's fintech industry as well as the future of China's fintech ecosystem. It also outlines the related future opportunities and implications for Finland.
A follow up to my first presentation of the Fintech and Wealthtech space (and apologies for releasing this late), this presentation summarizes some more concepts that are relevant in the space.
The commercial banking industry faces daunting challenges. Operational costs continue to rise. Corporate clients seek convenience and personalized products and services. Cybersecurity is a major concern as more and more bank processes become digitalized. Compliance with wide-ranging open banking regulations is mandatory. The entry of BigTechs and other players is heating up competitive pressure. Therefore, it is essential for banks to transform and adapt to the changing business environment.
Read our Top Trends in Commercial Banking: 2020 report for analyses of the initiatives, new solutions, and trends expected to shape the commercial banking ecosystem in 2020 and beyond.
This year sees businesses continue to respond to the pandemic and adjust to the new EU-UK Trade and Cooperation Agreement, while at the same time addressing issues like climate change and digitalisation.
As such, Enterprise Ireland has identified the following strategic priorities for 2021:
• Strengthen Irish enterprise to respond to market shocks and disruption in response to COVID-19 and Brexit
• Drive transformational change and the pace of innovation transitioning to new business models, digitalisation and the low carbon economy
• Scale and Grow the export and start-up base, across regions and sectors and grow companies of all sizes.
Enhancing, nurturing and leveraging the research and innovation ecosystem is key to Enterprise Ireland achieving these objectives.
There are many ways Walton Institute and TSSG Technology Gateway aligns with Enterprise Ireland, and promotes Irish industry.
Was recently invited to share my thoughts on fin-tech with the board of a top 5 bank in India. While Indian banks have several challenges, I was impressed by this board's disruption awareness and desire to embrace technological change. It was a good discussion. Here is an edited version of that presentation (removed a few non-public info slides).
A joint report between EY and LSE with contribution from Seldon. This report describes research undertaken by The London School of Economics and Political Science on behalf of EY Financial Services to investigate the use of Artificial Intelligence and Machine Learning and to provide one use case for each of the following sectors; Insurance, Banking & Capital Markets, and Wealth & Asset Management.
IoT Implementation Technology Regulation and Business Perspective.pptxSatriyo Dharmanto
General Lecture at University of Pelita Harapan (UPH) Indonesia. Talk about IoT Implementations Technology, Regulation and Business Model Perspectives. Use Case at Kupang East Nusa Tenggara Indonesia
Discusses Latest Trends in the Payments Industry from a global perspective. Starts with the increase in digital payments to the the need for banks to re-look at how they approach compliance to REgTechs to Regulatory Sandbox to Open API to Security and Authentication
Use of Articificial Intelligence and technologies in providing financial services is what fintech does. Whether it is Payment gateway, insurance, banking, lending, stock trading, taxes.
How Fintech evolved over the years in the World and Indian Economy.
Indian Fintech Companies under different categories
Common Fintech practices adopted by Fintech Companies with better flexibility, convenience and accessibile financial products and services
IT Based Creative Industry--Women EmpowermentSri Safitri
This presentation was presented at the International Workshop on Woman Empowerment in IT on 23 - 28 March 2009 in collaboration with Department of Foreign Affairs of the Republik of Indonesia.
This year Indonesia stated the year of Creative Industry. It discuss opportunity in Creative Industry that has saved Indonesia from crisis. This industry supposedly more appropriate for women. However lack of understanding on IT has defferred Indonesian women from mastering this industry.
The presentation involves about Fintech industry, the technologies involved, various UPI's, regulators of Fintech Industry in India and Payment Sytstem in India
Singapore’s fintech industry continued its momentum in 2020 on the back of new regulations, fintech initiatives from regulators themselves and the introduction of the city state’s very first digital banks, according to the Singapore Fintech Report 2021 produced by Fintech News Singapore in partnership with Alibaba Cloud.
This report was commissioned by Fintechnews Singapore, created and written by Jocelyn Cheung, from research to layout. For more service like this, please reach me at LinkedIn@jocelyn18 or jocelyncky@gmail.com
China has become a global leader in Fintech, particularly in the mobile payment area. This report describes the market size and key driving factors of China's fintech industry as well as the future of China's fintech ecosystem. It also outlines the related future opportunities and implications for Finland.
A follow up to my first presentation of the Fintech and Wealthtech space (and apologies for releasing this late), this presentation summarizes some more concepts that are relevant in the space.
The commercial banking industry faces daunting challenges. Operational costs continue to rise. Corporate clients seek convenience and personalized products and services. Cybersecurity is a major concern as more and more bank processes become digitalized. Compliance with wide-ranging open banking regulations is mandatory. The entry of BigTechs and other players is heating up competitive pressure. Therefore, it is essential for banks to transform and adapt to the changing business environment.
Read our Top Trends in Commercial Banking: 2020 report for analyses of the initiatives, new solutions, and trends expected to shape the commercial banking ecosystem in 2020 and beyond.
This year sees businesses continue to respond to the pandemic and adjust to the new EU-UK Trade and Cooperation Agreement, while at the same time addressing issues like climate change and digitalisation.
As such, Enterprise Ireland has identified the following strategic priorities for 2021:
• Strengthen Irish enterprise to respond to market shocks and disruption in response to COVID-19 and Brexit
• Drive transformational change and the pace of innovation transitioning to new business models, digitalisation and the low carbon economy
• Scale and Grow the export and start-up base, across regions and sectors and grow companies of all sizes.
Enhancing, nurturing and leveraging the research and innovation ecosystem is key to Enterprise Ireland achieving these objectives.
There are many ways Walton Institute and TSSG Technology Gateway aligns with Enterprise Ireland, and promotes Irish industry.
Was recently invited to share my thoughts on fin-tech with the board of a top 5 bank in India. While Indian banks have several challenges, I was impressed by this board's disruption awareness and desire to embrace technological change. It was a good discussion. Here is an edited version of that presentation (removed a few non-public info slides).
A joint report between EY and LSE with contribution from Seldon. This report describes research undertaken by The London School of Economics and Political Science on behalf of EY Financial Services to investigate the use of Artificial Intelligence and Machine Learning and to provide one use case for each of the following sectors; Insurance, Banking & Capital Markets, and Wealth & Asset Management.
IoT Implementation Technology Regulation and Business Perspective.pptxSatriyo Dharmanto
General Lecture at University of Pelita Harapan (UPH) Indonesia. Talk about IoT Implementations Technology, Regulation and Business Model Perspectives. Use Case at Kupang East Nusa Tenggara Indonesia
Discusses Latest Trends in the Payments Industry from a global perspective. Starts with the increase in digital payments to the the need for banks to re-look at how they approach compliance to REgTechs to Regulatory Sandbox to Open API to Security and Authentication
Internet of Things: How Finance Should Embrace the Coming Flood to Drive Top-...Gotransverse
Internet of Things (IoT) is already having a significant impact on the creation of new products and services across a number of verticals. But to generate new revenue from IoT, companies need to transform the incoming information from smart, connected products into services by offering the entire product “as-a-service”, “as-you-consume”, or using the product’s data stream to engage customers with additional services.
This webinar will cover the true IoT opportunity, feature companies already benefiting from connectivity, and discuss what finance needs to do to prepare for this 4th Industrial Revolution.
This is a quick summary along with a few synthesised insights from the FinovateEurope 2024 London conference. The deck includes a 1-page summary for each of the 37 fintech demos presented on Day 1 (27th February).
Slides that accompanied the Q2 2020 Quarterly Investment Briefing for West of England on 18th June if it had happened! The slides include a presentation from Thanh Quan-Nicholls, the Programme Lead for the new Digital Innovation Fund created by UWE and an update on those companies that have raised investment and those that hope to do so in the next quarter.
Slides 39-41 include information about those 24 companies that are actively raising investment in Q3 2020. Check out the disclaimer - these aren't recommendations, just information.
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Evolving Technology Trends Is your bank ready for tomorrow?aakash malhotra
Banks around the world have been
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Prior to COVID-19, the Middle East
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Webinar: Practical use-cases to monetize Open Banking APIsShubaS4
In this webinar, Thomas Zink – IDC research director for European financial services talked about the revenue potential of API enabled use-cases and how to overcome barriers to adoption. Karthik TS – Head, CoE, Torry Harris detailed the best practices to productize APIs, effective API management and marketplace-banking solutions.
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apidays LIVE Australia 2021 - Accelerating Digital
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From account opening to insurance underwriting to payments to peer-to-peer lending, FinTechs are innovating across areas and offering differentiated customer experience. India Fintech Ecosystem has been growing well over the last five years and many of these successful startups are now getting ready for international rollouts.
www.thedigitalfifth.com
The report maps current developments in open banking and its state of adoption from around the world. It includes use cases, regulatory and industry drivers, regulations and technical standards, use cases, technical reference architecture, adoption levels by financial institutions and consumers, and advise on how to turn this change into an opportunity.
Artificial intelligence (AI) offers new opportunities to radically reinvent the way we do business. This study explores how CEOs and top decision makers around the world are responding to the transformative potential of AI.
Modern Database Management 12th Global Edition by Hoffer solution manual.docxssuserf63bd7
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Focusing on what leading database practitioners say are the most important aspects to database development, Modern Database Management presents sound pedagogy, and topics that are critical for the practical success of database professionals. The 12th Edition further facilitates learning with illustrations that clarify important concepts and new media resources that make some of the more challenging material more engaging. Also included are general updates and expanded material in the areas undergoing rapid change due to improved managerial practices, database design tools and methodologies, and database technology.
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Ea citi bank-it-13jan2017
1. INFORMATION TECHNOLOGY
in
ACTION
Presented to
Prof. Ramesh K.
Presented by
Mr. Sanjay Jha (I-15-18-8)
Mr. Amey Mahadik (I-15-18-10)
Mr. Vipul More (I-15-18-13)
Mr. Manish Tripathi ( I – 15-18-19)
Mr. Paresh Kadam (I-15-18-23)
Thakur Institute of Management Studies and Research
(Friday, 13 January, 2017)
2. Information Technology: the great equalizer in the
business of going global
Today, technology makes it possible for small companies
to penetrate global markets very quickly and at very low
cost. A recent study found that at least one-third of small-
to medium-sized companies make extensive use of Web
technologies, and those that do have benefitted
significantly, using new Internet-based services to perform
the functions that entire departments once performed for
large corporations.
10. Citi launches Innovation Lab in Singapore
• Underlying its continued commitment to providing
innovative solutions to clients, Citi's Global Transaction
Services (GTS) business has opened the Citi Innovation Lab
in Singapore that comprises a Client Experience Center and
a Client Collaboration Center. The opening marks the first
such Innovation Lab for the bank's institutional clients in
Asia Pacific.
• The Innovation Lab uses new web, mobile, supply chain
and analytics technologies to engage Citi's institutional
clients more innovatively and to create the most effective
solutions and products for them. In the Innovation Lab, Citi
demonstrates its latest transaction banking solutions and
clients can "test drive" them through live demonstrations
with situation analysis and discussions with GTS' product
experts.
11. Top Innovations from Citi Mobile Challenge in Jerusalem,
London, Nairobi and Warsaw
• Citi announced the top innovations from the Citi
Mobile Challenge in Europe, the Middle East and
Africa (EMEA). This global initiative launched in EMEA
in February and invited developers to build solutions
based on Citi's digital platform and present concepts
at events in Jerusalem, London, Nairobi and Warsaw.
• Solutions that will receive a cash award of $25,000
each include "Swave" from Swave, "Umati Supply
Chain Finance Solution" from Umati Capital, "The
Kytabu app" from Kytabu Inc. and "Trade It" from
Trade It.
12. Citi Announces Top Innovations from Global Financial
Technology Challenge
• Citi announced the top innovations from the Citi®
Mobile Challenge U.S., a ground-breaking global
initiative that invites technology developers to
reimagine digital banking and fuel innovation in the
financial industry.
• Solutions that will receive a cash award of $20,000
each include "Citi Wallet for Small Business" from
Team Spydy, "Concierge app" from EPAM, "Mobile
Withdrawal" from Centric-Consulting, "Piggi" from
Critical Mass, "PopMoney on Android Wear" from
Apptivation and "Swift Banking" from Dogtown Media.
13. Citi Announces Top Innovations from Citi Mobile
Challenge Asia Pacific
• Citi announced the top innovations from Citi
Mobile Challenge in Asia Pacific. The global
initiative invited developers to build solutions
based on Citi's digital platform and present
concepts at events across Asia Pacific.
• Solutions that will receive a cash award of
US$25,000 each include InstaPaisa (India), Simply
Wall St (Australia), SmartLoan (Hong Kong), and
WePay (Singapore).
14. Citi Implements Market Data Compliance & Cost Savings Strategy
• Citigroup Inc. and NYSE Technologies, a division of NYSE
Euronext and a leader in market data products and services,
announced today an agreement to embark on a wide-ranging
market data compliance and cost savings strategy. The strategy
includes the use of NYSE Technologies' enhanced product suite,
built on DART technologies, in collaboration with Jordan &
Jordan, a market data management consulting and information
technology services firm, to create a managed service that will
facilitate the reduction of market data administration costs.
• Citi, the first customer for NYSE Technologies' new market data
administration service, will use DART (Data Administration and
Reporting Technologies) on a global basis to implement key
aspects of its market data administration workflow. The service
will include, among other things, direct reporting of entitlements
to exchanges, exchange compliance, and the elimination of
multiple user exchange fees across vendor platforms.
15. Citi uses IBM Watson Technologies
• Citigroup announced it has entered into an agreement
with IBM to explore possible uses for IBM Watson.
Under the agreement, Citi will examine the use of
deep content analysis and evidence based learning
capabilities found in IBM Watson to help advance
customer interactions and improve and simplify the
banking experience.
• Citi is working to be the leading digital bank, providing
customers with the latest technology to enhance and
facilitate service. Citi will evaluate ways that IBM
Watson technologies can help analyze customer needs
and process vast amounts of up-to-the-minute
financial, economic, product and client data.
16. Citi launches Open Ai
• Citi has launched OpenAi, a specialized range of information
delivery and reporting technology to support the delivery of
leading solutions for Citi’s alternative investment clients. OpenAi
will enable alternatives managers around the world to be more
efficient, invest in a more effective manner, and help better
manage operational risk.
• In an environment of expanding regulatory oversight, demand
for greater transparency, increasing competition and operational
complexity, having access to key portfolio data and exposures
across multiple counterparties, fund structures and geographies
is critical.
• Built on an integrated data management model, OpenAi
connects clients’ trading platforms seamlessly to Citi’s processing
systems, third-party providers, prime brokers and market data
sources, and gives them direct access to operational workflow
throughout the service lifecycle. With OpenAi, alternatives
managers have process and data visibility along with
visualization tools to view and customize data online in real time,
and access through mobile devices.
18. Outsourcing deal with Wipro (2008)
• Wipro Technologies, the global IT services business of
Wipro Limited , and Citigroup Inc . , have reached an
agreement for Wipro to acquire Citi Technology
Services Ltd., the India-based captive provider of
information technology services and solutions to Citi
entities worldwide, for an all cash consideration of
approximately $127 million.
• As part of the transaction, Wipro and Citi will sign a
Master Services Agreement for the delivery of
Technology Infrastructure Services and Application
Development and Maintenance (ADM) services for a
period of six years. The agreement provides for the
delivery of at least $500 million in service revenues
over the period of the contract.
19. TCS outsourcing deal
• TCS won the $2.5 billion outsourcing work
in October 2008
• Outsourcing for managing Citigroup’s back
office operations for nine-and-a-half years
• TCS also paid $505 million to Citigroup to
buy its India-based captive business
processing outsourcing arm, Citigroup
Global Services Ltd.
• Citigroup gives more than $200 million in
business annually to TCS
20. Outsourcing deals in pipeline
• TCS, Infosys, Wipro battle it out for
mega Citigroup outsourcing deal
• Contracts will be awarded in March
2018
• The contract will cover the back-office
operations of Citi Group
• The size of deal is expected to be more
than $1 billion for a period of 10 years
22. In 2015 Citi tied for top honors for reaching Forrester's US Online
Banking Benchmark for the most extensive secure website
functionality
Since 2012 Citi has achieved the highest ranking in Forrester's
evaluation of online banking. Highlights include:
Security & Privacy: Comprehensive information with succinct, clear
guidance on identity theft, cyber threats and email spoofs.
Account Management: Quick and easy online banking is vital. Citi
simplifies functionality and provides strong content.
Money Management: Citi's site offers users such valuable financial
tools as expense analysis, monthly budgeting and goal tracking.
Self-Service: Citi provides customers contextual help with common
questions and quick links that vary based on task.
Assisted Service: Most effective in proactively offering human help
online via chat and other touch points.
23. AWARDS OF EXCELLENCE
• Finance Asia Platinum Awards - 20th Anniversary
Best Foreign Bank
Best Foreign Investment Bank
• Finance Asia Country Awards for Achievement 2016
Best Foreign Bank (4th consecutive year)
Best Foreign Investment Bank (nine out of 10 years)
• Readers Digest's 'Trusted Brand' 2016
Citibank India's credit cards - 'Gold'
• The Asset Triple A Asset Servicing, Fund Management and
Investors Awards 2016
Best Sub custodian in India
Business Today 2016 Best Companies to Work for
• Debut at #20
• Businessworld - Best Bank Awards
• Best Foreign Bank (2nd consecutive year)
24. AWARDS OF EXCELLENCE
• Indian Banks Association - 11th Banking Technology Awards 2016
Awarded Best Technology Bank of the Year
Other recognitions:
Best Use of Technology to enhance customer experience
Best Risk Management, Fraud, and Cyber Security Initiatives
Best use of Digital and Channel Technologies
• CIBIL Transunion 2016 Credit Information Conference
Best Data Quality Amongst Foreign Banks (2nd consecutive year)
• ET's Best Brands Survey 2015
Most trusted brand amongst foreign banks (5th consecutive year)
• The Asset Triple A Country Awards 2015
Best Bank - Global (third consecutive year)
Best Corporate and Institutional Bank – Global (12th year)
Best Loan House
Best M&A House
25. AWARDS OF EXCELLENCE
• Dun & Bradstreet & Cedar - India's Top Banks & Banking Awards 2015
Best Foreign Bank – Retail
Best Foreign Bank – Overall
• 2015 World's Best Digital Banks Awards
Best Consumer Digital Bank in India (7th consecutive year)
• Euromoney Awards for Excellence 2015
Best Investment Bank (3rd consecutive year)
Best M&A House
• Finance Asia Country Awards for Achievement 2015
• Best Foreign Bank (3rd consecutive year of top ranking)
• The Asset Triple A Treasury, Trade and Risk Management Awards
2015
Best Service Provider in Risk Management
• FE Best Bank’s Award 2013-14
Best Foreign bank
• Euromoney Private Banking and Wealth Management Survey for 2015
Ranked 1 amongst International Clients
26. Conclusions
• Citibank has identified IT as a key enabler of
innovation in client servicing
• It has outsourced its routine and operational IT needs
to reliable vendors for cost cutting
• It is focusing on developing cutting edge financial
products with the help of IT
• Citibank has made its habit to involve leading IT
players in developing new solutions
• It has created an eco system of developing and
introducing new IT enabled products
• The effect has been greater customer satisfaction and
improved productivity